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		<title>Kaya Biz</title>
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		<description>At the helm of Gauteng’s biggest business radio show, Kaya Biz, is Gugulethu who will be leading the conversation on what is next for the Afropolitan business landscape. The show presents local and international business news, entrepreneurship, corporate and investment banking. Since its inception in May 2006 Kaya Biz has grown from a half-an-hour daily finance update to an hour show bringing compelling business news and market reviews to listeners.</description>
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				<itunes:subtitle>At the helm of Gauteng’s biggest business radio show, Kaya Biz, is Gugulethu who will be leading the conversation on what is next for the Afropolitan business landscape.</itunes:subtitle>
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		<itunes:summary><![CDATA[At the helm of Gauteng’s biggest business radio show, Kaya Biz, is Gugulethu who will be leading the conversation on what is next for the Afropolitan business landscape. The show presents local and international business news, entrepreneurship, corporate and investment banking. Since its inception in May 2006 Kaya Biz has grown from a half-an-hour daily finance update to an hour show bringing compelling business news and market reviews to listeners.]]></itunes:summary>
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		<title>Same Dreams, Different Reality: Inside the 2026 Youth Barometer</title>
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		<description><![CDATA[South Africa’s youth still want financial independence, homeownership, stability and long‑term security — but the path is tougher. Standard Bank’s Tshiamo Molanda breaks down the latest Youth Barometer findings, showing how young people are adapting rather than lowering their ambitions. From strategic credit use and rising first‑time homeownership to digital‑first payments, side hustles and value‑driven car buying, this episode explores how Gen Z is navigating adulthood in a changing economy. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 14 Jul 2026 19:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Same Dreams, Different Reality: Inside the 2026 Youth Barometer</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
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		<itunes:summary><![CDATA[South Africa’s youth still want financial independence, homeownership, stability and long‑term security — but the path is tougher. Standard Bank’s Tshiamo Molanda breaks down the latest Youth Barometer findings, showing how young people are adapting rather than lowering their ambitions. From strategic credit use and rising first‑time homeownership to digital‑first payments, side hustles and value‑driven car buying, this episode explores how Gen Z is navigating adulthood in a changing economy.]]></itunes:summary>
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		<title>The State of South Africa’s Internet: Service Failures, Billing Pain &amp; the AI Fix</title>
		<link>https://iono.fm/e/1696328</link>
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		<description><![CDATA[DataEQ analysed more than 79,000 customer complaints across Facebook, X and Hellopeter — and the results are stark: every ISP in South Africa recorded negative operational sentiment. Managing Director Sarah Lamb unpacks why service channels are failing, why billing errors and cancellations are spiralling, and how outages turn into multi‑week frustrations. She also explains how AI could resolve nearly a third of ISP issues at first contact <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 14 Jul 2026 19:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The State of South Africa’s Internet: Service Failures, Billing Pain &amp; the AI Fix</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>14:52</itunes:duration>
		<itunes:summary><![CDATA[DataEQ analysed more than 79,000 customer complaints across Facebook, X and Hellopeter — and the results are stark: every ISP in South Africa recorded negative operational sentiment. Managing Director Sarah Lamb unpacks why service channels are failing, why billing errors and cancellations are spiralling, and how outages turn into multi‑week frustrations. She also explains how AI could resolve nearly a third of ISP issues at first contact]]></itunes:summary>
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		<title>Africa’s Blockchain Moment: Innovation Rising, Investment Lagging</title>
		<link>https://iono.fm/e/1696309</link>
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		<description><![CDATA[Africa is producing more blockchain innovation than ever — but attracting less investment. In this panel discussion, Absa’s Rob Downes explains why Africa may be “the world’s most mispriced blockchain market,” while Bitexen SA CEO Mark Diuga breaks down how tokenisation and trusted digital infrastructure could reshape access to real‑world assets. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 14 Jul 2026 18:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Africa’s Blockchain Moment: Innovation Rising, Investment Lagging</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>23:58</itunes:duration>
		<itunes:summary><![CDATA[Africa is producing more blockchain innovation than ever — but attracting less investment. In this panel discussion, Absa’s Rob Downes explains why Africa may be “the world’s most mispriced blockchain market,” while Bitexen SA CEO Mark Diuga breaks down how tokenisation and trusted digital infrastructure could reshape access to real‑world assets.]]></itunes:summary>
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		<title>Old Mutual Nears R100 Billion in Claims: What 2025 Reveals About SA’s Health</title>
		<link>https://iono.fm/e/1695904</link>
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		<description><![CDATA[Old Mutual shares insights from its latest claims data: R14.6 billion paid out in 2025, a 94% payout ratio, and a near‑R100 billion milestone since 2002. Severe illness claims remain dominated by the Big 4 — cancer, heart attacks, strokes and CABG — while disability claimants are getting younger and lifestyle‑related illnesses rise sharply. We speak to Sharvanie Sooriah, Snr Regional Product Marketing Specialist at Old Mutual <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 13 Jul 2026 20:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Old Mutual Nears R100 Billion in Claims: What 2025 Reveals About SA’s Health</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>9:17</itunes:duration>
		<itunes:summary><![CDATA[Old Mutual shares insights from its latest claims data: R14.6 billion paid out in 2025, a 94% payout ratio, and a near‑R100 billion milestone since 2002. Severe illness claims remain dominated by the Big 4 — cancer, heart attacks, strokes and CABG — while disability claimants are getting younger and lifestyle‑related illnesses rise sharply. We speak to Sharvanie Sooriah, Snr Regional Product Marketing Specialist at Old Mutual]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>South Africa Tops Global Thrive Index: Why Mid‑Market Firms Are Thriving</title>
		<link>https://iono.fm/e/1695903</link>
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		<description><![CDATA[Moore Infinity’s Danie Dörfling explains why South Africa recorded the highest Thrive Index score globally — 47.6 — outperforming 16 other economies. Despite geopolitical instability, rising costs and labour market fragility, SA mid‑market firms show strong business performance, driven by digital transformation, productivity gains and improving macro conditions. Danie breaks down global trends, cost pressures, investment intentions and the opportunities ahead for SA’s resilient mid‑market sector. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 13 Jul 2026 19:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africa Tops Global Thrive Index: Why Mid‑Market Firms Are Thriving</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:33</itunes:duration>
		<itunes:summary><![CDATA[Moore Infinity’s Danie Dörfling explains why South Africa recorded the highest Thrive Index score globally — 47.6 — outperforming 16 other economies. Despite geopolitical instability, rising costs and labour market fragility, SA mid‑market firms show strong business performance, driven by digital transformation, productivity gains and improving macro conditions. Danie breaks down global trends, cost pressures, investment intentions and the opportunities ahead for SA’s resilient mid‑market sector.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>The Chocolate Crunch: Why SA Is Eating Less but Paying More</title>
		<link>https://iono.fm/e/1695885</link>
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		<description><![CDATA[Eighty20’s Andrew Fulton unpacks South Africa’s chocolate economy. Consumption has dropped from 50% to 44% weekly, yet chocolate remains a national favourite. Lunch Bar overtakes Bar‑One, Clicks slabs surge 124% YoY, and demographic splits reveal sharply different preferences across gender and generations. Fulton also explains how cocoa supply shocks — including drought in West Africa and prices hitting $10,000/ton — are reshaping pricing, product sizes and manufacturer strategies. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 13 Jul 2026 18:16:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Chocolate Crunch: Why SA Is Eating Less but Paying More</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:48</itunes:duration>
		<itunes:summary><![CDATA[Eighty20’s Andrew Fulton unpacks South Africa’s chocolate economy. Consumption has dropped from 50% to 44% weekly, yet chocolate remains a national favourite. Lunch Bar overtakes Bar‑One, Clicks slabs surge 124% YoY, and demographic splits reveal sharply different preferences across gender and generations. Fulton also explains how cocoa supply shocks — including drought in West Africa and prices hitting $10,000/ton — are reshaping pricing, product sizes and manufacturer strategies.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>Mid‑Year Money Check‑In: How Insurance Strengthens Financial Resilience</title>
		<link>https://iono.fm/e/1694835</link>
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		<description><![CDATA[MiWay’s Sherry Sibeko joins Kaya Biz to unpack why June is the ideal moment for households to reassess their insurance cover. She explains how small policy adjustments, clearer understanding of exclusions, and aligning cover to current circumstances can protect financial progress and strengthen resilience for the rest of 2026. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 09 Jul 2026 19:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mid‑Year Money Check‑In: How Insurance Strengthens Financial Resilience</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>14:10</itunes:duration>
		<itunes:summary><![CDATA[MiWay’s Sherry Sibeko joins Kaya Biz to unpack why June is the ideal moment for households to reassess their insurance cover. She explains how small policy adjustments, clearer understanding of exclusions, and aligning cover to current circumstances can protect financial progress and strengthen resilience for the rest of 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>The Insurance Risks Reshaping 2026 — Weather, Motor, Cyber &amp; Claims Inflation</title>
		<link>https://iono.fm/e/1694810</link>
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		<description><![CDATA[PSG Insure CEO Cedric Masondo breaks down the top insurance risks shaping 2026 — from rising catastrophe losses and higher vehicle write‑offs to claims inflation, ageing infrastructure and low cyber cover uptake. He also outlines the risks South Africans should prepare for in the second half of the year, and the practical steps households and businesses can take to avoid under‑coverage. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 09 Jul 2026 19:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Insurance Risks Reshaping 2026 — Weather, Motor, Cyber &amp; Claims Inflation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>19:52</itunes:duration>
		<itunes:summary><![CDATA[PSG Insure CEO Cedric Masondo breaks down the top insurance risks shaping 2026 — from rising catastrophe losses and higher vehicle write‑offs to claims inflation, ageing infrastructure and low cyber cover uptake. He also outlines the risks South Africans should prepare for in the second half of the year, and the practical steps households and businesses can take to avoid under‑coverage.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>Shell’s Downstream Divestment: Jobs, Brand &amp; Market Impact</title>
		<link>https://iono.fm/e/1694395</link>
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		<description><![CDATA[Shell will sell its equity interest in Shell Downstream South Africa to ADNOC Distribution, with completion expected in 2027. Country Chair Aluwani Museisi discusses what the deal means for customers, employees, the Shell brand, and the future of South Africa’s fuel and convenience retail landscape. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 08 Jul 2026 19:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Shell’s Downstream Divestment: Jobs, Brand &amp; Market Impact</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>9:03</itunes:duration>
		<itunes:summary><![CDATA[Shell will sell its equity interest in Shell Downstream South Africa to ADNOC Distribution, with completion expected in 2027. Country Chair Aluwani Museisi discusses what the deal means for customers, employees, the Shell brand, and the future of South Africa’s fuel and convenience retail landscape.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1694395?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How Crime Is Reshaping Road Safety in South Africa</title>
		<link>https://iono.fm/e/1694391</link>
		<guid isPermaLink="true">https://iono.fm/e/1694391</guid>
		<description><![CDATA[New SATC research shows South Africa’s national roads are becoming crime corridors, with hotspots for hijackings, smash‑and‑grabs, shootings and cash‑in‑transit robberies. Serialong Kumalo explains how crime is now a transport safety issue — and why infrastructure, policing and mobility planning must adapt. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 08 Jul 2026 19:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How Crime Is Reshaping Road Safety in South Africa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:07</itunes:duration>
		<itunes:summary><![CDATA[New SATC research shows South Africa’s national roads are becoming crime corridors, with hotspots for hijackings, smash‑and‑grabs, shootings and cash‑in‑transit robberies. Serialong Kumalo explains how crime is now a transport safety issue — and why infrastructure, policing and mobility planning must adapt.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1694391_high.mp3?p=rss" length="8757668" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1694391?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SME Confidence Cracks Under Rising Cost Pressures</title>
		<link>https://iono.fm/e/1694379</link>
		<guid isPermaLink="true">https://iono.fm/e/1694379</guid>
		<description><![CDATA[Fuel price increases, global uncertainty and rising operating costs are pushing SMEs into survival mode. Jeremy Lang from Business Partners Limited discusses the latest SME Confidence Index, revealing falling confidence levels, proactive cost‑cutting, supply chain adjustments and the support mechanisms SMEs need most right now. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 08 Jul 2026 19:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SME Confidence Cracks Under Rising Cost Pressures</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:09</itunes:duration>
		<itunes:summary><![CDATA[Fuel price increases, global uncertainty and rising operating costs are pushing SMEs into survival mode. Jeremy Lang from Business Partners Limited discusses the latest SME Confidence Index, revealing falling confidence levels, proactive cost‑cutting, supply chain adjustments and the support mechanisms SMEs need most right now.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1694379_high.mp3?p=rss" length="13592620" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1694379?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>South African Economic Activity Weakens Again in June</title>
		<link>https://iono.fm/e/1694365</link>
		<guid isPermaLink="true">https://iono.fm/e/1694365</guid>
		<description><![CDATA[The PayInc Economic Index fell another 0.9% in June, reaching its lowest level since November. Independent Economist Elize Kruger explains how inflation, fuel prices, global uncertainty and mixed PMI signals are weighing on South Africa’s economic momentum — and why electronic payments remain a rare bright spot. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 08 Jul 2026 18:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South African Economic Activity Weakens Again in June</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:49</itunes:duration>
		<itunes:summary><![CDATA[The PayInc Economic Index fell another 0.9% in June, reaching its lowest level since November. Independent Economist Elize Kruger explains how inflation, fuel prices, global uncertainty and mixed PMI signals are weighing on South Africa’s economic momentum — and why electronic payments remain a rare bright spot.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1694365?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Franchising Under Scrutiny: The R1 Trillion Market Faces a Reset</title>
		<link>https://iono.fm/e/1693983</link>
		<guid isPermaLink="true">https://iono.fm/e/1693983</guid>
		<description><![CDATA[Caroline Bergmann, Senior Associate at Pinsent Masons, breaks down the Competition Commission’s Franchise Market Inquiry — a structural intervention into one of SA’s most powerful sectors. We explore franchisee leverage, lender exposure, franchisor compliance, and lessons from past market inquiries shaping what comes next. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 07 Jul 2026 19:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Franchising Under Scrutiny: The R1 Trillion Market Faces a Reset</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:07</itunes:duration>
		<itunes:summary><![CDATA[Caroline Bergmann, Senior Associate at Pinsent Masons, breaks down the Competition Commission’s Franchise Market Inquiry — a structural intervention into one of SA’s most powerful sectors. We explore franchisee leverage, lender exposure, franchisor compliance, and lessons from past market inquiries shaping what comes next.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1693983_high.mp3?p=rss" length="10679445" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1693983?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>AI Boom, Digital Bust: Why Millions Are Locked Out of SA’s Future</title>
		<link>https://iono.fm/e/1693982</link>
		<guid isPermaLink="true">https://iono.fm/e/1693982</guid>
		<description><![CDATA[ICB's Barbara Cawcutt explains South Africa’s AI paradox: world‑leading adoption but deep digital exclusion. With only 16% computer ownership, low digital literacy, and thousands of schools without computer centres, we explore why capability — not connectivity — is the real barrier to participation in the AI economy. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 07 Jul 2026 19:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>AI Boom, Digital Bust: Why Millions Are Locked Out of SA’s Future</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:35</itunes:duration>
		<itunes:summary><![CDATA[ICB's Barbara Cawcutt explains South Africa’s AI paradox: world‑leading adoption but deep digital exclusion. With only 16% computer ownership, low digital literacy, and thousands of schools without computer centres, we explore why capability — not connectivity — is the real barrier to participation in the AI economy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1693982_high.mp3?p=rss" length="18804153" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1693982?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>GDP Up, Consumers Down: SA’s Growth Disconnect Explained</title>
		<link>https://iono.fm/e/1693955</link>
		<guid isPermaLink="true">https://iono.fm/e/1693955</guid>
		<description><![CDATA[Ricardo Smith, CIO at Absa Investments, unpacks South Africa’s sixth straight quarter of GDP growth — and why households aren’t feeling it. We explore flat consumption, weak investment, rising fuel prices, the SARB’s rate hike, and what all of this means for income, confidence and debt exposure heading into Q2. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 07 Jul 2026 18:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>GDP Up, Consumers Down: SA’s Growth Disconnect Explained</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:39</itunes:duration>
		<itunes:summary><![CDATA[Ricardo Smith, CIO at Absa Investments, unpacks South Africa’s sixth straight quarter of GDP growth — and why households aren’t feeling it. We explore flat consumption, weak investment, rising fuel prices, the SARB’s rate hike, and what all of this means for income, confidence and debt exposure heading into Q2.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1693955_high.mp3?p=rss" length="18868519" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1693955?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Durban July’s Billion‑Rand Comeback: Racing’s Revival Story</title>
		<link>https://iono.fm/e/1692905</link>
		<guid isPermaLink="true">https://iono.fm/e/1692905</guid>
		<description><![CDATA[Hollywoodbets’ Devin Heffer takes us inside the extraordinary revival of South African horse racing. The Hollywoodbets Durban July is now edging toward a R1 billion economic contribution — a dramatic turnaround for an industry nearly wiped out by the Steinhoff fallout and the pandemic. Heffer explains how the Durban July has become a symbol of renewed confidence, growth and economic impact. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 06 Jul 2026 20:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Durban July’s Billion‑Rand Comeback: Racing’s Revival Story</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:04</itunes:duration>
		<itunes:summary><![CDATA[Hollywoodbets’ Devin Heffer takes us inside the extraordinary revival of South African horse racing. The Hollywoodbets Durban July is now edging toward a R1 billion economic contribution — a dramatic turnaround for an industry nearly wiped out by the Steinhoff fallout and the pandemic. Heffer explains how the Durban July has become a symbol of renewed confidence, growth and economic impact.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1692905_high.mp3?p=rss" length="12559843" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1692905?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>600 000 in Sight: SA’s Automotive Comeback Explained</title>
		<link>https://iono.fm/e/1692903</link>
		<guid isPermaLink="true">https://iono.fm/e/1692903</guid>
		<description><![CDATA[NADA Chairperson Brandon Cohen unpacks South Africa’s remarkable new‑vehicle market performance. We explore why consumers are returning to trusted brands, how affordability pressures shape buying behaviour, the rise of Chinese manufacturers, and the booming demand for used commercial vehicles. Cohen also outlines the risks and opportunities for H2 2026 <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 06 Jul 2026 19:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>600 000 in Sight: SA’s Automotive Comeback Explained</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:37</itunes:duration>
