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		<description><![CDATA[It will happen to most of us at some stage in our lives. Whether it's a bonus that you receive from work, an inheritance or even a tax rebate, it doesn't matter where this windfall comes from, it's how you spend it that matters.<br />
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On this edition of Money Talks, Gary Kayle reveals 5 ways to spend a windfall and how to enjoy the reward for years instead of days. <a href="http://blog.themoneyschool.co.za/5-ways-spend-windfall/">Read More</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
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On this edition of Money Talks, Gary Kayle reveals 5 ways to spend a windfall and how to enjoy the reward for years instead of days.]]></itunes:summary>
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		<description><![CDATA[Are your finances in a mess? Do you feel overwhelmed by the debt it has created? On this episode of Money Talks powered by The Money School; money coach, Gary Kayle lays down the law. This is how you can start getting things together, right now! <a href="http://blog.themoneyschool.co.za/finances-in-a-mess-heres-what-to-do">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
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		<description><![CDATA[Debt has been a major focus the past couple of weeks on Money Talks, powered by The Money School. It’s a cause of concern for many people, most notably the stress of trying to pay it back. On this episode, Money Coach, Gary Kayle tells you why you need to move your goal posts; when it comes to debt. <a href="http://blog.themoneyschool.co.za/aim-higher-than-just-getting-rid-debt">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
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		<description><![CDATA[Costs just seem to continue to rise in South Africa, with income not really increasing to match. To make matters worse, many people still have big debt to deal with. On this edition of Money Talks, powered by The Money School, we look to Gary Kayle for practical advice on how to try weather the storm. <a href="http://blog.themoneyschool.co.za/how-to-bunk-down-for-the-financial-winter">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
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		<itunes:summary><![CDATA[Costs just seem to continue to rise in South Africa, with income not really increasing to match. To make matters worse, many people still have big debt to deal with. On this edition of Money Talks, powered by The Money School, we look to Gary Kayle for practical advice on how to try weather the storm.]]></itunes:summary>
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		<description><![CDATA[So you are ready to start buying a car and or house? Do you understand the financial implications of a long term investment? What happens if interest rates go up? Hear from Gary Kayle on this episode of Money Talks, powered by The Money School. <a href="http://blog.themoneyschool.co.za/buying-a-car-or-house-know-the-financial-implications">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
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		<title>'Good' debt - is there such a thing?</title>
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		<description><![CDATA[Is there such a thing as ‘good’ debt? On this episode of Money Talks, powered by The Money School, Brad Brown hits Gary Kayle with this poser! The Money Coach says the truth is; well you are just going to have to listen to find out! <a href="http://blog.themoneyschool.co.za/good-debt-is-there-such-a-thing">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
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		<itunes:summary><![CDATA[Is there such a thing as ‘good’ debt? On this episode of Money Talks, powered by The Money School, Brad Brown hits Gary Kayle with this poser! The Money Coach says the truth is; well you are just going to have to listen to find out!]]></itunes:summary>
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		<description><![CDATA[As far as debt goes, is there a time in your life when you are more prone to it? How can you look to avoid getting into debt, or more debt, during that stage of your life? On this episode of Money Talks powered by The Money School, Gary Kayle tells you where people go wrong. Here’s what to look out for. <a href="http://blog.themoneyschool.co.za/when-you-are-the-most-prone-to-getting-into-debt">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 09 Apr 2016 05:04:00 +0200</pubDate>
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		<itunes:author>Coach Parry</itunes:author>
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		<itunes:summary><![CDATA[As far as debt goes, is there a time in your life when you are more prone to it? How can you look to avoid getting into debt, or more debt, during that stage of your life? On this episode of Money Talks powered by The Money School, Gary Kayle tells you where people go wrong. Here’s what to look out for.]]></itunes:summary>
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		<title>Retirement is about financial freedom</title>
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		<description><![CDATA[Retirement is a scary prospect for most people, especially if you have not put the right pieces in place. Can a financial education help you, no matter the stage of your life? Hear and learn from Gary Kayle; on this episode of Money Talks, powered by The Money School <a href="http://blog.themoneyschool.co.za/retirement-is-about-financial-freedom">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 29 Mar 2016 06:30:00 +0200</pubDate>
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						<itunes:title>Retirement is about financial freedom</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
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		<itunes:summary><![CDATA[Retirement is a scary prospect for most people, especially if you have not put the right pieces in place. Can a financial education help you, no matter the stage of your life? Hear and learn from Gary Kayle; on this episode of Money Talks, powered by The Money School]]></itunes:summary>
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	<item>
		<title>How a financial education will help you get out of debt</title>
		<link>https://iono.fm/e/270014</link>
		<guid isPermaLink="true">https://iono.fm/e/270014</guid>
		<description><![CDATA[Times are tough in South Africa. Costs continue to rise, while debt continues to get bigger. On this episode of Money Talks, powered by the money school; we look at how a financial education can help you get out of debt. Money coach, Gary Kayle also tells you why we continually get it wrong on our own. <a href="http://blog.themoneyschool.co.za/how-a-financial-education-will-help-you-get-out-of-debt">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 26 Mar 2016 06:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How a financial education will help you get out of debt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:53</itunes:duration>
		<itunes:summary><![CDATA[Times are tough in South Africa. Costs continue to rise, while debt continues to get bigger. On this episode of Money Talks, powered by the money school; we look at how a financial education can help you get out of debt. Money coach, Gary Kayle also tells you why we continually get it wrong on our own.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How to be proactive about money as a couple</title>
		<link>https://iono.fm/e/269300</link>
		<guid isPermaLink="true">https://iono.fm/e/269300</guid>
		<description><![CDATA[Fact, more than 50% of divorces in South Africa are due to financial problems. This is why getting a financial education as a couple, and not on your own, is so important. On this episode of Money Talks, powered by The Money School; money coach Gary Kayle tells you why couples generally land up in money trouble, and how to try avoid it. <a href="http://blog.themoneyschool.co.za/how-to-be-proactive-about-money-as-a-couple">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 24 Mar 2016 06:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to be proactive about money as a couple</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:53</itunes:duration>
		<itunes:summary><![CDATA[Fact, more than 50% of divorces in South Africa are due to financial problems. This is why getting a financial education as a couple, and not on your own, is so important. On this episode of Money Talks, powered by The Money School; money coach Gary Kayle tells you why couples generally land up in money trouble, and how to try avoid it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>What you should do with your extra cash</title>
		<link>https://iono.fm/e/268476</link>
		<guid isPermaLink="true">https://iono.fm/e/268476</guid>
		<description><![CDATA[Why do your financial problems often land up falling on your bosses plate? It is not a healthy relationship for employer or employee. On this episode of Money Talks, powered by The Money School; Gary Kayle tells you why this tends to happen. More importantly he gives you advice on how to avoid finding yourself in that situation. <a href="http://blog.themoneyschool.co.za/the-right-way-to-go-when-you-start-earning-more">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 22 Mar 2016 06:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What you should do with your extra cash</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:19</itunes:duration>
		<itunes:summary><![CDATA[Why do your financial problems often land up falling on your bosses plate? It is not a healthy relationship for employer or employee. On this episode of Money Talks, powered by The Money School; Gary Kayle tells you why this tends to happen. More importantly he gives you advice on how to avoid finding yourself in that situation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Understand financial planning – achieve your goal</title>
		<link>https://iono.fm/e/267864</link>
		<guid isPermaLink="true">https://iono.fm/e/267864</guid>
		<description><![CDATA[Having a financial plan in place is very important. However, you can not get this done, if you don’t have an understand of what goes into financial planning. Education is important in helping to build a better relationship and understating between you and your financial advisor. Hear more on this episode of Money Talks, powered by The Money School. <a href="http://blog.themoneyschool.co.za/understand-financial-planning-achieve-your-goal">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 19 Mar 2016 06:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Understand financial planning – achieve your goal</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:46</itunes:duration>
		<itunes:summary><![CDATA[Having a financial plan in place is very important. However, you can not get this done, if you don’t have an understand of what goes into financial planning. Education is important in helping to build a better relationship and understating between you and your financial advisor. Hear more on this episode of Money Talks, powered by The Money School.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Why you need a Financial Education!</title>
		<link>https://iono.fm/e/267408</link>
		<guid isPermaLink="true">https://iono.fm/e/267408</guid>
		<description><![CDATA[Coming up on this episode of Money Talks, powered by The Money School; we look at why you need a financial education. Hear what it will allow you to do, and how it can change your financial wellbeing, from Money Coach, Gary Kayle. <a href="http://blog.themoneyschool.co.za/why-you-need-a-financial-education">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 17 Mar 2016 06:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why you need a Financial Education!</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:22</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this episode of Money Talks, powered by The Money School; we look at why you need a financial education. Hear what it will allow you to do, and how it can change your financial wellbeing, from Money Coach, Gary Kayle.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Help yourself to understand the implications of spending</title>
		<link>https://iono.fm/e/258180</link>
		<guid isPermaLink="true">https://iono.fm/e/258180</guid>
		<description><![CDATA[Spending is a major problem when it comes to building wealth. Are you looking to renovate your house, or buy a new car? What impact will this have on your financial goals? On this episode of Money Talks powered by The Money School, Gary Kayle uses his own personal case; as an example of how a financial plan will help you to understand the implications of your decision. <a href="http://blog.themoneyschool.co.za/help-yourself-to-understand-the-implications-of-spending">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 10 Mar 2016 06:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Help yourself to understand the implications of spending</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:41</itunes:duration>
		<itunes:summary><![CDATA[Spending is a major problem when it comes to building wealth. Are you looking to renovate your house, or buy a new car? What impact will this have on your financial goals? On this episode of Money Talks powered by The Money School, Gary Kayle uses his own personal case; as an example of how a financial plan will help you to understand the implications of your decision.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Understanding the role of a finacial planner</title>
		<link>https://iono.fm/e/258078</link>
		<guid isPermaLink="true">https://iono.fm/e/258078</guid>
		<description><![CDATA[Why are people so suspicious of financial planners? If you are, there is a good chance your planner might just not be right for you. Financial planners can form a very important role in helping you to make educated financial decisions, and a trustful relationship is important. On this episode of Money Talks powered by The Money School; Gary Kayle tells you why they can be a great help, and how the onus is on you to be informed. <a href="http://blog.themoneyschool.co.za/understanding-the-role-of-a-financial-planner">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 08 Mar 2016 07:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Understanding the role of a finacial planner</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:09</itunes:duration>
		<itunes:summary><![CDATA[Why are people so suspicious of financial planners? If you are, there is a good chance your planner might just not be right for you. Financial planners can form a very important role in helping you to make educated financial decisions, and a trustful relationship is important. On this episode of Money Talks powered by The Money School; Gary Kayle tells you why they can be a great help, and how the onus is on you to be informed.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Biggest mistake people make in trying to build wealth</title>
		<link>https://iono.fm/e/258058</link>
		<guid isPermaLink="true">https://iono.fm/e/258058</guid>
