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		<description><![CDATA[Guest: Simon Brown, Founder Of Justoneleap.Co, Trader And Investor <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
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		<description><![CDATA[The president’s address follows a meeting of the National Coronavirus Command Counci (NCCCl), the president’s Coordinating Council and Cabinet.<br />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1057160_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_1057160_20250912_110137_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1057160?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Businesswomen On The Move: Wendy Dlomo Nwankwo</title>
		<link>https://iono.fm/e/1057159</link>
		<guid isPermaLink="true">https://iono.fm/e/1057159</guid>
		<description><![CDATA[Wendy Dlomo - Nwankwo is a property entrepreneur and the founder of The Living Collective, a full-service self-catering accommodation rental company with properties in KwaZulu-Natal and also has an in-house car rental service. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 15 Jun 2021 20:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move: Wendy Dlomo Nwankwo</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1057159_20250912_110139_1400.jpeg"/>
		<itunes:duration>18:22</itunes:duration>
		<itunes:summary><![CDATA[Wendy Dlomo - Nwankwo is a property entrepreneur and the founder of The Living Collective, a full-service self-catering accommodation rental company with properties in KwaZulu-Natal and also has an in-house car rental service.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_1057159_20250912_110139_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1057159?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Lasizwe, Social Media Influencer And Reality Tv Star</title>
		<link>https://iono.fm/e/1053633</link>
		<guid isPermaLink="true">https://iono.fm/e/1053633</guid>
		<description><![CDATA[Lasizwe whose real name is Thulasizwe Dambuza, is a South African social media influencer. He is a media personality, a YouTuber, a radio host, a social media personality and an actor among other things. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 08 Jun 2021 20:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Lasizwe, Social Media Influencer And Reality Tv Star</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1053633_20250912_110459_1400.jpeg"/>
		<itunes:duration>20:51</itunes:duration>
		<itunes:summary><![CDATA[Lasizwe whose real name is Thulasizwe Dambuza, is a South African social media influencer. He is a media personality, a YouTuber, a radio host, a social media personality and an actor among other things.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_1053633_20250912_110459_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1053633?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Multiple streams of income and tax implications</title>
		<link>https://iono.fm/e/1053632</link>
		<guid isPermaLink="true">https://iono.fm/e/1053632</guid>
		<description><![CDATA[Sidney Fletcher, Senior Tax Consultant from Tax Consulting SA, helps us understand the way the tax is calculated when income is coming from multiple streams. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 08 Jun 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Multiple streams of income and tax implications</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1053632_20250912_110459_1400.jpeg"/>
		<itunes:duration>9:35</itunes:duration>
		<itunes:summary><![CDATA[Sidney Fletcher, Senior Tax Consultant from Tax Consulting SA, helps us understand the way the tax is calculated when income is coming from multiple streams.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1053632?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Marriage And Money: For Couples In Customary Marriage</title>
		<link>https://iono.fm/e/1053617</link>
		<guid isPermaLink="true">https://iono.fm/e/1053617</guid>
		<description><![CDATA[This is a significant step towards equality for women in South Africa. Moremadi Mabule, Head of Wills at Sanlam Trust explains that women who are married under the Customary Marriages Act will now be entitled to a share of the joint estate on either the death of their spouse or when they divorce. <br />
Guest: Moremadi Mabule, Head Of Wills At Sanlam Trust <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 08 Jun 2021 20:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Marriage And Money: For Couples In Customary Marriage</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1053617_20250912_110503_1400.jpeg"/>
		<itunes:duration>11:36</itunes:duration>
		<itunes:summary><![CDATA[This is a significant step towards equality for women in South Africa. Moremadi Mabule, Head of Wills at Sanlam Trust explains that women who are married under the Customary Marriages Act will now be entitled to a share of the joint estate on either the death of their spouse or when they divorce. 
Guest: Moremadi Mabule, Head Of Wills At Sanlam Trust]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1053617?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Bathabise &quot;Thabsie&quot; Biyela</title>
		<link>https://iono.fm/e/1049452</link>
		<guid isPermaLink="true">https://iono.fm/e/1049452</guid>
		<description><![CDATA[Bathabise Biyela, who has adopted the stage name of Thabsie, is a South African investment banker-turned singer-songwriter. But her foray into music is not exactly an accident. She had always had a musical spirit from when she was little. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 01 Jun 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Bathabise &quot;Thabsie&quot; Biyela</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1049452_20250912_110907_1400.jpeg"/>
		<itunes:duration>8:07</itunes:duration>
		<itunes:summary><![CDATA[Bathabise Biyela, who has adopted the stage name of Thabsie, is a South African investment banker-turned singer-songwriter. But her foray into music is not exactly an accident. She had always had a musical spirit from when she was little.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1049452_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="3296025" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1049452_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
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		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1049452?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Things Employees Need To Stop Saying</title>
		<link>https://iono.fm/e/1049439</link>
		<guid isPermaLink="true">https://iono.fm/e/1049439</guid>
		<description><![CDATA[Everything you say in the workplace counts. Whether it’s sharing an idea during a meeting or helping a coworker with a project, what you say can make a lasting impression.<br />
Guest: Vumile Msweli, Resident Career Coach & Founder Of Hesed Consulting <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 01 Jun 2021 20:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Things Employees Need To Stop Saying</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1049439_20250912_110907_1400.jpeg"/>
		<itunes:duration>5:54</itunes:duration>
		<itunes:summary><![CDATA[Everything you say in the workplace counts. Whether it’s sharing an idea during a meeting or helping a coworker with a project, what you say can make a lasting impression.
Guest: Vumile Msweli, Resident Career Coach & Founder Of Hesed Consulting]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1049439?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Businesswomen On The Move: Ntombi Mhangwani</title>
		<link>https://iono.fm/e/1049436</link>
		<guid isPermaLink="true">https://iono.fm/e/1049436</guid>
		<description><![CDATA[Ntombi Mhangwani is the Experience Architect for Accenture Interactive and Women’s Forum Lead for Accenture in Africa. She joined Accenture in 2015, tasked to build strategic value and deliver personalised, unique marketing as well as communications experiences. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 01 Jun 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move: Ntombi Mhangwani</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1049436_20250912_110908_1400.jpeg"/>
		<itunes:duration>16:07</itunes:duration>
		<itunes:summary><![CDATA[Ntombi Mhangwani is the Experience Architect for Accenture Interactive and Women’s Forum Lead for Accenture in Africa. She joined Accenture in 2015, tasked to build strategic value and deliver personalised, unique marketing as well as communications experiences.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1049436_medium.mp3?p=rss" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1049436?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Preparing Motorists For Aarto &amp; Demerit System</title>
		<link>https://iono.fm/e/1049435</link>
		<guid isPermaLink="true">https://iono.fm/e/1049435</guid>
		<description><![CDATA[The Administration Adjudication of Traffic Offences (AARTO) Act is likely to be on every motorist’s mind, considering that it is set to be implemented on 1 July 2021, and especially considering the dramatic impact the Demerit system will have on drivers. <br />
Guest: Barry Berman, Ceo Of Fines SA <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 01 Jun 2021 20:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Preparing Motorists For Aarto &amp; Demerit System</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1049435_20250912_110908_1400.jpeg"/>
		<itunes:duration>18:24</itunes:duration>
		<itunes:summary><![CDATA[The Administration Adjudication of Traffic Offences (AARTO) Act is likely to be on every motorist’s mind, considering that it is set to be implemented on 1 July 2021, and especially considering the dramatic impact the Demerit system will have on drivers. 
Guest: Barry Berman, Ceo Of Fines SA]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_1049435_low.mp3?p=rss" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1049435?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Gracia Bampile</title>
		<link>https://iono.fm/e/1045287</link>
		<guid isPermaLink="true">https://iono.fm/e/1045287</guid>
		<description><![CDATA[Gracia Bampile, founder of Haute Afrika is one of the many African designers who are very passionate about African clothing. Her love for these designs has made her a household name for all things African fashion. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 25 May 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Gracia Bampile</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1045287_20250912_111250_1400.jpeg"/>
		<itunes:duration>11:18</itunes:duration>
		<itunes:summary><![CDATA[Gracia Bampile, founder of Haute Afrika is one of the many African designers who are very passionate about African clothing. Her love for these designs has made her a household name for all things African fashion.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Businesswomen On The Move: Margaret Kimani</title>
		<link>https://iono.fm/e/1045270</link>
		<guid isPermaLink="true">https://iono.fm/e/1045270</guid>
		<description><![CDATA[Margaret is an investment banker by training with over 20 years of international banking experience. She started her career working for Fortune 500 world largest custodian bank -State Street Bank of Boston Massachusetts and moved up the ranks of Corporate America. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 25 May 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move: Margaret Kimani</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1045270_20250912_111250_1400.jpeg"/>
		<itunes:duration>18:24</itunes:duration>
		<itunes:summary><![CDATA[Margaret is an investment banker by training with over 20 years of international banking experience. She started her career working for Fortune 500 world largest custodian bank -State Street Bank of Boston Massachusetts and moved up the ranks of Corporate America.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1045270?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How To Spot A Right Property To Invest In?</title>
		<link>https://iono.fm/e/1045268</link>
		<guid isPermaLink="true">https://iono.fm/e/1045268</guid>
		<description><![CDATA[Lifestyle changes brought about by the pandemic combined with record-low interest rates are likely to lead towards a host of new investment opportunities developing within the local real estate market. <br />
Guest: Grant Gavin, Broker, Owner Of Re/Max Panache <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 25 May 2021 20:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How To Spot A Right Property To Invest In?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1045268_20250912_111251_1400.jpeg"/>
		<itunes:duration>16:58</itunes:duration>
		<itunes:summary><![CDATA[Lifestyle changes brought about by the pandemic combined with record-low interest rates are likely to lead towards a host of new investment opportunities developing within the local real estate market. 
Guest: Grant Gavin, Broker, Owner Of Re/Max Panache]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1045268?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Shauwn Mkhize</title>
		<link>https://iono.fm/e/1045303</link>
		<guid isPermaLink="true">https://iono.fm/e/1045303</guid>
		<description><![CDATA[Shauwn Mkhize, better known as ‘Mammkhize’ was born and raised in the village of Embumbulu in KwaZulu-Natal. Though her beginnings were nothing short of humble, today she is a renowned businesswoman, entrepreneur, philanthropist and one of Mzansi’s most influential personalities. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 18 May 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Shauwn Mkhize</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1045303_20250912_111245_1400.jpeg"/>
		<itunes:duration>12:58</itunes:duration>
		<itunes:summary><![CDATA[Shauwn Mkhize, better known as ‘Mammkhize’ was born and raised in the village of Embumbulu in KwaZulu-Natal. Though her beginnings were nothing short of humble, today she is a renowned businesswoman, entrepreneur, philanthropist and one of Mzansi’s most influential personalities.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Businesswomen On The Move: Mathapelo Pitse</title>
		<link>https://iono.fm/e/1045302</link>
		<guid isPermaLink="true">https://iono.fm/e/1045302</guid>
		<description><![CDATA[Mathapelo Pitse, is the Founder & CEO of J’adore D’amour. A Luxury women’s shoe brand established in 2017 for audacious women who love to consistently step in style & conquer the world in timeless & trendy heels. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 18 May 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move: Mathapelo Pitse</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1045302_20250912_111245_1400.jpeg"/>
		<itunes:duration>16:16</itunes:duration>
		<itunes:summary><![CDATA[Mathapelo Pitse, is the Founder & CEO of J’adore D’amour. A Luxury women’s shoe brand established in 2017 for audacious women who love to consistently step in style & conquer the world in timeless & trendy heels.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1045302?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Debt Solution Advice</title>
		<link>https://iono.fm/e/1045301</link>
		<guid isPermaLink="true">https://iono.fm/e/1045301</guid>
		<description><![CDATA[The number of South African consumers seeking help to manage debt soared in the first quarter with enquiries at South Africa’s largest debt counsellor up 31% compared to same period in 2020.<br />
Guest: Benay Sager, Head Of Debtbusters<br />
Guest: Magusta Mphahlele, Founder And CEO Of Ithuseng Credit Solutions <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 18 May 2021 20:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Debt Solution Advice</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1045301_20250912_111246_1400.jpeg"/>
		<itunes:duration>20:38</itunes:duration>
		<itunes:summary><![CDATA[The number of South African consumers seeking help to manage debt soared in the first quarter with enquiries at South Africa’s largest debt counsellor up 31% compared to same period in 2020.
Guest: Benay Sager, Head Of Debtbusters
Guest: Magusta Mphahlele, Founder And CEO Of Ithuseng Credit Solutions]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>My Money Lessons: Lusanda Mbane</title>
		<link>https://iono.fm/e/1038453</link>
		<guid isPermaLink="true">https://iono.fm/e/1038453</guid>
		<description><![CDATA[Lusanda Mbane is a South African entrepreneur, actress, radio personality, speaker and brand ambassador best known for her role as Boniswa Langa on the e.tv soapie Scandal!. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 11 May 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Lusanda Mbane</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1038453_20250912_112317_1400.jpeg"/>
		<itunes:duration>13:53</itunes:duration>
		<itunes:summary><![CDATA[Lusanda Mbane is a South African entrepreneur, actress, radio personality, speaker and brand ambassador best known for her role as Boniswa Langa on the e.tv soapie Scandal!.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Businesswomen On The Move: Mokgadi Mabela</title>
		<link>https://iono.fm/e/1038451</link>
		<guid isPermaLink="true">https://iono.fm/e/1038451</guid>
		<description><![CDATA[Mokgadi Mabela is third generation beekeeper from Limpopo, South Africa. She moved off to Gauteng to pursue her life, career and all things yet her legacy of honey found its way back into her life. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 11 May 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move: Mokgadi Mabela</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1038451_20250912_112317_1400.jpeg"/>
		<itunes:duration>18:30</itunes:duration>
		<itunes:summary><![CDATA[Mokgadi Mabela is third generation beekeeper from Limpopo, South Africa. She moved off to Gauteng to pursue her life, career and all things yet her legacy of honey found its way back into her life.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>New Guidelines For The Automotive Industry</title>
		<link>https://iono.fm/e/1038450</link>
		<guid isPermaLink="true">https://iono.fm/e/1038450</guid>
		<description><![CDATA[The Competition Commission has published its guidelines for South Africa’s automotive aftermarket which aim to promote more competition around motoring issues such as manufacturing, repairs, insurance, and financing.<br />
Guest: Khanyisa Qobo, Competition Commission Advocacy<br />
Guest: Motsaka Ledwaba, Owner Of A Midrand Based Auto Body Repair Shop Lar-Tech <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 11 May 2021 20:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>New Guidelines For The Automotive Industry</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1038450_20250912_112319_1400.jpeg"/>
		<itunes:duration>17:39</itunes:duration>
		<itunes:summary><![CDATA[The Competition Commission has published its guidelines for South Africa’s automotive aftermarket which aim to promote more competition around motoring issues such as manufacturing, repairs, insurance, and financing.
Guest: Khanyisa Qobo, Competition Commission Advocacy
Guest: Motsaka Ledwaba, Owner Of A Midrand Based Auto Body Repair Shop Lar-Tech]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>My Money Lessons: Amanda Du-Pont</title>
		<link>https://iono.fm/e/1034992</link>
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		<description><![CDATA[Amanda du Pont is a Swazi-born South African actress and she is one of the most beautiful and celebrated young actresses in South Africa. She is also a television anchor/host, voice-over artist, model, brand ambassador, live event MC, and businesswoman. <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 04 May 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Amanda Du-Pont</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1034992_20250912_112714_1400.jpeg"/>
		<itunes:duration>9:02</itunes:duration>
		<itunes:summary><![CDATA[Amanda du Pont is a Swazi-born South African actress and she is one of the most beautiful and celebrated young actresses in South Africa. She is also a television anchor/host, voice-over artist, model, brand ambassador, live event MC, and businesswoman.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Careers Feature: Working From Home Workout</title>
		<link>https://iono.fm/e/1034988</link>
		<guid isPermaLink="true">https://iono.fm/e/1034988</guid>
		<description><![CDATA[Burnout is nothing to hide or be ashamed about. It’s a topic to be aware of and talk openly about so you know the signs and can prevent it. <br />
Guest: Vumile Msweli, Founder Of Hesed Consulting & Resident Financial Coach <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 04 May 2021 20:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Careers Feature: Working From Home Workout</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1034988_20250912_112716_1400.jpeg"/>
		<itunes:duration>7:56</itunes:duration>
		<itunes:summary><![CDATA[Burnout is nothing to hide or be ashamed about. It’s a topic to be aware of and talk openly about so you know the signs and can prevent it. 