		<itunes:summary><![CDATA[NADA Chairperson Brandon Cohen unpacks South Africa’s remarkable new‑vehicle market performance. We explore why consumers are returning to trusted brands, how affordability pressures shape buying behaviour, the rise of Chinese manufacturers, and the booming demand for used commercial vehicles. Cohen also outlines the risks and opportunities for H2 2026]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1692903_high.mp3?p=rss" length="15006576" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1692903?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>South Africa’s Mid‑2026 Outlook: Oil, Rand &amp; Resilience</title>
		<link>https://iono.fm/e/1692878</link>
		<guid isPermaLink="true">https://iono.fm/e/1692878</guid>
		<description><![CDATA[PwC Chief Economist Lullu Krugel unpacks South Africa’s slowing but still‑intact recovery as the country enters H2 2026. We explore the cost‑push shock from Middle East tensions, the rand’s volatility, rising input costs, and the implications of a 7% repo rate. Krugel breaks down sector winners and laggards, inflation risks, and the key swing factors shaping the next six months <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 06 Jul 2026 18:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africa’s Mid‑2026 Outlook: Oil, Rand &amp; Resilience</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>20:07</itunes:duration>
		<itunes:summary><![CDATA[PwC Chief Economist Lullu Krugel unpacks South Africa’s slowing but still‑intact recovery as the country enters H2 2026. We explore the cost‑push shock from Middle East tensions, the rand’s volatility, rising input costs, and the implications of a 7% repo rate. Krugel breaks down sector winners and laggards, inflation risks, and the key swing factors shaping the next six months]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1692878_high.mp3?p=rss" length="19328274" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1692878?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Manufacturing Slips: June Absa PMI Signals Q2 Strain</title>
		<link>https://iono.fm/e/1691985</link>
		<guid isPermaLink="true">https://iono.fm/e/1691985</guid>
		<description><![CDATA[Absa Economist Sello Sekele unpacks June’s PMI decline from 50.8 to 47.3, the impact of easing Middle East tensions on fuel prices, the sharp drop in purchasing price pressures, weakening demand as buyers delay purchases, and why employment and inventories point to continued strain in South Africa’s manufacturing sector. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 02 Jul 2026 19:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Manufacturing Slips: June Absa PMI Signals Q2 Strain</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:20</itunes:duration>
		<itunes:summary><![CDATA[Absa Economist Sello Sekele unpacks June’s PMI decline from 50.8 to 47.3, the impact of easing Middle East tensions on fuel prices, the sharp drop in purchasing price pressures, weakening demand as buyers delay purchases, and why employment and inventories point to continued strain in South Africa’s manufacturing sector.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1691985_high.mp3?p=rss" length="11846387" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1691985?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Tax Season Scams: AI Fraud, WhatsApp Spoofing &amp; Digital Red Flags</title>
		<link>https://iono.fm/e/1691984</link>
		<guid isPermaLink="true">https://iono.fm/e/1691984</guid>
		<description><![CDATA[Cybercriminals are exploiting tax‑season anxiety with AI‑generated phishing emails, cloned SARS websites, WhatsApp spoofing and payroll‑related scams. Lucas Molefe explains why 2026 is a high‑risk year, how scammers mimic official communication, and the digital hygiene habits that protect your identity and refund. Essential listening for every taxpayer. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 02 Jul 2026 19:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tax Season Scams: AI Fraud, WhatsApp Spoofing &amp; Digital Red Flags</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:38</itunes:duration>
		<itunes:summary><![CDATA[Cybercriminals are exploiting tax‑season anxiety with AI‑generated phishing emails, cloned SARS websites, WhatsApp spoofing and payroll‑related scams. Lucas Molefe explains why 2026 is a high‑risk year, how scammers mimic official communication, and the digital hygiene habits that protect your identity and refund. Essential listening for every taxpayer.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Tax Season 2026: Must-Knows with Commissioner Dr. Johnstone Makhubu</title>
		<link>https://iono.fm/e/1691958</link>
		<guid isPermaLink="true">https://iono.fm/e/1691958</guid>
		<description><![CDATA[SARS Commissioner Dr. Johnstone Makhubu unpacks the 2026 Filing Season, from the phased rollout and enhanced risk engine to the rise of auto‑assessments. He explains how taxpayers should interpret assessments, and navigate a more targeted audit environment. A clear, practical guide to filing smarter this year. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 02 Jul 2026 18:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tax Season 2026: Must-Knows with Commissioner Dr. Johnstone Makhubu</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:16</itunes:duration>
		<itunes:summary><![CDATA[SARS Commissioner Dr. Johnstone Makhubu unpacks the 2026 Filing Season, from the phased rollout and enhanced risk engine to the rise of auto‑assessments. He explains how taxpayers should interpret assessments, and navigate a more targeted audit environment. A clear, practical guide to filing smarter this year.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>The Second Bond: The Hidden Costs Homebuyers Miss</title>
		<link>https://iono.fm/e/1691536</link>
		<guid isPermaLink="true">https://iono.fm/e/1691536</guid>
		<description><![CDATA[Jonathan Kohler exposes the “second bond” — the monthly bill homeowners face before paying their actual home loan. From R4,000–R7,000 in Johannesburg and Cape Town to over R11,500 in Umhlanga, we unpack levies, utilities, maintenance, special levies and municipal tariffs that determine true affordability. A must‑listen for buyers, investors and tenants navigating SA’s property market. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 01 Jul 2026 19:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Second Bond: The Hidden Costs Homebuyers Miss</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>27:02</itunes:duration>
		<itunes:summary><![CDATA[Jonathan Kohler exposes the “second bond” — the monthly bill homeowners face before paying their actual home loan. From R4,000–R7,000 in Johannesburg and Cape Town to over R11,500 in Umhlanga, we unpack levies, utilities, maintenance, special levies and municipal tariffs that determine true affordability. A must‑listen for buyers, investors and tenants navigating SA’s property market.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>SA New Vehicle Sales post strongest June result since 2007</title>
		<link>https://iono.fm/e/1691516</link>
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		<description><![CDATA[South Africa’s new vehicle market delivered a standout June performance despite inflation, fuel price spikes and weaker consumer confidence. Dr Paulina Mamogobo, Chief Economist at NAAMSA, breaks down the domestic resilience, export pressures, shifting macroeconomic signals, and what these trends mean for the industry heading into the second half of 2026. <a href="https://www.kaya959.co.za">www.kaya959.co.za</a> &middot; <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 01 Jul 2026 18:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA New Vehicle Sales post strongest June result since 2007</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>20:58</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s new vehicle market delivered a standout June performance despite inflation, fuel price spikes and weaker consumer confidence. Dr Paulina Mamogobo, Chief Economist at NAAMSA, breaks down the domestic resilience, export pressures, shifting macroeconomic signals, and what these trends mean for the industry heading into the second half of 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Migration Reality Check: The Data Reshaping South African Business</title>
		<link>https://iono.fm/e/1691171</link>
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		<description><![CDATA[South Africa faces three simultaneous migration forces: regional labour inflows, skilled emigration, and massive internal movement toward urban edges. Andrew Fulton breaks down the real numbers behind immigration, emigration and interprovincial migration <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 30 Jun 2026 23:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Migration Reality Check: The Data Reshaping South African Business</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:52</itunes:duration>
		<itunes:summary><![CDATA[South Africa faces three simultaneous migration forces: regional labour inflows, skilled emigration, and massive internal movement toward urban edges. Andrew Fulton breaks down the real numbers behind immigration, emigration and interprovincial migration]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1691171?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Protests, Politics &amp; State Capacity: What Today’s Unrest Signals</title>
		<link>https://iono.fm/e/1691170</link>
		<guid isPermaLink="true">https://iono.fm/e/1691170</guid>
		<description><![CDATA[Anti‑immigration protests highlight deep governance failures, rising public frustration and the erosion of state authority. Professor William Gumede unpacks the political economy behind the unrest, the risks to social cohesion, the impact on investor confidence, and why South Africa urgently needs a coordinated, evidence‑based migration strategy. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 30 Jun 2026 23:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Protests, Politics &amp; State Capacity: What Today’s Unrest Signals</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>22:32</itunes:duration>
		<itunes:summary><![CDATA[Anti‑immigration protests highlight deep governance failures, rising public frustration and the erosion of state authority. Professor William Gumede unpacks the political economy behind the unrest, the risks to social cohesion, the impact on investor confidence, and why South Africa urgently needs a coordinated, evidence‑based migration strategy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>One Labour Market, Three Data Sets: The Real Story Behind Jobs</title>
		<link>https://iono.fm/e/1691169</link>
		<guid isPermaLink="true">https://iono.fm/e/1691169</guid>
		<description><![CDATA[GDP shows modest growth, QES shows formal job trends, and the QLFS reveals household‑level pressure. Together, they paint a complex picture of South Africa’s labour market. Statistician‑General Risenga Maluleke explains how these data sets interlink, where they diverge, and what they reveal about job creation. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 30 Jun 2026 23:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>One Labour Market, Three Data Sets: The Real Story Behind Jobs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>20:37</itunes:duration>
		<itunes:summary><![CDATA[GDP shows modest growth, QES shows formal job trends, and the QLFS reveals household‑level pressure. Together, they paint a complex picture of South Africa’s labour market. Statistician‑General Risenga Maluleke explains how these data sets interlink, where they diverge, and what they reveal about job creation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>SA TAX SEASON 2026 KICKS OFF: WHAT YOU NEED TO KNOW</title>
		<link>https://iono.fm/e/1691168</link>
		<guid isPermaLink="true">https://iono.fm/e/1691168</guid>
		<description><![CDATA[South Africa’s tax season opens with new rules, new risks and widespread misconceptions. From two‑pot withdrawals taxed at marginal rates to multiple IRP5s, provisional tax surprises and auto‑assessment pitfalls. Stian De Witt from NMG Benefits explains the hidden traps catching ordinary South Africans <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 30 Jun 2026 23:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA TAX SEASON 2026 KICKS OFF: WHAT YOU NEED TO KNOW</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>21:46</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s tax season opens with new rules, new risks and widespread misconceptions. From two‑pot withdrawals taxed at marginal rates to multiple IRP5s, provisional tax surprises and auto‑assessment pitfalls. Stian De Witt from NMG Benefits explains the hidden traps catching ordinary South Africans]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>How Middle East Shocks Hit Africa’s Politics &amp; Economy</title>
		<link>https://iono.fm/e/1690729</link>
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		<description><![CDATA[The Middle East ceasefire may hold — or unravel. Either way, Africa is already feeling the tremors. Political analyst Jervin Naidoo maps how geopolitical shocks strain fiscal balances, fuel inflation, election stability, capital flows and sovereign risk premiums across the continent. A deep dive into Africa’s political vulnerability and the lingering effects expected into 2027. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 29 Jun 2026 23:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How Middle East Shocks Hit Africa’s Politics &amp; Economy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:03</itunes:duration>
		<itunes:summary><![CDATA[The Middle East ceasefire may hold — or unravel. Either way, Africa is already feeling the tremors. Political analyst Jervin Naidoo maps how geopolitical shocks strain fiscal balances, fuel inflation, election stability, capital flows and sovereign risk premiums across the continent. A deep dive into Africa’s political vulnerability and the lingering effects expected into 2027.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Mine 2026: The New Battleground for Global Mining</title>
		<link>https://iono.fm/e/1690730</link>
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		<description><![CDATA[PwC’s Mine 2026 report shows miners posting record profits — yet facing unprecedented structural pressures. Energy Utilities and Resource Assurance Partner Vuyiswa Khutlang breaks down the three imperatives reshaping mining: policy stability, capital mobilisation, and technology‑driven productivity. We explore copper’s surge, coal’s decline, selective M&A, and why geology alone no longer determines who captures value. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 29 Jun 2026 23:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mine 2026: The New Battleground for Global Mining</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:27</itunes:duration>
		<itunes:summary><![CDATA[PwC’s Mine 2026 report shows miners posting record profits — yet facing unprecedented structural pressures. Energy Utilities and Resource Assurance Partner Vuyiswa Khutlang breaks down the three imperatives reshaping mining: policy stability, capital mobilisation, and technology‑driven productivity. We explore copper’s surge, coal’s decline, selective M&A, and why geology alone no longer determines who captures value.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>R316 Million for Impact: How E Squared Is Rewiring Entrepreneurship</title>
		<link>https://iono.fm/e/1690728</link>
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		<description><![CDATA[E Squared’s 2025 Impact Report showcases a powerful model of patient capital, responsible entrepreneurship and transformation-driven investing. CEO Gladwyn Leeuw explains the shift to “lives meaningfully improved", the pipeline‑to‑scale approach, backing Black and female founders, and building businesses that endure — all while delivering commercial and social returns. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 29 Jun 2026 23:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>R316 Million for Impact: How E Squared Is Rewiring Entrepreneurship</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:30</itunes:duration>
		<itunes:summary><![CDATA[E Squared’s 2025 Impact Report showcases a powerful model of patient capital, responsible entrepreneurship and transformation-driven investing. CEO Gladwyn Leeuw explains the shift to “lives meaningfully improved", the pipeline‑to‑scale approach, backing Black and female founders, and building businesses that endure — all while delivering commercial and social returns.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Inside Siyakhokha: How Ekurhuleni Is Modernising Municipal Payments</title>
		<link>https://iono.fm/e/1689779</link>
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		<description><![CDATA[Ekurhuleni’s finances — and its ability to deliver reliable services — depend on a strong partnership with residents. MMC for Finance Alderman Jongizizwe Dlabathi explains how the City’s Siyakhokha platform is transforming municipal payments through convenience, security and digital efficiency. From registering online to logging queries and making payment arrangements, this conversation breaks down why “When we pay, we grow.” <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 25 Jun 2026 22:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Inside Siyakhokha: How Ekurhuleni Is Modernising Municipal Payments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:12</itunes:duration>
		<itunes:summary><![CDATA[Ekurhuleni’s finances — and its ability to deliver reliable services — depend on a strong partnership with residents. MMC for Finance Alderman Jongizizwe Dlabathi explains how the City’s Siyakhokha platform is transforming municipal payments through convenience, security and digital efficiency. From registering online to logging queries and making payment arrangements, this conversation breaks down why “When we pay, we grow.”]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1689779_high.mp3?p=rss" length="14595027" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689779?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Meet the Kaya Youth: Ambitious, Connected and Climbing the Wealth Ladder</title>
		<link>https://iono.fm/e/1689780</link>
		<guid isPermaLink="true">https://iono.fm/e/1689780</guid>
		<description><![CDATA[BrandMapp’s latest data reveals a youth audience unlike any other in South Africa — ambitious, financially upward‑moving, news‑engaged and career‑focused. Brandon de Kock, Director of Storytelling at BrandMapp, unpacks who the Kaya youth really are, how they consume news, what motivates them, and why they represent the next wave of emerging professionals. A Youth Month conversation filled with insight and optimism. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 25 Jun 2026 22:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Meet the Kaya Youth: Ambitious, Connected and Climbing the Wealth Ladder</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:02</itunes:duration>
		<itunes:summary><![CDATA[BrandMapp’s latest data reveals a youth audience unlike any other in South Africa — ambitious, financially upward‑moving, news‑engaged and career‑focused. Brandon de Kock, Director of Storytelling at BrandMapp, unpacks who the Kaya youth really are, how they consume news, what motivates them, and why they represent the next wave of emerging professionals. A Youth Month conversation filled with insight and optimism.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1689780_high.mp3?p=rss" length="8677979" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689780?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>African Bank sees R624mn half-year loss, Capital ratio 25.8% keeps ops standing</title>
		<link>https://iono.fm/e/1689776</link>
		<guid isPermaLink="true">https://iono.fm/e/1689776</guid>
		<description><![CDATA[African Bank has entered a new chapter shifting from years of acquisitive expansion to a disciplined phase of consolidation. Interim Group CEO Zweli Manyathi breaks down the R624m loss, the credit environment, cost‑to‑income pressures, and the bank’s strategy to unlock value from its diversified platform. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 25 Jun 2026 22:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>African Bank sees R624mn half-year loss, Capital ratio 25.8% keeps ops standing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>21:32</itunes:duration>
		<itunes:summary><![CDATA[African Bank has entered a new chapter shifting from years of acquisitive expansion to a disciplined phase of consolidation. Interim Group CEO Zweli Manyathi breaks down the R624m loss, the credit environment, cost‑to‑income pressures, and the bank’s strategy to unlock value from its diversified platform.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1689776_high.mp3?p=rss" length="20685946" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689776?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The Real State of SA’s Retirement Health</title>
		<link>https://iono.fm/e/1689775</link>
		<guid isPermaLink="true">https://iono.fm/e/1689775</guid>
		<description><![CDATA[South Africa’s most referenced retirement study reveals a widening gap between when people believe they should start planning and when they actually do. CEO of Sanlam Corporate, Kanyisa Mkhize, unpacks the 2026 Sanlam Benchmark findings — from delayed planning and rising debt among retirees to the behavioural risks shaping household financial resilience. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 25 Jun 2026 22:14:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Real State of SA’s Retirement Health</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:53</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s most referenced retirement study reveals a widening gap between when people believe they should start planning and when they actually do. CEO of Sanlam Corporate, Kanyisa Mkhize, unpacks the 2026 Sanlam Benchmark findings — from delayed planning and rising debt among retirees to the behavioural risks shaping household financial resilience.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689775?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Building a Business in the Taxi Economy: The Auto Konek Story</title>
		<link>https://iono.fm/e/1689271</link>
		<guid isPermaLink="true">https://iono.fm/e/1689271</guid>
		<description><![CDATA[Auto Konek founder Siphiwe Dlamini shares his entrepreneurial journey from humble beginnings to becoming a trusted service provider in the taxi and commercial vehicle sector. We explore how he broke into a notoriously tough market, the operational realities of supporting taxi owners, the cost pressures operators face, and the lessons he’s learned building a township‑rooted automotive business. A powerful conversation for aspiring entrepreneurs <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 24 Jun 2026 22:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Building a Business in the Taxi Economy: The Auto Konek Story</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:28</itunes:duration>
		<itunes:summary><![CDATA[Auto Konek founder Siphiwe Dlamini shares his entrepreneurial journey from humble beginnings to becoming a trusted service provider in the taxi and commercial vehicle sector. We explore how he broke into a notoriously tough market, the operational realities of supporting taxi owners, the cost pressures operators face, and the lessons he’s learned building a township‑rooted automotive business. A powerful conversation for aspiring entrepreneurs]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1689271_high.mp3?p=rss" length="13898289" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689271?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Construction at a Turning Point: What the ACI Reveals About SA’s Economy</title>
		<link>https://iono.fm/e/1689269</link>
		<guid isPermaLink="true">https://iono.fm/e/1689269</guid>