		<description><![CDATA[It may seem like a common question, but people don’t tend to, or don’t want to listen. How are wealthy people getting it right? On this episode of Money Talks powered by the Money School, we look at the answer to this all important question. Do you have the discipline to change the way you manage your money? <a href="http://blog.themoneyschool.co.za/biggest-mistake-people-make-in-trying-to-build-wealth">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 05 Mar 2016 07:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Biggest mistake people make in trying to build wealth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:06</itunes:duration>
		<itunes:summary><![CDATA[It may seem like a common question, but people don’t tend to, or don’t want to listen. How are wealthy people getting it right? On this episode of Money Talks powered by the Money School, we look at the answer to this all important question. Do you have the discipline to change the way you manage your money?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Wealthy Ever After - how to make sure you do</title>
		<link>https://iono.fm/e/258038</link>
		<guid isPermaLink="true">https://iono.fm/e/258038</guid>
		<description><![CDATA[Why do couples battle to talk about money and finances? It can create huge rifts in a relationship, and as partners, should be something that is managed together. On this episode of Money Talk powered by The Money School, Gary Kayle tells you why it proves to be troublesome. But the is help out there, to make you Wealthy Ever After. <a href="http://blog.themoneyschool.co.za/wealthy-ever-after-how-to-make-sure-you-do">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 03 Mar 2016 07:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Wealthy Ever After - how to make sure you do</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:59</itunes:duration>
		<itunes:summary><![CDATA[Why do couples battle to talk about money and finances? It can create huge rifts in a relationship, and as partners, should be something that is managed together. On this episode of Money Talk powered by The Money School, Gary Kayle tells you why it proves to be troublesome. But the is help out there, to make you Wealthy Ever After.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>What breeds success? Working hard or smart?</title>
		<link>https://iono.fm/e/257926</link>
		<guid isPermaLink="true">https://iono.fm/e/257926</guid>
		<description><![CDATA[What is the key to being successful and building wealth? Can this be achieved by just working smart? Or, is hard work required? On this episode of Money Talks, powered by the Money School; Gary Kayle gives his verdict, you may or may not like the effect and focus it requires! <a href="http://blog.themoneyschool.co.za/what-breeds-success-working-hard-or-smart">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 01 Mar 2016 07:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What breeds success? Working hard or smart?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:41</itunes:duration>
		<itunes:summary><![CDATA[What is the key to being successful and building wealth? Can this be achieved by just working smart? Or, is hard work required? On this episode of Money Talks, powered by the Money School; Gary Kayle gives his verdict, you may or may not like the effect and focus it requires!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How to cope with rising interest rates</title>
		<link>https://iono.fm/e/257912</link>
		<guid isPermaLink="true">https://iono.fm/e/257912</guid>
		<description><![CDATA[South Africa is in a current economic position where the interest rate hike cycle is continuing to rise. It is not a pretty position to be in, if like most South Africans, who have a high level of debt. On this episode of Money Talks powered by the Money School; Gary Kayle tells you how these interest rate hikes hit you, and how to continue to deal with and prepare for the increasing storm. <a href="http://blog.themoneyschool.co.za/how-to-cope-with-rising-interest-rates">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 27 Feb 2016 07:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to cope with rising interest rates</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>8:56</itunes:duration>
		<itunes:summary><![CDATA[South Africa is in a current economic position where the interest rate hike cycle is continuing to rise. It is not a pretty position to be in, if like most South Africans, who have a high level of debt. On this episode of Money Talks powered by the Money School; Gary Kayle tells you how these interest rate hikes hit you, and how to continue to deal with and prepare for the increasing storm.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Are there short cuts to building wealth?</title>
		<link>https://iono.fm/e/257869</link>
		<guid isPermaLink="true">https://iono.fm/e/257869</guid>
		<description><![CDATA[In this episode of Money Talks powered by the Money School, we look at if there are short cuts to building wealth? Who better than money coach, Gary Kayle to give you the real deal; when it comes to the possibility of cutting corners or not. <a href="http://blog.themoneyschool.co.za/are-there-short-cuts-to-building-wealth">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 25 Feb 2016 07:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are there short cuts to building wealth?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>8:46</itunes:duration>
		<itunes:summary><![CDATA[In this episode of Money Talks powered by the Money School, we look at if there are short cuts to building wealth? Who better than money coach, Gary Kayle to give you the real deal; when it comes to the possibility of cutting corners or not.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Similarities between losing weight and reducing debt</title>
		<link>https://iono.fm/e/257528</link>
		<guid isPermaLink="true">https://iono.fm/e/257528</guid>
		<description><![CDATA[Money Coach Gary Kayle has recently gone through a transformation. Having trained and been disciplined about diet to lose weight and finish a half Ironman event. On this episode of Money Talks powered by The Money School, we look at the similarities between an exercise/fitness goal and getting ride of debt/making money. <a href="http://blog.themoneyschool.co.za/similarities-between-losing-weight-and-reducing-debt">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 23 Feb 2016 07:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Similarities between losing weight and reducing debt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>8:46</itunes:duration>
		<itunes:summary><![CDATA[Money Coach Gary Kayle has recently gone through a transformation. Having trained and been disciplined about diet to lose weight and finish a half Ironman event. On this episode of Money Talks powered by The Money School, we look at the similarities between an exercise/fitness goal and getting ride of debt/making money.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Don't be afraid to start investing</title>
		<link>https://iono.fm/e/243016</link>
		<guid isPermaLink="true">https://iono.fm/e/243016</guid>
		<description><![CDATA[Fear is one of the biggest problems when it comes to investing money. Not understanding the system and how it works is daunting for many. Don’t let this hold you back; investing is about protecting your money from yourself, by starting to make your money work for you. Hear more from money coach, Gary Kayle. <a href="http://blog.themoneyschool.co.za/dont-be-afraid-to-start-investing/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 07 Jan 2016 06:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Don't be afraid to start investing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:15</itunes:duration>
		<itunes:summary><![CDATA[Fear is one of the biggest problems when it comes to investing money. Not understanding the system and how it works is daunting for many. Don’t let this hold you back; investing is about protecting your money from yourself, by starting to make your money work for you. Hear more from money coach, Gary Kayle.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Starting young is the biggest investment opportunity</title>
		<link>https://iono.fm/e/242097</link>
		<guid isPermaLink="true">https://iono.fm/e/242097</guid>
		<description><![CDATA[Investing tops the agenda today on Money Talks, powered by The Money School. This time Gary Kayle tells you how beneficial it can be to start investing earlier in life. Just a five-year delay in starting to invest could land up costing you millions! <a href="http://blog.themoneyschool.co.za/starting-young-is-the-biggest-investment-opportunity/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 05 Jan 2016 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Starting young is the biggest investment opportunity</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:41</itunes:duration>
		<itunes:summary><![CDATA[Investing tops the agenda today on Money Talks, powered by The Money School. This time Gary Kayle tells you how beneficial it can be to start investing earlier in life. Just a five-year delay in starting to invest could land up costing you millions!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How inflation impacts your investments</title>
		<link>https://iono.fm/e/241609</link>
		<guid isPermaLink="true">https://iono.fm/e/241609</guid>
		<description><![CDATA[We are into 2016 and now is as good a time as any to start investing towards your retirement, if you haven’t started already. On this episode of Money Talks, powered by The Money School; Gary Kayle tells you how to make sure you save enough, by finding out how inflation will affect your investment over time. <a href="http://blog.themoneyschool.co.za/how-inflation-impacts-your-investments/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 02 Jan 2016 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How inflation impacts your investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:14</itunes:duration>
		<itunes:summary><![CDATA[We are into 2016 and now is as good a time as any to start investing towards your retirement, if you haven’t started already. On this episode of Money Talks, powered by The Money School; Gary Kayle tells you how to make sure you save enough, by finding out how inflation will affect your investment over time.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How interest rate hikes affect you</title>
		<link>https://iono.fm/e/241500</link>
		<guid isPermaLink="true">https://iono.fm/e/241500</guid>
		<description><![CDATA[The last day of 2015 is upon us and on today’s episode of Money Talks, powered by The Money School, we look at interest rate hikes. Gary Kayle not only breaks down what the prime lending rate is and how it fluctuates; but gives to tips to make sure you can afford your loans. <a href="http://blog.themoneyschool.co.za/how-interest-rate-hikes-affect-you/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 31 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How interest rate hikes affect you</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:29</itunes:duration>
		<itunes:summary><![CDATA[The last day of 2015 is upon us and on today’s episode of Money Talks, powered by The Money School, we look at interest rate hikes. Gary Kayle not only breaks down what the prime lending rate is and how it fluctuates; but gives to tips to make sure you can afford your loans.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How compound interest can make you wealthy</title>
		<link>https://iono.fm/e/240939</link>
		<guid isPermaLink="true">https://iono.fm/e/240939</guid>
		<description><![CDATA[Coming up on this episode of Money Talks powered by The Money School, Gary Kayle tells you exactly how you can make interest work to your advantage. Your home loan is the best example; so it’s time to start acting like a wealthy person, and stop acting like a poor one! <a href="http://blog.themoneyschool.co.za/compound-interest-is-the-8th-wonder-of-the-world/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 29 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How compound interest can make you wealthy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:53</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this episode of Money Talks powered by The Money School, Gary Kayle tells you exactly how you can make interest work to your advantage. Your home loan is the best example; so it’s time to start acting like a wealthy person, and stop acting like a poor one!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Have a holiday budget conversation with your family</title>
		<link>https://iono.fm/e/240095</link>
		<guid isPermaLink="true">https://iono.fm/e/240095</guid>
		<description><![CDATA[With Christmas have passed we look at the impact of over spending in December. It can really set you back well into the New Year. It’s important not to create expectations within your family, so have an open and honest conversation about; what you are able to afford and what the implications of over spending are. <a href="http://blog.themoneyschool.co.za/have-a-holiday-budget-conversation-with-your-family/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 26 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Have a holiday budget conversation with your family</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:04</itunes:duration>
		<itunes:summary><![CDATA[With Christmas have passed we look at the impact of over spending in December. It can really set you back well into the New Year. It’s important not to create expectations within your family, so have an open and honest conversation about; what you are able to afford and what the implications of over spending are.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How you can pay off debt sooner rather than…</title>
		<link>https://iono.fm/e/240080</link>
		<guid isPermaLink="true">https://iono.fm/e/240080</guid>
		<description><![CDATA[Is there warrant in paying off a loan quicker? On this episode of Money Talks, it is powered by The Money School, we have a question off the website. It is in relation to doubling monthly instalments to settle a loan faster. Gary Kayle says… <a href="http://blog.themoneyschool.co.za/how-you-can-pay-off-debt-sooner-rather-than/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 24 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How you can pay off debt sooner rather than…</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>3:15</itunes:duration>
		<itunes:summary><![CDATA[Is there warrant in paying off a loan quicker? On this episode of Money Talks, it is powered by The Money School, we have a question off the website. It is in relation to doubling monthly instalments to settle a loan faster. Gary Kayle says…]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Labola - what it's all about</title>
		<link>https://iono.fm/e/237919</link>
		<guid isPermaLink="true">https://iono.fm/e/237919</guid>
		<description><![CDATA[Paying of Labola can have massive financial implications. However, it is not a tradition many people can steer clear of. So what is the answer? On this episode of Money Talks, powered by The Money School; Gary Kayle tells you what the financial impact of Labola can be. More importantly he tells you how to prepare for it. <a href="http://blog.themoneyschool.co.za/labola-what-its-all-about/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 22 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Labola - what it's all about</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:44</itunes:duration>
