https://www.investec.com/en_za/focus.html Investec Focus Radio South Africa features conversations between leading minds from within Investec and other experts on economic, investment and business topics in addition to issues that go beyond wealth. Business en Tue, 12 Mar 2019 10:51:58 +0200 Tue, 05 May 2026 05:50:00 +0200 30 http://blogs.law.harvard.edu/tech/rss iono.fm 2.5.2.0 Investec no Weekly feeds@iono.fm (Feed Manager) https://cdn.iono.fm/files/p374/logo_4183_20250910_203103_1400.jpeg https://www.investec.com/en_za/focus.html Investec Focus Radio South Africa features conversations between leading minds from within Investec and other experts on economic, investment and business topics in addition to issues that go beyond wealth. Investec episodic Investec focus@investec.co.za false ZA https://iono.fm/e/1669565 https://iono.fm/e/1669565 In this episode of Everything Counts: Sports Edition, Investec ambassador Cheslin Kolbe shares how his journey from humble beginnings to World Cup success shaped his approach to money, discipline and long-term planning.
From early lessons in saving to navigating his first professional pay cheque and learning from financial mistakes, Cheslin reflects on what it takes to build lasting financial security in a short and unpredictable career.

In this episode, we cover:
• Growing up with limited resources and learning to save
• The reality of earning as a young professional athlete
• Financial mistakes and lessons learned along the way
• The importance of investing and long-term planning
• Preparing for life after sport for athletes
• Teaching the next generation about money
This is more than a sports story – it’s a conversation about discipline, responsibility and building a future beyond the game.
If you care about:
• Financial literacy
• Career longevity
• Building wealth over time
• Learning from real-life money mistakes
this episode is for you.
Watch now and subscribe to Investec Focus Radio for more conversations that prove when it comes to money, everything counts.

00:00 Introduction
01:00 Early financial lessons
02:55 Sporting ambitions
06:30 First pay cheque and purchases
08:00 Lessons from early spending
09:09 Financial planning and moving abroad
10:30 Planning for life after sport
12:32 Locker room money conversations
13:50 Key financial principles
19:23 Money mistakes
21:55 Teaching children about money
24:00 Advice for athletes
25:00 Conclusion Investec Focus Radio SA]]> Business Tue, 05 May 2026 06:00:00 +0200 0 0 Everything Counts: Sports Edition | Cheslin Kolbe - From first pay cheque to financial discipline 0 0 Investec full 27:44 Investec Focus Radio SA https://iono.fm/e/1672117 https://iono.fm/e/1672117 Investec Focus Radio SA]]> Business Mon, 04 May 2026 10:28:00 +0200 0 0 Macro Monday Ep113: Markets look through the energy shock 0 0 Investec full 8:47 Investec Focus Radio SA https://iono.fm/e/1667663 https://iono.fm/e/1667663 Investec Focus Radio SA]]> Business Mon, 20 Apr 2026 10:15:00 +0200 0 0 Macro Monday Ep112: Markets aren’t pricing in ‘stagflation’ 0 0 Investec full 9:22 Investec Focus Radio SA https://iono.fm/e/1665954 https://iono.fm/e/1665954
In the latest episode of No Ordinary Wednesday, Jeremy Maggs is joined by Rudi Dicks, Head of the Project Management Office in the Presidency; Martin Meyer, Head of Energy and Infrastructure Finance at Investec and Ayan Ghosh, Head of Cross-Asset Investment Strategy at Investec, to unpack the reality behind the narrative.

