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		<description>At the helm of Gauteng’s biggest business radio show, Kaya Biz, is Gugulethu who will be leading the conversation on what is next for the Afropolitan business landscape. The show presents local and international business news, entrepreneurship, corporate and investment banking. Since its inception in May 2006 Kaya Biz has grown from a half-an-hour daily finance update to an hour show bringing compelling business news and market reviews to listeners.</description>
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		<title>The New Economics of African Entertainment</title>
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		<description><![CDATA[Africa's entertainment and media sectors are evolving rapidly, but technology alone won't determine the winners. Charles Stuart of PwC unpacks the latest Africa Entertainment & Media Outlook, examining growth opportunities across South Africa, Kenya and Nigeria, the rise of gaming, shifting advertising trends and the enduring value of cultural connection <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
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				<pubDate>Thu, 15 Oct 2026 17:47:00 +0200</pubDate>
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						<itunes:title>The New Economics of African Entertainment</itunes:title>
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		<itunes:summary><![CDATA[Africa's entertainment and media sectors are evolving rapidly, but technology alone won't determine the winners. Charles Stuart of PwC unpacks the latest Africa Entertainment & Media Outlook, examining growth opportunities across South Africa, Kenya and Nigeria, the rise of gaming, shifting advertising trends and the enduring value of cultural connection]]></itunes:summary>
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		<title>Why Many SMEs Still Aren't Investment Ready</title>
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		<description><![CDATA[Access to funding remains a major challenge for South African entrepreneurs, but is capital really the biggest obstacle? Old Mutual's Ndumiso Zulu explores why investment readiness, governance and compliance have become critical differentiators for SMEs seeking growth capital and long-term sustainability. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
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				<pubDate>Thu, 15 Oct 2026 17:47:00 +0200</pubDate>
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						<itunes:title>Why Many SMEs Still Aren't Investment Ready</itunes:title>
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		<itunes:summary><![CDATA[Access to funding remains a major challenge for South African entrepreneurs, but is capital really the biggest obstacle? Old Mutual's Ndumiso Zulu explores why investment readiness, governance and compliance have become critical differentiators for SMEs seeking growth capital and long-term sustainability.]]></itunes:summary>
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		<title>Equites Bets Big on SA Logistics After UK Exit</title>
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		<description><![CDATA[Equites Property Fund has reported stronger earnings, near-zero vacancies and a strengthened balance sheet as it completes its strategic UK exit. CEO Andrea Taverna-Turisan unpacks why the group is doubling down on South African logistics, where rental growth is emerging, and why demand for prime logistics assets continues to outpace supply. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
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				<pubDate>Thu, 15 Oct 2026 17:46:00 +0200</pubDate>
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						<itunes:title>Equites Bets Big on SA Logistics After UK Exit</itunes:title>
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		<title>Inside Your Pocket: Spring-Clean Your Finances Before the Festive Spending Rush</title>
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		<description><![CDATA[With millions of South Africans battling impaired credit records and year-end spending pressures approaching, Trevor Misthry from National Debt Counsellors shares practical steps to regain control. From debt reconciliation and budgeting to avoiding festive season traps, this conversation focuses on building financial resilience before December arrives. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 15 Oct 2026 17:46:00 +0200</pubDate>
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						<itunes:title>Inside Your Pocket: Spring-Clean Your Finances Before the Festive Spending Rush</itunes:title>
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		<itunes:summary><![CDATA[With millions of South Africans battling impaired credit records and year-end spending pressures approaching, Trevor Misthry from National Debt Counsellors shares practical steps to regain control. From debt reconciliation and budgeting to avoiding festive season traps, this conversation focuses on building financial resilience before December arrives.]]></itunes:summary>
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		<title>The First Woman to Chair BMFI</title>
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		<description><![CDATA[Ramona Maria Grewan has become the first woman to chair Black Management Forum Investments in its 30-year history. In this conversation, she reflects on leadership, governance and transformation, and discusses how black-owned investment vehicles can drive both commercial returns and meaningful economic inclusion in South Africa <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 14 Oct 2026 18:09:00 +0200</pubDate>
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		<podcast:episode>0</podcast:episode>
						<itunes:title>The First Woman to Chair BMFI</itunes:title>
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		<itunes:summary><![CDATA[Ramona Maria Grewan has become the first woman to chair Black Management Forum Investments in its 30-year history. In this conversation, she reflects on leadership, governance and transformation, and discusses how black-owned investment vehicles can drive both commercial returns and meaningful economic inclusion in South Africa]]></itunes:summary>
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		<title>Ekasinomics: How Col'Cacchio Reinvented Itself</title>
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		<description><![CDATA[When the pandemic disrupted restaurant trading, Col'Cacchio faced a critical question: how could a restaurant brand continue reaching customers when dining rooms stood empty? Group CEO Etienne Pieterse shares how a supermarket trial during COVID evolved into a growing retail business, the challenges of preserving quality at scale, and the lessons entrepreneurs can learn about adaptation, diversification and long-term growth. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 14 Oct 2026 18:09:00 +0200</pubDate>
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						<itunes:title>Ekasinomics: How Col'Cacchio Reinvented Itself</itunes:title>
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		<itunes:summary><![CDATA[When the pandemic disrupted restaurant trading, Col'Cacchio faced a critical question: how could a restaurant brand continue reaching customers when dining rooms stood empty? Group CEO Etienne Pieterse shares how a supermarket trial during COVID evolved into a growing retail business, the challenges of preserving quality at scale, and the lessons entrepreneurs can learn about adaptation, diversification and long-term growth.]]></itunes:summary>
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		<title>The Next Decade of African Capital Markets</title>
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		<description><![CDATA[A decade of regulatory reform, stronger financial infrastructure and expanding investment opportunities has transformed many African capital markets. But despite the progress, challenges around liquidity, foreign exchange access and investor confidence remain. Anthony Kirui, Head of Africa Regional Global Markets at Absa CIB, unpacks how far the continent's markets have come, what still needs fixing, and what it will take for Africa to mobilise more of its own capital for growth and development <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 14 Oct 2026 18:08:00 +0200</pubDate>
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						<itunes:title>The Next Decade of African Capital Markets</itunes:title>
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		<itunes:summary><![CDATA[A decade of regulatory reform, stronger financial infrastructure and expanding investment opportunities has transformed many African capital markets. But despite the progress, challenges around liquidity, foreign exchange access and investor confidence remain. Anthony Kirui, Head of Africa Regional Global Markets at Absa CIB, unpacks how far the continent's markets have come, what still needs fixing, and what it will take for Africa to mobilise more of its own capital for growth and development]]></itunes:summary>
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		<title>The Future of Responsible Gambling in South Africa</title>
		<link>https://iono.fm/e/1728158</link>
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		<description><![CDATA[As South Africa's gambling sector evolves, so do concerns around consumer protection and regulation. Ulrik Bengtsson, CEO of Sun International, joins Kaya Biz to talk about the company's new Responsible Gambling Charter, the rise of offshore operators, and how technology could play a larger role in protecting players while supporting industry growth <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 13 Oct 2026 19:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Future of Responsible Gambling in South Africa</itunes:title>
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		<itunes:episode>0</itunes:episode>
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		<title>Can AI Change Driving Behaviour &amp; Insurance Outcomes?</title>
		<link>https://iono.fm/e/1728157</link>
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		<description><![CDATA[What if insurers could prevent accidents before they happen? Gugu Mfuphi speaks to Robert Attwell, CEO of Discovery Insure, about how artificial intelligence, behavioural science and telematics are helping to identify risky driving habits and encourage safer behaviour. The conversation explores whether the future of insurance lies in changing risk rather than simply pricing it. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 13 Oct 2026 19:36:00 +0200</pubDate>
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		<podcast:episode>0</podcast:episode>
						<itunes:title>Can AI Change Driving Behaviour &amp; Insurance Outcomes?</itunes:title>
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		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:23</itunes:duration>
		<itunes:summary><![CDATA[What if insurers could prevent accidents before they happen? Gugu Mfuphi speaks to Robert Attwell, CEO of Discovery Insure, about how artificial intelligence, behavioural science and telematics are helping to identify risky driving habits and encourage safer behaviour. The conversation explores whether the future of insurance lies in changing risk rather than simply pricing it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1728157?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA Food Index 2026: Why Hunger Is Rising Despite Lower Food Inflation</title>
		<link>https://iono.fm/e/1728155</link>
		<guid isPermaLink="true">https://iono.fm/e/1728155</guid>
		<description><![CDATA[Food inflation may be easing, but household hunger is worsening. Sanjeev Raghubir of Shoprite Group unpacks new findings showing hunger has reached its highest level since 2010. He shares why rising housing, utility and living costs are squeezing disposable income, what retail purchasing behaviour reveals about consumer distress, and why food insecurity is becoming an increasingly complex economic challenge. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 13 Oct 2026 19:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Food Index 2026: Why Hunger Is Rising Despite Lower Food Inflation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:04</itunes:duration>
		<itunes:summary><![CDATA[Food inflation may be easing, but household hunger is worsening. Sanjeev Raghubir of Shoprite Group unpacks new findings showing hunger has reached its highest level since 2010. He shares why rising housing, utility and living costs are squeezing disposable income, what retail purchasing behaviour reveals about consumer distress, and why food insecurity is becoming an increasingly complex economic challenge.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1728155_low.m4a?p=rss" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1728155?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The True Cost of Education</title>
		<link>https://iono.fm/e/1727443</link>
		<guid isPermaLink="true">https://iono.fm/e/1727443</guid>
		<description><![CDATA[New research from FNB Education Insights 2026 reveals that most South African parents underestimate the true cost of education and overestimate their financial preparedness. Matthew Green explains why school fees are only part of the equation and how families can build more resilient education plans. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 12 Oct 2026 20:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The True Cost of Education</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:38</itunes:duration>
		<itunes:summary><![CDATA[New research from FNB Education Insights 2026 reveals that most South African parents underestimate the true cost of education and overestimate their financial preparedness. Matthew Green explains why school fees are only part of the equation and how families can build more resilient education plans.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1727443_medium.m4a?p=rss" length="8164813" type="audio/x-m4a" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1727443?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>PWC SA Mines Report: Is South African Mining Entering a New Growth Cycle?</title>
		<link>https://iono.fm/e/1727420</link>
		<guid isPermaLink="true">https://iono.fm/e/1727420</guid>
		<description><![CDATA[South Africa's mining sector may be on the cusp of a more constructive phase. Vuyiswa Khutlang from PwC South Africa explores how stronger commodity prices, improving reserve positions and rising demand for critical minerals could reshape the outlook for one of the country's most important industries <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 12 Oct 2026 18:31:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PWC SA Mines Report: Is South African Mining Entering a New Growth Cycle?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:58</itunes:duration>
		<itunes:summary><![CDATA[South Africa's mining sector may be on the cusp of a more constructive phase. Vuyiswa Khutlang from PwC South Africa explores how stronger commodity prices, improving reserve positions and rising demand for critical minerals could reshape the outlook for one of the country's most important industries]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1727420_medium.m4a?p=rss" length="6857563" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3043030" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1727420_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1727420?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Rethinking Entrepreneurship Through Technology</title>
		<link>https://iono.fm/e/1726444</link>
		<guid isPermaLink="true">https://iono.fm/e/1726444</guid>
		<description><![CDATA[With most South African SMEs failing within their first five years, a new AI-powered platform is aiming to change the odds. Gugu Mfuphi speaks with Gift Lubele, Director of newly launched app Rinku, about fragmented support systems, entrepreneurship challenges and how artificial intelligence can help connect business owners to the tools they need to succeed. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 08 Oct 2026 20:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Rethinking Entrepreneurship Through Technology</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:48</itunes:duration>
		<itunes:summary><![CDATA[With most South African SMEs failing within their first five years, a new AI-powered platform is aiming to change the odds. Gugu Mfuphi speaks with Gift Lubele, Director of newly launched app Rinku, about fragmented support systems, entrepreneurship challenges and how artificial intelligence can help connect business owners to the tools they need to succeed.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1726444_medium.m4a?p=rss" length="9711522" type="audio/x-m4a" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1726444?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Old Mutual Thought Leaders Forum - Retirement Reform and South Africa's Future</title>
		<link>https://iono.fm/e/1726441</link>
		<guid isPermaLink="true">https://iono.fm/e/1726441</guid>
		<description><![CDATA[What role can retirement savings play in supporting economic development? Thakane Setsabi-Mushonga, Managing Executive of Old Mutual Corporate Consultants unpacks the major themes emerging from the 2026 Old Mutual Thought Leaders Forum, including retirement reform, workforce resilience and the connection between long-term savings and economic growth <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 08 Oct 2026 19:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Old Mutual Thought Leaders Forum - Retirement Reform and South Africa's Future</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:59</itunes:duration>
		<itunes:summary><![CDATA[What role can retirement savings play in supporting economic development? Thakane Setsabi-Mushonga, Managing Executive of Old Mutual Corporate Consultants unpacks the major themes emerging from the 2026 Old Mutual Thought Leaders Forum, including retirement reform, workforce resilience and the connection between long-term savings and economic growth]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1726441_medium.m4a?p=rss" length="4903027" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="2176038" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1726441_low.m4a?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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	</item>
	<item>
		<title>SA Manufacturing Pulse &amp; Localisation Progress as Q4 2026 Unfolds</title>
		<link>https://iono.fm/e/1726411</link>
		<guid isPermaLink="true">https://iono.fm/e/1726411</guid>
		<description><![CDATA[South Africa's manufacturing sector remains central to the country's growth ambitions, but are policymakers and businesses doing enough to support local industry? Gugu Mfuphi speaks to Irshaad Kathrada, CEO of the LFS, about localisation, procurement leakage, job creation and why strengthening industrial value chains could unlock billions in economic activity and thousands of jobs. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 08 Oct 2026 18:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Manufacturing Pulse &amp; Localisation Progress as Q4 2026 Unfolds</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:46</itunes:duration>
		<itunes:summary><![CDATA[South Africa's manufacturing sector remains central to the country's growth ambitions, but are policymakers and businesses doing enough to support local industry? Gugu Mfuphi speaks to Irshaad Kathrada, CEO of the LFS, about localisation, procurement leakage, job creation and why strengthening industrial value chains could unlock billions in economic activity and thousands of jobs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1726411_medium.m4a?p=rss" length="8718970" type="audio/x-m4a" />
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	<item>
		<title>The Psychology of Money: What Drives Financial Confidence In 2026</title>
		<link>https://iono.fm/e/1725967</link>
		<guid isPermaLink="true">https://iono.fm/e/1725967</guid>
		<description><![CDATA[The latest Sanlam Financial Confidence Index Report shows an intriguing trend: financial confidence has remained stable, and in some areas even strengthened. The overall index edged up to 54, while financial wellbeing reached its highest level since the study began. This evening we're joined by Tshepo Mogotsi, Group Head of Brand at Sanlam, to unpack what the findings reveal about the financial mindset of South Africans <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 07 Oct 2026 19:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Psychology of Money: What Drives Financial Confidence In 2026</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:27</itunes:duration>
		<itunes:summary><![CDATA[The latest Sanlam Financial Confidence Index Report shows an intriguing trend: financial confidence has remained stable, and in some areas even strengthened. The overall index edged up to 54, while financial wellbeing reached its highest level since the study began. This evening we're joined by Tshepo Mogotsi, Group Head of Brand at Sanlam, to unpack what the findings reveal about the financial mindset of South Africans]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1725967_medium.m4a?p=rss" length="7094606" type="audio/x-m4a" />
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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	</item>
	<item>
		<title>Absa's Big Crypto Bet: Bringing Digital Assets Into Banking</title>
		<link>https://iono.fm/e/1725953</link>
		<guid isPermaLink="true">https://iono.fm/e/1725953</guid>
		<description><![CDATA[Absa has become the first African bank to launch an institutional digital asset custody solution, signalling a major shift in the evolution of financial services on the continent. Rob Downes, Head of Digital Assets at Absa CIB, unpacks why traditional banking is embracing digital assets, what this means for institutional investors, and how tokenisation, digital securities and programmable finance could reshape the future of money. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 07 Oct 2026 18:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Absa's Big Crypto Bet: Bringing Digital Assets Into Banking</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:59</itunes:duration>
		<itunes:summary><![CDATA[Absa has become the first African bank to launch an institutional digital asset custody solution, signalling a major shift in the evolution of financial services on the continent. Rob Downes, Head of Digital Assets at Absa CIB, unpacks why traditional banking is embracing digital assets, what this means for institutional investors, and how tokenisation, digital securities and programmable finance could reshape the future of money.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1725953_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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	</item>
	<item>
		<title>South Africa's Next Growth Bottleneck</title>
		<link>https://iono.fm/e/1725948</link>
		<guid isPermaLink="true">https://iono.fm/e/1725948</guid>
		<description><![CDATA[Electricity reliability may be improving, but South Africa's economic constraints are shifting elsewhere. PwC's latest Economic Outlook highlights growing pressure from logistics, water infrastructure and service delivery challenges. Chief Economist Lullu Krugel explores where South Africa's next growth opportunities and obstacles lie, and what needs to happen to translate stability into investment, productivity and jobs. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 07 Oct 2026 18:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africa's Next Growth Bottleneck</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:48</itunes:duration>
		<itunes:summary><![CDATA[Electricity reliability may be improving, but South Africa's economic constraints are shifting elsewhere. PwC's latest Economic Outlook highlights growing pressure from logistics, water infrastructure and service delivery challenges. Chief Economist Lullu Krugel explores where South Africa's next growth opportunities and obstacles lie, and what needs to happen to translate stability into investment, productivity and jobs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Old Mutual Thought Leaders Forum 2026: Turning Retirement Conversations Into Action</title>
		<link>https://iono.fm/e/1725565</link>
		<guid isPermaLink="true">https://iono.fm/e/1725565</guid>
		<description><![CDATA[Only a small percentage of South Africans are on track to retire comfortably. Blessing Utete, Commercial Executive Head at Old Mutual Corporate, joins Kaya Biz to discuss the Old Mutual Thought Leaders Forum, the link between retirement savings and economic growth, and what leaders can do to improve long-term financial outcomes <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 06 Oct 2026 19:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Old Mutual Thought Leaders Forum 2026: Turning Retirement Conversations Into Action</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:37</itunes:duration>
		<itunes:summary><![CDATA[Only a small percentage of South Africans are on track to retire comfortably. Blessing Utete, Commercial Executive Head at Old Mutual Corporate, joins Kaya Biz to discuss the Old Mutual Thought Leaders Forum, the link between retirement savings and economic growth, and what leaders can do to improve long-term financial outcomes]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Reading The Signals From South African Mining</title>
		<link>https://iono.fm/e/1725566</link>
		<guid isPermaLink="true">https://iono.fm/e/1725566</guid>
		<description><![CDATA[South Africa's mining sector remains a major source of high-paying employment, but underlying challenges persist. Bongani Motsa, Chief Economist at Minerals Council SA, explores employment resilience, declining productivity, commodity trends and the key risks and opportunities shaping mining's outlook into 2027 <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 06 Oct 2026 19:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Reading The Signals From South African Mining</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:19</itunes:duration>