		<itunes:summary><![CDATA[Paying of Labola can have massive financial implications. However, it is not a tradition many people can steer clear of. So what is the answer? On this episode of Money Talks, powered by The Money School; Gary Kayle tells you what the financial impact of Labola can be. More importantly he tells you how to prepare for it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How to help a family member with money problems</title>
		<link>https://iono.fm/e/237766</link>
		<guid isPermaLink="true">https://iono.fm/e/237766</guid>
		<description><![CDATA[On this episode of Money Talks, powered by The Money School we have a concerned son; about his mom’s level of debt. How do we go about helping a family member with money problems? Does the responsibility fall on us to help in more ways than one? Hear from Money Coach, Gary Kayle. <a href="http://blog.themoneyschool.co.za/how-to-help-a-family-member-with-money-problems/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 19 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to help a family member with money problems</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>3:45</itunes:duration>
		<itunes:summary><![CDATA[On this episode of Money Talks, powered by The Money School we have a concerned son; about his mom’s level of debt. How do we go about helping a family member with money problems? Does the responsibility fall on us to help in more ways than one? Hear from Money Coach, Gary Kayle.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>What to ask before signing a credit agreement?</title>
		<link>https://iono.fm/e/237745</link>
		<guid isPermaLink="true">https://iono.fm/e/237745</guid>
		<description><![CDATA[Do you ever read the fine print when signing a credit agreement? On this episode of Money Talks, powered by The Money School, in answer to one of your questions; Gary Kayle gives you tips and advice on what to look out for, and what to ask before singing the agreement. <a href="http://blog.themoneyschool.co.za/what-to-ask-before-signing-a-credit-agreement/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 17 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What to ask before signing a credit agreement?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:02</itunes:duration>
		<itunes:summary><![CDATA[Do you ever read the fine print when signing a credit agreement? On this episode of Money Talks, powered by The Money School, in answer to one of your questions; Gary Kayle gives you tips and advice on what to look out for, and what to ask before singing the agreement.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Can a financial education change my behaviour?</title>
		<link>https://iono.fm/e/237717</link>
		<guid isPermaLink="true">https://iono.fm/e/237717</guid>
		<description><![CDATA[More people have bad financial practises than, those who don’t. What is the reason for this? And can we change our bad financial behaviour through education? Hear more from Gary Kayle on this episode of Money Talks and it’s powered by The Money School. <a href="http://blog.themoneyschool.co.za/can-a-financial-education-change-my-behaviour/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 15 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Can a financial education change my behaviour?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:26</itunes:duration>
		<itunes:summary><![CDATA[More people have bad financial practises than, those who don’t. What is the reason for this? And can we change our bad financial behaviour through education? Hear more from Gary Kayle on this episode of Money Talks and it’s powered by The Money School.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Should employers help employees with money problems?</title>
		<link>https://iono.fm/e/237266</link>
		<guid isPermaLink="true">https://iono.fm/e/237266</guid>
		<description><![CDATA[Heading towards the festive season and New Year, when money is tight, the pressure is on. This often lead to stress, which can affect an employee’s productivity. So it begs the question; is it up to an employer to help their staff with personal money problems? <a href="http://blog.themoneyschool.co.za/should-employers-help-employees-with-money-problems/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 12 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should employers help employees with money problems?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:47</itunes:duration>
		<itunes:summary><![CDATA[Heading towards the festive season and New Year, when money is tight, the pressure is on. This often lead to stress, which can affect an employee’s productivity. So it begs the question; is it up to an employer to help their staff with personal money problems?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Break the cycle of struggling in January!</title>
		<link>https://iono.fm/e/235403</link>
		<guid isPermaLink="true">https://iono.fm/e/235403</guid>
		<description><![CDATA[There is a continual cycle of people struggling in January after an over spend on the festive season. This is not only a problem in January, but has a knock on effect throughout the year. On this episode of Money Talks, powered by The Money School, Gary Kayle tells you how to break the cycle! <a href="http://blog.themoneyschool.co.za/break-the-cycle-of-struggling-in-january/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 10 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Break the cycle of struggling in January!</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:57</itunes:duration>
		<itunes:summary><![CDATA[There is a continual cycle of people struggling in January after an over spend on the festive season. This is not only a problem in January, but has a knock on effect throughout the year. On this episode of Money Talks, powered by The Money School, Gary Kayle tells you how to break the cycle!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How December spending will impact your 2016</title>
		<link>https://iono.fm/e/235362</link>
		<guid isPermaLink="true">https://iono.fm/e/235362</guid>
		<description><![CDATA[Christmas time in spending time, but how do you keep it in check? On this episode of Money Talks, powered by The Money School, Gary Kayle looks at how to watch your spending in December. He also draws your attention to the bigger problem. No money in January. <a href="http://blog.themoneyschool.co.za/how-december-spending-will-impact-your-2016/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 08 Dec 2015 06:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How December spending will impact your 2016</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:14</itunes:duration>
		<itunes:summary><![CDATA[Christmas time in spending time, but how do you keep it in check? On this episode of Money Talks, powered by The Money School, Gary Kayle looks at how to watch your spending in December. He also draws your attention to the bigger problem. No money in January.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>The art to building wealth for retirement</title>
		<link>https://iono.fm/e/220210</link>
		<guid isPermaLink="true">https://iono.fm/e/220210</guid>
		<description><![CDATA[Coming up on this edition of Money Talks powered by the Money School, Gary Kayle lays down the law on why most people don't retire wealthy. It is never to late to start trying to save though; but the key is understanding the decisions that wealthy people make, that allows them to build wealth. <a href="http://blog.themoneyschool.co.za/the-art-to-building-wealth-for-retirement/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 22 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The art to building wealth for retirement</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:45</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this edition of Money Talks powered by the Money School, Gary Kayle lays down the law on why most people don't retire wealthy. It is never to late to start trying to save though; but the key is understanding the decisions that wealthy people make, that allows them to build wealth.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/220210?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How married couples get it wrong from the start</title>
		<link>https://iono.fm/e/218990</link>
		<guid isPermaLink="true">https://iono.fm/e/218990</guid>
		<description><![CDATA[Where do married couples get it wrong when it comes to debt? Well it starts right at the beginning. On this edition of Money Talks, powered by The Money School; Gary Kayle tells you why it all goes wrong from before the wedding bells ring. Do you want to start married life on the front or back foot? <a href="http://blog.themoneyschool.co.za/how-married-couples-get-it-wrong-from-the-start/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 20 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How married couples get it wrong from the start</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:21</itunes:duration>
		<itunes:summary><![CDATA[Where do married couples get it wrong when it comes to debt? Well it starts right at the beginning. On this edition of Money Talks, powered by The Money School; Gary Kayle tells you why it all goes wrong from before the wedding bells ring. Do you want to start married life on the front or back foot?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>What to do when your kids want to know your salary</title>
		<link>https://iono.fm/e/218966</link>
		<guid isPermaLink="true">https://iono.fm/e/218966</guid>
		<description><![CDATA[Have your kids asked you what you earn yet? Don't be daunted by this. Like with all money related questions, use it as a chance to add to their financial education. On this episode of Money Talks, powered by The Money School; Hayley Parry tells you how to do this. <a href="http://blog.themoneyschool.co.za/what-to-do-when-your-kids-want-to-know-your-salary/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 17 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What to do when your kids want to know your salary</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:40</itunes:duration>
		<itunes:summary><![CDATA[Have your kids asked you what you earn yet? Don't be daunted by this. Like with all money related questions, use it as a chance to add to their financial education. On this episode of Money Talks, powered by The Money School; Hayley Parry tells you how to do this.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Does debt lead to divorce?</title>
		<link>https://iono.fm/e/218262</link>
		<guid isPermaLink="true">https://iono.fm/e/218262</guid>
		<description><![CDATA[Are money problems the main cause of divorce in South Africa? On this episode of Money Talks powered by the Money School, Gary Kayle tells why it is so much more complicated than that. Yes money problems can strain a relationship; but the route of them, debt, has little to do with your marriage. <a href="http://blog.themoneyschool.co.za/does-debt-lead-to-divorce/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 15 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Does debt lead to divorce?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>8:04</itunes:duration>
		<itunes:summary><![CDATA[Are money problems the main cause of divorce in South Africa? On this episode of Money Talks powered by the Money School, Gary Kayle tells why it is so much more complicated than that. Yes money problems can strain a relationship; but the route of them, debt, has little to do with your marriage.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Market Days present a great opportunity</title>
		<link>https://iono.fm/e/217489</link>
		<guid isPermaLink="true">https://iono.fm/e/217489</guid>
		<description><![CDATA[Has your child’s nursery school looked at adding a market day to raise money? Nursery schools are always looking at ways to raise funds, and market days present a great opportunity all round. Do you find this daunting? Don’t, on Money Talks, powered by The Money School Hayley Parry tells you how it presents a great opportunity to educate your children. <a href="http://blog.themoneyschool.co.za/market-days-present-a-great-opportunity/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 13 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Market Days present a great opportunity</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:24</itunes:duration>
		<itunes:summary><![CDATA[Has your child’s nursery school looked at adding a market day to raise money? Nursery schools are always looking at ways to raise funds, and market days present a great opportunity all round. Do you find this daunting? Don’t, on Money Talks, powered by The Money School Hayley Parry tells you how it presents a great opportunity to educate your children.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Why we don't tend to deal with our debt</title>
		<link>https://iono.fm/e/216795</link>
		<guid isPermaLink="true">https://iono.fm/e/216795</guid>
		<description><![CDATA[Why is it that we never really seem to be able to deal with our debt? No matter how hard it gets, it seems easier to brush it off. On this episode of Money Talks, powered by The Money School Gary Kayle tells you why this is. While you got yourself into this position, you may not be entirely at fault for keeping yourself there. <a href="http://blog.themoneyschool.co.za/why-we-dont-tend-to-deal-with-our-debt/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 10 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why we don't tend to deal with our debt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:53</itunes:duration>
		<itunes:summary><![CDATA[Why is it that we never really seem to be able to deal with our debt? No matter how hard it gets, it seems easier to brush it off. On this episode of Money Talks, powered by The Money School Gary Kayle tells you why this is. While you got yourself into this position, you may not be entirely at fault for keeping yourself there.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Mummy I want! (How to defuse the situation)</title>
		<link>https://iono.fm/e/215938</link>
		<guid isPermaLink="true">https://iono.fm/e/215938</guid>
		<description><![CDATA[You are not a parent till you have had a child throw a fit in a store because they want something. This presents a difficult situation, but handled correctly you can turn it into a positive money lesson. On this episode of Money Talks, powered by The Money School, money coach and mum Haley Parry talks you through it. <a href="http://blog.themoneyschool.co.za/mummy-i-want-how-to-defuse-the-situation/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 08 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mummy I want! (How to defuse the situation)</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:01</itunes:duration>
		<itunes:summary><![CDATA[You are not a parent till you have had a child throw a fit in a store because they want something. This presents a difficult situation, but handled correctly you can turn it into a positive money lesson. On this episode of Money Talks, powered by The Money School, money coach and mum Haley Parry talks you through it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Number one reason for getting into debt</title>
		<link>https://iono.fm/e/215361</link>
		<guid isPermaLink="true">https://iono.fm/e/215361</guid>
