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		<description>You and Your Money with Bryan Hirsch. South Africa's favourite personal financial planner is also a broadcast personality well known to SAFM listeners. Bryan Hirsch, director of Bryan Hirsch Colley &amp; Associates, is now bringing his expertise to Business Day TV, in an exciting series, You and Your Money.

An Arena Holdings production.

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		<description><![CDATA[Many have tried to retain control of how assets are used after their death. With an effective estate plan, you can provide future security for all those who you wish to benefit. Host Bryan Hirsch invites Head of Legal Services at Discovery Life, Harry Joffe and Chartered Tax Advisor, Tony Davey, to unpack tax implications to a South African beneficiary when they receive a distribution from an offshore trust & so much more. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
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				<pubDate>Mon, 24 Oct 2022 18:24:00 +0200</pubDate>
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		<title>You And Your Money - 10 Oct 2022 | Short-Term Insurance industry | Part 1</title>
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				<pubDate>Mon, 10 Oct 2022 17:26:00 +0200</pubDate>
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		<title>You And Your Money - 12 Sept 2022 | Estate Planning | Part 1</title>
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		<description><![CDATA[National Wills Week has finally arrived. Bryan Hirsch invites Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro. Together they discuss the pros & cons of drawing up a free Will including the consequences with requesting a Will that has not been signed. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
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		<title>You And Your Money - 12 Sept 2022 | Estate Planning | Part 2</title>
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		<description><![CDATA[National Wills Week has finally arrived. Bryan Hirsch invites Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro. Together they discuss the pros & cons of drawing up a free Will including the consequences with requesting a Will that has not been signed. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
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				<pubDate>Tue, 13 Sep 2022 13:30:00 +0200</pubDate>
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		<title>You And Your Money - 29 Aug 2022: Part 2</title>
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		<description><![CDATA[Today on You and Your Money, Bryan Hirsch focuses on HEALTH CARE. The news this week is about the troubles with the medical scheme Health Squared. Some years ago, medical aids were forced to have a 25% solvency ratio and from press reports it appears that Health Squared solvency ratio has deteriorated from 6% to 2.15%. The trouble for the 23000 beneficiary memberships on the scheme, is where they are going to find additional cover. However, although the Council for Medical Schemes are in talks with the country’s biggest medical schemes to take on these members, it appears that many are reluctant to take on older and ailing members.<br />
Joining Bryan to try and make sense of what is happening in the medical aid industry is Clayton Samsodien, Group CEO of Phoenix FSG. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
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				<pubDate>Tue, 30 Aug 2022 13:22:00 +0200</pubDate>
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						<itunes:title>You And Your Money - 29 Aug 2022: Part 2</itunes:title>
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		<itunes:duration>13:12</itunes:duration>
		<itunes:summary><![CDATA[Today on You and Your Money, Bryan Hirsch focuses on HEALTH CARE. The news this week is about the troubles with the medical scheme Health Squared. Some years ago, medical aids were forced to have a 25% solvency ratio and from press reports it appears that Health Squared solvency ratio has deteriorated from 6% to 2.15%. The trouble for the 23000 beneficiary memberships on the scheme, is where they are going to find additional cover. However, although the Council for Medical Schemes are in talks with the country’s biggest medical schemes to take on these members, it appears that many are reluctant to take on older and ailing members.
Joining Bryan to try and make sense of what is happening in the medical aid industry is Clayton Samsodien, Group CEO of Phoenix FSG.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 29 Aug 2022: Part 1</title>
		<link>https://iono.fm/e/1221219</link>
		<guid isPermaLink="true">https://iono.fm/e/1221219</guid>
		<description><![CDATA[Today on You and Your Money, Bryan Hirsch focuses on HEALTH CARE. The news this week is about the troubles with the medical scheme Health Squared. Some years ago, medical aids were forced to have a 25% solvency ratio and from press reports it appears that Health Squared solvency ratio has deteriorated from 6% to 2.15%. The trouble for the 23000 beneficiary memberships on the scheme, is where they are going to find additional cover. However, although the Council for Medical Schemes are in talks with the country’s biggest medical schemes to take on these members, it appears that many are reluctant to take on older and ailing members.<br />
Joining Bryan to try and make sense of what is happening in the medical aid industry is Clayton Samsodien, Group CEO of Phoenix FSG. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 30 Aug 2022 13:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 29 Aug 2022: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>12:47</itunes:duration>
		<itunes:summary><![CDATA[Today on You and Your Money, Bryan Hirsch focuses on HEALTH CARE. The news this week is about the troubles with the medical scheme Health Squared. Some years ago, medical aids were forced to have a 25% solvency ratio and from press reports it appears that Health Squared solvency ratio has deteriorated from 6% to 2.15%. The trouble for the 23000 beneficiary memberships on the scheme, is where they are going to find additional cover. However, although the Council for Medical Schemes are in talks with the country’s biggest medical schemes to take on these members, it appears that many are reluctant to take on older and ailing members.
Joining Bryan to try and make sense of what is happening in the medical aid industry is Clayton Samsodien, Group CEO of Phoenix FSG.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 08 Aug 2022: Part 2</title>
		<link>https://iono.fm/e/1213956</link>
		<guid isPermaLink="true">https://iono.fm/e/1213956</guid>
		<description><![CDATA[Bryan is once again joined by the Head of Legal Services at Discovery Life, Harry Joffe, and Managing Director of Accuro, Gordon Stuart. Together they unoack Estate Planning and the dangers of a trust that is not administered correctly. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Wed, 10 Aug 2022 13:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 08 Aug 2022: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>12:40</itunes:duration>
		<itunes:summary><![CDATA[Bryan is once again joined by the Head of Legal Services at Discovery Life, Harry Joffe, and Managing Director of Accuro, Gordon Stuart. Together they unoack Estate Planning and the dangers of a trust that is not administered correctly.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>You And Your Money - 08 Aug 2022: Part 1</title>
		<link>https://iono.fm/e/1213953</link>
		<guid isPermaLink="true">https://iono.fm/e/1213953</guid>
		<description><![CDATA[Bryan is once again joined by the Head of Legal Services at Discovery Life, Harry Joffe, and Managing Director of Accuro, Gordon Stuart. Together they unoack Estate Planning and the dangers of a trust that is not administered correctly. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Wed, 10 Aug 2022 13:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 08 Aug 2022: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>14:57</itunes:duration>
		<itunes:summary><![CDATA[Bryan is once again joined by the Head of Legal Services at Discovery Life, Harry Joffe, and Managing Director of Accuro, Gordon Stuart. Together they unoack Estate Planning and the dangers of a trust that is not administered correctly.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 25 July 2022: Part 2</title>
		<link>https://iono.fm/e/1208766</link>
		<guid isPermaLink="true">https://iono.fm/e/1208766</guid>
		<description><![CDATA[Bryan Hirsch is joined by Financial & Retirement Planning experts to discuss whether the group life payment is taxable and if it can form part of your estate. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 25 Jul 2022 21:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 25 July 2022: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>11:43</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch is joined by Financial & Retirement Planning experts to discuss whether the group life payment is taxable and if it can form part of your estate.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>You And Your Money - 25 July 2022: Part 1</title>
		<link>https://iono.fm/e/1208765</link>
		<guid isPermaLink="true">https://iono.fm/e/1208765</guid>
		<description><![CDATA[Bryan Hirsch is joined by Financial & Retirement Planning experts to discuss whether the group life payment is taxable and if it can form part of your estate. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 25 Jul 2022 21:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 25 July 2022: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>13:37</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch is joined by Financial & Retirement Planning experts to discuss whether the group life payment is taxable and if it can form part of your estate.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>You And Your Money - Dangers of disinvesting during a market sell off: Part 2</title>
		<link>https://iono.fm/e/1204354</link>
		<guid isPermaLink="true">https://iono.fm/e/1204354</guid>
		<description><![CDATA[Six months ago the global markets reached their high. As we are halfway through the year, the MSC World Index has posted its worst half year performance in history. Bryan Hirsch invites Managing Director of Coreshares, Gareth Stobie to unpack this further and the dangers of disinvesting during this market sell off. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 12 Jul 2022 17:36:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - Dangers of disinvesting during a market sell off: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>13:36</itunes:duration>
		<itunes:summary><![CDATA[Six months ago the global markets reached their high. As we are halfway through the year, the MSC World Index has posted its worst half year performance in history. Bryan Hirsch invites Managing Director of Coreshares, Gareth Stobie to unpack this further and the dangers of disinvesting during this market sell off.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>You And Your Money - Dangers of disinvesting during a market sell off: Part 1</title>
		<link>https://iono.fm/e/1204353</link>
		<guid isPermaLink="true">https://iono.fm/e/1204353</guid>
		<description><![CDATA[Six months ago the global markets reached their high. As we are halfway through the year, the MSC World Index has posted its worst half year performance in history. Bryan Hirsch invites Managing Director of Coreshares, Gareth Stobie to unpack this further and the dangers of disinvesting during this market sell off. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 12 Jul 2022 17:34:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - Dangers of disinvesting during a market sell off: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>11:35</itunes:duration>
		<itunes:summary><![CDATA[Six months ago the global markets reached their high. As we are halfway through the year, the MSC World Index has posted its worst half year performance in history. Bryan Hirsch invites Managing Director of Coreshares, Gareth Stobie to unpack this further and the dangers of disinvesting during this market sell off.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - Retirement fund early withdrawals: Part 1</title>
		<link>https://iono.fm/e/1201817</link>
		<guid isPermaLink="true">https://iono.fm/e/1201817</guid>
		<description><![CDATA[Retirement Fund members are resorting to early withdrawals in order to cope with the current financial pressure. Bryan Hirsch is joined by Pension Funds Adjudicator, Muvhango Lukhaimane and together they help viewers understand how the office plays a role in complaint resolution. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 05 Jul 2022 13:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - Retirement fund early withdrawals: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>13:11</itunes:duration>
		<itunes:summary><![CDATA[Retirement Fund members are resorting to early withdrawals in order to cope with the current financial pressure. Bryan Hirsch is joined by Pension Funds Adjudicator, Muvhango Lukhaimane and together they help viewers understand how the office plays a role in complaint resolution.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - Retirement fund early withdrawals: Part 2</title>
		<link>https://iono.fm/e/1201792</link>