Guest: Vumile Msweli, Founder Of Hesed Consulting & Resident Financial Coach]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Businesswomen On The Move: Nosizwe Nokwe-Macamo</title>
		<link>https://iono.fm/e/1034985</link>
		<guid isPermaLink="true">https://iono.fm/e/1034985</guid>
		<description><![CDATA[Nosizwe is an accomplished and result driven Business Leader with success in leading strategy and directing substantial operations and projects. <br />
Nosizwe Nokwe-Macamo, Founding Owner Of Raise Africa Investments <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 04 May 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move: Nosizwe Nokwe-Macamo</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1034985_20250912_112716_1400.jpeg"/>
		<itunes:duration>11:25</itunes:duration>
		<itunes:summary><![CDATA[Nosizwe is an accomplished and result driven Business Leader with success in leading strategy and directing substantial operations and projects. 
Nosizwe Nokwe-Macamo, Founding Owner Of Raise Africa Investments]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Financial To Do Chase List</title>
		<link>https://iono.fm/e/1034983</link>
		<guid isPermaLink="true">https://iono.fm/e/1034983</guid>
		<description><![CDATA[It’s hard to get your money right when you don’t know where to start, so today’s conversation will serve to help anyone who’s just starting to think about taking control of their finances.<br />
Dr Frank Magwegwe, Financial Life Planner, Educator, And Coach <a href="http://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 04 May 2021 20:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Financial To Do Chase List</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1034983_20250912_112716_1400.jpeg"/>
		<itunes:duration>18:04</itunes:duration>
		<itunes:summary><![CDATA[It’s hard to get your money right when you don’t know where to start, so today’s conversation will serve to help anyone who’s just starting to think about taking control of their finances.
Dr Frank Magwegwe, Financial Life Planner, Educator, And Coach]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>My Money Lessons With Yvonne Chaka Chaka</title>
		<link>https://iono.fm/e/1027697</link>
		<guid isPermaLink="true">https://iono.fm/e/1027697</guid>
		<description><![CDATA[Yvonne Chaka Chaka is an internationally recognized and highly respected South African singer, song writer, entrepreneur, Global Health Advocate and Humanitarian. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 20 Apr 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons With Yvonne Chaka Chaka</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1027697_20250912_113821_1400.jpeg"/>
		<itunes:duration>12:57</itunes:duration>
		<itunes:summary><![CDATA[Yvonne Chaka Chaka is an internationally recognized and highly respected South African singer, song writer, entrepreneur, Global Health Advocate and Humanitarian.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Businesswomen On The Move With Yavi Madurai</title>
		<link>https://iono.fm/e/1027696</link>
		<guid isPermaLink="true">https://iono.fm/e/1027696</guid>
		<description><![CDATA[Talk about her business journey: How did you get into this business/your profession?<br />
What were your challenges ? <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 20 Apr 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move With Yavi Madurai</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1027696_20250912_113823_1400.jpeg"/>
		<itunes:duration>18:20</itunes:duration>
		<itunes:summary><![CDATA[Talk about her business journey: How did you get into this business/your profession?
What were your challenges ?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>The Ins And Outs Of Tax Free Investing</title>
		<link>https://iono.fm/e/1027695</link>
		<guid isPermaLink="true">https://iono.fm/e/1027695</guid>
		<description><![CDATA[With the re-opening of the tax-year, there is a window of opportunity open right now for South Africans to set up a nest egg for their families by means of tax-free investing.<br />
Guest: Simon Brown, Founder Of Justoneleap.Co, Trader And Investor <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 20 Apr 2021 20:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Ins And Outs Of Tax Free Investing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1027695_20250912_113824_1400.jpeg"/>
		<itunes:duration>20:47</itunes:duration>
		<itunes:summary><![CDATA[With the re-opening of the tax-year, there is a window of opportunity open right now for South Africans to set up a nest egg for their families by means of tax-free investing.
Guest: Simon Brown, Founder Of Justoneleap.Co, Trader And Investor]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<title>Money Lessons With Tumi Morake</title>
		<link>https://iono.fm/e/1025006</link>
		<guid isPermaLink="true">https://iono.fm/e/1025006</guid>
		<description><![CDATA[Tumi Morake is a South African comedian, actress, TV personality, and writer. In 2018, she became the first African woman to have her own set on Netflix. She is also known to be the first woman to host Comedy Central Presents in Africa <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 13 Apr 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Lessons With Tumi Morake</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1025006_20250912_114137_1400.jpeg"/>
		<itunes:duration>13:19</itunes:duration>
		<itunes:summary><![CDATA[Tumi Morake is a South African comedian, actress, TV personality, and writer. In 2018, she became the first African woman to have her own set on Netflix. She is also known to be the first woman to host Comedy Central Presents in Africa]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Businesswomen On The Move With Relebohile Moeng</title>
		<link>https://iono.fm/e/1025005</link>
		<guid isPermaLink="true">https://iono.fm/e/1025005</guid>
		<description><![CDATA[After an accident left her with over a 150 stitches on her face, Relebohile Moeng (director of Afri-Berry), a GIBS graduate who holds a Master’s degree in Business Management, looked for more affordable solutions to cure her scars and it was cold pressed Argan Oil that yielded results. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 13 Apr 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move With Relebohile Moeng</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1025005_20250912_114138_1400.jpeg"/>
		<itunes:duration>15:54</itunes:duration>
		<itunes:summary><![CDATA[After an accident left her with over a 150 stitches on her face, Relebohile Moeng (director of Afri-Berry), a GIBS graduate who holds a Master’s degree in Business Management, looked for more affordable solutions to cure her scars and it was cold pressed Argan Oil that yielded results.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1025005?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Travys Wilkins, Chief Executive Of Insurance Comparison Platform Compare Guru</title>
		<link>https://iono.fm/e/1025004</link>
		<guid isPermaLink="true">https://iono.fm/e/1025004</guid>
		<description><![CDATA[Many South Africans with medical cover are shocked to discover that they need to pay substantial shortfalls in medical expenses - even those on the most comprehensive and expensive plans. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 13 Apr 2021 20:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Travys Wilkins, Chief Executive Of Insurance Comparison Platform Compare Guru</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1025004_20250912_114139_1400.jpeg"/>
		<itunes:duration>17:42</itunes:duration>
		<itunes:summary><![CDATA[Many South Africans with medical cover are shocked to discover that they need to pay substantial shortfalls in medical expenses - even those on the most comprehensive and expensive plans.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Money Lessons With Donovan Goliath</title>
		<link>https://iono.fm/e/1020439</link>
		<guid isPermaLink="true">https://iono.fm/e/1020439</guid>
		<description><![CDATA[Comedian and businessman Donovan Goliath shares his money lessons with Sumitra Nydoo. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 06 Apr 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Lessons With Donovan Goliath</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1020439_20250912_114729_1400.jpeg"/>
		<itunes:duration>14:03</itunes:duration>
		<itunes:summary><![CDATA[Comedian and businessman Donovan Goliath shares his money lessons with Sumitra Nydoo.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Businesswomen On The Move: Sibulele Siko Shosha</title>
		<link>https://iono.fm/e/1020437</link>
		<guid isPermaLink="true">https://iono.fm/e/1020437</guid>
		<description><![CDATA[Sibulele Siko-Shosha is an entrepreneur, writer and TV Producer best known for her work in the entertainment, advertising and media industry. She shares her journey in the world of business with Sumitra Naidoo. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 06 Apr 2021 20:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move: Sibulele Siko Shosha</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1020437_20250912_114729_1400.jpeg"/>
		<itunes:duration>14:21</itunes:duration>
		<itunes:summary><![CDATA[Sibulele Siko-Shosha is an entrepreneur, writer and TV Producer best known for her work in the entertainment, advertising and media industry. She shares her journey in the world of business with Sumitra Naidoo.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>How To Rebuild Your Emergency Fund</title>
		<link>https://iono.fm/e/1020436</link>
		<guid isPermaLink="true">https://iono.fm/e/1020436</guid>
		<description><![CDATA[Covid-19 left many people unemployed and some with reduced pay. Those who were lucky enough to have savings were able to buffer themselves during this time. These types of emergency situations can cripple our finances. So how do you start over? And rebuild your savings for another rainy day? Sumitra in conversation with Personal Finance expert Eunice Sibiya. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 06 Apr 2021 20:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How To Rebuild Your Emergency Fund</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1020436_20250912_114729_1400.jpeg"/>
		<itunes:duration>24:24</itunes:duration>
		<itunes:summary><![CDATA[Covid-19 left many people unemployed and some with reduced pay. Those who were lucky enough to have savings were able to buffer themselves during this time. These types of emergency situations can cripple our finances. So how do you start over? And rebuild your savings for another rainy day? Sumitra in conversation with Personal Finance expert Eunice Sibiya.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Money Lessons With Sureshnie Rider, Radio Presenter</title>
		<link>https://iono.fm/e/1018436</link>
		<guid isPermaLink="true">https://iono.fm/e/1018436</guid>
		<description><![CDATA[Co-host on 5fm's Roger Goode Show, Sureshnie Rider is a versatile presenter and in high demand as an MC. She was winnder of the MTN Y’ello Rose award, and was chosen as one of MTN's Top 10 Women in Radio in South Africa. 5FM Dj Sureshnie Rider has been let go from 5fm’s Roger Goode Show. This axing was announced last week in a slew of reshuffling from the troubled state broadcaster. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 30 Mar 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Lessons With Sureshnie Rider, Radio Presenter</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1018436_20250912_115937_1400.jpeg"/>
		<itunes:duration>16:39</itunes:duration>
		<itunes:summary><![CDATA[Co-host on 5fm's Roger Goode Show, Sureshnie Rider is a versatile presenter and in high demand as an MC. She was winnder of the MTN Y’ello Rose award, and was chosen as one of MTN's Top 10 Women in Radio in South Africa. 5FM Dj Sureshnie Rider has been let go from 5fm’s Roger Goode Show. This axing was announced last week in a slew of reshuffling from the troubled state broadcaster.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Businesswomen On The Move: Simphiwe Mokonza, Graduate Chemical Engineer</title>
		<link>https://iono.fm/e/1018435</link>
		<guid isPermaLink="true">https://iono.fm/e/1018435</guid>
		<description><![CDATA[Simphiwe Mokonza is a young woman graduate chemical engineer who works on SANEDI’s IEE project. She joined SANEDI in November 2020 as an intern under the Data and Knowledge Management Programme. Simphiwe, who is also currently pursuing her Honours degree, has her sights set on earning a PhD in Chemical Engineering. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 30 Mar 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswomen On The Move: Simphiwe Mokonza, Graduate Chemical Engineer</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1018435_20250912_115938_1400.jpeg"/>
		<itunes:duration>16:43</itunes:duration>
		<itunes:summary><![CDATA[Simphiwe Mokonza is a young woman graduate chemical engineer who works on SANEDI’s IEE project. She joined SANEDI in November 2020 as an intern under the Data and Knowledge Management Programme. Simphiwe, who is also currently pursuing her Honours degree, has her sights set on earning a PhD in Chemical Engineering.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>How To Build Your Credit</title>
		<link>https://iono.fm/e/1018434</link>
		<guid isPermaLink="true">https://iono.fm/e/1018434</guid>
		<description><![CDATA[Whether you’ve made poor financial decisions in the past or simply been the victim of uncontrollable circumstances of the COVID-19 pandemic, starting the process of rebuilding your credit can be draining. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 30 Mar 2021 20:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How To Build Your Credit</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1018434_20250912_115938_1400.jpeg"/>
		<itunes:duration>19:14</itunes:duration>
		<itunes:summary><![CDATA[Whether you’ve made poor financial decisions in the past or simply been the victim of uncontrollable circumstances of the COVID-19 pandemic, starting the process of rebuilding your credit can be draining.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Money Lessons With Afro-soul Singer Berita Khumalo</title>
		<link>https://iono.fm/e/1014918</link>
		<guid isPermaLink="true">https://iono.fm/e/1014918</guid>
		<description><![CDATA[Berita is a multi-award-winning singer-songwriter, guitarist and music producer. Berita is the founder of her own recording and talent management company Assali Music. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Mar 2021 20:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Lessons With Afro-soul Singer Berita Khumalo</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1014918_20250912_120327_1400.jpeg"/>
		<itunes:duration>12:22</itunes:duration>
		<itunes:summary><![CDATA[Berita is a multi-award-winning singer-songwriter, guitarist and music producer. Berita is the founder of her own recording and talent management company Assali Music.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Careers Feature With Vumile Msweli</title>
		<link>https://iono.fm/e/1014915</link>
		<guid isPermaLink="true">https://iono.fm/e/1014915</guid>
		<description><![CDATA[Today Vumile talks about women in the workplace. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Mar 2021 20:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Careers Feature With Vumile Msweli</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1014915_20250912_120331_1400.jpeg"/>
		<itunes:duration>5:34</itunes:duration>
		<itunes:summary><![CDATA[Today Vumile talks about women in the workplace.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Businesswoman On The Move: Angela Makholwa</title>
		<link>https://iono.fm/e/1014913</link>
		<guid isPermaLink="true">https://iono.fm/e/1014913</guid>
		<description><![CDATA[Angela is SA’s only black and female crime writer, international acclaimed. She worked as a journalist, reporting mostly on crime in the 1990’s. As a young journalist, Angela was concerned about the scourge of crime in South Africa and focused her energies on covering crime stories in the townships of Johannesburg. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Mar 2021 20:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswoman On The Move: Angela Makholwa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1014913_20250912_120334_1400.jpeg"/>
		<itunes:duration>11:36</itunes:duration>
		<itunes:summary><![CDATA[Angela is SA’s only black and female crime writer, international acclaimed. She worked as a journalist, reporting mostly on crime in the 1990’s. As a young journalist, Angela was concerned about the scourge of crime in South Africa and focused her energies on covering crime stories in the townships of Johannesburg.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_1014913_20250912_120334_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1014913?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How To Shop For Right EFTs</title>
		<link>https://iono.fm/e/1014912</link>
		<guid isPermaLink="true">https://iono.fm/e/1014912</guid>
		<description><![CDATA[An ETF is a listed investment product that tracks the performance of a "basket" of Shares, Bonds or a single commodity. These "baskets" are known as indices. An ETF can be bought or sold in the same way as an ordinary Share. ETFs are ideal for any investor wishing to gain exposure to different sectors, asset classes, both locally and globally. Sumitra finds out from an expert Michelle Noth how you pick the right one for your investment. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Mar 2021 20:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How To Shop For Right EFTs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1014912_20250912_120335_1400.jpeg"/>
		<itunes:duration>19:44</itunes:duration>
		<itunes:summary><![CDATA[An ETF is a listed investment product that tracks the performance of a "basket" of Shares, Bonds or a single commodity. These "baskets" are known as indices. An ETF can be bought or sold in the same way as an ordinary Share. ETFs are ideal for any investor wishing to gain exposure to different sectors, asset classes, both locally and globally. Sumitra finds out from an expert Michelle Noth how you pick the right one for your investment.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Money Lessons With Nomsa Buthelezi-Shezi</title>
		<link>https://iono.fm/e/1011388</link>
		<guid isPermaLink="true">https://iono.fm/e/1011388</guid>
		<description><![CDATA[Nomsa Buthelezi is a South African actress best known for her role as Awelani in the SABC2 soap opera Muvhango and for hosting the Mzansi Magic reality show Our Perfect Wedding. We have also seen her on Lockdown series and other local tv shows. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 16 Mar 2021 20:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Lessons With Nomsa Buthelezi-Shezi</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1011388_20250912_121031_1400.jpeg"/>
		<itunes:duration>15:36</itunes:duration>
		<itunes:summary><![CDATA[Nomsa Buthelezi is a South African actress best known for her role as Awelani in the SABC2 soap opera Muvhango and for hosting the Mzansi Magic reality show Our Perfect Wedding. We have also seen her on Lockdown series and other local tv shows.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1011388?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Businesswoman On The Move: Marilyn White Radebe</title>
		<link>https://iono.fm/e/1011387</link>
		<guid isPermaLink="true">https://iono.fm/e/1011387</guid>
		<description><![CDATA[Marilyn White Radebe is the CEO and Founder of the Soma-Solutions Group of Companies. Soma-Solutions launched two new digital platforms this year; Edu-Supply, a platform designed to help schools and parents save time and money when shopping for stationery, and SmartSaver, an online goal-based saving platform created to inspire communities to save and achieve their short-term and long-term financial goals. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 16 Mar 2021 20:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Businesswoman On The Move: Marilyn White Radebe</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1011387_20250912_121032_1400.jpeg"/>
		<itunes:duration>18:11</itunes:duration>
		<itunes:summary><![CDATA[Marilyn White Radebe is the CEO and Founder of the Soma-Solutions Group of Companies. Soma-Solutions launched two new digital platforms this year; Edu-Supply, a platform designed to help schools and parents save time and money when shopping for stationery, and SmartSaver, an online goal-based saving platform created to inspire communities to save and achieve their short-term and long-term financial goals.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Different Education Funds And Savings Tools</title>
		<link>https://iono.fm/e/1011386</link>
		<guid isPermaLink="true">https://iono.fm/e/1011386</guid>
		<description><![CDATA[Priya Naicker takes us through various education payment options. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 16 Mar 2021 20:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Different Education Funds And Savings Tools</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1011386_20250912_121032_1400.jpeg"/>
		<itunes:duration>19:42</itunes:duration>
		<itunes:summary><![CDATA[Priya Naicker takes us through various education payment options.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>MONELY LESSONS:ASHLEY “DJ SHIMZA” RAPHALA</title>
		<link>https://iono.fm/e/1008286</link>
		<guid isPermaLink="true">https://iono.fm/e/1008286</guid>
		<description><![CDATA[DJ Shimza announced that he now owns two restaurants after adding a Midrand, Gauteng establishment called Fridays to his list. He joins Sumitra Nydoo to share his career journey and some of his important money lessons. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 09 Mar 2021 21:36:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MONELY LESSONS:ASHLEY “DJ SHIMZA” RAPHALA</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1008286_20250912_121649_1400.jpeg"/>
		<itunes:duration>15:50</itunes:duration>
		<itunes:summary><![CDATA[DJ Shimza announced that he now owns two restaurants after adding a Midrand, Gauteng establishment called Fridays to his list. He joins Sumitra Nydoo to share his career journey and some of his important money lessons.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1008286?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>BUSINESSWOMEN ON THE MOVE: SESHME HOLLOWAY, FOUNDER OF JRS SOLUTIONS</title>
		<link>https://iono.fm/e/1008284</link>
		<guid isPermaLink="true">https://iono.fm/e/1008284</guid>