		<itunes:summary><![CDATA[South Africa's mining sector remains a major source of high-paying employment, but underlying challenges persist. Bongani Motsa, Chief Economist at Minerals Council SA, explores employment resilience, declining productivity, commodity trends and the key risks and opportunities shaping mining's outlook into 2027]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1725566_low.m4a?p=rss" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1725566?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The Economics of Ride-Hailing Under Fuel Price Pressure</title>
		<link>https://iono.fm/e/1725564</link>
		<guid isPermaLink="true">https://iono.fm/e/1725564</guid>
		<description><![CDATA[As fuel costs surge, ride-hailing drivers are under growing financial pressure. Ashif Black, Country Representative for inDrive South Africa, discusses the realities facing drivers, the return of the platform's 1% commission initiative, and what it takes to sustain earnings in today's cost-of-living environment <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 06 Oct 2026 19:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Economics of Ride-Hailing Under Fuel Price Pressure</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:36</itunes:duration>
		<itunes:summary><![CDATA[As fuel costs surge, ride-hailing drivers are under growing financial pressure. Ashif Black, Country Representative for inDrive South Africa, discusses the realities facing drivers, the return of the platform's 1% commission initiative, and what it takes to sustain earnings in today's cost-of-living environment]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1725564_low.m4a?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1725564?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA Fuel Prices spike again: From Global Oil Markets to Your Tank</title>
		<link>https://iono.fm/e/1725558</link>
		<guid isPermaLink="true">https://iono.fm/e/1725558</guid>
		<description><![CDATA[South Africans are facing one of the steepest fuel price increases on record. Henry van der Merwe, National Chairperson of SAPRA, unpacks the geopolitical drivers behind the latest fuel shock, the impact on household budgets, inflation and logistics costs, and why filling stations are feeling pressure despite soaring pump prices. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 06 Oct 2026 19:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Fuel Prices spike again: From Global Oil Markets to Your Tank</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:17</itunes:duration>
		<itunes:summary><![CDATA[South Africans are facing one of the steepest fuel price increases on record. Henry van der Merwe, National Chairperson of SAPRA, unpacks the geopolitical drivers behind the latest fuel shock, the impact on household budgets, inflation and logistics costs, and why filling stations are feeling pressure despite soaring pump prices.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1725558_medium.m4a?p=rss" length="7498700" type="audio/x-m4a" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1725558_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1725558?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Africa's Next Economic Decade: From Potential to Prosperity</title>
		<link>https://iono.fm/e/1725100</link>
		<guid isPermaLink="true">https://iono.fm/e/1725100</guid>
		<description><![CDATA[As global supply chains shift, AI investment accelerates and demand for critical minerals rises, could Africa be entering a new era of economic opportunity? Frank Blackmore of KPMG and Zeph Nhleko of the DBSA explore the continent's growth prospects, infrastructure challenges, investment opportunities and the decisions that could shape Africa's economic future <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 05 Oct 2026 20:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Africa's Next Economic Decade: From Potential to Prosperity</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>26:50</itunes:duration>
		<itunes:summary><![CDATA[As global supply chains shift, AI investment accelerates and demand for critical minerals rises, could Africa be entering a new era of economic opportunity? Frank Blackmore of KPMG and Zeph Nhleko of the DBSA explore the continent's growth prospects, infrastructure challenges, investment opportunities and the decisions that could shape Africa's economic future]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1725100_medium.m4a?p=rss" length="13160203" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="5838672" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1725100_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1725100?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Finding Value in SA Property Again</title>
		<link>https://iono.fm/e/1725077</link>
		<guid isPermaLink="true">https://iono.fm/e/1725077</guid>
		<description><![CDATA[South Africa's listed property sector has struggled to keep pace with other asset classes, but improving fundamentals are beginning to attract fresh attention. Independent property analyst Keillen Ndlovu unpacks whether declining vacancies, stronger balance sheets, logistics demand and attractive valuations could signal a turning point for REIT investors, while also exploring the future of malls, offices and emerging property growth themes. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 05 Oct 2026 18:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Finding Value in SA Property Again</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>20:15</itunes:duration>
		<itunes:summary><![CDATA[South Africa's listed property sector has struggled to keep pace with other asset classes, but improving fundamentals are beginning to attract fresh attention. Independent property analyst Keillen Ndlovu unpacks whether declining vacancies, stronger balance sheets, logistics demand and attractive valuations could signal a turning point for REIT investors, while also exploring the future of malls, offices and emerging property growth themes.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1725077_medium.m4a?p=rss" length="9937302" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="4409125" bitrate="28000" title="Low quality">
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	<item>
		<title>The Boardroom Decisions Shaping South Africa's Airports</title>
		<link>https://iono.fm/e/1724004</link>
		<guid isPermaLink="true">https://iono.fm/e/1724004</guid>
		<description><![CDATA[Following the appointment of a new CEO, ACSA Board Chairperson Irvin Phenyane joins Gugu Mfuphi to discuss leadership succession, governance, aviation innovation and the long-term strategy behind South Africa's airport network. The conversation explores what comes after recovery and how ACSA plans to position itself for its next phase of growth <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 01 Oct 2026 19:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Boardroom Decisions Shaping South Africa's Airports</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:42</itunes:duration>
		<itunes:summary><![CDATA[Following the appointment of a new CEO, ACSA Board Chairperson Irvin Phenyane joins Gugu Mfuphi to discuss leadership succession, governance, aviation innovation and the long-term strategy behind South Africa's airport network. The conversation explores what comes after recovery and how ACSA plans to position itself for its next phase of growth]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1724004_medium.m4a?p=rss" length="7211597" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3200060" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1724004_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1724004?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Loyalty Rewards: The Hidden Value In Your Wallet</title>
		<link>https://iono.fm/e/1724001</link>
		<guid isPermaLink="true">https://iono.fm/e/1724001</guid>
		<description><![CDATA[Millions of South Africans belong to loyalty programmes, yet many still miss out on rewards at the checkout. Byron Rode, Founder and CEO of (my)cards, joins Kaya Biz to discuss how technology is changing loyalty programmes, consumer behaviour, and the growing role rewards play in helping households stretch their budgets further <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 01 Oct 2026 19:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Loyalty Rewards: The Hidden Value In Your Wallet</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>21:35</itunes:duration>
		<itunes:summary><![CDATA[Millions of South Africans belong to loyalty programmes, yet many still miss out on rewards at the checkout. Byron Rode, Founder and CEO of (my)cards, joins Kaya Biz to discuss how technology is changing loyalty programmes, consumer behaviour, and the growing role rewards play in helping households stretch their budgets further]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1724001_medium.m4a?p=rss" length="10591652" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="4699394" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1724001_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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	</item>
	<item>
		<title>SA Manufacturing Returns To Growth, But Is It Sustainable?</title>
		<link>https://iono.fm/e/1723999</link>
		<guid isPermaLink="true">https://iono.fm/e/1723999</guid>
		<description><![CDATA[South Africa's manufacturing sector returned to expansion territory in September, with the Absa PMI rising above the key 50-point mark. Absa economist Sello Sekele unpacks what is driving the rebound, the risks that remain beneath the headline number, and whether manufacturers are finally entering a sustained recovery phase <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 01 Oct 2026 19:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Manufacturing Returns To Growth, But Is It Sustainable?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:06</itunes:duration>
		<itunes:summary><![CDATA[South Africa's manufacturing sector returned to expansion territory in September, with the Absa PMI rising above the key 50-point mark. Absa economist Sello Sekele unpacks what is driving the rebound, the risks that remain beneath the headline number, and whether manufacturers are finally entering a sustained recovery phase]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1723999_medium.m4a?p=rss" length="8392148" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3723716" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1723999_low.m4a?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1723999?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>ETFSA PANEL DISCUSSION: Excuse-Proof Investing: Turning Intent Into Action</title>
		<link>https://iono.fm/e/1723541</link>
		<guid isPermaLink="true">https://iono.fm/e/1723541</guid>
		<description><![CDATA[Most people know they should invest. Far fewer actually do. In this special ETFSA panel discussion, Suzan Ramotshabi, Wendy Hlatshwayo and Gareth Stobie unpack the behavioural, emotional and practical barriers holding South Africans back from building wealth, and why successful investing is often more about habits than market expertise <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 30 Sep 2026 19:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ETFSA PANEL DISCUSSION: Excuse-Proof Investing: Turning Intent Into Action</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>52:43</itunes:duration>
		<itunes:summary><![CDATA[Most people know they should invest. Far fewer actually do. In this special ETFSA panel discussion, Suzan Ramotshabi, Wendy Hlatshwayo and Gareth Stobie unpack the behavioural, emotional and practical barriers holding South Africans back from building wealth, and why successful investing is often more about habits than market expertise]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Capitec's R9.5 Billion Question: What's Next?</title>
		<link>https://iono.fm/e/1723534</link>
		<guid isPermaLink="true">https://iono.fm/e/1723534</guid>
		<description><![CDATA[Capitec delivered headline earnings growth of 19% to R9.5 billion while growing its client base to 26.6 million. But the bigger story may be what's driving that growth. CEO Graham Lee explains how fintech, insurance, payments and business banking are reshaping the future of the group and where the next phase of expansion will come from <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 30 Sep 2026 19:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Capitec's R9.5 Billion Question: What's Next?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:05</itunes:duration>
		<itunes:summary><![CDATA[Capitec delivered headline earnings growth of 19% to R9.5 billion while growing its client base to 26.6 million. But the bigger story may be what's driving that growth. CEO Graham Lee explains how fintech, insurance, payments and business banking are reshaping the future of the group and where the next phase of expansion will come from]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Novo's New Strategy For South Africa</title>
		<link>https://iono.fm/e/1723517</link>
		<guid isPermaLink="true">https://iono.fm/e/1723517</guid>
		<description><![CDATA[Novo Nordisk is now simply "Novo", but the rebrand goes far beyond a new name. Sara Norcross, VP and General Manager for South Africa, joins us to discuss obesity, hypertension, healthcare access and why addressing chronic disease has become as much an economic imperative as a healthcare one <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 30 Sep 2026 18:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Novo's New Strategy For South Africa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:55</itunes:duration>
		<itunes:summary><![CDATA[Novo Nordisk is now simply "Novo", but the rebrand goes far beyond a new name. Sara Norcross, VP and General Manager for South Africa, joins us to discuss obesity, hypertension, healthcare access and why addressing chronic disease has become as much an economic imperative as a healthcare one]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1723517_medium.m4a?p=rss" length="8301168" type="audio/x-m4a" />
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	<item>
		<title>Shadrack Sibiya Denies Grooming 16-Year-Old</title>
		<link>https://iono.fm/e/1723039</link>
		<guid isPermaLink="true">https://iono.fm/e/1723039</guid>
		<description><![CDATA[Kaya News Reporter Keneiloe Huma joins Phemelo to unpack the latest developments in suspended, Deputy National Police Commissioner Lieutenant General Shadrack Sibiya’s bail application, including the allegations of rape, sexual grooming and human trafficking, which he denies. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 29 Sep 2026 21:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Shadrack Sibiya Denies Grooming 16-Year-Old</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:00</itunes:duration>
		<itunes:summary><![CDATA[Kaya News Reporter Keneiloe Huma joins Phemelo to unpack the latest developments in suspended, Deputy National Police Commissioner Lieutenant General Shadrack Sibiya’s bail application, including the allegations of rape, sexual grooming and human trafficking, which he denies.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1723039_medium.m4a?p=rss" length="4421736" type="audio/x-m4a" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1723039_low.m4a?p=rss" />
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	</item>
	<item>
		<title>Beyond Tap-and-Go: The Future of Payments in South Africa</title>
		<link>https://iono.fm/e/1723027</link>
		<guid isPermaLink="true">https://iono.fm/e/1723027</guid>
		<description><![CDATA[South Africa's payments landscape is undergoing significant reform, with regulators and industry players seeking to expand access, increase competition and lower transaction costs. Lincoln Mali, in his capacity as President of the Association of South African Payment Providers, talks about digital payments, merchant adoption, financial inclusion and what a more modern payments system could mean for consumers and small businesses. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 29 Sep 2026 19:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Beyond Tap-and-Go: The Future of Payments in South Africa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:51</itunes:duration>
		<itunes:summary><![CDATA[South Africa's payments landscape is undergoing significant reform, with regulators and industry players seeking to expand access, increase competition and lower transaction costs. Lincoln Mali, in his capacity as President of the Association of South African Payment Providers, talks about digital payments, merchant adoption, financial inclusion and what a more modern payments system could mean for consumers and small businesses.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1723027_medium.m4a?p=rss" length="7284323" type="audio/x-m4a" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1723027?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Beyond the Unemployment Rate - Reading the Economy Through Jobs</title>
		<link>https://iono.fm/e/1723022</link>
		<guid isPermaLink="true">https://iono.fm/e/1723022</guid>
		<description><![CDATA[South Africa's latest Quarterly Employment Statistics showed the formal sector shed 14,000 jobs in the second quarter, even as wages continued to rise. Nkosinathi Mahlangu from the Momentum Group Foundation unpacks what the latest employment data reveals about economic activity, shifting industry trends, entrepreneurship opportunities and the outlook for young South Africans seeking a foothold in the economy. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 29 Sep 2026 19:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Beyond the Unemployment Rate - Reading the Economy Through Jobs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:04</itunes:duration>
		<itunes:summary><![CDATA[South Africa's latest Quarterly Employment Statistics showed the formal sector shed 14,000 jobs in the second quarter, even as wages continued to rise. Nkosinathi Mahlangu from the Momentum Group Foundation unpacks what the latest employment data reveals about economic activity, shifting industry trends, entrepreneurship opportunities and the outlook for young South Africans seeking a foothold in the economy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>From Spain to South Africa: Vukile's Next Growth Phase</title>
		<link>https://iono.fm/e/1723030</link>
		<guid isPermaLink="true">https://iono.fm/e/1723030</guid>
		<description><![CDATA[Retail-focused property group Vukile Property Fund reported strong trading across its South African and European portfolios, supported by healthy sales growth, high occupancy levels and resilient leasing activity. CEO Laurence Rapp joins us to talk about expanding in Europe, integrating newly acquired Spanish and Italian assets, navigating currency headwinds and why the group remains confident in its growth and dividend outlook <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 29 Sep 2026 17:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>From Spain to South Africa: Vukile's Next Growth Phase</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:51</itunes:duration>
		<itunes:summary><![CDATA[Retail-focused property group Vukile Property Fund reported strong trading across its South African and European portfolios, supported by healthy sales growth, high occupancy levels and resilient leasing activity. CEO Laurence Rapp joins us to talk about expanding in Europe, integrating newly acquired Spanish and Italian assets, navigating currency headwinds and why the group remains confident in its growth and dividend outlook]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1723030_medium.m4a?p=rss" length="7284323" type="audio/x-m4a" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1723030_low.m4a?p=rss" />
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	</item>
	<item>
		<title>From Farm to Fork: The Real Cost of Higher Rates</title>
		<link>https://iono.fm/e/1722404</link>
		<guid isPermaLink="true">https://iono.fm/e/1722404</guid>
		<description><![CDATA[The Reserve Bank's latest interest rate increase could have implications far beyond the financial markets. Brendan Jacobs, Head of Agribusiness at Standard Bank South Africa, explores what rising borrowing costs, volatile energy prices and looming weather risks mean for farmers, food production and ultimately the prices South Africans pay at the checkout. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 28 Sep 2026 19:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>From Farm to Fork: The Real Cost of Higher Rates</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:06</itunes:duration>
		<itunes:summary><![CDATA[The Reserve Bank's latest interest rate increase could have implications far beyond the financial markets. Brendan Jacobs, Head of Agribusiness at Standard Bank South Africa, explores what rising borrowing costs, volatile energy prices and looming weather risks mean for farmers, food production and ultimately the prices South Africans pay at the checkout.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1722404_medium.m4a?p=rss" length="6426561" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="2851924" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1722404_low.m4a?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1722404?download=0]]></ionofm:player_url>
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	<item>
		<title>Careers Corner: Can South Africa's Digital Economy Create a Million Jobs?</title>
		<link>https://iono.fm/e/1722401</link>
		<guid isPermaLink="true">https://iono.fm/e/1722401</guid>
		<description><![CDATA[As South Africa targets one million new jobs by 2030, the ICT sector is expected to play a critical role. Dr Jannie Zaaiman, CEO of SAICTA, joins Kaya Biz to discuss the launch of a new industry-focused jobs portal, the demand for future-ready skills such as AI and automation, and how stronger connections between employers and talent could help tackle unemployment <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 28 Sep 2026 19:16:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Careers Corner: Can South Africa's Digital Economy Create a Million Jobs?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:12</itunes:duration>
		<itunes:summary><![CDATA[As South Africa targets one million new jobs by 2030, the ICT sector is expected to play a critical role. Dr Jannie Zaaiman, CEO of SAICTA, joins Kaya Biz to discuss the launch of a new industry-focused jobs portal, the demand for future-ready skills such as AI and automation, and how stronger connections between employers and talent could help tackle unemployment]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1722401_medium.m4a?p=rss" length="8932129" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3963336" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1722401_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1722401?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Balwin Delists: The Next Chapter Beyond the JSE</title>
		<link>https://iono.fm/e/1722375</link>
		<guid isPermaLink="true">https://iono.fm/e/1722375</guid>
		<description><![CDATA[After nearly 11 years on the JSE, Balwin Properties has officially gone private through a R2.26 billion transaction backed by the Public Investment Corporation and founder management. CEO Steve Brookes joins Gugulethu Mfuphi to unpack the rationale behind the move, what private ownership unlocks for the residential developer, and what the delisting says about South Africa's capital markets, property sector and long-term growth prospects <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 28 Sep 2026 17:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Balwin Delists: The Next Chapter Beyond the JSE</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:54</itunes:duration>
		<itunes:summary><![CDATA[After nearly 11 years on the JSE, Balwin Properties has officially gone private through a R2.26 billion transaction backed by the Public Investment Corporation and founder management. CEO Steve Brookes joins Gugulethu Mfuphi to unpack the rationale behind the move, what private ownership unlocks for the residential developer, and what the delisting says about South Africa's capital markets, property sector and long-term growth prospects]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1722375_medium.m4a?p=rss" length="5837624" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="2590544" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1722375_low.m4a?p=rss" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1722375?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>AGOA Extended: Certainty or Illusion?</title>
		<link>https://iono.fm/e/1721431</link>
		<guid isPermaLink="true">https://iono.fm/e/1721431</guid>
		<description><![CDATA[The US has extended the African Growth and Opportunity Act (AGOA) to 2028, stabilising duty‑free access for African exporters. But is this really a win, or just temporary certainty? Oxford Economic’s Jervin Naidoo explains what the extension means for South Africa’s auto industry, Kenya’s textiles, and Africa’s trade outlook in a world of rising tariffs and geopolitical competition. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 24 Sep 2026 19:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>AGOA Extended: Certainty or Illusion?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:07</itunes:duration>
		<itunes:summary><![CDATA[The US has extended the African Growth and Opportunity Act (AGOA) to 2028, stabilising duty‑free access for African exporters. But is this really a win, or just temporary certainty? Oxford Economic’s Jervin Naidoo explains what the extension means for South Africa’s auto industry, Kenya’s textiles, and Africa’s trade outlook in a world of rising tariffs and geopolitical competition.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Your Retirement, Your Rules: ETFSA’s Starter Pack Explained</title>
		<link>https://iono.fm/e/1721236</link>
		<guid isPermaLink="true">https://iono.fm/e/1721236</guid>
		<description><![CDATA[Retirement planning doesn’t need to be intimidating. Suzan Ramotshabi breaks down the biggest barriers stopping South Africans from investing, including Black Tax and fear of making mistakes. She explains how the Starter Pack works, additional ETFSA solutions, and the one step listeners can take today to begin their retirement journey — plus a preview of next week’s live roundtable. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 23 Sep 2026 19:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Your Retirement, Your Rules: ETFSA’s Starter Pack Explained</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>22:32</itunes:duration>