		<description><![CDATA[50% of South Africans are behind in their debt repayments; which side of the fence do you fall on? Either way we almost all incur, and are paying off debt. On this episode of Money Talks powered by the Money Talks; Gary Kayle gets down to the number one reason why South African's find themselves in such a precarious financial situation. <a href="http://blog.themoneyschool.co.za/number-one-reason-for-getting-into-debt/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 06 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Number one reason for getting into debt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:57</itunes:duration>
		<itunes:summary><![CDATA[50% of South Africans are behind in their debt repayments; which side of the fence do you fall on? Either way we almost all incur, and are paying off debt. On this episode of Money Talks powered by the Money Talks; Gary Kayle gets down to the number one reason why South African's find themselves in such a precarious financial situation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Tips for helping your kids understand wealth</title>
		<link>https://iono.fm/e/214060</link>
		<guid isPermaLink="true">https://iono.fm/e/214060</guid>
		<description><![CDATA[The day may have come already, or it is still coming, but at some point your children start to define who they are and money often comes into play. Understanding wealth and differences in wealth is a big task for a child to start to grasp. The key is about being open and honest with your child, and finding ways to explain that wealth is about so much more than just being rich. Listen to this episode of Money Talks powered by The Money School, with Hayley Parry for more information. <a href="http://blog.themoneyschool.co.za/tips-for-helping-your-kids-understand-wealth/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 03 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tips for helping your kids understand wealth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:08</itunes:duration>
		<itunes:summary><![CDATA[The day may have come already, or it is still coming, but at some point your children start to define who they are and money often comes into play. Understanding wealth and differences in wealth is a big task for a child to start to grasp. The key is about being open and honest with your child, and finding ways to explain that wealth is about so much more than just being rich. Listen to this episode of Money Talks powered by The Money School, with Hayley Parry for more information.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Are high debt levels a new thing?</title>
		<link>https://iono.fm/e/213962</link>
		<guid isPermaLink="true">https://iono.fm/e/213962</guid>
		<description><![CDATA[On this episode of Money Talks, powered by The Money School we look at high debt levels. Have people always been in this kind of trouble? Or are we creating our own new problems? Gary Kayle points to some alarming statistics and tells us how it has become so easy to slip into debt. <a href="http://blog.themoneyschool.co.za/are-high-debt-levels-a-new-thing/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 01 Oct 2015 06:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are high debt levels a new thing?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:30</itunes:duration>
		<itunes:summary><![CDATA[On this episode of Money Talks, powered by The Money School we look at high debt levels. Have people always been in this kind of trouble? Or are we creating our own new problems? Gary Kayle points to some alarming statistics and tells us how it has become so easy to slip into debt.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>What you need for an antenuptial contract</title>
		<link>https://iono.fm/e/212672</link>
		<guid isPermaLink="true">https://iono.fm/e/212672</guid>
		<description><![CDATA[Getting married soon and don’t know what’s needed for an antenuptial contract? On this episode of Money Talks, powered by The Money School, Hayley Parry has got your back. The money coach also tells you how it’s a great step towards proactive marital financial affairs. <a href="http://blog.themoneyschool.co.za/what-you-need-for-an-antenuptial-contract/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 29 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What you need for an antenuptial contract</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:35</itunes:duration>
		<itunes:summary><![CDATA[Getting married soon and don’t know what’s needed for an antenuptial contract? On this episode of Money Talks, powered by The Money School, Hayley Parry has got your back. The money coach also tells you how it’s a great step towards proactive marital financial affairs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>A money question which will raise your awareness</title>
		<link>https://iono.fm/e/212005</link>
		<guid isPermaLink="true">https://iono.fm/e/212005</guid>
		<description><![CDATA[On this episode of Money Talks, powered by The Money School, Hayley Parry turns the tables on your Brad Brown and you! There is some home week from today’s podcast, as the money coach poses a very pertinent money question to you. <a href="http://blog.themoneyschool.co.za/a-money-question-which-will-raise-your-awareness/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 26 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A money question which will raise your awareness</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>2:58</itunes:duration>
		<itunes:summary><![CDATA[On this episode of Money Talks, powered by The Money School, Hayley Parry turns the tables on your Brad Brown and you! There is some home week from today’s podcast, as the money coach poses a very pertinent money question to you.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How to avoid cashing in your investments early</title>
		<link>https://iono.fm/e/211429</link>
		<guid isPermaLink="true">https://iono.fm/e/211429</guid>
		<description><![CDATA[Coming up on Money Talks, powered by The Money School we look at how to avoid cashing in on your investments in times of trouble. Money coach Gary Kayle is on hand to tell you how you need to separate savings from investments, to allow you to build wealth in the future. <a href="http://blog.themoneyschool.co.za/how-to-avoid-cashing-in-your-investments-early/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 24 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to avoid cashing in your investments early</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:31</itunes:duration>
		<itunes:summary><![CDATA[Coming up on Money Talks, powered by The Money School we look at how to avoid cashing in on your investments in times of trouble. Money coach Gary Kayle is on hand to tell you how you need to separate savings from investments, to allow you to build wealth in the future.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>The markets struggling - what do I do?</title>
		<link>https://iono.fm/e/210621</link>
		<guid isPermaLink="true">https://iono.fm/e/210621</guid>
		<description><![CDATA[When the markets are not playing ball what do you do? The biggest thing to remember is not to panic! On this episode of Money Talks powered by The Money School, money coach Hayley Parry talks you through market troubles. Do you need to ride it out? Hear more… <a href="http://blog.themoneyschool.co.za/the-markets-struggling-what-do-i-do/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 22 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The markets struggling - what do I do?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>3:05</itunes:duration>
		<itunes:summary><![CDATA[When the markets are not playing ball what do you do? The biggest thing to remember is not to panic! On this episode of Money Talks powered by The Money School, money coach Hayley Parry talks you through market troubles. Do you need to ride it out? Hear more…]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>The three key areas when it comes to making money</title>
		<link>https://iono.fm/e/210033</link>
		<guid isPermaLink="true">https://iono.fm/e/210033</guid>
		<description><![CDATA[There are three key areas when it comes to making money. Each step leads into the next, and are a natural progression. But get step one, and two wrong, and you won’t get to step three to start actually building wealth. On this episode of Money Talks, powered by The Money School, money coach Gary Kayle tells you how to get there. <a href="http://blog.themoneyschool.co.za/the-three-key-areas-when-it-comes-to-making-money/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 19 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The three key areas when it comes to making money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:25</itunes:duration>
		<itunes:summary><![CDATA[There are three key areas when it comes to making money. Each step leads into the next, and are a natural progression. But get step one, and two wrong, and you won’t get to step three to start actually building wealth. On this episode of Money Talks, powered by The Money School, money coach Gary Kayle tells you how to get there.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>The best Apps to help you manage money</title>
		<link>https://iono.fm/e/209103</link>
		<guid isPermaLink="true">https://iono.fm/e/209103</guid>
		<description><![CDATA[Are you utilising technology to your best advantage when it comes to managing your finances? There is more to digital money management than just internet banking. On this episode of Money Talks, powered by The Money School, money coach Hayley Parry tells you about the best Apps out there, to aid you in your money management. <a href="http://blog.themoneyschool.co.za/the-best-apps-to-help-you-manage-money/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 17 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The best Apps to help you manage money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>3:49</itunes:duration>
		<itunes:summary><![CDATA[Are you utilising technology to your best advantage when it comes to managing your finances? There is more to digital money management than just internet banking. On this episode of Money Talks, powered by The Money School, money coach Hayley Parry tells you about the best Apps out there, to aid you in your money management.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Family or friend wanting a loan (what to do)?</title>
		<link>https://iono.fm/e/208474</link>
		<guid isPermaLink="true">https://iono.fm/e/208474</guid>
		<description><![CDATA[What do you do when a family member or close friend asks you to borrow money? The truth of the matter is, most of these “loans” never get paid back. On this episode of Money Talks powered by The Money School, Gary Kayle gives you the tools to cope with the situation. A lot of factors come into play, so hear the Money Coaches’ words of wisdom. <a href="http://blog.themoneyschool.co.za/family-or-friend-wanting-a-loan-what-to-do/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 15 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Family or friend wanting a loan (what to do)?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:09</itunes:duration>
		<itunes:summary><![CDATA[What do you do when a family member or close friend asks you to borrow money? The truth of the matter is, most of these “loans” never get paid back. On this episode of Money Talks powered by The Money School, Gary Kayle gives you the tools to cope with the situation. A lot of factors come into play, so hear the Money Coaches’ words of wisdom.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How can we spring clean our finances?</title>
		<link>https://iono.fm/e/207886</link>
		<guid isPermaLink="true">https://iono.fm/e/207886</guid>
		<description><![CDATA[Spring is in the air, and people often get a bee in their bonnet about cleaning at this time of year. Can you apply the same principles to your finances? Where would you start, when it comes to cleaning them out? Hear from Money Coach, Hayley Parry on this edition of Money Talks powered by The Money School. <a href="http://blog.themoneyschool.co.za/how-can-we-spring-clean-our-finances/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 12 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How can we spring clean our finances?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>3:37</itunes:duration>
		<itunes:summary><![CDATA[Spring is in the air, and people often get a bee in their bonnet about cleaning at this time of year. Can you apply the same principles to your finances? Where would you start, when it comes to cleaning them out? Hear from Money Coach, Hayley Parry on this edition of Money Talks powered by The Money School.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>What holds us back from earning more money?</title>
		<link>https://iono.fm/e/207200</link>
		<guid isPermaLink="true">https://iono.fm/e/207200</guid>
		<description><![CDATA[This is a podcast not to be missed. Gary Kayle gives some of his best advice yet on Money Talks, powered by The Money School. The Money Coach gets asked; what holds us back from earning more money? Are we the problem? Probably, but there is a very tangible way forward! <a href="http://blog.themoneyschool.co.za/what-holds-us-back-from-earning-more-money/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 10 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What holds us back from earning more money?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:04</itunes:duration>
		<itunes:summary><![CDATA[This is a podcast not to be missed. Gary Kayle gives some of his best advice yet on Money Talks, powered by The Money School. The Money Coach gets asked; what holds us back from earning more money? Are we the problem? Probably, but there is a very tangible way forward!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Should we be giving our kids pocket money?</title>
		<link>https://iono.fm/e/206719</link>
		<guid isPermaLink="true">https://iono.fm/e/206719</guid>
		<description><![CDATA[On this episode of Money Talks powered by The Money School, Hayley Parry is on hand to answer your question. The Money Coach, gets hit with the age old question; should we be giving our kids pocket money? The same goal as always applies; use it as an opportunity to start teaching them about money. Here’s how… <a href="http://blog.themoneyschool.co.za/should-we-be-giving-our-kids-pocket-money/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 08 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should we be giving our kids pocket money?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>2:40</itunes:duration>
		<itunes:summary><![CDATA[On this episode of Money Talks powered by The Money School, Hayley Parry is on hand to answer your question. The Money Coach, gets hit with the age old question; should we be giving our kids pocket money? The same goal as always applies; use it as an opportunity to start teaching them about money. Here’s how…]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Why do so few people end up wealthy?</title>
		<link>https://iono.fm/e/205250</link>
		<guid isPermaLink="true">https://iono.fm/e/205250</guid>
