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		<description><![CDATA[The shadow banking system now controls over half of global financial assets. PSG Wealth CIO Adriaan Pask unpacks how it works, what’s driving its rapid growth, where its vulnerabilities lie, and what risks it poses for investors. ]]></description>
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						<itunes:title>The dark side of the shadow baking system: what investors need to know</itunes:title>
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		<description><![CDATA[PSG Wealth CIO Adriaan Pask explores the US’s renewed interest in Greenland, past attempts to acquire it, and the implications for global markets in this insightful podcast ]]></description>
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						<itunes:title>Greenland or dreamland? What investors should make of the US’s Arctic ambitions</itunes:title>
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		<description><![CDATA[PSG Wealth CIO Adriaan Pask unpacks the key expectations for financial markets in 2026 and explains how investors should interpret concerns about a potential US market bubble. He also shares his take on what approach investors should take to navigate the year successfully. ]]></description>
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Chuene details InfoVerge’s journey as a case study in Microsoft’s Emerging Partner Programme, the impact this has had on their business and what this means for their customers, community, the industry. Through the discussion, he explains what it takes to effectively implement learnings from such a program and the company’s approach to scaling. ]]></description>
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Chuene details InfoVerge’s journey as a case study in Microsoft’s Emerging Partner Programme, the impact this has had on their business and what this means for their customers, community, the industry. Through the discussion, he explains what it takes to effectively implement learnings from such a program and the company’s approach to scaling.]]></itunes:summary>
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		<description><![CDATA[Host Mudiwa Gavaza by Lebogang Luvuno, B-BBEE executive at Microsoft South Africa, and Thootse Lengolo-Langa, founder and MD at Nokulunga Consulting. <br />
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				<pubDate>Thu, 11 Dec 2025 11:15:00 +0200</pubDate>
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						<itunes:title>Nokulunga on making the most of Microsoft’s Emerging Partner Programme</itunes:title>
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Lengolo-Langa details Nokulunga’s journey as a case study in Microsoft’s Emerging Partner Programme, the impact this has had on their business and what this means for their customers, community and the industry. She highlights the place of the programme in helping to grow her firm, the benefit of having worked in the Microsoft ecosystem, as well as how other entrepreneurs can get the most of corporate support and ESD schemes.]]></itunes:summary>
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		<description><![CDATA[Lebogang Luvuno, B-BBEE executive at Microsoft South Africa, highlights why enterprise supplier development is important for Microsoft, what the company is doing in this space, the impact they are seeing and their plans for the upcoming year. She details how the programme works, its evolution over the years and examples of businesses that have done well through the programme. ]]></description>
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				<pubDate>Thu, 11 Dec 2025 11:13:00 +0200</pubDate>
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						<itunes:title>Supplier development at the heart of Microsoft’s business in SA</itunes:title>
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		<description><![CDATA[What are the real drivers of retirement planning success? PSG Wealth CIO Adriaan Pask unpacks how disciplined saving, smart investing and mindful spending work together to build long-term financial independence.  ]]></description>
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				<pubDate>Thu, 27 Nov 2025 12:47:00 +0200</pubDate>
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						<itunes:title>How to strengthen your retirement investment strategy</itunes:title>
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		<itunes:summary><![CDATA[What are the real drivers of retirement planning success? PSG Wealth CIO Adriaan Pask unpacks how disciplined saving, smart investing and mindful spending work together to build long-term financial independence. ]]></itunes:summary>
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		<description><![CDATA[PSG Wealth CIO Adriaan Pask unpacks the role of mental models in navigating market noise, managing risk and staying focused on the long game. ]]></description>
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				<pubDate>Fri, 31 Oct 2025 09:41:00 +0200</pubDate>
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						<itunes:title>Practical tools for better investment decisions</itunes:title>
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		<description><![CDATA[PSG Wealth CIO Adriaan Pask unpacks research findings and market insights showing why optimism is more than just a mindset — it’s a practical strategy for long-term financial success. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 16 Sep 2025 11:00:00 +0200</pubDate>
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						<itunes:title>Why it pays to be positive when investing</itunes:title>
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		<itunes:author>TimesLIVE Podcasts</itunes:author>
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		<itunes:summary><![CDATA[PSG Wealth CIO Adriaan Pask unpacks research findings and market insights showing why optimism is more than just a mindset — it’s a practical strategy for long-term financial success.]]></itunes:summary>
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		<title>Building wealth in an uncertain world</title>
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		<description><![CDATA[From shifting US fiscal policies to the AI revolution, PSG Wealth CIO Adriaan Pask unpacks critical issues shaping global markets and explores what they mean for investors’ portfolios. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 26 Aug 2025 10:15:00 +0200</pubDate>
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						<itunes:title>Building wealth in an uncertain world</itunes:title>
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				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1590494_20250826_101727_1400.jpeg"/>
		<itunes:duration>28:36</itunes:duration>
		<itunes:summary><![CDATA[From shifting US fiscal policies to the AI revolution, PSG Wealth CIO Adriaan Pask unpacks critical issues shaping global markets and explores what they mean for investors’ portfolios.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1590494_high.mp3?p=rss" length="27468447" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1590494_20250826_101727_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1590494?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Crucial questions about saving answered</title>
		<link>https://iono.fm/e/1579567</link>
		<guid isPermaLink="true">https://iono.fm/e/1579567</guid>
		<description><![CDATA[PSG Wealth CIO Adriaan Pask unpacks why saving is the cornerstone of financial freedom, providing practical insights into best practices. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 24 Jul 2025 12:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Crucial questions about saving answered</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1579567_20250910_204808_1400.jpeg"/>
		<itunes:duration>20:30</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth CIO Adriaan Pask unpacks why saving is the cornerstone of financial freedom, providing practical insights into best practices.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1579567_high.mp3?p=rss" length="19681868" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1579567_20250910_204808_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1579567?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SAB Foundation – Make SME’s investment ready</title>
		<link>https://iono.fm/e/1572601</link>
		<guid isPermaLink="true">https://iono.fm/e/1572601</guid>
		<description><![CDATA[The head of SAB’s small business support arm is calling for a central database of SMEs in SA that can be used by public and private sector players to find, fund and support what many consider the country’s economic engine. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 03 Jul 2025 12:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SAB Foundation – Make SME’s investment ready</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>41:09</itunes:duration>
		<itunes:summary><![CDATA[The head of SAB’s small business support arm is calling for a central database of SMEs in SA that can be used by public and private sector players to find, fund and support what many consider the country’s economic engine.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1572601_high.mp3?p=rss" length="39512777" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1572601?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>A wealth manager’s view on the paradox of choice</title>
		<link>https://iono.fm/e/1569290</link>
		<guid isPermaLink="true">https://iono.fm/e/1569290</guid>
		<description><![CDATA[Is the growing number of new financial products flooding the market helping investors, or simply creating more confusion? PSG Wealth CIO's Adriaan Pask weighs in. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 24 Jun 2025 13:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A wealth manager’s view on the paradox of choice</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1569290_20250910_220256_1400.jpeg"/>
		<itunes:duration>24:27</itunes:duration>
		<itunes:summary><![CDATA[Is the growing number of new financial products flooding the market helping investors, or simply creating more confusion? PSG Wealth CIO's Adriaan Pask weighs in.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1569290_high.mp3?p=rss" length="23481534" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1569290_20250910_220256_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1569290?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Building and preserving intergenerational wealth</title>
		<link>https://iono.fm/e/1559094</link>
		<guid isPermaLink="true">https://iono.fm/e/1559094</guid>
		<description><![CDATA[Building lasting intergenerational wealth is a goal many investors aspire to — and achieving it requires a strategic approach to wealth management. PSG Wealth’s CIO, Adriaan Pask, shares valuable insights to help families build, grow, manage, and smoothly transfer wealth across generations. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 23 May 2025 09:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Building and preserving intergenerational wealth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1559094_20250910_222459_1400.jpeg"/>
		<itunes:duration>19:31</itunes:duration>
		<itunes:summary><![CDATA[Building lasting intergenerational wealth is a goal many investors aspire to — and achieving it requires a strategic approach to wealth management. PSG Wealth’s CIO, Adriaan Pask, shares valuable insights to help families build, grow, manage, and smoothly transfer wealth across generations.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1559094_high.mp3?p=rss" length="18738952" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1559094_20250910_222459_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1559094?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Trump’s trade revolution and its ripple effect on global markets</title>
		<link>https://iono.fm/e/1549855</link>
		<guid isPermaLink="true">https://iono.fm/e/1549855</guid>
		<description><![CDATA[PSG Wealth’s chief investment officer Adriaan Pask unpacks how the US ‘Liberation Day’ tariffs are driving market volatility. He also shares actionable insights on adapting investment strategies to mitigate risk, seize opportunities, and make informed decisions in a turbulent environment. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 25 Apr 2025 11:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Trump’s trade revolution and its ripple effect on global markets</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1549855_20250910_225718_1400.jpeg"/>
		<itunes:duration>30:12</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth’s chief investment officer Adriaan Pask unpacks how the US ‘Liberation Day’ tariffs are driving market volatility. He also shares actionable insights on adapting investment strategies to mitigate risk, seize opportunities, and make informed decisions in a turbulent environment.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1549855_high.mp3?p=rss" length="29000269" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1549855_20250910_225718_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1549855?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Compliance as a Gateway</title>
		<link>https://iono.fm/e/1543390</link>
		<guid isPermaLink="true">https://iono.fm/e/1543390</guid>
		<description><![CDATA[Unlocking Growth, Opportunity, and Market Access to Uncharted Growth. In this episode of the BEE Efficient podcast Nastassja Pollard shares valuable insights for the benefits of compliance and using it as a gateway to success ]]></description>
					<category>Business</category>
				<pubDate>Fri, 04 Apr 2025 10:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Compliance as a Gateway</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1543390_20250910_231744_1400.jpeg"/>
		<itunes:duration>5:27</itunes:duration>
		<itunes:summary><![CDATA[Unlocking Growth, Opportunity, and Market Access to Uncharted Growth. In this episode of the BEE Efficient podcast Nastassja Pollard shares valuable insights for the benefits of compliance and using it as a gateway to success]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1543390_high.mp3?p=rss" length="5246540" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1543390_20250910_231744_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1543390?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to avoid the pitfalls of speculation and overreach</title>
		<link>https://iono.fm/e/1540406</link>
		<guid isPermaLink="true">https://iono.fm/e/1540406</guid>
		<description><![CDATA[Adriaan Pask, PSG Wealth’s chief investment officer, explains how aligning a deep understanding of your investments with clear goals, a well-defined strategy, and discipline creates a strong foundation for making informed, risk-aware decisions, ultimately helping you avoid missteps in response to market fluctuations. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 26 Mar 2025 15:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to avoid the pitfalls of speculation and overreach</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1540406_20250910_232409_1400.jpeg"/>
		<itunes:duration>27:57</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask, PSG Wealth’s chief investment officer, explains how aligning a deep understanding of your investments with clear goals, a well-defined strategy, and discipline creates a strong foundation for making informed, risk-aware decisions, ultimately helping you avoid missteps in response to market fluctuations.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1540406_high.mp3?p=rss" length="26833150" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1540406_20250910_232409_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1540406?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Trade wars and what they mean for your investment strategy</title>
		<link>https://iono.fm/e/1530764</link>
		<guid isPermaLink="true">https://iono.fm/e/1530764</guid>
		<description><![CDATA[Global financial markets are feeling the ripple effects of escalating trade tensions. Adriaan Pask, PSG Wealth’s chief investment officer, breaks down the economic impact and shares actionable insights to help investors build resilience in their portfolios during uncertain times. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 25 Feb 2025 10:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Trade wars and what they mean for your investment strategy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1530764_20250910_234850_1400.jpeg"/>
		<itunes:duration>19:42</itunes:duration>
		<itunes:summary><![CDATA[Global financial markets are feeling the ripple effects of escalating trade tensions. Adriaan Pask, PSG Wealth’s chief investment officer, breaks down the economic impact and shares actionable insights to help investors build resilience in their portfolios during uncertain times.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1530764_high.mp3?p=rss" length="18921601" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1530764_20250910_234850_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1530764?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Key market and economic trends that will shape 2025</title>
		<link>https://iono.fm/e/1522435</link>
		<guid isPermaLink="true">https://iono.fm/e/1522435</guid>
		<description><![CDATA[PSG Wealth’s chief investment officer Adriaan Pask shares an outlook for global markets in 2025, offering strategic insights on navigating uncertainties and positioning your investments for growth and stability in the year ahead. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 29 Jan 2025 16:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Key market and economic trends that will shape 2025</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1522435_20250911_000414_1400.jpeg"/>
		<itunes:duration>22:52</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth’s chief investment officer Adriaan Pask shares an outlook for global markets in 2025, offering strategic insights on navigating uncertainties and positioning your investments for growth and stability in the year ahead.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1522435_high.mp3?p=rss" length="21965598" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1522435_20250911_000414_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1522435?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>A closer look at the US: economic, political and market outlook</title>
		<link>https://iono.fm/e/1511142</link>
		<guid isPermaLink="true">https://iono.fm/e/1511142</guid>
		<description><![CDATA[PSG Wealth’s chief investment officer Adriaan Pask provides insight into what might be expected during President-elect Donald Trump’s second term and how this will impact the world’s markets.  ]]></description>
					<category>Business</category>
				<pubDate>Wed, 11 Dec 2024 09:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A closer look at the US: economic, political and market outlook</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1511142_20250911_121504_1400.jpeg"/>
		<itunes:duration>22:45</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth’s chief investment officer Adriaan Pask provides insight into what might be expected during President-elect Donald Trump’s second term and how this will impact the world’s markets. ]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1511142_high.mp3?p=rss" length="21848569" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1511142_20250911_121504_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1511142?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 6: A focus on ESG additionality in Kenya – outcomes of the Sanlam ESG Barometer 2024</title>
		<link>https://iono.fm/e/1509463</link>
		<guid isPermaLink="true">https://iono.fm/e/1509463</guid>
		<description><![CDATA[Welcome to the final episode of the Sanlam ESG Barometer podcast series for 2024. <br />
<br />
As we continue to witness the rapid evolution of environmental, social, and governance (ESG) considerations, particularly in emerging markets, the concept of ESG additionality has become increasingly significant. According to a recent report by the Global Reporting Initiative, companies that prioritize ESG additionality can drive measurable impacts that go beyond mere compliance. In Kenya, this notion is particularly pertinent, with the potential to enhance both sustainability and economic growth.<br />
<br />
The 2024 Sanlam ESG Barometer reveals insightful data on how businesses in Kenya are approaching ESG initiatives. For instance, over 60% of companies surveyed indicated a commitment to integrating additional ESG strategies to create positive societal impacts, highlighting a collective understanding of the necessity to go beyond traditional practices. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 05 Dec 2024 12:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 6: A focus on ESG additionality in Kenya – outcomes of the Sanlam ESG Barometer 2024</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>14:34</itunes:duration>
		<itunes:summary><![CDATA[Welcome to the final episode of the Sanlam ESG Barometer podcast series for 2024. 