		<itunes:summary><![CDATA[Retirement planning doesn’t need to be intimidating. Suzan Ramotshabi breaks down the biggest barriers stopping South Africans from investing, including Black Tax and fear of making mistakes. She explains how the Starter Pack works, additional ETFSA solutions, and the one step listeners can take today to begin their retirement journey — plus a preview of next week’s live roundtable.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>SARB Tightens: What the 25bps Hike Means for You</title>
		<link>https://iono.fm/e/1721211</link>
		<guid isPermaLink="true">https://iono.fm/e/1721211</guid>
		<description><![CDATA[The SARB surprised markets with a unanimous vote to hike rates by 25bps, landing against rising inflation expectations and global volatility. Johann Els unpacks the policy mood shift, the 4.4% inflation print, rand vulnerability, and how this decision affects credit conditions, household budgets, and South Africa’s growth outlook heading into 2027. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 23 Sep 2026 18:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SARB Tightens: What the 25bps Hike Means for You</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:59</itunes:duration>
		<itunes:summary><![CDATA[The SARB surprised markets with a unanimous vote to hike rates by 25bps, landing against rising inflation expectations and global volatility. Johann Els unpacks the policy mood shift, the 4.4% inflation print, rand vulnerability, and how this decision affects credit conditions, household budgets, and South Africa’s growth outlook heading into 2027.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Measured Momentum in SA Banking: Earnings Up, Risks Rising</title>
		<link>https://iono.fm/e/1720824</link>
		<guid isPermaLink="true">https://iono.fm/e/1720824</guid>
		<description><![CDATA[South Africa’s major banks delivered headline earnings growth of 9.3% to R82.3 billion, stronger ROE at 20.5%, and improved cost‑to‑income ratios — but beneath the numbers lies a fragile domestic recovery and renewed inflation pressure. PwC’s Rivaan Roopnarain breaks down the competitive dynamics across retail, business, corporate and payments ecosystems, and what the first‑half results reveal about the sector’s trajectory. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 22 Sep 2026 19:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Measured Momentum in SA Banking: Earnings Up, Risks Rising</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:37</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s major banks delivered headline earnings growth of 9.3% to R82.3 billion, stronger ROE at 20.5%, and improved cost‑to‑income ratios — but beneath the numbers lies a fragile domestic recovery and renewed inflation pressure. PwC’s Rivaan Roopnarain breaks down the competitive dynamics across retail, business, corporate and payments ecosystems, and what the first‑half results reveal about the sector’s trajectory.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>The State of SA Insurance: Climate, Claims &amp; Consumer Strain</title>
		<link>https://iono.fm/e/1720823</link>
		<guid isPermaLink="true">https://iono.fm/e/1720823</guid>
		<description><![CDATA[South Africa’s insurers are navigating a perfect storm: higher catastrophe losses, rising claims inflation, affordability strain, and a shifting risk landscape shaped by climate volatility and crime. Santam’s Partner Solutions CEO, Gugu Mtetwa, unpacks the sector’s resilience, the worsening underinsurance problem, consumer behaviour shifts, and how insurers are adapting to structurally higher risk. A clear, accessible look at the future of short‑term insurance. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 22 Sep 2026 19:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The State of SA Insurance: Climate, Claims &amp; Consumer Strain</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>24:47</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s insurers are navigating a perfect storm: higher catastrophe losses, rising claims inflation, affordability strain, and a shifting risk landscape shaped by climate volatility and crime. Santam’s Partner Solutions CEO, Gugu Mtetwa, unpacks the sector’s resilience, the worsening underinsurance problem, consumer behaviour shifts, and how insurers are adapting to structurally higher risk. A clear, accessible look at the future of short‑term insurance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Crypto’s Turning Point: Sound Money Capital says Bear Market Dead</title>
		<link>https://iono.fm/e/1720806</link>
		<guid isPermaLink="true">https://iono.fm/e/1720806</guid>
		<description><![CDATA[After eight months of grinding weakness, crypto snapped sharply higher in August — and Sound Money Capital was fully allocated ahead of the turn. CIO Rob Price explains why seller exhaustion, ETF capitulation, and policy intervention signal the end of the bear market. With Bitcoin reclaiming key resistance and market breadth improving, Price outlines why the $90K area is now firmly in view and why allocation discipline matters more than timing. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 22 Sep 2026 19:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Crypto’s Turning Point: Sound Money Capital says Bear Market Dead</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:32</itunes:duration>
		<itunes:summary><![CDATA[After eight months of grinding weakness, crypto snapped sharply higher in August — and Sound Money Capital was fully allocated ahead of the turn. CIO Rob Price explains why seller exhaustion, ETF capitulation, and policy intervention signal the end of the bear market. With Bitcoin reclaiming key resistance and market breadth improving, Price outlines why the $90K area is now firmly in view and why allocation discipline matters more than timing.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Bank Zero achieves Break-Even: 100,000 Customers, Zero Fees, Big Milestone</title>
		<link>https://iono.fm/e/1720802</link>
		<guid isPermaLink="true">https://iono.fm/e/1720802</guid>
		<description><![CDATA[Bank Zero has achieved its first break‑even month — less than five years after launch and with only 100,000 customers. With cumulative capital investment under R300 million, a founder‑built core banking platform, zero card fraud, and a rapidly expanding deposit base, the bank is redefining digital banking efficiency. Michael Jordaan joins Kaya Biz to unpack the milestone, the SME surge, the zero‑fee model, and what comes next for the platform. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 22 Sep 2026 18:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bank Zero achieves Break-Even: 100,000 Customers, Zero Fees, Big Milestone</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:50</itunes:duration>
		<itunes:summary><![CDATA[Bank Zero has achieved its first break‑even month — less than five years after launch and with only 100,000 customers. With cumulative capital investment under R300 million, a founder‑built core banking platform, zero card fraud, and a rapidly expanding deposit base, the bank is redefining digital banking efficiency. Michael Jordaan joins Kaya Biz to unpack the milestone, the SME surge, the zero‑fee model, and what comes next for the platform.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>Portfolio Overhaul Pays Off: Remgro’s 42% Earnings Surge</title>
		<link>https://iono.fm/e/1720309</link>
		<guid isPermaLink="true">https://iono.fm/e/1720309</guid>
		<description><![CDATA[Remgro delivered one of its strongest performances in years, with headline earnings up 42.3% and free cash flow at the centre more than doubling. CEO Neville Williams unpacks the strategic reshaping of the portfolio, the Mediclinic restructuring, the CIVH/Vodacom fibre deal, and the Group’s next phase of value unlock. A deep dive into disciplined capital allocation, operational optimisation and long‑term growth positioning. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 21 Sep 2026 19:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Portfolio Overhaul Pays Off: Remgro’s 42% Earnings Surge</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:58</itunes:duration>
		<itunes:summary><![CDATA[Remgro delivered one of its strongest performances in years, with headline earnings up 42.3% and free cash flow at the centre more than doubling. CEO Neville Williams unpacks the strategic reshaping of the portfolio, the Mediclinic restructuring, the CIVH/Vodacom fibre deal, and the Group’s next phase of value unlock. A deep dive into disciplined capital allocation, operational optimisation and long‑term growth positioning.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>Weak Demand, Falling Exports: Inside SA’s Manufacturing Reality</title>
		<link>https://iono.fm/e/1720308</link>
		<guid isPermaLink="true">https://iono.fm/e/1720308</guid>
		<description><![CDATA[Business confidence in manufacturing slipped to 27 as weak domestic demand and deteriorating export activity continue to weigh on performance. Absa’s Sachin Chanderdhev breaks down the latest survey results, the surprising jump in fixed investment, and why export expectations are improving despite global uncertainty. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 21 Sep 2026 19:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Weak Demand, Falling Exports: Inside SA’s Manufacturing Reality</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:17</itunes:duration>
		<itunes:summary><![CDATA[Business confidence in manufacturing slipped to 27 as weak domestic demand and deteriorating export activity continue to weigh on performance. Absa’s Sachin Chanderdhev breaks down the latest survey results, the surprising jump in fixed investment, and why export expectations are improving despite global uncertainty.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Construction Rebounds: Afrimat Index Surges Past GDP</title>
		<link>https://iono.fm/e/1720286</link>
		<guid isPermaLink="true">https://iono.fm/e/1720286</guid>
		<description><![CDATA[South Africa’s construction sector delivered a rare economic bright spot in Q2 2026. Dr Roelof Botha unpacks the 5% quarter‑on‑quarter jump in the Afrimat Construction Index, the 95,000 jobs added, and the surge in building materials production. We explore whether this momentum is sustainable, where the next pockets of opportunity lie, and what still holds the sector back. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 21 Sep 2026 18:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Construction Rebounds: Afrimat Index Surges Past GDP</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>21:26</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s construction sector delivered a rare economic bright spot in Q2 2026. Dr Roelof Botha unpacks the 5% quarter‑on‑quarter jump in the Afrimat Construction Index, the 95,000 jobs added, and the surge in building materials production. We explore whether this momentum is sustainable, where the next pockets of opportunity lie, and what still holds the sector back.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Affordability, Chinese Brands &amp; NEVs: Cars.co.za Report</title>
		<link>https://iono.fm/e/1719311</link>
		<guid isPermaLink="true">https://iono.fm/e/1719311</guid>
		<description><![CDATA[Cars.co.za’s Alan Quinn breaks down the Motor Industry Report 2026, revealing the biggest behavioural and affordability shifts in South Africa’s vehicle market. From the 72% surge in Chinese brands, to NEV momentum, to the dominance of price and fuel efficiency in buyer decisions — this episode offers essential insights for dealers, OEMs and consumers navigating a rapidly changing market. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 17 Sep 2026 19:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Affordability, Chinese Brands &amp; NEVs: Cars.co.za Report</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>21:31</itunes:duration>
		<itunes:summary><![CDATA[Cars.co.za’s Alan Quinn breaks down the Motor Industry Report 2026, revealing the biggest behavioural and affordability shifts in South Africa’s vehicle market. From the 72% surge in Chinese brands, to NEV momentum, to the dominance of price and fuel efficiency in buyer decisions — this episode offers essential insights for dealers, OEMs and consumers navigating a rapidly changing market.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>How Impact Finance Network Unlocks Entrepreneurial Growth</title>
		<link>https://iono.fm/e/1719285</link>
		<guid isPermaLink="true">https://iono.fm/e/1719285</guid>
		<description><![CDATA[Anglo American’s Emma Parker breaks down how the Impact Finance Network (IFN) is reshaping access to capital for South African entrepreneurs. With 162 businesses supported, R1.8 billion mobilised, and 46,000 livelihoods sustained, IFN is proving that connection, capability and catalytic capital can unlock real growth. A practical conversation on investment readiness, partnerships and the future of entrepreneurial finance. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 17 Sep 2026 18:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How Impact Finance Network Unlocks Entrepreneurial Growth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:49</itunes:duration>
		<itunes:summary><![CDATA[Anglo American’s Emma Parker breaks down how the Impact Finance Network (IFN) is reshaping access to capital for South African entrepreneurs. With 162 businesses supported, R1.8 billion mobilised, and 46,000 livelihoods sustained, IFN is proving that connection, capability and catalytic capital can unlock real growth. A practical conversation on investment readiness, partnerships and the future of entrepreneurial finance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Momentum’s R7bn Breakthrough: Inside the Record Results</title>
		<link>https://iono.fm/e/1719283</link>
		<guid isPermaLink="true">https://iono.fm/e/1719283</guid>
		<description><![CDATA[Momentum Group CEO Jeanette Marais unpacks the Group’s record R7.06 billion earnings, delivered a year ahead of target. We explore the improved quality of earnings, the five business units now delivering over R1bn each, the surge in sales to R93.8 billion, and how the Group’s Impact strategy is reshaping performance. A sharp, data‑rich conversation on growth, resilience and the road to F2030. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 17 Sep 2026 18:18:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Momentum’s R7bn Breakthrough: Inside the Record Results</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:26</itunes:duration>
		<itunes:summary><![CDATA[Momentum Group CEO Jeanette Marais unpacks the Group’s record R7.06 billion earnings, delivered a year ahead of target. We explore the improved quality of earnings, the five business units now delivering over R1bn each, the surge in sales to R93.8 billion, and how the Group’s Impact strategy is reshaping performance. A sharp, data‑rich conversation on growth, resilience and the road to F2030.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>ETFSA Navigator: Your Guide to Smarter Retirement Investing</title>
		<link>https://iono.fm/e/1718581</link>
		<guid isPermaLink="true">https://iono.fm/e/1718581</guid>
		<description><![CDATA[Nerina Visser, Director and ETF Strategist at ETFSA, helps South Africans cut through the noise and make confident long‑term investment decisions. She explains how investor behaviour has changed over 30 years, why choice overload is paralysing many savers, and what questions every investor should ask before choosing a retirement product. Nerina also introduces the ETFSA Navigator, a tool designed to translate personal goals into clear, actionable investment choices — blending technology with human guidance. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 16 Sep 2026 20:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ETFSA Navigator: Your Guide to Smarter Retirement Investing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:30</itunes:duration>
		<itunes:summary><![CDATA[Nerina Visser, Director and ETF Strategist at ETFSA, helps South Africans cut through the noise and make confident long‑term investment decisions. She explains how investor behaviour has changed over 30 years, why choice overload is paralysing many savers, and what questions every investor should ask before choosing a retirement product. Nerina also introduces the ETFSA Navigator, a tool designed to translate personal goals into clear, actionable investment choices — blending technology with human guidance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>PayInc Economic Index: August Recovery, Fragile Outlook</title>
		<link>https://iono.fm/e/1718574</link>
		<guid isPermaLink="true">https://iono.fm/e/1718574</guid>
		<description><![CDATA[After a difficult second quarter, South Africa’s economic activity improved in August — rising 0.8% month‑on‑month, with July revised upward to 0.6%. But the outlook remains fragile. Independent Economist Elize Kruger joins Kaya Biz to unpack the latest PayInc Economic Index and explain what the data reveals about consumer behaviour, household pressure, business caution, and the broader macro environment. She connects the dots between rising fuel prices, subdued investment, weakening confidence, and the mixed signals coming from PMI data, vehicle sales, and transaction volumes. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 16 Sep 2026 19:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PayInc Economic Index: August Recovery, Fragile Outlook</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:11</itunes:duration>
		<itunes:summary><![CDATA[After a difficult second quarter, South Africa’s economic activity improved in August — rising 0.8% month‑on‑month, with July revised upward to 0.6%. But the outlook remains fragile. Independent Economist Elize Kruger joins Kaya Biz to unpack the latest PayInc Economic Index and explain what the data reveals about consumer behaviour, household pressure, business caution, and the broader macro environment. She connects the dots between rising fuel prices, subdued investment, weakening confidence, and the mixed signals coming from PMI data, vehicle sales, and transaction volumes.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Retail at a Turning Point: SA Online Shopping Hits 10%</title>
		<link>https://iono.fm/e/1718554</link>
		<guid isPermaLink="true">https://iono.fm/e/1718554</guid>
		<description><![CDATA[South Africa’s retail landscape is undergoing one of its biggest shifts in decades. Online shopping has officially crossed the 10% share of national retail turnover, with South Africans expected to spend R159‑billion online in 2026 — growing more than five times faster than traditional retail. In this episode, Arthur Goldstuck, CEO of World Wide Worx, breaks down the data behind this milestone: what’s driving the surge, how consumer behaviour is changing, and why convenience now outweighs price as the biggest motivator. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 16 Sep 2026 18:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Retail at a Turning Point: SA Online Shopping Hits 10%</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:30</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s retail landscape is undergoing one of its biggest shifts in decades. Online shopping has officially crossed the 10% share of national retail turnover, with South Africans expected to spend R159‑billion online in 2026 — growing more than five times faster than traditional retail. In this episode, Arthur Goldstuck, CEO of World Wide Worx, breaks down the data behind this milestone: what’s driving the surge, how consumer behaviour is changing, and why convenience now outweighs price as the biggest motivator.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>DNI’s R2 Billion Connectivity Push in South Africa</title>
		<link>https://iono.fm/e/1718152</link>
		<guid isPermaLink="true">https://iono.fm/e/1718152</guid>
		<description><![CDATA[DNI is deploying over R2 billion to expand connectivity, acquire telecoms assets, and deepen digital and financial inclusion across South Africa. CEO Dr Ryan Noach explains the investment thesis, the acquisition pipeline, and how connectivity drives jobs, SME growth and economic participation. A strategic look at one of SA’s biggest private‑sector digital investments. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 15 Sep 2026 19:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>DNI’s R2 Billion Connectivity Push in South Africa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:48</itunes:duration>
		<itunes:summary><![CDATA[DNI is deploying over R2 billion to expand connectivity, acquire telecoms assets, and deepen digital and financial inclusion across South Africa. CEO Dr Ryan Noach explains the investment thesis, the acquisition pipeline, and how connectivity drives jobs, SME growth and economic participation. A strategic look at one of SA’s biggest private‑sector digital investments.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1718152?download=0]]></ionofm:player_url>
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	<item>
		<title>Attacq FY’2026 DIPS up 15.5% as R2.2bl Development Pipeline Takes Off</title>
		<link>https://iono.fm/e/1718136</link>
		<guid isPermaLink="true">https://iono.fm/e/1718136</guid>
		<description><![CDATA[Attacq delivered a 15.5% jump in normalised DIPS and a 17.2% rise in dividends, anchored by Waterfall City’s development engine. CFO Peter de Villiers unpacks occupancy strength, capital discipline, renewable‑energy investment, and the R2.2 billion development pipeline reshaping the precinct. A deep dive into how Attacq continues to deliver resilience in a volatile property market. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 15 Sep 2026 19:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Attacq FY’2026 DIPS up 15.5% as R2.2bl Development Pipeline Takes Off</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:16</itunes:duration>
		<itunes:summary><![CDATA[Attacq delivered a 15.5% jump in normalised DIPS and a 17.2% rise in dividends, anchored by Waterfall City’s development engine. CFO Peter de Villiers unpacks occupancy strength, capital discipline, renewable‑energy investment, and the R2.2 billion development pipeline reshaping the precinct. A deep dive into how Attacq continues to deliver resilience in a volatile property market.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>El Niño Returns: Why SA Agriculture Is Ready</title>
		<link>https://iono.fm/e/1717692</link>
		<guid isPermaLink="true">https://iono.fm/e/1717692</guid>
		<description><![CDATA[El Niño is back — but unlike previous drought cycles, South Africa enters the 2026/27 season with record soil moisture, dam levels at 95.5%, improved grain stocks and strong veld conditions. Absa AgriBusiness’ Loffie Brandt explains why the sector is better positioned, what risks remain, how rainfall timing and extreme heat will shape outcomes, and what producers should prioritise ahead of planting. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 14 Sep 2026 20:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>El Niño Returns: Why SA Agriculture Is Ready</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:35</itunes:duration>
		<itunes:summary><![CDATA[El Niño is back — but unlike previous drought cycles, South Africa enters the 2026/27 season with record soil moisture, dam levels at 95.5%, improved grain stocks and strong veld conditions. Absa AgriBusiness’ Loffie Brandt explains why the sector is better positioned, what risks remain, how rainfall timing and extreme heat will shape outcomes, and what producers should prioritise ahead of planting.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Google SA on Practical AI Adoption</title>
		<link>https://iono.fm/e/1717690</link>
		<guid isPermaLink="true">https://iono.fm/e/1717690</guid>
		<description><![CDATA[Ahead of the Nedbank IMC, Google SA’s Kabelo Makwane explains why many organisations remain stuck in AI pilot mode — and what separates those extracting measurable value. He breaks down leadership mindset, organisational readiness, responsible adoption, and how marketers can use AI to drive customer value, personalisation and growth. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 14 Sep 2026 19:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Google SA on Practical AI Adoption</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>21:47</itunes:duration>
		<itunes:summary><![CDATA[Ahead of the Nedbank IMC, Google SA’s Kabelo Makwane explains why many organisations remain stuck in AI pilot mode — and what separates those extracting measurable value. He breaks down leadership mindset, organisational readiness, responsible adoption, and how marketers can use AI to drive customer value, personalisation and growth.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>DBSA Delivers R7.8bn Profit: Inside the Numbers</title>
		<link>https://iono.fm/e/1717668</link>
		<guid isPermaLink="true">https://iono.fm/e/1717668</guid>
		<description><![CDATA[The DBSA has posted one of its strongest financial performances in recent years — net profit up 47% to R7.8bn, operating income up 21.7%, and disbursements rising to R20.7bn. But the picture includes rising NPLs, higher expected credit losses and liquidity pressure. CEO Boitumelo Mosako unpacks the drivers behind the results, the sustainability of earnings, the infrastructure pipeline, and how the Bank is managing municipal credit risk and macroeconomic volatility. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 14 Sep 2026 18:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>DBSA Delivers R7.8bn Profit: Inside the Numbers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:47</itunes:duration>
		<itunes:summary><![CDATA[The DBSA has posted one of its strongest financial performances in recent years — net profit up 47% to R7.8bn, operating income up 21.7%, and disbursements rising to R20.7bn. But the picture includes rising NPLs, higher expected credit losses and liquidity pressure. CEO Boitumelo Mosako unpacks the drivers behind the results, the sustainability of earnings, the infrastructure pipeline, and how the Bank is managing municipal credit risk and macroeconomic volatility.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1717668?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Lesaka Turns Profitable: FY2026 Milestone Explained</title>