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		<description><![CDATA[Retirement Fund members are resorting to early withdrawals in order to cope with the current financial pressure. Bryan Hirsch is joined by Pension Funds Adjudicator, Muvhango Lukhaimane and together they help viewers understand how the office plays a role in complaint resolution. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 05 Jul 2022 13:24:00 +0200</pubDate>
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		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - Retirement fund early withdrawals: Part 2</itunes:title>
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		<itunes:episode>0</itunes:episode>
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		<itunes:duration>12:50</itunes:duration>
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		<description><![CDATA[Bryan Hirsch tackles local & offshore Investments with Global Equity Strategist at Sasfin Wealth, David Shapiro <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Fri, 27 May 2022 18:36:00 +0200</pubDate>
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						<itunes:title>You And Your Money - 25 April 2022: Part 2</itunes:title>
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		<itunes:duration>17:34</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch tackles local & offshore Investments with Global Equity Strategist at Sasfin Wealth, David Shapiro]]></itunes:summary>
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		<title>You And Your Money - 25 April 2022: Part 1</title>
		<link>https://iono.fm/e/1177065</link>
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		<description><![CDATA[Bryan Hirsch tackles local & offshore Investments with Global Equity Strategist at Sasfin Wealth, David Shapiro <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 25 Apr 2022 21:08:00 +0200</pubDate>
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						<itunes:title>You And Your Money - 25 April 2022: Part 1</itunes:title>
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					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>9:31</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch tackles local & offshore Investments with Global Equity Strategist at Sasfin Wealth, David Shapiro]]></itunes:summary>
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		<title>You &amp; Your Money - 11 April 2022: Part 2</title>
		<link>https://iono.fm/e/1173500</link>
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		<description><![CDATA[Bryan Hirsch is joined by Orin Tambo, Portfolio Manager at 27Four Investment Managers, Craig Pfeiffer, Chief Investment Strategist at Sasfin Wealth. Together they look at the current economic landscape and its impact on your investments. They also unpack equities, funds & answer viewer questions. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 11 Apr 2022 21:13:00 +0200</pubDate>
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						<itunes:title>You &amp; Your Money - 11 April 2022: Part 2</itunes:title>
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		<itunes:episode>0</itunes:episode>
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					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>12:28</itunes:duration>
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		<title>You &amp; Your Money - 11 April 2022: Part 1</title>
		<link>https://iono.fm/e/1173497</link>
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		<description><![CDATA[Bryan Hirsch is joined by Orin Tambo, Portfolio Manager at 27Four Investment Managers, Craig Pfeiffer, Chief Investment Strategist at Sasfin Wealth. Together they look at the current economic landscape and its impact on your investments. They also unpack equities, funds & answer viewer questions. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 11 Apr 2022 20:58:00 +0200</pubDate>
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		<itunes:episode>0</itunes:episode>
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		<title>You And Your Money - 28 March 2022: Part 2</title>
		<link>https://iono.fm/e/1169238</link>
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		<description><![CDATA[Bryan Hirsch is joined by guests Lesego Monareng, Managing Director at KLU Wealth & Legacy Management and Hettie Joubert from Momentum Investments. Together they unpack viewer questions around Financial & Retirement Planning. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 28 Mar 2022 21:20:00 +0200</pubDate>
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		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 28 March 2022: Part 2</itunes:title>
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		<itunes:episode>0</itunes:episode>
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					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>11:23</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch is joined by guests Lesego Monareng, Managing Director at KLU Wealth & Legacy Management and Hettie Joubert from Momentum Investments. Together they unpack viewer questions around Financial & Retirement Planning.]]></itunes:summary>
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		<title>You And Your Money - 28 March 2022: Part 1</title>
		<link>https://iono.fm/e/1169237</link>
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		<description><![CDATA[Bryan Hirsch is joined by guests Lesego Monareng, Managing Director at KLU Wealth & Legacy Management and Hettie Joubert from Momentum Investments. Together they unpack viewer questions around Financial & Retirement Planning. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 28 Mar 2022 21:17:00 +0200</pubDate>
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		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 28 March 2022: Part 1</itunes:title>
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					<itunes:episodeType>full</itunes:episodeType>
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		<title>You And Your Money - 07 March 2022: Part 2</title>
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		<description><![CDATA[The Head of Legal Services at Discovery, Harry Joffe & Managing Director of Accuro, Gordon Stuart, both join Bryan Hirsch in studio to unpack Estate Planning and viewer questions. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 07 Mar 2022 21:31:00 +0200</pubDate>
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		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 07 March 2022: Part 2</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:summary><![CDATA[The Head of Legal Services at Discovery, Harry Joffe & Managing Director of Accuro, Gordon Stuart, both join Bryan Hirsch in studio to unpack Estate Planning and viewer questions.]]></itunes:summary>
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		<title>You And Your Money - 07 March 2022: Part 1</title>
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		<description><![CDATA[The Head of Legal Services at Discovery, Harry Joffe & Managing Director of Accuro, Gordon Stuart, both join Bryan Hirsch in studio to unpack Estate Planning and viewer questions. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 07 Mar 2022 20:58:00 +0200</pubDate>
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						<itunes:title>You And Your Money - 07 March 2022: Part 1</itunes:title>
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		<title>You And Your Money - 28 Feb 2022: Part 2</title>
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		<description><![CDATA[Bryan Hirsch invites Group CEO of Phoenix FSG, Clayton Samsodien, to discuss Discovery’s increase in rates and how it will impact your monthly payments to medical aid <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 28 Feb 2022 21:21:00 +0200</pubDate>
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						<itunes:title>You And Your Money - 28 Feb 2022: Part 2</itunes:title>
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		<itunes:episode>0</itunes:episode>
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					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>12:03</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch invites Group CEO of Phoenix FSG, Clayton Samsodien, to discuss Discovery’s increase in rates and how it will impact your monthly payments to medical aid]]></itunes:summary>
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		<title>You And Your Money - 28 Feb 2022: Part 1</title>
		<link>https://iono.fm/e/1160699</link>
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		<description><![CDATA[Bryan Hirsch invites Group CEO of Phoenix FSG, Clayton Samsodien, to discuss Discovery’s increase in rates and how it will impact your monthly payments to medical aid <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 28 Feb 2022 21:18:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 28 Feb 2022: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>12:30</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch invites Group CEO of Phoenix FSG, Clayton Samsodien, to discuss Discovery’s increase in rates and how it will impact your monthly payments to medical aid]]></itunes:summary>
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		<title>You And Your Money - 21 Feb 2022: Part 2</title>
		<link>https://iono.fm/e/1158207</link>
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		<description><![CDATA[For the last few months, global markets have been very volatile because of the US Federal Reserve reporting about the high inflation and the pending interest rate hikes. Bryan Hirsch invites Investment Analyst, Henry Biddlecombe to unpack this phenomenon in greater detail and together, they get to answer viewer questions. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 21 Feb 2022 21:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 21 Feb 2022: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>13:22</itunes:duration>
		<itunes:summary><![CDATA[For the last few months, global markets have been very volatile because of the US Federal Reserve reporting about the high inflation and the pending interest rate hikes. Bryan Hirsch invites Investment Analyst, Henry Biddlecombe to unpack this phenomenon in greater detail and together, they get to answer viewer questions.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 21 Feb 2022: Part 1</title>
		<link>https://iono.fm/e/1158204</link>
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		<description><![CDATA[For the last few months, global markets have been very volatile because of the US Federal Reserve reporting about the high inflation and the pending interest rate hikes. Bryan Hirsch invites Investment Analyst, Henry Biddlecombe to unpack this phenomenon in greater detail and together, they get to answer viewer questions. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 21 Feb 2022 20:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 21 Feb 2022: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>11:35</itunes:duration>
		<itunes:summary><![CDATA[For the last few months, global markets have been very volatile because of the US Federal Reserve reporting about the high inflation and the pending interest rate hikes. Bryan Hirsch invites Investment Analyst, Henry Biddlecombe to unpack this phenomenon in greater detail and together, they get to answer viewer questions.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 14 Feb 2022</title>
		<link>https://iono.fm/e/1155782</link>
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		<description><![CDATA[This week Bryan Hirsch invites Wealth Advisor, Darryl Bennett from Sasfin Wealth & Jordan Toy, Wealth Manager from Legacy Family Wealth to discuss Retirement Planning and how South Africans are struggling to retire comfortably. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 14 Feb 2022 21:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 14 Feb 2022</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>12:43</itunes:duration>
		<itunes:summary><![CDATA[This week Bryan Hirsch invites Wealth Advisor, Darryl Bennett from Sasfin Wealth & Jordan Toy, Wealth Manager from Legacy Family Wealth to discuss Retirement Planning and how South Africans are struggling to retire comfortably.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 14 Feb 2022</title>
		<link>https://iono.fm/e/1155781</link>
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		<description><![CDATA[This week Bryan Hirsch invites Wealth Advisor, Darryl Bennett from Sasfin Wealth & Jordan Toy, Wealth Manager from Legacy Family Wealth to discuss Retirement Planning and how South Africans are struggling to retire comfortably. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 14 Feb 2022 21:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 14 Feb 2022</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>13:01</itunes:duration>
		<itunes:summary><![CDATA[This week Bryan Hirsch invites Wealth Advisor, Darryl Bennett from Sasfin Wealth & Jordan Toy, Wealth Manager from Legacy Family Wealth to discuss Retirement Planning and how South Africans are struggling to retire comfortably.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 07 Feb 2022: Part 2</title>
		<link>https://iono.fm/e/1153313</link>
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		<description><![CDATA[This week on You & Your Money, Bryan Hirsch & Short-Term Insurance expert Craig Pogir, take in questions from viewers and also unpack the types of covers that fall under a general insurance policy. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 07 Feb 2022 21:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 07 Feb 2022: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>11:58</itunes:duration>
