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		<description>Get the latest news and updates from Old Mutual. Old Mutual Limited (OML) is a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries.</description>
					<category>Business</category>
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		<pubDate>Thu, 11 Jun 2026 13:35:16 +0200</pubDate>
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				<itunes:subtitle>Get the latest news and updates from Old Mutual.</itunes:subtitle>
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		<title>MINDSPACE soundbite – How Two-Pot brings hope for future generations</title>
		<link>https://iono.fm/e/1685033</link>
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		<description><![CDATA[Two-Pot is working as it should. Are there high withdrawals? Yes. But are there reasons to celebrate? Also yes. We are starting to see green shoots of progress. The next step is to grow these gains and ensure they translate into lasting change.<br />
 <br />
Our analysts have a prediction of how long it will be until we shift the longstanding 6% retirement readiness statistic. Tune in to find out when that is likely to be, the good news about annuity numbers, and how employers can help members stay the course on long-term preservation.  <br />
<br />
This MINDSPACE soundbite is inspired by the May edition of our MINDSPACE newsletter. Listen for more details on the reforms that could accelerate our growth.<br />
 <br />
If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub. Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the Old Mutual Employee Benefits page for practical insights and fresh perspectives.<br />
<br />
Resources used in this episode <br />
<br />
DebtBusters warns of worsening household pressure in South Africa - CNBC Africa Big Business Insights: The neuroscience behind Two-Pot personas with Michelle Acton &amp; Dr Charlene Heyns-Nell: OldmutualKnow the neuroscience behind Two-pot personas - Big Business Insights ]]></description>
					<category>Business</category>
				<pubDate>Thu, 28 May 2026 13:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – How Two-Pot brings hope for future generations</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>8:51</itunes:duration>
		<itunes:summary><![CDATA[Two-Pot is working as it should. Are there high withdrawals? Yes. But are there reasons to celebrate? Also yes. We are starting to see green shoots of progress. The next step is to grow these gains and ensure they translate into lasting change.
 
Our analysts have a prediction of how long it will be until we shift the longstanding 6% retirement readiness statistic. Tune in to find out when that is likely to be, the good news about annuity numbers, and how employers can help members stay the course on long-term preservation.  

This MINDSPACE soundbite is inspired by the May edition of our MINDSPACE newsletter. Listen for more details on the reforms that could accelerate our growth.
 
If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub. Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the Old Mutual Employee Benefits page for practical insights and fresh perspectives.

Resources used in this episode 

DebtBusters warns of worsening household pressure in South Africa - CNBC Africa Big Business Insights: The neuroscience behind Two-Pot personas with Michelle Acton & Dr Charlene Heyns-Nell: OldmutualKnow the neuroscience behind Two-pot personas - Big Business Insights]]></itunes:summary>
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		<title>Insights from the March 2026 Employee Benefits Forum</title>
		<link>https://iono.fm/e/1685034</link>
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		<description><![CDATA[What are the trends in employee benefits, what can data tell us about human behaviour, and what messages should intermediaries be sharing with their clients right now? Find the answers in this highlights package of the March 2026 Employee Benefits Forum webinar, hosted by Old Mutual Corporate.  <br />
 <br />
<br />
Our featured guests were Lindiwe Sebesho, Managing Director of Remchannel,  Izak Odendaal; Investment Strategist at Symmetry; Ishaan Singh, Business Development Manager: Group Risk at Old Mutual Corporate; and Michelle Acton, Chief Customer Officer at Old Mutual Corporate.     <br />
 <br />
Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the Old Mutual Employee Benefits page for practical insights and fresh perspectives.  ]]></description>
					<category>Business</category>
				<pubDate>Mon, 18 May 2026 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685034_20260611_133754.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Insights from the March 2026 Employee Benefits Forum</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>9:36</itunes:duration>
		<itunes:summary><![CDATA[What are the trends in employee benefits, what can data tell us about human behaviour, and what messages should intermediaries be sharing with their clients right now? Find the answers in this highlights package of the March 2026 Employee Benefits Forum webinar, hosted by Old Mutual Corporate.  
 

Our featured guests were Lindiwe Sebesho, Managing Director of Remchannel,  Izak Odendaal; Investment Strategist at Symmetry; Ishaan Singh, Business Development Manager: Group Risk at Old Mutual Corporate; and Michelle Acton, Chief Customer Officer at Old Mutual Corporate.     
 
Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the Old Mutual Employee Benefits page for practical insights and fresh perspectives. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<title>MINDSPACE soundbite – Is Gen Z really worse off?</title>
		<link>https://iono.fm/e/1685035</link>
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		<description><![CDATA[Every generation believes it is worse off than its predecessors, but perhaps Generation Z has a stronger case than most. Amidst a cost of living crisis, with Gen Z graduate salaries down 21% in real terms, what can employers do to help younger team members start to think longer term and save? <br />
<br />
The answer lies in linking purpose and passion with an unavoidable truth: financial stability is the foundation of all ambition. We need to ask Gen Zs what they want from life and then show how financial planning makes this possible.  <br />
<br />
This MINDSPACE soundbite is inspired by the April edition of our MINDSPACE newsletter. It draws on episode 5 of the Old Mutual Big Business Insights podcast, with host Blessing Utete and guests Omega Shange and KG Bako. Listen for more information on how we can help to change younger generations’ outcomes. <br />
<br />
If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub. Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the Old Mutual Employee Benefits page for practical insights and fresh perspectives. <br />
<br />
Resources used in this episode: <br />
<br />
The cost of living crisis is global How to talk to new generations about their savings with KG Bako and Omega Shange ]]></description>
					<category>Business</category>
				<pubDate>Thu, 23 Apr 2026 14:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – Is Gen Z really worse off?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685035_20260611_133905_1400.jpeg"/>
		<itunes:duration>7:25</itunes:duration>
		<itunes:summary><![CDATA[Every generation believes it is worse off than its predecessors, but perhaps Generation Z has a stronger case than most. Amidst a cost of living crisis, with Gen Z graduate salaries down 21% in real terms, what can employers do to help younger team members start to think longer term and save? 

The answer lies in linking purpose and passion with an unavoidable truth: financial stability is the foundation of all ambition. We need to ask Gen Zs what they want from life and then show how financial planning makes this possible.  

This MINDSPACE soundbite is inspired by the April edition of our MINDSPACE newsletter. It draws on episode 5 of the Old Mutual Big Business Insights podcast, with host Blessing Utete and guests Omega Shange and KG Bako. Listen for more information on how we can help to change younger generations’ outcomes. 

If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub. Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the Old Mutual Employee Benefits page for practical insights and fresh perspectives. 

Resources used in this episode: 

The cost of living crisis is global How to talk to new generations about their savings with KG Bako and Omega Shange]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Big Business Insights: How to structure remuneration and benefits to appeal to top talent with Dalene Sechele and Lindiwe Sebesho</title>
		<link>https://iono.fm/e/1685036</link>
		<guid isPermaLink="true">https://iono.fm/e/1685036</guid>
		<description><![CDATA[Fierce competition for critical skills has become the new hallmark of our employment landscape. Instead of staying in jobs for the big bonus or paycheque, those lucky enough to be in demand are increasingly prioritising workplace culture and their wellbeing.<br />
 <br />
Studies show that even in a tough economy, many skilled employees are still choosing to resign from their jobs in search of greener pastures. So how can employers attract – and keep – the best people to help meet their organisational goals? To hear more research-based insights, our host Blessing Utete, the Commercial Executive Head at Old Mutual Corporate, is joined by guests Dalene Sechele, Engagement Executive for Life and Savings at Old Mutual, and Lindiwe Sebesho, Managing Director of Remchannel. Together they discuss how one-size-fits-all solutions are a thing of the past when it comes to building an engaged and resilient workforce.  <br />
<br />
To stay in the game, employers need to understand that people define value differently. Salary, flexibility, retirement security, skills development, career growth, and wellbeing are all in the mix. Tune in to hear why these benefits are no longer optional extras but rather vital investments for sustainable business success.   <br />
 <br />
Resources used in this episode:<br />
<br />
Dalene Sechele on LinkedInLindiwe Sebesho on LinkedIn  Remchannel Salary &amp; Wage Movement SurveyNew Remchannel survey warns of unseen negative consequences of salary flexibility on pension savings – FANewsRemchannel Quarterly Report August 2025 Remchannel Salary and Benefit Trends 2024 Human Resources Quarterly – Remchannel  Old Mutual Thought Leadership Forum 2025 – Mindspace Special EditionResignation risk persists despite turnover dip – Remchannel  Three minutes on the role of human capital leaders in today’s workplace – video ]]></description>
					<category>Business</category>
				<pubDate>Wed, 08 Apr 2026 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685036_20260611_134023.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: How to structure remuneration and benefits to appeal to top talent with Dalene Sechele and Lindiwe Sebesho</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685036_20260611_133926_1400.jpeg"/>
		<itunes:duration>32:08</itunes:duration>
		<itunes:summary><![CDATA[Fierce competition for critical skills has become the new hallmark of our employment landscape. Instead of staying in jobs for the big bonus or paycheque, those lucky enough to be in demand are increasingly prioritising workplace culture and their wellbeing.
 
Studies show that even in a tough economy, many skilled employees are still choosing to resign from their jobs in search of greener pastures. So how can employers attract – and keep – the best people to help meet their organisational goals? To hear more research-based insights, our host Blessing Utete, the Commercial Executive Head at Old Mutual Corporate, is joined by guests Dalene Sechele, Engagement Executive for Life and Savings at Old Mutual, and Lindiwe Sebesho, Managing Director of Remchannel. Together they discuss how one-size-fits-all solutions are a thing of the past when it comes to building an engaged and resilient workforce.  

To stay in the game, employers need to understand that people define value differently. Salary, flexibility, retirement security, skills development, career growth, and wellbeing are all in the mix. Tune in to hear why these benefits are no longer optional extras but rather vital investments for sustainable business success.   
 
Resources used in this episode:

Dalene Sechele on LinkedInLindiwe Sebesho on LinkedIn  Remchannel Salary & Wage Movement SurveyNew Remchannel survey warns of unseen negative consequences of salary flexibility on pension savings – FANewsRemchannel Quarterly Report August 2025 Remchannel Salary and Benefit Trends 2024 Human Resources Quarterly – Remchannel  Old Mutual Thought Leadership Forum 2025 – Mindspace Special EditionResignation risk persists despite turnover dip – Remchannel  Three minutes on the role of human capital leaders in today’s workplace – video]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<title>MINDSPACE soundbite – We are more resilient that we realise</title>
		<link>https://iono.fm/e/1685037</link>
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		<description><![CDATA[The world is full of conflict and uncertainty, and executives are under a lot of pressure. How will the uneven global economy affect demand and margins? Will funding conditions tighten? How will energy reforms translate into growth, and where are the biggest long-term opportunities?<br />
 <br />
The cause for hope is that our economy is more resilient than we realise. Izak Odendaal, Old Mutual’s Investment Strategist, gives some reassurance in this regard, plus three ways to attract businesses to invest in South Africa.<br />
 <br />
This MINDSPACE soundbite is inspired by the March edition of our MINDSPACE newsletter. Listen for more details on the reforms that could accelerate our growth.<br />
 <br />
If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub. Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the Old Mutual Employee Benefits page for practical insights and fresh perspectives. <br />
<br />
Resources used in this episode: <br />
<br />
Businesses react to Supreme Court’s ruling on Trump’s tariffs Operation Vulindlela promising to add capacity to the national grid Opportunities in South Africa’s recovery – Budget Speech 2026 Pick and stick to your Smarties _ Mindspace SA has enough secured fuel supply to last until mid-April – Newzroom Afrika  ]]></description>
					<category>Business</category>
				<pubDate>Thu, 02 Apr 2026 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – We are more resilient that we realise</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685037_20260611_134044_1400.jpeg"/>
		<itunes:duration>7:14</itunes:duration>
		<itunes:summary><![CDATA[The world is full of conflict and uncertainty, and executives are under a lot of pressure. How will the uneven global economy affect demand and margins? Will funding conditions tighten? How will energy reforms translate into growth, and where are the biggest long-term opportunities?
 
The cause for hope is that our economy is more resilient than we realise. Izak Odendaal, Old Mutual’s Investment Strategist, gives some reassurance in this regard, plus three ways to attract businesses to invest in South Africa.
 
This MINDSPACE soundbite is inspired by the March edition of our MINDSPACE newsletter. Listen for more details on the reforms that could accelerate our growth.
 
If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub. Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the Old Mutual Employee Benefits page for practical insights and fresh perspectives. 

Resources used in this episode: 

Businesses react to Supreme Court’s ruling on Trump’s tariffs Operation Vulindlela promising to add capacity to the national grid Opportunities in South Africa’s recovery – Budget Speech 2026 Pick and stick to your Smarties _ Mindspace SA has enough secured fuel supply to last until mid-April – Newzroom Afrika ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Big Business Insights: How to talk to new generations about their savings with KG Bako &amp;amp; Omega Shange</title>
		<link>https://iono.fm/e/1685038</link>
		<guid isPermaLink="true">https://iono.fm/e/1685038</guid>
		<description><![CDATA[Different generations have unique experiences of the world and their workplaces. By 2030, over 75% of the workforce will be millennials and Gen Zs, so things are shifting rapidly. In a 2025 Deloitte survey, it was found that Gen Z take work-life balance very seriously, with only 6% saying that their primary career goal is to reach a leadership position. Yet these employees will still need to be able to retire someday. How do we help them to save for it? <br />
<br />
Welcome to the Big Business Insights podcast, brought to you by Old Mutual Corporate. The host, Blessing Utete, the Commercial Executive Head at Old Mutual Corporate, is joined by thought leaders and visionaries across sectors. Together, they seek to understand how we got here and where we’re going.   <br />
 <br />
For this eye-opening episode, Blessing is joined by Omega Shange, a data analyst with a passion for psychology, marketing and finance, and KG Bako, Managing Executive of Talent Management and Transitions at the Absa Group. They share ideas on how to encourage younger generations to plan ahead.  <br />
<br />
Tune in to hear more about the financial realities that younger employees are facing, different mindsets in the workplace, and what role employers can play in making sure the next generation is set up for financial success.<br />
 <br />
 Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself. <br />
 <br />
Resources used in this episode: <br />
<br />
KG Bako on LinkedIn Omega Shange on LinkedIn Deloitte 2025 Gen Z and Millennial SurveyMoney Mondays   Old Mutual Corporate Resource Hub  ]]></description>
					<category>Business</category>
				<pubDate>Wed, 01 Apr 2026 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685038_20260611_134054.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: How to talk to new generations about their savings with KG Bako &amp;amp; Omega Shange</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685038_20260611_134103_1400.jpeg"/>
		<itunes:duration>33:47</itunes:duration>
		<itunes:summary><![CDATA[Different generations have unique experiences of the world and their workplaces. By 2030, over 75% of the workforce will be millennials and Gen Zs, so things are shifting rapidly. In a 2025 Deloitte survey, it was found that Gen Z take work-life balance very seriously, with only 6% saying that their primary career goal is to reach a leadership position. Yet these employees will still need to be able to retire someday. How do we help them to save for it? 

Welcome to the Big Business Insights podcast, brought to you by Old Mutual Corporate. The host, Blessing Utete, the Commercial Executive Head at Old Mutual Corporate, is joined by thought leaders and visionaries across sectors. Together, they seek to understand how we got here and where we’re going.   
 
For this eye-opening episode, Blessing is joined by Omega Shange, a data analyst with a passion for psychology, marketing and finance, and KG Bako, Managing Executive of Talent Management and Transitions at the Absa Group. They share ideas on how to encourage younger generations to plan ahead.  

Tune in to hear more about the financial realities that younger employees are facing, different mindsets in the workplace, and what role employers can play in making sure the next generation is set up for financial success.
 
 Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself. 
 
Resources used in this episode: 

KG Bako on LinkedIn Omega Shange on LinkedIn Deloitte 2025 Gen Z and Millennial SurveyMoney Mondays   Old Mutual Corporate Resource Hub ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<title>Big Business Insights: Simple ways to strengthen employee retirement savings with Geraldine Fowler &amp;amp; Nyasha Dhlembeu</title>
		<link>https://iono.fm/e/1685039</link>
		<guid isPermaLink="true">https://iono.fm/e/1685039</guid>
		<description><![CDATA[We spend most of our waking lives at work, making the workplace the most powerful platform for fostering financial wellness. Without the employers’ facilitation or participation, our savings levels in South Africa would be far lower. So how can we make the most of this to improve employee outcomes on a large scale? <br />
 <br />
In this episode of Big Business Insights, brought to you by Old Mutual Corporate, host Blessing Utete, Commercial Executive Head at Old Mutual Corporate, highlights the power of collaboration. He is joined by Geraldine Fowler, president of the Institute of Retirement Funds Africa and Managing Director of GQM Fund Administrators, and Nyasha Dhlembeu, financial management lecturer and PhD candidate at the University of Pretoria, who researches the influence of financial literacy on retirement planning in South Africa.  <br />
 <br />
Together, they unpack the moral and practical obligations of employers. Is it enough to simply offer a fund, or must companies actively nurture the financial wellness of employees, with education and advice? <br />
<br />
The conversation delves into the impact of financial literacy, revealing why women and young people are often the most vulnerable. The discussion also explores what South Africa can learn from emerging economies like Kenya and Chile regarding auto-enrolment and innovative solutions for the informal sector. Tune in to understand how we can collectively shift South Africa’s savings culture. <br />
<br />
Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself.  <br />
<br />
Resources used in this episode:   <br />
<br />
Geraldine Fowler on LinkedInNyasha Dhlembeu on LinkedInInstitute of Retirement Funds AfricaThe Influence of Financial Literacy on Retirement Planning in South Africa (co-authored by Nyasha Dhlembeu) Bankers and Financial Advisers in an Emerging Economy – Are They Financially Literate? (co-authored by Nyasha Dhlembeu)Retirement vs Reality  Designing Better Outcomes  Only 6% retire with enough – Here’s how you can beat the odds Old Mutual Employee Benefits page on LinkedIn  <br />
<br />
  ]]></description>
					<category>Business</category>
				<pubDate>Wed, 25 Mar 2026 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685039_20260611_134003.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: Simple ways to strengthen employee retirement savings with Geraldine Fowler &amp;amp; Nyasha Dhlembeu</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685039_20260611_134224_1400.jpeg"/>
		<itunes:duration>33:15</itunes:duration>
		<itunes:summary><![CDATA[We spend most of our waking lives at work, making the workplace the most powerful platform for fostering financial wellness. Without the employers’ facilitation or participation, our savings levels in South Africa would be far lower. So how can we make the most of this to improve employee outcomes on a large scale? 
 
In this episode of Big Business Insights, brought to you by Old Mutual Corporate, host Blessing Utete, Commercial Executive Head at Old Mutual Corporate, highlights the power of collaboration. He is joined by Geraldine Fowler, president of the Institute of Retirement Funds Africa and Managing Director of GQM Fund Administrators, and Nyasha Dhlembeu, financial management lecturer and PhD candidate at the University of Pretoria, who researches the influence of financial literacy on retirement planning in South Africa.  
 
Together, they unpack the moral and practical obligations of employers. Is it enough to simply offer a fund, or must companies actively nurture the financial wellness of employees, with education and advice? 

The conversation delves into the impact of financial literacy, revealing why women and young people are often the most vulnerable. The discussion also explores what South Africa can learn from emerging economies like Kenya and Chile regarding auto-enrolment and innovative solutions for the informal sector. Tune in to understand how we can collectively shift South Africa’s savings culture. 

Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself.  

Resources used in this episode:   

Geraldine Fowler on LinkedInNyasha Dhlembeu on LinkedInInstitute of Retirement Funds AfricaThe Influence of Financial Literacy on Retirement Planning in South Africa (co-authored by Nyasha Dhlembeu) Bankers and Financial Advisers in an Emerging Economy – Are They Financially Literate? (co-authored by Nyasha Dhlembeu)Retirement vs Reality  Designing Better Outcomes  Only 6% retire with enough – Here’s how you can beat the odds Old Mutual Employee Benefits page on LinkedIn  

 ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<title>Big Business Insights: Using tech and talent to build adaptable organisations with Valter Adão &amp;amp; Dr Dieter Veldsman</title>
		<link>https://iono.fm/e/1685040</link>
		<guid isPermaLink="true">https://iono.fm/e/1685040</guid>
		<description><![CDATA[Adaptability, fluency and flexibility. These are the essential skills of business leaders as they face the coming decade, in which 59% of workers will need to completely re-skill. This isn't just a challenge – it's a matter of survival, defined by rapid technological shifts and unique local complexities. <br />
<br />
In this episode of Big Business Insights, brought to you by Old Mutual Corporate, host Blessing Utete, the Commercial Executive Head at Old Mutual Corporate, asks how big businesses can thrive in the future, instead of scrambling to keep up.  <br />
 <br />
He is joined by Valter Adão, a TEDx Speaker and expert in the fields of disruptive innovation and business re-imagination, and CEO of Cadena Growth Partners. Our second guest is scientist-practitioner, HR executive, keynote speaker, and global advisor Dr Dieter Veldsman. Dieter is Chief HR Scientist at the Academy to Innovate HR, and professor of practice at the University of Johannesburg.  <br />
<br />
The conversation covers what keeps executives up at night, why HR demands a strategic role, and some habits leaders can adopt to prepare for the unknown. Tune in to discover why company cultures that encourage experimentation and informed risk-taking are the foundation for technology adoption that truly moves innovation forward and delivers on your goals. <br />
<br />
Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself.  <br />
<br />
Resources used in this episode:  <br />
<br />
Dr Dieter Veldsman on LinkedIn   Valter Adão on LinkedIn  Why AI adoption in HR starts at the front line, not in the boardroomThe HR Dialogues podcast The Reskilling Revolution – a WEF initiativeOld Mutual Resource Hub Old Mutual Employee Benefits page on LinkedIn   ]]></description>
					<category>Business</category>
				<pubDate>Wed, 18 Mar 2026 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685040_20260611_134044.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: Using tech and talent to build adaptable organisations with Valter Adão &amp;amp; Dr Dieter Veldsman</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685040_20260611_134348_1400.jpeg"/>
		<itunes:duration>31:20</itunes:duration>
		<itunes:summary><![CDATA[Adaptability, fluency and flexibility. These are the essential skills of business leaders as they face the coming decade, in which 59% of workers will need to completely re-skill. This isn't just a challenge – it's a matter of survival, defined by rapid technological shifts and unique local complexities. 