		<description><![CDATA[Seshme Holloway, a Durban-based entrepreneur who entered the male-dominated security solutions industry, and pushed her way to the top. Her story accounts for the challenges she faced as an entrepreneur, and how she overcame the challenges and grew her turnover by more than four times. She also gives advice to fellow entrepreneurs who may be struggling in their entrepreneurial journeys. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 09 Mar 2021 21:34:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>BUSINESSWOMEN ON THE MOVE: SESHME HOLLOWAY, FOUNDER OF JRS SOLUTIONS</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1008284_20250912_121649_1400.jpeg"/>
		<itunes:duration>15:23</itunes:duration>
		<itunes:summary><![CDATA[Seshme Holloway, a Durban-based entrepreneur who entered the male-dominated security solutions industry, and pushed her way to the top. Her story accounts for the challenges she faced as an entrepreneur, and how she overcame the challenges and grew her turnover by more than four times. She also gives advice to fellow entrepreneurs who may be struggling in their entrepreneurial journeys.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>WHEN DOES IT MAKE SENSE TO SUBMIT A CLAIM?</title>
		<link>https://iono.fm/e/1008281</link>
		<guid isPermaLink="true">https://iono.fm/e/1008281</guid>
		<description><![CDATA[If you're wondering whether or not it makes any sense to submit your claim, Sumitra and financial advisor Duncan Barker share advice on this and all things car insurance-related. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 09 Mar 2021 21:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>WHEN DOES IT MAKE SENSE TO SUBMIT A CLAIM?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1008281_20250912_121650_1400.jpeg"/>
		<itunes:duration>21:15</itunes:duration>
		<itunes:summary><![CDATA[If you're wondering whether or not it makes any sense to submit your claim, Sumitra and financial advisor Duncan Barker share advice on this and all things car insurance-related.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>MONEY LESSONS WITH SONIA BOOTH</title>
		<link>https://iono.fm/e/1004926</link>
		<guid isPermaLink="true">https://iono.fm/e/1004926</guid>
		<description><![CDATA[Sonia is an Author, Blogger, Content Creator, Speaker, Voice Over Artist and Co-founder, trustee and director of The Booth Education & Sports Trust, a non-profit public benefit organisation. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 02 Mar 2021 21:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MONEY LESSONS WITH SONIA BOOTH</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1004926_20250912_122024_1400.jpeg"/>
		<itunes:duration>16:44</itunes:duration>
		<itunes:summary><![CDATA[Sonia is an Author, Blogger, Content Creator, Speaker, Voice Over Artist and Co-founder, trustee and director of The Booth Education & Sports Trust, a non-profit public benefit organisation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>BUSINESSWOMEN ON THE MOVE: NOMFUMDO MCOYI, GROUP CHIEF EXECUTIVE OFFICER (GCEO) ICEBOLETHU FUNERALS</title>
		<link>https://iono.fm/e/1004925</link>
		<guid isPermaLink="true">https://iono.fm/e/1004925</guid>
		<description><![CDATA[Icebolethu Funerals is an aspiring lifestyle brand that wants to give clients rewards and benefits to enjoy while they are still alive. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 02 Mar 2021 21:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>BUSINESSWOMEN ON THE MOVE: NOMFUMDO MCOYI, GROUP CHIEF EXECUTIVE OFFICER (GCEO) ICEBOLETHU FUNERALS</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1004925_20250912_122024_1400.jpeg"/>
		<itunes:duration>15:57</itunes:duration>
		<itunes:summary><![CDATA[Icebolethu Funerals is an aspiring lifestyle brand that wants to give clients rewards and benefits to enjoy while they are still alive.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1004925?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>HOW TAXES AFFECT YOUR INVESTMENTS AND LONG-TERM FINANCIAL GOALS</title>
		<link>https://iono.fm/e/1004924</link>
		<guid isPermaLink="true">https://iono.fm/e/1004924</guid>
		<description><![CDATA[They say the only certain things are death and taxes. Even though you know you must pay taxes, it's still something many investors overlook when making plans for their retirement portfolios. Financial advisors always tell us that without the right tax planning, your real returns could take a bigger hit than you originally planned. So today we will look at how taxes affect your investments and long-term financial goals. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 02 Mar 2021 21:31:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>HOW TAXES AFFECT YOUR INVESTMENTS AND LONG-TERM FINANCIAL GOALS</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1004924_20250912_122025_1400.jpeg"/>
		<itunes:duration>22:15</itunes:duration>
		<itunes:summary><![CDATA[They say the only certain things are death and taxes. Even though you know you must pay taxes, it's still something many investors overlook when making plans for their retirement portfolios. Financial advisors always tell us that without the right tax planning, your real returns could take a bigger hit than you originally planned. So today we will look at how taxes affect your investments and long-term financial goals.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Love, money and Business with Dineo and Solo Langa</title>
		<link>https://iono.fm/e/1001328</link>
		<guid isPermaLink="true">https://iono.fm/e/1001328</guid>
		<description><![CDATA[Late last year actress Dineo Langa and her musician husband, Solo, ventured into fashion, <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Feb 2021 21:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Love, money and Business with Dineo and Solo Langa</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1001328_20250912_122439_1400.jpeg"/>
		<itunes:duration>16:54</itunes:duration>
		<itunes:summary><![CDATA[Late last year actress Dineo Langa and her musician husband, Solo, ventured into fashion,]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Careers feature with Vumile Msweli:How to create a happy workplace</title>
		<link>https://iono.fm/e/1001326</link>
		<guid isPermaLink="true">https://iono.fm/e/1001326</guid>
		<description><![CDATA[How to create a happy workplace <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Feb 2021 21:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Careers feature with Vumile Msweli:How to create a happy workplace</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1001326_20250912_122441_1400.jpeg"/>
		<itunes:duration>8:59</itunes:duration>
		<itunes:summary><![CDATA[How to create a happy workplace]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>BUSINESSWOMAN ON THE MOVE: REFILOE MAPITSO THAISI, BRAINCHILD BEHIND SHWESHWEKINI ACTIVE WEAR</title>
		<link>https://iono.fm/e/1001325</link>
		<guid isPermaLink="true">https://iono.fm/e/1001325</guid>
		<description><![CDATA[Shweshwekini is a range of Seshoeshoe (shweshwe) inspired swimwear and active wear for men and women, which I established in 2017 after feeling a bit frustrated by the lack of authentic South African prints in swimwear. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Feb 2021 21:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>BUSINESSWOMAN ON THE MOVE: REFILOE MAPITSO THAISI, BRAINCHILD BEHIND SHWESHWEKINI ACTIVE WEAR</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1001325_20250912_122441_1400.jpeg"/>
		<itunes:duration>7:41</itunes:duration>
		<itunes:summary><![CDATA[Shweshwekini is a range of Seshoeshoe (shweshwe) inspired swimwear and active wear for men and women, which I established in 2017 after feeling a bit frustrated by the lack of authentic South African prints in swimwear.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Several retirement fund rule reforms by 1 March 2021</title>
		<link>https://iono.fm/e/1001323</link>
		<guid isPermaLink="true">https://iono.fm/e/1001323</guid>
		<description><![CDATA[Several retirement fund rule reforms will come into effect on 1 March 2021, also known as T-Day. These new rules will not only standardise how benefits can be accessed across different funds at retirement but will also facilitate the phasing out of emigration for purposes of exchange control. FAEEZA KHAN, SENIOR SPECIALIST: LEGAL MARKETING AT LIBERTY <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Feb 2021 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Several retirement fund rule reforms by 1 March 2021</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_1001323_20250912_122443_1400.jpeg"/>
		<itunes:duration>21:16</itunes:duration>
		<itunes:summary><![CDATA[Several retirement fund rule reforms will come into effect on 1 March 2021, also known as T-Day. These new rules will not only standardise how benefits can be accessed across different funds at retirement but will also facilitate the phasing out of emigration for purposes of exchange control. FAEEZA KHAN, SENIOR SPECIALIST: LEGAL MARKETING AT LIBERTY]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Money Lessons with Ryan Bacher, Netflorist CO-Founder &amp; MD</title>
		<link>https://iono.fm/e/994414</link>
		<guid isPermaLink="true">https://iono.fm/e/994414</guid>
		<description><![CDATA[Ryan studied and completed a Bachelor of Arts and Law Degree at Wits in 1994. He then went to work for the Club Med Group in the Caribbean. Following Club Med, he returned to SA where he was offered a position at NetActive Internet where he worked in marketing and sales for two years. In 1999, he co-founded NetFlorist and has been at the company ever since. As Managing Director, Ryan is responsible for all day-to-day operations and strategy of the company. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 09 Feb 2021 21:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Lessons with Ryan Bacher, Netflorist CO-Founder &amp; MD</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_994414_20250912_123729_1400.jpeg"/>
		<itunes:duration>17:59</itunes:duration>
		<itunes:summary><![CDATA[Ryan studied and completed a Bachelor of Arts and Law Degree at Wits in 1994. He then went to work for the Club Med Group in the Caribbean. Following Club Med, he returned to SA where he was offered a position at NetActive Internet where he worked in marketing and sales for two years. In 1999, he co-founded NetFlorist and has been at the company ever since. As Managing Director, Ryan is responsible for all day-to-day operations and strategy of the company.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Business woman on the move: Reabetswe Mafisa ,Founder of Ease Mobile SPA</title>
		<link>https://iono.fm/e/994413</link>
		<guid isPermaLink="true">https://iono.fm/e/994413</guid>
		<description><![CDATA[Sumitra Nyadoo is joined by Reabetswe Mafisa ,founder of Ease Mobile spa who shares her journey of leaving her regular job to pursue her business interest in professional home wellness services. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 09 Feb 2021 21:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Business woman on the move: Reabetswe Mafisa ,Founder of Ease Mobile SPA</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_994413_20250912_123729_1400.jpeg"/>
		<itunes:duration>19:08</itunes:duration>
		<itunes:summary><![CDATA[Sumitra Nyadoo is joined by Reabetswe Mafisa ,founder of Ease Mobile spa who shares her journey of leaving her regular job to pursue her business interest in professional home wellness services.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/994413?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fashion designer Gert-Johan Coetzee and partner Vicky Visagie</title>
		<link>https://iono.fm/e/994411</link>
		<guid isPermaLink="true">https://iono.fm/e/994411</guid>
		<description><![CDATA[Sumitra is joined by couple in love and business, Gert-Johan and Vicky Visagie to share their journey of doing business together in Gert-Johan Coetzee’s fashion brand. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 09 Feb 2021 20:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fashion designer Gert-Johan Coetzee and partner Vicky Visagie</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_994411_20250912_123729_1400.jpeg"/>
		<itunes:duration>20:15</itunes:duration>
		<itunes:summary><![CDATA[Sumitra is joined by couple in love and business, Gert-Johan and Vicky Visagie to share their journey of doing business together in Gert-Johan Coetzee’s fashion brand.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_994411_20250912_123729_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/994411?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>BUSINESS WOMAN ON THE MOVE: Dr Tumelo Makumu, Founder of The Wedding Butterfly</title>
		<link>https://iono.fm/e/993528</link>
		<guid isPermaLink="true">https://iono.fm/e/993528</guid>
		<description><![CDATA[Dr Tumelo Makumu, a Medical Doctor by profession who recently made headlines as the "Doctor who quit her career to follow her passion". She is a passionate event and wedding planner with over 7 years in the event industry also she has strong organizational skills and is highly professional. With a medical background of understanding confidentiality, she has managed and executed very high-profile events including those of the office of the presidency and some celebrities. Dr Tumelo Makumu has obtained a certificate in advanced weddings & Event planning and she is a CEO also the head planner of The Wedding Butterfly <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 02 Feb 2021 21:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>BUSINESS WOMAN ON THE MOVE: Dr Tumelo Makumu, Founder of The Wedding Butterfly</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_993528_20250912_123839_1400.jpeg"/>
		<itunes:duration>18:14</itunes:duration>
		<itunes:summary><![CDATA[Dr Tumelo Makumu, a Medical Doctor by profession who recently made headlines as the "Doctor who quit her career to follow her passion". She is a passionate event and wedding planner with over 7 years in the event industry also she has strong organizational skills and is highly professional. With a medical background of understanding confidentiality, she has managed and executed very high-profile events including those of the office of the presidency and some celebrities. Dr Tumelo Makumu has obtained a certificate in advanced weddings & Event planning and she is a CEO also the head planner of The Wedding Butterfly]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_993528_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="8060022" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_993528_20250912_123839_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/993528?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>LOVE, MONEY AND BUSINESS ITH MO&amp;PHINDI</title>
		<link>https://iono.fm/e/993523</link>
		<guid isPermaLink="true">https://iono.fm/e/993523</guid>
		<description><![CDATA[For our first edition of Love, Money and business February Special, Mo&Phindi take us through their marriage and how they handle business together to make it work. <a href="https://www.kayafm.co.za/">KAYA FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 02 Feb 2021 21:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>LOVE, MONEY AND BUSINESS ITH MO&amp;PHINDI</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_993523_20250912_123842_1400.jpeg"/>
		<itunes:duration>36:42</itunes:duration>
		<itunes:summary><![CDATA[For our first edition of Love, Money and business February Special, Mo&Phindi take us through their marriage and how they handle business together to make it work.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_993523_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="16283642" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_993523_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_993523_20250912_123842_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/993523?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Connie Chiume,Veteran Actress</title>
		<link>https://iono.fm/e/987456</link>
		<guid isPermaLink="true">https://iono.fm/e/987456</guid>
		<description><![CDATA[Connie Chiume, currently best known for her starring role as Mam’Sonto, the township gangster disguised as a shebeen queen in the popular telenovela "Gomora. She is also best known for the roles in the films Black Panther, Black Is King and Blessers <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 26 Jan 2021 20:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Connie Chiume,Veteran Actress</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_987456_20250912_124802_1400.jpeg"/>
		<itunes:duration>16:04</itunes:duration>
		<itunes:summary><![CDATA[Connie Chiume, currently best known for her starring role as Mam’Sonto, the township gangster disguised as a shebeen queen in the popular telenovela "Gomora. She is also best known for the roles in the films Black Panther, Black Is King and Blessers]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_987456_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="6988669" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_987456_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_987456_20250912_124802_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/987456?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Catherine Wijnberg,Entrepreneur</title>
		<link>https://iono.fm/e/987428</link>
		<guid isPermaLink="true">https://iono.fm/e/987428</guid>
		<description><![CDATA[Catherine Wijnberg is a successful entrepreneur with experience in starting, growing and operating businesses in five different sectors across three countries, and has also launched a helpline for all small business owners to give them as much support as possible. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 26 Jan 2021 20:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Catherine Wijnberg,Entrepreneur</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_987428_20250912_124814_1400.jpeg"/>
		<itunes:duration>15:45</itunes:duration>
		<itunes:summary><![CDATA[Catherine Wijnberg is a successful entrepreneur with experience in starting, growing and operating businesses in five different sectors across three countries, and has also launched a helpline for all small business owners to give them as much support as possible.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_987428_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="6798561" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_987428_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_987428_20250912_124814_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/987428?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Ghana Msibi,Wesbank Motor CEO</title>
		<link>https://iono.fm/e/987424</link>
		<guid isPermaLink="true">https://iono.fm/e/987424</guid>
		<description><![CDATA[According to Ghana Msibi ,CEO of WesBank Motor Division, factoring a balloon payment into the finance agreement of your next car purchase may come with some appealing benefits, but make sure these benefits are understood clearly and used wisely. Responsible budgeting is key with such payments, so you’ll need to act sensibly during the term period to maximise what they offer. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 26 Jan 2021 20:19:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Ghana Msibi,Wesbank Motor CEO</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_987424_20250912_124814_1400.jpeg"/>
		<itunes:duration>22:55</itunes:duration>
		<itunes:summary><![CDATA[According to Ghana Msibi ,CEO of WesBank Motor Division, factoring a balloon payment into the finance agreement of your next car purchase may come with some appealing benefits, but make sure these benefits are understood clearly and used wisely. Responsible budgeting is key with such payments, so you’ll need to act sensibly during the term period to maximise what they offer.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_987424_high.mp3?p=rss" length="19254809" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="5390047" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_987424_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="9978007" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_987424_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_987424_20250912_124814_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/987424?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Ndoni Mchunu,Founder &amp; Chief Executive Officer Of Black Women In Science (bwis)</title>
		<link>https://iono.fm/e/983937</link>
		<guid isPermaLink="true">https://iono.fm/e/983937</guid>
		<description><![CDATA[Ndoni Mcunu is a PhD Candidate at Witwatersrand University’s, at the Global Change Institute and the Founder & CEO of Black Women in Science (BWIS), a registered non-profit organization which aims to deliver capacity development interventions that target young black women scientists and researchers. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 19 Jan 2021 22:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Ndoni Mchunu,Founder &amp; Chief Executive Officer Of Black Women In Science (bwis)</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_983937_20250912_125438_1400.jpeg"/>
		<itunes:duration>19:43</itunes:duration>
		<itunes:summary><![CDATA[Ndoni Mcunu is a PhD Candidate at Witwatersrand University’s, at the Global Change Institute and the Founder & CEO of Black Women in Science (BWIS), a registered non-profit organization which aims to deliver capacity development interventions that target young black women scientists and researchers.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_983937_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="7749945" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_983937_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_983937_20250912_125438_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/983937?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Vumile Msweli,Career Coach And Founder Of Hesed Consulting</title>
		<link>https://iono.fm/e/983935</link>
		<guid isPermaLink="true">https://iono.fm/e/983935</guid>
		<description><![CDATA[With everything that’s happening, are you prepared to reach your career goals in 2021? <br />
Taking the time to write a solid, documented plan to accomplish your career goals will keep you focused and on target to achieving your aspirations.<br />
According to career advisors, writing down your goals will help you to execute them to ensure you don’t fall short of your career vision and aspirations <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 19 Jan 2021 22:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Vumile Msweli,Career Coach And Founder Of Hesed Consulting</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_983935_20250912_125440_1400.jpeg"/>
		<itunes:duration>21:07</itunes:duration>
		<itunes:summary><![CDATA[With everything that’s happening, are you prepared to reach your career goals in 2021? 