		<description><![CDATA[Why do so few people end up wealthy? Where are the majority of us getting it wrong? On this episode Money Talks powered by The Money School, Money Coach, Gary Kayle dissects the problem. What is the missing link when it comes to becoming wealthy? <a href="http://blog.themoneyschool.co.za/why-do-so-few-people-end-up-wealthy/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 05 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why do so few people end up wealthy?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:26</itunes:duration>
		<itunes:summary><![CDATA[Why do so few people end up wealthy? Where are the majority of us getting it wrong? On this episode Money Talks powered by The Money School, Money Coach, Gary Kayle dissects the problem. What is the missing link when it comes to becoming wealthy?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How much should the Tooth Fairy pay?</title>
		<link>https://iono.fm/e/205230</link>
		<guid isPermaLink="true">https://iono.fm/e/205230</guid>
		<description><![CDATA[Are you losing sleep over how much money the Tooth Fairy should be paying for your kids teeth? Well fear not, Money Coach, Hayley Parry has you covered on this episode of Money Talks powered by The Money School. It doesn’t seem like it should cause you so much stress, but it is not an easy decision. Let Hayley guide you through the process. <a href="http://blog.themoneyschool.co.za/how-much-should-the-tooth-fairy-pay/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 03 Sep 2015 06:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How much should the Tooth Fairy pay?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:46</itunes:duration>
		<itunes:summary><![CDATA[Are you losing sleep over how much money the Tooth Fairy should be paying for your kids teeth? Well fear not, Money Coach, Hayley Parry has you covered on this episode of Money Talks powered by The Money School. It doesn’t seem like it should cause you so much stress, but it is not an easy decision. Let Hayley guide you through the process.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Does job hopping enhance your career?</title>
		<link>https://iono.fm/e/204749</link>
		<guid isPermaLink="true">https://iono.fm/e/204749</guid>
		<description><![CDATA[Is job hopping in your interest? The real question is; why are you looking to change jobs? If you are in a strong financial position and it is for the advancement of your career, that’s one thing. If you are in debt and looking to move for financial reasons only, it won’t necessarily solve the problem. Hear Money Coach, Gayle Kayle’s advice on this episode of Money Talks powered by The Money School. <a href="http://blog.themoneyschool.co.za/does-job-hopping-enhance-your-career/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 01 Sep 2015 06:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Does job hopping enhance your career?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:32</itunes:duration>
		<itunes:summary><![CDATA[Is job hopping in your interest? The real question is; why are you looking to change jobs? If you are in a strong financial position and it is for the advancement of your career, that’s one thing. If you are in debt and looking to move for financial reasons only, it won’t necessarily solve the problem. Hear Money Coach, Gayle Kayle’s advice on this episode of Money Talks powered by The Money School.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How to strike a wedding planning balance</title>
		<link>https://iono.fm/e/204242</link>
		<guid isPermaLink="true">https://iono.fm/e/204242</guid>
		<description><![CDATA[Are you planning on getting married and are worried about the costs? Wedding expenses can sky rocket if you are not careful. On this episode of Money Talks powered by The Money School, Haley Parry shows you the way to go. What are the most important factors to look at when starting out? <a href="http://blog.themoneyschool.co.za/how-to-strike-a-wedding-planning-balance/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 29 Aug 2015 06:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to strike a wedding planning balance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:06</itunes:duration>
		<itunes:summary><![CDATA[Are you planning on getting married and are worried about the costs? Wedding expenses can sky rocket if you are not careful. On this episode of Money Talks powered by The Money School, Haley Parry shows you the way to go. What are the most important factors to look at when starting out?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How The Money School can help you</title>
		<link>https://iono.fm/e/203559</link>
		<guid isPermaLink="true">https://iono.fm/e/203559</guid>
		<description><![CDATA[On this episode of Money Talks powered by The Money School we get deep down and dirty on whom needs a financial education? Hear from Money Coach, Gary Kayle, as he not only tells you what market they appeal to; but also gives you great tips and advice on reaching financial freedom. <a href="http://blog.themoneyschool.co.za/how-the-money-school-can-help-you/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 27 Aug 2015 06:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How The Money School can help you</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:45</itunes:duration>
		<itunes:summary><![CDATA[On this episode of Money Talks powered by The Money School we get deep down and dirty on whom needs a financial education? Hear from Money Coach, Gary Kayle, as he not only tells you what market they appeal to; but also gives you great tips and advice on reaching financial freedom.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How to plan for a family, financially</title>
		<link>https://iono.fm/e/202629</link>
		<guid isPermaLink="true">https://iono.fm/e/202629</guid>
		<description><![CDATA[Are you ready to start a family? Are you aware of the financial implications? There are many things you should look to have in place, that will ease the situation before and when the baby arrives. On this episode of Money Talks powered by The Money School, money coach Hayley Parry tells you more. <a href="http://blog.themoneyschool.co.za/how-to-plan-for-a-family-financially/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 25 Aug 2015 06:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to plan for a family, financially</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:22</itunes:duration>
		<itunes:summary><![CDATA[Are you ready to start a family? Are you aware of the financial implications? There are many things you should look to have in place, that will ease the situation before and when the baby arrives. On this episode of Money Talks powered by The Money School, money coach Hayley Parry tells you more.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How to guide your kids in spending their money</title>
		<link>https://iono.fm/e/202305</link>
		<guid isPermaLink="true">https://iono.fm/e/202305</guid>
		<description><![CDATA[Back by popular demand! We have had such a huge response to our topics about pocket money, with money coach Hayley Parry. We have now taken it one step further! Once you have decided on when to start and how much; how do you teach them about what to do with their money? There are three brilliant life skill learning options. <a href="http://blog.themoneyschool.co.za/how-to-guide-your-kids-in-spending-their-money/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 22 Aug 2015 06:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to guide your kids in spending their money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:55</itunes:duration>
		<itunes:summary><![CDATA[Back by popular demand! We have had such a huge response to our topics about pocket money, with money coach Hayley Parry. We have now taken it one step further! Once you have decided on when to start and how much; how do you teach them about what to do with their money? There are three brilliant life skill learning options.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Help! My partner has a secret credit card</title>
		<link>https://iono.fm/e/201548</link>
		<guid isPermaLink="true">https://iono.fm/e/201548</guid>
		<description><![CDATA[Coming up in this edition of Money Talks powered by The Money School, Gary Kayle get's hit with the question of a partner's secret credit card. The truth of the matter is there may be many reason's behind their need for the card. Hear Gary's advice on how to deal with it gently. <a href="http://blog.themoneyschool.co.za/help-my-partner-has-a-secret-credit-card/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 20 Aug 2015 05:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Help! My partner has a secret credit card</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:26</itunes:duration>
		<itunes:summary><![CDATA[Coming up in this edition of Money Talks powered by The Money School, Gary Kayle get's hit with the question of a partner's secret credit card. The truth of the matter is there may be many reason's behind their need for the card. Hear Gary's advice on how to deal with it gently.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How do I teach my kids about interest and inflation</title>
		<link>https://iono.fm/e/201017</link>
		<guid isPermaLink="true">https://iono.fm/e/201017</guid>
		<description><![CDATA[Coming up on this episode of Money Talks powered by The Money School, we look at how to teach your kids about interest and inflation. While inflation is easier left for high school children, money coach, Hayley Parry, tells you how to start teaching them about interest. The good and the bad side of it. <a href="http://blog.themoneyschool.co.za/how-do-i-teach-my-kids-about-interest-and-inflation">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 18 Aug 2015 06:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How do I teach my kids about interest and inflation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:54</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this episode of Money Talks powered by The Money School, we look at how to teach your kids about interest and inflation. While inflation is easier left for high school children, money coach, Hayley Parry, tells you how to start teaching them about interest. The good and the bad side of it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Are stokvels a good way to invest money?</title>
		<link>https://iono.fm/e/199774</link>
		<guid isPermaLink="true">https://iono.fm/e/199774</guid>
		<description><![CDATA[Are you part of, or have a family member who is part of a stokvel, and you are concerned? On this edition of Money Talks powered by The Money School, Gary Kayle not only explains what stovels are, and how they work. But the money coach also looks at how to see if it is the best investment option for you. Is comparison the key? <a href="http://blog.themoneyschool.co.za/are-stokvels-a-good-way-to-invest-money">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 15 Aug 2015 06:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are stokvels a good way to invest money?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>3:52</itunes:duration>
		<itunes:summary><![CDATA[Are you part of, or have a family member who is part of a stokvel, and you are concerned? On this edition of Money Talks powered by The Money School, Gary Kayle not only explains what stovels are, and how they work. But the money coach also looks at how to see if it is the best investment option for you. Is comparison the key?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_750.jpeg"/>
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	</item>
	<item>
		<title>Should pocket money come with conditions?</title>
		<link>https://iono.fm/e/199762</link>
		<guid isPermaLink="true">https://iono.fm/e/199762</guid>
		<description><![CDATA[Pocked money for nothing? Or should kids earn it? On this episode of Money Talks powered by The Money School, we look into this parenting conundrum. Money Coach, Hayley Parry is on hand with some really valuable tips and advice; on how to use pocket money to help instil financial values in your children. <a href="http://blog.themoneyschool.co.za/should-pocket-money-come-with-conditions">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 13 Aug 2015 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should pocket money come with conditions?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>3:42</itunes:duration>
		<itunes:summary><![CDATA[Pocked money for nothing? Or should kids earn it? On this episode of Money Talks powered by The Money School, we look into this parenting conundrum. Money Coach, Hayley Parry is on hand with some really valuable tips and advice; on how to use pocket money to help instil financial values in your children.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How best to deal with garnishee orders</title>
		<link>https://iono.fm/e/199044</link>
		<guid isPermaLink="true">https://iono.fm/e/199044</guid>
		<description><![CDATA[Coming up on this episode of Money Talks powered by The Money School. Money Coach, Gary Kayle delves into the nasty business of garnishee orders. It's important for both employers and employees to know the implication of them, and why they have to be followed. <a href="http://blog.themoneyschool.co.za/how-best-to-deal-with-garnishee-orders">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 11 Aug 2015 06:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How best to deal with garnishee orders</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:01</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this episode of Money Talks powered by The Money School. Money Coach, Gary Kayle delves into the nasty business of garnishee orders. It's important for both employers and employees to know the implication of them, and why they have to be followed.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Help! My kids just want, want and want when we shop</title>
		<link>https://iono.fm/e/198657</link>
		<guid isPermaLink="true">https://iono.fm/e/198657</guid>
		<description><![CDATA[Do you walk out of the shops with your kids kicking and screaming because you won’t buy them what they want? Not taking them with you is not the answer. It presents a chance to really start their financial education. On this episode of Money Talks, powered by The Money School, money coach Hayley Parry tells you; how to handle the situation and to turn it into your and your kids favour. <a href="http://blog.themoneyschool.co.za/help-my-kids-just-want-want-and-want-when-we-shop">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 08 Aug 2015 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Help! My kids just want, want and want when we shop</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:09</itunes:duration>
		<itunes:summary><![CDATA[Do you walk out of the shops with your kids kicking and screaming because you won’t buy them what they want? Not taking them with you is not the answer. It presents a chance to really start their financial education. On this episode of Money Talks, powered by The Money School, money coach Hayley Parry tells you; how to handle the situation and to turn it into your and your kids favour.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How to start project planning for your Retirement</title>
		<link>https://iono.fm/e/198136</link>
		<guid isPermaLink="true">https://iono.fm/e/198136</guid>