In this episode of Big Business Insights, brought to you by Old Mutual Corporate, host Blessing Utete, the Commercial Executive Head at Old Mutual Corporate, asks how big businesses can thrive in the future, instead of scrambling to keep up.  
 
He is joined by Valter Adão, a TEDx Speaker and expert in the fields of disruptive innovation and business re-imagination, and CEO of Cadena Growth Partners. Our second guest is scientist-practitioner, HR executive, keynote speaker, and global advisor Dr Dieter Veldsman. Dieter is Chief HR Scientist at the Academy to Innovate HR, and professor of practice at the University of Johannesburg.  

The conversation covers what keeps executives up at night, why HR demands a strategic role, and some habits leaders can adopt to prepare for the unknown. Tune in to discover why company cultures that encourage experimentation and informed risk-taking are the foundation for technology adoption that truly moves innovation forward and delivers on your goals. 

Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself.  

Resources used in this episode:  

Dr Dieter Veldsman on LinkedIn   Valter Adão on LinkedIn  Why AI adoption in HR starts at the front line, not in the boardroomThe HR Dialogues podcast The Reskilling Revolution – a WEF initiativeOld Mutual Resource Hub Old Mutual Employee Benefits page on LinkedIn  ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<title>MINDSPACE soundbite – 3 new employee benefits trends</title>
		<link>https://iono.fm/e/1685041</link>
		<guid isPermaLink="true">https://iono.fm/e/1685041</guid>
		<description><![CDATA[In today's compliance-driven employee benefits environment, employers are wondering how to create connection and cohesion, and manage costs while remaining competitive.<br />
 <br />
This MINDSPACE soundbite, inspired by the February edition of our MINDSPACE newsletter, shares the three major trends that emerged from the Remchannel 2025 Employee Benefits Guide. <br />
 <br />
Out of 60 organisations, collectively employing over four hundred thousand people, the hot topics include wellness, performance-based rewards, and face time. Listen to this episode to find out more about how cost cutting measures, specialised health benefits, and office mandates are impacting businesses and their people. <br />
 <br />
If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.  <br />
<br />
Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the new Old Mutual Employee Benefits page for practical insights and fresh perspectives.   <br />
<br />
 <br />
<br />
Resources used in this episode:<br />
 <br />
 SABC clip on Coronavirus<br />
<br />
Menopause in the workplace – The Conversation podcast, BBC World Service<br />
<br />
Remote work and the law – Newzroom Afrika<br />
<br />
Gen Z prioritises mental health over wealth in the workplace – peoplemanagement.co.uk<br />
<br />
The rising tides of cancers among young adults – National Library of Medicine<br />
<br />
Old Mutual paid out R29m every working day in underwritten policies in 2024 – Business Day<br />
<br />
1 in 6 people globally affected by infertility – World Health Organization   <br />
<br />
Understanding the impact of menopause in the workplace – SHRM   <br />
<br />
After decades of misunderstanding, menopause is finally having its moment – Yale School of Medicine<br />
<br />
Cost management remains an executive priority in 2025 – BCG   ]]></description>
					<category>Business</category>
				<pubDate>Mon, 16 Mar 2026 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – 3 new employee benefits trends</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685041_20260611_134527_1400.jpeg"/>
		<itunes:duration>7:36</itunes:duration>
		<itunes:summary><![CDATA[In today's compliance-driven employee benefits environment, employers are wondering how to create connection and cohesion, and manage costs while remaining competitive.
 
This MINDSPACE soundbite, inspired by the February edition of our MINDSPACE newsletter, shares the three major trends that emerged from the Remchannel 2025 Employee Benefits Guide. 
 
Out of 60 organisations, collectively employing over four hundred thousand people, the hot topics include wellness, performance-based rewards, and face time. Listen to this episode to find out more about how cost cutting measures, specialised health benefits, and office mandates are impacting businesses and their people. 
 
If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.  

Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the new Old Mutual Employee Benefits page for practical insights and fresh perspectives.   

 

Resources used in this episode:
 
 SABC clip on Coronavirus

Menopause in the workplace – The Conversation podcast, BBC World Service

Remote work and the law – Newzroom Afrika

Gen Z prioritises mental health over wealth in the workplace – peoplemanagement.co.uk

The rising tides of cancers among young adults – National Library of Medicine

Old Mutual paid out R29m every working day in underwritten policies in 2024 – Business Day

1 in 6 people globally affected by infertility – World Health Organization   

Understanding the impact of menopause in the workplace – SHRM   

After decades of misunderstanding, menopause is finally having its moment – Yale School of Medicine

Cost management remains an executive priority in 2025 – BCG  ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<title>Big Business Insights: The evolution and future of umbrella funds with Astrid Ludin &amp;amp; Michelle Acton</title>
		<link>https://iono.fm/e/1685042</link>
		<guid isPermaLink="true">https://iono.fm/e/1685042</guid>
		<description><![CDATA[The number of registered retirement funds in South Africa has collapsed from almost 16 000 in 2000 to fewer than 5 000 in 2023. Currently, only around 870 of the registered funds are active. For companies, this is a chance to fundamentally redesign employee benefits to help deliver substantially better financial outcomes for their people.<br />
<br />
In this episode of Big Business Insights, brought to you by Old Mutual Corporate, host Blessing Utete, Commercial Executive Head at Old Mutual Corporate, discusses the opportunities of fund consolidation for employers. <br />
<br />
Joining us is Astrid Ludin, Deputy Commissioner at the Financial Sector Conduct Authority, with 15 years of experience in consumer protection, financial regulation, inclusion and education. Our other guest is Michelle Acton, Chief Customer Officer at Old Mutual Corporate, whose work involves research and insights, customer engagement, education, data and reporting. Prior to this, she successfully led the Two-Pot programme across the Old Mutual Group.<br />
 <br />
The discussion covers the myths and truths about umbrella funds, how technology can personalise an employee benefits experience, and the consolidation lessons we can learn from other countries. All of this to achieve our collective goal: giving members the best possible chance at a secure retirement.<br />
 <br />
 Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself. <br />
 <br />
Resources used in this episode:<br />
<br />
Michelle Acton on LinkedIn Astrid Ludin on LinkedInThe Financial Sector Conduct Authority (FSCA)Umbrella fund boom: advisers should assess fit, not just fees  SME South Africa: Employee benefits for small businesses The future of employee benefits in South Africa  Old Mutual Employee Benefits page on LinkedIn   ]]></description>
					<category>Business</category>
				<pubDate>Wed, 11 Mar 2026 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685042_20260611_134116.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: The evolution and future of umbrella funds with Astrid Ludin &amp;amp; Michelle Acton</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685042_20260611_134546_1400.jpeg"/>
		<itunes:duration>34:13</itunes:duration>
		<itunes:summary><![CDATA[The number of registered retirement funds in South Africa has collapsed from almost 16 000 in 2000 to fewer than 5 000 in 2023. Currently, only around 870 of the registered funds are active. For companies, this is a chance to fundamentally redesign employee benefits to help deliver substantially better financial outcomes for their people.

In this episode of Big Business Insights, brought to you by Old Mutual Corporate, host Blessing Utete, Commercial Executive Head at Old Mutual Corporate, discusses the opportunities of fund consolidation for employers. 

Joining us is Astrid Ludin, Deputy Commissioner at the Financial Sector Conduct Authority, with 15 years of experience in consumer protection, financial regulation, inclusion and education. Our other guest is Michelle Acton, Chief Customer Officer at Old Mutual Corporate, whose work involves research and insights, customer engagement, education, data and reporting. Prior to this, she successfully led the Two-Pot programme across the Old Mutual Group.
 
The discussion covers the myths and truths about umbrella funds, how technology can personalise an employee benefits experience, and the consolidation lessons we can learn from other countries. All of this to achieve our collective goal: giving members the best possible chance at a secure retirement.
 
 Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself. 
 
Resources used in this episode:

Michelle Acton on LinkedIn Astrid Ludin on LinkedInThe Financial Sector Conduct Authority (FSCA)Umbrella fund boom: advisers should assess fit, not just fees  SME South Africa: Employee benefits for small businesses The future of employee benefits in South Africa  Old Mutual Employee Benefits page on LinkedIn  ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	</item>
	<item>
		<title>Big Business Insights: The neuroscience behind Two-Pot personas with Michelle Acton &amp;amp; Dr Charlene Heynes-Nell</title>
		<link>https://iono.fm/e/1685043</link>
		<guid isPermaLink="true">https://iono.fm/e/1685043</guid>
		<description><![CDATA[For many South Africans, life is a balancing act. The Competition Commission’s September 2025 Cost of Living report found that the average worker spends over 57% of their income on transport and electricity. It’s easy to see why financial planning and saving may feel like luxuries. <br />
 <br />
The Two-Pot system has been a step in the right direction: it gives South Africans access to a portion of their savings in case of emergency, while preserving the retirement pot and thereby help South Africans save more. So, what have we learnt a year in? How can employers help improve preservation rates? And what can neuroscience offer when it comes to understanding why people make the choices they make? <br />
<br />
This episode of Big Business Insights, brought to you by Old Mutual Corporate, has some answers. Host Blessing Utete, the Commercial Executive Head at Old Mutual Corporate, is joined by neuroscience change specialist and CEO of the Neuroscience Institute for Business, Dr Charlene Heyns-Nell. Also joining the discussion is Michelle Acton, Chief Customer Officer at Old Mutual Corporate, whose work involves research and insights, customer engagement, education, data and reporting. <br />
 <br />
Together, they help us better understand what drives employees’ decisions around retirement contributions. We delve into the complex emotional and cognitive parts of the process, and what kinds of rewards drive certain behaviours depending on the individual’s personality type.   <br />
 <br />
We also hear what successful communication looks like in a local context – what kind of messaging by employers inspires positive action by employees. <br />
 <br />
Tune in to understand more about how behavioural science and retirement policy intersect, while looking at what can be done from the top down to encourage better financial preservation.<br />
 <br />
Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself.  <br />
 <br />
Resources used in this episode: <br />
<br />
Michelle Acton on LinkedIn Dr Charlene Heyns-Nell on LinkedIn   The Neuroscience Institute for Business StatsSA report on monthly earnings in SA The cost of living crisis in SA – Daily Maverick Salaries in South Africa – half of all workers earn less than you think – BusinessTechLooking back on six months of Two-Pot Helping you understand the Two-Pot Retirement System  ]]></description>
					<category>Business</category>
				<pubDate>Wed, 04 Mar 2026 08:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685043_20260611_134125.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: The neuroscience behind Two-Pot personas with Michelle Acton &amp;amp; Dr Charlene Heynes-Nell</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685043_20260611_134747_1400.jpeg"/>
		<itunes:duration>32:33</itunes:duration>
		<itunes:summary><![CDATA[For many South Africans, life is a balancing act. The Competition Commission’s September 2025 Cost of Living report found that the average worker spends over 57% of their income on transport and electricity. It’s easy to see why financial planning and saving may feel like luxuries. 
 
The Two-Pot system has been a step in the right direction: it gives South Africans access to a portion of their savings in case of emergency, while preserving the retirement pot and thereby help South Africans save more. So, what have we learnt a year in? How can employers help improve preservation rates? And what can neuroscience offer when it comes to understanding why people make the choices they make? 

This episode of Big Business Insights, brought to you by Old Mutual Corporate, has some answers. Host Blessing Utete, the Commercial Executive Head at Old Mutual Corporate, is joined by neuroscience change specialist and CEO of the Neuroscience Institute for Business, Dr Charlene Heyns-Nell. Also joining the discussion is Michelle Acton, Chief Customer Officer at Old Mutual Corporate, whose work involves research and insights, customer engagement, education, data and reporting. 
 
Together, they help us better understand what drives employees’ decisions around retirement contributions. We delve into the complex emotional and cognitive parts of the process, and what kinds of rewards drive certain behaviours depending on the individual’s personality type.   
 
We also hear what successful communication looks like in a local context – what kind of messaging by employers inspires positive action by employees. 
 
Tune in to understand more about how behavioural science and retirement policy intersect, while looking at what can be done from the top down to encourage better financial preservation.
 
Follow the Old Mutual Employee Benefits page on LinkedIn and visit the Old Mutual Corporate Resource Hub for more insights, research and analysis to help you make the best decisions for your business, your employees and yourself.  
 
Resources used in this episode: 

Michelle Acton on LinkedIn Dr Charlene Heyns-Nell on LinkedIn   The Neuroscience Institute for Business StatsSA report on monthly earnings in SA The cost of living crisis in SA – Daily Maverick Salaries in South Africa – half of all workers earn less than you think – BusinessTechLooking back on six months of Two-Pot Helping you understand the Two-Pot Retirement System ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685043?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE soundbite – How to upgrade SA’s retirement score (according to global experts)</title>
		<link>https://iono.fm/e/1685044</link>
		<guid isPermaLink="true">https://iono.fm/e/1685044</guid>
		<description><![CDATA[In 1950, the average global life expectancy was about 46. Today, we’re marching closer to the 100 mark. But that means that people are set to outlive their savings – in some cases by decades. We need to reimagine retirement. <br />
<br />
This MINDSPACE soundbite, inspired by the January edition of our MINDSPACE newsletter, gives some ideas how. We reveal South Africa’s score in the 2025 Mercer CFA Institute Global Pension Index, and consider the solutions on how to improve it. <br />
<br />
If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. <br />
<br />
Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the new Old Mutual Employee Benefits page for practical insights and fresh perspectives.   ]]></description>
					<category>Business</category>
				<pubDate>Wed, 18 Feb 2026 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – How to upgrade SA’s retirement score (according to global experts)</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685044_20260611_134953_1400.jpeg"/>
		<itunes:duration>6:50</itunes:duration>
		<itunes:summary><![CDATA[In 1950, the average global life expectancy was about 46. Today, we’re marching closer to the 100 mark. But that means that people are set to outlive their savings – in some cases by decades. We need to reimagine retirement. 

This MINDSPACE soundbite, inspired by the January edition of our MINDSPACE newsletter, gives some ideas how. We reveal South Africa’s score in the 2025 Mercer CFA Institute Global Pension Index, and consider the solutions on how to improve it. 

If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. 

Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the new Old Mutual Employee Benefits page for practical insights and fresh perspectives.  ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685044_high.mp3?p=rss" length="6569813" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685044_20260611_134953_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685044?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE soundbite – The three personas of Two Pot and what they need from you</title>
		<link>https://iono.fm/e/1685045</link>
		<guid isPermaLink="true">https://iono.fm/e/1685045</guid>
		<description><![CDATA[When South Africa’s Two-Pot System went live, many employers and retirement funds braced for uncertainty. How many members would withdraw? How quickly? And what would they use the money for? Now, more than a year on, the data has provided clarity. Listen to this episode to find out more. <br />
<br />
This MINDSPACE soundbite is inspired by the November edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. <br />
<br />
Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the new Old Mutual Employee Benefits page for practical insights and fresh perspectives.  ]]></description>
					<category>Business</category>
				<pubDate>Thu, 04 Dec 2025 14:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – The three personas of Two Pot and what they need from you</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685045_20260611_135018_1400.jpeg"/>
		<itunes:duration>6:38</itunes:duration>
		<itunes:summary><![CDATA[When South Africa’s Two-Pot System went live, many employers and retirement funds braced for uncertainty. How many members would withdraw? How quickly? And what would they use the money for? Now, more than a year on, the data has provided clarity. Listen to this episode to find out more. 

This MINDSPACE soundbite is inspired by the November edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. 

Want to stay in the loop with the latest updates, insights, and ideas around retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the new Old Mutual Employee Benefits page for practical insights and fresh perspectives. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685045_high.mp3?p=rss" length="6370856" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685045_20260611_135018_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685045?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE soundbite – How saving more could save SA</title>
		<link>https://iono.fm/e/1685046</link>
		<guid isPermaLink="true">https://iono.fm/e/1685046</guid>
		<description><![CDATA[What can we learn from other countries who have successfully moved from<br />
poverty to prosperity? Evidence from 60 years of data across 160 countries<br />
suggests that nations with high savings rates enjoy stronger and more<br />
sustained growth. What can business leaders and decision-makers do to<br />
make this a reality for South Africa? Listen to this episode to find out.<br />
This MINDSPACE soundbite is inspired by the October edition of our<br />
MINDSPACE newsletter. If you’d like to subscribe, contact us at<br />
mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub<br />
at www.oldmutual.co.za/corporate/resource-hub.<br />
 <br />
Want to stay in the loop with the latest updates, insights, and ideas around<br />
retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the new<br />
Old Mutual Employee Benefits page for practical insights and fresh<br />
perspectives.<br />
<br />
Sources<br />
<br />
https://www.youtube.com/watch?v=89cJ9KTaZbE <br />
<br />
https://www.linkedin.com/posts/old-mutual-employee-benefits_economy-savingsandinvestments-jobs-activity-7381236861387575296-wxmF/?utm_source=share&amp;utm_medium=member_desktop&amp;rcm=ACoAAATSm-gB_Uj2aIe6zahNwHrpFRfTgjzUmF8 <br />
<br />
https://www.youtube.com/watch?v=dX1KpVFB1so <br />
<br />
https://www.linkedin.com/company/old-mutual-employee-benefits/posts/?feedView=all  ]]></description>
					<category>Business</category>
				<pubDate>Fri, 31 Oct 2025 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – How saving more could save SA</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685046_20260611_135038_1400.jpeg"/>
		<itunes:duration>6:52</itunes:duration>
		<itunes:summary><![CDATA[What can we learn from other countries who have successfully moved from
poverty to prosperity? Evidence from 60 years of data across 160 countries
suggests that nations with high savings rates enjoy stronger and more
sustained growth. What can business leaders and decision-makers do to
make this a reality for South Africa? Listen to this episode to find out.
This MINDSPACE soundbite is inspired by the October edition of our
MINDSPACE newsletter. If you’d like to subscribe, contact us at
mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub
at www.oldmutual.co.za/corporate/resource-hub.
 
Want to stay in the loop with the latest updates, insights, and ideas around
retirement, investment, risk, health, and wellbeing on LinkedIn? Follow the new
Old Mutual Employee Benefits page for practical insights and fresh
perspectives.

Sources

https://www.youtube.com/watch?v=89cJ9KTaZbE 

https://www.linkedin.com/posts/old-mutual-employee-benefits_economy-savingsandinvestments-jobs-activity-7381236861387575296-wxmF/?utm_source=share&utm_medium=member_desktop&rcm=ACoAAATSm-gB_Uj2aIe6zahNwHrpFRfTgjzUmF8 

https://www.youtube.com/watch?v=dX1KpVFB1so 

https://www.linkedin.com/company/old-mutual-employee-benefits/posts/?feedView=all ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685046_high.mp3?p=rss" length="6606557" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685046_20260611_135038_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685046?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE soundbite – 3 key trends in employee benefits</title>
		<link>https://iono.fm/e/1685047</link>
		<guid isPermaLink="true">https://iono.fm/e/1685047</guid>
		<description><![CDATA[Our retirement system has seen significant improvements over the past few decades. But the pace of change is likely to accelerate, not slow down. What three trends are going to shape the future of the retirement industry over the next 10 to 15 years? Join us for this MINDSPACE Soundbite as we discuss what innovation is needed to address the challenge of poor retirement outcomes for members, while remaining sensitive to their realities in the South African context. <br />
<br />
This MINDSPACE Soundbite is inspired by the October edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. <br />
<br />
Credits: <br />
<br />
https://youtu.be/SvKdpxo-lVs?t=7 <br />
<br />
https://www.youtube.com/watch?v=qbedDaEWmAI<br />
<br />
https://www.youtube.com/watch?v=SvKdpxo-lVs <br />
<br />
https://youtu.be/6XrLzlCkOpA?t=263  ]]></description>
					<category>Business</category>
				<pubDate>Fri, 10 Oct 2025 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – 3 key trends in employee benefits</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685047_20260611_135102_1400.jpeg"/>
		<itunes:duration>8:44</itunes:duration>
		<itunes:summary><![CDATA[Our retirement system has seen significant improvements over the past few decades. But the pace of change is likely to accelerate, not slow down. What three trends are going to shape the future of the retirement industry over the next 10 to 15 years? Join us for this MINDSPACE Soundbite as we discuss what innovation is needed to address the challenge of poor retirement outcomes for members, while remaining sensitive to their realities in the South African context. 