As we continue to witness the rapid evolution of environmental, social, and governance (ESG) considerations, particularly in emerging markets, the concept of ESG additionality has become increasingly significant. According to a recent report by the Global Reporting Initiative, companies that prioritize ESG additionality can drive measurable impacts that go beyond mere compliance. In Kenya, this notion is particularly pertinent, with the potential to enhance both sustainability and economic growth.

The 2024 Sanlam ESG Barometer reveals insightful data on how businesses in Kenya are approaching ESG initiatives. For instance, over 60% of companies surveyed indicated a commitment to integrating additional ESG strategies to create positive societal impacts, highlighting a collective understanding of the necessity to go beyond traditional practices.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1509463_high.mp3?p=rss" length="13987602" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1509463?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 5: So, we won’t reach the SDGs by 2030 – what now?</title>
		<link>https://iono.fm/e/1506146</link>
		<guid isPermaLink="true">https://iono.fm/e/1506146</guid>
		<description><![CDATA[Today in episode 5 of the Sanlam ESG Barometer podcast series, we dive deep into the critical issues shaping our understanding of sustainability to confront a pressing question, So, we won't reach the Sustainable Development Goals (SDGs) by 2030 – what now?<br />
<br />
According to the United Nations, the 2030 Agenda for Sustainable Development is an ambitious framework that includes 17 SDGs designed to address global challenges, from poverty and inequality to climate change. However, recent reports indicate that we are falling short of these goals. A 2023 UN report revealed that progress on the SDGs has been severely hampered by factors such as the COVID-19 pandemic and geopolitical tensions, resulting in a global economic contraction that threatens to reverse years of hard-won gains.<br />
<br />
In South Africa, the story is no different. The 2023 Sanlam ESG Barometer highlights that many organizations are struggling to align their strategies with the SDGs, with only 35% of surveyed companies integrating these goals into their core business strategies. This disconnect raises the question: what actions can be taken to reverse this trend? ]]></description>
					<category>Business</category>
				<pubDate>Tue, 26 Nov 2024 10:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 5: So, we won’t reach the SDGs by 2030 – what now?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>21:13</itunes:duration>
		<itunes:summary><![CDATA[Today in episode 5 of the Sanlam ESG Barometer podcast series, we dive deep into the critical issues shaping our understanding of sustainability to confront a pressing question, So, we won't reach the Sustainable Development Goals (SDGs) by 2030 – what now?

According to the United Nations, the 2030 Agenda for Sustainable Development is an ambitious framework that includes 17 SDGs designed to address global challenges, from poverty and inequality to climate change. However, recent reports indicate that we are falling short of these goals. A 2023 UN report revealed that progress on the SDGs has been severely hampered by factors such as the COVID-19 pandemic and geopolitical tensions, resulting in a global economic contraction that threatens to reverse years of hard-won gains.

In South Africa, the story is no different. The 2023 Sanlam ESG Barometer highlights that many organizations are struggling to align their strategies with the SDGs, with only 35% of surveyed companies integrating these goals into their core business strategies. This disconnect raises the question: what actions can be taken to reverse this trend?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1506146_high.mp3?p=rss" length="20370674" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1506146?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>2024 investment landscape reviewed</title>
		<link>https://iono.fm/e/1504417</link>
		<guid isPermaLink="true">https://iono.fm/e/1504417</guid>
		<description><![CDATA[PSG Wealth’s chief investment officer Adriaan Pask recaps 2024’s surprising market shifts and successful investment decisions, plus highlights what investors can expect in the last few weeks of the year. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 20 Nov 2024 16:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>2024 investment landscape reviewed</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1504417_20250911_123145_1400.jpeg"/>
		<itunes:duration>19:30</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth’s chief investment officer Adriaan Pask recaps 2024’s surprising market shifts and successful investment decisions, plus highlights what investors can expect in the last few weeks of the year.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1504417_high.mp3?p=rss" length="18721392" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1504417_20250911_123145_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1504417?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 4: ESG Investing – Is it still a thing?</title>
		<link>https://iono.fm/e/1504239</link>
		<guid isPermaLink="true">https://iono.fm/e/1504239</guid>
		<description><![CDATA[Thank you for tuning into episode 4 of the Sanlam ESG Barometer podcast series where we will explore an increasingly important question, 'ESG Investing – Is it still a thing?'<br />
<br />
In recent years, Environmental, Social, and Governance (ESG) factors have been at the forefront of investment strategies, but as market dynamics shift, many are questioning their continued relevance and impact.<br />
<br />
To put this into context, the Sanlam ESG Barometer 2024 highlights key trends and insights regarding how organizations are navigating these changes. This report underscores that while ESG investing remains significant, it's essential to reassess its effectiveness and adaptability in a rapidly changing financial landscape. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 20 Nov 2024 09:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 4: ESG Investing – Is it still a thing?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>15:54</itunes:duration>
		<itunes:summary><![CDATA[Thank you for tuning into episode 4 of the Sanlam ESG Barometer podcast series where we will explore an increasingly important question, 'ESG Investing – Is it still a thing?'