		<description><![CDATA[Economist Dr Roelof Botha unpacks the latest Afrimat Construction Index, which shows a marginal 0.3% year‑on‑year rise — but with deeper signals of stabilisation in non‑residential buildings and construction works. We discuss employment resilience, tender activity surges, pressure points in materials and hardware, and what the data says about capital formation, confidence and the cost of money. A balanced, data‑driven look at whether the sector is finally turning a corner. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 24 Jun 2026 22:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Construction at a Turning Point: What the ACI Reveals About SA’s Economy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:31</itunes:duration>
		<itunes:summary><![CDATA[Economist Dr Roelof Botha unpacks the latest Afrimat Construction Index, which shows a marginal 0.3% year‑on‑year rise — but with deeper signals of stabilisation in non‑residential buildings and construction works. We discuss employment resilience, tender activity surges, pressure points in materials and hardware, and what the data says about capital formation, confidence and the cost of money. A balanced, data‑driven look at whether the sector is finally turning a corner.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1689269_high.mp3?p=rss" length="13945937" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689269?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Gautrain at 16: Inside SA’s Most Successful Transport PPP</title>
		<link>https://iono.fm/e/1689267</link>
		<guid isPermaLink="true">https://iono.fm/e/1689267</guid>
		<description><![CDATA[Gautrain Management Agency CEO Tshepo Kgobe joins us in studio to reflect on 16 years of the rapid rail system that has carried more than 216 million passengers. We go beyond the milestone to unpack operational excellence, affordability, and the future of Gauteng mobility. A deep dive into what it takes to run an 80‑km network — and why Gautrain must “earn its relevance every day" <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 24 Jun 2026 22:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Gautrain at 16: Inside SA’s Most Successful Transport PPP</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>24:13</itunes:duration>
		<itunes:summary><![CDATA[Gautrain Management Agency CEO Tshepo Kgobe joins us in studio to reflect on 16 years of the rapid rail system that has carried more than 216 million passengers. We go beyond the milestone to unpack operational excellence, affordability, and the future of Gauteng mobility. A deep dive into what it takes to run an 80‑km network — and why Gautrain must “earn its relevance every day"]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1689267_high.mp3?p=rss" length="23255978" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689267?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA’s Car Market in Digital: Prices, Choices &amp; Value</title>
		<link>https://iono.fm/e/1688852</link>
		<guid isPermaLink="true">https://iono.fm/e/1688852</guid>
		<description><![CDATA[Cars.co.za’s Alan Quinn unpacks the digital trends shaping South Africa’s car market — from value migration and tax‑driven pricing distortions to the rise of Chinese and Indian brands. We explore what consumers really need to know when navigating one of the most complex buying environments in years. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 23 Jun 2026 22:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA’s Car Market in Digital: Prices, Choices &amp; Value</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:27</itunes:duration>
		<itunes:summary><![CDATA[Cars.co.za’s Alan Quinn unpacks the digital trends shaping South Africa’s car market — from value migration and tax‑driven pricing distortions to the rise of Chinese and Indian brands. We explore what consumers really need to know when navigating one of the most complex buying environments in years.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1688852?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Building South Africa’s Auto Technician of the Future</title>
		<link>https://iono.fm/e/1688851</link>
		<guid isPermaLink="true">https://iono.fm/e/1688851</guid>
		<description><![CDATA[Ford’s Kevin Heunis discusses the growing shortage of critical technical skills, the need for vocational pathways, and how programmes like Ford’s Autotechnician Apprentice Scholarship are preparing young people for a tech‑driven automotive future. A Youth Month conversation on skills, opportunity and industry readiness. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 23 Jun 2026 22:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Building South Africa’s Auto Technician of the Future</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:23</itunes:duration>
		<itunes:summary><![CDATA[Ford’s Kevin Heunis discusses the growing shortage of critical technical skills, the need for vocational pathways, and how programmes like Ford’s Autotechnician Apprentice Scholarship are preparing young people for a tech‑driven automotive future. A Youth Month conversation on skills, opportunity and industry readiness.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1688851_high.mp3?p=rss" length="11892503" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1688851?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Millennials &amp; Gen Z Rewrite SA’s Vehicle Market</title>
		<link>https://iono.fm/e/1688849</link>
		<guid isPermaLink="true">https://iono.fm/e/1688849</guid>
		<description><![CDATA[Absa’s Fulufhelo Mandane reveals new data showing a surge in new‑car purchases among young South Africans, despite affordability pressures. We explore shifting preferences, longer repayment terms, and the rise of value‑driven models reshaping the future of SA’s vehicle market. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 23 Jun 2026 22:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Millennials &amp; Gen Z Rewrite SA’s Vehicle Market</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:39</itunes:duration>
		<itunes:summary><![CDATA[Absa’s Fulufhelo Mandane reveals new data showing a surge in new‑car purchases among young South Africans, despite affordability pressures. We explore shifting preferences, longer repayment terms, and the rise of value‑driven models reshaping the future of SA’s vehicle market.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1688849_high.mp3?p=rss" length="16959840" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1688849?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA Car Buyers Pull Back as Confidence Crashes</title>
		<link>https://iono.fm/e/1688848</link>
		<guid isPermaLink="true">https://iono.fm/e/1688848</guid>
		<description><![CDATA[Wesbank Economist Thanda Sithole unpacks the sharp fall in consumer confidence, the impact of soaring fuel prices, and how these pressures are reshaping South Africa’s vehicle‑buying behaviour. From delayed purchases to stretched finance terms, we explore what lies ahead for the auto sector in 2026. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 23 Jun 2026 22:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Car Buyers Pull Back as Confidence Crashes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:57</itunes:duration>
		<itunes:summary><![CDATA[Wesbank Economist Thanda Sithole unpacks the sharp fall in consumer confidence, the impact of soaring fuel prices, and how these pressures are reshaping South Africa’s vehicle‑buying behaviour. From delayed purchases to stretched finance terms, we explore what lies ahead for the auto sector in 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1688848?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Funding the SMME Hustle: Traditional Meets Alternative Finance</title>
		<link>https://iono.fm/e/1688414</link>
		<guid isPermaLink="true">https://iono.fm/e/1688414</guid>
		<description><![CDATA[Old Mutual’s Ndumiso Zulu and Lula’s Clinton Thomas unpack the real funding landscape for South African SMEs — from cash‑flow pressure to investment readiness, construction‑sector bottlenecks, and why only 6% of SMEs access formal finance. They explore how blended support, alternative lending models, and faster payment cycles can unlock the next wave of entrepreneurial growth. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 22 Jun 2026 22:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Funding the SMME Hustle: Traditional Meets Alternative Finance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>26:18</itunes:duration>
		<itunes:summary><![CDATA[Old Mutual’s Ndumiso Zulu and Lula’s Clinton Thomas unpack the real funding landscape for South African SMEs — from cash‑flow pressure to investment readiness, construction‑sector bottlenecks, and why only 6% of SMEs access formal finance. They explore how blended support, alternative lending models, and faster payment cycles can unlock the next wave of entrepreneurial growth.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>SMME Playbook: Founder’s Mindset with Lesetja Dikgale</title>
		<link>https://iono.fm/e/1688413</link>
		<guid isPermaLink="true">https://iono.fm/e/1688413</guid>
		<description><![CDATA[Michanic founder Lesetja Dikgale shares how a simple moment of frustration with a delayed car repair sparked a national mobile‑mechanic platform. He unpacks the early mistakes, the operational rebuild, the financial model overhaul, and how the Impact Finance Network helped him become investor‑ready. A masterclass in starting lean, scaling smart, and building systems that last. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 22 Jun 2026 22:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SMME Playbook: Founder’s Mindset with Lesetja Dikgale</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:39</itunes:duration>
		<itunes:summary><![CDATA[Michanic founder Lesetja Dikgale shares how a simple moment of frustration with a delayed car repair sparked a national mobile‑mechanic platform. He unpacks the early mistakes, the operational rebuild, the financial model overhaul, and how the Impact Finance Network helped him become investor‑ready. A masterclass in starting lean, scaling smart, and building systems that last.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>The Future Founder: How Ai &amp; Innovation Is Shaping Start Ups </title>
		<link>https://iono.fm/e/1695141</link>
		<guid isPermaLink="true">https://iono.fm/e/1695141</guid>
		<description><![CDATA[Gift Lubele closes the SMME Playbook with a forward‑looking conversation on tech‑enabled entrepreneurship. From building Green Riders and MyWaste to leading AI strategy at Yiedi, Gift shares lessons on starting lean, scaling impact, using AI responsibly, and the skills tomorrow’s founders will need to thrive. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 22 Jun 2026 19:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Future Founder: How Ai &amp; Innovation Is Shaping Start Ups </itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:39</itunes:duration>
		<itunes:summary><![CDATA[Gift Lubele closes the SMME Playbook with a forward‑looking conversation on tech‑enabled entrepreneurship. From building Green Riders and MyWaste to leading AI strategy at Yiedi, Gift shares lessons on starting lean, scaling impact, using AI responsibly, and the skills tomorrow’s founders will need to thrive.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>SANEDI on Key AEF Takeaways critical for South Africa's Energy Future</title>
		<link>https://iono.fm/e/1687378</link>
		<guid isPermaLink="true">https://iono.fm/e/1687378</guid>
		<description><![CDATA[Prof. Sampson Mamphweli, the Head of the Energy Secretariat at the South African National Energy Development Institute (SANEDI), joins us for his view on South Africa's future. He unpacks policy and project-based initiatives that came to the fore on the agenda at this week's Africa Energy Forum. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 18 Jun 2026 21:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SANEDI on Key AEF Takeaways critical for South Africa's Energy Future</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:51</itunes:duration>
		<itunes:summary><![CDATA[Prof. Sampson Mamphweli, the Head of the Energy Secretariat at the South African National Energy Development Institute (SANEDI), joins us for his view on South Africa's future. He unpacks policy and project-based initiatives that came to the fore on the agenda at this week's Africa Energy Forum.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Africa’s Power Market Is Learning to Share: AEF 2026 Highlights</title>
		<link>https://iono.fm/e/1687377</link>
		<guid isPermaLink="true">https://iono.fm/e/1687377</guid>
		<description><![CDATA[From Uganda’s first independent transmission project to South Africa’s R440bn grid expansion plan, AEF 2026 showcased a continent shifting toward private‑sector participation and distributed energy. Absa CIB's Nikhil Kasiram breaks down the biggest trends shaping Africa’s power future. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 18 Jun 2026 21:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Africa’s Power Market Is Learning to Share: AEF 2026 Highlights</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:53</itunes:duration>
		<itunes:summary><![CDATA[From Uganda’s first independent transmission project to South Africa’s R440bn grid expansion plan, AEF 2026 showcased a continent shifting toward private‑sector participation and distributed energy. Absa CIB's Nikhil Kasiram breaks down the biggest trends shaping Africa’s power future.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Pivot Point: BrightRock at 15 and CEO Stevens on Leading the Next Chapter</title>
		<link>https://iono.fm/e/1687376</link>
		<guid isPermaLink="true">https://iono.fm/e/1687376</guid>
		<description><![CDATA[BrightRock celebrates 15 years of disrupting the life insurance industry with its needs‑matched model. CEO Suzanne Stevens reflects on her leadership journey, the company’s growth to over 12% market share, and the future of life insurance in a rapidly changing consumer landscape. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 18 Jun 2026 21:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Pivot Point: BrightRock at 15 and CEO Stevens on Leading the Next Chapter</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:01</itunes:duration>
		<itunes:summary><![CDATA[BrightRock celebrates 15 years of disrupting the life insurance industry with its needs‑matched model. CEO Suzanne Stevens reflects on her leadership journey, the company’s growth to over 12% market share, and the future of life insurance in a rapidly changing consumer landscape.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1687376?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Inside Your Pocket: Youth Money Matters and Why Waiting Costs More Than You Think</title>
		<link>https://iono.fm/e/1687375</link>
		<guid isPermaLink="true">https://iono.fm/e/1687375</guid>
		<description><![CDATA[Youth Month shines a spotlight on the financial pressures facing young South Africans. Investec's Johan Loubser explores how unemployment, decision fatigue and uncertainty delay key financial decisions — and why postponing saving or investing can be the most expensive mistake a young person makes. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 18 Jun 2026 21:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Inside Your Pocket: Youth Money Matters and Why Waiting Costs More Than You Think</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:18</itunes:duration>
		<itunes:summary><![CDATA[Youth Month shines a spotlight on the financial pressures facing young South Africans. Investec's Johan Loubser explores how unemployment, decision fatigue and uncertainty delay key financial decisions — and why postponing saving or investing can be the most expensive mistake a young person makes.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Lower Oil, Same Bottlenecks: The Iran Deal’s Real Impact on African Supply Chains</title>
		<link>https://iono.fm/e/1687374</link>
		<guid isPermaLink="true">https://iono.fm/e/1687374</guid>
		<description><![CDATA[The US–Iran peace agreement has eased oil prices and reopened the Strait of Hormuz — but global shipping remains far from normal. Dr Ernst van Biljon from IMM Graduate School explains why vessel backlogs, insurer caution and Africa’s own structural constraints mean supply chain pressures are far from over. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 18 Jun 2026 21:28:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Lower Oil, Same Bottlenecks: The Iran Deal’s Real Impact on African Supply Chains</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:17</itunes:duration>
		<itunes:summary><![CDATA[The US–Iran peace agreement has eased oil prices and reopened the Strait of Hormuz — but global shipping remains far from normal. Dr Ernst van Biljon from IMM Graduate School explains why vessel backlogs, insurer caution and Africa’s own structural constraints mean supply chain pressures are far from over.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>The R49bn Consumer Drain: How Online Gambling Is Reshaping SA Retail</title>
		<link>https://iono.fm/e/1687373</link>
		<guid isPermaLink="true">https://iono.fm/e/1687373</guid>
		<description><![CDATA[South Africa’s retail recovery is being quietly undermined by a surge in online and sports betting. Anchor Capital's Stephan Erasmus unpacks the sixfold rise in gambling revenue, the impact on discretionary spending, and why retailers say gambling is now a bigger threat than global e‑commerce platforms. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 18 Jun 2026 21:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The R49bn Consumer Drain: How Online Gambling Is Reshaping SA Retail</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:17</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s retail recovery is being quietly undermined by a surge in online and sports betting. Anchor Capital's Stephan Erasmus unpacks the sixfold rise in gambling revenue, the impact on discretionary spending, and why retailers say gambling is now a bigger threat than global e‑commerce platforms.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Ekasinomics: Young Creatives in SA’s Interior Design Sector</title>
		<link>https://iono.fm/e/1686936</link>
		<guid isPermaLink="true">https://iono.fm/e/1686936</guid>
		<description><![CDATA[Urban Blend Interiors founder Bulelwa Jordan‑Tati joins Ekasinomics to discuss the business of interior design, the rise of young creative entrepreneurs, and how she built a distinctive, story‑driven design studio in a competitive but growing industry. A Youth Month conversation on resilience, creativity, and building a brand from the ground up. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 17 Jun 2026 22:19:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Ekasinomics: Young Creatives in SA’s Interior Design Sector</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:48</itunes:duration>
		<itunes:summary><![CDATA[Urban Blend Interiors founder Bulelwa Jordan‑Tati joins Ekasinomics to discuss the business of interior design, the rise of young creative entrepreneurs, and how she built a distinctive, story‑driven design studio in a competitive but growing industry. A Youth Month conversation on resilience, creativity, and building a brand from the ground up.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1686936_high.mp3?p=rss" length="16135484" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1686936?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Vukile Delivers Strong FY26 Growth and Expands in Europe</title>
		<link>https://iono.fm/e/1686935</link>
		<guid isPermaLink="true">https://iono.fm/e/1686935</guid>
		<description><![CDATA[Vukile Property Fund posted a robust FY26 performance, with 9.3% growth in FFO and dividends, strong retail metrics in South Africa, and accelerated expansion across Spain, Portugal, and Italy. CEO Laurence Rapp breaks down the drivers behind the outperformance, the strategic entry into Italy, capital raising momentum, and the outlook for FY27. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 17 Jun 2026 22:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Vukile Delivers Strong FY26 Growth and Expands in Europe</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:32</itunes:duration>
		<itunes:summary><![CDATA[Vukile Property Fund posted a robust FY26 performance, with 9.3% growth in FFO and dividends, strong retail metrics in South Africa, and accelerated expansion across Spain, Portugal, and Italy. CEO Laurence Rapp breaks down the drivers behind the outperformance, the strategic entry into Italy, capital raising momentum, and the outlook for FY27.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1686935_high.mp3?p=rss" length="12039902" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1686935?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Premier Delivers Record Profit After Landmark RFG Acquisition</title>
		<link>https://iono.fm/e/1686934</link>
		<guid isPermaLink="true">https://iono.fm/e/1686934</guid>
		<description><![CDATA[Premier Group CEO Kobus Gertenbach unpacks a transformational year for the company, marked by strong revenue and EBITDA growth, the R6.5bn acquisition of RFG Holdings, the commissioning of the Aeroton bakery, and a total dividend of 341 cents per share. We explore the drivers behind the performance, commodity price dynamics, capex priorities, and the outlook for FY27. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 17 Jun 2026 22:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Premier Delivers Record Profit After Landmark RFG Acquisition</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:26</itunes:duration>
		<itunes:summary><![CDATA[Premier Group CEO Kobus Gertenbach unpacks a transformational year for the company, marked by strong revenue and EBITDA growth, the R6.5bn acquisition of RFG Holdings, the commissioning of the Aeroton bakery, and a total dividend of 341 cents per share. We explore the drivers behind the performance, commodity price dynamics, capex priorities, and the outlook for FY27.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Inside Your Business: Turning a Struggling Business Around</title>
		<link>https://iono.fm/e/1686933</link>
		<guid isPermaLink="true">https://iono.fm/e/1686933</guid>
		<description><![CDATA[In this Youth Month edition of Inside Your Business, we spotlight 29‑year‑old Lerato Gumede, who transformed Impact Branding from a loss‑making operation into a profitable, job‑creating enterprise. Joined by Business Partners Limited’s Gugu Mjadu, we explore the realities of youth entrepreneurship, the support structures that matter, and what it takes to build a sustainable business in South Africa today. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 17 Jun 2026 22:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Inside Your Business: Turning a Struggling Business Around</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>20:14</itunes:duration>
		<itunes:summary><![CDATA[In this Youth Month edition of Inside Your Business, we spotlight 29‑year‑old Lerato Gumede, who transformed Impact Branding from a loss‑making operation into a profitable, job‑creating enterprise. Joined by Business Partners Limited’s Gugu Mjadu, we explore the realities of youth entrepreneurship, the support structures that matter, and what it takes to build a sustainable business in South Africa today.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>SA Inflation Rises to 4.5%: What It Means for Consumers</title>
		<link>https://iono.fm/e/1686932</link>
		<guid isPermaLink="true">https://iono.fm/e/1686932</guid>