This MINDSPACE Soundbite is inspired by the October edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. 

Credits: 

https://youtu.be/SvKdpxo-lVs?t=7 

https://www.youtube.com/watch?v=qbedDaEWmAI

https://www.youtube.com/watch?v=SvKdpxo-lVs 

https://youtu.be/6XrLzlCkOpA?t=263 ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685047_20260611_135102_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685047?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE soundbite – What we must do now to secure better retirement futures</title>
		<link>https://iono.fm/e/1685048</link>
		<guid isPermaLink="true">https://iono.fm/e/1685048</guid>
		<description><![CDATA[What must South Africa do now to secure better retirement futures? A panel discussion sought to answer this question at the second annual Old Mutual Thought Leaders Forum in August 2025. In this special MINDSPACE Soundbite, we share the engaging dialogue and sound clips from the conversation.<br />
<br />
The panel comprised Astrid Ludin, Deputy Commissioner of the Financial Sector Conduct Authority; Chris Axelson, Deputy Director-General at the National Treasury; Shafeeq Abrahams, Chief Executive and Principal Officer of the Eskom Pension and Provident Fund; and Paul Watson, Principal at PDW Advisory in Australia. The discussion was moderated by Humphrey Mkwebu, Old Mutual Corporate’s Acting Managing Director.<br />
<br />
How can we better prepare ourselves for further reforms, what did Two-Pot teach us about tech, and is auto-enrolment on the cards for South Africa? Listen to find out.   <br />
 <br />
If you’d like to subscribe to the MINDSPACE newsletter, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. <br />
<br />
Sources:<br />
Thought Leaders Forum 2025  ]]></description>
					<category>Business</category>
				<pubDate>Fri, 12 Sep 2025 17:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – What we must do now to secure better retirement futures</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685048_20260611_135123_1400.jpeg"/>
		<itunes:duration>7:18</itunes:duration>
		<itunes:summary><![CDATA[What must South Africa do now to secure better retirement futures? A panel discussion sought to answer this question at the second annual Old Mutual Thought Leaders Forum in August 2025. In this special MINDSPACE Soundbite, we share the engaging dialogue and sound clips from the conversation.

The panel comprised Astrid Ludin, Deputy Commissioner of the Financial Sector Conduct Authority; Chris Axelson, Deputy Director-General at the National Treasury; Shafeeq Abrahams, Chief Executive and Principal Officer of the Eskom Pension and Provident Fund; and Paul Watson, Principal at PDW Advisory in Australia. The discussion was moderated by Humphrey Mkwebu, Old Mutual Corporate’s Acting Managing Director.

How can we better prepare ourselves for further reforms, what did Two-Pot teach us about tech, and is auto-enrolment on the cards for South Africa? Listen to find out.   
 
If you’d like to subscribe to the MINDSPACE newsletter, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. 

Sources:
Thought Leaders Forum 2025 ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685048?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE soundbite – What we learned at the 2025 Thought Leaders Forum</title>
		<link>https://iono.fm/e/1685049</link>
		<guid isPermaLink="true">https://iono.fm/e/1685049</guid>
		<description><![CDATA[The industry is still buzzing with energy and ideas from the second annual Old Mutual Thought Leaders Forum, held on 12 August 2025. Listen to this special MINDSPACE Soundbite, which shares the engaging dialogue and diverse perspectives of the event. <br />
<br />
Our esteemed speakers and panellists included Professor Adrian Saville of GIBS; Paul Watson, Principal at PDW Advisory; Astrid Ludin, Deputy Commissioner of the Financial Sector Conduct Authority; Shafeeq Abrahams, Chief Executive and Principal Officer of the Eskom Pension and Provident Fund; Chris Axelson, Deputy Director-General at the National Treasury; Valter Adão, Chief Executive Officer at Cadena Growth Partners; KG Bako, Managing Executive of Talent Management and Transitions at Absa Group Limited; Colin Smith, Executive of Human Resources at Northam Platinum; Lindiwe Sebesho, Managing Director of Remchannel; Zingiswa Losi, President of Cosatu: and former Public Protector Thuli Madonsela, currently a faculty member at Stellenbosch University. <br />
<br />
The Forum made it clear that the work ahead is significant – but so is our potential to make a real impact on improving economic outcomes for millions of South Africans. <br />
<br />
 <br />
If you’d like to subscribe to the MINDSPACE newsletter, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 26 Aug 2025 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – What we learned at the 2025 Thought Leaders Forum</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685049_20260611_135145_1400.jpeg"/>
		<itunes:duration>11:33</itunes:duration>
		<itunes:summary><![CDATA[The industry is still buzzing with energy and ideas from the second annual Old Mutual Thought Leaders Forum, held on 12 August 2025. Listen to this special MINDSPACE Soundbite, which shares the engaging dialogue and diverse perspectives of the event. 

Our esteemed speakers and panellists included Professor Adrian Saville of GIBS; Paul Watson, Principal at PDW Advisory; Astrid Ludin, Deputy Commissioner of the Financial Sector Conduct Authority; Shafeeq Abrahams, Chief Executive and Principal Officer of the Eskom Pension and Provident Fund; Chris Axelson, Deputy Director-General at the National Treasury; Valter Adão, Chief Executive Officer at Cadena Growth Partners; KG Bako, Managing Executive of Talent Management and Transitions at Absa Group Limited; Colin Smith, Executive of Human Resources at Northam Platinum; Lindiwe Sebesho, Managing Director of Remchannel; Zingiswa Losi, President of Cosatu: and former Public Protector Thuli Madonsela, currently a faculty member at Stellenbosch University. 

The Forum made it clear that the work ahead is significant – but so is our potential to make a real impact on improving economic outcomes for millions of South Africans. 

 
If you’d like to subscribe to the MINDSPACE newsletter, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685049?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE soundbite – Is South Africa prioritising growth or geopolitics?</title>
		<link>https://iono.fm/e/1685050</link>
		<guid isPermaLink="true">https://iono.fm/e/1685050</guid>
		<description><![CDATA[We’re navigating a new world trade order. The world’s geopolitical landscape is shifting beneath our feet, with new alliances forming and old powers jostling for influence. South Africa finds itself walking a tightrope. On one side, geopolitical alliances and ideological narratives. On the other, the urgent need for economic growth, job creation, and the upliftment of ordinary South Africans. So, where does our country stand in this emerging new world trade order? <br />
<br />
Join us for this MINDSPACE Soundbite as we discuss how we as a nation can prioritise the right things: our people, our economy, and our future. <br />
<br />
This MINDSPACE Soundbite is inspired by the June edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 01 Jul 2025 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – Is South Africa prioritising growth or geopolitics?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685050_20260611_135206_1400.jpeg"/>
		<itunes:duration>6:51</itunes:duration>
		<itunes:summary><![CDATA[We’re navigating a new world trade order. The world’s geopolitical landscape is shifting beneath our feet, with new alliances forming and old powers jostling for influence. South Africa finds itself walking a tightrope. On one side, geopolitical alliances and ideological narratives. On the other, the urgent need for economic growth, job creation, and the upliftment of ordinary South Africans. So, where does our country stand in this emerging new world trade order? 

Join us for this MINDSPACE Soundbite as we discuss how we as a nation can prioritise the right things: our people, our economy, and our future. 

This MINDSPACE Soundbite is inspired by the June edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685050_high.mp3?p=rss" length="6579412" type="audio/mpeg" />
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		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685050?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE soundbite – The answer to South Africa’s unemployment crisis</title>
		<link>https://iono.fm/e/1685051</link>
		<guid isPermaLink="true">https://iono.fm/e/1685051</guid>
		<description><![CDATA[South Africa’s unemployment rate hovers above 30% – a staggering figure<br />
that demands urgent action. SMEs and startups are powerful engines for job<br />
creation, but only if they can grow and scale effectively. Our entrepreneurial<br />
ecosystem is gaining momentum, but we’re at a critical juncture. What can we<br />
learn from Europe and the US to help unlock our country’s potential?<br />
<br />
Join us for this MINDSPACE Soundbite as we discuss how we can better<br />
build an environment – through policies, finance and support structures – to<br />
drive innovation and employment growth.<br />
<br />
This MINDSPACE Soundbite is inspired by the May edition of our<br />
MINDSPACE newsletter. If you’d like to subscribe, contact us at<br />
mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub<br />
at www.oldmutual.co.za/corporate/resource-hub. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 29 May 2025 13:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – The answer to South Africa’s unemployment crisis</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685051_20260611_135226_1400.jpeg"/>
		<itunes:duration>6:13</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s unemployment rate hovers above 30% – a staggering figure
that demands urgent action. SMEs and startups are powerful engines for job
creation, but only if they can grow and scale effectively. Our entrepreneurial
ecosystem is gaining momentum, but we’re at a critical juncture. What can we
learn from Europe and the US to help unlock our country’s potential?

Join us for this MINDSPACE Soundbite as we discuss how we can better
build an environment – through policies, finance and support structures – to
drive innovation and employment growth.

This MINDSPACE Soundbite is inspired by the May edition of our
MINDSPACE newsletter. If you’d like to subscribe, contact us at
mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub
at www.oldmutual.co.za/corporate/resource-hub.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	</item>
	<item>
		<title>MINDSPACE soundbite – Can SA get by without foreign aid?</title>
		<link>https://iono.fm/e/1685052</link>
		<guid isPermaLink="true">https://iono.fm/e/1685052</guid>
		<description><![CDATA[We’ve recently seen a shift in the global aid landscape. Some of the world’s largest economies are pulling back on international aid to prioritise their domestic concerns. This raises an important question for South Africa: How do we create self-sustainability beyond foreign aid?<br />
<br />
Join us for this MINDSPACE Soundbite as we discuss how we can better structure our economy to create sustainable progress rather than rely on short-term relief. Some of SA’s biggest challenges lie in infrastructure development, job creation, and fostering economic growth. What can the public and private sectors do together to change things for a better future?  <br />
<br />
This MINDSPACE Soundbite is inspired by the April edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.  ]]></description>
					<category>Business</category>
				<pubDate>Fri, 25 Apr 2025 14:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE soundbite – Can SA get by without foreign aid?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685052_20260611_135337_1400.jpeg"/>
		<itunes:duration>7:44</itunes:duration>
		<itunes:summary><![CDATA[We’ve recently seen a shift in the global aid landscape. Some of the world’s largest economies are pulling back on international aid to prioritise their domestic concerns. This raises an important question for South Africa: How do we create self-sustainability beyond foreign aid?

Join us for this MINDSPACE Soundbite as we discuss how we can better structure our economy to create sustainable progress rather than rely on short-term relief. Some of SA’s biggest challenges lie in infrastructure development, job creation, and fostering economic growth. What can the public and private sectors do together to change things for a better future?  

This MINDSPACE Soundbite is inspired by the April edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685052_20260611_135337_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685052?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE Soundbite – Does hybrid work still work?</title>
		<link>https://iono.fm/e/1685053</link>
		<guid isPermaLink="true">https://iono.fm/e/1685053</guid>
		<description><![CDATA[For decision-makers, the challenge is clear: finding the right balance between productivity, culture, employee engagement, recruitment, and retention. How does hybrid work fit into this picture? <br />
<br />
Join us for this MINDSPACE Soundbite as we discuss the findings of a global study, the 2024 HP Work Relationship Index, on what employees and employers value most in the workplace. You might be surprised to hear the results. We also ask what skills and tools the workforce will need to work alongside AI in the future. <br />
<br />
This MINDSPACE Soundbite is inspired by the March edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.  ]]></description>
					<category>Business</category>
				<pubDate>Fri, 28 Mar 2025 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE Soundbite – Does hybrid work still work?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685053_20260611_135401_1400.jpeg"/>
		<itunes:duration>7:12</itunes:duration>
		<itunes:summary><![CDATA[For decision-makers, the challenge is clear: finding the right balance between productivity, culture, employee engagement, recruitment, and retention. How does hybrid work fit into this picture? 

Join us for this MINDSPACE Soundbite as we discuss the findings of a global study, the 2024 HP Work Relationship Index, on what employees and employers value most in the workplace. You might be surprised to hear the results. We also ask what skills and tools the workforce will need to work alongside AI in the future. 

This MINDSPACE Soundbite is inspired by the March edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685053_20260611_135401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685053?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Big Business Insights: Retirement in an uncertain world</title>
		<link>https://iono.fm/e/1685054</link>
		<guid isPermaLink="true">https://iono.fm/e/1685054</guid>
		<description><![CDATA[The post-COVID era has brought about significant changes in the workplace, introducing new work models, systems, and non-traditional income opportunities. This raises an important question: how will retirement look in a world where its traditional framework has evolved? <br />
<br />
This thought-provoking topic is the focus of this episode of the Big Business Insights podcast, hosted by Blessing Utete, Managing Executive at Old Mutual Corporate Consultants. Guests Doris Viljoen, Director of the Institute for Futures Research at Stellenbosch Business School, and Graeme Codrington, thought leader and founder of Futures Club, provide insights into the shifting retirement landscape. They examine the reframing of traditional single-employer pension plans, the influence of trends like job-hopping and the gig economy, and the rising importance of adaptability and individual responsibility in retirement planning. The discussion also tackles issues such as short-term financial thinking, the critical role of financial literacy, and practical steps for individuals and employers to build secure financial futures. <br />
<br />
Resources used in this episode:<br />
<br />
Kiplinger.com: 6 ways retirement has changed over the past 25 years  <br />
<br />
Bowmanslaw.com: South Africa working beyond retirement  <br />
<br />
Businesstech.com: How much money you need to retire in SA <br />
 <br />
iol.co.za: Plan your retirement early  <br />
<br />
eNCA: Are South Africans ready for retirement?<br />
<br />
Financial Bunny: You don’t need a retirement fund<br />
<br />
  ]]></description>
					<category>Business</category>
				<pubDate>Wed, 19 Mar 2025 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685054_20260611_134417.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: Retirement in an uncertain world</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685054_20260611_135419_1400.jpeg"/>
		<itunes:duration>36:02</itunes:duration>
		<itunes:summary><![CDATA[The post-COVID era has brought about significant changes in the workplace, introducing new work models, systems, and non-traditional income opportunities. This raises an important question: how will retirement look in a world where its traditional framework has evolved? 

This thought-provoking topic is the focus of this episode of the Big Business Insights podcast, hosted by Blessing Utete, Managing Executive at Old Mutual Corporate Consultants. Guests Doris Viljoen, Director of the Institute for Futures Research at Stellenbosch Business School, and Graeme Codrington, thought leader and founder of Futures Club, provide insights into the shifting retirement landscape. They examine the reframing of traditional single-employer pension plans, the influence of trends like job-hopping and the gig economy, and the rising importance of adaptability and individual responsibility in retirement planning. The discussion also tackles issues such as short-term financial thinking, the critical role of financial literacy, and practical steps for individuals and employers to build secure financial futures. 

Resources used in this episode:

Kiplinger.com: 6 ways retirement has changed over the past 25 years  

Bowmanslaw.com: South Africa working beyond retirement  

Businesstech.com: How much money you need to retire in SA 
 
iol.co.za: Plan your retirement early  

eNCA: Are South Africans ready for retirement?

Financial Bunny: You don’t need a retirement fund

 ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685054_20260611_135419_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685054?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Big Business Insights: Work, womanhood, and the way forward</title>
		<link>https://iono.fm/e/1685055</link>
		<guid isPermaLink="true">https://iono.fm/e/1685055</guid>
		<description><![CDATA[The latest data from the World Economic Forum (WEF 2024) shows that women in 41 African countries earn, on average, 39% less than men and struggle to receive the same wage for the same job as their male colleagues. This season on the Big Business Insights podcast, we explore the evolving dynamics of the workplace, including the critical topic of gender equality.<br />
<br />
In this episode of Big Business Insights, host Blessing Utete, Managing Executive at Old Mutual Corporate, Phillipa Geard, founder of RecruitMyMom, and Celiwe Ross, Director of Strategy, Sustainability, People, and Public Affairs at Old Mutual, delve deeper into the historical and current challenges faced by women in the workplace. <br />
<br />
Examining systemic issues such as the wage gap and career barriers, this conversation highlights the ongoing need to balance flexible work arrangements, financial security, and holistic wellness to create inclusive work environments. <br />
<br />
Resources used in this episode:<br />
<br />
●      Diversity for Social Impact Gender Equality in the Workplace <br />
<br />
●      TEDx Talks: “A Seat at the Table” Isn’t the Solution for Gender Equity | Lilly Singh<br />
<br />
●     Britannica.com: Industrial Revolution<br />
<br />
●     UNwomen.org: Progress On The Sustainable Development Goals<br />
<br />
●     Working women in South Africa report 2024 ]]></description>
					<category>Business</category>
				<pubDate>Tue, 11 Mar 2025 14:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685055_20260611_134343.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: Work, womanhood, and the way forward</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685055_20260611_135434_1400.jpeg"/>
		<itunes:duration>35:57</itunes:duration>
		<itunes:summary><![CDATA[The latest data from the World Economic Forum (WEF 2024) shows that women in 41 African countries earn, on average, 39% less than men and struggle to receive the same wage for the same job as their male colleagues. This season on the Big Business Insights podcast, we explore the evolving dynamics of the workplace, including the critical topic of gender equality.

In this episode of Big Business Insights, host Blessing Utete, Managing Executive at Old Mutual Corporate, Phillipa Geard, founder of RecruitMyMom, and Celiwe Ross, Director of Strategy, Sustainability, People, and Public Affairs at Old Mutual, delve deeper into the historical and current challenges faced by women in the workplace. 

Examining systemic issues such as the wage gap and career barriers, this conversation highlights the ongoing need to balance flexible work arrangements, financial security, and holistic wellness to create inclusive work environments. 

Resources used in this episode:

●      Diversity for Social Impact Gender Equality in the Workplace 

●      TEDx Talks: “A Seat at the Table” Isn’t the Solution for Gender Equity | Lilly Singh

●     Britannica.com: Industrial Revolution

●     UNwomen.org: Progress On The Sustainable Development Goals

●     Working women in South Africa report 2024]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685055?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE Soundbite – Failing forward</title>
		<link>https://iono.fm/e/1685057</link>
		<guid isPermaLink="true">https://iono.fm/e/1685057</guid>
		<description><![CDATA[Silicon Valley is home to many of the world's largest tech companies, and thousands of startups. Why is it that this small area is a global epicentre for tech and innovation? The reason is that innovators and entrepreneurs there don’t seem to get discouraged when a pitch, a business plan, or an idea doesn’t work; they just go back and try again. <br />
<br />
Join us for this MINDSPACE Soundbite as we discuss how to foster an ethos of collaboration and encouragement in the workplace, so stakeholders across the spectrum can help each other to try things, even if they fail at first, and innovate for the greater good.  <br />
<br />
This episode contains five encouraging takeouts from the 2025 World Economic Forum annual meeting in Davos, courtesy of Old Mutual CEO Iain Williamson, that will make you feel (more) optimistic about doing business in Africa. <br />
<br />
This MINDSPACE Soundbite is inspired by the February edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 26 Feb 2025 14:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE Soundbite – Failing forward</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685057_20260611_135448_1400.jpeg"/>
		<itunes:duration>8:08</itunes:duration>
		<itunes:summary><![CDATA[Silicon Valley is home to many of the world's largest tech companies, and thousands of startups. Why is it that this small area is a global epicentre for tech and innovation? The reason is that innovators and entrepreneurs there don’t seem to get discouraged when a pitch, a business plan, or an idea doesn’t work; they just go back and try again. 

Join us for this MINDSPACE Soundbite as we discuss how to foster an ethos of collaboration and encouragement in the workplace, so stakeholders across the spectrum can help each other to try things, even if they fail at first, and innovate for the greater good.  

This episode contains five encouraging takeouts from the 2025 World Economic Forum annual meeting in Davos, courtesy of Old Mutual CEO Iain Williamson, that will make you feel (more) optimistic about doing business in Africa. 