In recent years, Environmental, Social, and Governance (ESG) factors have been at the forefront of investment strategies, but as market dynamics shift, many are questioning their continued relevance and impact.

To put this into context, the Sanlam ESG Barometer 2024 highlights key trends and insights regarding how organizations are navigating these changes. This report underscores that while ESG investing remains significant, it's essential to reassess its effectiveness and adaptability in a rapidly changing financial landscape.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1504239_high.mp3?p=rss" length="15274916" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1504239?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 3: Who are the real ESG stakeholders – Employees, investors, or customers?</title>
		<link>https://iono.fm/e/1500785</link>
		<guid isPermaLink="true">https://iono.fm/e/1500785</guid>
		<description><![CDATA[Welcome back to the Sanlam ESG Barometer Series. Today, we're diving into a pivotal question: 'Who are the real ESG stakeholders—employees, investors, or customers?' <br />
<br />
This conversation is crucial as businesses navigate their ESG strategies and seek to understand who their true partners are in this journey.<br />
<br />
With stakeholder expectations evolving rapidly, it’s more important than ever to identify and prioritize the groups that influence and are influenced by ESG performance. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 08 Nov 2024 16:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 3: Who are the real ESG stakeholders – Employees, investors, or customers?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>18:01</itunes:duration>
		<itunes:summary><![CDATA[Welcome back to the Sanlam ESG Barometer Series. Today, we're diving into a pivotal question: 'Who are the real ESG stakeholders—employees, investors, or customers?' 

This conversation is crucial as businesses navigate their ESG strategies and seek to understand who their true partners are in this journey.

With stakeholder expectations evolving rapidly, it’s more important than ever to identify and prioritize the groups that influence and are influenced by ESG performance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1500785_high.mp3?p=rss" length="17297838" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1500785?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 2: Accounting for Sustainability - What is it and why do we need it?</title>
		<link>https://iono.fm/e/1496856</link>
		<guid isPermaLink="true">https://iono.fm/e/1496856</guid>
		<description><![CDATA[Welcome to episode 2 where we continue our journey into the findings from the 2024 Sanlam ESG Barometer. <br />
<br />
In this episode we explore the question, 'What exactly is Accounting for Sustainability?' and delve deeper into why it is absolutely essential for businesses in the modern economy. If we are serious about creating a sustainable future, then we must get the numbers right and understand how financial practices can help achieve sustainability goals. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 29 Oct 2024 13:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 2: Accounting for Sustainability - What is it and why do we need it?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1496856_20250911_153657_1400.jpeg"/>
		<itunes:duration>14:28</itunes:duration>
		<itunes:summary><![CDATA[Welcome to episode 2 where we continue our journey into the findings from the 2024 Sanlam ESG Barometer. 

In this episode we explore the question, 'What exactly is Accounting for Sustainability?' and delve deeper into why it is absolutely essential for businesses in the modern economy. If we are serious about creating a sustainable future, then we must get the numbers right and understand how financial practices can help achieve sustainability goals.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1496856_high.mp3?p=rss" length="13889381" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1496856_20250911_153657_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1496856?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Debunking myths: flawed beliefs in the local, offshore and currency markets</title>
		<link>https://iono.fm/e/1494584</link>
		<guid isPermaLink="true">https://iono.fm/e/1494584</guid>
		<description><![CDATA[Market participants often hold long-standing beliefs that, while deeply ingrained, are fundamentally flawed, and can significantly impact their investment strategies and decision-making. PSG Wealth’s chief investment officer Adriaan Pask examines a few prevalent misconceptions to uncover the truth, and help investors navigate the complex financial landscape. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 22 Oct 2024 12:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Debunking myths: flawed beliefs in the local, offshore and currency markets</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1494584_20250911_154115_1400.jpeg"/>
		<itunes:duration>22:48</itunes:duration>
		<itunes:summary><![CDATA[Market participants often hold long-standing beliefs that, while deeply ingrained, are fundamentally flawed, and can significantly impact their investment strategies and decision-making. PSG Wealth’s chief investment officer Adriaan Pask examines a few prevalent misconceptions to uncover the truth, and help investors navigate the complex financial landscape.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1494584_high.mp3?p=rss" length="21903881" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1494584_20250911_154115_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1494584?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 1: A Focus on Hard-to-Abate Industries – Outcomes of the Sanlam ESG Barometer 2024</title>
		<link>https://iono.fm/e/1494113</link>
		<guid isPermaLink="true">https://iono.fm/e/1494113</guid>
		<description><![CDATA[Welcome to episode one of the Sanlam ESG Barometer Series, where we dive deep into the findings of the 2024 Sanlam ESG Barometer report.<br />
 <br />
The 2024 Sanlam ESG Barometer reveals some interesting data on the performance of hard-to-abate sectors, both locally and globally, including shifts in investment strategies, regulatory pressures, and the challenges businesses face in aligning with environmental targets. So, today, we’ll delve into these findings and unpack how industries that are considered "difficult to decarbonize" can still make meaningful progress. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 21 Oct 2024 11:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 1: A Focus on Hard-to-Abate Industries – Outcomes of the Sanlam ESG Barometer 2024</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1494113_20250911_154151_1400.jpeg"/>
		<itunes:duration>18:13</itunes:duration>
		<itunes:summary><![CDATA[Welcome to episode one of the Sanlam ESG Barometer Series, where we dive deep into the findings of the 2024 Sanlam ESG Barometer report.
 