		<itunes:summary><![CDATA[This week on You & Your Money, Bryan Hirsch & Short-Term Insurance expert Craig Pogir, take in questions from viewers and also unpack the types of covers that fall under a general insurance policy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 07 Feb 2022: Part 1</title>
		<link>https://iono.fm/e/1153309</link>
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		<description><![CDATA[This week on You & Your Money, Bryan Hirsch & Short-Term Insurance expert Craig Pogir, take in questions from viewers and also unpack the types of covers that fall under a general insurance policy. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 07 Feb 2022 21:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 07 Feb 2022: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>13:41</itunes:duration>
		<itunes:summary><![CDATA[This week on You & Your Money, Bryan Hirsch & Short-Term Insurance expert Craig Pogir, take in questions from viewers and also unpack the types of covers that fall under a general insurance policy.]]></itunes:summary>
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		<title>You And Your Money - 31 Jan 2022: Part 1</title>
		<link>https://iono.fm/e/1150713</link>
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		<description><![CDATA[Many people view estate planning as confined to the wealthy but the main purpose of an estate plan is to ensure that the family you have left behind are protected and the assets transferred to them. Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro- join Bryan Hirsch in studio to discuss the misconceptions found within Estate Planning while answering some of the viewer questions <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 31 Jan 2022 19:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 31 Jan 2022: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>14:10</itunes:duration>
		<itunes:summary><![CDATA[Many people view estate planning as confined to the wealthy but the main purpose of an estate plan is to ensure that the family you have left behind are protected and the assets transferred to them. Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro- join Bryan Hirsch in studio to discuss the misconceptions found within Estate Planning while answering some of the viewer questions]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>Your And Your Money - 31 Jan 2022: Part 2</title>
		<link>https://iono.fm/e/1150712</link>
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		<description><![CDATA[Many people view estate planning as confined to the wealthy but the main purpose of an estate plan is to ensure that the family you have left behind are protected and the assets transferred to them. Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro- join Bryan Hirsch in studio to discuss the misconceptions found within Estate Planning while answering some of the viewer questions <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 31 Jan 2022 19:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Your And Your Money - 31 Jan 2022: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>12:15</itunes:duration>
		<itunes:summary><![CDATA[Many people view estate planning as confined to the wealthy but the main purpose of an estate plan is to ensure that the family you have left behind are protected and the assets transferred to them. Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro- join Bryan Hirsch in studio to discuss the misconceptions found within Estate Planning while answering some of the viewer questions]]></itunes:summary>
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		<title>You And Your Money - 24 Jan 2022: Part 1</title>
		<link>https://iono.fm/e/1148099</link>
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		<description><![CDATA[Host Bryan Hirsch tackles medical aid schemes and gap cover policies for the year 2022/23 with the Group CEO of Pheonix FSG, Clayton Samsonian <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 24 Jan 2022 15:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 24 Jan 2022: Part 1</itunes:title>
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		<itunes:duration>11:36</itunes:duration>
		<itunes:summary><![CDATA[Host Bryan Hirsch tackles medical aid schemes and gap cover policies for the year 2022/23 with the Group CEO of Pheonix FSG, Clayton Samsonian]]></itunes:summary>
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		<title>You And Your Money - 24 Jan 2022: Part 2</title>
		<link>https://iono.fm/e/1148097</link>
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		<description><![CDATA[Host Bryan Hirsch tackles medical aid schemes and gap cover policies for the year 2022/23 with the Group CEO of Pheonix FSG, Clayton Samsonian <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 24 Jan 2022 15:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 24 Jan 2022: Part 2</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>11:24</itunes:duration>
		<itunes:summary><![CDATA[Host Bryan Hirsch tackles medical aid schemes and gap cover policies for the year 2022/23 with the Group CEO of Pheonix FSG, Clayton Samsonian]]></itunes:summary>
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		<title>You And Your Money - 17 Jan 2022: Part 1</title>
		<link>https://iono.fm/e/1145712</link>
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		<description><![CDATA[Bryan Hirsch kicks off the new year discussing Investments & the current volatile market with investment analyst, Orin Tambo from 27 Four Investment Managers <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 17 Jan 2022 19:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
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						<itunes:title>You And Your Money - 17 Jan 2022: Part 1</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>11:53</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch kicks off the new year discussing Investments & the current volatile market with investment analyst, Orin Tambo from 27 Four Investment Managers]]></itunes:summary>
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		<title>You And Your Money - 17 Jan 2022: Part 2</title>
		<link>https://iono.fm/e/1145711</link>
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		<description><![CDATA[Bryan Hirsch kicks off the new year discussing Investments & the current volatile market with investment analyst, Orin Tambo from 27 Four Investment Managers <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 17 Jan 2022 19:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 17 Jan 2022: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>11:59</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch kicks off the new year discussing Investments & the current volatile market with investment analyst, Orin Tambo from 27 Four Investment Managers]]></itunes:summary>
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		<title>You And Your Money - 06 Dec 2021: Part 2</title>
		<link>https://iono.fm/e/1134422</link>
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		<description><![CDATA[David Shapiro, Chief Global Equity Strategist at Sasfin Wealth, joins Bryan Hirsch to discuss local & offshore investments. They also debunk how all the interference from Chinese regulators is going to impact on both economies and markets going forward <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 06 Dec 2021 21:14:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 06 Dec 2021: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>12:53</itunes:duration>
		<itunes:summary><![CDATA[David Shapiro, Chief Global Equity Strategist at Sasfin Wealth, joins Bryan Hirsch to discuss local & offshore investments. They also debunk how all the interference from Chinese regulators is going to impact on both economies and markets going forward]]></itunes:summary>
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		<title>You And Your Money - 06 Dec 2021: Part 1</title>
		<link>https://iono.fm/e/1134420</link>
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		<description><![CDATA[David Shapiro, Chief Global Equity Strategist at Sasfin Wealth, joins Bryan Hirsch to discuss local & offshore investments. They also debunk how all the interference from Chinese regulators is going to impact on both economies and markets going forward <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 06 Dec 2021 21:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 06 Dec 2021: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
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					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>12:04</itunes:duration>
		<itunes:summary><![CDATA[David Shapiro, Chief Global Equity Strategist at Sasfin Wealth, joins Bryan Hirsch to discuss local & offshore investments. They also debunk how all the interference from Chinese regulators is going to impact on both economies and markets going forward]]></itunes:summary>
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		<title>You And Your Money - 22 Nov 2021: Part 2</title>
		<link>https://iono.fm/e/1129212</link>
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		<description><![CDATA[Host Bryan Hirsch is joined by Duggan Matthews, Chief Investment Officer, at Marriott Investment Managers. Together they tackle Financial & Retirement Planning, including the difference between Living Annuity and Guaranteed Annuity / Life Annuity <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 22 Nov 2021 21:28:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 22 Nov 2021: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>13:04</itunes:duration>
		<itunes:summary><![CDATA[Host Bryan Hirsch is joined by Duggan Matthews, Chief Investment Officer, at Marriott Investment Managers. Together they tackle Financial & Retirement Planning, including the difference between Living Annuity and Guaranteed Annuity / Life Annuity]]></itunes:summary>
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		<title>You And Your Money - 22 Nov 2021: Part 1</title>
		<link>https://iono.fm/e/1129210</link>
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		<description><![CDATA[Host Bryan Hirsch is joined by Duggan Matthews, Chief Investment Officer, at Marriott Investment Managers. Together they tackle Financial & Retirement Planning, including the difference between Living Annuity and Guaranteed Annuity / Life Annuity <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 22 Nov 2021 21:16:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 22 Nov 2021: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>11:57</itunes:duration>
		<itunes:summary><![CDATA[Host Bryan Hirsch is joined by Duggan Matthews, Chief Investment Officer, at Marriott Investment Managers. Together they tackle Financial & Retirement Planning, including the difference between Living Annuity and Guaranteed Annuity / Life Annuity]]></itunes:summary>
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		<title>You And Money - 15 Nov 2021: Part 2</title>
		<link>https://iono.fm/e/1126623</link>
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		<description><![CDATA[Bryah Hirsch is joined by guests Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro. Together they tackle Estate Planning and whether you can I write off losses against shares sold in the US against profits <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 15 Nov 2021 21:14:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Money - 15 Nov 2021: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>13:10</itunes:duration>
		<itunes:summary><![CDATA[Bryah Hirsch is joined by guests Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro. Together they tackle Estate Planning and whether you can I write off losses against shares sold in the US against profits]]></itunes:summary>
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		<title>You And Your Money - 15 Nov 2021: Part 1</title>
		<link>https://iono.fm/e/1126622</link>
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		<description><![CDATA[Bryah Hirsch is joined by guests Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro. Together they tackle Estate Planning and whether you can I write off losses against shares sold in the US against profits <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 15 Nov 2021 21:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 15 Nov 2021: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>13:51</itunes:duration>
		<itunes:summary><![CDATA[Bryah Hirsch is joined by guests Harry Joffe, Head of Legal Services at Discovery Life and Gordon Stuart, Managing Director of Accuro. Together they tackle Estate Planning and whether you can I write off losses against shares sold in the US against profits]]></itunes:summary>
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		<title>You And Your Money - 08 Nov 2021: Part 2</title>
		<link>https://iono.fm/e/1123964</link>
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		<description><![CDATA[Investment Analyst, Henry Biddlecombe, joins Bryan Hirsch to discuss offshore and local markets, how company evaluations correlate with share prices and what thematic investing is all about <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 08 Nov 2021 21:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 08 Nov 2021: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>11:43</itunes:duration>