This MINDSPACE Soundbite is inspired by the February edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685057_20260611_135448_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685057?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Big Business Insights: Why financial wellness programmes don't always work</title>
		<link>https://iono.fm/e/1685058</link>
		<guid isPermaLink="true">https://iono.fm/e/1685058</guid>
		<description><![CDATA[This episode of the Big Business Insights podcast discusses the shifting landscape of financial wellbeing in South African workplaces, particularly in the context of the country's retirement preparations and widespread financial literacy issues. <br />
<br />
Blessing Utete hosts a conversation with Fatima Vawda, a Director of the Association of Savings and Investments South Africa, and Mlamuli Mbambo, Managing Director of Money Fundi, financial educator, coach and author.<br />
<br />
Why do some employees not make use of their workplace financial wellness programmes, even if they can clearly be used to their advantage? Can employee engagement with financial wellness programmes be improved? What kinds of strategies can be used to do so? Creative approaches like storytelling, gamification, and peer-to-peer learning are impactful ways to approach these sometimes tricky dynamics. Listen to this episode to find out.<br />
<br />
Resources used in this episode: <br />
<br />
10x.co.za: 10X Retirement Reality Report  <br />
<br />
Businesstech.co.za: How much money you need to retire in South Africa  <br />
<br />
Mlamuli Mbambo LinkedIn  <br />
<br />
Oldmutual.co.za: What is the Financial Wellbeing Programme?  <br />
<br />
NYU StudentLink YouTube: What is Financial Literacy? | Introduction<br />
<br />
SABC News YouTube: Financial literacy challenges for SA: Mamapudi Nkgadima weighs in<br />
<br />
  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 25 Feb 2025 17:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685058_20260611_134445.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: Why financial wellness programmes don't always work</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685058_20260611_135507_1400.jpeg"/>
		<itunes:duration>36:56</itunes:duration>
		<itunes:summary><![CDATA[This episode of the Big Business Insights podcast discusses the shifting landscape of financial wellbeing in South African workplaces, particularly in the context of the country's retirement preparations and widespread financial literacy issues. 

Blessing Utete hosts a conversation with Fatima Vawda, a Director of the Association of Savings and Investments South Africa, and Mlamuli Mbambo, Managing Director of Money Fundi, financial educator, coach and author.

Why do some employees not make use of their workplace financial wellness programmes, even if they can clearly be used to their advantage? Can employee engagement with financial wellness programmes be improved? What kinds of strategies can be used to do so? Creative approaches like storytelling, gamification, and peer-to-peer learning are impactful ways to approach these sometimes tricky dynamics. Listen to this episode to find out.

Resources used in this episode: 

10x.co.za: 10X Retirement Reality Report  

Businesstech.co.za: How much money you need to retire in South Africa  

Mlamuli Mbambo LinkedIn  

Oldmutual.co.za: What is the Financial Wellbeing Programme?  

NYU StudentLink YouTube: What is Financial Literacy? | Introduction

SABC News YouTube: Financial literacy challenges for SA: Mamapudi Nkgadima weighs in

 ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685058_high.mp3?p=rss" length="35457472" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685058_20260611_135507_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685058?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Big Business Insights: AI and the human touch</title>
		<link>https://iono.fm/e/1685059</link>
		<guid isPermaLink="true">https://iono.fm/e/1685059</guid>
		<description><![CDATA[The growing presence of AI is multifaceted and impacts our lives in multiple ways. However, AI is not new and learning to grapple with this topic is important both now and for the future.  <br />
<br />
This episode of the Big Business Insights podcast unpacks the profound impact of artificial intelligence on various industries. Host Blessing Utete, Managing Executive at Old Mutual Corporate Consultants, is joined by Antonia Bothner, Capital Markets Lead at Endeavor SA, and Samad Masood, Associate Vice President at the Infosys Knowledge Institute, to dive into AI’s role and the challenges it faces in understanding human emotions and adaptability within the workspace. <br />
<br />
The trio highlights the value of maintaining the human touch even while advancing technologies and successfully using AI as a co-creator instead of using it to replace human beings.  <br />
<br />
Resources used in this episode: <br />
<br />
TechTarget: AI in banking: Benefits, risks, what’s next  Santander.com: What is artificial intelligence and how does it affect banking? New York Times: 35 Ways Real People Are Using A.I. Right Now    Forbes.com: The 10 Best Examples Of How AI Is Already Used In Our Everyday LifeGlobal Education: AI in Everyday Life: How Artificial Intelligence Impacts You TEDx Talks: The value of human creativity in the AI era | Beena Ammanath  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 18 Feb 2025 11:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685059_20260611_134344.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: AI and the human touch</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685059_20260611_135520_1400.jpeg"/>
		<itunes:duration>32:48</itunes:duration>
		<itunes:summary><![CDATA[The growing presence of AI is multifaceted and impacts our lives in multiple ways. However, AI is not new and learning to grapple with this topic is important both now and for the future.  

This episode of the Big Business Insights podcast unpacks the profound impact of artificial intelligence on various industries. Host Blessing Utete, Managing Executive at Old Mutual Corporate Consultants, is joined by Antonia Bothner, Capital Markets Lead at Endeavor SA, and Samad Masood, Associate Vice President at the Infosys Knowledge Institute, to dive into AI’s role and the challenges it faces in understanding human emotions and adaptability within the workspace. 

The trio highlights the value of maintaining the human touch even while advancing technologies and successfully using AI as a co-creator instead of using it to replace human beings.  

Resources used in this episode: 

TechTarget: AI in banking: Benefits, risks, what’s next  Santander.com: What is artificial intelligence and how does it affect banking? New York Times: 35 Ways Real People Are Using A.I. Right Now    Forbes.com: The 10 Best Examples Of How AI Is Already Used In Our Everyday LifeGlobal Education: AI in Everyday Life: How Artificial Intelligence Impacts You TEDx Talks: The value of human creativity in the AI era | Beena Ammanath ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Big Business Insights: Retirement in a changing world</title>
		<link>https://iono.fm/e/1685060</link>
		<guid isPermaLink="true">https://iono.fm/e/1685060</guid>
		<description><![CDATA[The changing landscape of employment demands creative financial solutions. Traditional nine-to-five desk jobs with financial benefits tied to a single employer are less common than they once were. Today, the rise of the gig economy and new work models, accelerated by the global pandemic, have reshaped how we work. We may even need to change the language we’ve used for years. <br />
<br />
In this episode of the Big Business Insights podcast, host Blessing Utete unpacks this evolving landscape of retirement and financial planning together with Dr Bomikazi Zeka, Associate Professor in Finance and Financial Planning at the University of Canberra, and futurist and CEO of Flux Trends, Dion Chang. They discuss the new Two-Pot Retirement System and the diverse economic and social factors affecting retirement planning globally, and have predictions about Gen Z’s ways of working. <br />
<br />
Resources used in this episode: <br />
<br />
●      Weforum.org: Global Risks Report<br />
<br />
●      Treasury.gov.za: Retirement Fund Reform  <br />
<br />
●      Oxfordre.com: Social Policy: History (1900–1950)<br />
<br />
●      PopTech YouTube: The changing world of work<br />
<br />
●      SABC YouTube Clip: Two-Pot System  <br />
<br />
●      LinkedIn: How big is the creator economy? Three times larger than we thought!<br />
<br />
●      Oldmutual.co.za: Revolution in retirement: How the "Two-Pot" system brightens the future for South Africa's workers ]]></description>
					<category>Business</category>
				<pubDate>Tue, 11 Feb 2025 15:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685060_20260611_134414.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: Retirement in a changing world</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685060_20260611_135534_1400.jpeg"/>
		<itunes:duration>33:09</itunes:duration>
		<itunes:summary><![CDATA[The changing landscape of employment demands creative financial solutions. Traditional nine-to-five desk jobs with financial benefits tied to a single employer are less common than they once were. Today, the rise of the gig economy and new work models, accelerated by the global pandemic, have reshaped how we work. We may even need to change the language we’ve used for years. 

In this episode of the Big Business Insights podcast, host Blessing Utete unpacks this evolving landscape of retirement and financial planning together with Dr Bomikazi Zeka, Associate Professor in Finance and Financial Planning at the University of Canberra, and futurist and CEO of Flux Trends, Dion Chang. They discuss the new Two-Pot Retirement System and the diverse economic and social factors affecting retirement planning globally, and have predictions about Gen Z’s ways of working. 

Resources used in this episode: 

●      Weforum.org: Global Risks Report

●      Treasury.gov.za: Retirement Fund Reform  

●      Oxfordre.com: Social Policy: History (1900–1950)

●      PopTech YouTube: The changing world of work

●      SABC YouTube Clip: Two-Pot System  

●      LinkedIn: How big is the creator economy? Three times larger than we thought!

●      Oldmutual.co.za: Revolution in retirement: How the "Two-Pot" system brightens the future for South Africa's workers]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Big Business Insights: Leadership: How to balance authority and empathy</title>
		<link>https://iono.fm/e/1685061</link>
		<guid isPermaLink="true">https://iono.fm/e/1685061</guid>
		<description><![CDATA[Leadership and psychological safety in the workplace have garnered much attention in recent years. Workplaces are shifting and the way that people engage at work and the expectations they have are changing, too. There is a call for healthier leadership and for leaders who foster psychological safety.  <br />
<br />
In this episode of the Old Mutual Corporate Big Business Insights podcast, host Blessing Utete, Managing Executive at Old Mutual Corporate Consultants, leads a discussion focussed on leadership’s role in fostering a psychologically safe workplace and addressing workplace bullying. Dr Ngao Motsei, an independent leadership consultant, outlines the legal framework and importance of psychological safety, while Thelma Janse van Rensburg, an empathic leader in high-growth tech, shares insights into authentic leadership and its impact on employee engagement. The conversation highlights the need for respectful treatment of employees, the complexities of workplace bullying, and the benefits of a psychologically safe environment for productivity and talent retention. <br />
<br />
Old Mutual’s employee benefits offerings are designed to optimise financial outcomes by ensuring employees are not just financially stable, but also physically thriving and emotionally balanced.  <br />
<br />
Help yours manage their financial and physical health with an innovative suite of employee benefits solutions from Old Mutual.  <br />
<br />
Visit: https://www.oldmutual.co.za/corporate/employers/ <br />
<br />
Resources used in this episode:  <br />
<br />
BBC Are You Being Bullied At Work? YouTube Clip Tyler Waye Motivational Teamwork YouTube Clip  EAPASA-SA The State of Mental Health in South Africa   https://mentalstateoftheworld.report/  Building Psychologically Safe Spaces by Ngao Motsei Dr Ngao Motsei How to protect and support staff wellbeing  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 04 Feb 2025 10:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685061_20260611_134454.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big Business Insights: Leadership: How to balance authority and empathy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685061_20260611_135551_1400.jpeg"/>
		<itunes:duration>35:00</itunes:duration>
		<itunes:summary><![CDATA[Leadership and psychological safety in the workplace have garnered much attention in recent years. Workplaces are shifting and the way that people engage at work and the expectations they have are changing, too. There is a call for healthier leadership and for leaders who foster psychological safety.  

In this episode of the Old Mutual Corporate Big Business Insights podcast, host Blessing Utete, Managing Executive at Old Mutual Corporate Consultants, leads a discussion focussed on leadership’s role in fostering a psychologically safe workplace and addressing workplace bullying. Dr Ngao Motsei, an independent leadership consultant, outlines the legal framework and importance of psychological safety, while Thelma Janse van Rensburg, an empathic leader in high-growth tech, shares insights into authentic leadership and its impact on employee engagement. The conversation highlights the need for respectful treatment of employees, the complexities of workplace bullying, and the benefits of a psychologically safe environment for productivity and talent retention. 

Old Mutual’s employee benefits offerings are designed to optimise financial outcomes by ensuring employees are not just financially stable, but also physically thriving and emotionally balanced.  

Help yours manage their financial and physical health with an innovative suite of employee benefits solutions from Old Mutual.  

Visit: https://www.oldmutual.co.za/corporate/employers/ 

Resources used in this episode:  

BBC Are You Being Bullied At Work? YouTube Clip Tyler Waye Motivational Teamwork YouTube Clip  EAPASA-SA The State of Mental Health in South Africa   https://mentalstateoftheworld.report/  Building Psychologically Safe Spaces by Ngao Motsei Dr Ngao Motsei How to protect and support staff wellbeing ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Why employee wellness matters for the bottom line</title>
		<link>https://iono.fm/e/1685062</link>
		<guid isPermaLink="true">https://iono.fm/e/1685062</guid>
		<description><![CDATA[In today’s labour market, what would you define as a ‘good’ job? To qualify, it needs to be meaningful to the company, and the person doing it. It seems some organisations – and their employees! – are still learning that a job should be more than X number of hours a day and Y deliverables at Z remuneration. <br />
<br />
Join us for this MINDSPACE Soundbite as we cover what holistic employee wellness looks like, how leaders can create environments conducive to wellness, and how this can benefit everyone concerned – not to mention the bottom line. <br />
<br />
For more on the future of employee benefits in South Africa, register and read the 2024 special edition of the MiNDSPACE publication: https://www.oldmutual.co.za/corporate/old-mutual-thought-leaders-forum/. <br />
<br />
This MINDSPACE Soundbite is inspired by the December edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.  ]]></description>
					<category>Business</category>
				<pubDate>Fri, 06 Dec 2024 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why employee wellness matters for the bottom line</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685062_20260611_135607_1400.jpeg"/>
		<itunes:duration>5:59</itunes:duration>
		<itunes:summary><![CDATA[In today’s labour market, what would you define as a ‘good’ job? To qualify, it needs to be meaningful to the company, and the person doing it. It seems some organisations – and their employees! – are still learning that a job should be more than X number of hours a day and Y deliverables at Z remuneration. 

Join us for this MINDSPACE Soundbite as we cover what holistic employee wellness looks like, how leaders can create environments conducive to wellness, and how this can benefit everyone concerned – not to mention the bottom line. 

For more on the future of employee benefits in South Africa, register and read the 2024 special edition of the MiNDSPACE publication: https://www.oldmutual.co.za/corporate/old-mutual-thought-leaders-forum/. 

This MINDSPACE Soundbite is inspired by the December edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>MINDSPACE Soundbite - What our retirement research revealed</title>
		<link>https://iono.fm/e/1685063</link>
		<guid isPermaLink="true">https://iono.fm/e/1685063</guid>
		<description><![CDATA[When you talk to others about retirement, what do they think their sunset years will look like? Do they imagine travel, new hobbies, peace and relaxation? In these scenarios, they likely have the financial freedom to do all of the above. Unfortunately, the reality is usually quite different. So what can we do to bring South Africans closer to their goals after employment? Join us for this MINDSPACE Soundbite as we look at Two Pot claims numbers and the findings of our Retirement Reality survey. <br />
<br />
For more insights from the speakers who presented at the Thought Leaders forum, register and read the 2024 special edition of the MiNDSPACE publication: https://www.oldmutual.co.za/corporate/old-mutual-thought-leaders-forum/<br />
<br />
This MINDSPACE Soundbite is inspired by the October edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.  ]]></description>
					<category>Business</category>
				<pubDate>Fri, 29 Nov 2024 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE Soundbite - What our retirement research revealed</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685063_20260611_135624_1400.jpeg"/>
		<itunes:duration>5:37</itunes:duration>
		<itunes:summary><![CDATA[When you talk to others about retirement, what do they think their sunset years will look like? Do they imagine travel, new hobbies, peace and relaxation? In these scenarios, they likely have the financial freedom to do all of the above. Unfortunately, the reality is usually quite different. So what can we do to bring South Africans closer to their goals after employment? Join us for this MINDSPACE Soundbite as we look at Two Pot claims numbers and the findings of our Retirement Reality survey. 

For more insights from the speakers who presented at the Thought Leaders forum, register and read the 2024 special edition of the MiNDSPACE publication: https://www.oldmutual.co.za/corporate/old-mutual-thought-leaders-forum/

This MINDSPACE Soundbite is inspired by the October edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685063?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Bureau Impact</title>
		<link>https://iono.fm/e/1685064</link>
		<guid isPermaLink="true">https://iono.fm/e/1685064</guid>
		<description><![CDATA[In this episode Senzo Lubisi, Head of Collections and ECM Strategy at Old Mutual, explains how credit providers use credit bureau information to assess payment profile history, recent credit inquiries, fraud information, and affordability. This information is used in conjunction with internal data and bank statements to determine a customer's creditworthiness and ability to repay before approving credit applications. <br />
Senior Decision Analyst Consultant at Experian SA, Vusi January, addresses concerns about data privacy and security, stating that Experian prioritises data protection through employee training, secure data transfers, encryption, and regular testing for potential vulnerabilities. ]]></description>
					<category>Business</category>
				<pubDate>Sat, 09 Nov 2024 10:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bureau Impact</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685064_20260611_135642_1400.jpeg"/>
		<itunes:duration>9:55</itunes:duration>
		<itunes:summary><![CDATA[In this episode Senzo Lubisi, Head of Collections and ECM Strategy at Old Mutual, explains how credit providers use credit bureau information to assess payment profile history, recent credit inquiries, fraud information, and affordability. This information is used in conjunction with internal data and bank statements to determine a customer's creditworthiness and ability to repay before approving credit applications. 
Senior Decision Analyst Consultant at Experian SA, Vusi January, addresses concerns about data privacy and security, stating that Experian prioritises data protection through employee training, secure data transfers, encryption, and regular testing for potential vulnerabilities.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685064_20260611_135642_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685064?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Bureau Impact - Part 2</title>
		<link>https://iono.fm/e/1685065</link>
		<guid isPermaLink="true">https://iono.fm/e/1685065</guid>
		<description><![CDATA[Part 2<br />
In this episode Senzo Lubisi, Head of Collections and ECM Strategy at Old Mutual, explains how credit providers use credit bureau information to assess payment profile history, recent credit inquiries, fraud information, and affordability. This information is used in conjunction with internal data and bank statements to determine a customer's creditworthiness and ability to repay before approving credit applications. <br />
Senior Decision Analyst Consultant at Experian, Vusi January, addresses concerns about data privacy and security, stating that Experian prioritises data protection through employee training, secure data transfers, encryption, and regular testing for potential vulnerabilities. ]]></description>
					<category>Business</category>
				<pubDate>Sat, 09 Nov 2024 10:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bureau Impact - Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685065_20260611_135807_1400.jpeg"/>
		<itunes:duration>18:34</itunes:duration>
		<itunes:summary><![CDATA[Part 2
In this episode Senzo Lubisi, Head of Collections and ECM Strategy at Old Mutual, explains how credit providers use credit bureau information to assess payment profile history, recent credit inquiries, fraud information, and affordability. This information is used in conjunction with internal data and bank statements to determine a customer's creditworthiness and ability to repay before approving credit applications. 
Senior Decision Analyst Consultant at Experian, Vusi January, addresses concerns about data privacy and security, stating that Experian prioritises data protection through employee training, secure data transfers, encryption, and regular testing for potential vulnerabilities.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685065_high.mp3?p=rss" length="17835393" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685065_20260611_135807_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685065?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>MINDSPACE Soundbite – Insights from the Old Mutual Thought Leaders Forum</title>
		<link>https://iono.fm/e/1685066</link>
		<guid isPermaLink="true">https://iono.fm/e/1685066</guid>
		<description><![CDATA[The 2024 Old Mutual Thought Leaders Forum took a deep look into retirement outcomes and their current state locally and internationally.<br />
<br />
In this MINDSPACE Soundbite, we recap some of the highlights of the event and the top insights from local and international guests on the world of retirement, but also beyond:<br />
<br />
How are South Africa’s retirement funds doing, and how can we improve the industry? <br />
<br />
What’s going on in the world of work, what do modern employees really want, and how can today’s leaders captain their organisations into the future?<br />
<br />
Listen and learn in this episode of MINDSPACE Soundbite.<br />
<br />
If you’d like more insights from the speakers who presented at the forum, register and read the 2024 special edition of the MiNDSPACE publication: https://www.oldmutual.co.za/corporate/old-mutual-thought-leaders-forum/<br />
<br />
This MINDSPACE Soundbite is inspired by the September edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub.  ]]></description>
					<category>Business</category>
				<pubDate>Fri, 11 Oct 2024 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MINDSPACE Soundbite – Insights from the Old Mutual Thought Leaders Forum</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685066_20260611_135929_1400.jpeg"/>
		<itunes:duration>5:44</itunes:duration>
		<itunes:summary><![CDATA[The 2024 Old Mutual Thought Leaders Forum took a deep look into retirement outcomes and their current state locally and internationally.

In this MINDSPACE Soundbite, we recap some of the highlights of the event and the top insights from local and international guests on the world of retirement, but also beyond:

How are South Africa’s retirement funds doing, and how can we improve the industry? 

What’s going on in the world of work, what do modern employees really want, and how can today’s leaders captain their organisations into the future?

Listen and learn in this episode of MINDSPACE Soundbite.