The 2024 Sanlam ESG Barometer reveals some interesting data on the performance of hard-to-abate sectors, both locally and globally, including shifts in investment strategies, regulatory pressures, and the challenges businesses face in aligning with environmental targets. So, today, we’ll delve into these findings and unpack how industries that are considered "difficult to decarbonize" can still make meaningful progress.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1494113_high.mp3?p=rss" length="17491353" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1494113_20250911_154151_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1494113?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA listed property market growth trends by Old Mutual Investment Group</title>
		<link>https://iono.fm/e/1484461?v=1</link>
		<guid isPermaLink="true">https://iono.fm/e/1484461?v=1</guid>
		<description><![CDATA[Evan Robins, fund manager at Old Mutual Investment Group illustrates how a number of trends have shaped the listed property sector in SA and what they mean for the future of the industry in this illuminating podcast. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 20 Sep 2024 13:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA listed property market growth trends by Old Mutual Investment Group</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>23:03</itunes:duration>
		<itunes:summary><![CDATA[Evan Robins, fund manager at Old Mutual Investment Group illustrates how a number of trends have shaped the listed property sector in SA and what they mean for the future of the industry in this illuminating podcast.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1484461_high.mp3?p=rss" length="22129077" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1484461?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Accelerating growth in the South African unit trust market</title>
		<link>https://iono.fm/e/1481290</link>
		<guid isPermaLink="true">https://iono.fm/e/1481290</guid>
		<description><![CDATA[Adriaan Pask, chief investment officer of PSG Wealth, offers an expert perspective on trends in the domestic unit trust market and their implications for the future of the industry. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 16 Sep 2024 12:28:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Accelerating growth in the South African unit trust market</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1481290_20250911_160056_1400.jpeg"/>
		<itunes:duration>24:49</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask, chief investment officer of PSG Wealth, offers an expert perspective on trends in the domestic unit trust market and their implications for the future of the industry.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1481290_high.mp3?p=rss" length="23827996" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1481290_20250911_160056_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1481290?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Does JSE comeback signal a shift in foreign investor sentiment?</title>
		<link>https://iono.fm/e/1475676?v=1</link>
		<guid isPermaLink="true">https://iono.fm/e/1475676?v=1</guid>
		<description><![CDATA[Jason Swartz of the Old Mutual Investment Group provides a pulse check of the market and shares his views on whether the JSE's recent rally marks a shift in foreign investment sentiment. Amid fears of a US recession, Swartz also provides insights into how an actual recession could play out in the local markets, plus the impact the US election outcomes could have in shaping the global economy. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 29 Aug 2024 14:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Does JSE comeback signal a shift in foreign investor sentiment?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>22:48</itunes:duration>
		<itunes:summary><![CDATA[Jason Swartz of the Old Mutual Investment Group provides a pulse check of the market and shares his views on whether the JSE's recent rally marks a shift in foreign investment sentiment. Amid fears of a US recession, Swartz also provides insights into how an actual recession could play out in the local markets, plus the impact the US election outcomes could have in shaping the global economy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1475676_high.mp3?p=rss" length="21902543" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1475676?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The future of the fuel retail sector in SA</title>
		<link>https://iono.fm/e/1471221?v=2</link>
		<guid isPermaLink="true">https://iono.fm/e/1471221?v=2</guid>
		<description><![CDATA[Karen Keylock, National Retail Services manager at Nedbank Commercial Banking, and Andrea Ellens, senior Business Development manager at Trade Intelligence, discuss what the future holds for fuel retailers in SA. With factors such as declining fuel demand and a struggling economy thwarting growth efforts, Keylock and Ellens examine ways for the fuel retail sector to remain profitable and resilient.. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 15 Aug 2024 15:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The future of the fuel retail sector in SA</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>25:16</itunes:duration>
		<itunes:summary><![CDATA[Karen Keylock, National Retail Services manager at Nedbank Commercial Banking, and Andrea Ellens, senior Business Development manager at Trade Intelligence, discuss what the future holds for fuel retailers in SA. With factors such as declining fuel demand and a struggling economy thwarting growth efforts, Keylock and Ellens examine ways for the fuel retail sector to remain profitable and resilient..]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1471221_high.mp3?p=rss" length="24261837" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1471221?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Expert insights on driving growth and navigating the path forward in manufacturing</title>
		<link>https://iono.fm/e/1471215</link>
		<guid isPermaLink="true">https://iono.fm/e/1471215</guid>
		<description><![CDATA[Amrith Singh, National Manager for Manufacturing at Nedbank Commercial Banking, delves into the latest trends and insights shaping South Africa's manufacturing sector. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 15 Aug 2024 15:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Expert insights on driving growth and navigating the path forward in manufacturing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>36:28</itunes:duration>
		<itunes:summary><![CDATA[Amrith Singh, National Manager for Manufacturing at Nedbank Commercial Banking, delves into the latest trends and insights shaping South Africa's manufacturing sector.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1471215_high.mp3?p=rss" length="35016791" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1471215?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>GNU spurs economic optimism — but is this just another 'Ramaphoria' moment?</title>
		<link>https://iono.fm/e/1470524</link>
		<guid isPermaLink="true">https://iono.fm/e/1470524</guid>
		<description><![CDATA[Since SA's Government of National Unity came into effect the rand has retained its strength and major stocks on the JSE are making impressive gains. Is this early economic enthusiasm a temporary surge, reminiscent of “Ramaphoria”? Or is it indicative of lasting and meaningful change? Adriaan Pask, chief investment officer at PSG Wealth, shares his views in this informative podcast. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 14 Aug 2024 09:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>GNU spurs economic optimism — but is this just another 'Ramaphoria' moment?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1470524_20250911_161913_1400.jpeg"/>
		<itunes:duration>22:44</itunes:duration>
		<itunes:summary><![CDATA[Since SA's Government of National Unity came into effect the rand has retained its strength and major stocks on the JSE are making impressive gains. Is this early economic enthusiasm a temporary surge, reminiscent of “Ramaphoria”? Or is it indicative of lasting and meaningful change? Adriaan Pask, chief investment officer at PSG Wealth, shares his views in this informative podcast.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1470524_high.mp3?p=rss" length="21838538" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1470524_20250911_161913_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1470524?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What can be learnt from historic booms and busts in the technology sector?</title>
		<link>https://iono.fm/e/1465860</link>
		<guid isPermaLink="true">https://iono.fm/e/1465860</guid>
		<description><![CDATA[Analysing past events can provide helpful clues for investors on how to successfully navigate the unpredictable technology sector, says PSG Wealth’s Adriaan Pask. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 30 Jul 2024 13:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What can be learnt from historic booms and busts in the technology sector?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1465860_20250911_162830_1400.jpeg"/>
		<itunes:duration>23:11</itunes:duration>
		<itunes:summary><![CDATA[Analysing past events can provide helpful clues for investors on how to successfully navigate the unpredictable technology sector, says PSG Wealth’s Adriaan Pask.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1465860_high.mp3?p=rss" length="22260259" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1465860_20250911_162830_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1465860?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Today’s disciplined savers are tomorrow’s prosperous investors</title>
		<link>https://iono.fm/e/1452474</link>
		<guid isPermaLink="true">https://iono.fm/e/1452474</guid>
		<description><![CDATA[Nirdev Desai, head of sales at PSG Wealth, explains the difference between saving and investing, and shares lessons to be learnt from successful savers, which can be replicated to help you achieve your financial goals. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 19 Jun 2024 13:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Today’s disciplined savers are tomorrow’s prosperous investors</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1452474_20250911_175722_1400.jpeg"/>
		<itunes:duration>20:27</itunes:duration>
		<itunes:summary><![CDATA[Nirdev Desai, head of sales at PSG Wealth, explains the difference between saving and investing, and shares lessons to be learnt from successful savers, which can be replicated to help you achieve your financial goals.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1452474_high.mp3?p=rss" length="19677689" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1452474_20250911_175722_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1452474?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Could JSE delistings signal trouble ahead for local investors?</title>
		<link>https://iono.fm/e/1444382</link>
		<guid isPermaLink="true">https://iono.fm/e/1444382</guid>
		<description><![CDATA[The JSE has witnessed a significant decrease in listings in recent years, dropping to only 284 at the end of 2023. PSG Wealth’s Adriaan Pask explains what’s causing this trend and how it will affect investors. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 23 May 2024 09:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Could JSE delistings signal trouble ahead for local investors?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1444382_20250911_181237_1400.jpeg"/>
		<itunes:duration>24:40</itunes:duration>