Taking the time to write a solid, documented plan to accomplish your career goals will keep you focused and on target to achieving your aspirations.
According to career advisors, writing down your goals will help you to execute them to ensure you don’t fall short of your career vision and aspirations]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_983935_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="8248848" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_983935_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_983935_20250912_125440_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/983935?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Mzi Malunga,Businessman,Systemic Thinker And Media Practitioner</title>
		<link>https://iono.fm/e/983942</link>
		<guid isPermaLink="true">https://iono.fm/e/983942</guid>
		<description><![CDATA[Mzi Malunga is a businessman, systemic thinker and media practitioner. He is an experienced director and an executive with a professional journey spanning 34 years. Malunga is an Exec MBA graduate from the UCT Graduate School of Business and has worked extensively in the media industry. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 19 Jan 2021 22:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mzi Malunga,Businessman,Systemic Thinker And Media Practitioner</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_983942_20250912_125437_1400.jpeg"/>
		<itunes:duration>17:12</itunes:duration>
		<itunes:summary><![CDATA[Mzi Malunga is a businessman, systemic thinker and media practitioner. He is an experienced director and an executive with a professional journey spanning 34 years. Malunga is an Exec MBA graduate from the UCT Graduate School of Business and has worked extensively in the media industry.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/983942?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sho Madjozi SA Rapper</title>
		<link>https://iono.fm/e/970766</link>
		<guid isPermaLink="true">https://iono.fm/e/970766</guid>
		<description><![CDATA[Sho Madjozi, whose real name is Maya Wegerif, has become famous for celebrating her cultural heritage with her unique music and Xitsonga rap lyrics.<br />
She made history as the first female artist from South Africa to win a BET Award for Best International Act in 2019. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 08 Dec 2020 21:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sho Madjozi SA Rapper</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_970766_20250912_131308_1400.jpeg"/>
		<itunes:duration>15:54</itunes:duration>
		<itunes:summary><![CDATA[Sho Madjozi, whose real name is Maya Wegerif, has become famous for celebrating her cultural heritage with her unique music and Xitsonga rap lyrics.
She made history as the first female artist from South Africa to win a BET Award for Best International Act in 2019.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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						<podcast:alternateEnclosure type="audio/mp3" length="6839950" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_970766_20250912_131308_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/970766?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Xoliswa Daku,Founder And Ceo Of Daku Group</title>
		<link>https://iono.fm/e/970762</link>
		<guid isPermaLink="true">https://iono.fm/e/970762</guid>
		<description><![CDATA[Xoliswa is the founder and CEO of the Daku Group of Companies which focuses on property development, investments, acquisitions, law, facilities, and property management. Her vision is to ensure people have state-of-the-art spaces to live, work and play. Her forte is a mixed-use development precinct and is currently busy with historic and iconic developments, both locally backed by international investments. These developments are based in megacities of South Africa such as Cape Town and Johannesburg but do not leave out small towns in Eastern Cape and KwaZulu-Natal. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 08 Dec 2020 21:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Xoliswa Daku,Founder And Ceo Of Daku Group</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_970762_20250912_131309_1400.jpeg"/>
		<itunes:duration>17:54</itunes:duration>
		<itunes:summary><![CDATA[Xoliswa is the founder and CEO of the Daku Group of Companies which focuses on property development, investments, acquisitions, law, facilities, and property management. Her vision is to ensure people have state-of-the-art spaces to live, work and play. Her forte is a mixed-use development precinct and is currently busy with historic and iconic developments, both locally backed by international investments. These developments are based in megacities of South Africa such as Cape Town and Johannesburg but do not leave out small towns in Eastern Cape and KwaZulu-Natal.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_970762_low.mp3?p=rss" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_970762_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_970762_20250912_131309_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/970762?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Frank Magwegwe,Founder And MD OF Thrive Wellness</title>
		<link>https://iono.fm/e/970754</link>
		<guid isPermaLink="true">https://iono.fm/e/970754</guid>
		<description><![CDATA[getting your finances in order and knowing your net worth: How do you calculate your net worth? <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 08 Dec 2020 21:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Frank Magwegwe,Founder And MD OF Thrive Wellness</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_970754_20250912_131309_1400.jpeg"/>
		<itunes:duration>21:07</itunes:duration>
		<itunes:summary><![CDATA[getting your finances in order and knowing your net worth: How do you calculate your net worth?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_970754_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="9033745" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_970754_20250912_131309_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/970754?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Eunice Sibiya, Independent Financial Advisor</title>
		<link>https://iono.fm/e/965056</link>
		<guid isPermaLink="true">https://iono.fm/e/965056</guid>
		<description><![CDATA[A summary of events: I have fallen on hard time and have requested a advance payment of R20 000.00 of my money with Old Mutual and they have just referred me to the type of fund I have and the maturity date.<br />
How is it possible for Companies to get bail outs and rescue funds but a Financial institution is not able to apply it's mind to the fact that the Country has been in a recession since before Covid19 and that my age puts me at a greater disadvantage for employment ? <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 01 Dec 2020 21:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Eunice Sibiya, Independent Financial Advisor</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_965056_20250912_132202_1400.jpeg"/>
		<itunes:duration>25:44</itunes:duration>
		<itunes:summary><![CDATA[A summary of events: I have fallen on hard time and have requested a advance payment of R20 000.00 of my money with Old Mutual and they have just referred me to the type of fund I have and the maturity date.
How is it possible for Companies to get bail outs and rescue funds but a Financial institution is not able to apply it's mind to the fact that the Country has been in a recession since before Covid19 and that my age puts me at a greater disadvantage for employment ?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_965056_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="11131641" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_965056_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_965056_20250912_132202_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/965056?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Londy Ngcobo,Global Ship Navigator And Africa's First Female</title>
		<link>https://iono.fm/e/965091</link>
		<guid isPermaLink="true">https://iono.fm/e/965091</guid>
		<description><![CDATA[Global Ship Navigator and Africa's First Female Dredge Master. Londy Ngcobo is passionate about unlocking Africa's ocean economy. With over 13 years of experience in the Maritime industry, her background includes Maritime Studies, International Merchant shipping experience, Advanced dredging from the Netherlands IHC, an industry shaking role as a former Maritime Compliance Manager for Transnet National Ports Authority, Founder of Global Maritime Youth Centre and Chief Executive of Womaritime Experts, a consulting firm in the shipping industry. All which has led to her well know title "The BLACKMERMAID" <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 01 Dec 2020 20:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Londy Ngcobo,Global Ship Navigator And Africa's First Female</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_965091_20250912_132150_1400.jpeg"/>
		<itunes:duration>23:28</itunes:duration>
		<itunes:summary><![CDATA[Global Ship Navigator and Africa's First Female Dredge Master. Londy Ngcobo is passionate about unlocking Africa's ocean economy. With over 13 years of experience in the Maritime industry, her background includes Maritime Studies, International Merchant shipping experience, Advanced dredging from the Netherlands IHC, an industry shaking role as a former Maritime Compliance Manager for Transnet National Ports Authority, Founder of Global Maritime Youth Centre and Chief Executive of Womaritime Experts, a consulting firm in the shipping industry. All which has led to her well know title "The BLACKMERMAID"]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_965091_20250912_132150_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/965091?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Annelé Oosthuizen, Branch Bead at Alexander Forbes Health(Alexander Forbes Health Advisory Services Is A Medical Aid Bro</title>
		<link>https://iono.fm/e/961575</link>
		<guid isPermaLink="true">https://iono.fm/e/961575</guid>
		<description><![CDATA[Alexander Forbes Health Advisory Services is a medical aid broker with a focus on providing advice to organisations and individuals on their medical aid scheme).With each passing year, the cost of living in South Africa becomes more expensive and the annual increase in medical aid contributions simply adds to this cost. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 24 Nov 2020 21:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Annelé Oosthuizen, Branch Bead at Alexander Forbes Health(Alexander Forbes Health Advisory Services Is A Medical Aid Bro</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_961575_20250912_132749_1400.jpeg"/>
		<itunes:duration>20:12</itunes:duration>
		<itunes:summary><![CDATA[Alexander Forbes Health Advisory Services is a medical aid broker with a focus on providing advice to organisations and individuals on their medical aid scheme).With each passing year, the cost of living in South Africa becomes more expensive and the annual increase in medical aid contributions simply adds to this cost.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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								<podcast:alternateEnclosure type="audio/mp3" length="4774945" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_961575_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="8840893" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_961575_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_961575_20250912_132749_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/961575?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Vumile Msweli, Founder Of Hesed Consulting And Residenct Career Coach</title>
		<link>https://iono.fm/e/961587</link>
		<guid isPermaLink="true">https://iono.fm/e/961587</guid>
		<description><![CDATA[Reputation the currency of the future i.e : Unpacking personal Branding <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 24 Nov 2020 20:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Vumile Msweli, Founder Of Hesed Consulting And Residenct Career Coach</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_961587_20250912_132748_1400.jpeg"/>
		<itunes:duration>8:25</itunes:duration>
		<itunes:summary><![CDATA[Reputation the currency of the future i.e : Unpacking personal Branding]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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								<podcast:alternateEnclosure type="audio/mp3" length="1960511" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_961587_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="3610439" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_961587_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_961587_20250912_132748_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/961587?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Zodwa Mlangeni, Founder AND CEO Alkemy Investments</title>
		<link>https://iono.fm/e/961580</link>
		<guid isPermaLink="true">https://iono.fm/e/961580</guid>
		<description><![CDATA[Alkemy Investments combines specialised skills, a wealth of experience and practical, hands on business guidance and development, to unlock hidden value in businesses.<br />
As equity partners, they offer scaling solutions as active equity partners – enabling customers to enjoy better products and shareholders to gain value. Alkemy Investments, led by pioneering chartered accountant Zodwa Mlangeni, has acquired a majority transformational stake in the multimillion-rand Dynamic Plastic Packaging (DPP) business. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 24 Nov 2020 19:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Zodwa Mlangeni, Founder AND CEO Alkemy Investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_961580_20250912_132749_1400.jpeg"/>
		<itunes:duration>9:56</itunes:duration>
		<itunes:summary><![CDATA[Alkemy Investments combines specialised skills, a wealth of experience and practical, hands on business guidance and development, to unlock hidden value in businesses.