		<itunes:summary><![CDATA[Investment Analyst, Henry Biddlecombe, joins Bryan Hirsch to discuss offshore and local markets, how company evaluations correlate with share prices and what thematic investing is all about]]></itunes:summary>
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		<title>You And Your Money - 08 Nov 2021: Part 1</title>
		<link>https://iono.fm/e/1123963</link>
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		<description><![CDATA[Investment Analyst, Henry Biddlecombe, joins Bryan Hirsch to discuss offshore and local markets, how company evaluations correlate with share prices and what thematic investing is all about <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 08 Nov 2021 21:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 08 Nov 2021: Part 1</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>12:01</itunes:duration>
		<itunes:summary><![CDATA[Investment Analyst, Henry Biddlecombe, joins Bryan Hirsch to discuss offshore and local markets, how company evaluations correlate with share prices and what thematic investing is all about]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 25 Oct 2021: Part 2</title>
		<link>https://iono.fm/e/1117281</link>
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		<description><![CDATA[Lourens Coetzee, Investment Professional at Marriott Investment Managers, chats to host Bryan Hirsch about the dangers of retiring early and whether it’s a good idea to access funds from your home loan to settle other debt <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 25 Oct 2021 21:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 25 Oct 2021: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>14:22</itunes:duration>
		<itunes:summary><![CDATA[Lourens Coetzee, Investment Professional at Marriott Investment Managers, chats to host Bryan Hirsch about the dangers of retiring early and whether it’s a good idea to access funds from your home loan to settle other debt]]></itunes:summary>
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		<title>You And Your Money - 25 Oct 2021: Part 1</title>
		<link>https://iono.fm/e/1117278</link>
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		<description><![CDATA[Lourens Coetzee, Investment Professional at Marriott Investment Managers, chats to host Bryan Hirsch about the dangers of retiring early and whether it’s a good idea to access funds from your home loan to settle other debt <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 25 Oct 2021 20:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 25 Oct 2021: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>11:20</itunes:duration>
		<itunes:summary><![CDATA[Lourens Coetzee, Investment Professional at Marriott Investment Managers, chats to host Bryan Hirsch about the dangers of retiring early and whether it’s a good idea to access funds from your home loan to settle other debt]]></itunes:summary>
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		<title>You And Your Money - 19 Oct 2021: Part 1</title>
		<link>https://iono.fm/e/1114780</link>
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		<description><![CDATA[Host Bryan Hirsch is joined by Head of Legal Services at Discovery Life, Harry Joffe and Managing Director of Accuro, Gordon Stuart. Together they discuss Estate Planning, the attack on The Department of Justice’s IT system by Ransomware and the challenges with having to apply for Letters of Executorship physically <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 19 Oct 2021 14:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 19 Oct 2021: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>12:51</itunes:duration>
		<itunes:summary><![CDATA[Host Bryan Hirsch is joined by Head of Legal Services at Discovery Life, Harry Joffe and Managing Director of Accuro, Gordon Stuart. Together they discuss Estate Planning, the attack on The Department of Justice’s IT system by Ransomware and the challenges with having to apply for Letters of Executorship physically]]></itunes:summary>
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		<title>You And Your Money - 19 Oct 2021: Part 2</title>
		<link>https://iono.fm/e/1114777</link>
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		<description><![CDATA[Host Bryan Hirsch is joined by Head of Legal Services at Discovery Life, Harry Joffe and Managing Director of Accuro, Gordon Stuart. Together they discuss Estate Planning, the attack on The Department of Justice’s IT system by Ransomware and the challenges with having to apply for Letters of Executorship physically <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 19 Oct 2021 13:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 19 Oct 2021: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>11:20</itunes:duration>
		<itunes:summary><![CDATA[Host Bryan Hirsch is joined by Head of Legal Services at Discovery Life, Harry Joffe and Managing Director of Accuro, Gordon Stuart. Together they discuss Estate Planning, the attack on The Department of Justice’s IT system by Ransomware and the challenges with having to apply for Letters of Executorship physically]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>You And Your Money - 11 Oct 2021: Part 2</title>
		<link>https://iono.fm/e/1111579</link>
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		<description><![CDATA[Host Bryan Hirsch is joined by Short-term Insurance expert Craig Pogir to discuss Santam's appeal against a decision by the High Court - to pay out all business interruption claims to Ma/Africa Hotels & Stellenbosch Kitchen - and more industry related issues <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 11 Oct 2021 21:14:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 11 Oct 2021: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>11:29</itunes:duration>
		<itunes:summary><![CDATA[Host Bryan Hirsch is joined by Short-term Insurance expert Craig Pogir to discuss Santam's appeal against a decision by the High Court - to pay out all business interruption claims to Ma/Africa Hotels & Stellenbosch Kitchen - and more industry related issues]]></itunes:summary>
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		<title>You And Your Money - 11 Oct 2021: Part 1</title>
		<link>https://iono.fm/e/1111577</link>
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		<description><![CDATA[Host Bryan Hirsch is joined by Short-term Insurance expert Craig Pogir to discuss Santam's appeal against a decision by the High Court - to pay out all business interruption claims to Ma/Africa Hotels & Stellenbosch Kitchen - and more industry related issues <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 11 Oct 2021 20:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 11 Oct 2021: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>10:51</itunes:duration>
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		<title>You And Your Money - 04 Oct 2021: Part 2</title>
		<link>https://iono.fm/e/1108784</link>
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		<description><![CDATA[Investment Analyst, Henry Biddlecomb, joins Bryan Hirsch to share his expertise on what holds the most potential for returns into the future when we look at government bonds, property, and equities <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 04 Oct 2021 21:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You And Your Money - 04 Oct 2021: Part 2</itunes:title>
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		<itunes:duration>12:36</itunes:duration>
		<itunes:summary><![CDATA[Investment Analyst, Henry Biddlecomb, joins Bryan Hirsch to share his expertise on what holds the most potential for returns into the future when we look at government bonds, property, and equities]]></itunes:summary>
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		<title>You And Your Money - 04 Oct 2021: Part 1</title>
		<link>https://iono.fm/e/1108782</link>
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		<description><![CDATA[Investment Analyst, Henry Biddlecomb, joins Bryan Hirsch to share his expertise on what holds the most potential for returns into the future when we look at government bonds, property, and equities <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 04 Oct 2021 21:06:00 +0200</pubDate>
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		<itunes:duration>10:53</itunes:duration>
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		<title>You And Your Money - 28 Sept 2021: Part 1</title>
		<link>https://iono.fm/e/1106026</link>
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		<description><![CDATA[Investment Professional from Marriott Investment Managers, Lourens Coetzee, joins Bryan Hirsch on the program to discuss Retirement & Financial Retirement. Together, they also look at some of the most important aspect for clients to focus on when looking at their quarterly / annual investment and pension statements <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 28 Sep 2021 13:52:00 +0200</pubDate>
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						<itunes:title>You And Your Money - 28 Sept 2021: Part 1</itunes:title>
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		<itunes:duration>12:21</itunes:duration>
		<itunes:summary><![CDATA[Investment Professional from Marriott Investment Managers, Lourens Coetzee, joins Bryan Hirsch on the program to discuss Retirement & Financial Retirement. Together, they also look at some of the most important aspect for clients to focus on when looking at their quarterly / annual investment and pension statements]]></itunes:summary>
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		<title>You And Your Money - 28 Sept 2021: Part 2</title>
		<link>https://iono.fm/e/1106018</link>
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		<description><![CDATA[Investment Professional from Marriott Investment Managers, Lourens Coetzee, joins Bryan Hirsch on the program to discuss Retirement & Financial Retirement. Together, they also look at some of the most important aspect for clients to focus on when looking at their quarterly / annual investment and pension statements <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 28 Sep 2021 13:44:00 +0200</pubDate>
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						<itunes:title>You And Your Money - 28 Sept 2021: Part 2</itunes:title>
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		<itunes:duration>11:49</itunes:duration>
		<itunes:summary><![CDATA[Investment Professional from Marriott Investment Managers, Lourens Coetzee, joins Bryan Hirsch on the program to discuss Retirement & Financial Retirement. Together, they also look at some of the most important aspect for clients to focus on when looking at their quarterly / annual investment and pension statements]]></itunes:summary>
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		<title>You and Your Money - 12 Nov 2018</title>
		<link>https://iono.fm/e/625052</link>
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		<description><![CDATA[Edite Teixeira-Mckinon, the Deputy Ombudsman at the office of the Ombudsman for Short-Term Insurance, and Craig Pogir, Director of the Pogir Group joins Bryan Hirsch as they take a look at the office of the Short-Term Ombudsman <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 12 Nov 2018 13:43:00 +0200</pubDate>
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		<podcast:episode>0</podcast:episode>
						<itunes:title>You and Your Money - 12 Nov 2018</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>45:23</itunes:duration>
		<itunes:summary><![CDATA[Edite Teixeira-Mckinon, the Deputy Ombudsman at the office of the Ombudsman for Short-Term Insurance, and Craig Pogir, Director of the Pogir Group joins Bryan Hirsch as they take a look at the office of the Short-Term Ombudsman]]></itunes:summary>
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		<title>You and Your Money - Ensuring your investment for the next generation</title>
		<link>https://iono.fm/e/622472</link>
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		<description><![CDATA[One of the main purposes for efficient estate planning, is to ensure that wealth passes down from one generation to the next. At the same time, correct planning is to safeguard wealth in such a way that it continues to work for the beneficiaries. It is the plans laid out whilst one is still alive. If you simply leave assets in a will to the next generation, then it is up to them to make good the investment process.<br />
Joining Bryan Hirsch for this discussion is Harry Joffe, Head of Legal Services of Discovery Life. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 05 Nov 2018 15:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You and Your Money - Ensuring your investment for the next generation</itunes:title>
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		<itunes:episode>0</itunes:episode>
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					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>23:54</itunes:duration>
		<itunes:summary><![CDATA[One of the main purposes for efficient estate planning, is to ensure that wealth passes down from one generation to the next. At the same time, correct planning is to safeguard wealth in such a way that it continues to work for the beneficiaries. It is the plans laid out whilst one is still alive. If you simply leave assets in a will to the next generation, then it is up to them to make good the investment process.