		<description><![CDATA[South Africa’s inflation edged up to 4.5% in May, driven by fuel and housing costs. Nedbank economist Isaac Matshego unpacks the numbers, the pressure points for households, and what this means for interest rates, regional inflation differences, and the economic outlook for the rest of 2026. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 17 Jun 2026 22:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Inflation Rises to 4.5%: What It Means for Consumers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:50</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s inflation edged up to 4.5% in May, driven by fuel and housing costs. Nedbank economist Isaac Matshego unpacks the numbers, the pressure points for households, and what this means for interest rates, regional inflation differences, and the economic outlook for the rest of 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1686932?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Tech &amp; Innovation: The Youth-led Ai Startup Transforming Consumer Insight</title>
		<link>https://iono.fm/e/1686484</link>
		<guid isPermaLink="true">https://iono.fm/e/1686484</guid>
		<description><![CDATA[South Africa’s youth economy is bursting with innovation — and few stories capture that energy better than that of Kamogelo Selepe. At just 22, she built an AI platform that predicts consumer behaviour. Kamogelo is the CEO and Founder of ArcaneEdge, an AI‑powered marketing technology company operating at the intersection of artificial intelligence, consumer behaviour and digital strategy. Her flagship innovation, the Digital Doppelgänger Platform, among other things has propelled her to award-winning entrepreneur status. She joins today's Tech & Innovation feature to unpack her journey, her technology, and her message for South Africa’s young entrepreneurs. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 16 Jun 2026 18:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tech &amp; Innovation: The Youth-led Ai Startup Transforming Consumer Insight</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:57</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s youth economy is bursting with innovation — and few stories capture that energy better than that of Kamogelo Selepe. At just 22, she built an AI platform that predicts consumer behaviour. Kamogelo is the CEO and Founder of ArcaneEdge, an AI‑powered marketing technology company operating at the intersection of artificial intelligence, consumer behaviour and digital strategy. Her flagship innovation, the Digital Doppelgänger Platform, among other things has propelled her to award-winning entrepreneur status. She joins today's Tech & Innovation feature to unpack her journey, her technology, and her message for South Africa’s young entrepreneurs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1686484?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Careers Corner: Fixing Youth Unemployment by Starting at Age Four</title>
		<link>https://iono.fm/e/1686307</link>
		<guid isPermaLink="true">https://iono.fm/e/1686307</guid>
		<description><![CDATA[With youth unemployment at 61%, Afrika Tikkun argues that South Africa is intervening far too late. Afrika Tikkun’s Marc Lubner explains why the Cradle‑to‑Career 360° model—from early childhood to job placement—is the missing link in solving the jobs crisis. A powerful conversation on early intervention, soft skills, agripreneurship, and rethinking learnerships. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 15 Jun 2026 22:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Careers Corner: Fixing Youth Unemployment by Starting at Age Four</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:13</itunes:duration>
		<itunes:summary><![CDATA[With youth unemployment at 61%, Afrika Tikkun argues that South Africa is intervening far too late. Afrika Tikkun’s Marc Lubner explains why the Cradle‑to‑Career 360° model—from early childhood to job placement—is the missing link in solving the jobs crisis. A powerful conversation on early intervention, soft skills, agripreneurship, and rethinking learnerships.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1686307?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Construction Confidence Slumps as Costs Surge</title>
		<link>https://iono.fm/e/1686306</link>
		<guid isPermaLink="true">https://iono.fm/e/1686306</guid>
		<description><![CDATA[The FNB/BER Building Confidence Index drops to 38 as rising internal costs, Middle East conflict pressures, and project postponements hit the sector hard. FNB Senior Economist Siphamandla Mkhwanazi unpacks the collapse in subcontractor confidence, the reversal in non‑residential activity, and whether early‑pipeline indicators offer any hope for recovery. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 15 Jun 2026 22:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Construction Confidence Slumps as Costs Surge</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:39</itunes:duration>
		<itunes:summary><![CDATA[The FNB/BER Building Confidence Index drops to 38 as rising internal costs, Middle East conflict pressures, and project postponements hit the sector hard. FNB Senior Economist Siphamandla Mkhwanazi unpacks the collapse in subcontractor confidence, the reversal in non‑residential activity, and whether early‑pipeline indicators offer any hope for recovery.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1686306_high.mp3?p=rss" length="9268832" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1686306?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA Manufacturing Confidence Climbs Despite Cost Shock</title>
		<link>https://iono.fm/e/1686305</link>
		<guid isPermaLink="true">https://iono.fm/e/1686305</guid>
		<description><![CDATA[The Q2 Absa Manufacturing Survey shows confidence rising even as business conditions deteriorate sharply. Sachin Chanderdhev, Sector Specialist for Manufacturing at Absa Business Banking. breaks down the paradox: record raw material spikes, shipping disruptions, fuel costs, and the 8.76% electricity tariff increase—and how manufacturers are still managing to adapt, negotiate prices, and run leaner operations. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 15 Jun 2026 21:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Manufacturing Confidence Climbs Despite Cost Shock</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:17</itunes:duration>
		<itunes:summary><![CDATA[The Q2 Absa Manufacturing Survey shows confidence rising even as business conditions deteriorate sharply. Sachin Chanderdhev, Sector Specialist for Manufacturing at Absa Business Banking. breaks down the paradox: record raw material spikes, shipping disruptions, fuel costs, and the 8.76% electricity tariff increase—and how manufacturers are still managing to adapt, negotiate prices, and run leaner operations.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1686305?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Wealth Creation: What SA Women Get Right About Money</title>
		<link>https://iono.fm/e/1686303</link>
		<guid isPermaLink="true">https://iono.fm/e/1686303</guid>
		<description><![CDATA[The inaugural Franc Wealth Index reveals a surprising truth: South African women outperform men financially — not because they earn more, but because they behave differently. Franc Co-Founder Sebastian Patel unpacks the behavioural edge, the confidence gap, and why consistency beats cleverness every time. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 15 Jun 2026 21:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Wealth Creation: What SA Women Get Right About Money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:34</itunes:duration>
		<itunes:summary><![CDATA[The inaugural Franc Wealth Index reveals a surprising truth: South African women outperform men financially — not because they earn more, but because they behave differently. Franc Co-Founder Sebastian Patel unpacks the behavioural edge, the confidence gap, and why consistency beats cleverness every time.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1686303?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Black Ownership on the JSE, BMF Report Findings</title>
		<link>https://iono.fm/e/1686301</link>
		<guid isPermaLink="true">https://iono.fm/e/1686301</guid>
		<description><![CDATA[A groundbreaking new report reveals that actual black ownership in the JSE Top 60 sits at just R255 billion—far below public perception. Monde Ndlovu, Managing Director of the Black Management Forum (BMF), joins us to unpack the myths, the measurement failures, the rise of broad‑based schemes, and the structural barriers still holding transformation back. A sharp, evidence‑driven conversation on what the next era of empowerment must look like. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 15 Jun 2026 21:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Black Ownership on the JSE, BMF Report Findings</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>24:00</itunes:duration>
		<itunes:summary><![CDATA[A groundbreaking new report reveals that actual black ownership in the JSE Top 60 sits at just R255 billion—far below public perception. Monde Ndlovu, Managing Director of the Black Management Forum (BMF), joins us to unpack the myths, the measurement failures, the rise of broad‑based schemes, and the structural barriers still holding transformation back. A sharp, evidence‑driven conversation on what the next era of empowerment must look like.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Pets as Family: Inside SA’s R10.4bn Pet Economy Boom</title>
		<link>https://iono.fm/e/1685511</link>
		<guid isPermaLink="true">https://iono.fm/e/1685511</guid>
		<description><![CDATA[South Africa’s pet sector is booming — now worth R10.4bn and growing at nearly 16%. Trade Intelligence’s Andrea Slabber and Petshop Science’s Trevor Paxton unpack the emotional drivers behind pet spending, the tension between premiumisation and affordability, the rise of specialist pet retail, and what pet baskets reveal about middle‑class financial resilience. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Fri, 12 Jun 2026 12:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Pets as Family: Inside SA’s R10.4bn Pet Economy Boom</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:23</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s pet sector is booming — now worth R10.4bn and growing at nearly 16%. Trade Intelligence’s Andrea Slabber and Petshop Science’s Trevor Paxton unpack the emotional drivers behind pet spending, the tension between premiumisation and affordability, the rise of specialist pet retail, and what pet baskets reveal about middle‑class financial resilience.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1685511_high.mp3?p=rss" length="17660171" type="audio/mpeg" />
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	</item>
	<item>
		<title>Inside Alexforbes FY26: Strong Cash, Strong Capital, Strong Growth</title>
		<link>https://iono.fm/e/1685513</link>
		<guid isPermaLink="true">https://iono.fm/e/1685513</guid>
		<description><![CDATA[Alexforbes delivered a resilient FY26 performance, with AuM and administration up 22% to R733 billion, a steady dividend, and 91% of revenue anchored in South Africa. CEO Dawie de Villiers breaks down solvency strength, client behaviour, digital transformation, and where the group sees growth in FY27 across retirement, healthcare and investments. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Fri, 12 Jun 2026 12:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Inside Alexforbes FY26: Strong Cash, Strong Capital, Strong Growth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:17</itunes:duration>
		<itunes:summary><![CDATA[Alexforbes delivered a resilient FY26 performance, with AuM and administration up 22% to R733 billion, a steady dividend, and 91% of revenue anchored in South Africa. CEO Dawie de Villiers breaks down solvency strength, client behaviour, digital transformation, and where the group sees growth in FY27 across retirement, healthcare and investments.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1685513_high.mp3?p=rss" length="18526182" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1685513?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>IP as a Business Asset: Protect, Commercialise and Enforce</title>
		<link>https://iono.fm/e/1685510</link>
		<guid isPermaLink="true">https://iono.fm/e/1685510</guid>
		<description><![CDATA[Intellectual property is no longer a legal afterthought — it’s a commercial asset. RNMS Inc. founder Rachel Sikwane explains how trademarks, copyright, patents and trade secrets drive competitive advantage; the biggest mistakes businesses make; how to commercialise IP for revenue; and why African market expansion demands proactive IP protection. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 11 Jun 2026 20:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>IP as a Business Asset: Protect, Commercialise and Enforce</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:54</itunes:duration>
		<itunes:summary><![CDATA[Intellectual property is no longer a legal afterthought — it’s a commercial asset. RNMS Inc. founder Rachel Sikwane explains how trademarks, copyright, patents and trade secrets drive competitive advantage; the biggest mistakes businesses make; how to commercialise IP for revenue; and why African market expansion demands proactive IP protection.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>SPAR’s New Leadership on Stabilizing the Business as HEPS Falls 53.9%</title>
		<link>https://iono.fm/e/1684815</link>
		<guid isPermaLink="true">https://iono.fm/e/1684815</guid>
		<description><![CDATA[SPAR Group CEO Reeza Isaacs discusses the retailer’s interim results, with revenue up 3.6% but operating profit down sharply due to KZN distribution challenges, Black Friday overspend, and higher debtor costs. He outlines the group's turnaround priorities—from commercial transformation to retailer loyalty, debt reduction, and restoring margins—and what a “materially improved H2” should look like. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 10 Jun 2026 22:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SPAR’s New Leadership on Stabilizing the Business as HEPS Falls 53.9%</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:48</itunes:duration>
		<itunes:summary><![CDATA[SPAR Group CEO Reeza Isaacs discusses the retailer’s interim results, with revenue up 3.6% but operating profit down sharply due to KZN distribution challenges, Black Friday overspend, and higher debtor costs. He outlines the group's turnaround priorities—from commercial transformation to retailer loyalty, debt reduction, and restoring margins—and what a “materially improved H2” should look like.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>South Africans Pivot to PHEVs: What a 430% Surge Means for the Market</title>
		<link>https://iono.fm/e/1684813</link>
		<guid isPermaLink="true">https://iono.fm/e/1684813</guid>
		<description><![CDATA[Cars.co.za Chief Product & Innovation Officer Alan Quinn unpacks the dramatic 430% year‑on‑year surge in plug‑in hybrid (PHEV) sales in Q1 2026. He explains what’s driving the shift—from fuel price pain to range‑anxiety relief—and what it means for dealers, resale values, and charging infrastructure. A practical guide for consumers choosing between PHEV, BEV, or ICE in today’s market. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 10 Jun 2026 22:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africans Pivot to PHEVs: What a 430% Surge Means for the Market</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:50</itunes:duration>
		<itunes:summary><![CDATA[Cars.co.za Chief Product & Innovation Officer Alan Quinn unpacks the dramatic 430% year‑on‑year surge in plug‑in hybrid (PHEV) sales in Q1 2026. He explains what’s driving the shift—from fuel price pain to range‑anxiety relief—and what it means for dealers, resale values, and charging infrastructure. A practical guide for consumers choosing between PHEV, BEV, or ICE in today’s market.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1684813_high.mp3?p=rss" length="16163210" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1684813?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Mortality Down 5.6%: Discovery Health’s Decade of Better Outcomes</title>
		<link>https://iono.fm/e/1684811</link>
		<guid isPermaLink="true">https://iono.fm/e/1684811</guid>
		<description><![CDATA[Discovery Health CEO Dr. Ron Whelan unpacks the new HealthTrend26 Report, drawing on over 60 million life‑years of data. He explains how earlier diagnosis, behaviour change, and improved treatment pathways have driven a 5.6% decline in mortality over the past decade. We explore chronic disease trends, mental‑health pressures, affordability concerns, and what these findings mean for employers and South Africa’s broader health‑care system. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 10 Jun 2026 22:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mortality Down 5.6%: Discovery Health’s Decade of Better Outcomes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:00</itunes:duration>
		<itunes:summary><![CDATA[Discovery Health CEO Dr. Ron Whelan unpacks the new HealthTrend26 Report, drawing on over 60 million life‑years of data. He explains how earlier diagnosis, behaviour change, and improved treatment pathways have driven a 5.6% decline in mortality over the past decade. We explore chronic disease trends, mental‑health pressures, affordability concerns, and what these findings mean for employers and South Africa’s broader health‑care system.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1684811_high.mp3?p=rss" length="12486841" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1684811?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA Economic Activity Slumps as Costs Bite – May PayInc Index Explained</title>
		<link>https://iono.fm/e/1684810</link>
		<guid isPermaLink="true">https://iono.fm/e/1684810</guid>
		<description><![CDATA[Independent economist Elize Kruger breaks down the sharp 2.1% month-on-month drop in the PayInc Economic Index—the lowest reading since November. She unpacks how fuel price spikes, rising inflation forecasts, weakening confidence, and a 25bps rate hike are squeezing households and businesses. We also explore why the new vehicle market remains a surprising outlier and what South Africans should brace for in the months ahead. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 10 Jun 2026 22:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA Economic Activity Slumps as Costs Bite – May PayInc Index Explained</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>8:56</itunes:duration>
		<itunes:summary><![CDATA[Independent economist Elize Kruger breaks down the sharp 2.1% month-on-month drop in the PayInc Economic Index—the lowest reading since November. She unpacks how fuel price spikes, rising inflation forecasts, weakening confidence, and a 25bps rate hike are squeezing households and businesses. We also explore why the new vehicle market remains a surprising outlier and what South Africans should brace for in the months ahead.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1684810_high.mp3?p=rss" length="8578923" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1684810?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Eskom Launches New Plan to Scale Green Energy</title>
		<link>https://iono.fm/e/1684430</link>
		<guid isPermaLink="true">https://iono.fm/e/1684430</guid>
		<description><![CDATA[Eskom unveils a new strategy aimed at accelerating utility‑scale renewable energy solutions. Group Executive for Renewables, Rivoningo Mnisi, outlines what this means for investors, developers, and South Africa’s energy future. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 09 Jun 2026 20:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Eskom Launches New Plan to Scale Green Energy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:40</itunes:duration>
		<itunes:summary><![CDATA[Eskom unveils a new strategy aimed at accelerating utility‑scale renewable energy solutions. Group Executive for Renewables, Rivoningo Mnisi, outlines what this means for investors, developers, and South Africa’s energy future.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1684430_high.mp3?p=rss" length="10246998" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1684430?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>R12.6bn in Claims: What Liberty’s Data Reveals About SA’s Health</title>
		<link>https://iono.fm/e/1684429</link>
		<guid isPermaLink="true">https://iono.fm/e/1684429</guid>
		<description><![CDATA[Liberty’s 2025 claim stats show cancer dominating claims, disability payouts rising nearly 20%, and a worrying increase in young adult deaths. Tom Crotty, Liberty Head of Technical Risk Marketing, explains the health trends, the insurance gap, and how technology is reshaping claims processing. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 09 Jun 2026 20:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>R12.6bn in Claims: What Liberty’s Data Reveals About SA’s Health</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:42</itunes:duration>
		<itunes:summary><![CDATA[Liberty’s 2025 claim stats show cancer dominating claims, disability payouts rising nearly 20%, and a worrying increase in young adult deaths. Tom Crotty, Liberty Head of Technical Risk Marketing, explains the health trends, the insurance gap, and how technology is reshaping claims processing.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1684429_high.mp3?p=rss" length="16039076" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1684429?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA’s Credit Stress Deepens as Arrears Hit 35%</title>
		<link>https://iono.fm/e/1684428</link>
		<guid isPermaLink="true">https://iono.fm/e/1684428</guid>
		<description><![CDATA[South Africa’s credit health continues to deteriorate: 56 million open loans, 35% in arrears, and overdue balances up 13.9% year‑on‑year. Andrew Fulton from Eighty20 breaks down the pressure points—from youth defaults to middle‑class strain—and what lenders and consumers should expect next. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 09 Jun 2026 20:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA’s Credit Stress Deepens as Arrears Hit 35%</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:18</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s credit health continues to deteriorate: 56 million open loans, 35% in arrears, and overdue balances up 13.9% year‑on‑year. Andrew Fulton from Eighty20 breaks down the pressure points—from youth defaults to middle‑class strain—and what lenders and consumers should expect next.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1684428?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA GDP Grows 0.5%: What’s Driving the Economy?</title>
		<link>https://iono.fm/e/1684425</link>
		<guid isPermaLink="true">https://iono.fm/e/1684425</guid>
		<description><![CDATA[South Africa’s economy expanded by 0.5% in Q1 2026, marking a second consecutive quarter of modest growth. Dr. Bokang Vumbukani‑Lepolesa from Stats SA breaks down the sectors behind the uptick, from strong gains in agriculture and finance to continued pressure in manufacturing, and explains what the latest data signals for the rest of the year. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 09 Jun 2026 20:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA GDP Grows 0.5%: What’s Driving the Economy?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:48</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s economy expanded by 0.5% in Q1 2026, marking a second consecutive quarter of modest growth. Dr. Bokang Vumbukani‑Lepolesa from Stats SA breaks down the sectors behind the uptick, from strong gains in agriculture and finance to continued pressure in manufacturing, and explains what the latest data signals for the rest of the year.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1684425_high.mp3?p=rss" length="12300849" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1684425?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Araxi’s mixed year in 2026 targets software margin gains.</title>
		<link>https://iono.fm/e/1684424</link>
		<guid isPermaLink="true">https://iono.fm/e/1684424</guid>