		<itunes:summary><![CDATA[The JSE has witnessed a significant decrease in listings in recent years, dropping to only 284 at the end of 2023. PSG Wealth’s Adriaan Pask explains what’s causing this trend and how it will affect investors.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1444382_high.mp3?p=rss" length="23681320" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1444382_20250911_181237_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1444382?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Global economic pulse check</title>
		<link>https://iono.fm/e/1433948</link>
		<guid isPermaLink="true">https://iono.fm/e/1433948</guid>
		<description><![CDATA[Adriaan Pask, chief investment officer of PSG Wealth, provides an update on how the markets have fared so far in 2024, and what investors can expect from the rest of the year. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 22 Apr 2024 11:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Global economic pulse check</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1433948_20250911_183311_1400.jpeg"/>
		<itunes:duration>23:07</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask, chief investment officer of PSG Wealth, provides an update on how the markets have fared so far in 2024, and what investors can expect from the rest of the year.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1433948_high.mp3?p=rss" length="22195475" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1433948_20250911_183311_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1433948?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>To invest or not: the great cash debate</title>
		<link>https://iono.fm/e/1420401</link>
		<guid isPermaLink="true">https://iono.fm/e/1420401</guid>
		<description><![CDATA[Adriaan Pask, chief investment officer of PSG Wealth, explains the investment strategy behind low-risk investment products and why they’re an important part of a holistic portfolio. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 28 Mar 2024 13:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>To invest or not: the great cash debate</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1420401_20250911_184444_1400.jpeg"/>
		<itunes:duration>20:44</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask, chief investment officer of PSG Wealth, explains the investment strategy behind low-risk investment products and why they’re an important part of a holistic portfolio.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1420401_high.mp3?p=rss" length="19937242" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1420401_20250911_184444_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1420401?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Market outlook 2024</title>
		<link>https://iono.fm/e/1406010</link>
		<guid isPermaLink="true">https://iono.fm/e/1406010</guid>
		<description><![CDATA[Elections and interest rate cuts are two of the key themes driving investment decisions in 2024, but what else should investors expect from a markets perspective? PSG Wealth's chief investment officer Adriaan Pask shares his views in this informative podcast. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 14 Feb 2024 09:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Market outlook 2024</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1406010_20250911_192543_1400.jpeg"/>
		<itunes:duration>24:00</itunes:duration>
		<itunes:summary><![CDATA[Elections and interest rate cuts are two of the key themes driving investment decisions in 2024, but what else should investors expect from a markets perspective? PSG Wealth's chief investment officer Adriaan Pask shares his views in this informative podcast.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1406010_high.mp3?p=rss" length="23041006" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1406010_20250911_192543_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1406010?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fostering a healthy relationship with money to achieve financial freedom</title>
		<link>https://iono.fm/e/1401196</link>
		<guid isPermaLink="true">https://iono.fm/e/1401196</guid>
		<description><![CDATA[Nirdev Desai, head of sales at PSG Wealth, discusses different factors that can shape your relationship with money, for better or worse. He also pinpoints the lessons to be learnt from the healthy financial behaviours of successful high-net-worth individuals, which can be replicated to help you achieve your financial goals. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 31 Jan 2024 11:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fostering a healthy relationship with money to achieve financial freedom</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1401196_20250911_193312_1400.jpeg"/>
		<itunes:duration>31:40</itunes:duration>
		<itunes:summary><![CDATA[Nirdev Desai, head of sales at PSG Wealth, discusses different factors that can shape your relationship with money, for better or worse. He also pinpoints the lessons to be learnt from the healthy financial behaviours of successful high-net-worth individuals, which can be replicated to help you achieve your financial goals.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1401196_high.mp3?p=rss" length="30402104" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1401196_20250911_193312_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1401196?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Hybrid workplaces – shifting from on-premises to cloud, hotdesks to home. How do you reduce costs but keep collaborating</title>
		<link>https://iono.fm/e/1400905</link>
		<guid isPermaLink="true">https://iono.fm/e/1400905</guid>
		<description><![CDATA[We speak to Prashil Gareeb, VP of MNCS at Dimension Data and Adesh Baboolal, Acting Client Partner Director: Managed Services, NTT SA about their drive with Cisco to migrate two million users from on-premises to new cloud models by 2026. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 30 Jan 2024 16:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Hybrid workplaces – shifting from on-premises to cloud, hotdesks to home. How do you reduce costs but keep collaborating</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1400905_20250911_193343_1400.jpeg"/>
		<itunes:duration>49:05</itunes:duration>
		<itunes:summary><![CDATA[We speak to Prashil Gareeb, VP of MNCS at Dimension Data and Adesh Baboolal, Acting Client Partner Director: Managed Services, NTT SA about their drive with Cisco to migrate two million users from on-premises to new cloud models by 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1400905_high.mp3?p=rss" length="47123397" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1400905_20250911_193343_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1400905?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to cash in on 'greatest wealth transfer' in history</title>
		<link>https://iono.fm/e/1397425</link>
		<guid isPermaLink="true">https://iono.fm/e/1397425</guid>
		<description><![CDATA[Nirdev Desai, head of sales at PSG Wealth, on building and preserving intergenerational wealth ]]></description>
					<category>Business</category>
				<pubDate>Thu, 18 Jan 2024 15:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to cash in on 'greatest wealth transfer' in history</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>25:00</itunes:duration>
		<itunes:summary><![CDATA[Nirdev Desai, head of sales at PSG Wealth, on building and preserving intergenerational wealth]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1397425_high.mp3?p=rss" length="24003984" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1397425?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sanlam Transformation Gauge – Enterprise supplier development</title>
		<link>https://iono.fm/e/1391418</link>
		<guid isPermaLink="true">https://iono.fm/e/1391418</guid>
		<description><![CDATA[Welcome to Episode 4. Today we discuss the Enterprise & Supplier Development element of the BBBEE Codes Enterprise Development (ED) and Supplier Development (SD) is one of the three priority elements of the Broad-Based Black Economic Empowerment (B-BBEE) Scorecard. The aim is to strengthen local procurement, enhance local supplier development programmes and increase financial support towards black entities. Touted as one of the most effective levers of BEE, the big question is: Does ESD have the desired impact on black owned SMEs in South Africa? Ray-Ann Sedres, the Chief Transformation Officer, Sanlam<br />
Litha Kutta, the Co-chairperson of the ESD Community of Practice dig into the detail of these findings. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 20 Dec 2023 09:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sanlam Transformation Gauge – Enterprise supplier development</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1391418_20250911_194620_1400.jpeg"/>
		<itunes:duration>16:55</itunes:duration>
		<itunes:summary><![CDATA[Welcome to Episode 4. Today we discuss the Enterprise & Supplier Development element of the BBBEE Codes Enterprise Development (ED) and Supplier Development (SD) is one of the three priority elements of the Broad-Based Black Economic Empowerment (B-BBEE) Scorecard. The aim is to strengthen local procurement, enhance local supplier development programmes and increase financial support towards black entities. Touted as one of the most effective levers of BEE, the big question is: Does ESD have the desired impact on black owned SMEs in South Africa? Ray-Ann Sedres, the Chief Transformation Officer, Sanlam
Litha Kutta, the Co-chairperson of the ESD Community of Practice dig into the detail of these findings.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1391418_high.mp3?p=rss" length="16254603" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1391418_20250911_194620_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1391418?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sanlam Transformation Gauge – Youth</title>
		<link>https://iono.fm/e/1391417</link>
		<guid isPermaLink="true">https://iono.fm/e/1391417</guid>
		<description><![CDATA[Welcome to Episode 3. Today we discuss how the BBBEE Codes serve one of the most vulnerable groups of our society, the youth. Quarterly data released by Statistics South Africa in May 2023 shows that the total number of unemployed youth stands at 4.9 million, which is 46.5% in comparison to the country’s overall official unemployment rate which stands at 32.9%.<br />
 <br />
Delving deeper into the data, this shows that “youth aged 15-24 years and 25-34 years recorded the highest unemployment rates of 62.1% and 40.7% respectively”. Furthermore, approximately 3.7 million (36.1%) out of 10.2 million young people aged 15-24 years were not in employment, education, or training.<br />
Joining me in studio today to dig into the detail of these findings is:<br />
Ray-Ann Sedres, the Chief Transformation Officer, Sanlam<br />
Ravi Naidoo, the CEO of Yes4Youth ]]></description>
					<category>Business</category>
				<pubDate>Wed, 20 Dec 2023 09:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sanlam Transformation Gauge – Youth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1391417_20250911_194621_1400.jpeg"/>
		<itunes:duration>16:45</itunes:duration>
		<itunes:summary><![CDATA[Welcome to Episode 3. Today we discuss how the BBBEE Codes serve one of the most vulnerable groups of our society, the youth. Quarterly data released by Statistics South Africa in May 2023 shows that the total number of unemployed youth stands at 4.9 million, which is 46.5% in comparison to the country’s overall official unemployment rate which stands at 32.9%.
 