Joining Bryan Hirsch for this discussion is Harry Joffe, Head of Legal Services of Discovery Life.]]></itunes:summary>
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		<title>Balancing quality health care and affordability</title>
		<link>https://iono.fm/e/617392</link>
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		<description><![CDATA[The financial pressures faced by many South Africans has resulted in a move from satisfying luxury needs, to sustaining more basic essentials. One of the major monthly expenses fronting consumers is the cost of their health care programme. The dilemma that many face is how to strike the right balance between easy access to quality health care and affordability. Joining Bryan Hirsch for this episode is is Clayton Samsodien, Managing Director, Genesis EB Solutions. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 23 Oct 2018 12:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Balancing quality health care and affordability</itunes:title>
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		<itunes:episode>0</itunes:episode>
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					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>23:32</itunes:duration>
		<itunes:summary><![CDATA[The financial pressures faced by many South Africans has resulted in a move from satisfying luxury needs, to sustaining more basic essentials. One of the major monthly expenses fronting consumers is the cost of their health care programme. The dilemma that many face is how to strike the right balance between easy access to quality health care and affordability. Joining Bryan Hirsch for this episode is is Clayton Samsodien, Managing Director, Genesis EB Solutions.]]></itunes:summary>
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		<title>You and Your Money</title>
		<link>https://iono.fm/e/612244</link>
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		<description><![CDATA[Statistics reflect that your security selection, market timing and other components contribute only 8½%, while asset choice contributes over 91% towards investment performance. Joining Bryan Hirsch this week to discuss investment strategies is Henry Biddlecombe, Investment Analyst at Anchor Capital. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 08 Oct 2018 15:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You and Your Money</itunes:title>
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					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>23:19</itunes:duration>
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		<title>Talking investments with Henry Biddlecombe from Anchor Capital</title>
		<link>https://iono.fm/e/597108</link>
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		<description><![CDATA[Joining Bryan Hirsch this week to talk Investments is Henry Biddlecombe an Investment Analyst at Anchor Capital <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 27 Aug 2018 15:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Talking investments with Henry Biddlecombe from Anchor Capital</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>23:52</itunes:duration>
		<itunes:summary><![CDATA[Joining Bryan Hirsch this week to talk Investments is Henry Biddlecombe an Investment Analyst at Anchor Capital]]></itunes:summary>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/597108?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Focus on Health Care with emphasis on the National Health Insurance (NHI) bill</title>
		<link>https://iono.fm/e/584748</link>
		<guid isPermaLink="true">https://iono.fm/e/584748</guid>
		<description><![CDATA[Bryan Hirsch is are focussing on Health Care with some emphasis on the recently released National Health Insurance (NHI) bill. Joining him for this discussion is Ryan Noach, Deputy CEO Discovery Health <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 23 Jul 2018 18:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Focus on Health Care with emphasis on the National Health Insurance (NHI) bill</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>22:38</itunes:duration>
		<itunes:summary><![CDATA[Bryan Hirsch is are focussing on Health Care with some emphasis on the recently released National Health Insurance (NHI) bill. Joining him for this discussion is Ryan Noach, Deputy CEO Discovery Health]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	</item>
	<item>
		<title>Two important legal documents that are encompassed in Estate Planning are your Will and Trust documents</title>
		<link>https://iono.fm/e/582316</link>
		<guid isPermaLink="true">https://iono.fm/e/582316</guid>
		<description><![CDATA[Two important legal documents that are encompassed in Estate Planning are your Will and Trust documents. It is imperative that these documents are regularly reviewed to take into account any changes relating to you and your family. It is often overlooked is how you are legally married and the impact of your marriage on Estate Planning. Joining Brian Hirsch this week is Gordon Stuart the Managing Director of Accuro, and Harry Joffe, Head of Legal Services of Discovery Life. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 16 Jul 2018 18:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Two important legal documents that are encompassed in Estate Planning are your Will and Trust documents</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>24:26</itunes:duration>
		<itunes:summary><![CDATA[Two important legal documents that are encompassed in Estate Planning are your Will and Trust documents. It is imperative that these documents are regularly reviewed to take into account any changes relating to you and your family. It is often overlooked is how you are legally married and the impact of your marriage on Estate Planning. Joining Brian Hirsch this week is Gordon Stuart the Managing Director of Accuro, and Harry Joffe, Head of Legal Services of Discovery Life.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/582316?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Differences between saving and investing</title>
		<link>https://iono.fm/e/579927</link>
		<guid isPermaLink="true">https://iono.fm/e/579927</guid>
		<description><![CDATA[With July identified as savings month, the real question is how are your savings plans going? Joining Bryan Hirsch this week to discuss the differences between saving and investing is Darryl Bennett, Wealth Advisor, Sasfin Wealth and Tony Pick, Head of Savings and Investment Products, Personal and Business Banking South Africa. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 09 Jul 2018 18:16:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Differences between saving and investing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>23:12</itunes:duration>
		<itunes:summary><![CDATA[With July identified as savings month, the real question is how are your savings plans going? Joining Bryan Hirsch this week to discuss the differences between saving and investing is Darryl Bennett, Wealth Advisor, Sasfin Wealth and Tony Pick, Head of Savings and Investment Products, Personal and Business Banking South Africa.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/579927?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Investors abandon emerging markets</title>
		<link>https://iono.fm/e/577385</link>
		<guid isPermaLink="true">https://iono.fm/e/577385</guid>
		<description><![CDATA[We are now two quarters into 2018 and the market continues on its downward trend. South African focussed companies have been absolutely battered over the past few months as investors abandon emerging markets. In most reports put out by management they comment on how difficult local conditions are. If you look at some of the shares you can note how many of them are down. Joining me this evening is Henry Biddlecombe, Investment Analyst at Anchor Capital. Good evening Henry, it is lovely to have you on the show. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 02 Jul 2018 18:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Investors abandon emerging markets</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:45</itunes:duration>
		<itunes:summary><![CDATA[We are now two quarters into 2018 and the market continues on its downward trend. South African focussed companies have been absolutely battered over the past few months as investors abandon emerging markets. In most reports put out by management they comment on how difficult local conditions are. If you look at some of the shares you can note how many of them are down. Joining me this evening is Henry Biddlecombe, Investment Analyst at Anchor Capital. Good evening Henry, it is lovely to have you on the show.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/577385?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The concept and advice behind Estate Planning</title>
		<link>https://iono.fm/e/572345</link>
		<guid isPermaLink="true">https://iono.fm/e/572345</guid>
		<description><![CDATA[One can never anticipate what the future holds. The concept and advice behind Estate Planning is to help you make the right choices about securing the financial well being of those you leave behind. Joining Bryan Hirsch this week is Tony Davey, Director & Master Tax Practitioner at Davey Vos Tax Practitioners. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 18 Jun 2018 18:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The concept and advice behind Estate Planning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>24:22</itunes:duration>
		<itunes:summary><![CDATA[One can never anticipate what the future holds. The concept and advice behind Estate Planning is to help you make the right choices about securing the financial well being of those you leave behind. Joining Bryan Hirsch this week is Tony Davey, Director & Master Tax Practitioner at Davey Vos Tax Practitioners.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/572345?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Quality Financial Planning plays an important role in people's lives</title>
		<link>https://iono.fm/e/569863</link>
		<guid isPermaLink="true">https://iono.fm/e/569863</guid>
		<description><![CDATA[Quality Financial Planning plays an important role in people's lives. The process and discipline can provide the foundation for the future financial stability of individuals and their families. Information is readily available, and all the negative global news certainly appears to affect investment decisions. Although good financial planning is about concentrating on the long term, and not allowing all this negativity to impact on the process. Joining Bryan Hirsch this week is Brendan Gace, Head of Anchor Private Clients and Donavan Maree, Managing Director, CAPTA Financial Services <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 11 Jun 2018 18:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Quality Financial Planning plays an important role in people's lives</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>23:29</itunes:duration>
		<itunes:summary><![CDATA[Quality Financial Planning plays an important role in people's lives. The process and discipline can provide the foundation for the future financial stability of individuals and their families. Information is readily available, and all the negative global news certainly appears to affect investment decisions. Although good financial planning is about concentrating on the long term, and not allowing all this negativity to impact on the process. Joining Bryan Hirsch this week is Brendan Gace, Head of Anchor Private Clients and Donavan Maree, Managing Director, CAPTA Financial Services]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/569863?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Discussing the Ombudsman for Short-Term Insurance</title>