		<description><![CDATA[Araxi Limited—formerly Capital Appreciation—reported a mixed set of results for the year ended 31 March 2026. While revenue and headline earnings declined, the company highlighted strong operational progress, improved cash generation, growing recurring income, and positive momentum in its software business. We spoke to CEO Brad Sacks for more. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 09 Jun 2026 20:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Araxi’s mixed year in 2026 targets software margin gains.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:27</itunes:duration>
		<itunes:summary><![CDATA[Araxi Limited—formerly Capital Appreciation—reported a mixed set of results for the year ended 31 March 2026. While revenue and headline earnings declined, the company highlighted strong operational progress, improved cash generation, growing recurring income, and positive momentum in its software business. We spoke to CEO Brad Sacks for more.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1684424_high.mp3?p=rss" length="10041362" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1684424?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>South Africa’s Youth Are Driving Earned-Wage Access</title>
		<link>https://iono.fm/e/1683959</link>
		<guid isPermaLink="true">https://iono.fm/e/1683959</guid>
		<description><![CDATA[New Youth Month data shows that over half of Paymenow’s earned‑wage access activity comes from South Africans under 35. Paymenow's Denise Neethling explains how young workers are using small top-ups to manage cash flow, why transport and food dominate spending, and how financial-education tools and savings features are reshaping youth financial behaviour. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 08 Jun 2026 22:28:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africa’s Youth Are Driving Earned-Wage Access</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:36</itunes:duration>
		<itunes:summary><![CDATA[New Youth Month data shows that over half of Paymenow’s earned‑wage access activity comes from South Africans under 35. Paymenow's Denise Neethling explains how young workers are using small top-ups to manage cash flow, why transport and food dominate spending, and how financial-education tools and savings features are reshaping youth financial behaviour.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1683959_high.mp3?p=rss" length="13063625" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1683959?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Omnia FY26 Operating Profit Up 28% on Mining &amp; Agri Recovery</title>
		<link>https://iono.fm/e/1683958</link>
		<guid isPermaLink="true">https://iono.fm/e/1683958</guid>
		<description><![CDATA[Omnia’s FY26 results show strong momentum across mining, agriculture, and chemicals, with operating profit up 28% and margins rising to 9%. CEO Seelan Gobalsamy discusses the group’s cash strength, international expansion, dividend strategy, and how Omnia is navigating global volatility while driving sustainable growth. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 08 Jun 2026 22:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Omnia FY26 Operating Profit Up 28% on Mining &amp; Agri Recovery</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:12</itunes:duration>
		<itunes:summary><![CDATA[Omnia’s FY26 results show strong momentum across mining, agriculture, and chemicals, with operating profit up 28% and margins rising to 9%. CEO Seelan Gobalsamy discusses the group’s cash strength, international expansion, dividend strategy, and how Omnia is navigating global volatility while driving sustainable growth.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Buy-Now-Pay-Later Is Reshaping SA’s Credit Ecosystem</title>
		<link>https://iono.fm/e/1683955</link>
		<guid isPermaLink="true">https://iono.fm/e/1683955</guid>
		<description><![CDATA[Buy Now Pay Later is no longer niche — it’s a gateway to financial inclusion. Dean Hyde from PayJustNow unpacks new research showing that 37% of BNPL users are new‑to‑credit or underserved, why BNPL users often outperform traditional borrowers on repayment, and how BNPL is evolving into a pathway to responsible credit participation. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 08 Jun 2026 22:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Buy-Now-Pay-Later Is Reshaping SA’s Credit Ecosystem</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:37</itunes:duration>
		<itunes:summary><![CDATA[Buy Now Pay Later is no longer niche — it’s a gateway to financial inclusion. Dean Hyde from PayJustNow unpacks new research showing that 37% of BNPL users are new‑to‑credit or underserved, why BNPL users often outperform traditional borrowers on repayment, and how BNPL is evolving into a pathway to responsible credit participation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1683955?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>PPC Unlocks Giant Turnaround as FY26 Margins Break 20%</title>
		<link>https://iono.fm/e/1683954</link>
		<guid isPermaLink="true">https://iono.fm/e/1683954</guid>
		<description><![CDATA[PPC has delivered its second consecutive year of turnaround gains, with EBITDA up 31% and margins breaking above 20%. CEO Matias Cardarelli unpacks the drivers behind the performance, the R3.1 billion RK3 megaproject, Zimbabwe’s record dividend payout, and what FY26 signals for the future of South Africa’s cement industry. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 08 Jun 2026 22:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PPC Unlocks Giant Turnaround as FY26 Margins Break 20%</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:17</itunes:duration>
		<itunes:summary><![CDATA[PPC has delivered its second consecutive year of turnaround gains, with EBITDA up 31% and margins breaking above 20%. CEO Matias Cardarelli unpacks the drivers behind the performance, the R3.1 billion RK3 megaproject, Zimbabwe’s record dividend payout, and what FY26 signals for the future of South Africa’s cement industry.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1683954?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Jetour T2 Makes History: How a Newcomer Won SA Car of the Year</title>
		<link>https://iono.fm/e/1683111</link>
		<guid isPermaLink="true">https://iono.fm/e/1683111</guid>
		<description><![CDATA[For the first time in 40 years, a Chinese brand has taken South Africa’s top automotive honour. The Jetour T2 beat 55 contenders to win Car of the Year 2026. Vice President for Jetour South Africa Nic Campbell explains what set the T2 apart, why Chinese brands are rising so fast, and what Jetour’s explosive growth means for the local market. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Fri, 05 Jun 2026 11:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Jetour T2 Makes History: How a Newcomer Won SA Car of the Year</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:40</itunes:duration>
		<itunes:summary><![CDATA[For the first time in 40 years, a Chinese brand has taken South Africa’s top automotive honour. The Jetour T2 beat 55 contenders to win Car of the Year 2026. Vice President for Jetour South Africa Nic Campbell explains what set the T2 apart, why Chinese brands are rising so fast, and what Jetour’s explosive growth means for the local market.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1683111?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Retail Rebound: NIQ Unpacks SA’s Surprising Q1 Consumer Surge</title>
		<link>https://iono.fm/e/1683110</link>
		<guid isPermaLink="true">https://iono.fm/e/1683110</guid>
		<description><![CDATA[South Africans spent R173.6 billion on FMCG goods in Q1 — with volumes up 9.1%. Snacks, beverages and tobacco surged, while baby food and care declined. NIQ’s Lané Klopper breaks down the drivers behind the rebound, the rise of traditional trade, and why inflation may tighten the screws again in the second half of 2026 <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Fri, 05 Jun 2026 11:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Retail Rebound: NIQ Unpacks SA’s Surprising Q1 Consumer Surge</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:23</itunes:duration>
		<itunes:summary><![CDATA[South Africans spent R173.6 billion on FMCG goods in Q1 — with volumes up 9.1%. Snacks, beverages and tobacco surged, while baby food and care declined. NIQ’s Lané Klopper breaks down the drivers behind the rebound, the rise of traditional trade, and why inflation may tighten the screws again in the second half of 2026]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1683110?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Canal+ Lists on the JSE: What It Signals for SA’s Capital Markets</title>
		<link>https://iono.fm/e/1682526</link>
		<guid isPermaLink="true">https://iono.fm/e/1682526</guid>
		<description><![CDATA[JSE Capital Markets Chief Helina Andhee breaks down the significance of Canal+’s new listing and what it reveals about South Africa’s evolving listings environment. We explore liquidity, innovation, delistings vs. new entrants, and the JSE’s strategy to attract global issuers in a competitive capital markets landscape. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 03 Jun 2026 21:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Canal+ Lists on the JSE: What It Signals for SA’s Capital Markets</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:17</itunes:duration>
		<itunes:summary><![CDATA[JSE Capital Markets Chief Helina Andhee breaks down the significance of Canal+’s new listing and what it reveals about South Africa’s evolving listings environment. We explore liquidity, innovation, delistings vs. new entrants, and the JSE’s strategy to attract global issuers in a competitive capital markets landscape.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1682526?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Beyond the Rate Hike: Fuel Shocks, Credit Stress &amp; SA’s Financial Fragility</title>
		<link>https://iono.fm/e/1682524</link>
		<guid isPermaLink="true">https://iono.fm/e/1682524</guid>
		<description><![CDATA[TransUnion Africa CEO Lee Naik analyzes how rising rates, fuel spikes, and deepening credit stress are reshaping household finances. We unpack a 14% collapse in fuel buying power, soaring non‑bank loan delinquencies, and why the new withdrawal system may offer less relief than expected. A data‑driven guide to absorb, adapt, or protect. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 03 Jun 2026 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Beyond the Rate Hike: Fuel Shocks, Credit Stress &amp; SA’s Financial Fragility</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:08</itunes:duration>
		<itunes:summary><![CDATA[TransUnion Africa CEO Lee Naik analyzes how rising rates, fuel spikes, and deepening credit stress are reshaping household finances. We unpack a 14% collapse in fuel buying power, soaring non‑bank loan delinquencies, and why the new withdrawal system may offer less relief than expected. A data‑driven guide to absorb, adapt, or protect.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1682524?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Can BRICS Absorb SA’s Confidence Shock? Advocate Xulu on Trade</title>
		<link>https://iono.fm/e/1682520</link>
		<guid isPermaLink="true">https://iono.fm/e/1682520</guid>
		<description><![CDATA[BRICS Business Council’s Advocate Mtho Xulu joins us to discuss South Africa’s widening BRICS trade deficit, the urgent need to shift from raw exports to value-added manufacturing, and whether BRICS-Plus markets can help offset domestic demand weakness. A strategic look at SA’s place in a rapidly shifting global trade environment. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 03 Jun 2026 20:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Can BRICS Absorb SA’s Confidence Shock? Advocate Xulu on Trade</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:40</itunes:duration>
		<itunes:summary><![CDATA[BRICS Business Council’s Advocate Mtho Xulu joins us to discuss South Africa’s widening BRICS trade deficit, the urgent need to shift from raw exports to value-added manufacturing, and whether BRICS-Plus markets can help offset domestic demand weakness. A strategic look at SA’s place in a rapidly shifting global trade environment.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1682520?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Business Confidence Falls to 39: What’s Behind SA’s Sentiment Slide?</title>
		<link>https://iono.fm/e/1682519</link>
		<guid isPermaLink="true">https://iono.fm/e/1682519</guid>
		<description><![CDATA[RMB macroeconomist Keabetswe Mojapelo unpacks the sharp drop in the RMB/BER Business Confidence Index as oil shocks, rate-hike fears, and global tensions weigh on SA firms. We explore sector‑by‑sector pressure points, why businesses are cautious rather than pessimistic, and what needs to shift for confidence to recover in the second half of 2026. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 03 Jun 2026 20:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Business Confidence Falls to 39: What’s Behind SA’s Sentiment Slide?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:45</itunes:duration>
		<itunes:summary><![CDATA[RMB macroeconomist Keabetswe Mojapelo unpacks the sharp drop in the RMB/BER Business Confidence Index as oil shocks, rate-hike fears, and global tensions weigh on SA firms. We explore sector‑by‑sector pressure points, why businesses are cautious rather than pessimistic, and what needs to shift for confidence to recover in the second half of 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>4Sight CEO on Why Intelligent Automation Is Now Essential</title>
		<link>https://iono.fm/e/1682120</link>
		<guid isPermaLink="true">https://iono.fm/e/1682120</guid>
		<description><![CDATA[4Sight Holdings is at the forefront of AI‑powered enterprise transformation, with FY26 revenue up 16.3%. CEO Tertius Zitzke unpacks the rise of intelligent automation, the convergence of OT and IT, WhatsApp‑based enterprise tools, and the technologies that will shape South African businesses over the next five years. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 02 Jun 2026 21:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>4Sight CEO on Why Intelligent Automation Is Now Essential</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:09</itunes:duration>
		<itunes:summary><![CDATA[4Sight Holdings is at the forefront of AI‑powered enterprise transformation, with FY26 revenue up 16.3%. CEO Tertius Zitzke unpacks the rise of intelligent automation, the convergence of OT and IT, WhatsApp‑based enterprise tools, and the technologies that will shape South African businesses over the next five years.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1682120_high.mp3?p=rss" length="8785395" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1682120?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Rate Hike Tests SA Property Market Resilience</title>
		<link>https://iono.fm/e/1682119</link>
		<guid isPermaLink="true">https://iono.fm/e/1682119</guid>
		<description><![CDATA[After months of improving sentiment, the latest rate hike raises questions about affordability and market momentum. CEO Herschel Jawitz explains the impact on buyers, sellers, investors and tenants — and why long‑term fundamentals remain positive despite short‑term pressure. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 02 Jun 2026 21:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Rate Hike Tests SA Property Market Resilience</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:36</itunes:duration>
		<itunes:summary><![CDATA[After months of improving sentiment, the latest rate hike raises questions about affordability and market momentum. CEO Herschel Jawitz explains the impact on buyers, sellers, investors and tenants — and why long‑term fundamentals remain positive despite short‑term pressure.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1682119_high.mp3?p=rss" length="15937512" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1682119?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA’s KSIA Marks 16 Years With 92% Passenger Recovery</title>
		<link>https://iono.fm/e/1682118</link>
		<guid isPermaLink="true">https://iono.fm/e/1682118</guid>
		<description><![CDATA[King Shaka International Airport celebrates 16 years as KZN’s aviation gateway, with passenger volumes rebounding to 92% of pre‑pandemic levels. Sanjeev Gareeb discusses operational milestones, new route development, infrastructure upgrades, and what travellers can expect in the years ahead. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 02 Jun 2026 21:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA’s KSIA Marks 16 Years With 92% Passenger Recovery</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:05</itunes:duration>
		<itunes:summary><![CDATA[King Shaka International Airport celebrates 16 years as KZN’s aviation gateway, with passenger volumes rebounding to 92% of pre‑pandemic levels. Sanjeev Gareeb discusses operational milestones, new route development, infrastructure upgrades, and what travellers can expect in the years ahead.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>South Africans Cut Fuel Purchases by 23% as Prices Bite</title>
		<link>https://iono.fm/e/1682116</link>
		<guid isPermaLink="true">https://iono.fm/e/1682116</guid>
		<description><![CDATA[Discovery Insure’s latest data shows motorists are driving less, buying less fuel, and changing travel habits as fuel prices surge. CEO Robert Attwell explains the behavioural shifts, why diesel drivers cut back the most, and the fuel‑saving habits that can help households stretch their budgets. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 02 Jun 2026 21:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>South Africans Cut Fuel Purchases by 23% as Prices Bite</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:55</itunes:duration>
		<itunes:summary><![CDATA[Discovery Insure’s latest data shows motorists are driving less, buying less fuel, and changing travel habits as fuel prices surge. CEO Robert Attwell explains the behavioural shifts, why diesel drivers cut back the most, and the fuel‑saving habits that can help households stretch their budgets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>SA New Vehicle Sales Hit 12‑Year High Despite Rate Hikes</title>
		<link>https://iono.fm/e/1682117</link>
		<guid isPermaLink="true">https://iono.fm/e/1682117</guid>
		<description><![CDATA[South Africa’s new vehicle market continues to defy economic pressure, with May sales reaching their highest level since 2013. NADA Vice‑Chairperson Thembinkosi Pantsi breaks down consumer trends, rising interest in hybrids and EVs, and why mobility remains a priority even in a high‑cost environment. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 02 Jun 2026 21:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA New Vehicle Sales Hit 12‑Year High Despite Rate Hikes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:29</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s new vehicle market continues to defy economic pressure, with May sales reaching their highest level since 2013. NADA Vice‑Chairperson Thembinkosi Pantsi breaks down consumer trends, rising interest in hybrids and EVs, and why mobility remains a priority even in a high‑cost environment.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1682117?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Telkom HEPS Up 21.5% as Data Strategy Powers Growth</title>
		<link>https://iono.fm/e/1682115</link>
		<guid isPermaLink="true">https://iono.fm/e/1682115</guid>
		<description><![CDATA[Telkom delivered a strong set of full‑year results, with data revenue rising to R26.6bn and HEPS up 21.5%. CEO Serame Taukobong unpacks mobile momentum, fibre growth, improved cash generation, and the Group’s revised dividend policy in a tough economic environment. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 02 Jun 2026 21:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Telkom HEPS Up 21.5% as Data Strategy Powers Growth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:47</itunes:duration>
		<itunes:summary><![CDATA[Telkom delivered a strong set of full‑year results, with data revenue rising to R26.6bn and HEPS up 21.5%. CEO Serame Taukobong unpacks mobile momentum, fibre growth, improved cash generation, and the Group’s revised dividend policy in a tough economic environment.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1682115?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Momentum Paid R6.88bn in Claims: What 2025 Reveals About SA’s Real Risks</title>
		<link>https://iono.fm/e/1681671</link>
		<guid isPermaLink="true">https://iono.fm/e/1681671</guid>
		<description><![CDATA[Momentum Life Insurance’s Joretha Bothma breaks down the insurer’s 2025 claims data — from the surge in critical illness claims to the rise in disability and income protection payouts. She highlights the protection gap, the risks facing younger South Africans, and why holistic financial planning is becoming essential in a world where more people survive serious illness but face long‑term financial strain. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 01 Jun 2026 21:28:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Momentum Paid R6.88bn in Claims: What 2025 Reveals About SA’s Real Risks</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:32</itunes:duration>
		<itunes:summary><![CDATA[Momentum Life Insurance’s Joretha Bothma breaks down the insurer’s 2025 claims data — from the surge in critical illness claims to the rise in disability and income protection payouts. She highlights the protection gap, the risks facing younger South Africans, and why holistic financial planning is becoming essential in a world where more people survive serious illness but face long‑term financial strain.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1681671?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Unpacking SA’s Slow Manufacturing Recovery: Absa PMI Slips to 50.8</title>
		<link>https://iono.fm/e/1681667</link>
		<guid isPermaLink="true">https://iono.fm/e/1681667</guid>
		<description><![CDATA[Absa Economist Sello Sekele analyses the latest PMI print, revealing weakening demand, a sharp drop in business activity, and rising inventories. He explains what’s driving the slowdown, the risks for Q2 GDP, and whether South Africa’s manufacturing sector can regain momentum in 2026. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 01 Jun 2026 21:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Unpacking SA’s Slow Manufacturing Recovery: Absa PMI Slips to 50.8</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:36</itunes:duration>
		<itunes:summary><![CDATA[Absa Economist Sello Sekele analyses the latest PMI print, revealing weakening demand, a sharp drop in business activity, and rising inventories. He explains what’s driving the slowdown, the risks for Q2 GDP, and whether South Africa’s manufacturing sector can regain momentum in 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1681667?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Dis‑Chem's FY2026 Mixed as Revenue Climbs, Earnings Dip</title>
		<link>https://iono.fm/e/1681666</link>
		<guid isPermaLink="true">https://iono.fm/e/1681666</guid>
		<description><![CDATA[Dis‑Chem CEO Rui Morais unpacks a results set showing strong revenue growth but pressure on headline earnings. He explains the Group’s R445m investment into its healthcare ecosystem, the performance of Better Rewards, margin pressure in dispensary and wholesale, and how the Store of the Future will reshape customer experience and profitability. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 01 Jun 2026 21:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Dis‑Chem's FY2026 Mixed as Revenue Climbs, Earnings Dip</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:48</itunes:duration>
		<itunes:summary><![CDATA[Dis‑Chem CEO Rui Morais unpacks a results set showing strong revenue growth but pressure on headline earnings. He explains the Group’s R445m investment into its healthcare ecosystem, the performance of Better Rewards, margin pressure in dispensary and wholesale, and how the Store of the Future will reshape customer experience and profitability.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1681666?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Why Burgers Cost 30% More in 2026</title>