		<description><![CDATA[Retirement is a concern for most people, the statistics support why. On this episode of Money Talks, powered by The Money School we look at planning for retirement. Money Coach Gary Kayle, gives you tips on why it is so important to start sooner rather than later, and how to do it. <a href="http://blog.themoneyschool.co.za/how-to-start-project-planning-for-your-retirement">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 06 Aug 2015 05:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to start project planning for your Retirement</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:20</itunes:duration>
		<itunes:summary><![CDATA[Retirement is a concern for most people, the statistics support why. On this episode of Money Talks, powered by The Money School we look at planning for retirement. Money Coach Gary Kayle, gives you tips on why it is so important to start sooner rather than later, and how to do it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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		<title>When can you start educating your children?</title>
		<link>https://iono.fm/e/197305</link>
		<guid isPermaLink="true">https://iono.fm/e/197305</guid>
		<description><![CDATA[Coming up on this edition of Money Talks, powered by The Money School, money coach Hayley Parry gets hit with an other question about children. This time, Peter wants to know: When can you start teaching kids about money? The answer may just surprise you. <a href="http://blog.themoneyschool.co.za/when-can-you-start-educating-your-children">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 04 Aug 2015 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>When can you start educating your children?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:08</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this edition of Money Talks, powered by The Money School, money coach Hayley Parry gets hit with an other question about children. This time, Peter wants to know: When can you start teaching kids about money? The answer may just surprise you.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Take the agony out of interest rate hikes</title>
		<link>https://iono.fm/e/196245</link>
		<guid isPermaLink="true">https://iono.fm/e/196245</guid>
		<description><![CDATA[On this episode of Money Talks, powered by The Money School we look at what interest rate hikes mean to the average person and how this is going to affect our finances. Chatting to Money coach Gary Kayle, he gives us some practical advice on how not to get drawn into the panic caused by the increase in interest rates and how to take a defensive strategy. <a href="http://blog.themoneyschool.co.za/play-a-defensive-strategy-">Read More...</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 01 Aug 2015 05:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Take the agony out of interest rate hikes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:24</itunes:duration>
		<itunes:summary><![CDATA[On this episode of Money Talks, powered by The Money School we look at what interest rate hikes mean to the average person and how this is going to affect our finances. Chatting to Money coach Gary Kayle, he gives us some practical advice on how not to get drawn into the panic caused by the increase in interest rates and how to take a defensive strategy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Sort your debt before adding new investments</title>
		<link>https://iono.fm/e/196168</link>
		<guid isPermaLink="true">https://iono.fm/e/196168</guid>
		<description><![CDATA[Do you want to see a light at the end of your debt ridden tunnel? With the right plan you can achieve it, but; on this episode of Money Talks, powered by The Money School, Gary Kayle tells you why paying off high interest debt before adding new investments, is the better way to start achieving this. <a href="http://blog.themoneyschool.co.za/sort-your-debt-before-adding-new-investments/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 30 Jul 2015 06:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sort your debt before adding new investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:16</itunes:duration>
		<itunes:summary><![CDATA[Do you want to see a light at the end of your debt ridden tunnel? With the right plan you can achieve it, but; on this episode of Money Talks, powered by The Money School, Gary Kayle tells you why paying off high interest debt before adding new investments, is the better way to start achieving this.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Why we need to educate our Kids on money</title>
		<link>https://iono.fm/e/195797</link>
		<guid isPermaLink="true">https://iono.fm/e/195797</guid>
		<description><![CDATA[On this episode of Money Talks, powered by The Money School, money coach Hayley Parry makes her debut on the podcast. Hayley get's thrown in the deep end with a question on educating your kids about money. She swims, and tells you why you need to teach your kids how to swim financial from a young age. <a href="http://blog.themoneyschool.co.za/why-we-need-to-educate-our-kids-on-money">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 28 Jul 2015 07:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why we need to educate our Kids on money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:28</itunes:duration>
		<itunes:summary><![CDATA[On this episode of Money Talks, powered by The Money School, money coach Hayley Parry makes her debut on the podcast. Hayley get's thrown in the deep end with a question on educating your kids about money. She swims, and tells you why you need to teach your kids how to swim financial from a young age.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Are up-front payments on education always best?</title>
		<link>https://iono.fm/e/194109</link>
		<guid isPermaLink="true">https://iono.fm/e/194109</guid>
		<description><![CDATA[On this edition of Money Talks powered by The Money School we take a realistic look at how to go about funding your children's education. Paying school fees up-front is not necessarily always the best way to go. Depending on if, and what sort of discount the school offers it may be more beneficial to keep the money in your own bank account or investment portfolio, and make provision for the cost monthly. <a href="http://themoneyschool.co.za/is-up-front-pa%E2%80%A6on-always-best">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 25 Jul 2015 05:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are up-front payments on education always best?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:56</itunes:duration>
		<itunes:summary><![CDATA[On this edition of Money Talks powered by The Money School we take a realistic look at how to go about funding your children's education. Paying school fees up-front is not necessarily always the best way to go. Depending on if, and what sort of discount the school offers it may be more beneficial to keep the money in your own bank account or investment portfolio, and make provision for the cost monthly.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How best to get rid of card debt</title>
		<link>https://iono.fm/e/194110</link>
		<guid isPermaLink="true">https://iono.fm/e/194110</guid>
		<description><![CDATA[Many people battle with card debt, be it credit or store cards. They tend to come with very high interest repayments as well. On this episode of Money Talks powered by The Money School, Gayle Kayle gives you some sound advice on how to get those cards paid off, and closed. <a href="http://blog.themoneyschool.co.za/how-best-to-get-rid-of-card-debt">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 23 Jul 2015 07:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How best to get rid of card debt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:12</itunes:duration>
		<itunes:summary><![CDATA[Many people battle with card debt, be it credit or store cards. They tend to come with very high interest repayments as well. On this episode of Money Talks powered by The Money School, Gayle Kayle gives you some sound advice on how to get those cards paid off, and closed.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Should I get into debt to earn a credit rating?</title>
		<link>https://iono.fm/e/193134</link>
		<guid isPermaLink="true">https://iono.fm/e/193134</guid>
		<description><![CDATA[Many people get advice to create a little debt early on, so that you can develop a good credit rating. The idea is that the banks will then offer you a better interest rate on a big purchase like a car or house. Is it really a good idea? On this episode of Money Talks powered by The Money School, Gayle Kayle tells you why it is never a good idea. <a href="http://blog.themoneyschool.co.za/should-i-get-into-debt-to-earn-a-credit-rating">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 21 Jul 2015 07:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should I get into debt to earn a credit rating?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:03</itunes:duration>
		<itunes:summary><![CDATA[Many people get advice to create a little debt early on, so that you can develop a good credit rating. The idea is that the banks will then offer you a better interest rate on a big purchase like a car or house. Is it really a good idea? On this episode of Money Talks powered by The Money School, Gayle Kayle tells you why it is never a good idea.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How to improve your credit record</title>
		<link>https://iono.fm/e/192606</link>
		<guid isPermaLink="true">https://iono.fm/e/192606</guid>
		<description><![CDATA[Coming up on this edition of Money Talks powered by The Money School we look at improving your credit record. Money Coach Gary Kayle gives you tips on how to get your credit sorted, and then on how to improve your credit record again. <a href="http://blog.themoneyschool.co.za/how-to-improve-your-credit-record">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 18 Jul 2015 07:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to improve your credit record</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:55</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this edition of Money Talks powered by The Money School we look at improving your credit record. Money Coach Gary Kayle gives you tips on how to get your credit sorted, and then on how to improve your credit record again.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>The importance of knowing what your spouse earns</title>
		<link>https://iono.fm/e/191622</link>
		<guid isPermaLink="true">https://iono.fm/e/191622</guid>
		<description><![CDATA[On this episode of Money Talks, powered by The Money School, we look at how to raise the topic of how much your spouse earns in terms of your financial planning, and what effect your spending has on where you’re going financially. <a href="http://blog.themoneyschool.co.za/the-importance-of-knowing-what-your-spouse-earns">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 16 Jul 2015 05:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The importance of knowing what your spouse earns</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:04</itunes:duration>
		<itunes:summary><![CDATA[On this episode of Money Talks, powered by The Money School, we look at how to raise the topic of how much your spouse earns in terms of your financial planning, and what effect your spending has on where you’re going financially.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/191622?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Don't look a gift horse in the mouth - but be clear</title>
		<link>https://iono.fm/e/191235</link>
		<guid isPermaLink="true">https://iono.fm/e/191235</guid>
		<description><![CDATA[Have you been offered money from a loved one to start a business or stay afloat? What are the financial implications of lending this money, not only on you but them? On this episode of Money Talks powered by The Money School, Gary Kayle tells you why not to turn down the offer, but also why you need to have a long term discussion about the loan. <a href="http://blog.themoneyschool.co.za/dont-look-a-gift-horse-in-the-mouth-but-be-clear">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 14 Jul 2015 07:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Don't look a gift horse in the mouth - but be clear</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:39</itunes:duration>
		<itunes:summary><![CDATA[Have you been offered money from a loved one to start a business or stay afloat? What are the financial implications of lending this money, not only on you but them? On this episode of Money Talks powered by The Money School, Gary Kayle tells you why not to turn down the offer, but also why you need to have a long term discussion about the loan.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How to start teaming up with your partner</title>
		<link>https://iono.fm/e/190211</link>
		<guid isPermaLink="true">https://iono.fm/e/190211</guid>
		<description><![CDATA[Are you ready to have a financial discussion with your partner? Is it time to align your financial goals? On this episode of Money Talks powered by The Money School; Gary Kayle sheds light on how to initiate that conversation, and why it must happen. <a href="http://blog.themoneyschool.co.za/how-to-start-teaming-up-with-your-partner/">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 11 Jul 2015 07:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to start teaming up with your partner</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:21</itunes:duration>
		<itunes:summary><![CDATA[Are you ready to have a financial discussion with your partner? Is it time to align your financial goals? On this episode of Money Talks powered by The Money School; Gary Kayle sheds light on how to initiate that conversation, and why it must happen.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Where do we go wrong when it comes to budgeting?</title>
		<link>https://iono.fm/e/190183</link>
		<guid isPermaLink="true">https://iono.fm/e/190183</guid>
		<description><![CDATA[Coming up on this edition of the Money Talks podcast powered by The Money School, Gary Kayle gets down an dirty with why people can't budget. Most people make the same mistake, you need to stop planning and start proper budgeting. Here's how... <a href="http://blog.themoneyschool.co.za/where-do-we-go-wrong-when-it-comes-to-budgeting">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 09 Jul 2015 07:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Where do we go wrong when it comes to budgeting?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:02</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this edition of the Money Talks podcast powered by The Money School, Gary Kayle gets down an dirty with why people can't budget. Most people make the same mistake, you need to stop planning and start proper budgeting. Here's how...]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Can anyone become wealthy?</title>
		<link>https://iono.fm/e/189125</link>
		<guid isPermaLink="true">https://iono.fm/e/189125</guid>
		<description><![CDATA[Do you believe you will never be wealthy? It may be hard to believe, but if you change the way you manage money, anyone can achieve wealth. On this episode of Money Talks powered by The Money School, Gary Kayle tells you how to stop getting poorer, and how to start increasing your wealth. <a href="http://blog.themoneyschool.co.za/can-anyone-become-wealthy">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 07 Jul 2015 07:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Can anyone become wealthy?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:16</itunes:duration>