		<link>https://iono.fm/e/567341</link>
		<guid isPermaLink="true">https://iono.fm/e/567341</guid>
		<description><![CDATA[Six weeks ago, the Ombudsman for Short-Term Insurance released the 2017 Annual Report in which acts of nature featured prominently. 13% of all complaints submitted concerned such claims. For many who don't know what Deanne's office actually does, the amount of formal complaints finalised stood at 9962 and recovered more than 87 billion for consumers. Joining Bryan Hirsch this week is Deanne Wood, the Ombudsman for Short-Term Insurance and Craig Pogir, Director of the Pogir Group. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 04 Jun 2018 18:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Discussing the Ombudsman for Short-Term Insurance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:04</itunes:duration>
		<itunes:summary><![CDATA[Six weeks ago, the Ombudsman for Short-Term Insurance released the 2017 Annual Report in which acts of nature featured prominently. 13% of all complaints submitted concerned such claims. For many who don't know what Deanne's office actually does, the amount of formal complaints finalised stood at 9962 and recovered more than 87 billion for consumers. Joining Bryan Hirsch this week is Deanne Wood, the Ombudsman for Short-Term Insurance and Craig Pogir, Director of the Pogir Group.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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						<podcast:alternateEnclosure type="audio/mp3" length="9465857" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/567341?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Discussing organ donors, organ transplants and the economic impact it has on the familiy</title>
		<link>https://iono.fm/e/564833</link>
		<guid isPermaLink="true">https://iono.fm/e/564833</guid>
		<description><![CDATA[Joining Bryan Hirsch this week to discuss organ donors, organ transplants and the economic impact it has on the familiy is Prof Tony Meyers, Chairman of the Kidney Donor Foundation. He was previously the African representative for the executive council of the International Society, and past President of the African Association of Nephrology. Tony was Chief Physician, Professor and Head of the division of Nephrology at Wits, from 1975 up until he retired in 2001. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 28 May 2018 18:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Discussing organ donors, organ transplants and the economic impact it has on the familiy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:18</itunes:duration>
		<itunes:summary><![CDATA[Joining Bryan Hirsch this week to discuss organ donors, organ transplants and the economic impact it has on the familiy is Prof Tony Meyers, Chairman of the Kidney Donor Foundation. He was previously the African representative for the executive council of the International Society, and past President of the African Association of Nephrology. Tony was Chief Physician, Professor and Head of the division of Nephrology at Wits, from 1975 up until he retired in 2001.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/564833?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Joining Bryan Hirsch this week to try and make some sense of countries bonds</title>
		<link>https://iono.fm/e/562356</link>
		<guid isPermaLink="true">https://iono.fm/e/562356</guid>
		<description><![CDATA[Last week Brent Oil went up $80 a barrel. US Treasury Bonds and UK Gilts also moved ahead together with other countries bonds. The Rand weakened whilst the US Dollar soared.<br />
Joining Bryan Hirsch this week to try and make some sense of all of this, is Henry Biddlecombe, Investment Analyst at Anchor Capital. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 21 May 2018 18:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Joining Bryan Hirsch this week to try and make some sense of countries bonds</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:12</itunes:duration>
		<itunes:summary><![CDATA[Last week Brent Oil went up $80 a barrel. US Treasury Bonds and UK Gilts also moved ahead together with other countries bonds. The Rand weakened whilst the US Dollar soared.
Joining Bryan Hirsch this week to try and make some sense of all of this, is Henry Biddlecombe, Investment Analyst at Anchor Capital.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	</item>
	<item>
		<title>Most working South Africans are provided by most employers with retirement benefits</title>
		<link>https://iono.fm/e/557260</link>
		<guid isPermaLink="true">https://iono.fm/e/557260</guid>
		<description><![CDATA[Most working South Africans are provided by most employers with retirement benefits, as part of a competitive remunerative package. In recent times employers have largely removed themselves from active participation through participating in umbrella funds. This takes away the responsibility from the employers in the governance arrangements of these funds. Members do not really understand the difference between free standing and umbrella funds. Joining Bryan Hirsch to discuss this in more details is Jason Sharp, CEO, Paramount Life <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 07 May 2018 18:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Most working South Africans are provided by most employers with retirement benefits</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:35</itunes:duration>
		<itunes:summary><![CDATA[Most working South Africans are provided by most employers with retirement benefits, as part of a competitive remunerative package. In recent times employers have largely removed themselves from active participation through participating in umbrella funds. This takes away the responsibility from the employers in the governance arrangements of these funds. Members do not really understand the difference between free standing and umbrella funds. Joining Bryan Hirsch to discuss this in more details is Jason Sharp, CEO, Paramount Life]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	</item>
	<item>
		<title>Head of Legal Services of Discovery Life as they discuss the need for proper Estate Planning</title>
		<link>https://iono.fm/e/555487</link>
		<guid isPermaLink="true">https://iono.fm/e/555487</guid>
		<description><![CDATA[The cornerstone of an Estate Plan is ensuring that you have a legal and binding updated Will in place to secure your family's future. As part of your financial plan the Will allows you to specify exactly how you wish to distribute your Estate to your selected beneficiaries, following your death.Joining Bryan Hirsch this week is Harry Joffe, Head of Legal Services of Discovery Life as they discuss the need for proper Estate Planning <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 30 Apr 2018 18:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Head of Legal Services of Discovery Life as they discuss the need for proper Estate Planning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>24:41</itunes:duration>
		<itunes:summary><![CDATA[The cornerstone of an Estate Plan is ensuring that you have a legal and binding updated Will in place to secure your family's future. As part of your financial plan the Will allows you to specify exactly how you wish to distribute your Estate to your selected beneficiaries, following your death.Joining Bryan Hirsch this week is Harry Joffe, Head of Legal Services of Discovery Life as they discuss the need for proper Estate Planning]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/555487?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Trying to raise funds for a family business and found it to be an impossible task</title>
		<link>https://iono.fm/e/553313</link>
		<guid isPermaLink="true">https://iono.fm/e/553313</guid>
		<description><![CDATA[This week we are deviating slightly from personal finance to focus on SME's who often struggle on how to raise funds through government incentive programs. Nadia and Zahra Rawjee, Directors of Uzenzele went through this situation of trying to raise funds for a family business and found it to be an impossible task. For this reason, they realised there was a need to understand the options of how to achieve this through institutions such as the Department of Trade and Industry, and the Industrial Development Corporation. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 23 Apr 2018 18:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Trying to raise funds for a family business and found it to be an impossible task</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:42</itunes:duration>
		<itunes:summary><![CDATA[This week we are deviating slightly from personal finance to focus on SME's who often struggle on how to raise funds through government incentive programs. Nadia and Zahra Rawjee, Directors of Uzenzele went through this situation of trying to raise funds for a family business and found it to be an impossible task. For this reason, they realised there was a need to understand the options of how to achieve this through institutions such as the Department of Trade and Industry, and the Industrial Development Corporation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Discussing the &quot;need to have insurance&quot; vs. &quot;nice to have insurance</title>
		<link>https://iono.fm/e/548573</link>
		<guid isPermaLink="true">https://iono.fm/e/548573</guid>
		<description><![CDATA[Short term insurance is probably your biggest grudge purchase in your expense budget. The small claims not covered are incredibly irritating but ultimately insurance is to protect against major catastrophes that can destroy your possessions but also cause finanical ruin. Joining Bryan Hirsch this week is Craig Pogir of the Pogir Group to discuss the "need to have insurance" vs. "nice to have insurance <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 09 Apr 2018 18:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Discussing the &quot;need to have insurance&quot; vs. &quot;nice to have insurance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:53</itunes:duration>
		<itunes:summary><![CDATA[Short term insurance is probably your biggest grudge purchase in your expense budget. The small claims not covered are incredibly irritating but ultimately insurance is to protect against major catastrophes that can destroy your possessions but also cause finanical ruin. Joining Bryan Hirsch this week is Craig Pogir of the Pogir Group to discuss the "need to have insurance" vs. "nice to have insurance]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Risk planning and protecting you from long term market downturns</title>
		<link>https://iono.fm/e/544530</link>
		<guid isPermaLink="true">https://iono.fm/e/544530</guid>
		<description><![CDATA[Both investment and risk planning drive financial planning. Too often we have a tendency to put investment planning and risk planning into separate compartments. The last quarter has been quite disturbing for investors, not only have they seen markets fall, but with the rand strengthening, the top rand hedge shares which make up many of the unit trusts have taken an absolute bath. Risk planning is all about protecting you from long term market downturns whilst investment planning is about protecting and growing your wealth. Joining his this week is Brendan Gace, Wealth Manager at Anchor Capital and Darryl Bennett, Wealth Advisor at Sasfin. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 26 Mar 2018 18:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Risk planning and protecting you from long term market downturns</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:56</itunes:duration>