Delving deeper into the data, this shows that “youth aged 15-24 years and 25-34 years recorded the highest unemployment rates of 62.1% and 40.7% respectively”. Furthermore, approximately 3.7 million (36.1%) out of 10.2 million young people aged 15-24 years were not in employment, education, or training.
Joining me in studio today to dig into the detail of these findings is:
Ray-Ann Sedres, the Chief Transformation Officer, Sanlam
Ravi Naidoo, the CEO of Yes4Youth]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1391417_high.mp3?p=rss" length="16084076" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1391417_20250911_194621_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1391417?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sanlam Transformation Gauge – Ownership</title>
		<link>https://iono.fm/e/1391416</link>
		<guid isPermaLink="true">https://iono.fm/e/1391416</guid>
		<description><![CDATA[Welcome to Episode 2. Today we discuss the ownership element of the BBBEE Codes.<br />
 <br />
Joining me in studio today to dig into the detail of these findings is:<br />
Ray-Ann Sedres, the Chief Transformation Officer, Sanlam<br />
Hale Matsipa, the CEO at Kleoss Capital, “a Black Owned and Managed, South African mid-capital private equity investment manager that targets medium-sized businesses across the landscape”<br />
Zola Malinga, CEO of Jade Capital Partners, a Black women owned and managed investment holding company founded in 2013 by my guest and her partner, Bukelwa Bulo, that focuses on investments in the property sector. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 20 Dec 2023 09:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sanlam Transformation Gauge – Ownership</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1391416_20250911_194622_1400.jpeg"/>
		<itunes:duration>23:08</itunes:duration>
		<itunes:summary><![CDATA[Welcome to Episode 2. Today we discuss the ownership element of the BBBEE Codes.
 
Joining me in studio today to dig into the detail of these findings is:
Ray-Ann Sedres, the Chief Transformation Officer, Sanlam
Hale Matsipa, the CEO at Kleoss Capital, “a Black Owned and Managed, South African mid-capital private equity investment manager that targets medium-sized businesses across the landscape”
Zola Malinga, CEO of Jade Capital Partners, a Black women owned and managed investment holding company founded in 2013 by my guest and her partner, Bukelwa Bulo, that focuses on investments in the property sector.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1391416_high.mp3?p=rss" length="22220971" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1391416_20250911_194622_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1391416?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sanlam Transformation Gauge – Management control</title>
		<link>https://iono.fm/e/1391414</link>
		<guid isPermaLink="true">https://iono.fm/e/1391414</guid>
		<description><![CDATA[Welcome to Episode 1 where we will be discussing the Management Control element of the BBBEE Codes, which has consistently been the lowest scoring element sincfe the establishment of the Sanlam Transformation Gauge, and to join me in this discussion we have;<br />
Ray-Ann Sedres, the Chief Transformation Officer, Sanlam<br />
Norah Sehunoe, the Executive Head of Human Resources, Santam<br />
Dr. Sibongile Vilakazi, the President of the Black Management Forum ]]></description>
					<category>Business</category>
				<pubDate>Wed, 20 Dec 2023 09:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sanlam Transformation Gauge – Management control</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1391414_20250911_194623_1400.jpeg"/>
		<itunes:duration>18:35</itunes:duration>
		<itunes:summary><![CDATA[Welcome to Episode 1 where we will be discussing the Management Control element of the BBBEE Codes, which has consistently been the lowest scoring element sincfe the establishment of the Sanlam Transformation Gauge, and to join me in this discussion we have;
Ray-Ann Sedres, the Chief Transformation Officer, Sanlam
Norah Sehunoe, the Executive Head of Human Resources, Santam
Dr. Sibongile Vilakazi, the President of the Black Management Forum]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1391414_high.mp3?p=rss" length="17852879" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1391414_20250911_194623_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1391414?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 6</title>
		<link>https://iono.fm/e/1388163</link>
		<guid isPermaLink="true">https://iono.fm/e/1388163</guid>
		<description><![CDATA[What are the barriers to achieving the UN Sustainable Development Goals ]]></description>
					<category>Business</category>
				<pubDate>Thu, 07 Dec 2023 12:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 6</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1388163_20250911_195149_1400.jpeg"/>
		<itunes:duration>14:28</itunes:duration>
		<itunes:summary><![CDATA[What are the barriers to achieving the UN Sustainable Development Goals]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1388163_high.mp3?p=rss" length="13889762" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1388163_20250911_195149_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1388163?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 5</title>
		<link>https://iono.fm/e/1388153</link>
		<guid isPermaLink="true">https://iono.fm/e/1388153</guid>
		<description><![CDATA[The prioritization between ESG integration, impact, or ratings. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 07 Dec 2023 12:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 5</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1388153_20250911_195149_1400.jpeg"/>
		<itunes:duration>15:08</itunes:duration>
		<itunes:summary><![CDATA[The prioritization between ESG integration, impact, or ratings.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1388153_high.mp3?p=rss" length="14529240" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1388153_20250911_195149_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1388153?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 4</title>
		<link>https://iono.fm/e/1388146</link>
		<guid isPermaLink="true">https://iono.fm/e/1388146</guid>
		<description><![CDATA[What is the importance of the 'S' in ESG ]]></description>
					<category>Business</category>
				<pubDate>Thu, 07 Dec 2023 12:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 4</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1388146_20250911_195151_1400.jpeg"/>
		<itunes:duration>16:54</itunes:duration>
		<itunes:summary><![CDATA[What is the importance of the 'S' in ESG]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1388146_high.mp3?p=rss" length="16225736" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1388146_20250911_195151_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1388146?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 3</title>
		<link>https://iono.fm/e/1388137</link>
		<guid isPermaLink="true">https://iono.fm/e/1388137</guid>
		<description><![CDATA[The importance of ESG in investment decisions ]]></description>
					<category>Business</category>
				<pubDate>Thu, 07 Dec 2023 12:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 3</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1388137_20250911_195153_1400.jpeg"/>
		<itunes:duration>16:04</itunes:duration>
		<itunes:summary><![CDATA[The importance of ESG in investment decisions]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1388137_high.mp3?p=rss" length="15425344" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1388137_20250911_195153_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1388137?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Why local and US bond yields spiked in 2023</title>
		<link>https://iono.fm/e/1387672</link>
		<guid isPermaLink="true">https://iono.fm/e/1387672</guid>
		<description><![CDATA[Adriaan Pask of PSG Wealth explains the main reasons behind the movements in the bond market over the past year. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 06 Dec 2023 09:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why local and US bond yields spiked in 2023</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1387672_20250911_195232_1400.jpeg"/>
		<itunes:duration>21:48</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask of PSG Wealth explains the main reasons behind the movements in the bond market over the past year.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1387672_high.mp3?p=rss" length="20962495" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1387672_20250911_195232_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1387672?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How much should you invest offshore?</title>
		<link>https://iono.fm/e/1377475</link>
		<guid isPermaLink="true">https://iono.fm/e/1377475</guid>
		<description><![CDATA[PSG Wealth chief investment officer Adriaan Pask shares some insight into how you should approach your offshore investment strategy. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 06 Nov 2023 14:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How much should you invest offshore?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1377475_20250911_200900_1400.jpeg"/>
		<itunes:duration>19:21</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth chief investment officer Adriaan Pask shares some insight into how you should approach your offshore investment strategy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1377475_high.mp3?p=rss" length="18583472" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1377475_20250911_200900_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1377475?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 2</title>
		<link>https://iono.fm/e/1375514</link>
		<guid isPermaLink="true">https://iono.fm/e/1375514</guid>
		<description><![CDATA[The United Nations Sustainable Development Goals (SDGs), are a set of 17 interconnected and ambitious goals adopted by all United Nations Member States in September 2015 as part of the 2030 Agenda for Sustainable Development. These goals aim to address a wide range of global challenges and create a more sustainable and equitable world by the year 2030. The SDGs are designed to balance the three dimensions of sustainable development: economic, social, and environmental.<br />
<br />
 <br />
<br />
There is a deficit of understanding of the SDGs among businesses. As a result, many businesses are unaware of how they may contribute to the Goals or what benefits they can derive from doing so. Moreover, there is a lack of clear directions on how corporations may put the SDGs into action, all the while with 18,2 million South Africans said to be living in extreme poverty. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 31 Oct 2023 14:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1375514_20250911_201243_1400.jpeg"/>
		<itunes:duration>17:21</itunes:duration>
		<itunes:summary><![CDATA[The United Nations Sustainable Development Goals (SDGs), are a set of 17 interconnected and ambitious goals adopted by all United Nations Member States in September 2015 as part of the 2030 Agenda for Sustainable Development. These goals aim to address a wide range of global challenges and create a more sustainable and equitable world by the year 2030. The SDGs are designed to balance the three dimensions of sustainable development: economic, social, and environmental.