As equity partners, they offer scaling solutions as active equity partners – enabling customers to enjoy better products and shareholders to gain value. Alkemy Investments, led by pioneering chartered accountant Zodwa Mlangeni, has acquired a majority transformational stake in the multimillion-rand Dynamic Plastic Packaging (DPP) business.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/961580?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fifi Peters, Award Winning Financial Journalist</title>
		<link>https://iono.fm/e/961590</link>
		<guid isPermaLink="true">https://iono.fm/e/961590</guid>
		<description><![CDATA[Award winning financial journalist Fifi Peters is an anchor on CNBC Africa's flagship markets shows. She holds a Registered Persons Examination from the SA Institute of Financial Markets, and a certificate in law and politics from the London School of Economics. She is an alumnus of the Bloomberg Media Initiative Africa Financial Journalism training programme that is run in conjunction with the Gordon Institute of Business Science. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Mon, 23 Nov 2020 20:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fifi Peters, Award Winning Financial Journalist</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_961590_20250912_132746_1400.jpeg"/>
		<itunes:duration>16:46</itunes:duration>
		<itunes:summary><![CDATA[Award winning financial journalist Fifi Peters is an anchor on CNBC Africa's flagship markets shows. She holds a Registered Persons Examination from the SA Institute of Financial Markets, and a certificate in law and politics from the London School of Economics. She is an alumnus of the Bloomberg Media Initiative Africa Financial Journalism training programme that is run in conjunction with the Gordon Institute of Business Science.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/961590?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Getty Gizaw, owner of SOHO beauty salon in Sandton and the V&amp;A Waterfront.</title>
		<link>https://iono.fm/e/957989</link>
		<guid isPermaLink="true">https://iono.fm/e/957989</guid>
		<description><![CDATA[Grace, passion and plenty of grit – here is a woman who has carved out her own destiny through sheer perseverance and the will to rise above everyday mediocrity. No matter our personal ambitions, we all seek a leader in a field to show us the best road to success: Getty Gizaw has come to epitomise this inspiring force as a leading female entrepreneur who has taken the beauty and grooming industry in South Africa by storm. <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 17 Nov 2020 21:18:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Getty Gizaw, owner of SOHO beauty salon in Sandton and the V&amp;A Waterfront.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_957989_20250912_133354_1400.jpeg"/>
		<itunes:duration>15:58</itunes:duration>
		<itunes:summary><![CDATA[Grace, passion and plenty of grit – here is a woman who has carved out her own destiny through sheer perseverance and the will to rise above everyday mediocrity. No matter our personal ambitions, we all seek a leader in a field to show us the best road to success: Getty Gizaw has come to epitomise this inspiring force as a leading female entrepreneur who has taken the beauty and grooming industry in South Africa by storm.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/957989?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Gerald Mwandiambira,Acting CEO and Chief Strategist For The South African Savings Institute (SASI)</title>
		<link>https://iono.fm/e/957981</link>
		<guid isPermaLink="true">https://iono.fm/e/957981</guid>
		<description><![CDATA[There has been a 458% increase in value of CNP (card not presented) spend at General Merchandise Stores (Takealot, OneDayOnly etc.), this is September 2020 compared year-on-year to September 2019 19% Decrease in value of POS Spend at Barbers/Hair Salons <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 17 Nov 2020 21:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Gerald Mwandiambira,Acting CEO and Chief Strategist For The South African Savings Institute (SASI)</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_957981_20250912_133355_1400.jpeg"/>
		<itunes:duration>24:45</itunes:duration>
		<itunes:summary><![CDATA[There has been a 458% increase in value of CNP (card not presented) spend at General Merchandise Stores (Takealot, OneDayOnly etc.), this is September 2020 compared year-on-year to September 2019 19% Decrease in value of POS Spend at Barbers/Hair Salons]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/957981?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Dj Sebastian Dark</title>
		<link>https://iono.fm/e/957992</link>
		<guid isPermaLink="true">https://iono.fm/e/957992</guid>
		<description><![CDATA[Italian DJ & (Electro House – Progressive House) Producer<br />
Italian DJ & (Electro House – Progressive House) Producer<br />
Have been a DJ for the past 22 years. I am the resident DJ at Onyx and Boa<br />
What kind of relationship do you have with money <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 17 Nov 2020 20:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Dj Sebastian Dark</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_957992_20250912_133354_1400.jpeg"/>
		<itunes:duration>15:29</itunes:duration>
		<itunes:summary><![CDATA[Italian DJ & (Electro House – Progressive House) Producer
Italian DJ & (Electro House – Progressive House) Producer
Have been a DJ for the past 22 years. I am the resident DJ at Onyx and Boa
What kind of relationship do you have with money]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/957992?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Bright Khumalo</title>
		<link>https://iono.fm/e/953945</link>
		<guid isPermaLink="true">https://iono.fm/e/953945</guid>
		<description><![CDATA[Bright Khumalo, a Dell Young Leader from Inchanga in KwaZulu Natal, who now works in asset management after graduating from the University of Cape Town. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 10 Nov 2020 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Bright Khumalo</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_953945_20250912_133931_1400.jpeg"/>
		<itunes:duration>17:35</itunes:duration>
		<itunes:summary><![CDATA[Bright Khumalo, a Dell Young Leader from Inchanga in KwaZulu Natal, who now works in asset management after graduating from the University of Cape Town.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_953945_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="7491778" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_953945_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_953945_20250912_133931_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/953945?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Beverley Gumbi, The Founder And Owner Of Isivuno Container Business</title>
		<link>https://iono.fm/e/953944</link>
		<guid isPermaLink="true">https://iono.fm/e/953944</guid>
		<description><![CDATA[Isivuno Container Business was established in 2005 and the only African female owned container conversion company in South African. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 10 Nov 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Beverley Gumbi, The Founder And Owner Of Isivuno Container Business</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_953944_20250912_133932_1400.jpeg"/>
		<itunes:duration>17:36</itunes:duration>
		<itunes:summary><![CDATA[Isivuno Container Business was established in 2005 and the only African female owned container conversion company in South African.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_953944_20250912_133932_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/953944?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Esther Mukumbo</title>
		<link>https://iono.fm/e/953942</link>
		<guid isPermaLink="true">https://iono.fm/e/953942</guid>
		<description><![CDATA[How did you become interested in investing in the market? <br />
Purpose of your investments? Monthly habits being aligned with future financial goals <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 10 Nov 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Esther Mukumbo</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_953942_20250912_133932_1400.jpeg"/>
		<itunes:duration>20:33</itunes:duration>
		<itunes:summary><![CDATA[How did you become interested in investing in the market? 
Purpose of your investments? Monthly habits being aligned with future financial goals]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_953942_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="8846116" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_953942_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_953942_20250912_133932_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/953942?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Jason Goliath</title>
		<link>https://iono.fm/e/950418</link>
		<guid isPermaLink="true">https://iono.fm/e/950418</guid>
		<description><![CDATA[Jason is a comedian and Kaya FM breakfast co host. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 03 Nov 2020 21:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Jason Goliath</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_950418_20250912_134458_1400.jpeg"/>
		<itunes:duration>15:05</itunes:duration>
		<itunes:summary><![CDATA[Jason is a comedian and Kaya FM breakfast co host.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_950418_low.mp3?p=rss" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/950418?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Violet Lupuwana, Founder And MD of Chumile Holdings.</title>
		<link>https://iono.fm/e/950417</link>
		<guid isPermaLink="true">https://iono.fm/e/950417</guid>
		<description><![CDATA[Chumile Holdings,is a transport and logistics company. Violet is a rising and successful entrepreneur and passionate about education, skills and entrepreneurship activation in townships and rural areas. Also job creation. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 03 Nov 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Violet Lupuwana, Founder And MD of Chumile Holdings.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_950417_20250912_134502_1400.jpeg"/>
		<itunes:duration>19:12</itunes:duration>
		<itunes:summary><![CDATA[Chumile Holdings,is a transport and logistics company. Violet is a rising and successful entrepreneur and passionate about education, skills and entrepreneurship activation in townships and rural areas. Also job creation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Moremadi Mabule, Head Of Wills At Sanlam</title>
		<link>https://iono.fm/e/950415</link>
		<guid isPermaLink="true">https://iono.fm/e/950415</guid>
		<description><![CDATA[Many people in customary marriages don’t know that their marriage is in community of property by default – meaning they have an equal share in their estate, including their debt and assets. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 03 Nov 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Moremadi Mabule, Head Of Wills At Sanlam</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_950415_20250912_134504_1400.jpeg"/>
		<itunes:duration>18:39</itunes:duration>
		<itunes:summary><![CDATA[Many people in customary marriages don’t know that their marriage is in community of property by default – meaning they have an equal share in their estate, including their debt and assets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/950415?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Lebo Lion</title>
		<link>https://iono.fm/e/946757</link>
		<guid isPermaLink="true">https://iono.fm/e/946757</guid>
		<description><![CDATA[Lebo is the voice of marketing, digital expert, host of the podcast in Africa called Lessons with Lion. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 27 Oct 2020 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Lebo Lion</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_946757_20250912_134950_1400.jpeg"/>
		<itunes:duration>16:19</itunes:duration>
		<itunes:summary><![CDATA[Lebo is the voice of marketing, digital expert, host of the podcast in Africa called Lessons with Lion.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/946757?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Bonalo Chaepape, Designer And Founder Of Lulasclan</title>
		<link>https://iono.fm/e/946756</link>
		<guid isPermaLink="true">https://iono.fm/e/946756</guid>
		<description><![CDATA[Founded by 28-year-old graphic designer Bonolo Chepape, LulasClan is an interior design and decor studio that combines African aesthetic with the best of the West. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 27 Oct 2020 21:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bonalo Chaepape, Designer And Founder Of Lulasclan</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_946756_20250912_134951_1400.jpeg"/>
		<itunes:duration>19:07</itunes:duration>
		<itunes:summary><![CDATA[Founded by 28-year-old graphic designer Bonolo Chepape, LulasClan is an interior design and decor studio that combines African aesthetic with the best of the West.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/946756?download=0]]></ionofm:player_url>
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	<item>
		<title>Mpho Ledwaba The Head Of Marketing At The JSE</title>
		<link>https://iono.fm/e/946755</link>
		<guid isPermaLink="true">https://iono.fm/e/946755</guid>
		<description><![CDATA[How You Can Start Investing On The JSE <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 27 Oct 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mpho Ledwaba The Head Of Marketing At The JSE</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_946755_20250912_134951_1400.jpeg"/>
		<itunes:duration>19:18</itunes:duration>
		<itunes:summary><![CDATA[How You Can Start Investing On The JSE]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>My Money Lessons: Gabisile Tshabalala</title>
		<link>https://iono.fm/e/943420</link>
		<guid isPermaLink="true">https://iono.fm/e/943420</guid>
		<description><![CDATA[Gabisile Tshabalala, an actress, singer and Philanthropist. She is known to many for her role as Gontse in the ETV drama series, Scandal and her upbeat and fun presenting on TMI on Moja love channel 157. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 20 Oct 2020 20:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Gabisile Tshabalala</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_943420_20250912_135839_1400.jpeg"/>
		<itunes:duration>18:08</itunes:duration>
		<itunes:summary><![CDATA[Gabisile Tshabalala, an actress, singer and Philanthropist. She is known to many for her role as Gontse in the ETV drama series, Scandal and her upbeat and fun presenting on TMI on Moja love channel 157.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Vumile Msweli, Career Coach And Founder Of Hesed Consulting</title>
		<link>https://iono.fm/e/943419</link>
		<guid isPermaLink="true">https://iono.fm/e/943419</guid>
		<description><![CDATA[How to become a thought leader? A thought leader has to be declared a thought leader by someone else. A person can't just stand up and declare, "hey, look at me, I'm a thought leader." A thought leader gains this reputation by first proving their worth to others who know a lot about an industry. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 20 Oct 2020 20:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Vumile Msweli, Career Coach And Founder Of Hesed Consulting</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_943419_20250912_135839_1400.jpeg"/>
		<itunes:duration>6:50</itunes:duration>
		<itunes:summary><![CDATA[How to become a thought leader? A thought leader has to be declared a thought leader by someone else. A person can't just stand up and declare, "hey, look at me, I'm a thought leader." A thought leader gains this reputation by first proving their worth to others who know a lot about an industry.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Ntsiki Biyela, Founder Of Aslina Wines</title>
		<link>https://iono.fm/e/943417</link>
		<guid isPermaLink="true">https://iono.fm/e/943417</guid>
		<description><![CDATA[Ntsiki Biyela studied winemaking at the University of Stellenbosch before she began her career at Stellekaya Winery as junior winemaker, and then moved into the head winemaker role. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 20 Oct 2020 20:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Ntsiki Biyela, Founder Of Aslina Wines</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_943417_20250912_135840_1400.jpeg"/>
		<itunes:duration>10:26</itunes:duration>
		<itunes:summary><![CDATA[Ntsiki Biyela studied winemaking at the University of Stellenbosch before she began her career at Stellekaya Winery as junior winemaker, and then moved into the head winemaker role.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	</item>
	<item>
		<title>Maya Fisher-French, Financial Journalist And Blogger</title>
		<link>https://iono.fm/e/943415</link>
		<guid isPermaLink="true">https://iono.fm/e/943415</guid>
		<description><![CDATA[How To Monitor Your Payment Holidays <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 20 Oct 2020 20:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Maya Fisher-French, Financial Journalist And Blogger</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_943415_20250912_135841_1400.jpeg"/>
		<itunes:duration>20:35</itunes:duration>
		<itunes:summary><![CDATA[How To Monitor Your Payment Holidays]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Money Lessons: Lerato Sengadi, Influential Marketer</title>
		<link>https://iono.fm/e/940378</link>
		<guid isPermaLink="true">https://iono.fm/e/940378</guid>
		<description><![CDATA[In what seems could be an industry-shaking move, Humanz has announced the appointment of influential marketer Lerato Sengadi to head up their South African operations. The appointment appears aligned to the company’s stated effort to grow its innovative, diverse, and influential leadership team and demonstrate its commitment to, and understanding of, local markets, even as it continues its global expansion. <a href="https://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 13 Oct 2020 20:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Lessons: Lerato Sengadi, Influential Marketer</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_940378_20250912_140334_1400.jpeg"/>
		<itunes:duration>17:04</itunes:duration>
		<itunes:summary><![CDATA[In what seems could be an industry-shaking move, Humanz has announced the appointment of influential marketer Lerato Sengadi to head up their South African operations. The appointment appears aligned to the company’s stated effort to grow its innovative, diverse, and influential leadership team and demonstrate its commitment to, and understanding of, local markets, even as it continues its global expansion.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/940378?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Dr Pashy, Internationally-Award Winning Anthropologist And Specialist Anesthesiologist</title>
		<link>https://iono.fm/e/940376</link>
		<guid isPermaLink="true">https://iono.fm/e/940376</guid>
		<description><![CDATA[Dr Pashy is an Internationally-award winning anthropologist and specialist Anaesthesiologist whose goal is to uplift and inspire women and young people.<br />
<br />
She is also the author of a journal, titled My Captions. In the journal, she writes about and captures the positive and encouraging captions she has on her social media pages.<br />
<br />
The Foundation, led by the popular and vibrant anaesthesiologist has been doing amazing work in uplifting communities in underprivileged areas. <a href="https://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 13 Oct 2020 20:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Dr Pashy, Internationally-Award Winning Anthropologist And Specialist Anesthesiologist</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_940376_20250912_140334_1400.jpeg"/>
		<itunes:duration>18:24</itunes:duration>
		<itunes:summary><![CDATA[Dr Pashy is an Internationally-award winning anthropologist and specialist Anaesthesiologist whose goal is to uplift and inspire women and young people.

She is also the author of a journal, titled My Captions. In the journal, she writes about and captures the positive and encouraging captions she has on her social media pages.

The Foundation, led by the popular and vibrant anaesthesiologist has been doing amazing work in uplifting communities in underprivileged areas.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_940376_low.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_940376_20250912_140334_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/940376?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Personal Finance: Investing In Cattle.</title>
		<link>https://iono.fm/e/940375</link>
		<guid isPermaLink="true">https://iono.fm/e/940375</guid>
		<description><![CDATA[Ntuthuko Shezi, founder and CEO of Livestock Wealth.<br />
<br />
Ntuthuko Shezi, founder and CEO of Livestock Wealth, pioneered the concept of ‘crowd-farming’ when he launched Livestock Wealth in October 2015. The idea is that people pool their funds to own a farm.<br />
You buy a cow that is fed and cared for on the farm, so there is no need to actually know anything about raising a cow, but you reap the rewards when the cow gives birth or is sold on the beef market.<br />
Being first to market has the advantage of owning the space – Shezi has trademarked the concept of crowd-farming – but it also takes time for investors to trust the concept. <a href="https://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 13 Oct 2020 20:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Personal Finance: Investing In Cattle.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_940375_20250912_140337_1400.jpeg"/>
		<itunes:duration>20:41</itunes:duration>
		<itunes:summary><![CDATA[Ntuthuko Shezi, founder and CEO of Livestock Wealth.

Ntuthuko Shezi, founder and CEO of Livestock Wealth, pioneered the concept of ‘crowd-farming’ when he launched Livestock Wealth in October 2015. The idea is that people pool their funds to own a farm.
You buy a cow that is fed and cared for on the farm, so there is no need to actually know anything about raising a cow, but you reap the rewards when the cow gives birth or is sold on the beef market.