		<itunes:summary><![CDATA[Both investment and risk planning drive financial planning. Too often we have a tendency to put investment planning and risk planning into separate compartments. The last quarter has been quite disturbing for investors, not only have they seen markets fall, but with the rand strengthening, the top rand hedge shares which make up many of the unit trusts have taken an absolute bath. Risk planning is all about protecting you from long term market downturns whilst investment planning is about protecting and growing your wealth. Joining his this week is Brendan Gace, Wealth Manager at Anchor Capital and Darryl Bennett, Wealth Advisor at Sasfin.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Discussing future interest rate hikes</title>
		<link>https://iono.fm/e/542493</link>
		<guid isPermaLink="true">https://iono.fm/e/542493</guid>
		<description><![CDATA[In the first quarter of 2018 global markets have been extremely volatile. Up one day and down the next. Fortunately, if you are a long-term investor you are probably not picking this up. However, even long-term investors watch the news daily. This week we await some important announcements. The USA Fed meeting and future interest rate hikes. Then South Africans are waiting to hear what Moody's have to say about our investment ratings, and this announcement is expected on Friday. Joining Bryan Hirsch to make some sense of all of this, is his regular investment guru, Paul Hansen, Director of Retail Investing, Stanlib. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 19 Mar 2018 18:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Discussing future interest rate hikes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:42</itunes:duration>
		<itunes:summary><![CDATA[In the first quarter of 2018 global markets have been extremely volatile. Up one day and down the next. Fortunately, if you are a long-term investor you are probably not picking this up. However, even long-term investors watch the news daily. This week we await some important announcements. The USA Fed meeting and future interest rate hikes. Then South Africans are waiting to hear what Moody's have to say about our investment ratings, and this announcement is expected on Friday. Joining Bryan Hirsch to make some sense of all of this, is his regular investment guru, Paul Hansen, Director of Retail Investing, Stanlib.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Discussing the advantage and disadvantage of trusts</title>
		<link>https://iono.fm/e/540245</link>
		<guid isPermaLink="true">https://iono.fm/e/540245</guid>
		<description><![CDATA[Due to the amount of calls and emails received following last week's programme on this subject, Bryan Hirsch continues to focus on Estate Planning. Last week he discussed with Tony Davey the implications of soft loans to a trust, and the implications of Section 7C. They also touched on the changes to estate duty and donations tax and whether a trust is still a good estate planning tool. This week, Bryan discusses the advantage and disadvantage of trusts. Joining his in studio is Gordon Stuart, Managing Director of Accuro and Harry Joffe, Head of Legal Services of Discovery Life. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 12 Mar 2018 18:19:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Discussing the advantage and disadvantage of trusts</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:58</itunes:duration>
		<itunes:summary><![CDATA[Due to the amount of calls and emails received following last week's programme on this subject, Bryan Hirsch continues to focus on Estate Planning. Last week he discussed with Tony Davey the implications of soft loans to a trust, and the implications of Section 7C. They also touched on the changes to estate duty and donations tax and whether a trust is still a good estate planning tool. This week, Bryan discusses the advantage and disadvantage of trusts. Joining his in studio is Gordon Stuart, Managing Director of Accuro and Harry Joffe, Head of Legal Services of Discovery Life.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/540245?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Discussion on Estate Planning</title>
		<link>https://iono.fm/e/537957</link>
		<guid isPermaLink="true">https://iono.fm/e/537957</guid>
		<description><![CDATA[Despite many rumours regarding changes to estate duty over the last few years, the only two changes are the introduction of section 7C and the increase in estate duty from 20% to 25% to those who have assets in excess of R30million. To focus primarily on these two issues and to answer many of the emails that have come in with questions on Estate Planning, Bryan Hirsch is joined by Tony Davey from DAVEY VOS TAX. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 05 Mar 2018 18:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Discussion on Estate Planning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>23:53</itunes:duration>
		<itunes:summary><![CDATA[Despite many rumours regarding changes to estate duty over the last few years, the only two changes are the introduction of section 7C and the increase in estate duty from 20% to 25% to those who have assets in excess of R30million. To focus primarily on these two issues and to answer many of the emails that have come in with questions on Estate Planning, Bryan Hirsch is joined by Tony Davey from DAVEY VOS TAX.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	</item>
	<item>
		<title>The rising cost of health care</title>
		<link>https://iono.fm/e/535724</link>
		<guid isPermaLink="true">https://iono.fm/e/535724</guid>
		<description><![CDATA[Clayton Samsodien, Managing Director at Genesis EB Solutions joines Brian Hirsch as they revisits the healthcare industry. The rising cost of health care is a very real issue with government focused on introducing National Health Insurance in the years ahead. In the 2018 budget tax credits that were proposed to fund the NHI were slightly increased but certainly not in line with inflation. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 26 Feb 2018 18:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The rising cost of health care</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>24:59</itunes:duration>
		<itunes:summary><![CDATA[Clayton Samsodien, Managing Director at Genesis EB Solutions joines Brian Hirsch as they revisits the healthcare industry. The rising cost of health care is a very real issue with government focused on introducing National Health Insurance in the years ahead. In the 2018 budget tax credits that were proposed to fund the NHI were slightly increased but certainly not in line with inflation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Talking more about retirement planning</title>
		<link>https://iono.fm/e/533383</link>
		<guid isPermaLink="true">https://iono.fm/e/533383</guid>
		<description><![CDATA[Most working South Africans contribute in some form to retirement savings whether this is through membership of a pension or Provident Fund, retirement annuities, tax-free savings investment, properties and w their vehicles - not enough attention is given to the ultimate sum required to give a financial freedom in retirement. Joining Brian Hirsch on this edition of You and Your Money to talk more about retirement planning is Jason Sharp, CEO of Paramount Life <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 19 Feb 2018 18:18:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Talking more about retirement planning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>23:57</itunes:duration>
		<itunes:summary><![CDATA[Most working South Africans contribute in some form to retirement savings whether this is through membership of a pension or Provident Fund, retirement annuities, tax-free savings investment, properties and w their vehicles - not enough attention is given to the ultimate sum required to give a financial freedom in retirement. Joining Brian Hirsch on this edition of You and Your Money to talk more about retirement planning is Jason Sharp, CEO of Paramount Life]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Is this the end of the bull market on the start of a bear market ?</title>
		<link>https://iono.fm/e/530938</link>
		<guid isPermaLink="true">https://iono.fm/e/530938</guid>
		<description><![CDATA[Brian Hirsch is joined by Paul Hanson, Director of Retail Investing at Stanlib to talk "investments". How things have changed in such a short space of time, four weeks ago they were talking about investments, looking at the markets and Paul made the comment that the market is in its ninth year in the bull market and that it hasn't yet had a correction for a long time, and then in the last ten days up the market started to move downwards at a phenomenal rate. So, the question one's got to ask as investors are panicking - is this the end of the bull market on the start of a bear market or, is this a buying opportunity? <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 12 Feb 2018 18:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is this the end of the bull market on the start of a bear market ?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>24:59</itunes:duration>
		<itunes:summary><![CDATA[Brian Hirsch is joined by Paul Hanson, Director of Retail Investing at Stanlib to talk "investments". How things have changed in such a short space of time, four weeks ago they were talking about investments, looking at the markets and Paul made the comment that the market is in its ninth year in the bull market and that it hasn't yet had a correction for a long time, and then in the last ten days up the market started to move downwards at a phenomenal rate. So, the question one's got to ask as investors are panicking - is this the end of the bull market on the start of a bear market or, is this a buying opportunity?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Discussing Investment tax and retirement planning</title>
		<link>https://iono.fm/e/528700</link>
		<guid isPermaLink="true">https://iono.fm/e/528700</guid>
		<description><![CDATA[Although estate planning does encompass investment tax and retirement planning, the two critical components that blanket all of this is a valid will and the use of a testament and an inter vivos trust. Joining Bryan Hirsch in studio this week is Gordan Stuart, MD of Accuro and Harry Joffe, Head of legal services at Discovery Life. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 05 Feb 2018 18:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Discussing Investment tax and retirement planning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>27:52</itunes:duration>
		<itunes:summary><![CDATA[Although estate planning does encompass investment tax and retirement planning, the two critical components that blanket all of this is a valid will and the use of a testament and an inter vivos trust. Joining Bryan Hirsch in studio this week is Gordan Stuart, MD of Accuro and Harry Joffe, Head of legal services at Discovery Life.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Discussing Short-term insurance</title>
		<link>https://iono.fm/e/523678</link>
		<guid isPermaLink="true">https://iono.fm/e/523678</guid>
		<description><![CDATA[Short-term insurance is probably the biggest grudge purchase in your expense budget. The small claims not covered are incredibly irritating, but ultimately insurance is about protecting against the major catastrophes that will not only destroy possessions, but cause you to face financial ruin rather than the minor claims. It is a difficult pill to swallow when you have insurance, and then discover that your cover was insufficient. Joining Bryan Hirsch this week is Craig Pogir, Director of the Pogir Group. Craig, it is lovely to have you on the show again. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 29 Jan 2018 18:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Discussing Short-term insurance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:59</itunes:duration>