If you’d like more insights from the speakers who presented at the forum, register and read the 2024 special edition of the MiNDSPACE publication: https://www.oldmutual.co.za/corporate/old-mutual-thought-leaders-forum/

This MINDSPACE Soundbite is inspired by the September edition of our MINDSPACE newsletter. If you’d like to subscribe, contact us at mindspace@oldmutual.com or visit the Old Mutual Corporate Resource Hub at www.oldmutual.co.za/corporate/resource-hub. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685066?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Debt Review and Debt Consolidation</title>
		<link>https://iono.fm/e/1685067</link>
		<guid isPermaLink="true">https://iono.fm/e/1685067</guid>
		<description><![CDATA[In this episode of the Old Mutual Finance Podcast Series, Senzo Lubisi is joined by Robin Raichman, and they both unpack debt review process and consideration, debt consolidation and relief options, prescribed debt as well as listing and paid-up letters.   ]]></description>
					<category>Business</category>
				<pubDate>Mon, 07 Oct 2024 16:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685067_20260611_134344.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Debt Review and Debt Consolidation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685067_20260611_135950_1400.jpeg"/>
		<itunes:duration>8:52</itunes:duration>
		<itunes:summary><![CDATA[In this episode of the Old Mutual Finance Podcast Series, Senzo Lubisi is joined by Robin Raichman, and they both unpack debt review process and consideration, debt consolidation and relief options, prescribed debt as well as listing and paid-up letters.  ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685067_high.mp3?p=rss" length="8528724" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685067_20260611_135950_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685067?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Understanding credit and qualifying for credit</title>
		<link>https://iono.fm/e/1685068</link>
		<guid isPermaLink="true">https://iono.fm/e/1685068</guid>
		<description><![CDATA[Head of Collections and ECM Strategy at Old Mutual Finance, Senzo Lubisi speaks to Motheo Khoaripe about the Credit. What is credit? What is the cost of credit? ]]></description>
					<category>Business</category>
				<pubDate>Tue, 13 Aug 2024 17:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685068_20260611_134437.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Understanding credit and qualifying for credit</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685068_20260611_140155_1400.jpeg"/>
		<itunes:duration>9:03</itunes:duration>
		<itunes:summary><![CDATA[Head of Collections and ECM Strategy at Old Mutual Finance, Senzo Lubisi speaks to Motheo Khoaripe about the Credit. What is credit? What is the cost of credit?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685068_high.mp3?p=rss" length="8701353" type="audio/mpeg" />
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	</item>
	<item>
		<title>What do I need to do now to help me be prepared for retirement?</title>
		<link>https://iono.fm/e/1685069</link>
		<guid isPermaLink="true">https://iono.fm/e/1685069</guid>
		<description><![CDATA[Saving for retirement is is about designing the life you're going to live in the future, today. Discover why it's important to start saving early. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 31 Jul 2024 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What do I need to do now to help me be prepared for retirement?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685069_20260611_140529_1400.jpeg"/>
		<itunes:duration>5:27</itunes:duration>
		<itunes:summary><![CDATA[Saving for retirement is is about designing the life you're going to live in the future, today. Discover why it's important to start saving early.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685069_high.mp3?p=rss" length="5247339" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685069_20260611_140529_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685069?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What do I need to consider when choosing an investment for retirement savings?</title>
		<link>https://iono.fm/e/1685070</link>
		<guid isPermaLink="true">https://iono.fm/e/1685070</guid>
		<description><![CDATA[A look at different retirement savings products - what are the differences between pension, provident funds and retirement annuities. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 31 Jul 2024 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What do I need to consider when choosing an investment for retirement savings?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685070_20260611_140642_1400.jpeg"/>
		<itunes:duration>4:03</itunes:duration>
		<itunes:summary><![CDATA[A look at different retirement savings products - what are the differences between pension, provident funds and retirement annuities.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685070_high.mp3?p=rss" length="3893166" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685070_20260611_140642_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685070?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What options are on offer from Old Mutual?</title>
		<link>https://iono.fm/e/1685071</link>
		<guid isPermaLink="true">https://iono.fm/e/1685071</guid>
		<description><![CDATA[Understand the benefits of the Old Mutual Max Investment Optimal Retirement Plan which include adjust your premiums when you need to, boost your fund value after five years and opt for premium protection benefit. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 31 Jul 2024 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What options are on offer from Old Mutual?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685071_20260611_140710_1400.jpeg"/>
		<itunes:duration>6:31</itunes:duration>
		<itunes:summary><![CDATA[Understand the benefits of the Old Mutual Max Investment Optimal Retirement Plan which include adjust your premiums when you need to, boost your fund value after five years and opt for premium protection benefit.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685071_high.mp3?p=rss" length="6262123" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685071_20260611_140710_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685071?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The importance of access to funding for SMEs</title>
		<link>https://iono.fm/e/1685072</link>
		<guid isPermaLink="true">https://iono.fm/e/1685072</guid>
		<description><![CDATA[SMEs are engines of innovation, job creation &amp; economic growth, yet they have challenges accessing funding. Join Audery Masango &amp; Nobesuthu Ndlovu, Director of SME at Old Mutual address the challenges SMEs face with access to funding and more.  ]]></description>
					<category>Business</category>
				<pubDate>Thu, 09 May 2024 16:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685072_20260611_134934.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685072/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:18.000" title="Importance of Funding Clarity in Entrepreneurship" />
			 
				<psc:chapter start="00:04:34.000" title="Entrepreneur Funding Simplified With Technology" />
			 
				<psc:chapter start="00:16:18.000" title="Navigating Funding for Entrepreneurs" />
			 
				<psc:chapter start="00:23:19.000" title="Financial Challenges for Black Entrepreneurs" />
			 
				<psc:chapter start="00:41:40.000" title="Funding for Informal SMEs" />
			 
				<psc:chapter start="00:45:49.000" title="SME Business Formalization Made Easy" />
						</psc:chapters>
				<itunes:title>The importance of access to funding for SMEs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>47:58</itunes:duration>
		<itunes:summary><![CDATA[SMEs are engines of innovation, job creation & economic growth, yet they have challenges accessing funding. Join Audery Masango & Nobesuthu Ndlovu, Director of SME at Old Mutual address the challenges SMEs face with access to funding and more. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685072_high.mp3?p=rss" length="46063753" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685072?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Risk benefit trends your business should watch</title>
		<link>https://iono.fm/e/1685073</link>
		<guid isPermaLink="true">https://iono.fm/e/1685073</guid>
		<description><![CDATA[A number of unexpected factors are shaping group risk insurance in our post-pandemic world – heightened awareness of what they’re getting amongst employees, flexible benefits structures and an entirely new definition of what it means to be ‘at work.’<br />
<br />
Join Big Business Insights podcast host Blessing Utete and Old Mutual’s Group Assurance Business Executive, Mariaan de Jongh, as they discuss these trends, how they are changing group benefits products and choices, and importantly, how it could influence your company’s employee value proposition in the future. <br />
<br />
 You’ll gather insights on:<br />
<br />
Trends in group risk benefits and what’s driving themDeath and disability benefits in a post-Covid South AfricaThe rise of flexible structures and how employees are exercising more choiceWhat employers should consider before allowing flexibilityThe value of funeral benefits many employees seem to miss, and why.<br />
<br />
Listen now.  ]]></description>
					<category>Business</category>
				<pubDate>Mon, 22 Jan 2024 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685073_20260611_134518.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685073/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:03.000" title="Introduction" />
			 
				<psc:chapter start="00:00:56.000" title="The trends we are seeing from an employee benefits perspective" />
			 
				<psc:chapter start="00:01:44.000" title="What do death and disability benefits look like post-Covid?" />
			 
				<psc:chapter start="00:02:33.000" title="Is there anything new being offered from a benefits perspective?" />
			 
				<psc:chapter start="00:02:59.000" title="What is happening with the pace at which claims are being settled?" />
			 
				<psc:chapter start="00:03:34.000" title="What does choosing multiple versions of employee benefits look like and what are the effects?" />
			 
				<psc:chapter start="00:05:20.000" title="What would you suggest an employee considers when they think of going flexible?" />
			 
				<psc:chapter start="00:05:53.000" title="From an organisational perspective, how should human capital or the human resources teams manage these things?" />
			 
				<psc:chapter start="00:07:03.000" title="Funeral Benefits: why are they such a strong value proposition? And are employees generally aware of their existence and real value?" />
			 
				<psc:chapter start="00:08:18.000" title="What needs to happen around awareness and education?" />
			 
				<psc:chapter start="00:09:26.000" title="Closing" />
						</psc:chapters>
				<itunes:title>Risk benefit trends your business should watch</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685073_20260611_140734_1400.jpeg"/>
		<itunes:duration>10:09</itunes:duration>
		<itunes:summary><![CDATA[A number of unexpected factors are shaping group risk insurance in our post-pandemic world – heightened awareness of what they’re getting amongst employees, flexible benefits structures and an entirely new definition of what it means to be ‘at work.’

Join Big Business Insights podcast host Blessing Utete and Old Mutual’s Group Assurance Business Executive, Mariaan de Jongh, as they discuss these trends, how they are changing group benefits products and choices, and importantly, how it could influence your company’s employee value proposition in the future. 

 You’ll gather insights on:

Trends in group risk benefits and what’s driving themDeath and disability benefits in a post-Covid South AfricaThe rise of flexible structures and how employees are exercising more choiceWhat employers should consider before allowing flexibilityThe value of funeral benefits many employees seem to miss, and why.

Listen now. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685073_high.mp3?p=rss" length="9747509" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685073_20260611_140734_750.jpeg"/>
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	<item>
		<title>The signs that show financial worries are denting your workforce</title>
		<link>https://iono.fm/e/1685074</link>
		<guid isPermaLink="true">https://iono.fm/e/1685074</guid>
		<description><![CDATA[Many South African employees, across industries and income bands, are struggling financially. But just how much, and from an employer’s perspective, how much does it affect their work?<br />
<br />
In this episode of Big Business Insights, host Blessing Utete is joined by Dr. Frank Magwegwe to discuss the important subject of employee financial wellness. Dr Magwegwe, popularly knowns as Dr Mags, is a personal finance and employee financial wellness expert, a financial planning researcher, life planner, educator, and an academic, and passionate about this South African dilemma.  <br />
<br />
Join Dr. Mags and Blessing as they discuss:<br />
<br />
The state of the SA workforce’s financesHow HR managers and business leaders can spot the signs of financial distressWhat you as a decision-maker can do to help your employees learn the right financial behaviours to become financially healthy. <br />
<br />
Listen now.  ]]></description>
					<category>Business</category>
				<pubDate>Fri, 03 Nov 2023 15:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685074_20260611_134655.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
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							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:03.000" title="Introduction" />
			 
				<psc:chapter start="00:00:59.000" title="Frank Magwegwe gives us a sense of where we are as a country at the moment" />
			 
				<psc:chapter start="00:02:47.000" title="From an employer&#039;s perspective, what should you be worried about with financial wellness?" />
			 
				<psc:chapter start="00:05:11.000" title="The three metrics an employer should be looking at" />
			 
				<psc:chapter start="00:07:51.000" title="The challenge of the stigma around financial wellness" />
			 
				<psc:chapter start="00:09:18.000" title="The impact of mental health issues that come with a lack of financial wellness" />
			 
				<psc:chapter start="00:12:10.000" title="Making the right choices around saving for employees" />
			 
				<psc:chapter start="00:17:26.000" title="The role of education in saving for retirement" />
			 
				<psc:chapter start="00:18:37.000" title="What are the components of a proper financial wellness education program?" />
			 
				<psc:chapter start="00:20:46.000" title="Closing" />
						</psc:chapters>
				<itunes:title>The signs that show financial worries are denting your workforce</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685074_20260611_140905_1400.jpeg"/>
		<itunes:duration>21:34</itunes:duration>
		<itunes:summary><![CDATA[Many South African employees, across industries and income bands, are struggling financially. But just how much, and from an employer’s perspective, how much does it affect their work?

In this episode of Big Business Insights, host Blessing Utete is joined by Dr. Frank Magwegwe to discuss the important subject of employee financial wellness. Dr Magwegwe, popularly knowns as Dr Mags, is a personal finance and employee financial wellness expert, a financial planning researcher, life planner, educator, and an academic, and passionate about this South African dilemma.  

Join Dr. Mags and Blessing as they discuss:

The state of the SA workforce’s financesHow HR managers and business leaders can spot the signs of financial distressWhat you as a decision-maker can do to help your employees learn the right financial behaviours to become financially healthy. 

Listen now. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685074_20260611_140905_750.jpeg"/>
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	</item>
	<item>
		<title>Should the four-day workweek matter to your business?</title>
		<link>https://iono.fm/e/1685075</link>
		<guid isPermaLink="true">https://iono.fm/e/1685075</guid>
		<description><![CDATA[The four-day workweek has been a topic of discussion across the globe since the Covid-19 pandemic changed the way many businesses approached their way of working. This year, a number of companies in South Africa adopted the shorter week as a pilot project and reward-management experts at Remchannel did a countrywide survey among corporate employers to get insights into their thinking around a 32-hour workweek.<br />
<br />
Listen to this Big Business Insights podcast hosted by Blessing Utete, host and Managing Executive at Old Mutual Corporate Consultants in conversation with Remchannel’s Managing Director Designate, Lindiwe Sebesho, as they discuss what the survey reveals and whether the four-day workweek is gaining traction, plus how decision-makers should view it within their overall EVP. <br />
<br />
Topics covered include: <br />
<br />
What the four-day workweek is and how it’s playing out in businessInteresting findings that have come out of Remchannel’s survey What SA corporates think about the ideaWhy the four-day workweek is actually part of a bigger employee conversationHow businesses and decision-makers can gauge if it’s the right choice for their business, and what to do if it isn’t.<br />
<br />
Listen now. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 04 Oct 2023 12:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685075_20260611_134635.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685075/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:03.000" title="Introduction from Blessing Utete" />
			 
				<psc:chapter start="00:01:10.000" title="What is the four-day workweek?" />
			 
				<psc:chapter start="00:02:29.000" title="Lindiwe Sebesho explains the survey run by Remchannel and what they were looking for" />
			 
				<psc:chapter start="00:04:18.000" title="Unpacking the insights that came out of the survey" />
			 
				<psc:chapter start="00:06:31.000" title="How much buy-in is there amongst South African corporates?" />
			 
				<psc:chapter start="00:08:30.000" title="Are there trends that companies can consider as part of the EVP?" />
			 
				<psc:chapter start="00:09:21.000" title="The insights relating to the pandemic that came out of Remchannel&#039;s 2021 survey" />
			 
				<psc:chapter start="00:12:15.000" title="In terms of work-life balance, Lindiwe shares her sense of where these things really landed for companies" />
			 
				<psc:chapter start="00:13:22.000" title="How can employers look at these points and significantly change the EVPs?" />
			 
				<psc:chapter start="00:16:52.000" title="What are the key takeouts that employers need to think about when they consider the concept of employee value proposition?" />
						</psc:chapters>
				<itunes:title>Should the four-day workweek matter to your business?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685075_20260611_141106_1400.jpeg"/>
		<itunes:duration>19:07</itunes:duration>
		<itunes:summary><![CDATA[The four-day workweek has been a topic of discussion across the globe since the Covid-19 pandemic changed the way many businesses approached their way of working. This year, a number of companies in South Africa adopted the shorter week as a pilot project and reward-management experts at Remchannel did a countrywide survey among corporate employers to get insights into their thinking around a 32-hour workweek.

Listen to this Big Business Insights podcast hosted by Blessing Utete, host and Managing Executive at Old Mutual Corporate Consultants in conversation with Remchannel’s Managing Director Designate, Lindiwe Sebesho, as they discuss what the survey reveals and whether the four-day workweek is gaining traction, plus how decision-makers should view it within their overall EVP. 

Topics covered include: 

What the four-day workweek is and how it’s playing out in businessInteresting findings that have come out of Remchannel’s survey What SA corporates think about the ideaWhy the four-day workweek is actually part of a bigger employee conversationHow businesses and decision-makers can gauge if it’s the right choice for their business, and what to do if it isn’t.

Listen now.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Big Business Insights: Everything you need to know about Two-Pot</title>
		<link>https://iono.fm/e/1685076</link>
		<guid isPermaLink="true">https://iono.fm/e/1685076</guid>
		<description><![CDATA[The proposed Two-Pot Retirement System could be implemented as soon as March 2024. Yet a lot of questions remain about how exactly the new system will work, how to prepare for it, and what it will mean for funds and their members.<br />
<br />
In this episode of our Big Business Insights podcast series, host and Managing Executive at Old Mutual Corporate Consultants Blessing Utete asks our Retirement Reform Executive Michelle Acton – who’s been closely involved with Treasury in the consultation process around the new system – all the important questions you need to know:<br />
<br />
What’s changing, what isn’t and what’s still unclear?How will it change the retirement and employee benefits landscape? What do employers and brokers need to explain to their employees or clients?How exactly will the Savings Pot work?And more.<br />
<br />
Listen as Blessing and Michelle unpack the who, what, when and how of, arguably, the most impactful change to the South African retirement industry in recent history. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 12 Sep 2023 10:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685076_20260611_134715.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685076/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:01:29.000" title="What is the Two-Pot System all about?" />
			 
				<psc:chapter start="00:04:20.000" title="How far are we into the process?" />
			 
				<psc:chapter start="00:05:55.000" title="How much admin should employers prepare for?" />
			 
				<psc:chapter start="00:09:07.000" title="The potential benefit of early access" />
			 
				<psc:chapter start="00:13:17.000" title="Tax implications" />
			 
				<psc:chapter start="00:14:54.000" title="Two-Pot vs. emergency savings" />
			 
				<psc:chapter start="00:20:30.000" title="Stand-alone vs. Umbrella Funds" />
			 
				<psc:chapter start="00:22:10.000" title="Thoughts for HR and Finance" />
						</psc:chapters>
				<itunes:title>Big Business Insights: Everything you need to know about Two-Pot</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685076_20260611_141257_1400.jpeg"/>
		<itunes:duration>25:16</itunes:duration>
		<itunes:summary><![CDATA[The proposed Two-Pot Retirement System could be implemented as soon as March 2024. Yet a lot of questions remain about how exactly the new system will work, how to prepare for it, and what it will mean for funds and their members.

In this episode of our Big Business Insights podcast series, host and Managing Executive at Old Mutual Corporate Consultants Blessing Utete asks our Retirement Reform Executive Michelle Acton – who’s been closely involved with Treasury in the consultation process around the new system – all the important questions you need to know:

What’s changing, what isn’t and what’s still unclear?How will it change the retirement and employee benefits landscape? What do employers and brokers need to explain to their employees or clients?How exactly will the Savings Pot work?And more.

Listen as Blessing and Michelle unpack the who, what, when and how of, arguably, the most impactful change to the South African retirement industry in recent history.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Big Business Insights: What to consider when moving staff from one group pension fund to another</title>
		<link>https://iono.fm/e/1685077</link>
		<guid isPermaLink="true">https://iono.fm/e/1685077</guid>
		<description><![CDATA[Big Business Insights<br />
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.<br />
<br />
S1 EP5: What to consider when moving staff from one group pension fund to another<br />
<br />
When an employer decides to move their entire workforce to another group retirement fund, HR and fund trustees have to consider all the stakeholders. Leanne van Wyk, an expert on pension-fund regulations and Director of ICTS Legal Services, explains what the law says, which steps to follow and what rights employees – the fund members – have. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 20 Oct 2022 12:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685077_20260611_134748.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685077/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:26.000" title="Introduction to our guest speaker, Leanne Van Wyk" />
			 
				<psc:chapter start="00:01:08.000" title="Leanne explains why pension fund regulations are her favourite area of law" />
			 
				<psc:chapter start="00:02:06.000" title="Who decides which pension fund employees belong to?" />
			 
				<psc:chapter start="00:03:05.000" title="What is the role of the member? And what are the employers’ powers in determining that members must transfer from one fund to another?" />
			 
				<psc:chapter start="00:08:26.000" title="Who decides what benefits the employees are entitled to?" />
			 
				<psc:chapter start="00:11:49.000" title="Where does the power to transfer members from one fund to another lie?" />
			 
				<psc:chapter start="00:14:44.000" title="Where does right to freedom of association come in?" />
			 
				<psc:chapter start="00:16:54.000" title="What influence do unions have over the board of a fund or transfers?" />
			 
				<psc:chapter start="00:22:21.000" title="The minimum requirements that need to be met to transfer from one fund to another" />
			 
				<psc:chapter start="00:26:33.000" title="Are there examples of where objections from members have actually been upheld by the FSCA? " />
			 
				<psc:chapter start="00:27:53.000" title="How does comparison of benefits work? What is the litmus test for saying benefits are equitable from one fund to another?" />
			 
				<psc:chapter start="00:29:21.000" title="The importance of all stakeholders coming together" />
						</psc:chapters>
				<itunes:title>Big Business Insights: What to consider when moving staff from one group pension fund to another</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685077_20260611_141336_1400.jpeg"/>
		<itunes:duration>31:59</itunes:duration>
		<itunes:summary><![CDATA[Big Business Insights
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.

S1 EP5: What to consider when moving staff from one group pension fund to another

When an employer decides to move their entire workforce to another group retirement fund, HR and fund trustees have to consider all the stakeholders. Leanne van Wyk, an expert on pension-fund regulations and Director of ICTS Legal Services, explains what the law says, which steps to follow and what rights employees – the fund members – have.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Big Business Insights: How HR managers can best manage a staff retirement fund</title>
		<link>https://iono.fm/e/1685078</link>
		<guid isPermaLink="true">https://iono.fm/e/1685078</guid>
		<description><![CDATA[Big Business Insights <br />
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.<br />
<br />
S1 EP2: How HR managers can best manage a staff retirement fund<br />
Why should employers and HR directors become more involved in their group retirement fund and what it offers? Fred van der Vyver, Old Mutual’s Head: Group Retirement and Guaranteed Solutions,says it’s one thing making sure that your employees get a salary each month and can pay their bills, but it’s another to have a benefit package that will take care of their financial needs in retirement too.  For more information, visit oldmutual.co.za/corporate ]]></description>
					<category>Business</category>
				<pubDate>Mon, 26 Sep 2022 23:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685078_20260611_134705.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685078/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction" />
			 
				<psc:chapter start="00:00:25.000" title="Meet our guest, Fred van der Vyver, Old Mutual’s head of group retirement funds" />
			 
				<psc:chapter start="00:01:30.000" title="Why should HR (or the human capital fraternity) get involved in what happens in the retirement fund?" />
			 
				<psc:chapter start="00:03:30.000" title="Investment markets are very volatile at the moment. How do you give your staff peace of mind that their financial needs are taken care of?" />
			 
				<psc:chapter start="00:05:39.000" title="Fred explains what risk sharing means and how it could help members of a retirement fund" />
			 
				<psc:chapter start="00:09:15.000" title="How did March 2020 impact retirement fund members who retired just as Covid-19 hit?" />
			 
				<psc:chapter start="00:15:34.000" title="How smoothed bonus funds help members to manage risk and still get the best pension possible?" />
						</psc:chapters>
				<itunes:title>Big Business Insights: How HR managers can best manage a staff retirement fund</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685078_20260611_141540_1400.jpeg"/>
		<itunes:duration>17:26</itunes:duration>
		<itunes:summary><![CDATA[Big Business Insights 
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.