 

There is a deficit of understanding of the SDGs among businesses. As a result, many businesses are unaware of how they may contribute to the Goals or what benefits they can derive from doing so. Moreover, there is a lack of clear directions on how corporations may put the SDGs into action, all the while with 18,2 million South Africans said to be living in extreme poverty.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1375514_high.mp3?p=rss" length="16668355" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1375514_20250911_201243_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1375514?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Episode 1</title>
		<link>https://iono.fm/e/1375485</link>
		<guid isPermaLink="true">https://iono.fm/e/1375485</guid>
		<description><![CDATA[Environmental, Social and Governance (ESG) imperatives have become fundamental to how businesses make investment decisions and in 2021 flows into ESG investments reached a pinnacle when the market saw an estimated $120bn flow to sustainable investments.<br />
By effectively including and implementing ESG in business strategy, South African business can become more attractive for foreign investment to boost economic growth.<br />
But far more than this, the impact that investing for good has on the whole of South Africa is immeasurable. Investing for the planet and people creates a better world, a world where we can all live confidently, knowing we are leaving the right legacy for future generations. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 31 Oct 2023 13:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Episode 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1375485_20250911_201300_1400.jpeg"/>
		<itunes:duration>13:44</itunes:duration>
		<itunes:summary><![CDATA[Environmental, Social and Governance (ESG) imperatives have become fundamental to how businesses make investment decisions and in 2021 flows into ESG investments reached a pinnacle when the market saw an estimated $120bn flow to sustainable investments.
By effectively including and implementing ESG in business strategy, South African business can become more attractive for foreign investment to boost economic growth.
But far more than this, the impact that investing for good has on the whole of South Africa is immeasurable. Investing for the planet and people creates a better world, a world where we can all live confidently, knowing we are leaving the right legacy for future generations.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1375485_high.mp3?p=rss" length="13186755" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1375485_20250911_201300_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1375485?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Network International's R500m investment in SA</title>
		<link>https://iono.fm/e/1370650</link>
		<guid isPermaLink="true">https://iono.fm/e/1370650</guid>
		<description><![CDATA[CEO Nandan Mer discusses how local companies are benefitting from its digital payment platform ]]></description>
					<category>Business</category>
				<pubDate>Tue, 17 Oct 2023 10:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Network International's R500m investment in SA</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1370650_20250911_202158_1400.jpeg"/>
		<itunes:duration>25:46</itunes:duration>
		<itunes:summary><![CDATA[CEO Nandan Mer discusses how local companies are benefitting from its digital payment platform]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1370650_high.mp3?p=rss" length="24738339" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p372/logo_1370650_20250911_202158_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1370650?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Can China sustain its rapid economic growth?</title>
		<link>https://iono.fm/e/1364855</link>
		<guid isPermaLink="true">https://iono.fm/e/1364855</guid>
		<description><![CDATA[PSG Wealth's Adriaan Pask discusses the threat of China’s deteriorating demographics and other risk factors on its investment case ]]></description>
					<category>Business</category>
				<pubDate>Fri, 29 Sep 2023 07:34:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Can China sustain its rapid economic growth?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1364855_20250911_203200_1400.jpeg"/>
		<itunes:duration>26:02</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth's Adriaan Pask discusses the threat of China’s deteriorating demographics and other risk factors on its investment case]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
		<enclosure url="https://dl.iono.fm/epi/prov_372/epi_1364855_high.mp3?p=rss" length="25004579" type="audio/mpeg" />
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	<item>
		<title>Why is US economy resilient despite high rates?</title>
		<link>https://iono.fm/e/1356506</link>
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		<description><![CDATA[Why is US economy resilient despite high rates? Adriaan Pask of PSG Wealth explains this contradiction. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 04 Sep 2023 10:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why is US economy resilient despite high rates?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1356506_20250911_204942_1400.jpeg"/>
		<itunes:duration>20:24</itunes:duration>
		<itunes:summary><![CDATA[Why is US economy resilient despite high rates? Adriaan Pask of PSG Wealth explains this contradiction.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Is raising rates the best tool to lower local inflation?</title>
		<link>https://iono.fm/e/1337822</link>
		<guid isPermaLink="true">https://iono.fm/e/1337822</guid>
		<description><![CDATA[PSG Wealth's chief investment officer Adriaan Pask explains what is needed to manage the different causes of inflation. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 01 Aug 2023 10:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is raising rates the best tool to lower local inflation?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1337822_20250911_211219_1400.jpeg"/>
		<itunes:duration>26:24</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth's chief investment officer Adriaan Pask explains what is needed to manage the different causes of inflation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1337822?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Is a Brics currency a viable option?</title>
		<link>https://iono.fm/e/1328204</link>
		<guid isPermaLink="true">https://iono.fm/e/1328204</guid>
		<description><![CDATA[In this podcast, PSG Wealth's Adriaan Pask explains the requirements for a reserve currency, whether the creation of a Brics currency is a feasible idea, and why it’s unlikely the US dollar will be dethroned any time soon. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 05 Jul 2023 13:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is a Brics currency a viable option?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1328204_20250911_213011_1400.jpeg"/>
		<itunes:duration>25:40</itunes:duration>
		<itunes:summary><![CDATA[In this podcast, PSG Wealth's Adriaan Pask explains the requirements for a reserve currency, whether the creation of a Brics currency is a feasible idea, and why it’s unlikely the US dollar will be dethroned any time soon.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>How have high interest rates affected financial markets?</title>
		<link>https://iono.fm/e/1307732</link>
		<guid isPermaLink="true">https://iono.fm/e/1307732</guid>
		<description><![CDATA[PSG Wealth chief investment officer Adriaan Pask discusses the recent collapse of US banks and its impact on SA. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 08 May 2023 10:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How have high interest rates affected financial markets?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1307732_20250911_223715_1400.jpeg"/>
		<itunes:duration>27:40</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth chief investment officer Adriaan Pask discusses the recent collapse of US banks and its impact on SA.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>How to turn a financial plan into an action plan</title>
		<link>https://iono.fm/e/1300380</link>
		<guid isPermaLink="true">https://iono.fm/e/1300380</guid>
		<description><![CDATA[Like running a marathon, investing is a long-term game that requires preparation — and a financial adviser can act as your trusted ‘coach’,” says Nirdev Desai, PSG Wealth’s head of sales. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 14 Apr 2023 10:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to turn a financial plan into an action plan</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1300380_20250911_225217_1400.jpeg"/>
		<itunes:duration>23:24</itunes:duration>
		<itunes:summary><![CDATA[Like running a marathon, investing is a long-term game that requires preparation — and a financial adviser can act as your trusted ‘coach’,” says Nirdev Desai, PSG Wealth’s head of sales.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	</item>
	<item>
		<title>Rising government debt: Should we be worried?</title>
		<link>https://iono.fm/e/1289985</link>
		<guid isPermaLink="true">https://iono.fm/e/1289985</guid>
		<description><![CDATA[PSG Wealth’s chief investment officer, Adriaan Pask, discusses this global trend and compares SA’s debt levels with the rest of the world. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 14 Mar 2023 12:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Rising government debt: Should we be worried?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1289985_20250911_231401_1400.jpeg"/>
		<itunes:duration>23:40</itunes:duration>
		<itunes:summary><![CDATA[PSG Wealth’s chief investment officer, Adriaan Pask, discusses this global trend and compares SA’s debt levels with the rest of the world.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	</item>
	<item>
		<title>R88m SAB Foundation fund to help tackle SME financing gap</title>
		<link>https://iono.fm/e/1289979</link>
		<guid isPermaLink="true">https://iono.fm/e/1289979</guid>
		<description><![CDATA[Qualified alumni of its entrepreneur programmes will secure the capital and support to drive enterprise growth and further job creation. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 14 Mar 2023 11:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>R88m SAB Foundation fund to help tackle SME financing gap</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1289979_20250911_231404_1400.jpeg"/>
		<itunes:duration>30:00</itunes:duration>
		<itunes:summary><![CDATA[Qualified alumni of its entrepreneur programmes will secure the capital and support to drive enterprise growth and further job creation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	</item>
	<item>
		<title>Reality check: are entrenched investment themes still relevant in 2023?</title>
		<link>https://iono.fm/e/1275287</link>
		<guid isPermaLink="true">https://iono.fm/e/1275287</guid>
		<description><![CDATA[In this insightful podcast, Adriaan Pask, PSG Wealth’s chief investment officer, highlights the investment themes that have run out of steam and those that'll gain momentum this year. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 02 Feb 2023 10:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Reality check: are entrenched investment themes still relevant in 2023?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1275287_20250911_234033_1400.jpeg"/>
		<itunes:duration>20:35</itunes:duration>
		<itunes:summary><![CDATA[In this insightful podcast, Adriaan Pask, PSG Wealth’s chief investment officer, highlights the investment themes that have run out of steam and those that'll gain momentum this year.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	</item>
	<item>
		<title>Financial planning in a world of perma-crisis</title>
		<link>https://iono.fm/e/1268733</link>
		<guid isPermaLink="true">https://iono.fm/e/1268733</guid>
		<description><![CDATA[In this podcast, Nirdev Desai, PSG Wealth head of sales, weighs-in on the effects of a changing environment on cash and cash-like investments, and the role of these types of assets in a rapidly rising inflationary world ]]></description>
					<category>Business</category>
				<pubDate>Fri, 13 Jan 2023 16:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Financial planning in a world of perma-crisis</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1268733_20250911_235058_1400.jpeg"/>
		<itunes:duration>26:44</itunes:duration>
		<itunes:summary><![CDATA[In this podcast, Nirdev Desai, PSG Wealth head of sales, weighs-in on the effects of a changing environment on cash and cash-like investments, and the role of these types of assets in a rapidly rising inflationary world]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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						<podcast:alternateEnclosure type="audio/mp3" length="9961840" bitrate="56000" title="Medium quality">
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	</item>
	<item>
		<title>Investment highlights for 2022</title>
		<link>https://iono.fm/e/1253793</link>
		<guid isPermaLink="true">https://iono.fm/e/1253793</guid>
		<description><![CDATA[High inflation and aggressive interest rate hikes, combined with geopolitical tensions affected markets and asset classes this year. So, what was the biggest investment lesson? PSG Wealth’s chief investment officer, Adriaan Pask, shares his views. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 21 Nov 2022 08:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Investment highlights for 2022</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1253793_20250912_001358_1400.jpeg"/>
		<itunes:duration>18:01</itunes:duration>
		<itunes:summary><![CDATA[High inflation and aggressive interest rate hikes, combined with geopolitical tensions affected markets and asset classes this year. So, what was the biggest investment lesson? PSG Wealth’s chief investment officer, Adriaan Pask, shares his views.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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						<podcast:alternateEnclosure type="audio/mp3" length="6912028" bitrate="56000" title="Medium quality">
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1253793?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Is now the right time to invest in local assets?</title>
		<link>https://iono.fm/e/1244421</link>
		<guid isPermaLink="true">https://iono.fm/e/1244421</guid>
		<description><![CDATA[In the past, offshore investments have been seen as being the alpha generator and local, the diversifier. But times have changed, so why shouldn’t your investment approach? PSG Wealth’s chief investment officer, Adriaan Pask, shares his views. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 26 Oct 2022 10:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is now the right time to invest in local assets?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>19:52</itunes:duration>
		<itunes:summary><![CDATA[In the past, offshore investments have been seen as being the alpha generator and local, the diversifier. But times have changed, so why shouldn’t your investment approach? PSG Wealth’s chief investment officer, Adriaan Pask, shares his views.]]></itunes:summary>
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		<title>Stagflation or deflation: what part of the market cycle will come next?</title>
		<link>https://iono.fm/e/1226889</link>
		<guid isPermaLink="true">https://iono.fm/e/1226889</guid>
		<description><![CDATA[Adriaan Pask, chief investment officer at PSG Wealth, reveals what media and research reports say about what part of the market cycle will come next: stagflation or deflation. He also explains why investors should be cautious using inflation as a benchmark for the performance of their portfolios at present. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 14 Sep 2022 09:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Stagflation or deflation: what part of the market cycle will come next?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1226889_20250912_005618_1400.jpeg"/>
		<itunes:duration>20:48</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask, chief investment officer at PSG Wealth, reveals what media and research reports say about what part of the market cycle will come next: stagflation or deflation. He also explains why investors should be cautious using inflation as a benchmark for the performance of their portfolios at present.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Be wary of investment biases in volatile markets</title>
		<link>https://iono.fm/e/1216430</link>
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		<description><![CDATA[Adriaan Pask, chief investment officer at PSG Wealth, discusses common biases that tend to shape investor behaviour, and explains the importance of recognising and challenging such biases when making investment decisions. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 17 Aug 2022 10:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Be wary of investment biases in volatile markets</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1216430_20250912_011721_1400.jpeg"/>
		<itunes:duration>26:11</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask, chief investment officer at PSG Wealth, discusses common biases that tend to shape investor behaviour, and explains the importance of recognising and challenging such biases when making investment decisions.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>A changing tide for offshore assets: How to balance your portfolio</title>
		<link>https://iono.fm/e/1207213</link>