		<itunes:summary><![CDATA[Short-term insurance is probably the biggest grudge purchase in your expense budget. The small claims not covered are incredibly irritating, but ultimately insurance is about protecting against the major catastrophes that will not only destroy possessions, but cause you to face financial ruin rather than the minor claims. It is a difficult pill to swallow when you have insurance, and then discover that your cover was insufficient. Joining Bryan Hirsch this week is Craig Pogir, Director of the Pogir Group. Craig, it is lovely to have you on the show again.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	</item>
	<item>
		<title>A closer look at financial planning</title>
		<link>https://iono.fm/e/521545</link>
		<guid isPermaLink="true">https://iono.fm/e/521545</guid>
		<description><![CDATA[Darryl Bennet, Wealth advisor at Sasfin and Lesego Monareng, Director at KLU Wealth & Legacy planning joins Bryan Hirsch to take a look at Finanical Planning <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 22 Jan 2018 20:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A closer look at financial planning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:41</itunes:duration>
		<itunes:summary><![CDATA[Darryl Bennet, Wealth advisor at Sasfin and Lesego Monareng, Director at KLU Wealth & Legacy planning joins Bryan Hirsch to take a look at Finanical Planning]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/521545?download=0]]></ionofm:player_url>
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	<item>
		<title>Focusing on the investment game</title>
		<link>https://iono.fm/e/518764</link>
		<guid isPermaLink="true">https://iono.fm/e/518764</guid>
		<description><![CDATA[Tune in for some essential investment tips with Bryan Hirsch as he is joined in studio by Paul Hansen, Director of Retail Investment, STANLIB. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 16 Jan 2018 15:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Focusing on the investment game</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:06</itunes:duration>
		<itunes:summary><![CDATA[Tune in for some essential investment tips with Bryan Hirsch as he is joined in studio by Paul Hansen, Director of Retail Investment, STANLIB.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/518764?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Insights on the topic of Investments</title>
		<link>https://iono.fm/e/508674</link>
		<guid isPermaLink="true">https://iono.fm/e/508674</guid>
		<description><![CDATA[Catch Bryan Hirsch tonight in studio as he is joined by Paul Hansen, Director of Retail Investing at Stanlib, to give insights on the topic of Investments. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 04 Dec 2017 18:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Insights on the topic of Investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:20</itunes:duration>
		<itunes:summary><![CDATA[Catch Bryan Hirsch tonight in studio as he is joined by Paul Hansen, Director of Retail Investing at Stanlib, to give insights on the topic of Investments.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	</item>
	<item>
		<title>Insights to the rising issue of member dissatisfaction with medical schemes</title>
		<link>https://iono.fm/e/506466</link>
		<guid isPermaLink="true">https://iono.fm/e/506466</guid>
		<description><![CDATA[Don’t miss tonight’s episode as Ryan Noach, Deputy CEO of Discovery Health, joins Bryan Hirsch in studio to give insights to the rising issue of member dissatisfaction with medical schemes in 2017. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 27 Nov 2017 18:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Insights to the rising issue of member dissatisfaction with medical schemes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>22:33</itunes:duration>
		<itunes:summary><![CDATA[Don’t miss tonight’s episode as Ryan Noach, Deputy CEO of Discovery Health, joins Bryan Hirsch in studio to give insights to the rising issue of member dissatisfaction with medical schemes in 2017.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Estate Planning</title>
		<link>https://iono.fm/e/504092</link>
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		<description><![CDATA[This week Bryan Hirsch is joined by Harry Joffe, Head of Legal Services at Discovery Life, and together they are ready to take your calls and emails on any queries with regards to Estate Planning. Call in LIVE with your questions on 011 280 5350. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 20 Nov 2017 18:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate Planning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:34</itunes:duration>
		<itunes:summary><![CDATA[This week Bryan Hirsch is joined by Harry Joffe, Head of Legal Services at Discovery Life, and together they are ready to take your calls and emails on any queries with regards to Estate Planning. Call in LIVE with your questions on 011 280 5350.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>Talking about short-term insurance</title>
		<link>https://iono.fm/e/501621</link>
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		<description><![CDATA[Tonight in studio Bryan Hirsch is joined by expert guests Craig Symon, Chief Operating Officer and Matt Garrun, Business Development Manager at Garrun Group. Together they are ready to take your calls and answer your emails on Short-term Insurance. Call in LIVE with your questions on 011 280 5350. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 13 Nov 2017 18:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Talking about short-term insurance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:48</itunes:duration>
		<itunes:summary><![CDATA[Tonight in studio Bryan Hirsch is joined by expert guests Craig Symon, Chief Operating Officer and Matt Garrun, Business Development Manager at Garrun Group. Together they are ready to take your calls and answer your emails on Short-term Insurance. Call in LIVE with your questions on 011 280 5350.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Bryan Hirsch on another discussion about Investments</title>
		<link>https://iono.fm/e/496618</link>
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		<description><![CDATA[Paul Hansen, Director of Retail Investing at STANLIB is back in studio tonight to join Bryan Hirsch on another discussion about Investments. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 30 Oct 2017 18:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bryan Hirsch on another discussion about Investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:48</itunes:duration>
		<itunes:summary><![CDATA[Paul Hansen, Director of Retail Investing at STANLIB is back in studio tonight to join Bryan Hirsch on another discussion about Investments.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>Hedge Fund tips</title>
		<link>https://iono.fm/e/494256</link>
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		<description><![CDATA[Garreth Montano from Corion Capital joins Bryan Hirsch in studio tonight to tackle Hedge Funds. Call in LIVE with your questions on 011 280 5350. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 23 Oct 2017 19:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Hedge Fund tips</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:04</itunes:duration>
		<itunes:summary><![CDATA[Garreth Montano from Corion Capital joins Bryan Hirsch in studio tonight to tackle Hedge Funds. Call in LIVE with your questions on 011 280 5350.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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	<item>
		<title>Essential investment tips with Bryan Hirsch</title>
		<link>https://iono.fm/e/491820</link>
		<guid isPermaLink="true">https://iono.fm/e/491820</guid>
		<description><![CDATA[Darryl Bennett, Wealth Advisor at SASFIN Financial Advisory Services and Donavan Maree, Managing Director at Capital Financial Services join Bryan Hirsch in studio tonight to give expert insights towards Financial Planning. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 16 Oct 2017 16:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Essential investment tips with Bryan Hirsch</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:57</itunes:duration>
		<itunes:summary><![CDATA[Darryl Bennett, Wealth Advisor at SASFIN Financial Advisory Services and Donavan Maree, Managing Director at Capital Financial Services join Bryan Hirsch in studio tonight to give expert insights towards Financial Planning.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>Estate planning with Bryan Hirsch</title>
		<link>https://iono.fm/e/483123</link>
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		<description><![CDATA[In studio Bryan Hirsch is joined by Gordon Stuart, Managing Director at ACCURO, and together they are ready to take your calls and emails on any queries with regards to Estate Planning. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 09 Oct 2017 19:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate planning with Bryan Hirsch</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>27:46</itunes:duration>
		<itunes:summary><![CDATA[In studio Bryan Hirsch is joined by Gordon Stuart, Managing Director at ACCURO, and together they are ready to take your calls and emails on any queries with regards to Estate Planning.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>Essential investment tips with Bryan Hirsch</title>
		<link>https://iono.fm/e/481803</link>
		<guid isPermaLink="true">https://iono.fm/e/481803</guid>
		<description><![CDATA[Tune in for some essential investment tips with Bryan Hirsch as he is joined in studio by Paul Hansen, Director of Retail Investment, STANLIB. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 02 Oct 2017 18:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Essential investment tips with Bryan Hirsch</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>26:52</itunes:duration>
		<itunes:summary><![CDATA[Tune in for some essential investment tips with Bryan Hirsch as he is joined in studio by Paul Hansen, Director of Retail Investment, STANLIB.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3245">You and Your Money</source>
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		<title>Deciphering plans for your estate</title>
		<link>https://iono.fm/e/478380</link>
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		<description><![CDATA[Estate planning may seem like a daunting and laborious exercise. Joining Bryan Hirsch to shed some light on this issue is Gordon Stuart, Managing Director at Accuro and Harry Joffe, Head of Legal Services at Discovery. <a href="http://www.businessdaytv.co.za/shows/youandyourmoney/">You and Your Money</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 11 Sep 2017 10:19:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Deciphering plans for your estate</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Business Day TV</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p308/logo_3245_20250910_203422_1400.jpeg"/>
		<itunes:duration>25:28</itunes:duration>
		<itunes:summary><![CDATA[Estate planning may seem like a daunting and laborious exercise. Joining Bryan Hirsch to shed some light on this issue is Gordon Stuart, Managing Director at Accuro and Harry Joffe, Head of Legal Services at Discovery.]]></itunes:summary>
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