Being first to market has the advantage of owning the space – Shezi has trademarked the concept of crowd-farming – but it also takes time for investors to trust the concept.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_940375_low.mp3?p=rss" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_940375_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_940375_20250912_140337_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/940375?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Money Lessons: Tshepo Ramaphakela , One Of Founders, Burnt Onion Productions</title>
		<link>https://iono.fm/e/940371</link>
		<guid isPermaLink="true">https://iono.fm/e/940371</guid>
		<description><![CDATA[Tshepo Ramaphakela is an award-winning South African television producer. Tshepo keeps the business side of things running. He has, through Burnt Onion Productions, produced hundreds of hours of television, including award winning dramas and sitcoms. With over eight years of experience as an analyst and statistician, Tshepo brings his financial and managerial experience to Burnt Onion Productions <a href="https://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 06 Oct 2020 20:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Lessons: Tshepo Ramaphakela , One Of Founders, Burnt Onion Productions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_940371_20250912_140339_1400.jpeg"/>
		<itunes:duration>16:45</itunes:duration>
		<itunes:summary><![CDATA[Tshepo Ramaphakela is an award-winning South African television producer. Tshepo keeps the business side of things running. He has, through Burnt Onion Productions, produced hundreds of hours of television, including award winning dramas and sitcoms. With over eight years of experience as an analyst and statistician, Tshepo brings his financial and managerial experience to Burnt Onion Productions]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_940371_20250912_140339_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/940371?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Maemu Lambani, Own Digital Marketing Agency Called Fearless Trends And Owner Of A Dishwashing Liquid Called Spotless</title>
		<link>https://iono.fm/e/940368</link>
		<guid isPermaLink="true">https://iono.fm/e/940368</guid>
		<description><![CDATA[While the Covid-19 pandemic has been terrible on businesses, one entrepreneur has been lucky enough to be able to get her dream off the ground as she launched her product. Maemu Lambani is a young entrepreneur from a small village called Ha Ravele in Limpopo. At age 20, Lambani started her own digital marketing agency called Fearless Trendz to help businesses in rural areas thrive. <br />
 <br />
The 22-year-old did not let the struggles of growing up in a village stop her from achieving her goals. Lambani graduated with a qualification in business management before launching her own dishwashing liquid called "Spotless", which is now sold in retail stores in Limpopo and Gauteng. <a href="https://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 06 Oct 2020 20:31:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Maemu Lambani, Own Digital Marketing Agency Called Fearless Trends And Owner Of A Dishwashing Liquid Called Spotless</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_940368_20250912_140340_1400.jpeg"/>
		<itunes:duration>17:56</itunes:duration>
		<itunes:summary><![CDATA[While the Covid-19 pandemic has been terrible on businesses, one entrepreneur has been lucky enough to be able to get her dream off the ground as she launched her product. Maemu Lambani is a young entrepreneur from a small village called Ha Ravele in Limpopo. At age 20, Lambani started her own digital marketing agency called Fearless Trendz to help businesses in rural areas thrive. 
 
The 22-year-old did not let the struggles of growing up in a village stop her from achieving her goals. Lambani graduated with a qualification in business management before launching her own dishwashing liquid called "Spotless", which is now sold in retail stores in Limpopo and Gauteng.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_940368_20250912_140340_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/940368?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Eating a R1 million dinner/ understanding how compound interest work</title>
		<link>https://iono.fm/e/940367</link>
		<guid isPermaLink="true">https://iono.fm/e/940367</guid>
		<description><![CDATA[If you received a R1 million bill with your restaurant dinner, your jaw would likely hit the floor. But what if you knew that your weekly takeout meals could be worth an extra million rand in your retirement pot?<br />
<br />
As a simple example of just how powerful compound interest can be, imagine that someone offered you the choice between winning R30,000 today or a magical cent that doubled in value every day for 30 days. At face value, the first option seems far more appealing. However, if you instead chose the magical cent that doubles every day, your winnings would gradually pick up momentum as the month went by, growing from just a few rand at the end of the first week to over R5.3 million by the end of the 30 days. <a href="https://www.kayafm.co.za">kaya fm</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 06 Oct 2020 20:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Eating a R1 million dinner/ understanding how compound interest work</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_940367_20250912_140341_1400.jpeg"/>
		<itunes:duration>23:06</itunes:duration>
		<itunes:summary><![CDATA[If you received a R1 million bill with your restaurant dinner, your jaw would likely hit the floor. But what if you knew that your weekly takeout meals could be worth an extra million rand in your retirement pot?

As a simple example of just how powerful compound interest can be, imagine that someone offered you the choice between winning R30,000 today or a magical cent that doubled in value every day for 30 days. At face value, the first option seems far more appealing. However, if you instead chose the magical cent that doubles every day, your winnings would gradually pick up momentum as the month went by, growing from just a few rand at the end of the first week to over R5.3 million by the end of the 30 days.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_940367_low.mp3?p=rss" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_940367_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_940367_20250912_140341_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/940367?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lesson: Lesego Sefako aka Sir LSG</title>
		<link>https://iono.fm/e/932509</link>
		<guid isPermaLink="true">https://iono.fm/e/932509</guid>
		<description><![CDATA[Sir LSG began his career as a DJ in 2006 whilst studying to become an electrical engineer at the University of The Witwaterstrand. Soon his love for music took precedence as Sir LSG ventured into music<br />
production, too. His first outing ‘Sax In The City’ finally found its way to light when released on GOGO Music in 2011. Armed with a remix work from German producer Raw Artistic Soul the single became<br />
an instant dancefloor-favourite in the House Community and took his career on the next level. Sir LSG has since done remixes for The<br />
Muffinz, UPZ aka Avi Elman, Ralf GUM, Andy Compton, Nathan Adams and MAQman. He has also collaborated with Brian Temba, a<br />
legendary South African R&amp;B singer/songwriter and trumpeter Kafele on the song titled ‘All I Am’. Released on GOGO Music, the record and received vast air play on South African radio stations and became a<br />
local dance floor anthem. In 2014 Sir LSG was voted by Traxsource at<br />
Number 20 on the Top 100 Afro House Producers of the year. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 29 Sep 2020 13:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lesson: Lesego Sefako aka Sir LSG</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_932509_20250912_141417_1400.jpeg"/>
		<itunes:duration>15:07</itunes:duration>
		<itunes:summary><![CDATA[Sir LSG began his career as a DJ in 2006 whilst studying to become an electrical engineer at the University of The Witwaterstrand. Soon his love for music took precedence as Sir LSG ventured into music
production, too. His first outing ‘Sax In The City’ finally found its way to light when released on GOGO Music in 2011. Armed with a remix work from German producer Raw Artistic Soul the single became
an instant dancefloor-favourite in the House Community and took his career on the next level. Sir LSG has since done remixes for The
Muffinz, UPZ aka Avi Elman, Ralf GUM, Andy Compton, Nathan Adams and MAQman. He has also collaborated with Brian Temba, a
legendary South African R&B singer/songwriter and trumpeter Kafele on the song titled ‘All I Am’. Released on GOGO Music, the record and received vast air play on South African radio stations and became a
local dance floor anthem. In 2014 Sir LSG was voted by Traxsource at
Number 20 on the Top 100 Afro House Producers of the year.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_932509_low.mp3?p=rss" />
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_932509_20250912_141417_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/932509?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Siphokazi Matsha, CEO and Founder of  Go-Girl logistics</title>
		<link>https://iono.fm/e/932508</link>
		<guid isPermaLink="true">https://iono.fm/e/932508</guid>
		<description><![CDATA[Working in male dominated industry where also majority of<br />
senior roles are occupied by males has encouraged Siphokazi<br />
Matsha, CEO and Founder of  Go-Girl logistics to be part of<br />
driving the transformation in this sector.<br />
The number of women in the transport and logistics industry<br />
remains low with less of them in management positions as the<br />
industry is typically described as a ‘non-traditional’<br />
employment pathway for women.<br />
Furthermore, the existing opportunities for more women to<br />
work in the industry are often thwarted by the attitudes and<br />
behaviors of most men who maintain unfair gender<br />
discrimination practices in the workplace and causing barriers<br />
to entry for women. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 29 Sep 2020 13:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Siphokazi Matsha, CEO and Founder of  Go-Girl logistics</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_932508_20250912_141418_1400.jpeg"/>
		<itunes:duration>19:24</itunes:duration>
		<itunes:summary><![CDATA[Working in male dominated industry where also majority of
senior roles are occupied by males has encouraged Siphokazi
Matsha, CEO and Founder of  Go-Girl logistics to be part of
driving the transformation in this sector.
The number of women in the transport and logistics industry
remains low with less of them in management positions as the
industry is typically described as a ‘non-traditional’
employment pathway for women.
Furthermore, the existing opportunities for more women to
work in the industry are often thwarted by the attitudes and
behaviors of most men who maintain unfair gender
discrimination practices in the workplace and causing barriers
to entry for women.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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						<podcast:alternateEnclosure type="audio/mp3" length="8260292" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_932508_20250912_141418_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/932508?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Nkuli Bogopa, MD Of Investor Services At Broll And Vice President Of Black Business Council Flor Professionals</title>
		<link>https://iono.fm/e/932507</link>
		<guid isPermaLink="true">https://iono.fm/e/932507</guid>
		<description><![CDATA[What to do if your looking to downsize to a smaller home?<br />
If you’re a home-owner planning a move to a smaller property that costs less to run and requires less maintenance, now is the ideal time to start making those tough decisions about what furniture and possessions to take with you, and what you won’t need anymore. “The lockdown has already prompted many people to tidy cupboards, clean out garages and declutter their homes,” says Gerhard Kotzé, MD of the<br />
RealNet estate agency group, “and now they are starting to look at how they can simplify their lives even more – while also pruning their<br />
accommodation expenses. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 29 Sep 2020 13:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Nkuli Bogopa, MD Of Investor Services At Broll And Vice President Of Black Business Council Flor Professionals</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_932507_20250912_141418_1400.jpeg"/>
		<itunes:duration>18:21</itunes:duration>
		<itunes:summary><![CDATA[What to do if your looking to downsize to a smaller home?
If you’re a home-owner planning a move to a smaller property that costs less to run and requires less maintenance, now is the ideal time to start making those tough decisions about what furniture and possessions to take with you, and what you won’t need anymore. “The lockdown has already prompted many people to tidy cupboards, clean out garages and declutter their homes,” says Gerhard Kotzé, MD of the
RealNet estate agency group, “and now they are starting to look at how they can simplify their lives even more – while also pruning their
accommodation expenses.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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								<podcast:alternateEnclosure type="audio/mp3" length="4361272" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_932507_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="8032612" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_932507_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_932507_20250912_141418_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/932507?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Quaz Roodt</title>
		<link>https://iono.fm/e/929269</link>
		<guid isPermaLink="true">https://iono.fm/e/929269</guid>
		<description><![CDATA[Quaz Roodt is a poet and editor of poetrypotion.com. He is the 2020 Mellon writer-in-residence at Wits University. He facilitates the poetry programme for The University of Johannesburg's Arts Academy and frequently hosts literary and sexual health talks with prisoners and young men around the country. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 22 Sep 2020 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Quaz Roodt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_929269_20250912_141929_1400.jpeg"/>
		<itunes:duration>15:30</itunes:duration>
		<itunes:summary><![CDATA[Quaz Roodt is a poet and editor of poetrypotion.com. He is the 2020 Mellon writer-in-residence at Wits University. He facilitates the poetry programme for The University of Johannesburg's Arts Academy and frequently hosts literary and sexual health talks with prisoners and young men around the country.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_929269_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="6626874" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_929269_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_929269_20250912_141929_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/929269?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Xoliswa Moraka, Founder Of Colab4growth</title>
		<link>https://iono.fm/e/929267</link>
		<guid isPermaLink="true">https://iono.fm/e/929267</guid>
		<description><![CDATA[Born & Raised in Alexandra Township (Jhb, SA), Xoliswa Moraka is a seasoned Life & Business Strategist, Facilitator, Executive SMME Coach & Speaker with the gift & ability to empower people and organizations to clarify, affirm & live-out their PURPOSE in a way that is meaningful, transformational & life giving. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 22 Sep 2020 21:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Xoliswa Moraka, Founder Of Colab4growth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_929267_20250912_141930_1400.jpeg"/>
		<itunes:duration>17:02</itunes:duration>
		<itunes:summary><![CDATA[Born & Raised in Alexandra Township (Jhb, SA), Xoliswa Moraka is a seasoned Life & Business Strategist, Facilitator, Executive SMME Coach & Speaker with the gift & ability to empower people and organizations to clarify, affirm & live-out their PURPOSE in a way that is meaningful, transformational & life giving.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_929267_20250912_141930_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/929267?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Andrew Codd, Divisional Director For Liberty Emerging Consumer Market</title>
		<link>https://iono.fm/e/929265</link>
		<guid isPermaLink="true">https://iono.fm/e/929265</guid>
		<description><![CDATA[We cannot predict when death will occur, but it will happen and it often catches you off guard. One must make provision for funeral cover because even a basic funeral is expensive. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 22 Sep 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Andrew Codd, Divisional Director For Liberty Emerging Consumer Market</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_929265_20250912_141930_1400.jpeg"/>
		<itunes:duration>22:06</itunes:duration>
		<itunes:summary><![CDATA[We cannot predict when death will occur, but it will happen and it often catches you off guard. One must make provision for funeral cover because even a basic funeral is expensive.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_929265_high.mp3?p=rss" length="18576815" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="5164391" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_929265_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="9536327" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_929265_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_929265_20250912_141930_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/929265?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Ntandoyenkosi Kunene</title>
		<link>https://iono.fm/e/927094</link>
		<guid isPermaLink="true">https://iono.fm/e/927094</guid>
		<description><![CDATA[Ntandoyenkosi Kunene is one of the beauties that South Africa takes pride in. She is famous for having been crowned Miss South Africa 2016. Ntando is not only a beauty but also an accomplished academician who has a Bachelors Degree in Education and Honors in Curriculum Issues <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 15 Sep 2020 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Ntandoyenkosi Kunene</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_927094_20250912_142405_1400.jpeg"/>
		<itunes:duration>12:04</itunes:duration>
		<itunes:summary><![CDATA[Ntandoyenkosi Kunene is one of the beauties that South Africa takes pride in. She is famous for having been crowned Miss South Africa 2016. Ntando is not only a beauty but also an accomplished academician who has a Bachelors Degree in Education and Honors in Curriculum Issues]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_927094_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="5200096" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_927094_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_927094_20250912_142405_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/927094?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Top Skills Post Covid The World Of Work Will Need</title>
		<link>https://iono.fm/e/927091</link>
		<guid isPermaLink="true">https://iono.fm/e/927091</guid>
		<description><![CDATA[Whether you’re still considering your degree options or you’re this year’s Class of 2020, it’s likely you’ll be wondering how to set yourself up for success in the ‘new normal’. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 15 Sep 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Top Skills Post Covid The World Of Work Will Need</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_927091_20250912_142405_1400.jpeg"/>
		<itunes:duration>10:07</itunes:duration>
		<itunes:summary><![CDATA[Whether you’re still considering your degree options or you’re this year’s Class of 2020, it’s likely you’ll be wondering how to set yourself up for success in the ‘new normal’.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_927091_high.mp3?p=rss" length="8499904" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="2378691" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_927091_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="4373691" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_927091_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_927091_20250912_142405_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/927091?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Nosipho Kholutsoane, Founder of Lereku Trading Classic cars</title>
		<link>https://iono.fm/e/927089</link>
		<guid isPermaLink="true">https://iono.fm/e/927089</guid>
		<description><![CDATA[Nosipho Kholutsoane from Mount Fletcher in the Eastern Cape started her vintage cars restoration business with a R2,000 loan from her husband in 2014 - she now makes over R50,000 in commission a year fixing old cars. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 15 Sep 2020 21:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Nosipho Kholutsoane, Founder of Lereku Trading Classic cars</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_927089_20250912_142406_1400.jpeg"/>
		<itunes:duration>7:12</itunes:duration>
		<itunes:summary><![CDATA[Nosipho Kholutsoane from Mount Fletcher in the Eastern Cape started her vintage cars restoration business with a R2,000 loan from her husband in 2014 - she now makes over R50,000 in commission a year fixing old cars.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_927089_20250912_142406_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/927089?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Tsungai Masendeke, Certified Finanacial Planner And CEO Of MOMS And Money</title>
		<link>https://iono.fm/e/927088</link>
		<guid isPermaLink="true">https://iono.fm/e/927088</guid>
		<description><![CDATA[Do you know how much it costs to keep your car on the road every day? Or, more precisely, do you know how much your car costs you daily, even when it is parked in the garage because now you work from home? <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 15 Sep 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tsungai Masendeke, Certified Finanacial Planner And CEO Of MOMS And Money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_927088_20250912_142406_1400.jpeg"/>
		<itunes:duration>18:34</itunes:duration>