		<itunes:summary><![CDATA[Do you believe you will never be wealthy? It may be hard to believe, but if you change the way you manage money, anyone can achieve wealth. On this episode of Money Talks powered by The Money School, Gary Kayle tells you how to stop getting poorer, and how to start increasing your wealth.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>What is the trick to being wealthy?</title>
		<link>https://iono.fm/e/188540</link>
		<guid isPermaLink="true">https://iono.fm/e/188540</guid>
		<description><![CDATA[On this episode of Money Talks, powered by The Money School we look at what it takes to be wealthy. Money Coach Gary Gayle tells you the tricks that wealthy people use. Is it investments and savings or lifestyle which makes you wealthy? What really sees you not needing to work into old age? <a href="http://blog.themoneyschool.co.za/what-is-the-trick-to-being-wealthy">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 04 Jul 2015 07:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What is the trick to being wealthy?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:37</itunes:duration>
		<itunes:summary><![CDATA[On this episode of Money Talks, powered by The Money School we look at what it takes to be wealthy. Money Coach Gary Gayle tells you the tricks that wealthy people use. Is it investments and savings or lifestyle which makes you wealthy? What really sees you not needing to work into old age?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How to resolve spending and start saving</title>
		<link>https://iono.fm/e/187966</link>
		<guid isPermaLink="true">https://iono.fm/e/187966</guid>
		<description><![CDATA[On this edition of Money Talks powered by The Money School we talking saving. Why is it so hard for most people to do so? Money Coach Gary Kayle, tells you why, but more importantly gives you tips on how to do it. Is following the example of wealthy people the answer? <a href="http://blog.themoneyschool.co.za/how-to-resolve-spending-and-start-saving">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 02 Jul 2015 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to resolve spending and start saving</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:09</itunes:duration>
		<itunes:summary><![CDATA[On this edition of Money Talks powered by The Money School we talking saving. Why is it so hard for most people to do so? Money Coach Gary Kayle, tells you why, but more importantly gives you tips on how to do it. Is following the example of wealthy people the answer?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How your debt can impact on your employer?</title>
		<link>https://iono.fm/e/187225</link>
		<guid isPermaLink="true">https://iono.fm/e/187225</guid>
		<description><![CDATA[Coming up on this edition of Money Talks powered by The Money School, we look at how your debt can impact on your job. Money Coach, Gary Kayle looks at the cold hard facts at how if it comes to it; a debt collector can call on your employer to cover the debt directly from your salary. The answer? Not more money, but a better understanding of how to deal with the problem. Listen to this. <a href="http://blog.themoneyschool.co.za/how-your-debt-can-impact-on-your-employer">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 30 Jun 2015 06:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How your debt can impact on your employer?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:26</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this edition of Money Talks powered by The Money School, we look at how your debt can impact on your job. Money Coach, Gary Kayle looks at the cold hard facts at how if it comes to it; a debt collector can call on your employer to cover the debt directly from your salary. The answer? Not more money, but a better understanding of how to deal with the problem. Listen to this.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>How to segment expenses to cut spending</title>
		<link>https://iono.fm/e/184616</link>
		<guid isPermaLink="true">https://iono.fm/e/184616</guid>
		<description><![CDATA[On this edition of Money Talks, powered by The Money School, Gay Kayle gives you two easy steps to controlling your spending every month. Now that the financial roles are leveled, the money coach tells you how to structure your capital every month, to alleviate getting into trouble. <a href="http://blog.themoneyschool.co.za/how-to-segment-expenses-to-cut-spending">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 27 Jun 2015 05:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to segment expenses to cut spending</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>6:25</itunes:duration>
		<itunes:summary><![CDATA[On this edition of Money Talks, powered by The Money School, Gay Kayle gives you two easy steps to controlling your spending every month. Now that the financial roles are leveled, the money coach tells you how to structure your capital every month, to alleviate getting into trouble.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Why an emergency fund is so important</title>
		<link>https://iono.fm/e/184613</link>
		<guid isPermaLink="true">https://iono.fm/e/184613</guid>
		<description><![CDATA[Coming up on Money Talks powered by The Money School we look at how to handle financial emergencies. With some always sound advice, Gary Kayle tells you of the importance of an emergency fund. How much should you have in place? Where should you place it? And why you should be segmenting saving and investing. <a href="http://blog.themoneyschool.co.za/why-an-emergency-fund-is-so-important">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 25 Jun 2015 05:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why an emergency fund is so important</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:39</itunes:duration>
		<itunes:summary><![CDATA[Coming up on Money Talks powered by The Money School we look at how to handle financial emergencies. With some always sound advice, Gary Kayle tells you of the importance of an emergency fund. How much should you have in place? Where should you place it? And why you should be segmenting saving and investing.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_192/epi_184613_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/184613?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to curb spending habits</title>
		<link>https://iono.fm/e/184598</link>
		<guid isPermaLink="true">https://iono.fm/e/184598</guid>
		<description><![CDATA[Coming up in this edition of Money Talks powered by The Money School; Gary Kayle gets hit with the difficult question of spending. When is it okay to go on a spending spree? Is it ever okay to go on a spending spree? Yes some months are better, but does it put you under pressure for the difficult months to come? <a href="http://blog.themoneyschool.co.za/how-to-curb-spending-habits">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 23 Jun 2015 05:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to curb spending habits</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:39</itunes:duration>
		<itunes:summary><![CDATA[Coming up in this edition of Money Talks powered by The Money School; Gary Kayle gets hit with the difficult question of spending. When is it okay to go on a spending spree? Is it ever okay to go on a spending spree? Yes some months are better, but does it put you under pressure for the difficult months to come?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Where should I invest my money?</title>
		<link>https://iono.fm/e/183360</link>
		<guid isPermaLink="true">https://iono.fm/e/183360</guid>
		<description><![CDATA[Coming up on this episode of the Money Talks podcast, powered by The Money School. Money Coach, Gary Kayle looks are where to invest your money. The important point being that everyone is an individual case with individual financial goals. How do you find the right person to help you? <a href="http://blog.themoneyschool.co.za/where-should-i-invest-my-money">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 20 Jun 2015 05:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Where should I invest my money?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:31</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this episode of the Money Talks podcast, powered by The Money School. Money Coach, Gary Kayle looks are where to invest your money. The important point being that everyone is an individual case with individual financial goals. How do you find the right person to help you?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How to separate money from emotions</title>
		<link>https://iono.fm/e/183082</link>
		<guid isPermaLink="true">https://iono.fm/e/183082</guid>
		<description><![CDATA[On this edition of the Money Talks podcast, powered by The Money School we look at separating emotions from money. Money Coach, Gary Kayle tells you how; money is in reality just cold, you need to learn to separate your emotions from it, by learning how money works. <a href="http://blog.themoneyschool.co.za/how-to-separate-money-from-emotions">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 18 Jun 2015 05:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to separate money from emotions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:09</itunes:duration>
		<itunes:summary><![CDATA[On this edition of the Money Talks podcast, powered by The Money School we look at separating emotions from money. Money Coach, Gary Kayle tells you how; money is in reality just cold, you need to learn to separate your emotions from it, by learning how money works.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Where do we learn about money?</title>
		<link>https://iono.fm/e/182936</link>
		<guid isPermaLink="true">https://iono.fm/e/182936</guid>
		<description><![CDATA[Coming up in this edition of Money Talks, powered by The Money School; we explore where you get your financial education from. Money coach, Gary Kayle gets hit with the question; is it from our parents or somewhere more sinister? <a href="http://blog.themoneyschool.co.za/where-do-we-learn-about-money">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 16 Jun 2015 05:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Where do we learn about money?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:46</itunes:duration>
		<itunes:summary><![CDATA[Coming up in this edition of Money Talks, powered by The Money School; we explore where you get your financial education from. Money coach, Gary Kayle gets hit with the question; is it from our parents or somewhere more sinister?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How to raise an entrepreneur</title>
		<link>https://iono.fm/e/180999</link>
		<guid isPermaLink="true">https://iono.fm/e/180999</guid>
		<description><![CDATA[On this episode of the Money Talks podcast, powered by The Money School, Gary Kayle gets hit with an other question regarding children. Never fear when the money coach is near, as this one, regarding entrepreneurship, is well worth listening to. Your kids instincts may just surprise you. <a href="http://blog.themoneyschool.co.za/how-to-raise-an-entrepreneur">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 13 Jun 2015 07:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to raise an entrepreneur</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:37</itunes:duration>
		<itunes:summary><![CDATA[On this episode of the Money Talks podcast, powered by The Money School, Gary Kayle gets hit with an other question regarding children. Never fear when the money coach is near, as this one, regarding entrepreneurship, is well worth listening to. Your kids instincts may just surprise you.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/180999?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to calculate your kids pocket money</title>
		<link>https://iono.fm/e/180873</link>
		<guid isPermaLink="true">https://iono.fm/e/180873</guid>
		<description><![CDATA[Coming up on Money Talks powered by The Money School, Gary Kayle gets hit with a pocket money poser. Jackie wants to know how much should she be giving her kids. The money coach gives you great tips are starting your children's financial education early. <a href="http://blog.themoneyschool.co.za/how-to-calculate-your-kids-pocket-money">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 11 Jun 2015 07:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to calculate your kids pocket money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:33</itunes:duration>
		<itunes:summary><![CDATA[Coming up on Money Talks powered by The Money School, Gary Kayle gets hit with a pocket money poser. Jackie wants to know how much should she be giving her kids. The money coach gives you great tips are starting your children's financial education early.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Is a middle of road lifestyle upgrade the answer?</title>
		<link>https://iono.fm/e/180258</link>
		<guid isPermaLink="true">https://iono.fm/e/180258</guid>
		<description><![CDATA[On this edition of the Money Talks podcast powered by The Money School, money coach Gary Kayle tells you how to find a balance. Find a balance between doing small upgrades to your lifestyle, but very importantly still finding a way to continue building your wealth. <a href="http://blog.themoneyschool.co.za/is-a-middle-of-road-lifestyle-upgrade-the-answer">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 09 Jun 2015 07:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is a middle of road lifestyle upgrade the answer?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:02</itunes:duration>
		<itunes:summary><![CDATA[On this edition of the Money Talks podcast powered by The Money School, money coach Gary Kayle tells you how to find a balance. Find a balance between doing small upgrades to your lifestyle, but very importantly still finding a way to continue building your wealth.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_750.jpeg"/>
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	</item>
	<item>
		<title>Are stereotypical financial roles holding you back?</title>
		<link>https://iono.fm/e/182803</link>
		<guid isPermaLink="true">https://iono.fm/e/182803</guid>
		<description><![CDATA[Coming up in this edition of Money Talks, powered by The Money School. Money coach, Gary Kayle turns relationship coach as he gives you tips for handling your finances as a couple. The old stereotypical the man pays for this, the woman pays for that, can put pressure on a relationship. Here’s here to try avoid it. <a href="http://blog.themoneyschool.co.za/are-stereotypical-financial-roles-holding-you-back">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 06 Jun 2015 09:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are stereotypical financial roles holding you back?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>7:12</itunes:duration>
		<itunes:summary><![CDATA[Coming up in this edition of Money Talks, powered by The Money School. Money coach, Gary Kayle turns relationship coach as he gives you tips for handling your finances as a couple. The old stereotypical the man pays for this, the woman pays for that, can put pressure on a relationship. Here’s here to try avoid it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How to maintain balance as an entrepreneur</title>