		<link>https://iono.fm/e/1680882</link>
		<guid isPermaLink="true">https://iono.fm/e/1680882</guid>
		<description><![CDATA[Beef inflation has surged nearly 30% year‑on‑year, driven by South Africa’s worst foot‑and‑mouth outbreak in decades. Eighty20’s Andrew Fulton breaks down why burger ingredients are rising faster than inflation, why a Big Mac now costs R70.90, and how consumers are shifting toward cheaper proteins like chicken. We also explore fast‑food visitation trends, brand winners and losers, and what the data says about SA’s eating‑out economy. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Fri, 29 May 2026 12:18:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why Burgers Cost 30% More in 2026</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:17</itunes:duration>
		<itunes:summary><![CDATA[Beef inflation has surged nearly 30% year‑on‑year, driven by South Africa’s worst foot‑and‑mouth outbreak in decades. Eighty20’s Andrew Fulton breaks down why burger ingredients are rising faster than inflation, why a Big Mac now costs R70.90, and how consumers are shifting toward cheaper proteins like chicken. We also explore fast‑food visitation trends, brand winners and losers, and what the data says about SA’s eating‑out economy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1680882?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SARB Hikes Rates to 7%: Economists Debate Inflation, Growth &amp; What Comes Next</title>
		<link>https://iono.fm/e/1680881</link>
		<guid isPermaLink="true">https://iono.fm/e/1680881</guid>
		<description><![CDATA[The Reserve Bank has raised the repo rate by 25bps to 7% as fuel inflation spikes and global risks intensify. PwC’s Lullu Krugel and Momentum’s Tshiamo Masike join our panel to unpack the split MPC vote, the downgrade to SA’s growth outlook, and the rising threat of imported inflation. We also explore the impact on households, business confidence, and whether more tightening is on the cards for 2026. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Fri, 29 May 2026 12:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SARB Hikes Rates to 7%: Economists Debate Inflation, Growth &amp; What Comes Next</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>21:52</itunes:duration>
		<itunes:summary><![CDATA[The Reserve Bank has raised the repo rate by 25bps to 7% as fuel inflation spikes and global risks intensify. PwC’s Lullu Krugel and Momentum’s Tshiamo Masike join our panel to unpack the split MPC vote, the downgrade to SA’s growth outlook, and the rising threat of imported inflation. We also explore the impact on households, business confidence, and whether more tightening is on the cards for 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1680881?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Life Healthcare H1 Revenue Up 2.4% as Complementary Services Surge</title>
		<link>https://iono.fm/e/1680877</link>
		<guid isPermaLink="true">https://iono.fm/e/1680877</guid>
		<description><![CDATA[Life Healthcare delivered a resilient first‑half performance, with revenue up 2.4%, EBITDA up 5.2% and operating profit rising 8.4%. CEO Peter Wharton‑Hood joins Kaya Biz to unpack the recovery in hospital occupancy, the strong momentum in complementary services, and the group’s major expansion projects — including new beds, PET‑CT sites and the 140‑bed Paarl Valley Hospital. We also explore the FY2026 outlook and the biggest risks facing the healthcare sector. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Fri, 29 May 2026 12:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Life Healthcare H1 Revenue Up 2.4% as Complementary Services Surge</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:14</itunes:duration>
		<itunes:summary><![CDATA[Life Healthcare delivered a resilient first‑half performance, with revenue up 2.4%, EBITDA up 5.2% and operating profit rising 8.4%. CEO Peter Wharton‑Hood joins Kaya Biz to unpack the recovery in hospital occupancy, the strong momentum in complementary services, and the group’s major expansion projects — including new beds, PET‑CT sites and the 140‑bed Paarl Valley Hospital. We also explore the FY2026 outlook and the biggest risks facing the healthcare sector.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1680877_high.mp3?p=rss" length="8873584" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1680877?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Climate Insurance for a New Era: SAIA on Index‑Based Cover</title>
		<link>https://iono.fm/e/1680258</link>
		<guid isPermaLink="true">https://iono.fm/e/1680258</guid>
		<description><![CDATA[As extreme weather events intensify, South Africa is exploring new ways to protect farmers, SMEs and households. SAIA’s Pamela Ramagaga explains how index insurance — or parametric insurance — could offer fast, affordable payouts when climate thresholds are breached. We discuss the Minister of Agriculture’s proposal for a SASRIA‑type scheme, regulatory progress, sustainability questions, and what a national climate‑risk insurance model could look like. A must‑listen for anyone concerned about resilience and recovery in a warming world <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 27 May 2026 22:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Climate Insurance for a New Era: SAIA on Index‑Based Cover</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:29</itunes:duration>
		<itunes:summary><![CDATA[As extreme weather events intensify, South Africa is exploring new ways to protect farmers, SMEs and households. SAIA’s Pamela Ramagaga explains how index insurance — or parametric insurance — could offer fast, affordable payouts when climate thresholds are breached. We discuss the Minister of Agriculture’s proposal for a SASRIA‑type scheme, regulatory progress, sustainability questions, and what a national climate‑risk insurance model could look like. A must‑listen for anyone concerned about resilience and recovery in a warming world]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1680258_high.mp3?p=rss" length="9109731" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1680258?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SARB’s Next Move: Anchor Capital’s View on Rates, Inflation &amp; Markets</title>
		<link>https://iono.fm/e/1680256</link>
		<guid isPermaLink="true">https://iono.fm/e/1680256</guid>
		<description><![CDATA[With the SARB’s MPC decision just hours away, Anchor Capital CIO Nolan Wapenaar breaks down what to expect — and why the Bank remains laser‑focused on inflation expectations and credibility. We explore the “higher‑for‑longer” rate environment, the impact on households and businesses, and how investors should position themselves. Nolan also shares insights from Anchor’s latest Navigator report, including deploying dry powder, the rise of alternatives, and the case for offshore diversification. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 27 May 2026 22:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SARB’s Next Move: Anchor Capital’s View on Rates, Inflation &amp; Markets</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:15</itunes:duration>
		<itunes:summary><![CDATA[With the SARB’s MPC decision just hours away, Anchor Capital CIO Nolan Wapenaar breaks down what to expect — and why the Bank remains laser‑focused on inflation expectations and credibility. We explore the “higher‑for‑longer” rate environment, the impact on households and businesses, and how investors should position themselves. Nolan also shares insights from Anchor’s latest Navigator report, including deploying dry powder, the rise of alternatives, and the case for offshore diversification.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1680256?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Real Take‑Home Pay in South Africa Falls to a Two‑Year Low</title>
		<link>https://iono.fm/e/1680254</link>
		<guid isPermaLink="true">https://iono.fm/e/1680254</guid>
		<description><![CDATA[South Africans are earning less in real terms — and the pressure is mounting. Independent economist Elize Kruger joins Kaya Biz to unpack the latest PayInc Net Salary Index, showing a drop in both nominal and real take‑home pay. We explore the impact of fuel price spikes, rising inflation, job losses, and why households are feeling the pinch despite above‑inflation salary increases in some sectors. A clear, data‑driven look at what’s happening in the labour market — and what it means for 2026. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 27 May 2026 22:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Real Take‑Home Pay in South Africa Falls to a Two‑Year Low</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:36</itunes:duration>
		<itunes:summary><![CDATA[South Africans are earning less in real terms — and the pressure is mounting. Independent economist Elize Kruger joins Kaya Biz to unpack the latest PayInc Net Salary Index, showing a drop in both nominal and real take‑home pay. We explore the impact of fuel price spikes, rising inflation, job losses, and why households are feeling the pinch despite above‑inflation salary increases in some sectors. A clear, data‑driven look at what’s happening in the labour market — and what it means for 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1680254_high.mp3?p=rss" length="16899236" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1680254?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Q1 2026 Debt Index Shows High Earners Struggling Most</title>
		<link>https://iono.fm/e/1679838</link>
		<guid isPermaLink="true">https://iono.fm/e/1679838</guid>
		<description><![CDATA[DebtBusters’ Benay Sager unpacks the latest Debt Index, revealing that consumers now need 64% of their income to service debt—and top earners require 101%, starting each month underwater. We explore rising unsecured borrowing, cost‑of‑living strain, and why younger South Africans are entering debt distress earlier than ever. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 26 May 2026 22:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Q1 2026 Debt Index Shows High Earners Struggling Most</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:50</itunes:duration>
		<itunes:summary><![CDATA[DebtBusters’ Benay Sager unpacks the latest Debt Index, revealing that consumers now need 64% of their income to service debt—and top earners require 101%, starting each month underwater. We explore rising unsecured borrowing, cost‑of‑living strain, and why younger South Africans are entering debt distress earlier than ever.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1679838_high.mp3?p=rss" length="14243106" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1679838?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The Future of Airline Overbooking in SA</title>
		<link>https://iono.fm/e/1679837</link>
		<guid isPermaLink="true">https://iono.fm/e/1679837</guid>
		<description><![CDATA[Aviation analyst Guy Leitch breaks down the National Consumer Tribunal case that could reshape South Africa’s airline industry. We examine the economics of overbooking, the potential fallout for ticket prices, and whether stricter regulation could destabilize a recovering aviation sector. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 26 May 2026 22:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Future of Airline Overbooking in SA</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:15</itunes:duration>
		<itunes:summary><![CDATA[Aviation analyst Guy Leitch breaks down the National Consumer Tribunal case that could reshape South Africa’s airline industry. We examine the economics of overbooking, the potential fallout for ticket prices, and whether stricter regulation could destabilize a recovering aviation sector.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1679837_high.mp3?p=rss" length="17532026" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1679837?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Zeda’s Resilient Half-Year Driven by Fleet Growth, Lower Debt</title>
		<link>https://iono.fm/e/1679835</link>
		<guid isPermaLink="true">https://iono.fm/e/1679835</guid>
		<description><![CDATA[Zeda CEO Ramasela Ganda unpacks a solid interim performance marked by revenue growth, disciplined capital allocation, and a 21%+ ROE. We discuss leasing strength, used‑car demand, the impact of Chinese models on pricing, and how technology is reshaping mobility in South Africa. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 26 May 2026 22:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Zeda’s Resilient Half-Year Driven by Fleet Growth, Lower Debt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:16</itunes:duration>
		<itunes:summary><![CDATA[Zeda CEO Ramasela Ganda unpacks a solid interim performance marked by revenue growth, disciplined capital allocation, and a 21%+ ROE. We discuss leasing strength, used‑car demand, the impact of Chinese models on pricing, and how technology is reshaping mobility in South Africa.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1679835_high.mp3?p=rss" length="13703520" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1679835?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Investing in the Age of AI: Lessons From Past Disruptions</title>
		<link>https://iono.fm/e/1679836</link>
		<guid isPermaLink="true">https://iono.fm/e/1679836</guid>
		<description><![CDATA[Allan Gray’s Nshalati Hlungwane explores what history’s great technological revolutions can teach us about today’s AI boom. From railways to telecoms, we unpack why early winners often stumble, how over‑investment cycles form, and why disciplined, long‑term thinking still matters. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 26 May 2026 22:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Investing in the Age of AI: Lessons From Past Disruptions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:27</itunes:duration>
		<itunes:summary><![CDATA[Allan Gray’s Nshalati Hlungwane explores what history’s great technological revolutions can teach us about today’s AI boom. From railways to telecoms, we unpack why early winners often stumble, how over‑investment cycles form, and why disciplined, long‑term thinking still matters.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1679836_high.mp3?p=rss" length="14836608" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1679836?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What SA Homeowners Are Doing in 2026</title>
		<link>https://iono.fm/e/1679428</link>
		<guid isPermaLink="true">https://iono.fm/e/1679428</guid>
		<description><![CDATA[The Absa Homeowner Sentiment Index hit an all‑time high of 88%—with — with buying, selling, investing, and renovating sentiment all rising. Tshepo Mashashane unpacks why South Africans remain so confident in property, what’s driving younger buyers, the rise of short‑term rental investment, and the key trends shaping homeownership in 2026. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 25 May 2026 23:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What SA Homeowners Are Doing in 2026</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>22:01</itunes:duration>
		<itunes:summary><![CDATA[The Absa Homeowner Sentiment Index hit an all‑time high of 88%—with — with buying, selling, investing, and renovating sentiment all rising. Tshepo Mashashane unpacks why South Africans remain so confident in property, what’s driving younger buyers, the rise of short‑term rental investment, and the key trends shaping homeownership in 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1679428_high.mp3?p=rss" length="21150299" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1679428?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Boxer Sales Boost Pick n Pay FY26 Performance</title>
		<link>https://iono.fm/e/1679424</link>
		<guid isPermaLink="true">https://iono.fm/e/1679424</guid>
		<description><![CDATA[Pick n Pay’s FY26 results reveal a tale of two businesses: Boxer surges with 12.3% turnover growth, while the Pick n Pay segment posts a deeper trading loss. CEO Sean Summers discusses the turnaround plan, store resets, labor restructuring, the Boxer share sale, and how the retailer is navigating shifting consumer behavior and rising cost pressures. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 25 May 2026 22:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Boxer Sales Boost Pick n Pay FY26 Performance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:44</itunes:duration>
		<itunes:summary><![CDATA[Pick n Pay’s FY26 results reveal a tale of two businesses: Boxer surges with 12.3% turnover growth, while the Pick n Pay segment posts a deeper trading loss. CEO Sean Summers discusses the turnaround plan, store resets, labor restructuring, the Boxer share sale, and how the retailer is navigating shifting consumer behavior and rising cost pressures.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1679424_high.mp3?p=rss" length="16080036" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1679424?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Africa Day &amp; AfCFTA: Turning Continental Unity into Economic Power</title>
		<link>https://iono.fm/e/1679423</link>
		<guid isPermaLink="true">https://iono.fm/e/1679423</guid>
		<description><![CDATA[On Africa Day, we explore how the African Continental Free Trade Area could reshape the continent’s economic future. Jason Hamilton breaks down why AfCFTA is Africa’s most important growth lever, how global turmoil is creating new trade openings, and what SMEs, manufacturers, and tech innovators can gain from a fully integrated African market. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 25 May 2026 22:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Africa Day &amp; AfCFTA: Turning Continental Unity into Economic Power</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:38</itunes:duration>
		<itunes:summary><![CDATA[On Africa Day, we explore how the African Continental Free Trade Area could reshape the continent’s economic future. Jason Hamilton breaks down why AfCFTA is Africa’s most important growth lever, how global turmoil is creating new trade openings, and what SMEs, manufacturers, and tech innovators can gain from a fully integrated African market.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1679423_high.mp3?p=rss" length="14054188" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1679423?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Altron FY2026 operating profit climbs 25% after three-year turnaround</title>
		<link>https://iono.fm/e/1679422</link>
		<guid isPermaLink="true">https://iono.fm/e/1679422</guid>
		<description><![CDATA[Altron delivered another standout performance—operating profit up 25%, headline earnings up 34%, and cash generation of R1.9bn. CEO Werner Kapp joins Kaya Biz to unpack Netstar’s R1bn EBITDA milestone, FinTech’s rapid scale-up, the shift to annuity revenue, and what’s next for the group’s multi-platform strategy. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 25 May 2026 22:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Altron FY2026 operating profit climbs 25% after three-year turnaround</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:54</itunes:duration>
		<itunes:summary><![CDATA[Altron delivered another standout performance—operating profit up 25%, headline earnings up 34%, and cash generation of R1.9bn. CEO Werner Kapp joins Kaya Biz to unpack Netstar’s R1bn EBITDA milestone, FinTech’s rapid scale-up, the shift to annuity revenue, and what’s next for the group’s multi-platform strategy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1679422_high.mp3?p=rss" length="9514733" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1679422?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Paymenow data shows SA workers lose 40% of purchasing power.</title>
		<link>https://iono.fm/e/1678444</link>
		<guid isPermaLink="true">https://iono.fm/e/1678444</guid>
		<description><![CDATA[A new Paymenow analysis shows South African workers have lost more than 40% of their purchasing power over the past decade—even as headline inflation stayed within target. Rene Richter, Reward & Benefits Lead Advisor at Paymenow, joins Kaya Biz to unpack why wages aren’t keeping up, how transport and utilities are crushing household budgets, and why employers must rethink reward strategies in 2026. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 21 May 2026 20:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Paymenow data shows SA workers lose 40% of purchasing power.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:12</itunes:duration>
		<itunes:summary><![CDATA[A new Paymenow analysis shows South African workers have lost more than 40% of their purchasing power over the past decade—even as headline inflation stayed within target. Rene Richter, Reward & Benefits Lead Advisor at Paymenow, joins Kaya Biz to unpack why wages aren’t keeping up, how transport and utilities are crushing household budgets, and why employers must rethink reward strategies in 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1678444_high.mp3?p=rss" length="9805633" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1678444?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Inside Investec’s Strong 2026 SA Performance</title>
		<link>https://iono.fm/e/1678441</link>
		<guid isPermaLink="true">https://iono.fm/e/1678441</guid>
		<description><![CDATA[Investec SA has delivered a robust full‑year performance in a tough macro environment. CEO Cumesh Moodliar joins Kaya Biz to unpack the 5.2% rise in SA operating profit, strong momentum in specialist banking, wealth inflows, digital transformation, and what the bank expects from the South African economy heading into 2027. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 21 May 2026 20:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Inside Investec’s Strong 2026 SA Performance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:18</itunes:duration>
		<itunes:summary><![CDATA[Investec SA has delivered a robust full‑year performance in a tough macro environment. CEO Cumesh Moodliar joins Kaya Biz to unpack the 5.2% rise in SA operating profit, strong momentum in specialist banking, wealth inflows, digital transformation, and what the bank expects from the South African economy heading into 2027.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1678441_high.mp3?p=rss" length="12782338" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1678441?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Oceana H1 Results: Lucky Star Shines as Fishmeal Stumbles</title>
		<link>https://iono.fm/e/1678439</link>
		<guid isPermaLink="true">https://iono.fm/e/1678439</guid>
		<description><![CDATA[Oceana Group has delivered a resilient set of interim results despite a 6% drop in revenue. Lucky Star and Wild Caught Seafood carried the half‑year, while Fishmeal & Fish Oil struggled under weak catch volumes and global pricing pressure. CFO Zaf Mahomed joins Kaya Biz to break down margins, cash flow strength, debt reduction, and what consumers can expect from Lucky Star pricing and supply in the months ahead. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 21 May 2026 20:41:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Oceana H1 Results: Lucky Star Shines as Fishmeal Stumbles</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>18:17</itunes:duration>
		<itunes:summary><![CDATA[Oceana Group has delivered a resilient set of interim results despite a 6% drop in revenue. Lucky Star and Wild Caught Seafood carried the half‑year, while Fishmeal & Fish Oil struggled under weak catch volumes and global pricing pressure. CFO Zaf Mahomed joins Kaya Biz to break down margins, cash flow strength, debt reduction, and what consumers can expect from Lucky Star pricing and supply in the months ahead.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	<item>