S1 EP2: How HR managers can best manage a staff retirement fund
Why should employers and HR directors become more involved in their group retirement fund and what it offers? Fred van der Vyver, Old Mutual’s Head: Group Retirement and Guaranteed Solutions,says it’s one thing making sure that your employees get a salary each month and can pay their bills, but it’s another to have a benefit package that will take care of their financial needs in retirement too.  For more information, visit oldmutual.co.za/corporate]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Big Business Insights: The key to managing risks to your retirement savings</title>
		<link>https://iono.fm/e/1685079</link>
		<guid isPermaLink="true">https://iono.fm/e/1685079</guid>
		<description><![CDATA[Big Business Insights<br />
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.<br />
<br />
S1 EP3:  The key to managing risks to your retirement savings<br />
Retirement funds use risk-sharing to spread out risk to ensure members of outcomes that are as consistent as possible. It is a particular feature of smoothed bonus funds that are designed to protect members and their pensions against market slumps. Fred van der Vyver, Old Mutual’s Head: Group Retirement and Guaranteed Solutions, explains how this works. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 26 Sep 2022 23:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685079_20260611_134745.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685079/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction" />
			 
				<psc:chapter start="00:00:36.000" title="Meet our guest, Fred van der Vyver, Old Mutual’s head of group retirement funds" />
			 
				<psc:chapter start="00:00:41.000" title="What risk-sharing means and how smoothed bonus funds use risk-sharing" />
			 
				<psc:chapter start="00:03:12.000" title="What is the connection between risk-sharing and the size of a retirement fund?" />
			 
				<psc:chapter start="00:04:53.000" title="How are defined benefits different or the same as defined contributions in the retirement world?" />
			 
				<psc:chapter start="00:08:04.000" title="What is the difference between defined benefit and defined contribution funds?" />
			 
				<psc:chapter start="00:11:04.000" title="How are retirement fund outcomes managed in other countries?" />
			 
				<psc:chapter start="00:16:25.000" title="How can we move closer to replicating successful retirement funds in other countries in South Africa?" />
			 
				<psc:chapter start="00:19:51.000" title="What are the role of guarantees in relation to retirement funds?" />
						</psc:chapters>
				<itunes:title>Big Business Insights: The key to managing risks to your retirement savings</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685079_20260611_141743_1400.jpeg"/>
		<itunes:duration>23:53</itunes:duration>
		<itunes:summary><![CDATA[Big Business Insights
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.

S1 EP3:  The key to managing risks to your retirement savings
Retirement funds use risk-sharing to spread out risk to ensure members of outcomes that are as consistent as possible. It is a particular feature of smoothed bonus funds that are designed to protect members and their pensions against market slumps. Fred van der Vyver, Old Mutual’s Head: Group Retirement and Guaranteed Solutions, explains how this works.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685079_high.mp3?p=rss" length="22939368" type="audio/mpeg" />
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	<item>
		<title>Big Business Insights: The Great Resignation’s impact on South African employers and HR managers</title>
		<link>https://iono.fm/e/1685080</link>
		<guid isPermaLink="true">https://iono.fm/e/1685080</guid>
		<description><![CDATA[Big Business Insights<br />
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.<br />
<br />
S1 EP4: The Great Resignation’s impact on South African employers and HR managers<br />
The Great Resignation has been worrying HR professionals since the early days of the Covid-19 pandemic. Employers in South Africa have also seen some of their best workers and even senior managers leave in pursuit of greater fulfilment and work-life balance. Dr Roze Phillips, a foremost workplace expert, leadership coach and futurist, talks to us about what employers can expect in the next few years. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 26 Sep 2022 23:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685080_20260611_134715.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685080/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction" />
			 
				<psc:chapter start="00:00:28.000" title="Meet our guest speaker, Dr. Roze Phillips" />
			 
				<psc:chapter start="00:00:51.000" title="What is a futurist, and how does their work relate to the world of work?" />
			 
				<psc:chapter start="00:01:51.000" title="What is the Great Resignation?" />
			 
				<psc:chapter start="00:04:16.000" title="Are organisations and employers listening to their employees? And what about quiet quitting?" />
			 
				<psc:chapter start="00:06:24.000" title="Are company leaders really aware of everything in their organisation? Or do they have blind spots?" />
			 
				<psc:chapter start="00:09:59.000" title="A different world post-Covid" />
			 
				<psc:chapter start="00:11:52.000" title="What does the future hold for human resources professionals and the way HR operates?" />
			 
				<psc:chapter start="00:16:47.000" title="Is it easier to be a quiet quitter when working from home?" />
			 
				<psc:chapter start="00:18:19.000" title="What are the biggest challenges hybrid working will create for employers and HR?" />
			 
				<psc:chapter start="00:20:41.000" title="How should organisations, employers and HR deal with talent mobility?" />
						</psc:chapters>
				<itunes:title>Big Business Insights: The Great Resignation’s impact on South African employers and HR managers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685080_20260611_141948_1400.jpeg"/>
		<itunes:duration>24:01</itunes:duration>
		<itunes:summary><![CDATA[Big Business Insights
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.

S1 EP4: The Great Resignation’s impact on South African employers and HR managers
The Great Resignation has been worrying HR professionals since the early days of the Covid-19 pandemic. Employers in South Africa have also seen some of their best workers and even senior managers leave in pursuit of greater fulfilment and work-life balance. Dr Roze Phillips, a foremost workplace expert, leadership coach and futurist, talks to us about what employers can expect in the next few years.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Big Business Insights: Can employers still pay for the best talent?</title>
		<link>https://iono.fm/e/1685081</link>
		<guid isPermaLink="true">https://iono.fm/e/1685081</guid>
		<description><![CDATA[Big Business Insights<br />
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.<br />
<br />
S1 EP1: Can employers still pay for the best talent?<br />
Around the world salaries are not keeping up with inflation, leaving HR with a problem: How to attract top talent when you can’t compete on salary. René Richter, Managing Director of Remchannel, believes that many jobseekers and staff members now seek life-work balance and not work-life balance. So, is employee loyalty dead? For more information, visit oldmutual.co.za/corporate ]]></description>
					<category>Business</category>
				<pubDate>Mon, 26 Sep 2022 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685081_20260611_134708.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685081/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction" />
			 
				<psc:chapter start="00:00:25.000" title="Meet our guest, René Richter, the MD of Remchannel" />
			 
				<psc:chapter start="00:00:55.000" title="Who participates in the Remchannel salary and wage survey? What are the data points?" />
			 
				<psc:chapter start="00:01:42.000" title="Anticipated and granted increases are lower than inflation – what is driving this?" />
			 
				<psc:chapter start="00:03:37.000" title="Is this a once-off or something that will continue into the future?" />
			 
				<psc:chapter start="00:04:31.000" title="Is South Africa experiencing the Great Resignation?" />
			 
				<psc:chapter start="00:05:45.000" title="The cost for a company to replace a typical employee" />
			 
				<psc:chapter start="00:06:41.000" title="Is employee loyalty dead? How have the past two years impacted HR managers and employers?" />
			 
				<psc:chapter start="00:07:34.000" title="The various reasons employees are resigning" />
			 
				<psc:chapter start="00:09:59.000" title="The high turnover rates amongst HR professionals" />
			 
				<psc:chapter start="00:12:22.000" title="What should HR professionals consider in the next pay cycle?" />
			 
				<psc:chapter start="00:14:51.000" title="The role of non-financial remuneration, such as flexibility to work from home" />
						</psc:chapters>
				<itunes:title>Big Business Insights: Can employers still pay for the best talent?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685081_20260611_142050_1400.jpeg"/>
		<itunes:duration>17:31</itunes:duration>
		<itunes:summary><![CDATA[Big Business Insights
Everyone at the helm of a business, whether a large corporate or a small or medium-sized enterprise, wants to take the right decisions for their businesses to grow and their people to thrive. Join Old Mutual Corporate’s Malusi Ndlovu as he talks to different experts to answer some of the questions you may have and help you to take informed decisions.

S1 EP1: Can employers still pay for the best talent?
Around the world salaries are not keeping up with inflation, leaving HR with a problem: How to attract top talent when you can’t compete on salary. René Richter, Managing Director of Remchannel, believes that many jobseekers and staff members now seek life-work balance and not work-life balance. So, is employee loyalty dead? For more information, visit oldmutual.co.za/corporate]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Old Mutual On The Money Chats to Michelle Acton about Retirement</title>
		<link>https://iono.fm/e/1685082</link>
		<guid isPermaLink="true">https://iono.fm/e/1685082</guid>
		<description><![CDATA[Listen to the Old Mutual On the Money Podcast, hosted by Head of Financial Education, John Manyike, as Michelle Acton takes us through facts around effective retirement preparation, the pros and cons of retirement, and the new Pension Act around the two pot system. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 17 Aug 2022 14:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685082_20260611_135025.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685082/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:09.000" title="Introduction to our guest speaker, Michelle Acton" />
			 
				<psc:chapter start="00:01:07.000" title="What is retirement? How is our definition of retirement changing?" />
			 
				<psc:chapter start="00:02:54.000" title="What is a normal retirement age in South Africa? How do we compare with the rest of the world?" />
			 
				<psc:chapter start="00:04:29.000" title="The possibility that someone will outlive their money " />
			 
				<psc:chapter start="00:05:59.000" title="The outlook on high unemployment amongst young South Africans and entering the job market at a late stage" />
			 
				<psc:chapter start="00:07:49.000" title="The challenge of not all employers offering retirement benefits" />
			 
				<psc:chapter start="00:09:12.000" title="What do you do if your salary is low, and you are struggling to save?" />
			 
				<psc:chapter start="00:10:25.000" title="Are there countries where offering a retirement benefit is compulsory for employers? Is this feasible in South Africa?" />
			 
				<psc:chapter start="00:12:40.000" title="How much do you need to save to retire comfortably in South Africa? Demystifying the myth that just because you’re saving, you’ll be fine" />
			 
				<psc:chapter start="00:16:17.000" title="What is the retirement replacement ratio and what do we mean by that?" />
			 
				<psc:chapter start="00:19:04.000" title="How does still having a bond when you retire impact your retirement replacement ratio?" />
			 
				<psc:chapter start="00:21:43.000" title="Why is government concerned about people who resign in order to access their pension funds? Why are changes being made?" />
			 
				<psc:chapter start="00:23:55.000" title="The changes being proposed by government around accessing pension funds – a two pot system – and how it will work" />
			 
				<psc:chapter start="00:27:01.000" title="Can a person being retrenched access their retirement pot?" />
			 
				<psc:chapter start="00:28:28.000" title="Is the retirement pot accessible upon early retirement?" />
			 
				<psc:chapter start="00:29:36.000" title="How the savings pot will work and how we would define an emergency" />
			 
				<psc:chapter start="00:34:37.000" title="When will the two pot retirement savings system come into effect?" />
			 
				<psc:chapter start="00:36:02.000" title="What are the changes happening to pension funds right now?" />
			 
				<psc:chapter start="00:38:15.000" title="The recent changes to pension and provident funds" />
			 
				<psc:chapter start="00:40:16.000" title="What preparations do employers need to make in anticipation of the new laws? And what should people do to prepare properly for retirement?" />
						</psc:chapters>
				<itunes:title>Old Mutual On The Money Chats to Michelle Acton about Retirement</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685082_20260611_142319_1400.jpeg"/>
		<itunes:duration>40:38</itunes:duration>
		<itunes:summary><![CDATA[Listen to the Old Mutual On the Money Podcast, hosted by Head of Financial Education, John Manyike, as Michelle Acton takes us through facts around effective retirement preparation, the pros and cons of retirement, and the new Pension Act around the two pot system.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Old Mutual On The Money Podcast with Gigi LaMayne</title>
		<link>https://iono.fm/e/1685083</link>
		<guid isPermaLink="true">https://iono.fm/e/1685083</guid>
		<description><![CDATA[International award-winning musician and songwriter Gigi LaMayne sat down with John Manyike, Head of Financial Education at Old Mutual, to chat about all things money related in the third episode of our "On The Money" podcast series. From regrets to financial highs and future plans, Gigi shares:<br />
<br />
Her experiences and struggles during CovidThe importance of diversifying income streams for young peopleThe role budgeting plays in her lifeHer financial vision<br />
<br />
And more!  ]]></description>
					<category>Business</category>
				<pubDate>Thu, 11 Aug 2022 10:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685083_20260611_134934.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685083/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:04.000" title="Introduction to guest speaker, Gigi LaMayne" />
			 
				<psc:chapter start="00:03:45.000" title="Financial experiences and struggles during Covid" />
			 
				<psc:chapter start="00:06:26.000" title="What would the financial impact of not getting a gig for three months be?" />
			 
				<psc:chapter start="00:07:47.000" title="How important is diversifying income streams for young people?" />
			 
				<psc:chapter start="00:10:28.000" title="How important is it for artists to investigate contracts before signing?" />
			 
				<psc:chapter start="00:11:58.000" title="What is the worst financial decision you ever made?" />
			 
				<psc:chapter start="00:13:24.000" title="One thing people may not know about Gigi" />
			 
				<psc:chapter start="00:14:00.000" title="If you could change one thing about how you handle money, what would it be?" />
			 
				<psc:chapter start="00:14:43.000" title="How does budgeting work in your life?" />
			 
				<psc:chapter start="00:18:45.000" title="The money lessons Gigi learned from her mother" />
			 
				<psc:chapter start="00:20:19.000" title="Gigi explains what financial vision means to her" />
			 
				<psc:chapter start="00:21:05.000" title="What are your short term financial goals?" />
			 
				<psc:chapter start="00:22:43.000" title="The advice Gigi would share with South African women" />
			 
				<psc:chapter start="00:24:05.000" title="How do your friends impact your financial journey?" />
			 
				<psc:chapter start="00:26:28.000" title="Closing" />
						</psc:chapters>
				<itunes:title>Old Mutual On The Money Podcast with Gigi LaMayne</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685083_20260611_142347_1400.jpeg"/>
		<itunes:duration>26:24</itunes:duration>
		<itunes:summary><![CDATA[International award-winning musician and songwriter Gigi LaMayne sat down with John Manyike, Head of Financial Education at Old Mutual, to chat about all things money related in the third episode of our "On The Money" podcast series. From regrets to financial highs and future plans, Gigi shares:

Her experiences and struggles during CovidThe importance of diversifying income streams for young peopleThe role budgeting plays in her lifeHer financial vision

And more! ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>ON THE MONEY: Chats about Marriage Regimes in South Africa</title>
		<link>https://iono.fm/e/1685084</link>
		<guid isPermaLink="true">https://iono.fm/e/1685084</guid>
		<description><![CDATA[South Africa recognises three different marriage regimes: civil marriages, civil unions, and customary marriages. In this episode of the “On The Money” podcast series, John Manyike, Head of Financial Education at Old Mutual, sits down with attorney Bianza Liesering and “Anonymous” who shares her personal experience of being in a customary marriage and the impact it had on her financially. We hear from Bianza on how a customary marriage is recognised legally in South Africa and she explains: <br />
<br />
how antenuptial agreements impact a marriage,when antenuptial agreements should be drawn up and signed,and what people should take into account before getting married in South Africa.  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 26 Jul 2022 10:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685084_20260611_135059.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685084/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:07.000" title="Introduction to the topic and our guest speakers" />
			 
				<psc:chapter start="00:04:54.000" title="The issue of discussing finances in a relationship and the gender dynamics" />
			 
				<psc:chapter start="00:09:02.000" title="Initiating the discussion around marriage and lobola" />
			 
				<psc:chapter start="00:13:23.000" title="What happened post-separation and the importance of knowing the laws around different marriage regimes in SA" />
			 
				<psc:chapter start="00:16:55.000" title="What happened when Anonymous was served with divorce summons" />
			 
				<psc:chapter start="00:21:45.000" title="What is the legal status of a customary marriage? And how would an antenuptial contract impact it?" />
			 
				<psc:chapter start="00:22:52.000" title="When should an antenuptial contract be drawn up and signed? " />
			 
				<psc:chapter start="00:23:15.000" title="Why does signing an antenuptial contract become more expensive and complicated after getting married?" />
			 
				<psc:chapter start="00:25:23.000" title="What are the legal requirements for a customary marriage to be valid?" />
			 
				<psc:chapter start="00:27:23.000" title="What is common law marriage and does South Africa recognise it?" />
			 
				<psc:chapter start="00:33:51.000" title="What should people take into account before getting married in South Africa?" />
			 
				<psc:chapter start="00:35:56.000" title="A final piece of advice from Anonymous on customary marriage and lobola" />
			 
				<psc:chapter start="00:37:24.000" title="Closing" />
						</psc:chapters>
				<itunes:title>ON THE MONEY: Chats about Marriage Regimes in South Africa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685084_20260611_142418_1400.jpeg"/>
		<itunes:duration>36:02</itunes:duration>
		<itunes:summary><![CDATA[South Africa recognises three different marriage regimes: civil marriages, civil unions, and customary marriages. In this episode of the “On The Money” podcast series, John Manyike, Head of Financial Education at Old Mutual, sits down with attorney Bianza Liesering and “Anonymous” who shares her personal experience of being in a customary marriage and the impact it had on her financially. We hear from Bianza on how a customary marriage is recognised legally in South Africa and she explains: 

how antenuptial agreements impact a marriage,when antenuptial agreements should be drawn up and signed,and what people should take into account before getting married in South Africa. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>ON THE MONEY: Chats to DJ Sbu about his Relationship with Money</title>
		<link>https://iono.fm/e/1685085</link>
		<guid isPermaLink="true">https://iono.fm/e/1685085</guid>
		<description><![CDATA[Entrepreneur and Iconic Entertainer DJ Sbu sat down with ,John Manyike, Head of Financial Education at Old Mutual, to chat about his relationship with money in this season opening of our “On the Money” podcast series. <br />
<br />
Get valuable tips from DJ Sbu &amp; John Manyike on how to get ahead of your finances, and hear DJ Sbu talk about overcoming his worst financial decisions,  his thoughts on the major stumbling blocks impacting black children and their ability to create wealth, how people can play a role in your success, dealing with adversity and negative energy, and so much more!   ]]></description>
					<category>Business</category>
				<pubDate>Mon, 04 Jul 2022 12:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685085_20260611_135125.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685085/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:31.000" title="DJ Sbu explains where he came from, who he is, and his introduction to entrepreneurship" />
			 
				<psc:chapter start="00:04:59.000" title="How would you describe your relationship with money in the early stages of your career?" />
			 
				<psc:chapter start="00:07:06.000" title="Would you describe your relationship with money as a long distance relationship?" />
			 
				<psc:chapter start="00:08:51.000" title="What was the worst financial decision you ever made?" />
			 
				<psc:chapter start="00:11:30.000" title="What were the lowest points in your life when it comes to finance?" />
			 
				<psc:chapter start="00:14:57.000" title="Did losing assets cost you relationships?" />
			 
				<psc:chapter start="00:16:36.000" title="What is the biggest stumbling block for a black child to create wealth?" />
			 
				<psc:chapter start="00:20:47.000" title="What do you think is the mindset of young people when it comes to employment versus entrepreneurship?" />
			 
				<psc:chapter start="00:23:58.000" title="How do you define failure?" />
			 
				<psc:chapter start="00:25:49.000" title="Explaining how people can play a part in your success" />
			 
				<psc:chapter start="00:28:53.000" title="What has been your biggest money lesson?" />
			 
				<psc:chapter start="00:32:10.000" title="How do you deal with adversity and negative energy?" />
			 
				<psc:chapter start="00:35:29.000" title="Having a side hustle - what is the stumbling block there?" />
			 
				<psc:chapter start="00:36:56.000" title="Tips for having a responsible relationship with money" />
						</psc:chapters>
				<itunes:title>ON THE MONEY: Chats to DJ Sbu about his Relationship with Money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685085_20260611_142441_1400.jpeg"/>
		<itunes:duration>39:44</itunes:duration>
		<itunes:summary><![CDATA[Entrepreneur and Iconic Entertainer DJ Sbu sat down with ,John Manyike, Head of Financial Education at Old Mutual, to chat about his relationship with money in this season opening of our “On the Money” podcast series. 