		<link>https://iono.fm/e/1716676</link>
		<guid isPermaLink="true">https://iono.fm/e/1716676</guid>
		<description><![CDATA[Lesaka Technologies has delivered a landmark FY2026 performance — meeting or exceeding every guidance metric, surpassing the top end of its Adjusted EPS range, and achieving full‑year net profitability for the first time since its 2022 rebrand. Net Revenue rose 20%, Adjusted EBITDA climbed 41%, and Adjusted Earnings surged 229%. CEO Lincoln Mali breaks down the turnaround, the segment‑level momentum, and the growth ambitions driving Lesaka’s FY2027 guidance and Bank Zero acquisition. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 10 Sep 2026 19:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Lesaka Turns Profitable: FY2026 Milestone Explained</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:22</itunes:duration>
		<itunes:summary><![CDATA[Lesaka Technologies has delivered a landmark FY2026 performance — meeting or exceeding every guidance metric, surpassing the top end of its Adjusted EPS range, and achieving full‑year net profitability for the first time since its 2022 rebrand. Net Revenue rose 20%, Adjusted EBITDA climbed 41%, and Adjusted Earnings surged 229%. CEO Lincoln Mali breaks down the turnaround, the segment‑level momentum, and the growth ambitions driving Lesaka’s FY2027 guidance and Bank Zero acquisition.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>FirstRand Delivers Record Dividend Despite UK Provision Hit</title>
		<link>https://iono.fm/e/1716659</link>
		<guid isPermaLink="true">https://iono.fm/e/1716659</guid>
		<description><![CDATA[FirstRand has posted a resilient full‑year performance for June 2026, delivering the highest dividend payout in its history despite a sizeable UK motor commission provision. Underlying operations remain strong: FNB and RMB posted double‑digit profit growth, continuing operations delivered 13% earnings growth, and ROE reached 24.9%. CEO Mary Vilakazi explains the UK provision impact, the strength of the core franchises, and the group’s revised ROE targets for 2027. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 10 Sep 2026 19:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>FirstRand Delivers Record Dividend Despite UK Provision Hit</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:24</itunes:duration>
		<itunes:summary><![CDATA[FirstRand has posted a resilient full‑year performance for June 2026, delivering the highest dividend payout in its history despite a sizeable UK motor commission provision. Underlying operations remain strong: FNB and RMB posted double‑digit profit growth, continuing operations delivered 13% earnings growth, and ROE reached 24.9%. CEO Mary Vilakazi explains the UK provision impact, the strength of the core franchises, and the group’s revised ROE targets for 2027.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1716659?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>New Business Surges as Sanlam Stays on 2026 Track</title>
		<link>https://iono.fm/e/1716647</link>
		<guid isPermaLink="true">https://iono.fm/e/1716647</guid>
		<description><![CDATA[Sanlam has released its interim results for 2026, revealing strong underlying momentum beneath severe weather‑related claims and softer shareholder investment returns. New business climbed 22% to R224 billion, net client cash flows surged 64% to R78 billion, and core earnings held steady despite large loss events across South Africa and the continent. CFO Abigail Mukhuba unpacks the numbers, the headwinds, and the strategic growth vectors shaping Sanlam’s outlook for the rest of the year. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 10 Sep 2026 18:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>New Business Surges as Sanlam Stays on 2026 Track</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:13</itunes:duration>
		<itunes:summary><![CDATA[Sanlam has released its interim results for 2026, revealing strong underlying momentum beneath severe weather‑related claims and softer shareholder investment returns. New business climbed 22% to R224 billion, net client cash flows surged 64% to R78 billion, and core earnings held steady despite large loss events across South Africa and the continent. CFO Abigail Mukhuba unpacks the numbers, the headwinds, and the strategic growth vectors shaping Sanlam’s outlook for the rest of the year.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>ACSA Delivers Double‑Digit Revenue Growth as Travel rebounds</title>
		<link>https://iono.fm/e/1716213</link>
		<guid isPermaLink="true">https://iono.fm/e/1716213</guid>
		<description><![CDATA[Airports Company South Africa reported 11.6% revenue growth in FY2025/26, driven by rising passenger volumes, improved trading conditions and a strong diversification strategy. ACSA’s CFO Luzuko Mbotya joins Kaya Biz to unpack the financial performance, cost management, infrastructure investment, and the shift toward airports as economic, digital and energy hubs. We explore capex priorities, liquidity strength, and how ACSA is positioning itself for the future <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 09 Sep 2026 19:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ACSA Delivers Double‑Digit Revenue Growth as Travel rebounds</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:30</itunes:duration>
		<itunes:summary><![CDATA[Airports Company South Africa reported 11.6% revenue growth in FY2025/26, driven by rising passenger volumes, improved trading conditions and a strong diversification strategy. ACSA’s CFO Luzuko Mbotya joins Kaya Biz to unpack the financial performance, cost management, infrastructure investment, and the shift toward airports as economic, digital and energy hubs. We explore capex priorities, liquidity strength, and how ACSA is positioning itself for the future]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Tax‑Free Wealth: The Power of TFSAs &amp; ETFs</title>
		<link>https://iono.fm/e/1716211</link>
		<guid isPermaLink="true">https://iono.fm/e/1716211</guid>
		<description><![CDATA[Many South Africans believe investing requires large sums — but time, consistency and tax‑free compounding matter far more. ETFSA’s Wendy Hlatshwayo explains how Tax‑Free Savings Accounts work, why ETFs are ideal inside them, and how ordinary earners can build long‑term wealth through simple, diversified investing. A practical, jargon‑free guide to getting started today. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 09 Sep 2026 19:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tax‑Free Wealth: The Power of TFSAs &amp; ETFs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:41</itunes:duration>
		<itunes:summary><![CDATA[Many South Africans believe investing requires large sums — but time, consistency and tax‑free compounding matter far more. ETFSA’s Wendy Hlatshwayo explains how Tax‑Free Savings Accounts work, why ETFs are ideal inside them, and how ordinary earners can build long‑term wealth through simple, diversified investing. A practical, jargon‑free guide to getting started today.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1716211_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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	<item>
		<title>Growthpoint FY’2026 DIPS climbs 4.3% South Africa Portfolio Performance\</title>
		<link>https://iono.fm/e/1716201</link>
		<guid isPermaLink="true">https://iono.fm/e/1716201</guid>
		<description><![CDATA[Growthpoint Properties delivered a stronger FY26 performance, with distributable income per share up 4.3%, Group LTV down to 38.7%, and total assets rising to R160.1bn. The REIT continues reshaping its SA portfolio — trimming office exposure, expanding logistics, and modernising retail — while the V&A Waterfront delivered standout income growth. CFO José Snyders unpacks the numbers, the disposal strategy, offshore earnings pressure, and the priorities driving Growthpoint’s next chapter. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 09 Sep 2026 19:18:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Growthpoint FY’2026 DIPS climbs 4.3% South Africa Portfolio Performance\</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>20:37</itunes:duration>
		<itunes:summary><![CDATA[Growthpoint Properties delivered a stronger FY26 performance, with distributable income per share up 4.3%, Group LTV down to 38.7%, and total assets rising to R160.1bn. The REIT continues reshaping its SA portfolio — trimming office exposure, expanding logistics, and modernising retail — while the V&A Waterfront delivered standout income growth. CFO José Snyders unpacks the numbers, the disposal strategy, offshore earnings pressure, and the priorities driving Growthpoint’s next chapter.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1716201_low.m4a?p=rss" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1716201?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>GDP Contracts 0.2%: Ninety One on SA’s Growth Pulse</title>
		<link>https://iono.fm/e/1715771</link>
		<guid isPermaLink="true">https://iono.fm/e/1715771</guid>
		<description><![CDATA[South Africa’s GDP contracted 0.2% in Q2 2026, confirming a weak quarter driven by declines in trade, manufacturing and mining. Ninety One’s Vivienne Taberer joins us to unpack the sector‑level drivers, the agricultural volatility behind forecast differences, and the implications of rising imports and soft investment. She also explains the upcoming GDP rebase, why it may lower the debt‑to‑GDP ratio, and how markets should interpret the contrast between weak growth and improving fiscal optics. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 08 Sep 2026 19:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>GDP Contracts 0.2%: Ninety One on SA’s Growth Pulse</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:46</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s GDP contracted 0.2% in Q2 2026, confirming a weak quarter driven by declines in trade, manufacturing and mining. Ninety One’s Vivienne Taberer joins us to unpack the sector‑level drivers, the agricultural volatility behind forecast differences, and the implications of rising imports and soft investment. She also explains the upcoming GDP rebase, why it may lower the debt‑to‑GDP ratio, and how markets should interpret the contrast between weak growth and improving fiscal optics.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			</podcast:alternateEnclosure>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1715771?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Medical Schemes Under Pressure: HFA’s SOMS Report Explained</title>
		<link>https://iono.fm/e/1715768</link>
		<guid isPermaLink="true">https://iono.fm/e/1715768</guid>
		<description><![CDATA[The Health Funders Association has released its inaugural State of Medical Schemes Report, revealing rising affordability pressures, ageing risk pools, and escalating healthcare costs — but also the immense value medical schemes provide. HFA CEO Thoneshan Naidoo breaks down the data behind catastrophic claims, oncology trends, long hospital stays, and the four dimensions of value schemes deliver. He also unpacks the modelling on mandatory membership, risk equalisation, and the urgent reforms needed to stabilise the sector. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 08 Sep 2026 19:36:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Medical Schemes Under Pressure: HFA’s SOMS Report Explained</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>22:21</itunes:duration>
		<itunes:summary><![CDATA[The Health Funders Association has released its inaugural State of Medical Schemes Report, revealing rising affordability pressures, ageing risk pools, and escalating healthcare costs — but also the immense value medical schemes provide. HFA CEO Thoneshan Naidoo breaks down the data behind catastrophic claims, oncology trends, long hospital stays, and the four dimensions of value schemes deliver. He also unpacks the modelling on mandatory membership, risk equalisation, and the urgent reforms needed to stabilise the sector.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1715768_medium.m4a?p=rss" length="10964749" type="audio/x-m4a" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1715768_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1715768?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>New Leadership at naamsa: Dr Mncane Mthunzi Sets the Agenda</title>
		<link>https://iono.fm/e/1715754</link>
		<guid isPermaLink="true">https://iono.fm/e/1715754</guid>
		<description><![CDATA[South Africa’s automotive industry is undergoing seismic change — from NEVs to global supply‑chain shifts. Newly appointed naamsa CEO Dr Mncane Mthunzi joins Kaya Biz to unpack his leadership priorities, the organisation’s strategic direction, and how South Africa can compete for investment, technology and skills in a rapidly evolving global automotive landscape. He outlines the sector’s biggest risks, the importance of collaboration, and how naamsa plans to strengthen competitiveness, localisation and transformation. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 08 Sep 2026 19:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>New Leadership at naamsa: Dr Mncane Mthunzi Sets the Agenda</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:07</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s automotive industry is undergoing seismic change — from NEVs to global supply‑chain shifts. Newly appointed naamsa CEO Dr Mncane Mthunzi joins Kaya Biz to unpack his leadership priorities, the organisation’s strategic direction, and how South Africa can compete for investment, technology and skills in a rapidly evolving global automotive landscape. He outlines the sector’s biggest risks, the importance of collaboration, and how naamsa plans to strengthen competitiveness, localisation and transformation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1715754_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1715754?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Old Mutual posts 21% Sales Surge but warns of Second‑Half Moderation</title>
		<link>https://iono.fm/e/1715748</link>
		<guid isPermaLink="true">https://iono.fm/e/1715748</guid>
		<description><![CDATA[Old Mutual’s interim results show a mixed picture: 21% sales growth, improved value of new business, but lingering concerns about moderation in the second half. Group CFO Casper Troskie unpacks the drivers behind the 11% rise in results from operations per share, the 40‑cent interim dividend, and the newly approved R1 billion share buyback. We explore the Group’s strategic execution, persistency improvements, cost‑saving progress, and the rapid scaling of OM Bank — all shaping Old Mutual’s medium‑term trajectory. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 08 Sep 2026 18:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Old Mutual posts 21% Sales Surge but warns of Second‑Half Moderation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:15</itunes:duration>
		<itunes:summary><![CDATA[Old Mutual’s interim results show a mixed picture: 21% sales growth, improved value of new business, but lingering concerns about moderation in the second half. Group CFO Casper Troskie unpacks the drivers behind the 11% rise in results from operations per share, the 40‑cent interim dividend, and the newly approved R1 billion share buyback. We explore the Group’s strategic execution, persistency improvements, cost‑saving progress, and the rapid scaling of OM Bank — all shaping Old Mutual’s medium‑term trajectory.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1715748_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1715748?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>From Stoep to Scale: Legends Barber’s Business of Impact</title>
		<link>https://iono.fm/e/1715263</link>
		<guid isPermaLink="true">https://iono.fm/e/1715263</guid>
		<description><![CDATA[Ahead of the Nedbank IMC Conference, Legends Corporation CEO Sheldon Tatchell joins Kaya Biz to discuss how he built Legends Barber from a single chair in Eldorado Park into a multi‑country African grooming brand. We explore the tension between scale and community, how skills development and job creation became competitive advantages, and why impact must be embedded in the business model — not added on after profit. A masterclass in purpose‑driven African entrepreneurship. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 07 Sep 2026 20:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>From Stoep to Scale: Legends Barber’s Business of Impact</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:27</itunes:duration>
		<itunes:summary><![CDATA[Ahead of the Nedbank IMC Conference, Legends Corporation CEO Sheldon Tatchell joins Kaya Biz to discuss how he built Legends Barber from a single chair in Eldorado Park into a multi‑country African grooming brand. We explore the tension between scale and community, how skills development and job creation became competitive advantages, and why impact must be embedded in the business model — not added on after profit. A masterclass in purpose‑driven African entrepreneurship.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="4234174" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1715263_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1715263?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sun International reports Hospitality Resilience as Interim Revenue grows 7.7%</title>
		<link>https://iono.fm/e/1715262</link>
		<guid isPermaLink="true">https://iono.fm/e/1715262</guid>
		<description><![CDATA[Sun International CEO Ulrik Bengtsson unpacks the group’s latest interim results, revealing a return to growth in land‑based casinos for the first time in three years, strong hospitality performance, and explosive momentum in Sunbet — now contributing 24% of group EBITDA. We explore consumer behaviour in a high cost‑of‑living environment, deliberate tech investments, the five‑year value creation plan, and how the group is positioning itself for omnichannel gaming leadership. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 07 Sep 2026 19:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sun International reports Hospitality Resilience as Interim Revenue grows 7.7%</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>8:56</itunes:duration>
		<itunes:summary><![CDATA[Sun International CEO Ulrik Bengtsson unpacks the group’s latest interim results, revealing a return to growth in land‑based casinos for the first time in three years, strong hospitality performance, and explosive momentum in Sunbet — now contributing 24% of group EBITDA. We explore consumer behaviour in a high cost‑of‑living environment, deliberate tech investments, the five‑year value creation plan, and how the group is positioning itself for omnichannel gaming leadership.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="1947502" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1715262_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1715262?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>African Rainbow Minerals FY’2026 Headline earnings jumps 19%</title>
		<link>https://iono.fm/e/1715241</link>
		<guid isPermaLink="true">https://iono.fm/e/1715241</guid>
		<description><![CDATA[ARM CEO Phillip Tobias joins Kaya Biz to break down the group’s 2026 financial results — headline earnings up 19%, revenue up 25%, and net cash up 54% to R10.2bn. We unpack the contrasting performance across PGMs, iron ore, manganese and coal, the strategic approvals of Bokoni and Nkomati, and the critical role of logistics reform in unlocking future growth. A deep dive into the economics, strategy and future of one of SA’s most diversified mining groups. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 07 Sep 2026 18:31:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>African Rainbow Minerals FY’2026 Headline earnings jumps 19%</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:58</itunes:duration>
		<itunes:summary><![CDATA[ARM CEO Phillip Tobias joins Kaya Biz to break down the group’s 2026 financial results — headline earnings up 19%, revenue up 25%, and net cash up 54% to R10.2bn. We unpack the contrasting performance across PGMs, iron ore, manganese and coal, the strategic approvals of Bokoni and Nkomati, and the critical role of logistics reform in unlocking future growth. A deep dive into the economics, strategy and future of one of SA’s most diversified mining groups.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="3693225" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1715241_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1715241?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Santam Holds 8.1% Margin Despite R1.5bn Weather Losses</title>
		<link>https://iono.fm/e/1714187</link>
		<guid isPermaLink="true">https://iono.fm/e/1714187</guid>
		<description><![CDATA[Santam delivered a solid half‑year performance with 10% GWP growth, a 6% rise in Net Earned Premium, and an 8.1% underwriting margin — despite R1.5 billion in catastrophe losses. CEO of Santam Partner Solutions, Gugu Mtetwa, unpacks the risk environment, device insurance growth, pricing discipline, and the Group’s FutureFit 2030 strategy. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 03 Sep 2026 19:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Santam Holds 8.1% Margin Despite R1.5bn Weather Losses</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:31</itunes:duration>
		<itunes:summary><![CDATA[Santam delivered a solid half‑year performance with 10% GWP growth, a 6% rise in Net Earned Premium, and an 8.1% underwriting margin — despite R1.5 billion in catastrophe losses. CEO of Santam Partner Solutions, Gugu Mtetwa, unpacks the risk environment, device insurance growth, pricing discipline, and the Group’s FutureFit 2030 strategy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1714187_medium.m4a?p=rss" length="8596493" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3814441" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1714187_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1714187?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>PMI Falls Again: What’s Behind SA’s Manufacturing Slump?</title>
		<link>https://iono.fm/e/1714179</link>
		<guid isPermaLink="true">https://iono.fm/e/1714179</guid>
		<description><![CDATA[South Africa’s manufacturing sector slipped further in August, with the Absa PMI dropping to 45.8 — the fourth consecutive monthly decline and the lowest reading this year. Absa Economist Sello Sekele explains the drivers behind the contraction, the role of weak export sales, and what the latest data signals for industrial activity heading into Q4. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 03 Sep 2026 19:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PMI Falls Again: What’s Behind SA’s Manufacturing Slump?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:26</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s manufacturing sector slipped further in August, with the Absa PMI dropping to 45.8 — the fourth consecutive monthly decline and the lowest reading this year. Absa Economist Sello Sekele explains the drivers behind the contraction, the role of weak export sales, and what the latest data signals for industrial activity heading into Q4.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1714179_medium.m4a?p=rss" length="5120227" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="2272462" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1714179_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1714179?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Gore on Discovery’s 34% Earnings Surge</title>
		<link>https://iono.fm/e/1714177</link>
		<guid isPermaLink="true">https://iono.fm/e/1714177</guid>
		<description><![CDATA[Discovery delivered one of its strongest sets of results yet, with headline earnings up 34% and Discovery Bank swinging from a R68 million loss to a R370 million profit. CEO Adrian Gore breaks down the Bank’s new strategic phase, the global expansion of the Vitality model, and how behavioural economics continues to drive long‑term value across the Group. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 03 Sep 2026 19:16:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Gore on Discovery’s 34% Earnings Surge</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:17</itunes:duration>
		<itunes:summary><![CDATA[Discovery delivered one of its strongest sets of results yet, with headline earnings up 34% and Discovery Bank swinging from a R68 million loss to a R370 million profit. CEO Adrian Gore breaks down the Bank’s new strategic phase, the global expansion of the Vitality model, and how behavioural economics continues to drive long‑term value across the Group.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="2239328" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1714177_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1714177?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Motus drives Double-Digit FY2026 growth on SA Sales Boom</title>
		<link>https://iono.fm/e/1713757</link>
		<guid isPermaLink="true">https://iono.fm/e/1713757</guid>
		<description><![CDATA[Motus CFO Brenda Baijnath breaks down the group’s strong FY2026 performance: HEPS up 15%, operating profit up 4% to R7.9bn, and more than 220 000 vehicles sold across SA, the UK and Australia. She explains Motus’ big bet on Chinese brands, the strength of the SA market, and how the group is managing global cost pressures and FX volatility. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 02 Sep 2026 19:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Motus drives Double-Digit FY2026 growth on SA Sales Boom</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:09</itunes:duration>
		<itunes:summary><![CDATA[Motus CFO Brenda Baijnath breaks down the group’s strong FY2026 performance: HEPS up 15%, operating profit up 4% to R7.9bn, and more than 220 000 vehicles sold across SA, the UK and Australia. She explains Motus’ big bet on Chinese brands, the strength of the SA market, and how the group is managing global cost pressures and FX volatility.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1713757_medium.m4a?p=rss" length="6940438" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3079851" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1713757_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1713757?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Cashbuild 2026 Headline Earnings dip on Strain in SA DIY Market</title>