		<title>Stats SA Explains April’s Sharp Inflation Rise to 4%</title>
		<link>https://iono.fm/e/1678019</link>
		<guid isPermaLink="true">https://iono.fm/e/1678019</guid>
		<description><![CDATA[South Africa’s inflation rate surged to 4.0% in April, driven by fuel, transport, and housing pressures. Stats SA’s Patrick Kelly unpacks the numbers, the 1.1% month‑on‑month spike, and what’s behind the dramatic swing in transport inflation. We explore regional differences, goods vs. services inflation, and what this means for households and policymakers heading into the SARB’s May meeting. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 20 May 2026 22:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Stats SA Explains April’s Sharp Inflation Rise to 4%</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:24</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s inflation rate surged to 4.0% in April, driven by fuel, transport, and housing pressures. Stats SA’s Patrick Kelly unpacks the numbers, the 1.1% month‑on‑month spike, and what’s behind the dramatic swing in transport inflation. We explore regional differences, goods vs. services inflation, and what this means for households and policymakers heading into the SARB’s May meeting.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1678019_high.mp3?p=rss" length="10957529" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1678019?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Southern Sun Earnings Surge on Domestic Travel Boom</title>
		<link>https://iono.fm/e/1678017</link>
		<guid isPermaLink="true">https://iono.fm/e/1678017</guid>
		<description><![CDATA[Southern Sun delivered a strong FY26 performance, with income up 9% and domestic travel driving a major rebound. CEO Marcel von Aulock discusses the second‑half surge, rising occupancy, R600 million in refurbishments, and the return of major events. We also explore offshore challenges, the impact of geopolitical tensions, and how the group’s net cash position sets up future expansion. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 20 May 2026 22:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Southern Sun Earnings Surge on Domestic Travel Boom</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:16</itunes:duration>
		<itunes:summary><![CDATA[Southern Sun delivered a strong FY26 performance, with income up 9% and domestic travel driving a major rebound. CEO Marcel von Aulock discusses the second‑half surge, rising occupancy, R600 million in refurbishments, and the return of major events. We also explore offshore challenges, the impact of geopolitical tensions, and how the group’s net cash position sets up future expansion.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1678017_high.mp3?p=rss" length="10822110" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1678017?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>4% Inflation and the SARB’s Next Move</title>
		<link>https://iono.fm/e/1678016</link>
		<guid isPermaLink="true">https://iono.fm/e/1678016</guid>
		<description><![CDATA[With inflation back at 4% and oil‑driven risks rising, the SARB faces a critical decision next week. Economist Sifiso Skenjana unpacks the April CPI print, the credibility of the new 3% target, and whether a rate hike is now on the table. We discuss real interest rates, global financial conditions, and what households and small businesses should prepare for in the months ahead. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 20 May 2026 22:19:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>4% Inflation and the SARB’s Next Move</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:19</itunes:duration>
		<itunes:summary><![CDATA[With inflation back at 4% and oil‑driven risks rising, the SARB faces a critical decision next week. Economist Sifiso Skenjana unpacks the April CPI print, the credibility of the new 3% target, and whether a rate hike is now on the table. We discuss real interest rates, global financial conditions, and what households and small businesses should prepare for in the months ahead.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1678016_high.mp3?p=rss" length="14712056" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1678016?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>PMBEJD Warns of Hunger Risk as Prices Rise</title>
		<link>https://iono.fm/e/1678014</link>
		<guid isPermaLink="true">https://iono.fm/e/1678014</guid>
		<description><![CDATA[The national household food basket jumped 2.3% in April — the steepest rise in years. PMBEJD’s Mervyn Abrahams explains how fuel price spikes are already filtering into food costs, why minimum‑wage earners face a survival crisis, and how nutritional shortfalls are becoming a national security concern. We discuss urgent policy interventions and practical advice for families under pressure. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 20 May 2026 22:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PMBEJD Warns of Hunger Risk as Prices Rise</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:13</itunes:duration>
		<itunes:summary><![CDATA[The national household food basket jumped 2.3% in April — the steepest rise in years. PMBEJD’s Mervyn Abrahams explains how fuel price spikes are already filtering into food costs, why minimum‑wage earners face a survival crisis, and how nutritional shortfalls are becoming a national security concern. We discuss urgent policy interventions and practical advice for families under pressure.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1678014_high.mp3?p=rss" length="10778224" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1678014?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA’s Housing Market: Resilient but Cooling</title>
		<link>https://iono.fm/e/1677546</link>
		<guid isPermaLink="true">https://iono.fm/e/1677546</guid>
		<description><![CDATA[House price growth slows to 5.4% as supply constraints keep the market supported. FNB’s Koketso Mano unpacks demand trends, rental inflation, construction stagnation, and the risks posed by global financial tightening. Is the resilience sustainable — and is 2026 still a good year to buy? <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 19 May 2026 23:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA’s Housing Market: Resilient but Cooling</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:55</itunes:duration>
		<itunes:summary><![CDATA[House price growth slows to 5.4% as supply constraints keep the market supported. FNB’s Koketso Mano unpacks demand trends, rental inflation, construction stagnation, and the risks posed by global financial tightening. Is the resilience sustainable — and is 2026 still a good year to buy?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1677546_high.mp3?p=rss" length="17208526" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1677546?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Famous Brands Delivers Double‑Digit Growth</title>
		<link>https://iono.fm/e/1677544</link>
		<guid isPermaLink="true">https://iono.fm/e/1677544</guid>
		<description><![CDATA[Famous Brands posts a resilient set of results in a tough consumer environment — with revenue up 5.6%, HEPS up 12.1%, and a higher dividend payout. CEO Darren Hele breaks down value‑driven consumer behaviour, cost pressures, the Midrand Cold Storage Facility, and the turnaround strategy for Signature Brands. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 19 May 2026 23:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Famous Brands Delivers Double‑Digit Growth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:23</itunes:duration>
		<itunes:summary><![CDATA[Famous Brands posts a resilient set of results in a tough consumer environment — with revenue up 5.6%, HEPS up 12.1%, and a higher dividend payout. CEO Darren Hele breaks down value‑driven consumer behaviour, cost pressures, the Midrand Cold Storage Facility, and the turnaround strategy for Signature Brands.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1677544_high.mp3?p=rss" length="16698616" type="audio/mpeg" />
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	</item>
	<item>
		<title>Calgro M3 Accelerates Megaproject Build</title>
		<link>https://iono.fm/e/1677545</link>
		<guid isPermaLink="true">https://iono.fm/e/1677545</guid>
		<description><![CDATA[Calgro M3 pushes ahead with its strategic transition — shifting out of non-core projects, ramping up Bankenveld District City, and expanding its fast-growing Memorial Parks business. CEO Ben Pierre Malherbe explains the earnings dip, infrastructure investment, and how lay-by demand is reshaping burial affordability. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 19 May 2026 23:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Calgro M3 Accelerates Megaproject Build</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:58</itunes:duration>
		<itunes:summary><![CDATA[Calgro M3 pushes ahead with its strategic transition — shifting out of non-core projects, ramping up Bankenveld District City, and expanding its fast-growing Memorial Parks business. CEO Ben Pierre Malherbe explains the earnings dip, infrastructure investment, and how lay-by demand is reshaping burial affordability.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1677545_high.mp3?p=rss" length="19179204" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1677545?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Cash Isn’t Enough: Why Employees Are Still Under Pressure</title>
		<link>https://iono.fm/e/1677120</link>
		<guid isPermaLink="true">https://iono.fm/e/1677120</guid>
		<description><![CDATA[Salary increases averaged 5.43%, yet employees are withdrawing retirement savings at near‑record levels. Remchannel MD Lindiwe Sebesho explains why pay alone isn’t easing financial strain, how benefits are shifting, what two-pot withdrawals reveal, and why employers need integrated, high-impact reward strategies to support well-being. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 18 May 2026 23:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Cash Isn’t Enough: Why Employees Are Still Under Pressure</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:25</itunes:duration>
		<itunes:summary><![CDATA[Salary increases averaged 5.43%, yet employees are withdrawing retirement savings at near‑record levels. Remchannel MD Lindiwe Sebesho explains why pay alone isn’t easing financial strain, how benefits are shifting, what two-pot withdrawals reveal, and why employers need integrated, high-impact reward strategies to support well-being.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1677120_high.mp3?p=rss" length="11934717" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1677120?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>WeBuyCars H1 Volumes Up, Margins Tight</title>
		<link>https://iono.fm/e/1677118</link>
		<guid isPermaLink="true">https://iono.fm/e/1677118</guid>
		<description><![CDATA[WeBuyCars delivered strong volume growth and record buying and selling months despite a deflationary used-car market. Chief Strategy Officer Willem Klopper breaks down revenue growth, margin pressure, supermarket expansion, the Inspectify tech rollout, and the strategic GoBid acquisition — plus what buyers and sellers can expect next. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 18 May 2026 23:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>WeBuyCars H1 Volumes Up, Margins Tight</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:42</itunes:duration>
		<itunes:summary><![CDATA[WeBuyCars delivered strong volume growth and record buying and selling months despite a deflationary used-car market. Chief Strategy Officer Willem Klopper breaks down revenue growth, margin pressure, supermarket expansion, the Inspectify tech rollout, and the strategic GoBid acquisition — plus what buyers and sellers can expect next.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1677118_high.mp3?p=rss" length="14127749" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1677118?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Astral’s 348% Profit Surge</title>
		<link>https://iono.fm/e/1677119</link>
		<guid isPermaLink="true">https://iono.fm/e/1677119</guid>
		<description><![CDATA[Astral Foods posted a dramatic rebound, with operating profit up 348% and revenue rising 11%. CEO Gary Arnold explains the “stars aligning,” the turnaround in the Poultry Division, feed‑cost relief, import pressures, vaccination strategy, and what the next six months hold for SA’s most affordable protein. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 18 May 2026 23:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Astral’s 348% Profit Surge</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>19:41</itunes:duration>
		<itunes:summary><![CDATA[Astral Foods posted a dramatic rebound, with operating profit up 348% and revenue rising 11%. CEO Gary Arnold explains the “stars aligning,” the turnaround in the Poultry Division, feed‑cost relief, import pressures, vaccination strategy, and what the next six months hold for SA’s most affordable protein.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1677119_high.mp3?p=rss" length="18908366" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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	</item>
	<item>
		<title>How Tourism Is Carrying SA’s Economy</title>
		<link>https://iono.fm/e/1676143</link>
		<guid isPermaLink="true">https://iono.fm/e/1676143</guid>
		<description><![CDATA[Eighty20’s Andrew Fulton unpacks new data showing how tourism is outperforming the rest of the economy — supporting 1.9 million jobs, driving R665bn in domestic travel spend, and positioning the sector to reach 10.3% of GDP by 2035. We explore provincial performance, consumer trends, and the risks that could slow momentum. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 14 May 2026 22:28:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How Tourism Is Carrying SA’s Economy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:14</itunes:duration>
		<itunes:summary><![CDATA[Eighty20’s Andrew Fulton unpacks new data showing how tourism is outperforming the rest of the economy — supporting 1.9 million jobs, driving R665bn in domestic travel spend, and positioning the sector to reach 10.3% of GDP by 2035. We explore provincial performance, consumer trends, and the risks that could slow momentum.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1676143_high.mp3?p=rss" length="9831405" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1676143?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Turning Tourism Momentum into Jobs</title>
		<link>https://iono.fm/e/1676142</link>
		<guid isPermaLink="true">https://iono.fm/e/1676142</guid>
		<description><![CDATA[South Africa welcomed 10.5 million tourists in 2025—surpassing pre‑pandemic levels. But the real opportunity lies in how tourism can drive jobs and regional development. ANEW Hotels’ Alan Campbell explains why travel demand remains resilient, how tourism supports wider economic activity, and what policy shifts are needed to unlock long‑term growth. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 14 May 2026 22:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Turning Tourism Momentum into Jobs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:15</itunes:duration>
		<itunes:summary><![CDATA[South Africa welcomed 10.5 million tourists in 2025—surpassing pre‑pandemic levels. But the real opportunity lies in how tourism can drive jobs and regional development. ANEW Hotels’ Alan Campbell explains why travel demand remains resilient, how tourism supports wider economic activity, and what policy shifts are needed to unlock long‑term growth.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1676142_high.mp3?p=rss" length="12731206" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1676142?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Pivot Point: South Africa’s Tourism Turning Point</title>
		<link>https://iono.fm/e/1676141</link>
		<guid isPermaLink="true">https://iono.fm/e/1676141</guid>
		<description><![CDATA[Domestic tourism is becoming South Africa’s most reliable driver of sector resilience. Mashoto Mokgethi, Head of Domestic Tourism at SA Tourism, joins us to discuss Indaba 2026, shifting travel behaviour, rising local spend, and the strategy behind the Sho’t Left movement. A deep dive into how South Africans are rediscovering their own country. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 14 May 2026 22:19:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Pivot Point: South Africa’s Tourism Turning Point</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>24:25</itunes:duration>
		<itunes:summary><![CDATA[Domestic tourism is becoming South Africa’s most reliable driver of sector resilience. Mashoto Mokgethi, Head of Domestic Tourism at SA Tourism, joins us to discuss Indaba 2026, shifting travel behaviour, rising local spend, and the strategy behind the Sho’t Left movement. A deep dive into how South Africans are rediscovering their own country.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1676141_high.mp3?p=rss" length="23446008" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1676141?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Inside Your Pocket: The Spaza Economy</title>
		<link>https://iono.fm/e/1676140</link>
		<guid isPermaLink="true">https://iono.fm/e/1676140</guid>
		<description><![CDATA[South Africa’s informal economy is far more powerful than most people realize. Shop2Shop’s Annelene Dippenaar explains how spaza shops circulate money locally, support manufacturers, and create jobs where formal retail doesn’t reach. We unpack the R20‑to‑economy value chain, the daily challenges traders face, and the tools that could transform township entrepreneurship. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 14 May 2026 22:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Inside Your Pocket: The Spaza Economy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:42</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s informal economy is far more powerful than most people realize. Shop2Shop’s Annelene Dippenaar explains how spaza shops circulate money locally, support manufacturers, and create jobs where formal retail doesn’t reach. We unpack the R20‑to‑economy value chain, the daily challenges traders face, and the tools that could transform township entrepreneurship.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1676140_high.mp3?p=rss" length="14114651" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1676140?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Karooooo’s delivers record subscriber growth.</title>
		<link>https://iono.fm/e/1676139</link>
		<guid isPermaLink="true">https://iono.fm/e/1676139</guid>
		<description><![CDATA[Karooooo CEO Zak Calisto joins Kaya Biz to unpack a strong FY2026 performance: 16% subscriber growth, 19% subscription revenue, and a bold investment push into sales capacity and AI-driven productivity. We explore margin pressure, global expansion, and why the company is confident about delivering up to 24% revenue growth in FY2027. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 14 May 2026 20:34:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Karooooo’s delivers record subscriber growth.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:09</itunes:duration>
		<itunes:summary><![CDATA[Karooooo CEO Zak Calisto joins Kaya Biz to unpack a strong FY2026 performance: 16% subscriber growth, 19% subscription revenue, and a bold investment push into sales capacity and AI-driven productivity. We explore margin pressure, global expansion, and why the company is confident about delivering up to 24% revenue growth in FY2027.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1676139_high.mp3?p=rss" length="12631314" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1676139?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Spotify on Powering Africa’s Music Talent</title>
		<link>https://iono.fm/e/1675738</link>
		<guid isPermaLink="true">https://iono.fm/e/1675738</guid>
		<description><![CDATA[Spotify is investing in Africa’s creator economy—from artist education to studio access and global visibility. Jocelyne Muhutu‑Rémy discusses royalties, financial inclusion, emerging genres, and how Spotify is shaping the future of African music. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 13 May 2026 22:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Spotify on Powering Africa’s Music Talent</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>12:09</itunes:duration>
		<itunes:summary><![CDATA[Spotify is investing in Africa’s creator economy—from artist education to studio access and global visibility. Jocelyne Muhutu‑Rémy discusses royalties, financial inclusion, emerging genres, and how Spotify is shaping the future of African music.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1675738_high.mp3?p=rss" length="11673770" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675738?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Ekasinomics – SmartStart drives township education.</title>
		<link>https://iono.fm/e/1675737</link>
		<guid isPermaLink="true">https://iono.fm/e/1675737</guid>
		<description><![CDATA[SmartStart has just won the 2026 Skoll Award for Social Innovation. Lilja Lakic explains how a women‑led, community‑owned early learning model is transforming townships, empowering 15 000 micro‑entrepreneurs and reaching 160 000 children weekly—with a target of one million by 2030. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 13 May 2026 22:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Ekasinomics – SmartStart drives township education.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:44</itunes:duration>
		<itunes:summary><![CDATA[SmartStart has just won the 2026 Skoll Award for Social Innovation. Lilja Lakic explains how a women‑led, community‑owned early learning model is transforming townships, empowering 15 000 micro‑entrepreneurs and reaching 160 000 children weekly—with a target of one million by 2030.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1675737_high.mp3?p=rss" length="11273783" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675737?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SME Funding Demand &amp; Repayments Surge</title>
		<link>https://iono.fm/e/1675736</link>
		<guid isPermaLink="true">https://iono.fm/e/1675736</guid>
		<description><![CDATA[GroWise Capital reports its strongest portfolio performance since inception, with rising approval rates, bigger deal sizes, and improved repayment behaviour across all segments. Jonti Strimling breaks down what’s driving SME resilience — and which sectors are powering new demand. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 13 May 2026 22:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SME Funding Demand &amp; Repayments Surge</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:46</itunes:duration>
		<itunes:summary><![CDATA[GroWise Capital reports its strongest portfolio performance since inception, with rising approval rates, bigger deal sizes, and improved repayment behaviour across all segments. Jonti Strimling breaks down what’s driving SME resilience — and which sectors are powering new demand.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1675736_high.mp3?p=rss" length="16099957" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675736?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>INSIDE YOUR BUSINESS: A New Pathway for MSME Funding</title>
		<link>https://iono.fm/e/1675732</link>
		<guid isPermaLink="true">https://iono.fm/e/1675732</guid>
		<description><![CDATA[Access to finance remains the biggest hurdle for South Africa’s small businesses. Finfind CEO Darlene Menzies explains how a new partnership with the Durban Chamber is helping MSMEs become funding‑ready—from automated matching tools to centralized funder databases and data‑driven insights <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 13 May 2026 20:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>INSIDE YOUR BUSINESS: A New Pathway for MSME Funding</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:00</itunes:duration>