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		<description><![CDATA[Adriaan Pask, chief investment officer at PSG Wealth, explains offshore assets’ important role in keeping a portfolio diversified. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 20 Jul 2022 15:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A changing tide for offshore assets: How to balance your portfolio</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1207213_20250912_013649_1400.jpeg"/>
		<itunes:duration>23:01</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask, chief investment officer at PSG Wealth, explains offshore assets’ important role in keeping a portfolio diversified.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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		<title>A turning tide in the markets: What investors can learn</title>
		<link>https://iono.fm/e/1200784</link>
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		<description><![CDATA[Adriaan Pask, chief investment officer at PSG Wealth, shares his views on why quality business always makes for good investment ]]></description>
					<category>Business</category>
				<pubDate>Fri, 01 Jul 2022 11:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A turning tide in the markets: What investors can learn</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1200784_20250912_015047_1400.jpeg"/>
		<itunes:duration>22:12</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask, chief investment officer at PSG Wealth, shares his views on why quality business always makes for good investment]]></itunes:summary>
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	<item>
		<title>The impact of the commodities sector on portfolio positioning</title>
		<link>https://iono.fm/e/1191491</link>
		<guid isPermaLink="true">https://iono.fm/e/1191491</guid>
		<description><![CDATA[What should investors keep in mind when choosing commodity stocks both locally and offshore? Vaughan Henkel, head of Equity Research at PSG Wealth, shares his views. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 08 Jun 2022 13:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The impact of the commodities sector on portfolio positioning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1191491_20250912_020446_1400.jpeg"/>
		<itunes:duration>12:41</itunes:duration>
		<itunes:summary><![CDATA[What should investors keep in mind when choosing commodity stocks both locally and offshore? Vaughan Henkel, head of Equity Research at PSG Wealth, shares his views.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Driving high-performance teams in a tech-enabled environment</title>
		<link>https://iono.fm/e/1186808</link>
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		<description><![CDATA[Experts at AWCape and Sage discuss how technology can bridge the gap between the pre-Covid office and the flexible workplace employees expect today​​ ]]></description>
					<category>Business</category>
				<pubDate>Wed, 25 May 2022 10:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Driving high-performance teams in a tech-enabled environment</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1186808_20250912_021323_1400.jpeg"/>
		<itunes:duration>26:48</itunes:duration>
		<itunes:summary><![CDATA[Experts at AWCape and Sage discuss how technology can bridge the gap between the pre-Covid office and the flexible workplace employees expect today​​]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Risk-free investments amid rising inflation</title>
		<link>https://iono.fm/e/1183174</link>
		<guid isPermaLink="true">https://iono.fm/e/1183174</guid>
		<description><![CDATA[Nirdev Desai, head of Sales at PSG Wealth, discusses the relevance of cash and cash-like investments within portfolios, questions whether cash, money market funds and other fixed-income assets are indeed risk free, and highlights the difference between local cash assets and those from developed markets such as the US. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 13 May 2022 12:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Risk-free investments amid rising inflation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1183174_20250912_022236_1400.jpeg"/>
		<itunes:duration>18:46</itunes:duration>
		<itunes:summary><![CDATA[Nirdev Desai, head of Sales at PSG Wealth, discusses the relevance of cash and cash-like investments within portfolios, questions whether cash, money market funds and other fixed-income assets are indeed risk free, and highlights the difference between local cash assets and those from developed markets such as the US.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>How to use technology most effectively to manage payroll tax compliance</title>
		<link>https://iono.fm/e/1176711</link>
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		<description><![CDATA[Jeff Ryan of AWCape and Yolandi Esterhuizen of Sage explain how automated payroll systems can assist with tax compliance. They also point out that, in order to use this technology most effectively, it's important to have right people and training procedures in place too. ]]></description>
					<category>Business</category>
				<pubDate>Sun, 24 Apr 2022 16:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to use technology most effectively to manage payroll tax compliance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1176711_20250912_023433_1400.jpeg"/>
		<itunes:duration>25:06</itunes:duration>
		<itunes:summary><![CDATA[Jeff Ryan of AWCape and Yolandi Esterhuizen of Sage explain how automated payroll systems can assist with tax compliance. They also point out that, in order to use this technology most effectively, it's important to have right people and training procedures in place too.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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		<title>Why it's urgent to rethink information security in the era of hybrid work</title>
		<link>https://iono.fm/e/1174162</link>
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		<description><![CDATA[In this podcast, Iron Mountain SA's MD Takalane Rose Khashane highlights some surprising data risks brought about by employees working from home and how companies can combat these risks to build a resilient business strategy. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 13 Apr 2022 13:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why it's urgent to rethink information security in the era of hybrid work</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1174162_20250912_024030_1400.jpeg"/>
		<itunes:duration>21:02</itunes:duration>
		<itunes:summary><![CDATA[In this podcast, Iron Mountain SA's MD Takalane Rose Khashane highlights some surprising data risks brought about by employees working from home and how companies can combat these risks to build a resilient business strategy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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		<title>Investment lessons from the Russian-Ukraine conflict</title>
		<link>https://iono.fm/e/1172124</link>
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		<description><![CDATA[In this podcast, Adriaan Pask, PSG Wealth’s chief investment officer, reflects on the impact of the current geopolitical tension on inflation, interest rates and economic growth, and what this means for investors. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 06 Apr 2022 14:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Investment lessons from the Russian-Ukraine conflict</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1172124_20250912_024457_1400.jpeg"/>
		<itunes:duration>20:14</itunes:duration>
		<itunes:summary><![CDATA[In this podcast, Adriaan Pask, PSG Wealth’s chief investment officer, reflects on the impact of the current geopolitical tension on inflation, interest rates and economic growth, and what this means for investors.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Deloitte's post budget dialogue</title>
		<link>https://iono.fm/e/1165863</link>
		<guid isPermaLink="true">https://iono.fm/e/1165863</guid>
		<description><![CDATA[Nikiwe Bikitsha guides a conversation about the recent budget, disecting it from various angles. Treasury DG Dondo Mogajane, SARS Commissioner Edward Kieswetter, economist Thabi Leoka and Political analyst Sithembele Mbete give frank inputs about South Africa's problems. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 16 Mar 2022 15:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Deloitte's post budget dialogue</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>1:32:47</itunes:duration>
		<itunes:summary><![CDATA[Nikiwe Bikitsha guides a conversation about the recent budget, disecting it from various angles. Treasury DG Dondo Mogajane, SARS Commissioner Edward Kieswetter, economist Thabi Leoka and Political analyst Sithembele Mbete give frank inputs about South Africa's problems.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Deloitte's post budget dialogue</title>
		<link>https://iono.fm/e/1165860</link>
		<guid isPermaLink="true">https://iono.fm/e/1165860</guid>
		<description><![CDATA[SA is exhibiting signs of a failed state. It’s poor economic growth outlook should keep business executives and government leaders awake at night, and drive them to take urgent action to improve the country’s growth trajectory. These are some of the statements from powerful business and government figures who attended and spoke at Deloitte Africa’s recent post-budget dialogue. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 16 Mar 2022 15:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Deloitte's post budget dialogue</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_3725_20250910_203258_1400.jpeg"/>
		<itunes:duration>37:28</itunes:duration>
		<itunes:summary><![CDATA[SA is exhibiting signs of a failed state. It’s poor economic growth outlook should keep business executives and government leaders awake at night, and drive them to take urgent action to improve the country’s growth trajectory. These are some of the statements from powerful business and government figures who attended and spoke at Deloitte Africa’s recent post-budget dialogue.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Powering an inclusive future for all</title>
		<link>https://iono.fm/e/1160614</link>
		<guid isPermaLink="true">https://iono.fm/e/1160614</guid>
		<description><![CDATA[Host Mudiwa Gavaza chats to Charmaine Houvet, government affairs director of Cisco Africa, about what's needed to bridge the digital divide in SA, and how companies can play an essential role in this regard. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 28 Feb 2022 16:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Powering an inclusive future for all</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1160614_20250912_031558_1400.jpeg"/>
		<itunes:duration>25:48</itunes:duration>
		<itunes:summary><![CDATA[Host Mudiwa Gavaza chats to Charmaine Houvet, government affairs director of Cisco Africa, about what's needed to bridge the digital divide in SA, and how companies can play an essential role in this regard.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>How can investors manage their risks in 2022?</title>
		<link>https://iono.fm/e/1157867</link>
		<guid isPermaLink="true">https://iono.fm/e/1157867</guid>
		<description><![CDATA[Adriaan Pask, PSG Wealth’s chief investment officer, reflects on why it’s important for central banks to normalise interest rates, and how asset values could change when interest rates go up. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 21 Feb 2022 07:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How can investors manage their risks in 2022?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1157867_20250912_032139_1400.jpeg"/>
		<itunes:duration>14:41</itunes:duration>
		<itunes:summary><![CDATA[Adriaan Pask, PSG Wealth’s chief investment officer, reflects on why it’s important for central banks to normalise interest rates, and how asset values could change when interest rates go up.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Expectations for the year ahead</title>
		<link>https://iono.fm/e/1150614</link>
		<guid isPermaLink="true">https://iono.fm/e/1150614</guid>
		<description><![CDATA[In this podcast, Adriaan Pask, PSG Wealth's chief investment officer, shares his outlook for economies, markets and the investment landscape in 2022. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 31 Jan 2022 15:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Expectations for the year ahead</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1150614_20250912_033522_1400.jpeg"/>
		<itunes:duration>19:21</itunes:duration>
		<itunes:summary><![CDATA[In this podcast, Adriaan Pask, PSG Wealth's chief investment officer, shares his outlook for economies, markets and the investment landscape in 2022.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>'2022 is going to be the year of the NFT'</title>
		<link>https://iono.fm/e/1139052</link>
		<guid isPermaLink="true">https://iono.fm/e/1139052</guid>
		<description><![CDATA[Daniel Kibel, CEO of CMTrading, discusses the trends that shaped financial markets over the past year and those that are likely to do so in 2022. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 21 Dec 2021 09:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>'2022 is going to be the year of the NFT'</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1139052_20250912_035617_1400.jpeg"/>
		<itunes:duration>24:46</itunes:duration>
		<itunes:summary><![CDATA[Daniel Kibel, CEO of CMTrading, discusses the trends that shaped financial markets over the past year and those that are likely to do so in 2022.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>The hybrid work paradox</title>
		<link>https://iono.fm/e/1138763</link>
		<guid isPermaLink="true">https://iono.fm/e/1138763</guid>
		<description><![CDATA[In this episode, Colin Erasmus, modern workplace and security business group lead at Microsoft SA is joined by Mark Walker, associate vice-President for Sub-Saharan Africa at the International Data Corporation to discuss the big question on everyone’s mind: How do we adopt hybrid work to maintain and enhance work culture, productivity and wellbeing? ]]></description>
					<category>Business</category>
				<pubDate>Mon, 20 Dec 2021 08:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The hybrid work paradox</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1138763_20250912_035638_1400.jpeg"/>
		<itunes:duration>21:34</itunes:duration>
		<itunes:summary><![CDATA[In this episode, Colin Erasmus, modern workplace and security business group lead at Microsoft SA is joined by Mark Walker, associate vice-President for Sub-Saharan Africa at the International Data Corporation to discuss the big question on everyone’s mind: How do we adopt hybrid work to maintain and enhance work culture, productivity and wellbeing?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Sani-touch saniwipes go green</title>
		<link>https://iono.fm/e/1137997</link>
		<guid isPermaLink="true">https://iono.fm/e/1137997</guid>
		<description><![CDATA[Infection Protection Products, manufacturers of the Sani-touch range of pre-saturated wipes, has taken a stand against the pollution caused by single-use plastics by introducing green, 100% recyclable wipes.<br />
<br />
In this podcast, Annette Devenish, marketing director of Sani-touch, talks about how these wipes, which are being trialled for trolleys by Shoprite, can contribute to the country’s circular economy as well as the need to change attitudes towards waste in SA.<br />
​ ]]></description>
					<category>Business</category>
				<pubDate>Thu, 16 Dec 2021 10:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sani-touch saniwipes go green</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1137997_20250912_035737_1400.jpeg"/>
		<itunes:duration>20:17</itunes:duration>
		<itunes:summary><![CDATA[Infection Protection Products, manufacturers of the Sani-touch range of pre-saturated wipes, has taken a stand against the pollution caused by single-use plastics by introducing green, 100% recyclable wipes.

In this podcast, Annette Devenish, marketing director of Sani-touch, talks about how these wipes, which are being trialled for trolleys by Shoprite, can contribute to the country’s circular economy as well as the need to change attitudes towards waste in SA.
​]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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	<item>
		<title>Discovery commerce will drive shopping this holiday season</title>
		<link>https://iono.fm/e/1130804</link>
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		<description><![CDATA[As South Africans increasingly turn to their mobile phones and social media for shopping inspiration, we are seeing a shift from people finding products, to products finding people. <br />
<br />
Elizma Nolte, Head of Marketing Africa for Meta, discusses what this means for brands looking to maximise holiday sales this Festive Season. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 26 Nov 2021 10:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Discovery commerce will drive shopping this holiday season</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>TimesLIVE Podcasts</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p372/logo_1130804_20250912_041057_1400.jpeg"/>
		<itunes:duration>18:55</itunes:duration>
		<itunes:summary><![CDATA[As South Africans increasingly turn to their mobile phones and social media for shopping inspiration, we are seeing a shift from people finding products, to products finding people. 

Elizma Nolte, Head of Marketing Africa for Meta, discusses what this means for brands looking to maximise holiday sales this Festive Season.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3725">Sponsored</source>
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