		<link>https://iono.fm/e/175437</link>
		<guid isPermaLink="true">https://iono.fm/e/175437</guid>
		<description><![CDATA[Coming up on this edition of Money Talks, powered by The Money School. Money coach, Gary Kayle delves into his own personal experiences at home, to give you the best advice on starting your own business. Communication and clear outlined goals are an extremely important foundation stone to establish with your partner. <a href="http://blog.themoneyschool.co.za/how-to-maintain-balance-as-an-entrepreneur">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 04 Jun 2015 05:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to maintain balance as an entrepreneur</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:20</itunes:duration>
		<itunes:summary><![CDATA[Coming up on this edition of Money Talks, powered by The Money School. Money coach, Gary Kayle delves into his own personal experiences at home, to give you the best advice on starting your own business. Communication and clear outlined goals are an extremely important foundation stone to establish with your partner.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Do things get easier when you make more money?</title>
		<link>https://iono.fm/e/175077</link>
		<guid isPermaLink="true">https://iono.fm/e/175077</guid>
		<description><![CDATA[On this edition of Money Talks powered by The Money School, money coach, Gary Kayle answers the following question, "do things get easier when you start making more money?" As with everything it's how you handle it, and if you allow human nature to see you fall further in debt or not. <a href="http://blog.themoneyschool.co.za/do-things-get-easier-when-you-make-more-money">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 02 Jun 2015 05:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Do things get easier when you make more money?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:53</itunes:duration>
		<itunes:summary><![CDATA[On this edition of Money Talks powered by The Money School, money coach, Gary Kayle answers the following question, "do things get easier when you start making more money?" As with everything it's how you handle it, and if you allow human nature to see you fall further in debt or not.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	<item>
		<title>Are you sinking under the pressure of your debt?</title>
		<link>https://iono.fm/e/174315</link>
		<guid isPermaLink="true">https://iono.fm/e/174315</guid>
		<description><![CDATA[On the latest Money Talks podcast powered by the Money School, Money Coach Gary Kayle tells you it's okay to ask for help. It is however, very important, to make sure that it is the right help. Let professionals help you get out of your consuming debt. <a href="http://blog.themoneyschool.co.za/are-you-sinking-under-the-pressure-of-your-debt">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 30 May 2015 06:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are you sinking under the pressure of your debt?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:27</itunes:duration>
		<itunes:summary><![CDATA[On the latest Money Talks podcast powered by the Money School, Money Coach Gary Kayle tells you it's okay to ask for help. It is however, very important, to make sure that it is the right help. Let professionals help you get out of your consuming debt.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How to control your monthly budget</title>
		<link>https://iono.fm/e/174247</link>
		<guid isPermaLink="true">https://iono.fm/e/174247</guid>
		<description><![CDATA[On this edition of Money Talks powered by the Money School, Brad Brown and Money Coach, Gary Kayle talk budgeting. Do you budget? More importantly do you re-look at your budget regularly? Most people don't, they just 'project plan' their finances. Don't be that person. <a href="http://blog.themoneyschool.co.za/how-to-control-your-monthly-budget">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 28 May 2015 07:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to control your monthly budget</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>3:56</itunes:duration>
		<itunes:summary><![CDATA[On this edition of Money Talks powered by the Money School, Brad Brown and Money Coach, Gary Kayle talk budgeting. Do you budget? More importantly do you re-look at your budget regularly? Most people don't, they just 'project plan' their finances. Don't be that person.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>70% of your salary going towards debt? South Africa we have a problem</title>
		<link>https://iono.fm/e/171013</link>
		<guid isPermaLink="true">https://iono.fm/e/171013</guid>
		<description><![CDATA[Are you having to borrow money to buy basics? We have a problem. On today's Money Talks podcast, powered by the Money School, Money Coach, Gary Kayle tell you how paying off debt needs to be well organised, well understood and strictly enforced. <a href="http://blog.themoneyschool.co.za/70-of-your-salary-going-towards-debt-south-africa-we-have-a-problem">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 26 May 2015 05:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>70% of your salary going towards debt? South Africa we have a problem</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:18</itunes:duration>
		<itunes:summary><![CDATA[Are you having to borrow money to buy basics? We have a problem. On today's Money Talks podcast, powered by the Money School, Money Coach, Gary Kayle tell you how paying off debt needs to be well organised, well understood and strictly enforced.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Why do we battle financially to get ahead?</title>
		<link>https://iono.fm/e/170996</link>
		<guid isPermaLink="true">https://iono.fm/e/170996</guid>
		<description><![CDATA[Are you living day to day from month to month? On today's Money Talks podcast powered by the Money School; Gary Kayle, Money Coach tells you how to change this around and how to start dictating your own financial terms. <a href="http://blog.themoneyschool.co.za/why-do-we-battle-financially-to-get-ahead">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 23 May 2015 05:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why do we battle financially to get ahead?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>3:37</itunes:duration>
		<itunes:summary><![CDATA[Are you living day to day from month to month? On today's Money Talks podcast powered by the Money School; Gary Kayle, Money Coach tells you how to change this around and how to start dictating your own financial terms.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>Why do so few people reach their financial goals?</title>
		<link>https://iono.fm/e/170814</link>
		<guid isPermaLink="true">https://iono.fm/e/170814</guid>
		<description><![CDATA[How hard is it to achieve a financial goal? Do you keep coming up short with yours? Money Coach Gary Kayle on today's podcast tells you why your lifestyle may be standing in your way, and how to be aware of how lending money hinders you. <a href="http://blog.themoneyschool.co.za/why-do-so-few-people-reach-their-financial-goals">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 21 May 2015 05:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why do so few people reach their financial goals?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:58</itunes:duration>
		<itunes:summary><![CDATA[How hard is it to achieve a financial goal? Do you keep coming up short with yours? Money Coach Gary Kayle on today's podcast tells you why your lifestyle may be standing in your way, and how to be aware of how lending money hinders you.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How much money do you need to be considered wealthy?</title>
		<link>https://iono.fm/e/170700</link>
		<guid isPermaLink="true">https://iono.fm/e/170700</guid>
		<description><![CDATA[Do you want to be financially free? Or live a seemingly lavish lifestyle? On this podcast money coach, Gary Kayle shares his thoughts on what it means to be considered wealthy, and its not what you may think. <a href="http://blog.themoneyschool.co.za/how-much-money-do-you-need-to-be-considered-wealthy">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 19 May 2015 05:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How much money do you need to be considered wealthy?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:29</itunes:duration>
		<itunes:summary><![CDATA[Do you want to be financially free? Or live a seemingly lavish lifestyle? On this podcast money coach, Gary Kayle shares his thoughts on what it means to be considered wealthy, and its not what you may think.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>How do people get into financial trouble?</title>
		<link>https://iono.fm/e/170511</link>
		<guid isPermaLink="true">https://iono.fm/e/170511</guid>
		<description><![CDATA[Do you find yourself in financial trouble? Money Coach Gary Kayle shares his insight on how people get it wrong; with valuable tips like understanding compound interest, and knowing the interest portion of your loan. <a href="http://blog.themoneyschool.co.za/how-do-people-get-into-financial-trouble">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Sat, 16 May 2015 05:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How do people get into financial trouble?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>5:06</itunes:duration>
		<itunes:summary><![CDATA[Do you find yourself in financial trouble? Money Coach Gary Kayle shares his insight on how people get it wrong; with valuable tips like understanding compound interest, and knowing the interest portion of your loan.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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	</item>
	<item>
		<title>In layman’s terms - what is inflation?</title>
		<link>https://iono.fm/e/170333</link>
		<guid isPermaLink="true">https://iono.fm/e/170333</guid>
		<description><![CDATA[Do you understand inflation? On this podcast, money coach Gary Kayle tells you all you need to know about inflation and why you need to be getting above inflation returns on your money to be making money. <a href="http://blog.themoneyschool.co.za/in-laymans-terms-what-is-inflation">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 14 May 2015 05:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>In layman’s terms - what is inflation?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Coach Parry</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p192/logo_2365_20250910_203731_1400.jpeg"/>
		<itunes:duration>4:08</itunes:duration>
		<itunes:summary><![CDATA[Do you understand inflation? On this podcast, money coach Gary Kayle tells you all you need to know about inflation and why you need to be getting above inflation returns on your money to be making money.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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		<title>Drop the ego and become wealthy</title>
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		<description><![CDATA[On this edition of Money Talks powered by The Money School we chat about how your ego can stand in the way of you building long term wealth. One of the biggest hurdles people need to overcome in setting themselves up financially is the perception they try and portray to others about their financial well being. <a href="http://www.themoneyschool.co.za/overcoming-your-ego-to-build-wealth">Read More</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
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				<pubDate>Tue, 12 May 2015 11:05:00 +0200</pubDate>
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		<itunes:summary><![CDATA[On this edition of Money Talks powered by The Money School we chat about how your ego can stand in the way of you building long term wealth. One of the biggest hurdles people need to overcome in setting themselves up financially is the perception they try and portray to others about their financial well being.]]></itunes:summary>
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		<description><![CDATA[On this Money School podcast, money coach Gary Kayle tells you why there is a need for a money school; pin pointing the key reasons behind why people need help when it comes to financial planning, and with it becoming free of debt. <a href="http://blog.themoneyschool.co.za/what-is-the-necessity-for-a-money-school">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 11 May 2015 05:05:00 +0200</pubDate>
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						<itunes:title>What is the necessity for a Money School?</itunes:title>
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		<itunes:summary><![CDATA[On this Money School podcast, money coach Gary Kayle tells you why there is a need for a money school; pin pointing the key reasons behind why people need help when it comes to financial planning, and with it becoming free of debt.]]></itunes:summary>
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		<description><![CDATA[Are you financially intelligent? Let the Money School help you become so. On this podcast Money Coach, Gary Kayle, tells you how to understand how the decisions you make today, most notably in applying for loans, impacts on your future. <a href="http://blog.themoneyschool.co.za/what-does-financial-literacy-actually-mean">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 11 May 2015 05:05:00 +0200</pubDate>
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						<itunes:title>What does financial literacy actually mean?</itunes:title>
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		<itunes:episode>0</itunes:episode>
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		<itunes:summary><![CDATA[Are you financially intelligent? Let the Money School help you become so. On this podcast Money Coach, Gary Kayle, tells you how to understand how the decisions you make today, most notably in applying for loans, impacts on your future.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/2365">Money Talks powered by The Money School</source>
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		<description><![CDATA[Want to understand what your money will buy you in the future? This podcast with money coach Gary Kayle gives you tips for putting things in place now, including establishing a reserve fund to help you stay out of debt. <a href="http://blog.themoneyschool.co.za/what-is-a-realistic-financial-planning-starting-goal">Read more</a> &middot; <a href="http://www.themoneyschool.co.za">The Money School</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 11 May 2015 00:00:00 +0200</pubDate>
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						<itunes:title>What is a realistic financial planning starting goal?</itunes:title>
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		<itunes:author>Coach Parry</itunes:author>
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		<itunes:duration>4:34</itunes:duration>
		<itunes:summary><![CDATA[Want to understand what your money will buy you in the future? This podcast with money coach Gary Kayle gives you tips for putting things in place now, including establishing a reserve fund to help you stay out of debt.]]></itunes:summary>
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