Get valuable tips from DJ Sbu & John Manyike on how to get ahead of your finances, and hear DJ Sbu talk about overcoming his worst financial decisions,  his thoughts on the major stumbling blocks impacting black children and their ability to create wealth, how people can play a role in your success, dealing with adversity and negative energy, and so much more!  ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 1 | Part 2 of 3</title>
		<link>https://iono.fm/e/1685086</link>
		<guid isPermaLink="true">https://iono.fm/e/1685086</guid>
		<description><![CDATA[First Season: Catch this exciting 3 part "Diski Icons" podcast series as well-known SA's soccer legends Brian Baloyi, Lovers Mohlala and Steve Lekoelea chats to our Head of Financial Education, John Manyike, about the lessons learnt from their financial mistakes throughout their soccer careers. They also share valuable tips for young aspiring soccer stars on managing money efficiently.  #DiskiIcons  ]]></description>
					<category>Business</category>
				<pubDate>Thu, 19 May 2022 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 1 | Part 2 of 3</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685086_20260611_142514_1400.jpeg"/>
		<itunes:duration>23:28</itunes:duration>
		<itunes:summary><![CDATA[First Season: Catch this exciting 3 part "Diski Icons" podcast series as well-known SA's soccer legends Brian Baloyi, Lovers Mohlala and Steve Lekoelea chats to our Head of Financial Education, John Manyike, about the lessons learnt from their financial mistakes throughout their soccer careers. They also share valuable tips for young aspiring soccer stars on managing money efficiently.  #DiskiIcons ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685086_20260611_142514_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685086?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 1 | Panel 3 of 3</title>
		<link>https://iono.fm/e/1685087</link>
		<guid isPermaLink="true">https://iono.fm/e/1685087</guid>
		<description><![CDATA[First Season: Catch this exciting 3 part "Diski Icons" podcast series as well-known SA's soccer legends Brian Baloyi, Lovers Mohlala and Steve Lekoelea chats to our Head of Financial Education, John Manyike, about the lessons learnt from their financial mistakes throughout their soccer careers. They also share valuable tips for young aspiring soccer stars on managing money efficiently.  #DiskiIcons  ]]></description>
					<category>Business</category>
				<pubDate>Thu, 19 May 2022 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 1 | Panel 3 of 3</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685087_20260611_142542_1400.jpeg"/>
		<itunes:duration>26:01</itunes:duration>
		<itunes:summary><![CDATA[First Season: Catch this exciting 3 part "Diski Icons" podcast series as well-known SA's soccer legends Brian Baloyi, Lovers Mohlala and Steve Lekoelea chats to our Head of Financial Education, John Manyike, about the lessons learnt from their financial mistakes throughout their soccer careers. They also share valuable tips for young aspiring soccer stars on managing money efficiently.  #DiskiIcons ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 2 | Part 1 of 3</title>
		<link>https://iono.fm/e/1685088</link>
		<guid isPermaLink="true">https://iono.fm/e/1685088</guid>
		<description><![CDATA[Second Season: In this 3 part "Diski Icons" podcast series, well-known SA's  soccer legends: Doctor Khumalo, Lucky Lekgwathi and Fabian McCarthy talk to our Head of Financial Education, John Manyike. They share some of their greatest financial decisions and how those decisions helped them provide for and ensure their loved ones are protected. #DiskiIcons  ]]></description>
					<category>Business</category>
				<pubDate>Thu, 19 May 2022 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 2 | Part 1 of 3</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685088_20260611_142610_1400.jpeg"/>
		<itunes:duration>22:51</itunes:duration>
		<itunes:summary><![CDATA[Second Season: In this 3 part "Diski Icons" podcast series, well-known SA's  soccer legends: Doctor Khumalo, Lucky Lekgwathi and Fabian McCarthy talk to our Head of Financial Education, John Manyike. They share some of their greatest financial decisions and how those decisions helped them provide for and ensure their loved ones are protected. #DiskiIcons ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 2 | Part 2 of 3</title>
		<link>https://iono.fm/e/1685089</link>
		<guid isPermaLink="true">https://iono.fm/e/1685089</guid>
		<description><![CDATA[Second Season: In this 3 part "Diski Icons" podcast series, well-known SA's  soccer legends: Doctor Khumalo, Lucky Lekgwathi and Fabian McCarthy talk to our Head of Financial Education, John Manyike. They share some of their greatest financial decisions and how those decisions helped them provide for and ensure their loved ones are protected. #DiskiIcons ]]></description>
					<category>Business</category>
				<pubDate>Thu, 19 May 2022 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 2 | Part 2 of 3</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685089_20260611_142638_1400.jpeg"/>
		<itunes:duration>21:09</itunes:duration>
		<itunes:summary><![CDATA[Second Season: In this 3 part "Diski Icons" podcast series, well-known SA's  soccer legends: Doctor Khumalo, Lucky Lekgwathi and Fabian McCarthy talk to our Head of Financial Education, John Manyike. They share some of their greatest financial decisions and how those decisions helped them provide for and ensure their loved ones are protected. #DiskiIcons]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 1 | Part 1 of 3</title>
		<link>https://iono.fm/e/1685090</link>
		<guid isPermaLink="true">https://iono.fm/e/1685090</guid>
		<description><![CDATA[First Season: Catch this exciting 3 part "Diski Icons" podcast series as well-known SA's soccer legends Brian Baloyi, Lovers Mohlala and Steve Lekoelea chats to our Head of Financial Education, John Manyike, about the lessons learnt from their financial mistakes throughout their soccer careers. They also share valuable tips for young aspiring soccer stars on managing money efficiently.  #DiskiIcons  ]]></description>
					<category>Business</category>
				<pubDate>Thu, 19 May 2022 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 1 | Part 1 of 3</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685090_20260611_142707_1400.jpeg"/>
		<itunes:duration>28:31</itunes:duration>
		<itunes:summary><![CDATA[First Season: Catch this exciting 3 part "Diski Icons" podcast series as well-known SA's soccer legends Brian Baloyi, Lovers Mohlala and Steve Lekoelea chats to our Head of Financial Education, John Manyike, about the lessons learnt from their financial mistakes throughout their soccer careers. They also share valuable tips for young aspiring soccer stars on managing money efficiently.  #DiskiIcons ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685090_high.mp3?p=rss" length="27379945" type="audio/mpeg" />
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	</item>
	<item>
		<title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 2 | Part 3 of 3</title>
		<link>https://iono.fm/e/1685091</link>
		<guid isPermaLink="true">https://iono.fm/e/1685091</guid>
		<description><![CDATA[Second Season: In this 3 part "Diski Icons" podcast series, well-known SA's  soccer legends: Doctor Khumalo, Lucky Lekgwathi and Fabian McCarthy talk to our Head of Financial Education, John Manyike. They share some of their greatest financial decisions and how those decisions helped them provide for and ensure their loved ones are protected. #DiskiIcons  ]]></description>
					<category>Business</category>
				<pubDate>Wed, 11 May 2022 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ON THE MONEY: Financial Conversation with Soccer Legends | Panel 2 | Part 3 of 3</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685091_20260611_142734_1400.jpeg"/>
		<itunes:duration>18:37</itunes:duration>
		<itunes:summary><![CDATA[Second Season: In this 3 part "Diski Icons" podcast series, well-known SA's  soccer legends: Doctor Khumalo, Lucky Lekgwathi and Fabian McCarthy talk to our Head of Financial Education, John Manyike. They share some of their greatest financial decisions and how those decisions helped them provide for and ensure their loved ones are protected. #DiskiIcons ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	<item>
		<title>Money Lessons to live Debt Free</title>
		<link>https://iono.fm/e/1685092</link>
		<guid isPermaLink="true">https://iono.fm/e/1685092</guid>
		<description><![CDATA[To wrap up our #OMThoughtLeadership podcast series, we are joined by John Manyike, Head of Financial Education at Old Mutual to share some practical tips on best ways to manage our finances, joined by Atlegang Govuza, an Admitted Attorney, who shares her personal journey with money. Listen to the podcast to learn more about some of the key money lessons and how it ties in with the rest of the podcast episodes highlighting Responsible Lending..  ]]></description>
					<category>Business</category>
				<pubDate>Thu, 02 Dec 2021 14:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685092_20260611_135239.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685092/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:24.000" title=" Introduction" />
			 
				<psc:chapter start="00:02:34.000" title="How Covid-19 changed the way people viewed their finances and the findings of the Old Mutual Saving &amp; Investment Monitor" />
			 
				<psc:chapter start="00:03:59.000" title="Has responsible lending gotten better or are we still sitting with the same debt crisis?" />
			 
				<psc:chapter start="00:07:52.000" title="The problem with not paying debt or communicating about your debt" />
			 
				<psc:chapter start="00:12:03.000" title="What impact does the increased interest rate have on debt?" />
			 
				<psc:chapter start="00:13:42.000" title="Atlegang Govuza shares her story about credit and debt" />
			 
				<psc:chapter start="00:18:14.000" title="How Atlegang came to the realisation that she needed to downgrade to manage her debt" />
			 
				<psc:chapter start="00:20:45.000" title="How did friends react to the downgrade?" />
			 
				<psc:chapter start="00:23:36.000" title="How Atlegang is managing her finances now" />
			 
				<psc:chapter start="00:24:50.000" title="What are the key lessons?" />
			 
				<psc:chapter start="00:26:02.000" title="Observations from John Manyike and the myth of credit as only being bad" />
			 
				<psc:chapter start="00:28:30.000" title="Atlegang shares first steps" />
			 
				<psc:chapter start="00:32:14.000" title="The importance of not understating your expenses to credit providers" />
			 
				<psc:chapter start="00:33:21.000" title="Final piece of advice from John Manyike" />
			 
				<psc:chapter start="00:36:28.000" title="Conclusion and Summary " />
						</psc:chapters>
				<itunes:title>Money Lessons to live Debt Free</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>38:45</itunes:duration>
		<itunes:summary><![CDATA[To wrap up our #OMThoughtLeadership podcast series, we are joined by John Manyike, Head of Financial Education at Old Mutual to share some practical tips on best ways to manage our finances, joined by Atlegang Govuza, an Admitted Attorney, who shares her personal journey with money. Listen to the podcast to learn more about some of the key money lessons and how it ties in with the rest of the podcast episodes highlighting Responsible Lending.. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	</item>
	<item>
		<title>Meeting Customer Needs in the Digital Age</title>
		<link>https://iono.fm/e/1685093</link>
		<guid isPermaLink="true">https://iono.fm/e/1685093</guid>
		<description><![CDATA[Get the latest news and updates from Old Mutual. Old Mutual Limited (OML) is a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 27 Oct 2021 13:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685093_20260611_135259.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685093/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:24.000" title="Introduction: The role of technology in financial services" />
			 
				<psc:chapter start="00:02:27.000" title=" The challenge of data dependency in South Africa" />
			 
				<psc:chapter start="00:03:18.000" title="How do we penetrate markets where potential customers are not technologically included?" />
			 
				<psc:chapter start="00:04:54.000" title="The importance of education in this space" />
			 
				<psc:chapter start="00:05:50.000" title="Managing the costs of financial education for an organisation like Old Mutual" />
			 
				<psc:chapter start="00:07:22.000" title="The technological infrastructure needed to create a stable lending environment " />
			 
				<psc:chapter start="00:09:33.000" title="How data helps organisations understand customers better" />
			 
				<psc:chapter start="00:11:10.000" title="With cybercrime being prevalent, how do we create a safer environment?" />
			 
				<psc:chapter start="00:12:08.000" title="The ongoing need to upgrade cybersecurity measures" />
			 
				<psc:chapter start="00:14:47.000" title="The role of regulation in cybersecurity" />
			 
				<psc:chapter start="00:15:40.000" title="How has the POPI Act helped?" />
			 
				<psc:chapter start="00:16:51.000" title="How Old Mutual manages customers’ personal information" />
			 
				<psc:chapter start="00:18:07.000" title="What are the biggest concerns in this sector?" />
			 
				<psc:chapter start="00:20:50.000" title="The importance of financial inclusion" />
			 
				<psc:chapter start="00:24:02.000" title="How does a financial institution like Old Mutual keep up with technology?" />
			 
				<psc:chapter start="00:26:08.000" title="The pressure to move quickly as technology evolves" />
			 
				<psc:chapter start="00:28:11.000" title="Closing" />
						</psc:chapters>
				<itunes:title>Meeting Customer Needs in the Digital Age</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>30:45</itunes:duration>
		<itunes:summary><![CDATA[Get the latest news and updates from Old Mutual. Old Mutual Limited (OML) is a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
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	</item>
	<item>
		<title>Difference between formal and informal credit</title>
		<link>https://iono.fm/e/1685094</link>
		<guid isPermaLink="true">https://iono.fm/e/1685094</guid>
		<description><![CDATA[What is the difference between formal and informal credit? We are joined by Reabetswe Riba, Executive Head for the Foundation Market at Old Mutual to help us understand the difference better.  ]]></description>
					<category>Business</category>
				<pubDate>Mon, 27 Sep 2021 12:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685094_20260611_135338.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685094/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:25.000" title="Introduction for Reabetswe Riba and context around the foundation market" />
			 
				<psc:chapter start="00:01:42.000" title="What is the difference between formal and informal credit?" />
			 
				<psc:chapter start="00:02:05.000" title="Why do people often delay in planning for funerals?" />
			 
				<psc:chapter start="00:02:49.000" title="Do informal lenders finance a lot of payday loans?" />
			 
				<psc:chapter start="00:04:03.000" title="The challenges people face in the foundation market" />
			 
				<psc:chapter start="00:05:23.000" title="Why do people approach informal lenders?" />
			 
				<psc:chapter start="00:06:39.000" title="The factors involved in the rise in informal lending" />
			 
				<psc:chapter start="00:09:31.000" title="What role do payday lenders play in the foundation market space?" />
			 
				<psc:chapter start="00:11:16.000" title="Payday loans can land people in a debt trap – is this true for many people in the foundation market space?" />
			 
				<psc:chapter start="00:13:52.000" title="Informal lenders and covering the cost of funerals" />
			 
				<psc:chapter start="00:15:59.000" title="How do burial societies work?" />
			 
				<psc:chapter start="00:20:05.000" title="Why do people often delay in planning for funerals?" />
			 
				<psc:chapter start="00:21:26.000" title="Why it’s important to get insurance from a trustworthy and reputable provider" />
			 
				<psc:chapter start="00:23:46.000" title="How do you find the right financial services provider?" />
			 
				<psc:chapter start="00:25:24.000" title="The important role regulators play in this space" />
			 
				<psc:chapter start="00:27:13.000" title="Where do you go if you want to lay a complaint against a financial services provider?" />
			 
				<psc:chapter start="00:28:14.000" title="Is Old Mutual having to play a bigger role in educating people?" />
			 
				<psc:chapter start="00:29:07.000" title="What does it mean to be over insured?" />
			 
				<psc:chapter start="00:31:38.000" title="The importance of budgeting" />
			 
				<psc:chapter start="00:33:56.000" title="Closing" />
						</psc:chapters>
				<itunes:title>Difference between formal and informal credit</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>36:39</itunes:duration>
		<itunes:summary><![CDATA[What is the difference between formal and informal credit? We are joined by Reabetswe Riba, Executive Head for the Foundation Market at Old Mutual to help us understand the difference better. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685094_high.mp3?p=rss" length="35195332" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685094?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What is a responsible and trusted lender?</title>
		<link>https://iono.fm/e/1685095</link>
		<guid isPermaLink="true">https://iono.fm/e/1685095</guid>
		<description><![CDATA[Did you know that you are required to be registered if you are in the business of granting credit? On our latest podcast, we are joined by the Deputy CEO of the National Credit Regulator, Adv. Obed Tongoane to expand on what it means to be a responsible and trusted credit provider. He  also educates us on the role of the National Credit Regulator (NCR).  ]]></description>
					<category>Business</category>
				<pubDate>Wed, 08 Sep 2021 09:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685095_20260611_135448.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685095/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:25.000" title="Introduction" />
			 
				<psc:chapter start="00:01:34.000" title="Who is the National Credit Regulator?" />
			 
				<psc:chapter start="00:02:29.000" title="The current state of the consumer credit market as of March 2021" />
			 
				<psc:chapter start="00:04:13.000" title="The mandate of the NCR and how it ensures the market is safe from a credit perspective" />
			 
				<psc:chapter start="00:04:52.000" title="Which credit providers are required to be registered with NCR? " />
			 
				<psc:chapter start="00:05:26.000" title="Do micro-lenders like “mashonisas” need to be registered? " />
			 
				<psc:chapter start="00:07:37.000" title="The challenge of regulating micro-lenders" />
			 
				<psc:chapter start="00:09:46.000" title="How debt counsellors work" />
			 
				<psc:chapter start="00:10:44.000" title="How credit bureaus work" />
			 
				<psc:chapter start="00:11:24.000" title="How does the NCR enforce the National Credit Act?" />
			 
				<psc:chapter start="00:12:46.000" title="Is the NCR a law enforcement body or agency?" />
			 
				<psc:chapter start="00:14:39.000" title="Is there a reason for such a high number of unscrupulous creditors out there?" />
			 
				<psc:chapter start="00:17:37.000" title="Does NCR play a role when consumers have an issue after borrowing money?" />
			 
				<psc:chapter start="00:21:06.000" title="What are the main drivers for the high levels of indebtedness in South Africa? " />
			 
				<psc:chapter start="00:25:00.000" title="What instruments are available to consumers on a daily basis?" />
			 
				<psc:chapter start="00:28:09.000" title="Legal options for consumers in financial trouble" />
			 
				<psc:chapter start="00:29:53.000" title="Is there a blacklist? What does it actually mean if I am blacklisted?" />
			 
				<psc:chapter start="00:33:54.000" title="How much of a role does reckless lending play with indebtedness in South Africa? " />
			 
				<psc:chapter start="00:37:08.000" title="Is it a punishable offence for a consumer to lie in an attempt to get credit?" />
			 
				<psc:chapter start="00:38:01.000" title="How the NCR is educating consumers to ensure a safer credit environment" />
			 
				<psc:chapter start="00:41:32.000" title="What is the difference between the NCR and Credit Ombudsman? " />
			 
				<psc:chapter start="00:43:08.000" title="Where to get more information about the NCR" />
			 
				<psc:chapter start="00:44:54.000" title="Closing Summary" />
						</psc:chapters>
				<itunes:title>What is a responsible and trusted lender?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>46:20</itunes:duration>
		<itunes:summary><![CDATA[Did you know that you are required to be registered if you are in the business of granting credit? On our latest podcast, we are joined by the Deputy CEO of the National Credit Regulator, Adv. Obed Tongoane to expand on what it means to be a responsible and trusted credit provider. He  also educates us on the role of the National Credit Regulator (NCR). ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685095_high.mp3?p=rss" length="44487736" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685095?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Millennials Delay Motherhood</title>
		<link>https://iono.fm/e/1685096</link>
		<guid isPermaLink="true">https://iono.fm/e/1685096</guid>
		<description><![CDATA[On this podcast episode  we explore why careful planning remains key to ensure emotional and financial readiness for motherhood. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 07 Sep 2021 13:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Millennials Delay Motherhood</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>5:12</itunes:duration>
		<itunes:summary><![CDATA[On this podcast episode  we explore why careful planning remains key to ensure emotional and financial readiness for motherhood.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685096_high.mp3?p=rss" length="4997832" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685096?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Banking Your Good Health</title>
		<link>https://iono.fm/e/1685097</link>
		<guid isPermaLink="true">https://iono.fm/e/1685097</guid>
		<description><![CDATA[All the healthy living in the world isn't enough to guarantee you won't get sick someday. No one is immune from the chronic diseases that become more and more likely as we age. Old Mutual Future Insurance allows you to bank your good health now, by getting cover using your current health status.  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 07 Sep 2021 13:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Banking Your Good Health</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>5:29</itunes:duration>
		<itunes:summary><![CDATA[All the healthy living in the world isn't enough to guarantee you won't get sick someday. No one is immune from the chronic diseases that become more and more likely as we age. Old Mutual Future Insurance allows you to bank your good health now, by getting cover using your current health status. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685097_high.mp3?p=rss" length="5266575" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685097?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Creating a Debt Free Generation</title>
		<link>https://iono.fm/e/1685098</link>
		<guid isPermaLink="true">https://iono.fm/e/1685098</guid>
		<description><![CDATA[Financial literacy plays a critical role in making informed financial decisions. In our second episode of the Old Mutual Thought Leadership Podcast Series, Arabile Gumede speaks to the Director General of National Treasury, Dondo Mogajane about creating a debt free generation.  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 07 Sep 2021 12:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685098_20260611_135405.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685098/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:24.000" title="Intro: Indebtedness in South Africa" />
			 
				<psc:chapter start="00:01:43.000" title="How do we start to move away from a perpetual cycle of debt?" />
			 
				<psc:chapter start="00:03:29.000" title="What role can National Treasury play in financial education?" />
			 
				<psc:chapter start="00:04:44.000" title=" Is there a reason for National Treasury advertising retail savings bonds less?" />
			 
				<psc:chapter start="00:06:39.000" title="How do we entice people to retail savings bonds?" />
			 
				<psc:chapter start="00:09:40.000" title="Is the high debt to GDP due to the low savings environment we have as consumers, or because of our finances as a country? " />
			 
				<psc:chapter start="00:11:38.000" title="Do we need more regulations in place, or to create better behaviours?" />
			 