		<itunes:summary><![CDATA[Do you know how much it costs to keep your car on the road every day? Or, more precisely, do you know how much your car costs you daily, even when it is parked in the garage because now you work from home?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/927088?download=0]]></ionofm:player_url>
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	<item>
		<title>My Money Lessons: Dr Lerato Masemola</title>
		<link>https://iono.fm/e/922656</link>
		<guid isPermaLink="true">https://iono.fm/e/922656</guid>
		<description><![CDATA[Dr Lerato Masemola aka Dr Yummy Mommy is a general practitioner, and aesthetics doctor who works at Thari Health Excellence – a family medical practice that cares about your health, and more importantly, you. We see everyone from precious babies to wise and golden seniors. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 08 Sep 2020 21:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Dr Lerato Masemola</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_922656_20250912_143252_1400.jpeg"/>
		<itunes:duration>16:53</itunes:duration>
		<itunes:summary><![CDATA[Dr Lerato Masemola aka Dr Yummy Mommy is a general practitioner, and aesthetics doctor who works at Thari Health Excellence – a family medical practice that cares about your health, and more importantly, you. We see everyone from precious babies to wise and golden seniors.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/922656?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Marang Marekimane, Founder And Chief Executive Office of Business In Theory</title>
		<link>https://iono.fm/e/922653</link>
		<guid isPermaLink="true">https://iono.fm/e/922653</guid>
		<description><![CDATA[Marang is the Founder and Chief Executive Office of Business In Theory. This South African company assists entrepreneurs to formulate growth strategies with a particular focus on the business processes. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 08 Sep 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Marang Marekimane, Founder And Chief Executive Office of Business In Theory</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_922653_20250912_143253_1400.jpeg"/>
		<itunes:duration>15:24</itunes:duration>
		<itunes:summary><![CDATA[Marang is the Founder and Chief Executive Office of Business In Theory. This South African company assists entrepreneurs to formulate growth strategies with a particular focus on the business processes.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_922653_20250912_143253_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/922653?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Gary Walker, Olemera Financial Advisor</title>
		<link>https://iono.fm/e/922651</link>
		<guid isPermaLink="true">https://iono.fm/e/922651</guid>
		<description><![CDATA[The world has seen so much uncertainty over the past few months, with more uncertainty ahead. These seismic changes around us are causing many of us to re-evaluate our lives, including our budgets. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 08 Sep 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Gary Walker, Olemera Financial Advisor</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_922651_20250912_143254_1400.jpeg"/>
		<itunes:duration>20:53</itunes:duration>
		<itunes:summary><![CDATA[The world has seen so much uncertainty over the past few months, with more uncertainty ahead. These seismic changes around us are causing many of us to re-evaluate our lives, including our budgets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/922651?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Krijay Govender</title>
		<link>https://iono.fm/e/918021</link>
		<guid isPermaLink="true">https://iono.fm/e/918021</guid>
		<description><![CDATA[Krijay has been voted by the media the funniest woman is South Africa and was rated one of the top three MCs in the SA. Krijay Govender is an award-winning actress, playwright and director on stage and screen. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 01 Sep 2020 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Krijay Govender</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_918021_20250912_143912_1400.jpeg"/>
		<itunes:duration>17:59</itunes:duration>
		<itunes:summary><![CDATA[Krijay has been voted by the media the funniest woman is South Africa and was rated one of the top three MCs in the SA. Krijay Govender is an award-winning actress, playwright and director on stage and screen.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_918021_low.mp3?p=rss" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/918021?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Baratang Miya, Founder Of Girlhype</title>
		<link>https://iono.fm/e/918018</link>
		<guid isPermaLink="true">https://iono.fm/e/918018</guid>
		<description><![CDATA[Baratang Miya has been empowering women and girls to code, write the web and ecommerce since 2003. She is the founder of Girlhype Coders Academy in 2003 which has now reached more than ten thousands women and girls with the goal of reaching 200000 by 2020. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 01 Sep 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Baratang Miya, Founder Of Girlhype</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_918018_20250912_143912_1400.jpeg"/>
		<itunes:duration>18:10</itunes:duration>
		<itunes:summary><![CDATA[Baratang Miya has been empowering women and girls to code, write the web and ecommerce since 2003. She is the founder of Girlhype Coders Academy in 2003 which has now reached more than ten thousands women and girls with the goal of reaching 200000 by 2020.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/918018?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Gerald Mwandiambira, Is The Managing Partner Of Sugar Creek Wealth</title>
		<link>https://iono.fm/e/918015</link>
		<guid isPermaLink="true">https://iono.fm/e/918015</guid>
		<description><![CDATA[This time of year is known to act as a trigger for people to tackle their annual “spring cleaning” ritual – they get rid of old or unused items, deep clean the house and do some general re-organising. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 01 Sep 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Gerald Mwandiambira, Is The Managing Partner Of Sugar Creek Wealth</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_918015_20250912_143912_1400.jpeg"/>
		<itunes:duration>21:25</itunes:duration>
		<itunes:summary><![CDATA[This time of year is known to act as a trigger for people to tackle their annual “spring cleaning” ritual – they get rid of old or unused items, deep clean the house and do some general re-organising.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>My Money Lessons: Khanyisa Bunu</title>
		<link>https://iono.fm/e/918014</link>
		<guid isPermaLink="true">https://iono.fm/e/918014</guid>
		<description><![CDATA[Khanyisa is an Award Winning Comic Delphic Comedy World Champion MC,Filmmaker, Writer Motivational Speaker, Actress: Ses'TopLa, Scandal. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 25 Aug 2020 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Khanyisa Bunu</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_918014_20250912_143913_1400.jpeg"/>
		<itunes:duration>4:42</itunes:duration>
		<itunes:summary><![CDATA[Khanyisa is an Award Winning Comic Delphic Comedy World Champion MC,Filmmaker, Writer Motivational Speaker, Actress: Ses'TopLa, Scandal.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/918014?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Grant Smee, Managing Director For Only Realty And Property Investor And Entrepreneur</title>
		<link>https://iono.fm/e/918012</link>
		<guid isPermaLink="true">https://iono.fm/e/918012</guid>
		<description><![CDATA[Recent statistics show a sharp increase in applications for 100% home loans, applications matched by a generous amount of approvals. It appears that buyers, particularly first-time buyers, are jumping at the chance to own a home, even in the midst of a pandemic. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 25 Aug 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Grant Smee, Managing Director For Only Realty And Property Investor And Entrepreneur</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_918012_20250912_143914_1400.jpeg"/>
		<itunes:duration>14:25</itunes:duration>
		<itunes:summary><![CDATA[Recent statistics show a sharp increase in applications for 100% home loans, applications matched by a generous amount of approvals. It appears that buyers, particularly first-time buyers, are jumping at the chance to own a home, even in the midst of a pandemic.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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	<item>
		<title>Gugulethu Mahlangu, CEO Of House Harvest</title>
		<link>https://iono.fm/e/918011</link>
		<guid isPermaLink="true">https://iono.fm/e/918011</guid>
		<description><![CDATA[Mahlangu’s company is called ‘House Harvest’. She’s currently leasing a tract of land near Boksburg in Gauteng where she farms grape and spinach using tunnels. Her passion is not just growing her veggies, but sharing her knowledge about farming and food security with her community. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 25 Aug 2020 21:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Gugulethu Mahlangu, CEO Of House Harvest</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_918011_20250912_143916_1400.jpeg"/>
		<itunes:duration>10:45</itunes:duration>
		<itunes:summary><![CDATA[Mahlangu’s company is called ‘House Harvest’. She’s currently leasing a tract of land near Boksburg in Gauteng where she farms grape and spinach using tunnels. Her passion is not just growing her veggies, but sharing her knowledge about farming and food security with her community.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_918011_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="4660899" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_918011_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_918011_20250912_143916_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/918011?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Phiona Martin, Registered Organizational Psychologist And Career Coach</title>
		<link>https://iono.fm/e/918007</link>
		<guid isPermaLink="true">https://iono.fm/e/918007</guid>
		<description><![CDATA[It may be time to get creative when it comes to making money. If you are among the thousands of South Africans without work amid the coronavirus pandemic, you’re facing roadblocks not seen in years. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 25 Aug 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Phiona Martin, Registered Organizational Psychologist And Career Coach</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_918007_20250912_143917_1400.jpeg"/>
		<itunes:duration>21:42</itunes:duration>
		<itunes:summary><![CDATA[It may be time to get creative when it comes to making money. If you are among the thousands of South Africans without work amid the coronavirus pandemic, you’re facing roadblocks not seen in years.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_918007_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="9417357" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_918007_20250912_143917_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/918007?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Lindy Johnson</title>
		<link>https://iono.fm/e/911543</link>
		<guid isPermaLink="true">https://iono.fm/e/911543</guid>
		<description><![CDATA[Lindy Johnson, is a comedian, has rocketed to success after winning the Savanna ‘Show us Your Apples’ Open Mic showdown in 2017 and was also selected by Trevor Noah for his Nationwild show which aired on M-Net and ShowMax. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 18 Aug 2020 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Lindy Johnson</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_911543_20250912_152134_1400.jpeg"/>
		<itunes:duration>16:58</itunes:duration>
		<itunes:summary><![CDATA[Lindy Johnson, is a comedian, has rocketed to success after winning the Savanna ‘Show us Your Apples’ Open Mic showdown in 2017 and was also selected by Trevor Noah for his Nationwild show which aired on M-Net and ShowMax.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_911543_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="7299726" bitrate="56000" title="Medium quality">
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_911543_20250912_152134_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/911543?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Thandeka Nombanjinji-Nzama, MD of Nombanjinji Family Property</title>
		<link>https://iono.fm/e/911541</link>
		<guid isPermaLink="true">https://iono.fm/e/911541</guid>
		<description><![CDATA[Thandeka, was born and raised in the Soweto township. After following her passion for developing through her many years serving as the MD of Nombanjinji Family Property, Thandeka Nombanjinji-Nzama founded Nombanjinji Construction & Projects which specialized in general construction and civil works. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 18 Aug 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Thandeka Nombanjinji-Nzama, MD of Nombanjinji Family Property</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_911541_20250912_152134_1400.jpeg"/>
		<itunes:duration>14:03</itunes:duration>
		<itunes:summary><![CDATA[Thandeka, was born and raised in the Soweto township. After following her passion for developing through her many years serving as the MD of Nombanjinji Family Property, Thandeka Nombanjinji-Nzama founded Nombanjinji Construction & Projects which specialized in general construction and civil works.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_911541_low.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_911541_20250912_152134_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/911541?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Eunice Sibiya, Independent Financial Coach</title>
		<link>https://iono.fm/e/911540</link>
		<guid isPermaLink="true">https://iono.fm/e/911540</guid>
		<description><![CDATA[Building insurance cover is just as important as household contents insurance for homeowners who wish to safeguard their property in the event of a disaster. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 18 Aug 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Eunice Sibiya, Independent Financial Coach</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_911540_20250912_152134_1400.jpeg"/>
		<itunes:duration>22:38</itunes:duration>
		<itunes:summary><![CDATA[Building insurance cover is just as important as household contents insurance for homeowners who wish to safeguard their property in the event of a disaster.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_911540_20250912_152134_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/911540?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Lesego Tlabi AKA Cocut Kelz</title>
		<link>https://iono.fm/e/907204</link>
		<guid isPermaLink="true">https://iono.fm/e/907204</guid>
		<description><![CDATA[Meet Coconut Kelz, a satirist, comedian and a young white woman trapped in a black woman's body. Tlhabi's rise to fame can be accredited to social media, where she launched a furious feat of selfie-style videos as the fervent Coconut Kelz. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 11 Aug 2020 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Lesego Tlabi AKA Cocut Kelz</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_907204_20250912_152809_1400.jpeg"/>
		<itunes:duration>7:46</itunes:duration>
		<itunes:summary><![CDATA[Meet Coconut Kelz, a satirist, comedian and a young white woman trapped in a black woman's body. Tlhabi's rise to fame can be accredited to social media, where she launched a furious feat of selfie-style videos as the fervent Coconut Kelz.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_907204_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="3354068" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_907204_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_907204_20250912_152809_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/907204?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Vumile Msweli, Resident Career Coach And CEO Of Hesad Consulting</title>
		<link>https://iono.fm/e/907203</link>
		<guid isPermaLink="true">https://iono.fm/e/907203</guid>
		<description><![CDATA[International Speaker and renowned career coach, Vumile Msweli shared a Ted Talk about ways you can design a career that you love and gives you purpose by finding your childhood passion which is work you love; knowing what your good at; getting paid for it and solving a problem the world needs. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 11 Aug 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Vumile Msweli, Resident Career Coach And CEO Of Hesad Consulting</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_907203_20250912_152810_1400.jpeg"/>
		<itunes:duration>6:53</itunes:duration>
		<itunes:summary><![CDATA[International Speaker and renowned career coach, Vumile Msweli shared a Ted Talk about ways you can design a career that you love and gives you purpose by finding your childhood passion which is work you love; knowing what your good at; getting paid for it and solving a problem the world needs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_907203_low.mp3?p=rss" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_907203_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_907203_20250912_152810_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/907203?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Vere Shaba, Founder And CEO Of Greendesign</title>
		<link>https://iono.fm/e/907202</link>
		<guid isPermaLink="true">https://iono.fm/e/907202</guid>
		<description><![CDATA[Vere is a faculty member of the Green Building Council of South Africa where she trains professionals on Green Star courses in New Buildings, Existing Building Performance and Interiors having trained over 500 professionals across the continent to date. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 11 Aug 2020 21:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Vere Shaba, Founder And CEO Of Greendesign</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_907202_20250912_152810_1400.jpeg"/>
		<itunes:duration>20:11</itunes:duration>
		<itunes:summary><![CDATA[Vere is a faculty member of the Green Building Council of South Africa where she trains professionals on Green Star courses in New Buildings, Existing Building Performance and Interiors having trained over 500 professionals across the continent to date.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_907202_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="8741393" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_907202_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_907202_20250912_152810_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/907202?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Siphamandla Mkhwanazi, FNB Senior Economist</title>
		<link>https://iono.fm/e/907198</link>
		<guid isPermaLink="true">https://iono.fm/e/907198</guid>
		<description><![CDATA[The growth in South African house prices rebounded to 1.4 percent year-on-year in July from 0.7 percent the previous month, reflecting the unexpectedly rapid recovery in market activity since the easing of lockdown restrictions relating to Covid-19, First National Bank said on Tuesda. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 11 Aug 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Siphamandla Mkhwanazi, FNB Senior Economist</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_907198_20250912_152811_1400.jpeg"/>
		<itunes:duration>18:02</itunes:duration>
		<itunes:summary><![CDATA[The growth in South African house prices rebounded to 1.4 percent year-on-year in July from 0.7 percent the previous month, reflecting the unexpectedly rapid recovery in market activity since the easing of lockdown restrictions relating to Covid-19, First National Bank said on Tuesda.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_907198_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="7817238" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_907198_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_907198_20250912_152811_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/907198?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Celeste Ntuli</title>
		<link>https://iono.fm/e/903855</link>
		<guid isPermaLink="true">https://iono.fm/e/903855</guid>
		<description><![CDATA[Celeste Ntuli is a South African comedian and actress. She is popularly referred to as the queen of the Zulu comedy and she is known for being the first local female comic to record a one woman show DVD. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 04 Aug 2020 21:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Celeste Ntuli</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_903855_20250912_153152_1400.jpeg"/>
		<itunes:duration>17:48</itunes:duration>
		<itunes:summary><![CDATA[Celeste Ntuli is a South African comedian and actress. She is popularly referred to as the queen of the Zulu comedy and she is known for being the first local female comic to record a one woman show DVD.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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						<podcast:alternateEnclosure type="audio/mp3" length="7611665" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_903855_20250912_153152_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/903855?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sonto Pooe, Founder Of Native Child &amp; Jonathan Smit, E-Commerce Expert And Managing Director And Founder Of Payfast</title>
		<link>https://iono.fm/e/903853</link>
		<guid isPermaLink="true">https://iono.fm/e/903853</guid>
		<description><![CDATA[While most businesses continue to feel the pressure injected on them by the Covid-19 pandemic, some businesses in certain sectors have seen their profits hit an all-time high and they are most likely to remain immune to the Coronavirus jitters. What sectors are these?. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 04 Aug 2020 21:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sonto Pooe, Founder Of Native Child &amp; Jonathan Smit, E-Commerce Expert And Managing Director And Founder Of Payfast</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_903853_20250912_153152_1400.jpeg"/>
		<itunes:duration>17:15</itunes:duration>