From energy gains to persistent bottlenecks in logistics and municipalities, the discussion examines whether progress is enough to sustain investor confidence and what still needs to shift for capital to follow.
Read more on www.investec.com/now Investec Focus Radio SA]]> Business Wed, 15 Apr 2026 06:00:00 +0200 0 0 NOW Ep125: Capital meets reform | Is South Africa investable again? 0 0 Investec full 30:02 Investec Focus Radio SA https://iono.fm/e/1665313 https://iono.fm/e/1665313 Investec Focus Radio SA]]> Business Mon, 13 Apr 2026 11:21:00 +0200 0 0 Macro Monday Ep111: Global growth and inflation outlooks deteriorate 0 0 Investec full 7:41 Investec Focus Radio SA https://iono.fm/e/1661622 https://iono.fm/e/1661622 In this episode of Everything Counts: Sports Edition, Investec-sponsored SA professional golfer Kaiyuree Moodley shares what it really takes to build a career in professional golf – from funding a career on tour to managing pressure, uncertainty and financial mistakes along the way.
From picking up her first golf club at just four years old to competing on the Sunshine Ladies Tour and Ladies European Tour, Kaiyuree reflects on the financial and emotional realities behind the sport.
She opens up about:
• The true cost of becoming a professional golfer
• Why “making the cut” doesn’t always mean making money
• A costly currency mistake she’ll never forget
• Life as a student-athlete in the United States
• The financial pressures of performing for a paycheck
• Why visibility matters for the future of women’s sport

This is more than a sports story – it’s a conversation about discipline, resilience and building a sustainable career in an unpredictable profession.
If you care about:
• Financial literacy
• Career uncertainty
• Long-term financial planning
• Building a sustainable income
this episode is for you.

00:00 Introduction
01:15 How Kaiyuree Moodley got into golf
03:30 Early sacrifices and family support
06:00 Life as a student-athlete in the U.S.
08:30 The real cost of professional golf
11:00 Why making the cut doesn’t guarantee income
13:00 Kaiyuree Moodley’s biggest money mistake
15:00 The pressure of playing for a paycheck
17:00 Financial realities of women’s sport
19:30 Key money lessons and discipline
22:00 Financial literacy for young athletes
24:00 Closing thoughts

Watch the vodcast now on YouTube and subscribe to Investec Focus Radio for more conversations that prove: when it comes to money, everything counts. Investec Focus Radio SA]]> Business Tue, 07 Apr 2026 06:00:00 +0200 0 0 Everything Counts: Sports Edition | Kaiyuree Moodley on the real cost of professional golf 0 0 Investec full 25:23 Investec Focus Radio SA https://iono.fm/e/1662777 https://iono.fm/e/1662777 CHAPTERS
00:00–09:00: Fracture, grievance and the limits of institutions
09:00–21:00: Power, disconnection and when listening fails
21:00-34:00: Place, community knowledge and what actually works
34:00–48:00: Stories, legitimacy and shaping the future What Next? · Investec Focus Radio SA]]> Business Thu, 02 Apr 2026 18:17:00 +0200 0 0 What Next? Bridging the trust gap 0 0 Investec full 52:16 Investec Focus Radio SA https://iono.fm/e/1661970 https://iono.fm/e/1661970
Read more on www.investec.com/now Investec Focus Radio SA]]> Business Tue, 31 Mar 2026 20:08:00 +0200 0 0 NOW Ep124: A crude awakening for inflation? 0 0 Investec full 24:02 Investec Focus Radio SA https://iono.fm/e/1661249 https://iono.fm/e/1661249 Investec Focus Radio SA]]> Business Mon, 30 Mar 2026 10:06:00 +0200 0 0 Macro Monday Ep110: Little sign of a near-term end to the war 0 0 Investec full 8:26 Investec Focus Radio SA https://iono.fm/e/1660848 https://iono.fm/e/1660848 00:00 Predictability is the first enabler
07:30 Transition policy is industrial strategy
15:30 The foundations for future competitiveness is shaped by coordination today
26:30 Examples of effective coalitions What Next? An Investec-Cambridge podcast series · Investec Focus Radio SA]]> Business Fri, 27 Mar 2026 16:30:00 +0200 0 0 What Next? | Making the transition investable 0 0 Investec full 35:37 Investec Focus Radio SA https://iono.fm/e/1658840 https://iono.fm/e/1658840
In this conversation, we break down:
● The increase in the tax-free savings annual limit to R46,000
● The higher retirement fund deduction cap and what it means for retirement planning
● How the new tax year creates an opportunity to reset your financial strategy
● Why starting contributions early can significantly boost compounding
● Other budget updates affecting portfolios, including capital gains tax exclusions and offshore investing allowances
Whether you're investing monthly, planning a lump sum contribution, or reviewing your long-term financial strategy, this episode explores practical steps you can take now to stay on track and maximise the new allowances.