				<psc:chapter start="00:16:13.000" title="Are service providers doing enough against indebtedness?" />
			 
				<psc:chapter start="00:18:20.000" title="Examples from National Treasury about alleviating indebtedness" />
			 
				<psc:chapter start="00:21:16.000" title="Talking about generational wealth and black tax" />
			 
				<psc:chapter start="00:23:45.000" title="What can we put in place to change mindsets?" />
			 
				<psc:chapter start="00:27:26.000" title="The importance of thinking about the financial wellbeing of tomorrow" />
			 
				<psc:chapter start="00:29:50.000" title="A challenge to National Treasury to focus on financial education" />
			 
				<psc:chapter start="00:33:30.000" title="Closing Summary" />
						</psc:chapters>
				<itunes:title>Creating a Debt Free Generation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>34:57</itunes:duration>
		<itunes:summary><![CDATA[Financial literacy plays a critical role in making informed financial decisions. In our second episode of the Old Mutual Thought Leadership Podcast Series, Arabile Gumede speaks to the Director General of National Treasury, Dondo Mogajane about creating a debt free generation. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685098_high.mp3?p=rss" length="33565105" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685098?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Heart Attacks</title>
		<link>https://iono.fm/e/1685099</link>
		<guid isPermaLink="true">https://iono.fm/e/1685099</guid>
		<description><![CDATA[We tend to think of heart disease as something that only affects older people. But this very notion is dangerous because it undermines its rising prevalence among adults of all ages. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 07 Sep 2021 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Heart Attacks</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>4:24</itunes:duration>
		<itunes:summary><![CDATA[We tend to think of heart disease as something that only affects older people. But this very notion is dangerous because it undermines its rising prevalence among adults of all ages.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685099_high.mp3?p=rss" length="4234205" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685099?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Cancer and Heart Attack Survivors</title>
		<link>https://iono.fm/e/1685100</link>
		<guid isPermaLink="true">https://iono.fm/e/1685100</guid>
		<description><![CDATA[For survivors of severe illnesses like cancer and heart attack, anxiety over the possibility of a recurrence can be debilitating. Old Mutual’s new Returning Illness benefit can help put them in a stronger position to cope with a relapse, which in turn improves their sense of resilience – and their health. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 07 Sep 2021 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Cancer and Heart Attack Survivors</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>5:40</itunes:duration>
		<itunes:summary><![CDATA[For survivors of severe illnesses like cancer and heart attack, anxiety over the possibility of a recurrence can be debilitating. Old Mutual’s new Returning Illness benefit can help put them in a stronger position to cope with a relapse, which in turn improves their sense of resilience – and their health.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685100_high.mp3?p=rss" length="5447979" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685100?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Extended Family Cover</title>
		<link>https://iono.fm/e/1685101</link>
		<guid isPermaLink="true">https://iono.fm/e/1685101</guid>
		<description><![CDATA[Old Mutual is putting the ‘personal’ back into personal cover. You can now personalise your funeral insurance to suit your unique family and offer them the dignified burials they deserve. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 07 Sep 2021 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Extended Family Cover</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>5:42</itunes:duration>
		<itunes:summary><![CDATA[Old Mutual is putting the ‘personal’ back into personal cover. You can now personalise your funeral insurance to suit your unique family and offer them the dignified burials they deserve.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685101_high.mp3?p=rss" length="5489345" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685101?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Mental Illness</title>
		<link>https://iono.fm/e/1685102</link>
		<guid isPermaLink="true">https://iono.fm/e/1685102</guid>
		<description><![CDATA[The mental health fall-out of Covid-19 has hit working adults hard, leaving them – and the families they support – financially vulnerable.  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 07 Sep 2021 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mental Illness</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>4:18</itunes:duration>
		<itunes:summary><![CDATA[The mental health fall-out of Covid-19 has hit working adults hard, leaving them – and the families they support – financially vulnerable. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685102_high.mp3?p=rss" length="4130134" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685102?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fearless &amp;amp; Financially Free: Why gender equity is important</title>
		<link>https://iono.fm/e/1685103</link>
		<guid isPermaLink="true">https://iono.fm/e/1685103</guid>
		<description><![CDATA[In this podcast, Sechaba Gqeba engages with Elize Botha, Managing Director of Old Mutual Unit Trusts, on why gender equity is important when we focus on the governance aspect of ESG. Elize also shares her views on how the impact of Covid-19 has amplified pre-existing gender gaps.  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 31 Aug 2021 14:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fearless &amp;amp; Financially Free: Why gender equity is important</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685103_20260611_142800_1400.jpeg"/>
		<itunes:duration>9:59</itunes:duration>
		<itunes:summary><![CDATA[In this podcast, Sechaba Gqeba engages with Elize Botha, Managing Director of Old Mutual Unit Trusts, on why gender equity is important when we focus on the governance aspect of ESG. Elize also shares her views on how the impact of Covid-19 has amplified pre-existing gender gaps. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685103_high.mp3?p=rss" length="9587106" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685103_20260611_142800_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685103?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fearless &amp;amp; Financially Free: Generation now, investing, and instant gratification</title>
		<link>https://iono.fm/e/1685104</link>
		<guid isPermaLink="true">https://iono.fm/e/1685104</guid>
		<description><![CDATA[According to research by Old Mutual, South African millennials – individuals aged between 18 and 34 – are proving to be better savers than previous generations, but they are failing to invest for the long term. In this podcast, our female financial experts, Pat Magadla, Senior Business Development Manager at Old Mutual Investment Group and Naseera Turkey, Financial Coach, Independent Adviser and CEO of Azzuri Capital, discuss why it’s important for millennials to think about their financial future and prioritise investing.  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 31 Aug 2021 14:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fearless &amp;amp; Financially Free: Generation now, investing, and instant gratification</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685104_20260611_142829_1400.jpeg"/>
		<itunes:duration>27:56</itunes:duration>
		<itunes:summary><![CDATA[According to research by Old Mutual, South African millennials – individuals aged between 18 and 34 – are proving to be better savers than previous generations, but they are failing to invest for the long term. In this podcast, our female financial experts, Pat Magadla, Senior Business Development Manager at Old Mutual Investment Group and Naseera Turkey, Financial Coach, Independent Adviser and CEO of Azzuri Capital, discuss why it’s important for millennials to think about their financial future and prioritise investing. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685104_high.mp3?p=rss" length="26820839" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685104_20260611_142829_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685104?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fearless &amp;amp; Financially Free: Discovering your superpower – investing!</title>
		<link>https://iono.fm/e/1685105</link>
		<guid isPermaLink="true">https://iono.fm/e/1685105</guid>
		<description><![CDATA[Investing is really a superpower and it’s much easier to start than most people think. In this podcast, our female financial experts, Pat Magadla, Senior Business Development Manager at Old Mutual Investment Group and Naseera Turkey, Financial Coach, Independent Adviser and CEO of Azzuri Capital, share insights on how women can take control of their finances and harness the power of investing. They also discuss the importance of having an emergency fund to protect you from unforeseen financial challenges.  ]]></description>
					<category>Business</category>
				<pubDate>Tue, 31 Aug 2021 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fearless &amp;amp; Financially Free: Discovering your superpower – investing!</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685105_20260611_142857_1400.jpeg"/>
		<itunes:duration>17:57</itunes:duration>
		<itunes:summary><![CDATA[Investing is really a superpower and it’s much easier to start than most people think. In this podcast, our female financial experts, Pat Magadla, Senior Business Development Manager at Old Mutual Investment Group and Naseera Turkey, Financial Coach, Independent Adviser and CEO of Azzuri Capital, share insights on how women can take control of their finances and harness the power of investing. They also discuss the importance of having an emergency fund to protect you from unforeseen financial challenges. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685105_high.mp3?p=rss" length="17247471" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685105_20260611_142857_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685105?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Responsible Credit</title>
		<link>https://iono.fm/e/1685106</link>
		<guid isPermaLink="true">https://iono.fm/e/1685106</guid>
		<description><![CDATA[Our first episode of the 6-part Thought Leadership Podcast Series is finally out. In our first episode, Old Mutual Finance CEO, Jan Moganwa joins Arabile Gumede to discuss the importance of responsible credit and how it can impact our credit profile. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 30 Aug 2021 21:00:00 +0200</pubDate>
				<podcast:transcript url="https://iono-fm-cdn.fra1.digitaloceanspaces.com/files/p4295/transcript_1685106_20260611_135555.vtt" type="text/vtt"/>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685106/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:24.000" title="The debt crisis in South Africa, and starting the conversation around responsible lending" />
			 
				<psc:chapter start="00:01:33.000" title="The story of responsible lending starts with responsibilities" />
			 
				<psc:chapter start="00:02:45.000" title="How to ensure you borrow in a responsible manner" />
			 
				<psc:chapter start="00:03:29.000" title="The difference between good credit and bad credit" />
			 
				<psc:chapter start="00:06:30.000" title="Discussing ways to be more responsible with credit" />
			 
				<psc:chapter start="00:09:03.000" title="The importance of keeping debt low" />
			 
				<psc:chapter start="00:11:45.000" title="Explaining credit scores" />
			 
				<psc:chapter start="00:14:57.000" title="The differences between debt consolidation and debt counselling" />
			 
				<psc:chapter start="00:17:34.000" title="Does debt counselling lead to debt consolidation? Not necessarily" />
			 
				<psc:chapter start="00:18:17.000" title="Going through the debt review process" />
			 
				<psc:chapter start="00:19:37.000" title="What impact does debt review have on your credit score?" />
			 
				<psc:chapter start="00:22:46.000" title="How important is it to know the interest rate you pay on debt?" />
			 
				<psc:chapter start="00:24:57.000" title="Arabile shares his debt story and what he learned from it" />
			 
				<psc:chapter start="00:26:23.000" title="The importance of talking about finances with loved ones" />
			 
				<psc:chapter start="00:29:33.000" title="What role do lenders play in responsible credit?" />
			 
				<psc:chapter start="00:31:11.000" title="The role that the NCR and different Ombudsman play in the credit sphere" />
			 
				<psc:chapter start="00:32:42.000" title="What role does Old Mutual play in financial education for the credit space?" />
			 
				<psc:chapter start="00:35:21.000" title="The importance of having a clear plan" />
			 
				<psc:chapter start="00:37:37.000" title="A piece of general advice: talk to someone" />
						</psc:chapters>
				<itunes:title>Responsible Credit</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>40:22</itunes:duration>
		<itunes:summary><![CDATA[Our first episode of the 6-part Thought Leadership Podcast Series is finally out. In our first episode, Old Mutual Finance CEO, Jan Moganwa joins Arabile Gumede to discuss the importance of responsible credit and how it can impact our credit profile.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685106_high.mp3?p=rss" length="38768817" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685106?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fearless &amp;amp; Financially Free: Planning for your financial future</title>
		<link>https://iono.fm/e/1685107</link>
		<guid isPermaLink="true">https://iono.fm/e/1685107</guid>
		<description><![CDATA[Covid-19 has left many women financially vulnerable, making it harder for them to save and invest. In this podcast, our female financial experts, Pat Magadla, Senior Business Development Manager at Old Mutual Investment Group and Naseera Turkey, Financial Coach, Independent Adviser and CEO of Azzuri Capital, empower women with the tools they need to have more financial confidence and plan for their financial future.    ]]></description>
					<category>Business</category>
				<pubDate>Mon, 30 Aug 2021 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fearless &amp;amp; Financially Free: Planning for your financial future</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685107_20260611_142921_1400.jpeg"/>
		<itunes:duration>24:18</itunes:duration>
		<itunes:summary><![CDATA[Covid-19 has left many women financially vulnerable, making it harder for them to save and invest. In this podcast, our female financial experts, Pat Magadla, Senior Business Development Manager at Old Mutual Investment Group and Naseera Turkey, Financial Coach, Independent Adviser and CEO of Azzuri Capital, empower women with the tools they need to have more financial confidence and plan for their financial future.   ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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	</item>
	<item>
		<title>Brand identity vs brand image, a brand management masterclass with strategic communications expert Solly Moeng.</title>
		<link>https://iono.fm/e/1685108</link>
		<guid isPermaLink="true">https://iono.fm/e/1685108</guid>
		<description><![CDATA[People’s expectations of brands have shifted enormously since the since the start of the Covid-19 pandemic. Consumers no longer want to have products pushed at them, they want to see that a brand cares for them, their community and their environment. <br />
<br />
We spoke to Solly Moeng, a long-standing brand management, marketing and strategic communications expert, about the impact this has on product marketing and corporate branding. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 28 Jul 2021 11:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685108/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction and Solly Moeng’s bio" />
			 
				<psc:chapter start="00:02:47.000" title="How brands have had to change their messaging because of Covid-19" />
			 
				<psc:chapter start="00:04:55.000" title="How did the term ‘impact branding’ come about?" />
			 
				<psc:chapter start="00:05:20.000" title="What makes people remember brands?" />
			 
				<psc:chapter start="00:07:12.000" title="How branding changed: from logo to lasting impact" />
			 
				<psc:chapter start="00:10:20.000" title="Where does branding end and reputation begin?" />
			 
				<psc:chapter start="00:13:45.000" title="How can a brand leave a lasting legacy?" />
			 
				<psc:chapter start="00:16:45.000" title="The difference between brand identity and brand image" />
			 
				<psc:chapter start="00:18:38.000" title="Ways brands can measure their impact" />
			 
				<psc:chapter start="00:22:30.000" title="Why brands have to measure their impact" />
			 
				<psc:chapter start="00:24:16.000" title="The benefits of reputation management to a brand and the importance of telling good stories" />
			 
				<psc:chapter start="00:32:17.000" title="Brand management on a large scale for a country and continent" />
						</psc:chapters>
				<itunes:title>Brand identity vs brand image, a brand management masterclass with strategic communications expert Solly Moeng.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685108_20260611_142946_1400.jpeg"/>
		<itunes:duration>39:22</itunes:duration>
		<itunes:summary><![CDATA[People’s expectations of brands have shifted enormously since the since the start of the Covid-19 pandemic. Consumers no longer want to have products pushed at them, they want to see that a brand cares for them, their community and their environment. 

We spoke to Solly Moeng, a long-standing brand management, marketing and strategic communications expert, about the impact this has on product marketing and corporate branding.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685108_high.mp3?p=rss" length="37804184" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_1685108_20260611_142946_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685108?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Grow Your Savings</title>
		<link>https://iono.fm/e/1685109</link>
		<guid isPermaLink="true">https://iono.fm/e/1685109</guid>
		<description><![CDATA[Welcome to another instalment of the Old Mutual podcast a series of talks where we aim to inform and educate so that people know all their options when it comes to managing their finances and their, their risk, and future wealth. On this podcast the host Ian Fraser and Lizl Budhran, Head of Advice at Old Mutual Personal Finance talk about all things financial planning and growing your money.  When it comes to saving for your future financial security or eating right for your future health, we all know we need to do it. But in the moment, when we’re busy, working hard, and just trying to make it through the day, it’s easier to put it off. You know, the classic “I’ll start my diet on Monday scenario”. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 20 Jul 2021 13:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Grow Your Savings</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>14:35</itunes:duration>
		<itunes:summary><![CDATA[Welcome to another instalment of the Old Mutual podcast a series of talks where we aim to inform and educate so that people know all their options when it comes to managing their finances and their, their risk, and future wealth. On this podcast the host Ian Fraser and Lizl Budhran, Head of Advice at Old Mutual Personal Finance talk about all things financial planning and growing your money.  When it comes to saving for your future financial security or eating right for your future health, we all know we need to do it. But in the moment, when we’re busy, working hard, and just trying to make it through the day, it’s easier to put it off. You know, the classic “I’ll start my diet on Monday scenario”.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685109_high.mp3?p=rss" length="14017008" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685109?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>No two disabilities are the same, many you can’t see</title>
		<link>https://iono.fm/e/1685110</link>
		<guid isPermaLink="true">https://iono.fm/e/1685110</guid>
		<description><![CDATA[People easily recognise certain disabilities like seeing someone using a wheelchair, a guide dog, or a prosthetic limb and consider these to be a disability. But there are other disabilities that a lot of people are not aware of or that cannot be seen that we cover at Old Mutual. On this podcast, Priya Naicker discusses the importance of protecting ourselves against the cost of disability. She speaks about the different types of disabilities and how Old Mutual’s Disability insurance solutions allow you to choose the type of cover you need. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 16 Jul 2021 14:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>No two disabilities are the same, many you can’t see</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>9:33</itunes:duration>
		<itunes:summary><![CDATA[People easily recognise certain disabilities like seeing someone using a wheelchair, a guide dog, or a prosthetic limb and consider these to be a disability. But there are other disabilities that a lot of people are not aware of or that cannot be seen that we cover at Old Mutual. On this podcast, Priya Naicker discusses the importance of protecting ourselves against the cost of disability. She speaks about the different types of disabilities and how Old Mutual’s Disability insurance solutions allow you to choose the type of cover you need.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685110_high.mp3?p=rss" length="9185032" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685110?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Business Cover</title>
		<link>https://iono.fm/e/1685111</link>
		<guid isPermaLink="true">https://iono.fm/e/1685111</guid>
		<description><![CDATA[Welcome to another installment of the old mutual podcast a series of talks where we aim to inform and educate so that people know all their options when it comes to managing their finances, their risk, and future wealth. On this podcast the host Ashraf Ganda and Priya Naicker, Head of Strategic Retail Marketing  at Old Mutual get down to business and looking at how business owners can better protect their interests. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 05 Jul 2021 07:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Business Cover</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>7:02</itunes:duration>
		<itunes:summary><![CDATA[Welcome to another installment of the old mutual podcast a series of talks where we aim to inform and educate so that people know all their options when it comes to managing their finances, their risk, and future wealth. On this podcast the host Ashraf Ganda and Priya Naicker, Head of Strategic Retail Marketing  at Old Mutual get down to business and looking at how business owners can better protect their interests.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685111_high.mp3?p=rss" length="6761249" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685111?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Why some people shy away from top jobs</title>
		<link>https://iono.fm/e/1685112</link>
		<guid isPermaLink="true">https://iono.fm/e/1685112</guid>
		<description><![CDATA[… and why others don’t hesitate to apply for a promotion at work, even when they don’t have all the skills. In this MiNDSPACE podcast, we ask Babar Dharani of UCT’s Graduate School of Business about the role personality plays in our career advancement. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 13 May 2021 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
					<podcast:chapters url="https://dl.iono.fm/chapters/1685112/json" type="application/json+chapters" />
							<psc:chapters version="1.2" xmlns:psc="http://podlove.org/simple-chapters">
			 
				<psc:chapter start="00:00:00.000" title="Introduction and Babar Dharani’s bio" />
			 
				<psc:chapter start="00:03:20.000" title="Soft skills and wellbeing in finance and technical careers" />
			 
				<psc:chapter start="00:04:44.000" title="Diverse leadership and a business’s bottom line" />
			 
				<psc:chapter start="00:05:22.000" title="Tangible factors holding people back from top jobs and addressing them" />
			 
				<psc:chapter start="00:07:00.000" title="Differences between men and minority groups and women when applying for jobs" />
			 
				<psc:chapter start="00:10:40.000" title="Self-esteem and career advancement" />
			 
				<psc:chapter start="00:13:03.000" title="Self-esteem issues in women and different races" />
			 
				<psc:chapter start="00:16:37.000" title="How we assess ourselves and how it impacts our behaviour at work" />
			 
				<psc:chapter start="00:20:12.000" title="Which personalities are best suited to which business growth phase?" />
			 
				<psc:chapter start="00:24:55.000" title="What to encourage more diverse applicants for senior roles" />
			 
				<psc:chapter start="00:25:50.000" title="How to identify and encourage employees with leadership potential" />
			 
				<psc:chapter start="00:31:10.000" title="What you can do to address your own low self-esteem" />
			 
				<psc:chapter start="00:34:38.000" title="The impact of Covid and remote working on people’s self-evaluation" />
						</psc:chapters>
				<itunes:title>Why some people shy away from top jobs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_1400.jpeg"/>
		<itunes:duration>39:27</itunes:duration>
		<itunes:summary><![CDATA[… and why others don’t hesitate to apply for a promotion at work, even when they don’t have all the skills. In this MiNDSPACE podcast, we ask Babar Dharani of UCT’s Graduate School of Business about the role personality plays in our career advancement.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_4295/epi_1685112_high.mp3?p=rss" length="37879193" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p4295/logo_10037_20260611_133526_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685112?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Different kinds of trust in teams</title>
		<link>https://iono.fm/e/1685113</link>
		<guid isPermaLink="true">https://iono.fm/e/1685113</guid>
		<description><![CDATA[Explore the connection between leadership, trust and business success with transformation coach Thato Belang. In this MiNDSPACE podcast, we discuss ways in which leaders can show up for their teams and why this is important. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 28 Apr 2021 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Different kinds of trust in teams</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Old Mutual</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p4295/logo_1685113_20260611_143202_1400.jpeg"/>
		<itunes:duration>34:54</itunes:duration>
		<itunes:summary><![CDATA[Explore the connection between leadership, trust and business success with transformation coach Thato Belang. In this MiNDSPACE podcast, we discuss ways in which leaders can show up for their teams and why this is important.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/10037">Old Mutual Corporate Podcast</source>
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