		<link>https://iono.fm/e/1713752</link>
		<guid isPermaLink="true">https://iono.fm/e/1713752</guid>
		<description><![CDATA[Cashbuild COO Shane Thoresson unpacks the retailer’s latest results: revenue up 6% to R12.1bn, stronger gross margins, and continued store investment — but headline earnings down 8% as consumers trade down and the Malawi disposal weighs on profit. A clear snapshot of how South Africans are spending on home maintenance in a constrained economy. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 02 Sep 2026 19:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Cashbuild 2026 Headline Earnings dip on Strain in SA DIY Market</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:53</itunes:duration>
		<itunes:summary><![CDATA[Cashbuild COO Shane Thoresson unpacks the retailer’s latest results: revenue up 6% to R12.1bn, stronger gross margins, and continued store investment — but headline earnings down 8% as consumers trade down and the Malawi disposal weighs on profit. A clear snapshot of how South Africans are spending on home maintenance in a constrained economy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1713752_medium.m4a?p=rss" length="6319555" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="2804454" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1713752_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1713752?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Kaya Biz live crossing: Kenya &amp; South Africa Look to Deepen Economic Ties</title>
		<link>https://iono.fm/e/1713748</link>
		<guid isPermaLink="true">https://iono.fm/e/1713748</guid>
		<description><![CDATA[Kaya 959 News reporter Katleho Sekhoto joins us from Homa Bay, Kenya, to unpack the growing relationship between South Africa and Kenya. She looks at trade and investment opportunities, people-to-people ties and the deeper strategic partnerships discussed during President William Ruto’s June visit to South Africa. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 02 Sep 2026 19:19:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Kaya Biz live crossing: Kenya &amp; South Africa Look to Deepen Economic Ties</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:52</itunes:duration>
		<itunes:summary><![CDATA[Kaya 959 News reporter Katleho Sekhoto joins us from Homa Bay, Kenya, to unpack the growing relationship between South Africa and Kenya. She looks at trade and investment opportunities, people-to-people ties and the deeper strategic partnerships discussed during President William Ruto’s June visit to South Africa.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1713748_medium.m4a?p=rss" length="4841316" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="2148727" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1713748_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1713748?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>ETFSA’s Starter Pack Explained with Mike Brown</title>
		<link>https://iono.fm/e/1713743</link>
		<guid isPermaLink="true">https://iono.fm/e/1713743</guid>
		<description><![CDATA[ETF pioneer Mike Brown joins Kaya Biz to unpack ETFSA’s Starter Pack — a simple, accessible way for South Africans to begin investing with small amounts. He explains why starting early matters, why passive ETFs outperform over time, and how ETFSA’s Investor Hub supports first‑time investors building long‑term wealth. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 02 Sep 2026 19:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>ETFSA’s Starter Pack Explained with Mike Brown</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:01</itunes:duration>
		<itunes:summary><![CDATA[ETF pioneer Mike Brown joins Kaya Biz to unpack ETFSA’s Starter Pack — a simple, accessible way for South Africans to begin investing with small amounts. He explains why starting early matters, why passive ETFs outperform over time, and how ETFSA’s Investor Hub supports first‑time investors building long‑term wealth.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1713743_medium.m4a?p=rss" length="6880087" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3053051" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1713743_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1713743?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sasol annual profits rise, helped by improved production and stronger oil prices</title>
		<link>https://iono.fm/e/1713339</link>
		<guid isPermaLink="true">https://iono.fm/e/1713339</guid>
		<description><![CDATA[Sasol CEO Simon Baloyi unpacks a decisive year of delivery: adjusted EBITDA up 17% to R61bn, EBIT up 37%, stronger production at Secunda, and net debt down to US$3.3bn. We explore cost discipline, geopolitical shocks, refining margin tailwinds, renewable energy expansion, and why dividends remain on hold until net debt sustainably drops below US$3bn. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 01 Sep 2026 19:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sasol annual profits rise, helped by improved production and stronger oil prices</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:40</itunes:duration>
		<itunes:summary><![CDATA[Sasol CEO Simon Baloyi unpacks a decisive year of delivery: adjusted EBITDA up 17% to R61bn, EBIT up 37%, stronger production at Secunda, and net debt down to US$3.3bn. We explore cost discipline, geopolitical shocks, refining margin tailwinds, renewable energy expansion, and why dividends remain on hold until net debt sustainably drops below US$3bn.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1713339_medium.m4a?p=rss" length="7197927" type="audio/x-m4a" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1713339_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1713339?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>South Africa’s Wills Gap: Why 65% Still Have No Will</title>
		<link>https://iono.fm/e/1713337</link>
		<guid isPermaLink="true">https://iono.fm/e/1713337</guid>
		<description><![CDATA[Advocate Sankie Morata unpacks the Sanlam Legacy 2026 Wills Survey — revealing why 65% of South Africans still don’t have a will, despite deep family responsibility and growing intergenerational financial pressure. We explore behavioural barriers, cultural silence, liquidity risks, executor challenges, and what it takes to turn awareness into action. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 01 Sep 2026 19:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africa’s Wills Gap: Why 65% Still Have No Will</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>22:41</itunes:duration>
		<itunes:summary><![CDATA[Advocate Sankie Morata unpacks the Sanlam Legacy 2026 Wills Survey — revealing why 65% of South Africans still don’t have a will, despite deep family responsibility and growing intergenerational financial pressure. We explore behavioural barriers, cultural silence, liquidity risks, executor challenges, and what it takes to turn awareness into action.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1713337_medium.m4a?p=rss" length="11131147" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="4938742" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1713337_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1713337?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Shoprite’s R270bn Year: Pieter Engelbrecht on Growth, Value &amp; Execution</title>
		<link>https://iono.fm/e/1713336</link>
		<guid isPermaLink="true">https://iono.fm/e/1713336</guid>
		<description><![CDATA[Shoprite CEO Pieter Engelbrecht takes us inside a year of strong growth — R270.8bn in merchandise sales, 232 net new stores, 5,491 new jobs, and Sixty60’s explosive 34.5% surge to R25.5bn. We unpack price deflation at Shoprite and Usave, Checkers’ premium push, Petshop Science’s 74.5% boom, and strategic acquisitions including R&A Cellular and Vida e Caffè. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 01 Sep 2026 19:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Shoprite’s R270bn Year: Pieter Engelbrecht on Growth, Value &amp; Execution</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:50</itunes:duration>
		<itunes:summary><![CDATA[Shoprite CEO Pieter Engelbrecht takes us inside a year of strong growth — R270.8bn in merchandise sales, 232 net new stores, 5,491 new jobs, and Sixty60’s explosive 34.5% surge to R25.5bn. We unpack price deflation at Shoprite and Usave, Checkers’ premium push, Petshop Science’s 74.5% boom, and strategic acquisitions including R&A Cellular and Vida e Caffè.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1713336_medium.m4a?p=rss" length="6299241" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="2795418" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1713336_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1713336?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Brimstone 2026 Interim Heps climb 4% on Portfolio Resilience</title>
		<link>https://iono.fm/e/1713318</link>
		<guid isPermaLink="true">https://iono.fm/e/1713318</guid>
		<description><![CDATA[Brimstone CEO Mustaq Brey unpacks the Group’s latest results including a 4% rise in headline earnings, an 11.7% jump in INAV, and a massive 76.5% surge in cash dividends received. We explore the performance of key assets like Sea Harvest, Oceana, Aon Re Africa and the FPG Property Fund, and discuss how disciplined capital allocation and debt reduction continue to strengthen Brimstone’s balance sheet. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 01 Sep 2026 18:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Brimstone 2026 Interim Heps climb 4% on Portfolio Resilience</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:08</itunes:duration>
		<itunes:summary><![CDATA[Brimstone CEO Mustaq Brey unpacks the Group’s latest results including a 4% rise in headline earnings, an 11.7% jump in INAV, and a massive 76.5% surge in cash dividends received. We explore the performance of key assets like Sea Harvest, Oceana, Aon Re Africa and the FPG Property Fund, and discuss how disciplined capital allocation and debt reduction continue to strengthen Brimstone’s balance sheet.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1713318_medium.m4a?p=rss" length="4487048" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="1991556" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1713318_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1713318?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Rainbow’s R2bn Annual Turnaround</title>
		<link>https://iono.fm/e/1712852</link>
		<guid isPermaLink="true">https://iono.fm/e/1712852</guid>
		<description><![CDATA[Rainbow COO Wouter de Wet breaks down a standout year: 101% EBITDA growth, stronger agricultural performance, lower feed costs, and a doubling of margins. We explore operational discipline, product mix optimisation, biosecurity, and the next phase of Rainbow’s growth strategy. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 31 Aug 2026 19:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Rainbow’s R2bn Annual Turnaround</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:45</itunes:duration>
		<itunes:summary><![CDATA[Rainbow COO Wouter de Wet breaks down a standout year: 101% EBITDA growth, stronger agricultural performance, lower feed costs, and a doubling of margins. We explore operational discipline, product mix optimisation, biosecurity, and the next phase of Rainbow’s growth strategy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Eskom Records 2026 Profit Surge to R30bln</title>
		<link>https://iono.fm/e/1712851</link>
		<guid isPermaLink="true">https://iono.fm/e/1712851</guid>
		<description><![CDATA[Eskom CFO Calib Cassim discusses the utility’s R30.3bn profit, improved generation performance, reduced diesel use, stronger liquidity, and the first credit‑rating upgrade in over a decade. We also tackle municipal debt, declining demand and the road from recovery to transformation. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 31 Aug 2026 19:41:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Eskom Records 2026 Profit Surge to R30bln</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:07</itunes:duration>
		<itunes:summary><![CDATA[Eskom CFO Calib Cassim discusses the utility’s R30.3bn profit, improved generation performance, reduced diesel use, stronger liquidity, and the first credit‑rating upgrade in over a decade. We also tackle municipal debt, declining demand and the road from recovery to transformation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Bidvest’s Cash‑Powered Comeback as FY’2026 Heps &amp; Dividend Climbs 6%</title>
		<link>https://iono.fm/e/1712823</link>
		<guid isPermaLink="true">https://iono.fm/e/1712823</guid>
		<description><![CDATA[Bidvest CEO Mpumi Madisa unpacks a powerful FY2026 performance: R130bn in revenue, R13.1bn trading profit, a 17% surge in cash generation, and margin expansion across every division. We explore the Group’s disciplined capital allocation, port terminal investments, and the strategic momentum driving Bidvest into FY2027. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 31 Aug 2026 18:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bidvest’s Cash‑Powered Comeback as FY’2026 Heps &amp; Dividend Climbs 6%</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:27</itunes:duration>
		<itunes:summary><![CDATA[Bidvest CEO Mpumi Madisa unpacks a powerful FY2026 performance: R130bn in revenue, R13.1bn trading profit, a 17% surge in cash generation, and margin expansion across every division. We explore the Group’s disciplined capital allocation, port terminal investments, and the strategic momentum driving Bidvest into FY2027.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>IDC Swings to a FY Loss of R4.6bln on Subsidiary Pressure</title>
		<link>https://iono.fm/e/1711782</link>
		<guid isPermaLink="true">https://iono.fm/e/1711782</guid>
		<description><![CDATA[The Industrial Development Corporation released its 2026 financial results, showing R17 billion disbursed, R28 billion mobilised in co‑funding, and R2.3 billion in Company-level profit, despite a challenging industrial environment marked by weak fixed investment, global trade uncertainty, and pressure on export-oriented sectors. There remains pressure at headline level as it recorded R4.65 billion in losses, largely due to the performance of its subsidiaries. IDC CFO Isaac Malevu joins us for more... <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 27 Aug 2026 19:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>IDC Swings to a FY Loss of R4.6bln on Subsidiary Pressure</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:29</itunes:duration>
		<itunes:summary><![CDATA[The Industrial Development Corporation released its 2026 financial results, showing R17 billion disbursed, R28 billion mobilised in co‑funding, and R2.3 billion in Company-level profit, despite a challenging industrial environment marked by weak fixed investment, global trade uncertainty, and pressure on export-oriented sectors. There remains pressure at headline level as it recorded R4.65 billion in losses, largely due to the performance of its subsidiaries. IDC CFO Isaac Malevu joins us for more...]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>It’s My House: SA’s Property Boom: Risks, Reality &amp; Buyer Protection</title>
		<link>https://iono.fm/e/1712102</link>
		<guid isPermaLink="true">https://iono.fm/e/1712102</guid>
		<description><![CDATA[Cyn Mac Properties’ Matome Machaba unpacks South Africa’s booming property market from first‑time buyer surges and semigration trends to rising fraud, hijacked buildings and affordability pressures. He explains the need for a national fraud registry, the impact of the PIE Amendment Bill, and the practical steps buyers must take to protect themselves. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 27 Aug 2026 19:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>It’s My House: SA’s Property Boom: Risks, Reality &amp; Buyer Protection</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:28</itunes:duration>
		<itunes:summary><![CDATA[Cyn Mac Properties’ Matome Machaba unpacks South Africa’s booming property market from first‑time buyer surges and semigration trends to rising fraud, hijacked buildings and affordability pressures. He explains the need for a national fraud registry, the impact of the PIE Amendment Bill, and the practical steps buyers must take to protect themselves.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1712102_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1712102?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Clicks Taps Into South Africa’s Township Economy</title>
		<link>https://iono.fm/e/1711763</link>
		<guid isPermaLink="true">https://iono.fm/e/1711763</guid>
		<description><![CDATA[Clicks CEO Bertina Engelbrecht breaks down the launch of KwaMakhi a new township‑focused retail format designed for high‑density, lower‑income communities. She explains why Clicks is expanding beyond traditional malls, how KwaMakhi differs from standard stores, and what this means for healthcare access in areas like Alexandra, Soweto, Tembisa and Khayelitsha. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 27 Aug 2026 18:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Clicks Taps Into South Africa’s Township Economy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:25</itunes:duration>
		<itunes:summary><![CDATA[Clicks CEO Bertina Engelbrecht breaks down the launch of KwaMakhi a new township‑focused retail format designed for high‑density, lower‑income communities. She explains why Clicks is expanding beyond traditional malls, how KwaMakhi differs from standard stores, and what this means for healthcare access in areas like Alexandra, Soweto, Tembisa and Khayelitsha.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1711763_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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	</item>
	<item>
		<title>Grindrod’s Record Volumes &amp; Rail Future: CEO Kwazi Mabaso on H1 2026</title>
		<link>https://iono.fm/e/1711759</link>
		<guid isPermaLink="true">https://iono.fm/e/1711759</guid>
		<description><![CDATA[Grindrod CEO Kwazi Mabaso unpacks the Group’s strong interim performance — including record 8.4 million tonnes at the Port of Maputo, a 52% surge in EBITDA, and resilient drybulk throughput across SA terminals. We explore safety improvements, logistics challenges, locomotive redeployment, and major strategic projects like the Matola expansion and Maputo dredging. A comprehensive look at Grindrod’s momentum and the road to Open Access rail in 2027. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 27 Aug 2026 18:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Grindrod’s Record Volumes &amp; Rail Future: CEO Kwazi Mabaso on H1 2026</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:50</itunes:duration>
		<itunes:summary><![CDATA[Grindrod CEO Kwazi Mabaso unpacks the Group’s strong interim performance — including record 8.4 million tonnes at the Port of Maputo, a 52% surge in EBITDA, and resilient drybulk throughput across SA terminals. We explore safety improvements, logistics challenges, locomotive redeployment, and major strategic projects like the Matola expansion and Maputo dredging. A comprehensive look at Grindrod’s momentum and the road to Open Access rail in 2027.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1711759_low.m4a?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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	</item>
	<item>
		<title>Real Salaries Lift — But Households Still Under Pressure</title>
		<link>https://iono.fm/e/1711356</link>
		<guid isPermaLink="true">https://iono.fm/e/1711356</guid>
		<description><![CDATA[July brought rare relief as nominal net salaries edged up to R21,642 and real salaries improved for the first time in nine months. But with year‑to‑date salary growth at just 1.6% and real earnings still 2.2% below last year, households remain stretched. Elize Kruger breaks down wage trends, inflation dynamics, sectoral differences and whether July’s improvement can last. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 26 Aug 2026 19:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Real Salaries Lift — But Households Still Under Pressure</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:58</itunes:duration>
		<itunes:summary><![CDATA[July brought rare relief as nominal net salaries edged up to R21,642 and real salaries improved for the first time in nine months. But with year‑to‑date salary growth at just 1.6% and real earnings still 2.2% below last year, households remain stretched. Elize Kruger breaks down wage trends, inflation dynamics, sectoral differences and whether July’s improvement can last.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="2390561" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1711356_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1711356?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Inside Absa’s Tech Leap: AI, Speed &amp; 99.97% Reliability</title>
		<link>https://iono.fm/e/1711344</link>
		<guid isPermaLink="true">https://iono.fm/e/1711344</guid>
		<description><![CDATA[Absa’s digital transformation is delivering real‑world outcomes: SME account‑opening times have collapsed from two days to under 30 minutes, credit decisioning now takes just four hours, and AI is reshaping customer service, debt review and employee productivity. Johnson Idesoh unpacks how Absa achieved 99.97% availability, boosted Rewards membership by 430,000, and is scaling digital capability across Africa. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 26 Aug 2026 18:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Inside Absa’s Tech Leap: AI, Speed &amp; 99.97% Reliability</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:42</itunes:duration>
		<itunes:summary><![CDATA[Absa’s digital transformation is delivering real‑world outcomes: SME account‑opening times have collapsed from two days to under 30 minutes, credit decisioning now takes just four hours, and AI is reshaping customer service, debt review and employee productivity. Johnson Idesoh unpacks how Absa achieved 99.97% availability, boosted Rewards membership by 430,000, and is scaling digital capability across Africa.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="3417565" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1711344_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1711344?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Andile Khumalo on the Truth Behind Entrepreneurship</title>
		<link>https://iono.fm/e/1710974</link>
		<guid isPermaLink="true">https://iono.fm/e/1710974</guid>
		<description><![CDATA[Entrepreneur and KhumaloCo CEO Andile Khumalo sits down with Gugu to unpack his new book Things I Wish I Knew. A raw, story‑driven look at the real cost of building a business — from cash‑flow panic and leadership pressure to failure, resilience, and personal sacrifice. A powerful conversation for aspiring founders seeking truth, not glamour. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 25 Aug 2026 19:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Andile Khumalo on the Truth Behind Entrepreneurship</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>35:09</itunes:duration>
		<itunes:summary><![CDATA[Entrepreneur and KhumaloCo CEO Andile Khumalo sits down with Gugu to unpack his new book Things I Wish I Knew. A raw, story‑driven look at the real cost of building a business — from cash‑flow panic and leadership pressure to failure, resilience, and personal sacrifice. A powerful conversation for aspiring founders seeking truth, not glamour.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1710974?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Data, Debt &amp; Disruption: How MTN, Vodacom &amp; Telkom Are Really Performing</title>
		<link>https://iono.fm/e/1710960</link>
		<guid isPermaLink="true">https://iono.fm/e/1710960</guid>
		<description><![CDATA[Telecoms expert Dobek Pater unpacks the operating performance of South Africa’s major telcos during reporting season. We explore MTN’s strong Africa momentum, Vodacom’s diversified growth across Egypt and financial services, and Telkom’s restructuring challenges. A full sector breakdown covering regulation, leadership shifts, revenue paths, risks, and the race for African expansion. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 25 Aug 2026 19:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Data, Debt &amp; Disruption: How MTN, Vodacom &amp; Telkom Are Really Performing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:39</itunes:duration>
		<itunes:summary><![CDATA[Telecoms expert Dobek Pater unpacks the operating performance of South Africa’s major telcos during reporting season. We explore MTN’s strong Africa momentum, Vodacom’s diversified growth across Egypt and financial services, and Telkom’s restructuring challenges. A full sector breakdown covering regulation, leadership shifts, revenue paths, risks, and the race for African expansion.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Why a US Bond Buyback Shook the World — Bonds 101 with Keenan Moses</title>
		<link>https://iono.fm/e/1710952</link>
		<guid isPermaLink="true">https://iono.fm/e/1710952</guid>
		<description><![CDATA[RMB trader Keenan Moses joins us for a masterclass in fixed income. We unpack the US Treasury’s surprise bond buyback plan, why it sent global yields swinging, how it spilled into equities, and why the rand and JSE reacted positively. A fun, accessible Bonds 101 for listeners wanting to understand yields, liquidity, and global risk sentiment — and what SA investors should watch next. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 25 Aug 2026 18:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why a US Bond Buyback Shook the World — Bonds 101 with Keenan Moses</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:31</itunes:duration>
		<itunes:summary><![CDATA[RMB trader Keenan Moses joins us for a masterclass in fixed income. We unpack the US Treasury’s surprise bond buyback plan, why it sent global yields swinging, how it spilled into equities, and why the rand and JSE reacted positively. A fun, accessible Bonds 101 for listeners wanting to understand yields, liquidity, and global risk sentiment — and what SA investors should watch next.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1710952?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Why CMOs Belong in the Boardroom</title>
		<link>https://iono.fm/e/1710485</link>