		<itunes:summary><![CDATA[Access to finance remains the biggest hurdle for South Africa’s small businesses. Finfind CEO Darlene Menzies explains how a new partnership with the Durban Chamber is helping MSMEs become funding‑ready—from automated matching tools to centralized funder databases and data‑driven insights]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1675732_high.mp3?p=rss" length="16331089" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675732?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Transnet opens rail lines to 11 operators</title>
		<link>https://iono.fm/e/1675726</link>
		<guid isPermaLink="true">https://iono.fm/e/1675726</guid>
		<description><![CDATA[South Africa's state rail firm Transnet SOC Ltd. today granted 11 private companies concessions to operate trains on its freight network. This is an effort to put forward necessary reforms that are expected to improve logistical bottlenecks that have constrained economic growth. For more on this, we're joined by Moshe Motlohi, TRIM CEO. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 13 May 2026 20:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Transnet opens rail lines to 11 operators</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>5:30</itunes:duration>
		<itunes:summary><![CDATA[South Africa's state rail firm Transnet SOC Ltd. today granted 11 private companies concessions to operate trains on its freight network. This is an effort to put forward necessary reforms that are expected to improve logistical bottlenecks that have constrained economic growth. For more on this, we're joined by Moshe Motlohi, TRIM CEO.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1675726_high.mp3?p=rss" length="5290697" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675726?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Dipula delivers a 20% distributable earnings jump</title>
		<link>https://iono.fm/e/1675719</link>
		<guid isPermaLink="true">https://iono.fm/e/1675719</guid>
		<description><![CDATA[Dipula Properties posts a 20% jump in interim distributable earnings, boosted by strategic acquisitions, stronger tenant retention, and a growing solar footprint. CEO Izak Petersen unpacks the numbers, the outlook for retail‑led property, and why Dipula has upgraded its full‑year guidance. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 13 May 2026 20:36:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Dipula delivers a 20% distributable earnings jump</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:05</itunes:duration>
		<itunes:summary><![CDATA[Dipula Properties posts a 20% jump in interim distributable earnings, boosted by strategic acquisitions, stronger tenant retention, and a growing solar footprint. CEO Izak Petersen unpacks the numbers, the outlook for retail‑led property, and why Dipula has upgraded its full‑year guidance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1675719_high.mp3?p=rss" length="14481619" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675719?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How Boss Babes Is Using Tech for Good</title>
		<link>https://iono.fm/e/1675204</link>
		<guid isPermaLink="true">https://iono.fm/e/1675204</guid>
		<description><![CDATA[Boss Babes has grown into one of SA’s most influential digital empowerment platforms. Founder Kovini Moodley shares how intentional tech use, mental‑health advocacy, mentorship and #ShareSisonke are driving national impact — and what’s next for this fast‑growing social‑impact movement. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 12 May 2026 21:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How Boss Babes Is Using Tech for Good</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:42</itunes:duration>
		<itunes:summary><![CDATA[Boss Babes has grown into one of SA’s most influential digital empowerment platforms. Founder Kovini Moodley shares how intentional tech use, mental‑health advocacy, mentorship and #ShareSisonke are driving national impact — and what’s next for this fast‑growing social‑impact movement.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675204?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>SA’s E‑commerce Repositioning</title>
		<link>https://iono.fm/e/1675203</link>
		<guid isPermaLink="true">https://iono.fm/e/1675203</guid>
		<description><![CDATA[A new cross‑border e‑commerce report signals a shift: consumers now prioritise certainty over low prices. SAIEA’s Zandile Nzalo breaks down slowing growth, trust gaps, logistics pressures, and how local platforms and SMEs can compete in a market where reliability is the new currency. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 12 May 2026 21:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>SA’s E‑commerce Repositioning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:57</itunes:duration>
		<itunes:summary><![CDATA[A new cross‑border e‑commerce report signals a shift: consumers now prioritise certainty over low prices. SAIEA’s Zandile Nzalo breaks down slowing growth, trust gaps, logistics pressures, and how local platforms and SMEs can compete in a market where reliability is the new currency.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1675203_high.mp3?p=rss" length="15326315" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675203?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Shifting SA’s Unemployment Curve</title>
		<link>https://iono.fm/e/1675201</link>
		<guid isPermaLink="true">https://iono.fm/e/1675201</guid>
		<description><![CDATA[South Africa’s unemployment rate has climbed to 32.9%, adding more than 330,000 people to the jobless ranks. YES, CEO Ravi Naidoo goes beyond the numbers — unpacking structural barriers, demand‑led job creation, township value chains, and the bold interventions needed to shift the youth employment trajectory. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 12 May 2026 21:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Shifting SA’s Unemployment Curve</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>17:46</itunes:duration>
		<itunes:summary><![CDATA[South Africa’s unemployment rate has climbed to 32.9%, adding more than 330,000 people to the jobless ranks. YES, CEO Ravi Naidoo goes beyond the numbers — unpacking structural barriers, demand‑led job creation, township value chains, and the bold interventions needed to shift the youth employment trajectory.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675201?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Navigating Rising Market Volatility</title>
		<link>https://iono.fm/e/1675199</link>
		<guid isPermaLink="true">https://iono.fm/e/1675199</guid>
		<description><![CDATA[Global tensions, surging oil prices and inflation fears have shaken markets. Allan Gray's Jithen Pillay explains why defensive positioning matters, how to avoid one‑way bets, and what smart diversification looks like in an unpredictable 2026 investment lan dscape. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 12 May 2026 21:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Navigating Rising Market Volatility</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>16:33</itunes:duration>
		<itunes:summary><![CDATA[Global tensions, surging oil prices and inflation fears have shaken markets. Allan Gray's Jithen Pillay explains why defensive positioning matters, how to avoid one‑way bets, and what smart diversification looks like in an unpredictable 2026 investment lan dscape.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1675199_high.mp3?p=rss" length="15898919" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675199?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Ford &amp; the Future of SA Agriculture</title>
		<link>https://iono.fm/e/1675198</link>
		<guid isPermaLink="true">https://iono.fm/e/1675198</guid>
		<description><![CDATA[Live from NAMPO 2026, Ford’s Neale Hill unpacks how the brand is powering resilience in South Africa’s agricultural economy. From farmer capability needs to the next evolution of the Ranger, we explore industrialisation, technology, and the future of farming in a high‑pressure environment. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 12 May 2026 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Ford &amp; the Future of SA Agriculture</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:05</itunes:duration>
		<itunes:summary><![CDATA[Live from NAMPO 2026, Ford’s Neale Hill unpacks how the brand is powering resilience in South Africa’s agricultural economy. From farmer capability needs to the next evolution of the Ranger, we explore industrialisation, technology, and the future of farming in a high‑pressure environment.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1675198_high.mp3?p=rss" length="14494158" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1675198?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Wealth Creation – Investing at Any Age</title>
		<link>https://iono.fm/e/1674761</link>
		<guid isPermaLink="true">https://iono.fm/e/1674761</guid>
		<description><![CDATA[From TFSAs to retirement annuities, Nedbank’s Vanesha Palani breaks down smart strategies for every life stage. Whether you’re 22 or 62, this episode shows how to start investing, avoid common behavioural traps, and build long‑term financial resilience. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 11 May 2026 22:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Wealth Creation – Investing at Any Age</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:23</itunes:duration>
		<itunes:summary><![CDATA[From TFSAs to retirement annuities, Nedbank’s Vanesha Palani breaks down smart strategies for every life stage. Whether you’re 22 or 62, this episode shows how to start investing, avoid common behavioural traps, and build long‑term financial resilience.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1674761?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Vodacom’s R167bn Year</title>
		<link>https://iono.fm/e/1674760</link>
		<guid isPermaLink="true">https://iono.fm/e/1674760</guid>
		<description><![CDATA[From a 22.9% jump in headline earnings to a massive fintech expansion, Vodacom’s FY2026 results signal strong momentum. Group CEO Shameel Joosub unpacks Safaricom consolidation, network investment, rising energy costs, and the next phase of Vision 2030. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 11 May 2026 22:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Vodacom’s R167bn Year</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>10:23</itunes:duration>
		<itunes:summary><![CDATA[From a 22.9% jump in headline earnings to a massive fintech expansion, Vodacom’s FY2026 results signal strong momentum. Group CEO Shameel Joosub unpacks Safaricom consolidation, network investment, rising energy costs, and the next phase of Vision 2030.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1674760_high.mp3?p=rss" length="9976437" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1674760?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Redefine fy revenue up 2.4%, improves outlook</title>
		<link>https://iono.fm/e/1674758</link>
		<guid isPermaLink="true">https://iono.fm/e/1674758</guid>
		<description><![CDATA[Redefine Properties posted a resilient first half, lifting distributable income and dividends despite sector headwinds. CFO Ntobeko Nyawo explains the numbers behind the performance. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 11 May 2026 22:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Redefine fy revenue up 2.4%, improves outlook</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:20</itunes:duration>
		<itunes:summary><![CDATA[Redefine Properties posted a resilient first half, lifting distributable income and dividends despite sector headwinds. CFO Ntobeko Nyawo explains the numbers behind the performance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1674758_high.mp3?p=rss" length="13761476" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1674758?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Investment Trends Shaping SA’s Energy Transition</title>
		<link>https://iono.fm/e/1674756</link>
		<guid isPermaLink="true">https://iono.fm/e/1674756</guid>
		<description><![CDATA[South Africa is emerging as a climate tech hotspot — from CCS to hydrogen, nuclear, and long‑duration storage. Margo‑Ann Werner, an expert in climate innovation and low‑carbon investment, breaks down investor appetite, regulatory gaps, government incentives, and the role of AI in grid optimisation. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 11 May 2026 22:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Investment Trends Shaping SA’s Energy Transition</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:13</itunes:duration>
		<itunes:summary><![CDATA[South Africa is emerging as a climate tech hotspot — from CCS to hydrogen, nuclear, and long‑duration storage. Margo‑Ann Werner, an expert in climate innovation and low‑carbon investment, breaks down investor appetite, regulatory gaps, government incentives, and the role of AI in grid optimisation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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	</item>
	<item>
		<title>Tharisa’s $550m Underground Expansion Leap</title>
		<link>https://iono.fm/e/1674755</link>
		<guid isPermaLink="true">https://iono.fm/e/1674755</guid>
		<description><![CDATA[With over $850m already invested and another $550m committed, Tharisa is transitioning to a smart, mechanised underground mine that will extend operations for 50+ years. CEO Phoevos Pouroulis discusses the Cementation Africa partnership, job creation, and long‑term value. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 11 May 2026 22:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tharisa’s $550m Underground Expansion Leap</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:12</itunes:duration>
		<itunes:summary><![CDATA[With over $850m already invested and another $550m committed, Tharisa is transitioning to a smart, mechanised underground mine that will extend operations for 50+ years. CEO Phoevos Pouroulis discusses the Cementation Africa partnership, job creation, and long‑term value.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1674755_high.mp3?p=rss" length="13642357" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1674755?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Careers Corner: What Employers Can &amp; Can’t Do as Costs Rise</title>
		<link>https://iono.fm/e/1674754</link>
		<guid isPermaLink="true">https://iono.fm/e/1674754</guid>
		<description><![CDATA[As global instability pushes up costs, employers face tough decisions. CDH’s Rashaad Dadoo unpacks unilateral changes, consultation duties, wage pressure, hybrid work, and how to stay compliant while keeping operations sustainable. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Mon, 11 May 2026 22:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Careers Corner: What Employers Can &amp; Can’t Do as Costs Rise</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:12</itunes:duration>
		<itunes:summary><![CDATA[As global instability pushes up costs, employers face tough decisions. CDH’s Rashaad Dadoo unpacks unilateral changes, consultation duties, wage pressure, hybrid work, and how to stay compliant while keeping operations sustainable.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_1674754_high.mp3?p=rss" length="10754677" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1674754?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to Build Tax‑Free Wealth</title>
		<link>https://iono.fm/e/1673753</link>
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		<description><![CDATA[TFSAs remain one of SA’s most powerful wealth-building tools—if used correctly. Vutlhari Nkuna from Concept Wealth explains contribution limits, lifetime caps, common mistakes, and how to choose the right long‑term investment mix. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 07 May 2026 22:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to Build Tax‑Free Wealth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>11:30</itunes:duration>
		<itunes:summary><![CDATA[TFSAs remain one of SA’s most powerful wealth-building tools—if used correctly. Vutlhari Nkuna from Concept Wealth explains contribution limits, lifetime caps, common mistakes, and how to choose the right long‑term investment mix.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1673753?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fuel spikes SA farming pressures.</title>
		<link>https://iono.fm/e/1673751</link>
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		<description><![CDATA[Diesel is up more than R12/liter since January, squeezing margins across the agricultural value chain. FNB’s Paul Makube explains the impact on grains, livestock, and exports. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 07 May 2026 22:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fuel spikes SA farming pressures.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:17</itunes:duration>
		<itunes:summary><![CDATA[Diesel is up more than R12/liter since January, squeezing margins across the agricultural value chain. FNB’s Paul Makube explains the impact on grains, livestock, and exports.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>Global Surge, Local Grind: April’s market review</title>
		<link>https://iono.fm/e/1673752</link>
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		<description><![CDATA[Global equities delivered their strongest month since 2020, powered by megacap tech, while the JSE eked out a modest gain. Anchor Capital’s Peter Little joins us for his April review of markets. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 07 May 2026 22:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Global Surge, Local Grind: April’s market review</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>14:36</itunes:duration>
		<itunes:summary><![CDATA[Global equities delivered their strongest month since 2020, powered by megacap tech, while the JSE eked out a modest gain. Anchor Capital’s Peter Little joins us for his April review of markets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>PIVOT POINT: Leading SARS Forward</title>
		<link>https://iono.fm/e/1673749</link>
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		<description><![CDATA[Newly appointed SARS Commissioner Dr. Johnstone Makhubu reflects on his journey through public finance, his early priorities, the compliance challenges ahead, and how SARS is preparing for a digital, cross‑border tax future. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Thu, 07 May 2026 22:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>PIVOT POINT: Leading SARS Forward</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>35:07</itunes:duration>
		<itunes:summary><![CDATA[Newly appointed SARS Commissioner Dr. Johnstone Makhubu reflects on his journey through public finance, his early priorities, the compliance challenges ahead, and how SARS is preparing for a digital, cross‑border tax future.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>How Fuel Prices Shape SA’s Economy</title>
		<link>https://iono.fm/e/1673300</link>
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		<description><![CDATA[Independent economist John Loos breaks down the ripple effects of fuel price hikes on households, inflation, retail, property, and the Reserve Bank’s policy path. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 06 May 2026 23:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How Fuel Prices Shape SA’s Economy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:36</itunes:duration>
		<itunes:summary><![CDATA[Independent economist John Loos breaks down the ripple effects of fuel price hikes on households, inflation, retail, property, and the Reserve Bank’s policy path.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>Fuel Relief &amp; SA’s Fragile Recovery — Momentum’s Outlook</title>
		<link>https://iono.fm/e/1673299</link>
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		<description><![CDATA[Momentum economist Tshiamo Masike unpacks the IMF’s latest global outlook, the impact of Middle East tensions on energy prices, and what rising fuel costs mean for inflation, the rand, and South Africa’s growth prospects. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 06 May 2026 23:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fuel Relief &amp; SA’s Fragile Recovery — Momentum’s Outlook</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>9:52</itunes:duration>
		<itunes:summary><![CDATA[Momentum economist Tshiamo Masike unpacks the IMF’s latest global outlook, the impact of Middle East tensions on energy prices, and what rising fuel costs mean for inflation, the rand, and South Africa’s growth prospects.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>National Fuel Update with FIASA</title>
		<link>https://iono.fm/e/1673295</link>
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		<description><![CDATA[FIASA CEO Avhapfani Tshifularo explains why South Africa’s fuel supply is “stable but tight,” what’s driving diesel strain, and how tanker shortages and above‑normal demand are affecting motorists and businesses ahead of the latest price hike. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 06 May 2026 23:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>National Fuel Update with FIASA</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>15:11</itunes:duration>
		<itunes:summary><![CDATA[FIASA CEO Avhapfani Tshifularo explains why South Africa’s fuel supply is “stable but tight,” what’s driving diesel strain, and how tanker shortages and above‑normal demand are affecting motorists and businesses ahead of the latest price hike.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>Fuel Retailers Under Strain — SAPRA on Margins</title>
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		<description><![CDATA[SAPRA’s Lebo Ramolahloane unpacks the tough realities facing service station owners—from razor‑thin margins and load‑shedding costs to rising crime and calls for margin reform. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Wed, 06 May 2026 23:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fuel Retailers Under Strain — SAPRA on Margins</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_3827_20250910_203216_1400.jpeg"/>
		<itunes:duration>13:57</itunes:duration>
		<itunes:summary><![CDATA[SAPRA’s Lebo Ramolahloane unpacks the tough realities facing service station owners—from razor‑thin margins and load‑shedding costs to rising crime and calls for margin reform.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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		<title>Fuel Spending Drops 35%: What Discovery’s Data Reveals</title>
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		<description><![CDATA[Discovery Insure data shows a dramatic 35% drop in fuel spend and a 28% fall in transactions as motorists respond to April’s price hikes. CEO Robert Attwell explains the behavioral shifts, the rise of ride‑hailing, and what this means for mobility and affordability in SA. <a href="http://www.kayafm.co.za/">Kaya FM </a>]]></description>
					<category>Business News</category>
				<pubDate>Tue, 05 May 2026 22:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fuel Spending Drops 35%: What Discovery’s Data Reveals</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Gugulethu Mfuphi</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>13:55</itunes:duration>
		<itunes:summary><![CDATA[Discovery Insure data shows a dramatic 35% drop in fuel spend and a 28% fall in transactions as motorists respond to April’s price hikes. CEO Robert Attwell explains the behavioral shifts, the rise of ride‑hailing, and what this means for mobility and affordability in SA.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3827">Kaya Biz</source>
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