00:00 Introduction
01:30 Why does the new tax year matter for investors?
02:45 Big changes from the 2026 Budget Speech
04:00 The new tax-free savings annual limit
06:55 The new retirement fund deduction cap
10:50 2026 tax updates that could affect how portfolios are structured
11:30 How does the 2026 Budget affect offshore investing?
12:40 Tax optimisation tips for the 2026 Budget
14:00 Practical tips for dealing with the 2026 Budget
16:00 Monthly vs lump sum contributions to your tax-free savings account
18:00 Conclusion Investec Focus Radio SA]]> Business Tue, 24 Mar 2026 05:50:00 +0200 0 0 Everything Counts | Episode 44: What the new 2026 tax allowances mean for you? 0 0 Investec full 18:52 Investec Focus Radio SA https://iono.fm/e/1658967 https://iono.fm/e/1658967 Investec Focus Radio SA]]> Business Mon, 23 Mar 2026 10:07:00 +0200 0 0 Macro Monday Ep109: War increases inflation pressures 0 0 Investec full 9:48 Investec Focus Radio SA https://iono.fm/e/1656871 https://iono.fm/e/1656871 Investec Focus Radio SA]]> Business Wed, 18 Mar 2026 13:21:00 +0200 0 0 What Next? | Reclaiming the future from the algorithm 0 0 Investec full 39:17 Investec Focus Radio SA https://iono.fm/e/1656582 https://iono.fm/e/1656582 In the latest episode of No Ordinary Wednesday, Jeremy Maggs is joined by Investec experts in SA and the UK - Callum Macpherson, Phil Shaw and Chris Holdsworth - to unpack what’s really at play.
The conversation explores what could happen if the conflict continues, what key indicators markets are watching and what risks to the global economy are already emerging.
Read more on www.investec.com/now Investec Focus Radio SA]]> Business Tue, 17 Mar 2026 19:19:00 +0200 0 0 NOW Ep123: Middle East conflict | Counting the cost of disruption 0 0 Investec full 23:17 Investec Focus Radio SA https://iono.fm/e/1655838 https://iono.fm/e/1655838 Investec Focus Radio SA]]> Business Mon, 16 Mar 2026 10:08:00 +0200 0 0 Macro Monday Ep108: Disconnect between energy and equity markets 0 0 Investec full 11:26 Investec Focus Radio SA https://iono.fm/e/1655180 https://iono.fm/e/1655180 CHAPTERS:
00:00 Why Philanthropy Matters in a World of Systemic Challenges
11:49 Catalysing Markets, Changing Systems
19:55 Trends, Risks and the Future of Philanthropic Capital
29:18 Leadership for the Long Term: What Works, What’s Next What Next? An Investec-Cambridge podcast series · Investec Focus Radio SA]]> Business Fri, 13 Mar 2026 07:02:00 +0200 0 0 What Next? | How philanthrophy can fuel economic transformation 0 0 Investec full 40:59 Investec Focus Radio SA https://iono.fm/e/1653682 https://iono.fm/e/1653682 From scholarships and setbacks to smart contracts and long-term investing, this is a conversation about resilience, financial literacy and legacy.
If you care about:
• Generational wealth
• Financial discipline
• Building long-term financial security
• Smart money decisions under pressure

This episode is for you.
Watch now and subscribe to Investec Focus Radio for more conversations that prove: when it comes to money, everything counts.