		<guid isPermaLink="true">https://iono.fm/e/1710485</guid>
		<description><![CDATA[Ahead of Africa’s Biggest Marketing Conference™, Dale Hefer — CEO of the Nedbank IMC — joins Kaya Biz to unpack why marketing must sit at the centre of commercial performance. She explores this year’s theme, Shift Happens™, the rise of AI at African scale, and the capabilities that will define the next generation of marketing leaders. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 24 Aug 2026 19:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why CMOs Belong in the Boardroom</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>21:25</itunes:duration>
		<itunes:summary><![CDATA[Ahead of Africa’s Biggest Marketing Conference™, Dale Hefer — CEO of the Nedbank IMC — joins Kaya Biz to unpack why marketing must sit at the centre of commercial performance. She explores this year’s theme, Shift Happens™, the rise of AI at African scale, and the capabilities that will define the next generation of marketing leaders.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>South Africa’s Tourism Reset: Collaboration &amp; Alignment</title>
		<link>https://iono.fm/e/1710486</link>
		<guid isPermaLink="true">https://iono.fm/e/1710486</guid>
		<description><![CDATA[South Africa’s tourism sector is entering a new era — one defined by collaboration between government, private sector players and destination bodies. Interim CEO of South African Tourism, Sechaba Motsieloa, joins Kaya Biz to unpack the key messages from the SATSA Conference and what alignment means for the sector’s future competitiveness. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 24 Aug 2026 19:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africa’s Tourism Reset: Collaboration &amp; Alignment</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>8:35</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s tourism sector is entering a new era — one defined by collaboration between government, private sector players and destination bodies. Interim CEO of South African Tourism, Sechaba Motsieloa, joins Kaya Biz to unpack the key messages from the SATSA Conference and what alignment means for the sector’s future competitiveness.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			</podcast:alternateEnclosure>
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	</item>
	<item>
		<title>Advtech Delivers Double‑Digit Growth Amid Surging Enrolments</title>
		<link>https://iono.fm/e/1710458</link>
		<guid isPermaLink="true">https://iono.fm/e/1710458</guid>
		<description><![CDATA[Advtech has posted another solid set of interim results, with revenue up 8%, operating profit rising 14% and headline earnings per share climbing 16%. CEO Geoff Whyte joins Kaya Biz to unpack the drivers behind the group’s performance — from enrolment growth to tighter debtor management — and the board’s decision to hike the interim dividend by 18%. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 24 Aug 2026 18:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Advtech Delivers Double‑Digit Growth Amid Surging Enrolments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:21</itunes:duration>
		<itunes:summary><![CDATA[Advtech has posted another solid set of interim results, with revenue up 8%, operating profit rising 14% and headline earnings per share climbing 16%. CEO Geoff Whyte joins Kaya Biz to unpack the drivers behind the group’s performance — from enrolment growth to tighter debtor management — and the board’s decision to hike the interim dividend by 18%.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1710458_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1710458?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Corporate Shake‑Ups: What SPAR, PIC &amp; SAA Reveal About Leadership</title>
		<link>https://iono.fm/e/1709443</link>
		<guid isPermaLink="true">https://iono.fm/e/1709443</guid>
		<description><![CDATA[Leadership advisor Andrew Woodburn joins us in studio to unpack the wave of executive and board instability across corporate South Africa — from SPAR’s sudden resignations to governance pressure at the PIC and ongoing turbulence at SAA. We explore succession gaps, interim CEO challenges, board accountability, investor confidence, and the behaviours that stabilise organisations in times of crisis. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 20 Aug 2026 19:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Corporate Shake‑Ups: What SPAR, PIC &amp; SAA Reveal About Leadership</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>30:06</itunes:duration>
		<itunes:summary><![CDATA[Leadership advisor Andrew Woodburn joins us in studio to unpack the wave of executive and board instability across corporate South Africa — from SPAR’s sudden resignations to governance pressure at the PIC and ongoing turbulence at SAA. We explore succession gaps, interim CEO challenges, board accountability, investor confidence, and the behaviours that stabilise organisations in times of crisis.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1709443_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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	</item>
	<item>
		<title>Inside Exxaro’s 20% HY’26 Earnings Dip: Costs, Coal &amp; the Road Ahead</title>
		<link>https://iono.fm/e/1709415</link>
		<guid isPermaLink="true">https://iono.fm/e/1709415</guid>
		<description><![CDATA[Exxaro CEO Ben Magara unpacks the miner’s mixed half‑year performance: revenue up 7% and production up 11%, but headline earnings down 20% amid cost pressure and currency effects. We explore record safety results, stronger export volumes, the manganese acquisition, and Exxaro’s long‑term shift toward energy and future‑facing metals. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 20 Aug 2026 18:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Inside Exxaro’s 20% HY’26 Earnings Dip: Costs, Coal &amp; the Road Ahead</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:43</itunes:duration>
		<itunes:summary><![CDATA[Exxaro CEO Ben Magara unpacks the miner’s mixed half‑year performance: revenue up 7% and production up 11%, but headline earnings down 20% amid cost pressure and currency effects. We explore record safety results, stronger export volumes, the manganese acquisition, and Exxaro’s long‑term shift toward energy and future‑facing metals.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="3638903" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1709415_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1709415?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Rustenburg mayor raises alarm over rise in illegal mining</title>
		<link>https://iono.fm/e/1708998</link>
		<guid isPermaLink="true">https://iono.fm/e/1708998</guid>
		<description><![CDATA[Rustenburg Executive Mayor Sheila Mabale-Huma has raised concerns over the growing threat of illegal mining in the North West town. Her warning follows the deaths of 14 illegal miners and injuries to scores of others at a disused mine in Nkaneng near Rustenburg. The incident has again highlighted the dangerous conditions faced by zama zamas operating in abandoned mines. Phemelo speaks to Mabale-Huma about the scale of illegal mining and efforts to address it. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 19 Aug 2026 20:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Rustenburg mayor raises alarm over rise in illegal mining</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:47</itunes:duration>
		<itunes:summary><![CDATA[Rustenburg Executive Mayor Sheila Mabale-Huma has raised concerns over the growing threat of illegal mining in the North West town. Her warning follows the deaths of 14 illegal miners and injuries to scores of others at a disused mine in Nkaneng near Rustenburg. The incident has again highlighted the dangerous conditions faced by zama zamas operating in abandoned mines. Phemelo speaks to Mabale-Huma about the scale of illegal mining and efforts to address it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1708998_medium.m4a?p=rss" length="5290802" type="audio/x-m4a" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1708998_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1708998?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>South Africans Under Pressure: Inside the Q2 2026 Debt Index</title>
		<link>https://iono.fm/e/1708984</link>
		<guid isPermaLink="true">https://iono.fm/e/1708984</guid>
		<description><![CDATA[DebtBusters’ Benay Sager breaks down the latest Debt Index, revealing consumers still using 64% of their income to service debt, with high earners needing 103% just to stay afloat. We unpack the surge in unsecured credit, cost‑of‑living shocks, multi‑lender borrowing, and why debt counselling outcomes are improving despite rising financial strain. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 19 Aug 2026 19:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africans Under Pressure: Inside the Q2 2026 Debt Index</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>8:16</itunes:duration>
		<itunes:summary><![CDATA[DebtBusters’ Benay Sager breaks down the latest Debt Index, revealing consumers still using 64% of their income to service debt, with high earners needing 103% just to stay afloat. We unpack the surge in unsecured credit, cost‑of‑living shocks, multi‑lender borrowing, and why debt counselling outcomes are improving despite rising financial strain.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1708984_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1708984?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>DRDGOLD’s Big Year: Earnings Surge &amp; Vision 2028 Takes Shape</title>
		<link>https://iono.fm/e/1708972</link>
		<guid isPermaLink="true">https://iono.fm/e/1708972</guid>
		<description><![CDATA[DRDGOLD CEO Niël Pretorius unpacks a standout FY2026 performance, with revenue up 42%, operating profit up 83%, and major Vision 2028 infrastructure coming online. We explore production stability, the company’s debt‑free position, dividend uplift, and how new assets like the Daggafontein TSF and DP2 expansion reshape future output. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 19 Aug 2026 19:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>DRDGOLD’s Big Year: Earnings Surge &amp; Vision 2028 Takes Shape</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:46</itunes:duration>
		<itunes:summary><![CDATA[DRDGOLD CEO Niël Pretorius unpacks a standout FY2026 performance, with revenue up 42%, operating profit up 83%, and major Vision 2028 infrastructure coming online. We explore production stability, the company’s debt‑free position, dividend uplift, and how new assets like the Daggafontein TSF and DP2 expansion reshape future output.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>SA Consumer Price Inflation slows to 4.3% in July</title>
		<link>https://iono.fm/e/1708957</link>
		<guid isPermaLink="true">https://iono.fm/e/1708957</guid>
		<description><![CDATA[Nedbank Economist Isaac Matshego breaks down South Africa’s July CPI print, which eased to 4.3% as fuel prices softened and goods inflation cooled. We unpack the drivers behind the slowdown, the stubborn pressure from housing and utilities, and what this means for consumer wallets heading into the September MPC meeting. A sharp, data‑rich look at inflation trends, monetary policy expectations, and the broader economic outlook. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 19 Aug 2026 18:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Consumer Price Inflation slows to 4.3% in July</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:07</itunes:duration>
		<itunes:summary><![CDATA[Nedbank Economist Isaac Matshego breaks down South Africa’s July CPI print, which eased to 4.3% as fuel prices softened and goods inflation cooled. We unpack the drivers behind the slowdown, the stubborn pressure from housing and utilities, and what this means for consumer wallets heading into the September MPC meeting. A sharp, data‑rich look at inflation trends, monetary policy expectations, and the broader economic outlook.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Leaky Pipelines &amp; Broken Rungs: Fixing Gender Gaps in Investments</title>
		<link>https://iono.fm/e/1708491</link>
		<guid isPermaLink="true">https://iono.fm/e/1708491</guid>
		<description><![CDATA[PPS Investments’ Fran Troskie breaks down why asset management still struggles with gender parity — from caregiving burdens to promotion barriers, wage gaps, and murky leadership pathways. A candid Women’s Month conversation on redesigning the industry for true inclusion. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 18 Aug 2026 19:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Leaky Pipelines &amp; Broken Rungs: Fixing Gender Gaps in Investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:45</itunes:duration>
		<itunes:summary><![CDATA[PPS Investments’ Fran Troskie breaks down why asset management still struggles with gender parity — from caregiving burdens to promotion barriers, wage gaps, and murky leadership pathways. A candid Women’s Month conversation on redesigning the industry for true inclusion.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Tax as Strategy: How Women Can Lead in a Volatile Economy</title>
		<link>https://iono.fm/e/1708485</link>
		<guid isPermaLink="true">https://iono.fm/e/1708485</guid>
		<description><![CDATA[PwC’s Mbai Rashamuse joins our Women’s Month spotlight to unpack how tax can be a strategic lever for value creation — not just compliance. She explores financial sector shifts, inclusive leadership, and how women can shape Africa’s economic future through tax and governance. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 18 Aug 2026 19:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tax as Strategy: How Women Can Lead in a Volatile Economy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:45</itunes:duration>
		<itunes:summary><![CDATA[PwC’s Mbai Rashamuse joins our Women’s Month spotlight to unpack how tax can be a strategic lever for value creation — not just compliance. She explores financial sector shifts, inclusive leadership, and how women can shape Africa’s economic future through tax and governance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Absa Delivers 8% Earnings Growth in Tough Conditions</title>
		<link>https://iono.fm/e/1708468</link>
		<guid isPermaLink="true">https://iono.fm/e/1708468</guid>
		<description><![CDATA[Absa posts a resilient 1H26 performance with headline earnings up 8% to R12.8bn, ROE rising to 15%, and revenue growing 4%. We speak to Group FD Deon Raju about margin pressure, credit improvements, digital investment, and the bank’s outlook for FY26. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 18 Aug 2026 18:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Absa Delivers 8% Earnings Growth in Tough Conditions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:40</itunes:duration>
		<itunes:summary><![CDATA[Absa posts a resilient 1H26 performance with headline earnings up 8% to R12.8bn, ROE rising to 15%, and revenue growing 4%. We speak to Group FD Deon Raju about margin pressure, credit improvements, digital investment, and the bank’s outlook for FY26.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Sacci Confidence Edges Higher — But Is Sa’s Recovery Losing Momentum?</title>
		<link>https://iono.fm/e/1708464</link>
		<guid isPermaLink="true">https://iono.fm/e/1708464</guid>
		<description><![CDATA[South Africa’s business confidence ticked up again, with SACCI’s July index rising to 125.4, its strongest level since March. Economist Richard Downing explains how the improvement was driven by higher new-vehicle sales, stronger merchandise exports, and lower energy prices, while inflation pressures and weaker precious-metal prices continued to weigh on sentiment. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 18 Aug 2026 18:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sacci Confidence Edges Higher — But Is Sa’s Recovery Losing Momentum?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:08</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s business confidence ticked up again, with SACCI’s July index rising to 125.4, its strongest level since March. Economist Richard Downing explains how the improvement was driven by higher new-vehicle sales, stronger merchandise exports, and lower energy prices, while inflation pressures and weaker precious-metal prices continued to weigh on sentiment.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Women Behind the Wheel: Breaking Barriers in Automotive Leadership</title>
		<link>https://iono.fm/e/1708003</link>
		<guid isPermaLink="true">https://iono.fm/e/1708003</guid>
		<description><![CDATA[From SABC broadcaster to senior communications leader at Isuzu Motors SA, Iviwe Poti shares her journey through two male‑dominated industries: automotive and strategic marketing. She discusses navigating corporate spaces, shaping brand narratives across commercial vehicles, mentoring young women, and driving transformation in one of South Africa’s toughest sectors. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 17 Aug 2026 19:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Women Behind the Wheel: Breaking Barriers in Automotive Leadership</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:34</itunes:duration>
		<itunes:summary><![CDATA[From SABC broadcaster to senior communications leader at Isuzu Motors SA, Iviwe Poti shares her journey through two male‑dominated industries: automotive and strategic marketing. She discusses navigating corporate spaces, shaping brand narratives across commercial vehicles, mentoring young women, and driving transformation in one of South Africa’s toughest sectors.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>The Cost Women Carry - Inside SA’s Hidden Labour</title>
		<link>https://iono.fm/e/1708000</link>
		<guid isPermaLink="true">https://iono.fm/e/1708000</guid>
		<description><![CDATA[The Her & Now 2026 report reveals a country where women feel overlooked by institutions, unsafe in public spaces, financially strained by products not built for their realities, and burdened by hours of unpaid care work. Dr Reitumetse Mpholle breaks down the data and explains the systemic shifts needed to build a world where women can thrive — not just cope. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 17 Aug 2026 19:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Cost Women Carry - Inside SA’s Hidden Labour</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:42</itunes:duration>
		<itunes:summary><![CDATA[The Her & Now 2026 report reveals a country where women feel overlooked by institutions, unsafe in public spaces, financially strained by products not built for their realities, and burdened by hours of unpaid care work. Dr Reitumetse Mpholle breaks down the data and explains the systemic shifts needed to build a world where women can thrive — not just cope.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>How Jockey Built a 95% Made‑in‑SA Apparel Business</title>
		<link>https://iono.fm/e/1707983</link>
		<guid isPermaLink="true">https://iono.fm/e/1707983</guid>
		<description><![CDATA[As Jockey celebrates 150 years globally, South Africa stands out with a remarkable localisation story: over 95% of Jockey SA’s products are manufactured locally through a 75‑year partnership with Ninian & Lester. The company’s General Manger Bruce McMurray unpacks how heritage, innovation and local manufacturing agility have become competitive advantages in a tough apparel market. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 17 Aug 2026 18:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How Jockey Built a 95% Made‑in‑SA Apparel Business</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:59</itunes:duration>
		<itunes:summary><![CDATA[As Jockey celebrates 150 years globally, South Africa stands out with a remarkable localisation story: over 95% of Jockey SA’s products are manufactured locally through a 75‑year partnership with Ninian & Lester. The company’s General Manger Bruce McMurray unpacks how heritage, innovation and local manufacturing agility have become competitive advantages in a tough apparel market.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Weaver Fintech’s Half‑Year shows Fintech Rising, Credit Tightening</title>
		<link>https://iono.fm/e/1706895</link>
		<guid isPermaLink="true">https://iono.fm/e/1706895</guid>
		<description><![CDATA[Weaver Fintech grew revenue to R2.8 billion and now serves 5.1 million customers but rising debtor costs and tighter credit approvals reveal a consumer under strain. CEO Sean Wibberley breaks down the numbers — from the surge in payments and BNPL adoption to the deliberate slowdown in lending. We explore what these trends say about household affordability, digital behaviour, and the future of South Africa’s fintech ecosystem. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 13 Aug 2026 18:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Weaver Fintech’s Half‑Year shows Fintech Rising, Credit Tightening</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:20</itunes:duration>
		<itunes:summary><![CDATA[Weaver Fintech grew revenue to R2.8 billion and now serves 5.1 million customers but rising debtor costs and tighter credit approvals reveal a consumer under strain. CEO Sean Wibberley breaks down the numbers — from the surge in payments and BNPL adoption to the deliberate slowdown in lending. We explore what these trends say about household affordability, digital behaviour, and the future of South Africa’s fintech ecosystem.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1706895_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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	</item>
	<item>
		<title>Standard Bank delivers Record Half-Year Earnings of R26 billion</title>
		<link>https://iono.fm/e/1706892</link>
		<guid isPermaLink="true">https://iono.fm/e/1706892</guid>
		<description><![CDATA[Standard Bank reports record headline earnings of R26.1bn, up 10% for 1H26, with ROE rising to 19.8%, it's highest under Basel III. Sim Tshabalala unpacks the drivers behind the performance — client-led growth, disciplined cost management, strong balance sheet momentum, and Africa Regions contributing 40% of Group earnings. We explore digital adoption, sustainable finance mobilisation, and the bank’s strategy to compete and win across Africa’s next growth wave. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 13 Aug 2026 18:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Standard Bank delivers Record Half-Year Earnings of R26 billion</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:00</itunes:duration>
		<itunes:summary><![CDATA[Standard Bank reports record headline earnings of R26.1bn, up 10% for 1H26, with ROE rising to 19.8%, it's highest under Basel III. Sim Tshabalala unpacks the drivers behind the performance — client-led growth, disciplined cost management, strong balance sheet momentum, and Africa Regions contributing 40% of Group earnings. We explore digital adoption, sustainable finance mobilisation, and the bank’s strategy to compete and win across Africa’s next growth wave.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1706892_medium.m4a?p=rss" length="8343638" type="audio/x-m4a" />
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1706892?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Women Behind the Wheel: How SA’s Used‑Car Market Is Changing</title>
		<link>https://iono.fm/e/1706474</link>
		<guid isPermaLink="true">https://iono.fm/e/1706474</guid>
		<description><![CDATA[Women now make 39% of financed vehicle purchases in South Africa — and they’re demanding a car‑buying experience built on trust, transparency and convenience. Sam Ghisleni, Head of Marketing at Weelee, explains how women are reshaping the used‑car market, why digital convenience must be paired with human reassurance, and how mobility unlocks economic participation. A Women’s Month conversation on buying power, behaviour and the future of automotive retail. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 12 Aug 2026 19:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Women Behind the Wheel: How SA’s Used‑Car Market Is Changing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:41</itunes:duration>
		<itunes:summary><![CDATA[Women now make 39% of financed vehicle purchases in South Africa — and they’re demanding a car‑buying experience built on trust, transparency and convenience. Sam Ghisleni, Head of Marketing at Weelee, explains how women are reshaping the used‑car market, why digital convenience must be paired with human reassurance, and how mobility unlocks economic participation. A Women’s Month conversation on buying power, behaviour and the future of automotive retail.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="2545104" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1706474_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1706474?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Women Moving Markets: Charmaine Houvet on Leadership, Technology and Africa’s Economic Future</title>
		<link>https://iono.fm/e/1706464</link>
		<guid isPermaLink="true">https://iono.fm/e/1706464</guid>
		<description><![CDATA[What does it take for women to move from breaking barriers in traditionally male-dominated industries to actually shaping the future of those industries? We speak to Charmaine Houvet, Senior Director for Africa at Cisco, about her leadership journey, the changing technology landscape and the role women can play in shaping Africa’s next phase of economic growth. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 12 Aug 2026 19:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Women Moving Markets: Charmaine Houvet on Leadership, Technology and Africa’s Economic Future</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>20:17</itunes:duration>
		<itunes:summary><![CDATA[What does it take for women to move from breaking barriers in traditionally male-dominated industries to actually shaping the future of those industries? We speak to Charmaine Houvet, Senior Director for Africa at Cisco, about her leadership journey, the changing technology landscape and the role women can play in shaping Africa’s next phase of economic growth.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="4414075" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1706464_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1706464?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>PayInc Index Reveals July’s Economic Bounce</title>