		<itunes:summary><![CDATA[While most businesses continue to feel the pressure injected on them by the Covid-19 pandemic, some businesses in certain sectors have seen their profits hit an all-time high and they are most likely to remain immune to the Coronavirus jitters. What sectors are these?.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_903853_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="7395605" bitrate="56000" title="Medium quality">
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_903853_20250912_153152_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/903853?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Zwelodumo Mabhoza, Founder And Director Of Priority Tax Solutions</title>
		<link>https://iono.fm/e/903849</link>
		<guid isPermaLink="true">https://iono.fm/e/903849</guid>
		<description><![CDATA[In a media presentation on Thursday (30 July), Kieswetter said that SARS had to readjust the filing system in response to the Covid-19 pandemic, with a focus on the safety of SARS employees and taxpayers. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 04 Aug 2020 21:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Zwelodumo Mabhoza, Founder And Director Of Priority Tax Solutions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_903849_20250912_153153_1400.jpeg"/>
		<itunes:duration>19:19</itunes:duration>
		<itunes:summary><![CDATA[In a media presentation on Thursday (30 July), Kieswetter said that SARS had to readjust the filing system in response to the Covid-19 pandemic, with a focus on the safety of SARS employees and taxpayers.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_903849_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="8361975" bitrate="56000" title="Medium quality">
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			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_903849_20250912_153153_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/903849?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Bishop Joshua Maponga</title>
		<link>https://iono.fm/e/899306</link>
		<guid isPermaLink="true">https://iono.fm/e/899306</guid>
		<description><![CDATA[Joshua Maponga is a renowned motivational speaker, philosopher, leader, musician, and social entrepreneur. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 28 Jul 2020 21:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Bishop Joshua Maponga</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_899306_20250912_153700_1400.jpeg"/>
		<itunes:duration>15:29</itunes:duration>
		<itunes:summary><![CDATA[Joshua Maponga is a renowned motivational speaker, philosopher, leader, musician, and social entrepreneur.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_899306_high.mp3?p=rss" length="13008758" type="audio/mpeg" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_899306_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="6625706" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_899306_20250912_153700_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/899306?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Andrew Atkinson, SA Celebrity Chef</title>
		<link>https://iono.fm/e/899303</link>
		<guid isPermaLink="true">https://iono.fm/e/899303</guid>
		<description><![CDATA[Forming part of the precinct, within the Selati concession in Skukuza, the Kruger Shalati Train on the Bridge has been dubbed as an “insane new boutique hotel – the ultimate real estate flipping project” by Robb Report and is often recognised in global media as one of the most anticipated openings for 2020. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 28 Jul 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Andrew Atkinson, SA Celebrity Chef</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_899303_20250912_153701_1400.jpeg"/>
		<itunes:duration>17:01</itunes:duration>
		<itunes:summary><![CDATA[Forming part of the precinct, within the Selati concession in Skukuza, the Kruger Shalati Train on the Bridge has been dubbed as an “insane new boutique hotel – the ultimate real estate flipping project” by Robb Report and is often recognised in global media as one of the most anticipated openings for 2020.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_899303_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="7348329" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_899303_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_899303_20250912_153701_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/899303?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Anke Olivier-Kok, Associate Attorney At Adams And Adams</title>
		<link>https://iono.fm/e/899301</link>
		<guid isPermaLink="true">https://iono.fm/e/899301</guid>
		<description><![CDATA[When the bonds of marriage are declared irretrievably broken down, there is a myriad of administrative issues that need to be resolved. One of these issues relate to immovable property that is owned in the joint names of both parties to the dissolved marriage. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 28 Jul 2020 21:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Anke Olivier-Kok, Associate Attorney At Adams And Adams</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_899301_20250912_153702_1400.jpeg"/>
		<itunes:duration>18:25</itunes:duration>
		<itunes:summary><![CDATA[When the bonds of marriage are declared irretrievably broken down, there is a myriad of administrative issues that need to be resolved. One of these issues relate to immovable property that is owned in the joint names of both parties to the dissolved marriage.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_899301_high.mp3?p=rss" length="15485026" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="4306230" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_899301_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="7978026" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_899301_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_899301_20250912_153702_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/899301?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Monde Twala</title>
		<link>https://iono.fm/e/896261</link>
		<guid isPermaLink="true">https://iono.fm/e/896261</guid>
		<description><![CDATA[Senior Vice President of Viacom CBS Networks Africa, Editorial and General Manager also been appointed Peer Lead for BET International. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 21 Jul 2020 21:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Monde Twala</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_896261_20250912_154408_1400.jpeg"/>
		<itunes:duration>19:38</itunes:duration>
		<itunes:summary><![CDATA[Senior Vice President of Viacom CBS Networks Africa, Editorial and General Manager also been appointed Peer Lead for BET International.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
		<enclosure url="https://dl.iono.fm/epi/prov_782/epi_896261_high.mp3?p=rss" length="16494005" type="audio/mpeg" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_896261_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="8463712" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_896261_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_896261_20250912_154408_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/896261?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Leza Wells, FMI Chief Product Actuary</title>
		<link>https://iono.fm/e/896260</link>
		<guid isPermaLink="true">https://iono.fm/e/896260</guid>
		<description><![CDATA[In early 2020, life insurer FMI (a Division of Bidvest Life Limited) partnered with Cover Magazine and finance journalist Mapalo Makhu of Woman & Finance in releasing a five-part podcast series on all things life insurance and Income First. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 21 Jul 2020 21:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Leza Wells, FMI Chief Product Actuary</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_896260_20250912_154409_1400.jpeg"/>
		<itunes:duration>7:39</itunes:duration>
		<itunes:summary><![CDATA[In early 2020, life insurer FMI (a Division of Bidvest Life Limited) partnered with Cover Magazine and finance journalist Mapalo Makhu of Woman & Finance in releasing a five-part podcast series on all things life insurance and Income First.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_896260_low.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_896260_20250912_154409_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/896260?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Chris Loker, A Retail Banking Expert.</title>
		<link>https://iono.fm/e/896259</link>
		<guid isPermaLink="true">https://iono.fm/e/896259</guid>
		<description><![CDATA[Retired South Africans who own homes but are cash-strapped may now apply for a loan, or “reverse mortgage,” suggested in a recent policy paper by the World Bank as a way to supplement pension income. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 21 Jul 2020 21:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Chris Loker, A Retail Banking Expert.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_896259_20250912_154409_1400.jpeg"/>
		<itunes:duration>9:48</itunes:duration>
		<itunes:summary><![CDATA[Retired South Africans who own homes but are cash-strapped may now apply for a loan, or “reverse mortgage,” suggested in a recent policy paper by the World Bank as a way to supplement pension income.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_896259_20250912_154409_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/896259?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sifiso Nkosi, Fnb Cash Investments Growth Manager</title>
		<link>https://iono.fm/e/896256</link>
		<guid isPermaLink="true">https://iono.fm/e/896256</guid>
		<description><![CDATA[Stokvels continue to grow, the banking group hosted a webinar on where Sifiso Nkosi, head of stokvels and group banking at FNB, said while the company had expected a decline in stokvel savings from March when the lockdown kicked in, stokvels had grown by high double digits compared to March 2019. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 21 Jul 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sifiso Nkosi, Fnb Cash Investments Growth Manager</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_896256_20250912_154409_1400.jpeg"/>
		<itunes:duration>18:05</itunes:duration>
		<itunes:summary><![CDATA[Stokvels continue to grow, the banking group hosted a webinar on where Sifiso Nkosi, head of stokvels and group banking at FNB, said while the company had expected a decline in stokvel savings from March when the lockdown kicked in, stokvels had grown by high double digits compared to March 2019.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_896256_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_896256_20250912_154409_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/896256?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Phemelo Segoe, Brand Consultant, Wellness Coach And Founder Of Milltribe</title>
		<link>https://iono.fm/e/894322</link>
		<guid isPermaLink="true">https://iono.fm/e/894322</guid>
		<description><![CDATA[When she looks back at her childhood, her early adulthood and her work experience, becoming an entrepreneur is in her blueprint. She was raised by entrepreneurs so before she knew what entrepreneurship was, she was being moulded by it. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 14 Jul 2020 21:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Phemelo Segoe, Brand Consultant, Wellness Coach And Founder Of Milltribe</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_894322_20250912_154650_1400.jpeg"/>
		<itunes:duration>15:32</itunes:duration>
		<itunes:summary><![CDATA[When she looks back at her childhood, her early adulthood and her work experience, becoming an entrepreneur is in her blueprint. She was raised by entrepreneurs so before she knew what entrepreneurship was, she was being moulded by it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_894322_20250912_154650_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p782/banner_782_20250905_205306_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/894322?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>JM Busha, Founder Of JM Busha Investing</title>
		<link>https://iono.fm/e/894319</link>
		<guid isPermaLink="true">https://iono.fm/e/894319</guid>
		<description><![CDATA[Whether you’re spooked by local politics, nervous about the economy, or just feeling like there may be better options outside of South Africa, you may be thinking about investing offshore. But what exactly does that mean, and how do you go about doing it? <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 14 Jul 2020 21:11:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>JM Busha, Founder Of JM Busha Investing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_894319_20250912_154650_1400.jpeg"/>
		<itunes:duration>18:58</itunes:duration>
		<itunes:summary><![CDATA[Whether you’re spooked by local politics, nervous about the economy, or just feeling like there may be better options outside of South Africa, you may be thinking about investing offshore. But what exactly does that mean, and how do you go about doing it?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/894319?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Hayley Brown, Executive Of Business Development At PPS Investments</title>
		<link>https://iono.fm/e/894318</link>
		<guid isPermaLink="true">https://iono.fm/e/894318</guid>
		<description><![CDATA[South Africans are known to be poor savers. Instead, South Africans are prone to spending more than they save, even when they can’t afford to do so. When it comes to retirement, millions of people are having to rely on family and to a lesser extent the state pension grant. The economic impact of Covid-19 has highlighted the importance of developing good savings and investment habits. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 14 Jul 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Hayley Brown, Executive Of Business Development At PPS Investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_894318_20250912_154650_1400.jpeg"/>
		<itunes:duration>21:26</itunes:duration>
		<itunes:summary><![CDATA[South Africans are known to be poor savers. Instead, South Africans are prone to spending more than they save, even when they can’t afford to do so. When it comes to retirement, millions of people are having to rely on family and to a lesser extent the state pension grant. The economic impact of Covid-19 has highlighted the importance of developing good savings and investment habits.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_894318_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="9203261" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_894318_20250912_154650_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/894318?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>My Money Lessons: Harmony Kutulondi, Model And Voice-Over Artist</title>
		<link>https://iono.fm/e/894306</link>
		<guid isPermaLink="true">https://iono.fm/e/894306</guid>
		<description><![CDATA[Born in the DRC, and raised in South Africa off the back end of apartheid, Harmony grew up surrounded with the happy influence of a multitude of cultures. He is fluent in French, for instance, while the crèche he went to had many Afrikaans coloured children - and it was there where he started presenting and acting. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 30 Jun 2020 21:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>My Money Lessons: Harmony Kutulondi, Model And Voice-Over Artist</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_894306_20250912_154653_1400.jpeg"/>
		<itunes:duration>12:29</itunes:duration>
		<itunes:summary><![CDATA[Born in the DRC, and raised in South Africa off the back end of apartheid, Harmony grew up surrounded with the happy influence of a multitude of cultures. He is fluent in French, for instance, while the crèche he went to had many Afrikaans coloured children - and it was there where he started presenting and acting.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_894306_20250912_154653_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/894306?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Dr Phuthi Chelepo - Mgobhozi, Innovation Specialist: Biosciences</title>
		<link>https://iono.fm/e/894304</link>
		<guid isPermaLink="true">https://iono.fm/e/894304</guid>
		<description><![CDATA[Promotion of The Innovation Hub and its programmes with a core focus on our annual GAP Innovation competition (Gauteng Accelerator Programme). <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 30 Jun 2020 21:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Dr Phuthi Chelepo - Mgobhozi, Innovation Specialist: Biosciences</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_894304_20250912_154654_1400.jpeg"/>
		<itunes:duration>6:16</itunes:duration>
		<itunes:summary><![CDATA[Promotion of The Innovation Hub and its programmes with a core focus on our annual GAP Innovation competition (Gauteng Accelerator Programme).]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_894304_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="2686683" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_894304_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_894304_20250912_154654_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/894304?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Dr Nthati Mthati, Senior Lecturer Finance At Wits Business School</title>
		<link>https://iono.fm/e/894303</link>
		<guid isPermaLink="true">https://iono.fm/e/894303</guid>
		<description><![CDATA[How economic indicators affect your personal finances. South Africa’s first-quarter expenditure on gross domestic product (GDP) contracted by 2.3% in quarter-on-quarter terms after contracting by 1.2% in the fourth quarter of last year, the statistics agency said today. <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 30 Jun 2020 21:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Dr Nthati Mthati, Senior Lecturer Finance At Wits Business School</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_894303_20250912_154654_1400.jpeg"/>
		<itunes:duration>14:35</itunes:duration>
		<itunes:summary><![CDATA[How economic indicators affect your personal finances. South Africa’s first-quarter expenditure on gross domestic product (GDP) contracted by 2.3% in quarter-on-quarter terms after contracting by 1.2% in the fourth quarter of last year, the statistics agency said today.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_782/epi_894303_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="6315520" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p782/logo_894303_20250912_154654_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/894303?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Craig Gradidge,Investment &amp;Retirement Specialist At Gradidge-Mahura Investments</title>
		<link>https://iono.fm/e/894315</link>
		<guid isPermaLink="true">https://iono.fm/e/894315</guid>
		<description><![CDATA[Any benefit you gain or profit you make from an investment, whether through interest earned, profit on the growth of your investment, or dividends that have been paid to you, is subject to tax. While there are ways to invest tax free, such as in a tax free savings account (TFSA) or a retirement annuity (RA) <a href="https://www.kayafm.co.za">Kaya FM</a> &middot; <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 30 Jun 2020 21:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Craig Gradidge,Investment &amp;Retirement Specialist At Gradidge-Mahura Investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Sumitra Nydoo</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p782/logo_894315_20250912_154651_1400.jpeg"/>
		<itunes:duration>21:43</itunes:duration>
		<itunes:summary><![CDATA[Any benefit you gain or profit you make from an investment, whether through interest earned, profit on the growth of your investment, or dividends that have been paid to you, is subject to tax. While there are ways to invest tax free, such as in a tax free savings account (TFSA) or a retirement annuity (RA)]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/3866">My Money and Me</source>
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		<title>MY MONEY LESSONS : Zoe Modiga</title>
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					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Jun 2020 14:54:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>MY MONEY LESSONS : Zoe Modiga</itunes:title>
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		<itunes:episode>0</itunes:episode>
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		<description><![CDATA[Online Consumer safety Protocools .Consumers urged to ensure safety as online shopping fraud is on the rise <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Jun 2020 14:51:00 +0200</pubDate>
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						<itunes:title>Brendan Dale, Personal Finance Blogger</itunes:title>
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		<itunes:summary><![CDATA[Online Consumer safety Protocools .Consumers urged to ensure safety as online shopping fraud is on the rise]]></itunes:summary>
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		<title>Nicolas Reimer ,Investment Education Head At FNB Wealth &amp; Investments</title>
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					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 23 Jun 2020 14:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Nicolas Reimer ,Investment Education Head At FNB Wealth &amp; Investments</itunes:title>
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		<description><![CDATA[Working from Home during covid-19 <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 16 Jun 2020 21:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Vumile Msweli ,Career Advisor and Founder Of Hesad Consulting</itunes:title>
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		<title>Dr Frank Magwegwe ,Entrepreneur,Personal finance and employee financial wellness expert</title>
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		<description><![CDATA[Cost Of Failed Debit Orders <a href="https://www.kayafm.co.za/podcast/my-money-and-me/">My Money and Me FM Rewind Archive</a>]]></description>
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				<pubDate>Tue, 16 Jun 2020 21:47:00 +0200</pubDate>
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						<itunes:title>Dr Frank Magwegwe ,Entrepreneur,Personal finance and employee financial wellness expert</itunes:title>
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					<category>Religion &amp; Spirituality</category>
				<pubDate>Tue, 16 Jun 2020 21:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
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