		<link>https://iono.fm/e/1706442</link>
		<guid isPermaLink="true">https://iono.fm/e/1706442</guid>
		<description><![CDATA[South Africa’s economic activity finally ticked upward in July after two difficult months. Independent economist Elize Kruger unpacks the latest PayInc Economic Index, revealing how falling fuel prices, record transaction volumes, and pockets of resilience shaped the month — and why uncertainty in global oil markets still clouds the outlook. We explore what the data says about household behaviour, business confidence, and whether this rebound can last. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 12 Aug 2026 18:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PayInc Index Reveals July’s Economic Bounce</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:31</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s economic activity finally ticked upward in July after two difficult months. Independent economist Elize Kruger unpacks the latest PayInc Economic Index, revealing how falling fuel prices, record transaction volumes, and pockets of resilience shaped the month — and why uncertainty in global oil markets still clouds the outlook. We explore what the data says about household behaviour, business confidence, and whether this rebound can last.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1706442_medium.m4a?p=rss" length="7610906" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3377361" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1706442_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1706442?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>South Africa’s Savings Crisis &amp; Global Headwinds: Momentum’s July Economic Outlook</title>
		<link>https://iono.fm/e/1706041</link>
		<guid isPermaLink="true">https://iono.fm/e/1706041</guid>
		<description><![CDATA[Momentum Group Chief Economist Sanisha Packirisamy joins Kaya Biz to unpack the July 2026 Economies at a Glance report — from the world’s shift into a new capital era to South Africa’s persistent savings gap, weak investment pipeline, and reliance on foreign capital. We explore global shocks including Middle Eastern energy disruptions, US tariffs on SA exports, China’s uneven growth, Japan’s historic rate hikes, and the Eurozone’s inflation risks. Sanisha breaks down what these trends mean for South Africa’s growth outlook <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 11 Aug 2026 20:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africa’s Savings Crisis &amp; Global Headwinds: Momentum’s July Economic Outlook</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:52</itunes:duration>
		<itunes:summary><![CDATA[Momentum Group Chief Economist Sanisha Packirisamy joins Kaya Biz to unpack the July 2026 Economies at a Glance report — from the world’s shift into a new capital era to South Africa’s persistent savings gap, weak investment pipeline, and reliance on foreign capital. We explore global shocks including Middle Eastern energy disruptions, US tariffs on SA exports, China’s uneven growth, Japan’s historic rate hikes, and the Eurozone’s inflation risks. Sanisha breaks down what these trends mean for South Africa’s growth outlook]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1706041_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1706041?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>From Self‑Worth to Net‑Worth: Khensani Nobanda on Redefining Success</title>
		<link>https://iono.fm/e/1706037</link>
		<guid isPermaLink="true">https://iono.fm/e/1706037</guid>
		<description><![CDATA[As part of Kaya Biz’s Women’s Month coverage, Nedbank Group CMO Khensani Nobanda joins the show to unpack how South African women can redefine wealth, worth and success on their own terms. From confidence and courage to nonconformity, leadership and financial empowerment, Khensani shares the mindset shifts and practical steps women can take to own their power — and why platforms like the Brave Collective matter. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 11 Aug 2026 19:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>From Self‑Worth to Net‑Worth: Khensani Nobanda on Redefining Success</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>27:03</itunes:duration>
		<itunes:summary><![CDATA[As part of Kaya Biz’s Women’s Month coverage, Nedbank Group CMO Khensani Nobanda joins the show to unpack how South African women can redefine wealth, worth and success on their own terms. From confidence and courage to nonconformity, leadership and financial empowerment, Khensani shares the mindset shifts and practical steps women can take to own their power — and why platforms like the Brave Collective matter.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="5886388" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1706037_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1706037?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Preparing Youth for an Economy That’s Already Changed</title>
		<link>https://iono.fm/e/1706024</link>
		<guid isPermaLink="true">https://iono.fm/e/1706024</guid>
		<description><![CDATA[With youth unemployment rising to 47.4%, JASA’s Executive Director Nelo Spies joins Kaya Biz to discuss why South Africa is preparing young people for an economy that no longer exists — and what practical interventions can shift the needle. From entrepreneurial thinking to digital capability, informal‑economy pathways and corporate partnerships, this conversation explores what it will take to unlock youth potential at scale. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 11 Aug 2026 19:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Preparing Youth for an Economy That’s Already Changed</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:02</itunes:duration>
		<itunes:summary><![CDATA[With youth unemployment rising to 47.4%, JASA’s Executive Director Nelo Spies joins Kaya Biz to discuss why South Africa is preparing young people for an economy that no longer exists — and what practical interventions can shift the needle. From entrepreneurial thinking to digital capability, informal‑economy pathways and corporate partnerships, this conversation explores what it will take to unlock youth potential at scale.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1706024_medium.m4a?p=rss" length="7865539" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3490280" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1706024_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1706024?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Inside the QLFS: What SA’s Rising Unemployment Really Means</title>
		<link>https://iono.fm/e/1706012</link>
		<guid isPermaLink="true">https://iono.fm/e/1706012</guid>
		<description><![CDATA[South Africa’s unemployment rate climbed to 33.6% in Q2 2026, with 345,000 more people unemployed and youth unemployment rising to 47.4%. Statistician‑General Risenga Maluleke joins Kaya Biz to unpack the latest QLFS results — sector trends, provincial shifts, discouraged job‑seekers, and what these numbers mean for households, policymakers and the broader economy. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 11 Aug 2026 18:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Inside the QLFS: What SA’s Rising Unemployment Really Means</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>20:37</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s unemployment rate climbed to 33.6% in Q2 2026, with 345,000 more people unemployed and youth unemployment rising to 47.4%. Statistician‑General Risenga Maluleke joins Kaya Biz to unpack the latest QLFS results — sector trends, provincial shifts, discouraged job‑seekers, and what these numbers mean for households, policymakers and the broader economy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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								<podcast:alternateEnclosure type="audio/x-m4a" length="4489090" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1706012_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1706012?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How Women Power Africa's Economies</title>
		<link>https://iono.fm/e/1705608</link>
		<guid isPermaLink="true">https://iono.fm/e/1705608</guid>
		<description><![CDATA[Across Africa, women are the backbone of informal trade, micro-entrepreneurship and community-based commerce. They run cross-border businesses, drive household economies, and power the continent’s most resilient markets. Yet millions remain ‘credit invisible’. Tonight, as part of our Women’s Month coverage, we speak to someone who is working to change that. Jeannine Naudé, Vice President and Head of Africa Regions at TransUnion Africa, helps us unpack how Africa can dismantle credit invisibility, unlock capital for women entrepreneurs, and build financial identities that travel across borders. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 10 Aug 2026 19:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How Women Power Africa's Economies</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:15</itunes:duration>
		<itunes:summary><![CDATA[Across Africa, women are the backbone of informal trade, micro-entrepreneurship and community-based commerce. They run cross-border businesses, drive household economies, and power the continent’s most resilient markets. Yet millions remain ‘credit invisible’. Tonight, as part of our Women’s Month coverage, we speak to someone who is working to change that. Jeannine Naudé, Vice President and Head of Africa Regions at TransUnion Africa, helps us unpack how Africa can dismantle credit invisibility, unlock capital for women entrepreneurs, and build financial identities that travel across borders.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1705608?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Women’s Financial Confidence vs Financial Freedom In South Africa</title>
		<link>https://iono.fm/e/1705606</link>
		<guid isPermaLink="true">https://iono.fm/e/1705606</guid>
		<description><![CDATA[South African women are confident — but they’re not yet financially free. That’s the headline from the inaugural 1Life Women’s Life Confidence Index, which surveyed nearly a thousand women across the country. The research shows that 57% of women feel mostly or completely empowered to make decisions about their future. But despite this confidence, 38% say insufficient income is the single biggest barrier to achieving financial security. To help us unpack these findings, we’re joined by Hayley Parry, Money Coach and Facilitator of 1Life’s Truth About Money. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 10 Aug 2026 19:37:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Women’s Financial Confidence vs Financial Freedom In South Africa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:14</itunes:duration>
		<itunes:summary><![CDATA[South African women are confident — but they’re not yet financially free. That’s the headline from the inaugural 1Life Women’s Life Confidence Index, which surveyed nearly a thousand women across the country. The research shows that 57% of women feel mostly or completely empowered to make decisions about their future. But despite this confidence, 38% say insufficient income is the single biggest barrier to achieving financial security. To help us unpack these findings, we’re joined by Hayley Parry, Money Coach and Facilitator of 1Life’s Truth About Money.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1705606?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Mercer Africa on the Future of Work for Women</title>
		<link>https://iono.fm/e/1704846</link>
		<guid isPermaLink="true">https://iono.fm/e/1704846</guid>
		<description><![CDATA[As Women’s Month begins, Mercer Africa’s Keletjo Chiloane explores how AI, workforce expectations and outdated benefits are reshaping women’s experience at work. With women disproportionately exposed to skills gaps, job redesign risks and trust deficits, Keletjo outlines what employers must do to redesign work, benefits and culture so women can thrive in the future workplace. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 06 Aug 2026 19:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mercer Africa on the Future of Work for Women</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:39</itunes:duration>
		<itunes:summary><![CDATA[As Women’s Month begins, Mercer Africa’s Keletjo Chiloane explores how AI, workforce expectations and outdated benefits are reshaping women’s experience at work. With women disproportionately exposed to skills gaps, job redesign risks and trust deficits, Keletjo outlines what employers must do to redesign work, benefits and culture so women can thrive in the future workplace.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1704846_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1704846?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The Price of Survival — Inside SA’s July Food Basket Inflation Rise</title>
		<link>https://iono.fm/e/1704819</link>
		<guid isPermaLink="true">https://iono.fm/e/1704819</guid>
		<description><![CDATA[The July 2026 Household Affordability Index shows the average food basket rising to R5 530.52, with transport and electricity swallowing 62% of a worker’s wage. Families are left with just R522 per person for food — far below the national food poverty line. PMBEJD’s Mervyn Abrahams unpacks the data, regional trends, nutritional deficits, and what this means for households heading into the rest of 2026. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 06 Aug 2026 18:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Price of Survival — Inside SA’s July Food Basket Inflation Rise</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:37</itunes:duration>
		<itunes:summary><![CDATA[The July 2026 Household Affordability Index shows the average food basket rising to R5 530.52, with transport and electricity swallowing 62% of a worker’s wage. Families are left with just R522 per person for food — far below the national food poverty line. PMBEJD’s Mervyn Abrahams unpacks the data, regional trends, nutritional deficits, and what this means for households heading into the rest of 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1704819?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>PIC Governance on Trial: CEO Reinstated</title>
		<link>https://iono.fm/e/1704428</link>
		<guid isPermaLink="true">https://iono.fm/e/1704428</guid>
		<description><![CDATA[A high court has overturned the suspension of PIC CEO Patrick Dlamini, ordering his reinstatement and raising fresh questions about governance at South Africa’s largest asset manager. With a new board appointed and a regulator investigation underway, Stephen Sadie of the Chartered Governance Institute of Southern Africa breaks down the implications for oversight, credibility, and the stewardship of more than R3 trillion in public funds. A critical conversation on governance, due process and institutional stability at a pivotal moment for the PIC. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 05 Aug 2026 20:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PIC Governance on Trial: CEO Reinstated</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:27</itunes:duration>
		<itunes:summary><![CDATA[A high court has overturned the suspension of PIC CEO Patrick Dlamini, ordering his reinstatement and raising fresh questions about governance at South Africa’s largest asset manager. With a new board appointed and a regulator investigation underway, Stephen Sadie of the Chartered Governance Institute of Southern Africa breaks down the implications for oversight, credibility, and the stewardship of more than R3 trillion in public funds. A critical conversation on governance, due process and institutional stability at a pivotal moment for the PIC.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1704428_medium.m4a?p=rss" length="7582122" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="3364515" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1704428_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1704428?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Property in Uncertain Times: How Redefine Stays Ahead</title>
		<link>https://iono.fm/e/1704418</link>
		<guid isPermaLink="true">https://iono.fm/e/1704418</guid>
		<description><![CDATA[Redefine CEO Andrew Konig explains why resilience in property is built long before the next crisis hits. From portfolio simplification and balance‑sheet discipline to energy‑generation opportunities and consumption‑driven markets, this conversation explores how long‑term strategy shapes performance in a volatile environment. A masterclass in property fundamentals and strategic foresight. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 05 Aug 2026 19:28:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Property in Uncertain Times: How Redefine Stays Ahead</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:27</itunes:duration>
		<itunes:summary><![CDATA[Redefine CEO Andrew Konig explains why resilience in property is built long before the next crisis hits. From portfolio simplification and balance‑sheet discipline to energy‑generation opportunities and consumption‑driven markets, this conversation explores how long‑term strategy shapes performance in a volatile environment. A masterclass in property fundamentals and strategic foresight.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1704418_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1704418?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SAA’s Next Chapter: Partnerships, Growth &amp; Performance</title>
		<link>https://iono.fm/e/1704406</link>
		<guid isPermaLink="true">https://iono.fm/e/1704406</guid>
		<description><![CDATA[South African Airways is entering a new phase of growth, expanding its global reach through fresh partnerships with Emirates and Turkish Airlines. Acting Group Chief Officer Matshela Seshibe unpacks SAA’s operational recovery, route strategy, fleet plans and the broader economic impact of a stronger national carrier. A deep dive into connectivity, competitiveness and the business of aviation in South Africa. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 05 Aug 2026 18:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SAA’s Next Chapter: Partnerships, Growth &amp; Performance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:11</itunes:duration>
		<itunes:summary><![CDATA[South African Airways is entering a new phase of growth, expanding its global reach through fresh partnerships with Emirates and Turkish Airlines. Acting Group Chief Officer Matshela Seshibe unpacks SAA’s operational recovery, route strategy, fleet plans and the broader economic impact of a stronger national carrier. A deep dive into connectivity, competitiveness and the business of aviation in South Africa.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1704406_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1704406?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Nedbank Delivers Resilient H1 Results as COO Mfundo Nkuhlu Prepares for Retirement</title>
		<link>https://iono.fm/e/1703983</link>
		<guid isPermaLink="true">https://iono.fm/e/1703983</guid>
		<description><![CDATA[Nedbank reported resilient half-year results, with revenue up 6%, costs tightly contained, and ROE holding above the cost of equity. COO Mfundo Nkuhlu discusses the bank’s operational momentum, digital and AI-driven efficiencies, and the NCBA acquisition. He also reflects on his upcoming retirement after more than two decades of leadership and how he’s ensuring a smooth transition. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 04 Aug 2026 19:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Nedbank Delivers Resilient H1 Results as COO Mfundo Nkuhlu Prepares for Retirement</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:07</itunes:duration>
		<itunes:summary><![CDATA[Nedbank reported resilient half-year results, with revenue up 6%, costs tightly contained, and ROE holding above the cost of equity. COO Mfundo Nkuhlu discusses the bank’s operational momentum, digital and AI-driven efficiencies, and the NCBA acquisition. He also reflects on his upcoming retirement after more than two decades of leadership and how he’s ensuring a smooth transition.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1703983_medium.m4a?p=rss" length="8396891" type="audio/x-m4a" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1703983_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1703983?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Mixed Signals in Manufacturing: July PMI Explained</title>
		<link>https://iono.fm/e/1703976</link>
		<guid isPermaLink="true">https://iono.fm/e/1703976</guid>
		<description><![CDATA[Economist Sello Sekele breaks down the July Absa PMI, which slipped to 46.8 but masks underlying improvements in domestic demand and production. We explore easing supply chain pressures, falling price inflation, weak export demand, and why business confidence has dipped sharply. Sello explains what the data means for Q3 manufacturing momentum <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 04 Aug 2026 19:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mixed Signals in Manufacturing: July PMI Explained</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:21</itunes:duration>
		<itunes:summary><![CDATA[Economist Sello Sekele breaks down the July Absa PMI, which slipped to 46.8 but masks underlying improvements in domestic demand and production. We explore easing supply chain pressures, falling price inflation, weak export demand, and why business confidence has dipped sharply. Sello explains what the data means for Q3 manufacturing momentum]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1703976_medium.m4a?p=rss" length="5079342" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="2254363" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1703976_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1703976?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>JSE Delivers Strong Half-Year Growth Amid Market Momentum</title>
		<link>https://iono.fm/e/1703949</link>
		<guid isPermaLink="true">https://iono.fm/e/1703949</guid>
		<description><![CDATA[The JSE posted a robust first half of 2026, with operating income up 14.6% and HEPS rising 18.8%. CEO Valdene Reddy unpacks the drivers behind the exchange’s broad‑based growth, disciplined cost management, and near‑perfect operational reliability. She also reflects on the JSE’s long‑term strategy, FORGE 2031, and what these results signal for South Africa’s capital markets. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 04 Aug 2026 18:41:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>JSE Delivers Strong Half-Year Growth Amid Market Momentum</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:05</itunes:duration>
		<itunes:summary><![CDATA[The JSE posted a robust first half of 2026, with operating income up 14.6% and HEPS rising 18.8%. CEO Valdene Reddy unpacks the drivers behind the exchange’s broad‑based growth, disciplined cost management, and near‑perfect operational reliability. She also reflects on the JSE’s long‑term strategy, FORGE 2031, and what these results signal for South Africa’s capital markets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Hulamin’s Turnaround Gains Momentum in H1 2026</title>
		<link>https://iono.fm/e/1703536</link>
		<guid isPermaLink="true">https://iono.fm/e/1703536</guid>
		<description><![CDATA[CEO Mark Gounder discusses Hulamin’s interim results, highlighting improved operational performance, stronger headline earnings, and the strategic disposal of non‑core businesses. We unpack how the Group is using freed‑up working capital to strengthen its balance sheet and reduce debt, and what the next phase of the turnaround looks like. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 03 Aug 2026 19:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Hulamin’s Turnaround Gains Momentum in H1 2026</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:20</itunes:duration>
		<itunes:summary><![CDATA[CEO Mark Gounder discusses Hulamin’s interim results, highlighting improved operational performance, stronger headline earnings, and the strategic disposal of non‑core businesses. We unpack how the Group is using freed‑up working capital to strengthen its balance sheet and reduce debt, and what the next phase of the turnaround looks like.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1703536?download=0]]></ionofm:player_url>
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	<item>
		<title>Optimism Rising, Debt Deepening: Inside OMSIM 2026</title>
		<link>https://iono.fm/e/1703535</link>
		<guid isPermaLink="true">https://iono.fm/e/1703535</guid>
		<description><![CDATA[South Africans are more optimistic than they’ve been in years — but the 2026 Old Mutual Savings & Investment Monitor reveals a widening divide between those building wealth and those under mounting financial pressure. Vuyokazi Mabude, Head of Knowledge & Insights at Old Mutual, breaks down rising confidence, growing debt reliance, the surge in informal loans, and why savings goals remain strong despite affordability strain. We explore how households can turn optimism into meaningful financial action. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 03 Aug 2026 19:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Optimism Rising, Debt Deepening: Inside OMSIM 2026</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:00</itunes:duration>
		<itunes:summary><![CDATA[South Africans are more optimistic than they’ve been in years — but the 2026 Old Mutual Savings & Investment Monitor reveals a widening divide between those building wealth and those under mounting financial pressure. Vuyokazi Mabude, Head of Knowledge & Insights at Old Mutual, breaks down rising confidence, growing debt reliance, the surge in informal loans, and why savings goals remain strong despite affordability strain. We explore how households can turn optimism into meaningful financial action.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1703535_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1703535?download=0]]></ionofm:player_url>
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	<item>
		<title>FSCA Enforcement Surges: Unpacking R2.89bn in Penalties</title>
		<link>https://iono.fm/e/1703520</link>
		<guid isPermaLink="true">https://iono.fm/e/1703520</guid>
		<description><![CDATA[The FSCA has entered a new era of enforcement — and Phumeza Mabuza, Head of Investigations, breaks down the regulator’s most assertive year yet. We unpack record‑high penalties, digital‑age misconduct from deepfakes to WhatsApp trading groups, rising debarments, strengthened court rulings, and the FSCA’s massive consumer education footprint. Phumeza explains what’s driving the crackdown and what South Africans should be most alert to in the year ahead. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 03 Aug 2026 18:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>FSCA Enforcement Surges: Unpacking R2.89bn in Penalties</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>20:51</itunes:duration>
		<itunes:summary><![CDATA[The FSCA has entered a new era of enforcement — and Phumeza Mabuza, Head of Investigations, breaks down the regulator’s most assertive year yet. We unpack record‑high penalties, digital‑age misconduct from deepfakes to WhatsApp trading groups, rising debarments, strengthened court rulings, and the FSCA’s massive consumer education footprint. Phumeza explains what’s driving the crackdown and what South Africans should be most alert to in the year ahead.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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	<item>
		<title>SA Payments Behind the Fifa Passion</title>
		<link>https://iono.fm/e/1702389</link>
		<guid isPermaLink="true">https://iono.fm/e/1702389</guid>
		<description><![CDATA[Visa’s data reveals how FIFA World Cup 2026™ shifted SA spending — from a 72% surge in sports recreation to 76% spikes in live screening ahead of Bafana’s Round of 32 match. Zeyad Davids, Vice President, Head of Marketing Services, Central Europe, Middle East & Africa at Visa explains how digital payments enable connected commerce during major sporting moments — and what businesses can learn from the data. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 30 Jul 2026 19:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Payments Behind the Fifa Passion</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:04</itunes:duration>
		<itunes:summary><![CDATA[Visa’s data reveals how FIFA World Cup 2026™ shifted SA spending — from a 72% surge in sports recreation to 76% spikes in live screening ahead of Bafana’s Round of 32 match. Zeyad Davids, Vice President, Head of Marketing Services, Central Europe, Middle East & Africa at Visa explains how digital payments enable connected commerce during major sporting moments — and what businesses can learn from the data.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1702389_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1702389?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Life vs Funeral: The Real Difference</title>
		<link>https://iono.fm/e/1702388</link>
		<guid isPermaLink="true">https://iono.fm/e/1702388</guid>
		<description><![CDATA[South Africa’s insurance gap has widened to R50.4 trillion. Capitec Life CEO Deepesh Desai explains why funeral cover dominates, why life cover lags at 19%, and how Capitec wants to change the national conversation. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 30 Jul 2026 19:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Life vs Funeral: The Real Difference</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:35</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s insurance gap has widened to R50.4 trillion. Capitec Life CEO Deepesh Desai explains why funeral cover dominates, why life cover lags at 19%, and how Capitec wants to change the national conversation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1702388_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1702388?download=0]]></ionofm:player_url>
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	<item>
		<title>Brand SA data shows South Africa’s Reputation Turning a Corner</title>
		<link>https://iono.fm/e/1702362</link>
		<guid isPermaLink="true">https://iono.fm/e/1702362</guid>
		<description><![CDATA[South Africa scores 3.70 among audiences who know it best — placing the nation second in the world and above the Love Mark threshold. Brand SA’s Olebogeng Mabala unpacks the 0.87‑point gap between familiar and unfamiliar audiences, the economic stakes of reputation, and why “South Africa converts” once people experience it. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 30 Jul 2026 18:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Brand SA data shows South Africa’s Reputation Turning a Corner</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:54</itunes:duration>
		<itunes:summary><![CDATA[South Africa scores 3.70 among audiences who know it best — placing the nation second in the world and above the Love Mark threshold. Brand SA’s Olebogeng Mabala unpacks the 0.87‑point gap between familiar and unfamiliar audiences, the economic stakes of reputation, and why “South Africa converts” once people experience it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1702362_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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	<item>
		<title>PIC At War With Itself: Governance and the health of Pensions</title>
		<link>https://iono.fm/e/1701876</link>
		<guid isPermaLink="true">https://iono.fm/e/1701876</guid>
		<description><![CDATA[The Public Investment Corporation—custodian of more than R3 trillion in public money and the retirement savings of millions of South Africans—is once again in the spotlight for all the wrong reasons. A whistleblower complaint, the controversial Lanseria Airport deal, the precautionary suspension of CEO Patrick Dlamini, board resignations and FSCA scrutiny. Tonight, we speak to Miyelani Mkhabela, CEO and Chief Economist at Antswisa Capital Partner , to unpack the structural rot at the PIC, the tension between shareholder oversight and board independence <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 29 Jul 2026 20:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PIC At War With Itself: Governance and the health of Pensions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:52</itunes:duration>
		<itunes:summary><![CDATA[The Public Investment Corporation—custodian of more than R3 trillion in public money and the retirement savings of millions of South Africans—is once again in the spotlight for all the wrong reasons. A whistleblower complaint, the controversial Lanseria Airport deal, the precautionary suspension of CEO Patrick Dlamini, board resignations and FSCA scrutiny. Tonight, we speak to Miyelani Mkhabela, CEO and Chief Economist at Antswisa Capital Partner , to unpack the structural rot at the PIC, the tension between shareholder oversight and board independence]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			</podcast:alternateEnclosure>
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	<item>
		<title>Africa’s Delivery Generation: Youth Demand Jobs &amp; Clean Government</title>
		<link>https://iono.fm/e/1701868</link>
		<guid isPermaLink="true">https://iono.fm/e/1701868</guid>
		<description><![CDATA[The African Youth Survey 2026 reveals a rising generation more optimistic than at any time since the pandemic — but demanding delivery, accountability and economic dignity. Commissioner Ivor Ichikowitz unpacks why optimism has surged, why cost‑of‑living pressures dominate youth concerns, and why young Africans support democracy but reject Western models that don’t reflect African realities. He explores youth views on leadership, security, global alliances and the reforms they want most. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 29 Jul 2026 19:31:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Africa’s Delivery Generation: Youth Demand Jobs &amp; Clean Government</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:50</itunes:duration>
		<itunes:summary><![CDATA[The African Youth Survey 2026 reveals a rising generation more optimistic than at any time since the pandemic — but demanding delivery, accountability and economic dignity. Commissioner Ivor Ichikowitz unpacks why optimism has surged, why cost‑of‑living pressures dominate youth concerns, and why young Africans support democracy but reject Western models that don’t reflect African realities. He explores youth views on leadership, security, global alliances and the reforms they want most.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1701868_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
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	<item>
		<title>SA’s Energy Future in a Volatile World</title>
		<link>https://iono.fm/e/1701849</link>
		<guid isPermaLink="true">https://iono.fm/e/1701849</guid>
		<description><![CDATA[South Africa’s Presidential Climate Commission, the Presidential Economic Advisory Council and the National Planning Commission have issued a joint advisory note on how the country should navigate its Just Energy Transition amid ongoing geopolitical shocks. Dipak Patel unpacks Africa’s vulnerability to imported fossil fuels, the urgency of accelerating renewable energy, the stubborn transmission infrastructure bottleneck, and how new energy technologies can insulate the country from global volatility. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 29 Jul 2026 18:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA’s Energy Future in a Volatile World</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:46</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s Presidential Climate Commission, the Presidential Economic Advisory Council and the National Planning Commission have issued a joint advisory note on how the country should navigate its Just Energy Transition amid ongoing geopolitical shocks. Dipak Patel unpacks Africa’s vulnerability to imported fossil fuels, the urgency of accelerating renewable energy, the stubborn transmission infrastructure bottleneck, and how new energy technologies can insulate the country from global volatility.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Building a Future‑Ready Mining &amp; Energy Company: Mantengu’s Next Chapter</title>
		<link>https://iono.fm/e/1701431</link>
		<guid isPermaLink="true">https://iono.fm/e/1701431</guid>
		<description><![CDATA[Mantengu CEO Magen Naidoo shares how he is steering the company into a new era — blending mining and energy strategy, people‑centred leadership, fiscal discipline and operational transformation. With 24 years of experience, including 17 at Deloitte, Naidoo discusses culture, capability building, risk management and what it takes to build a modern African mining company. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 28 Jul 2026 19:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Building a Future‑Ready Mining &amp; Energy Company: Mantengu’s Next Chapter</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:08</itunes:duration>
		<itunes:summary><![CDATA[Mantengu CEO Magen Naidoo shares how he is steering the company into a new era — blending mining and energy strategy, people‑centred leadership, fiscal discipline and operational transformation. With 24 years of experience, including 17 at Deloitte, Naidoo discusses culture, capability building, risk management and what it takes to build a modern African mining company.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>AI, 4IR &amp; Mining’s Future: Human‑Centred Innovation for Africa</title>
		<link>https://iono.fm/e/1701430</link>
		<guid isPermaLink="true">https://iono.fm/e/1701430</guid>
		<description><![CDATA[RIIS energy and sustainability expert Sylvesters Okello unpacks PwC’s Ten Insights into 4IR in South African Mining. We explore CEO‑driven AI adoption, the sector’s poor data maturity, the massive digital skills gap, and why mining must embrace human‑centred technology. A powerful conversation on how AI can enhance safety, productivity and sustainability — without displacing people. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 28 Jul 2026 19:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>AI, 4IR &amp; Mining’s Future: Human‑Centred Innovation for Africa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:15</itunes:duration>
		<itunes:summary><![CDATA[RIIS energy and sustainability expert Sylvesters Okello unpacks PwC’s Ten Insights into 4IR in South African Mining. We explore CEO‑driven AI adoption, the sector’s poor data maturity, the massive digital skills gap, and why mining must embrace human‑centred technology. A powerful conversation on how AI can enhance safety, productivity and sustainability — without displacing people.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Kumba Iron Ore’s H1 Profit down 41% on Global Headwinds</title>
		<link>https://iono.fm/e/1701424</link>
		<guid isPermaLink="true">https://iono.fm/e/1701424</guid>
		<description><![CDATA[Kumba Iron Ore delivered R10.9bn EBITDA despite a challenging external environment, rising unit costs and softer production. CEO Mpumi Zikalala discusses maintaining a 35% margin, navigating logistics constraints, declaring a R7.90 interim dividend, and driving sustainability — from fatality‑free operations to renewable energy integration. A deep dive into leadership, cost discipline and the future of iron ore. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 28 Jul 2026 19:16:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Kumba Iron Ore’s H1 Profit down 41% on Global Headwinds</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:44</itunes:duration>
		<itunes:summary><![CDATA[Kumba Iron Ore delivered R10.9bn EBITDA despite a challenging external environment, rising unit costs and softer production. CEO Mpumi Zikalala discusses maintaining a 35% margin, navigating logistics constraints, declaring a R7.90 interim dividend, and driving sustainability — from fatality‑free operations to renewable energy integration. A deep dive into leadership, cost discipline and the future of iron ore.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1701424?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Mining Momentum Falters: Fuel Costs, Conflict &amp; Commodity Pressures</title>
		<link>https://iono.fm/e/1701417</link>
		<guid isPermaLink="true">https://iono.fm/e/1701417</guid>
		<description><![CDATA[South Africa’s mining sector hit its first production contraction in five months, with May down 4.5% year‑on‑year. Minerals Council Economist André Lourens breaks down the drivers behind the slowdown — from Middle East tensions disrupting global oil flows to fading commodity price support. We unpack manganese and chrome’s surprising resilience, the pressure on coal, iron ore and diamonds, and the urgent structural reforms needed to stabilise the sector. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 28 Jul 2026 18:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mining Momentum Falters: Fuel Costs, Conflict &amp; Commodity Pressures</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:26</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s mining sector hit its first production contraction in five months, with May down 4.5% year‑on‑year. Minerals Council Economist André Lourens breaks down the drivers behind the slowdown — from Middle East tensions disrupting global oil flows to fading commodity price support. We unpack manganese and chrome’s surprising resilience, the pressure on coal, iron ore and diamonds, and the urgent structural reforms needed to stabilise the sector.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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	<item>
		<title>Family Business to National Player: Anton Gillis on SA’s Hospitality Future</title>
		<link>https://iono.fm/e/1700883</link>
		<guid isPermaLink="true">https://iono.fm/e/1700883</guid>
		<description><![CDATA[Platinum Hospitality Holdings is set to announce Anton Gillis as its new CEO — marking a major succession moment for one of SA’s leading family‑built hotel groups. Anton shares what the group is seeing on the ground across its national portfolio, where hospitality demand is growing, how operators are navigating profitability pressures, and what the next few years look like for the sector. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 27 Jul 2026 19:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Family Business to National Player: Anton Gillis on SA’s Hospitality Future</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:20</itunes:duration>
		<itunes:summary><![CDATA[Platinum Hospitality Holdings is set to announce Anton Gillis as its new CEO — marking a major succession moment for one of SA’s leading family‑built hotel groups. Anton shares what the group is seeing on the ground across its national portfolio, where hospitality demand is growing, how operators are navigating profitability pressures, and what the next few years look like for the sector.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>SA Consumers Under Pressure: Retail Signals &amp; MPC Reality</title>
		<link>https://iono.fm/e/1700858</link>
		<guid isPermaLink="true">https://iono.fm/e/1700858</guid>
		<description><![CDATA[South Africa’s consumer is flashing warning signs — and two retail updates have sharpened the picture. Cashbuild’s weak building materials demand and Mr Price’s shift toward value purchases reveal households under severe pressure. Market analyst The Finance Ghost unpacks how sticky inflation, high interest rates and the MPC’s cautious stance are filtering directly into retail behaviour, from shrinking basket sizes to delayed big‑ticket spending <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 27 Jul 2026 18:31:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Consumers Under Pressure: Retail Signals &amp; MPC Reality</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:38</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s consumer is flashing warning signs — and two retail updates have sharpened the picture. Cashbuild’s weak building materials demand and Mr Price’s shift toward value purchases reveal households under severe pressure. Market analyst The Finance Ghost unpacks how sticky inflation, high interest rates and the MPC’s cautious stance are filtering directly into retail behaviour, from shrinking basket sizes to delayed big‑ticket spending]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1700858_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1700858?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Affordable Diabetes Care Arrives in SA with Novo Nordisk</title>
		<link>https://iono.fm/e/1699716</link>
		<guid isPermaLink="true">https://iono.fm/e/1699716</guid>
		<description><![CDATA[Novo Nordisk South Africa GM Sara Norcross explains the launch of the country’s only authorised copy of semaglutide, manufactured using the identical API, process and device as the originator — but at a more affordable price. We unpack what an authorised copy is, why SAHPRA registration matters, how the Acino partnership expands access, and what this means for millions of South Africans living with diabetes. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 23 Jul 2026 19:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Affordable Diabetes Care Arrives in SA with Novo Nordisk</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:31</itunes:duration>
		<itunes:summary><![CDATA[Novo Nordisk South Africa GM Sara Norcross explains the launch of the country’s only authorised copy of semaglutide, manufactured using the identical API, process and device as the originator — but at a more affordable price. We unpack what an authorised copy is, why SAHPRA registration matters, how the Acino partnership expands access, and what this means for millions of South Africans living with diabetes.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1699716?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Why Women’s Financial Empowerment Is an Economic Multiplier</title>
		<link>https://iono.fm/e/1699709?v=1</link>
		<guid isPermaLink="true">https://iono.fm/e/1699709?v=1</guid>
		<description><![CDATA[Women’s financial empowerment has the potential to drive economic growth, strengthen households and create lasting generational wealth. Kaya Biz speaks to Alexandra Nortier, Joint Head of Wealth Management at Investec Wealth & Investment International, about why Investec is backing the JSE SheInvests 2026 initiative, the barriers keeping women out of investing, and how financial education can help build confidence. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 23 Jul 2026 19:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why Women’s Financial Empowerment Is an Economic Multiplier</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>7:55</itunes:duration>
		<itunes:summary><![CDATA[Women’s financial empowerment has the potential to drive economic growth, strengthen households and create lasting generational wealth. Kaya Biz speaks to Alexandra Nortier, Joint Head of Wealth Management at Investec Wealth & Investment International, about why Investec is backing the JSE SheInvests 2026 initiative, the barriers keeping women out of investing, and how financial education can help build confidence.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1699709_medium.m4a?p=rss" length="3887841" type="audio/x-m4a" />
								<podcast:alternateEnclosure type="audio/x-m4a" length="1725868" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1699709_low.m4a?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1699709?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SARB holds rates steady in July MPC – What It Means for You</title>
		<link>https://iono.fm/e/1699694</link>
		<guid isPermaLink="true">https://iono.fm/e/1699694</guid>
		<description><![CDATA[Momentum economist Tshiamo Masike unpacks the SARB’s decision to pause, the upside inflation surprise, and the global factors driving the MPC’s decision. We explore how rising oil prices, geopolitical tensions, and weakening consumer confidence shaped the call — and what households, businesses and markets should expect next. A sharp, data‑driven breakdown of one of the year’s most important economic decisions. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 23 Jul 2026 19:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SARB holds rates steady in July MPC – What It Means for You</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:38</itunes:duration>
		<itunes:summary><![CDATA[Momentum economist Tshiamo Masike unpacks the SARB’s decision to pause, the upside inflation surprise, and the global factors driving the MPC’s decision. We explore how rising oil prices, geopolitical tensions, and weakening consumer confidence shaped the call — and what households, businesses and markets should expect next. A sharp, data‑driven breakdown of one of the year’s most important economic decisions.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>PIC Board Exodus: Khaya Sithole on SA’s Biggest Asset Manager in Crisis</title>
		<link>https://iono.fm/e/1699255</link>
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		<description><![CDATA[Six PIC directors have resigned, Treasury has begun steps to remove others, and whistleblower allegations of interference are mounting. Independent analyst Khaya Sithole breaks down the governance crisis unfolding at the Public Investment Corporation, what’s driving the board exodus, and what this means for the R2.5 trillion in assets the PIC manages — including public sector pensions. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 22 Jul 2026 19:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PIC Board Exodus: Khaya Sithole on SA’s Biggest Asset Manager in Crisis</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>14:14</itunes:duration>
		<itunes:summary><![CDATA[Six PIC directors have resigned, Treasury has begun steps to remove others, and whistleblower allegations of interference are mounting. Independent analyst Khaya Sithole breaks down the governance crisis unfolding at the Public Investment Corporation, what’s driving the board exodus, and what this means for the R2.5 trillion in assets the PIC manages — including public sector pensions.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>SA July MPC preview: Rates Outlook amid Hot Inflation</title>
		<link>https://iono.fm/e/1699254</link>
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		<description><![CDATA[With inflation rising to 5.0%, fuel prices surging, and administered costs climbing, the SARB’s Monetary Policy Committee faces a tough call. Sanlam Investments economist Patrick Buthelezi unpacks today’s CPI print, the risks driving inflation, and what to expect from tomorrow’s MPC meeting. Essential listening for anyone watching interest rates and consumer pressure. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 22 Jul 2026 19:19:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA July MPC preview: Rates Outlook amid Hot Inflation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:32</itunes:duration>
		<itunes:summary><![CDATA[With inflation rising to 5.0%, fuel prices surging, and administered costs climbing, the SARB’s Monetary Policy Committee faces a tough call. Sanlam Investments economist Patrick Buthelezi unpacks today’s CPI print, the risks driving inflation, and what to expect from tomorrow’s MPC meeting. Essential listening for anyone watching interest rates and consumer pressure.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>PayInc Data shows SA Real Salaries Crunch of 3.6%</title>
		<link>https://iono.fm/e/1699232</link>
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		<description><![CDATA[Nominal salaries are barely rising — but inflation isn’t slowing down. The latest PayInc Net Salary Index shows real salaries falling 3.6% year‑on‑year, hitting their lowest level in two years. Economist Elize Kruger explains why salary growth has stalled, how administered prices are eroding purchasing power, and what this means for consumer spending and economic growth in 2026. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 22 Jul 2026 18:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PayInc Data shows SA Real Salaries Crunch of 3.6%</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:03</itunes:duration>
		<itunes:summary><![CDATA[Nominal salaries are barely rising — but inflation isn’t slowing down. The latest PayInc Net Salary Index shows real salaries falling 3.6% year‑on‑year, hitting their lowest level in two years. Economist Elize Kruger explains why salary growth has stalled, how administered prices are eroding purchasing power, and what this means for consumer spending and economic growth in 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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