00:00 Introduction
01:20 Mpumelelo Mhlongo‘s home life and starting to learn about money
04:15 The financial sacrifices that Mpumelelo Mhlongo’s family had to make
06:00 Mpumelelo Mhlongo’s academic journey and the financial implications
08:10 Mpumelelo Mhlongo’s early money management lessons
11:30 Athlete money management: Questions young people should ask themselves
13:00 What did Mpumelelo Mhlongo do with his first big paycheque?
14:10 The pressure to build a financially secure future for your family
15:30 Mpumelelo Mhlongo on financial discipline and money weak spots
16:30 Mpumelelo Mhlongo on his wife and early financial planning moments
17:50 Mpumelelo Mhlongo and his career in finance
19:30 Key lessons Mpumelelo Mhlongo has learned in his time at Investec
20:30 How important is money management as an athlete?
22:00 Athletes and money: What conversations are happening?
24:00 Key money management lessons from Mpumelelo Mhlongo
26:00 Mpumelelo Mhlongo on money mistakes
27:00 Charitable organisations that Mpumelelo Mhlongo works with
29:30 Mpumelelo Mhlongo on how grateful he is to his coach
31:00 Conclusion Investec Focus Radio SA]]> Business Tue, 10 Mar 2026 06:00:00 +0200 0 0 Everything Counts: Sports Edition | How Mpumelelo Mhlongo invested his first pay cheque 0 0 Investec full 30:26 Investec Focus Radio SA https://iono.fm/e/1653580 https://iono.fm/e/1653580 Investec Focus Radio SA]]> Business Mon, 09 Mar 2026 10:55:00 +0200 0 0 Macro Monday Ep107: What the surge in energy prices means for the world economy 0 0 Investec full 9:09 Investec Focus Radio SA https://iono.fm/e/1653044 https://iono.fm/e/1653044 In this episode we're joined by educator, leadership thinker and author, Sudhanshu Palsule, Gillian Secrett, Director of Leadership and Culture at CISL and community leader and rector, Richard Springer. Together they examine what many describe as a growing ‘meaning deficit’ in society. They explore how fragmentation, consumerism and polarisation erode our sense of purpose, and discuss how leaders can help rebuild meaning through authenticity, empathy and genuine connection.
Chapters:
00:00 : Why Meaning Matters in Times of Fragmentation
07:00: When Meaning Gets Distorted: Identity, Consumption and Performative Purpose
15:00: Rebuilding Meaning Through Empathy, Shared Space and Human Connection
23:00: Leadership’s Role: Creating the Conditions Where Purpose Can Flourish What Next? An Investec-Cambridge podcast series · Investec Focus Radio SA]]> Business Fri, 06 Mar 2026 10:25:00 +0200 0 0 What Next? | The meaning deficit 0 0 Investec full 32:49 Investec Focus Radio SA https://iono.fm/e/1651923 https://iono.fm/e/1651923
Read more on www.investec.com/now Investec Focus Radio SA]]> Business Tue, 03 Mar 2026 17:57:00 +0200 0 0 NOW Ep122: A new cycle for private equity 0 0 Investec full 19:08 Investec Focus Radio SA https://iono.fm/e/1651256 https://iono.fm/e/1651256 Investec Focus Radio SA]]> Business Mon, 02 Mar 2026 10:46:00 +0200 0 0 Macro Monday Ep106: What the Strait of Hormuz means for energy prices 0 0 Investec full 10:43 Investec Focus Radio SA https://iono.fm/e/1650457 https://iono.fm/e/1650457 KEY MOMENTS:
00:00 – Setting the Scene: Values in an Age of Disruption
05:42 – Why Values Matter More Than Ever
19:56 – From Words to Action: Making Purpose Real
36:18 – Navigating Politics, Pressure and the Future of Leadership Investec Focus Radio SA]]> Business Fri, 27 Feb 2026 05:49:00 +0200 0 0 What next? | The value of values 0 0 Investec full 48:36 Investec Focus Radio SA https://iono.fm/e/1648654 https://iono.fm/e/1648654
In this episode of Everything Counts, host Motheo Khoaripe is joined by Investec financial adviser Vumi Dludlu and head of adviser enablement Johan Loubser to break down everything you need to know about tax-free savings accounts in South Africa.
They explain:
• What a tax-free savings account (TFSA) actually is
• The annual limit and R500 000 lifetime contribution cap
• What happens if you exceed the TFSA limit
• Why you can’t “catch up” on missed contributions
• The impact of withdrawals on your lifetime allowance
• How TFSAs compare to retirement annuities and regular savings accounts
• Whether opening a TFSA for your child makes sense
If you’re searching for answers about TFSA rules, contribution limits, tax penalties, or how to invest tax-free in South Africa, this episode will give you clear, practical insights to help you make smarter long-term decisions.

00:00 Introduction
01:30 Why tax-free savings accounts were first introduced
02:00 What are tax-free savings?
03:45 Tax-free savings vs regular savings
05:00 What savings products should you pair a tax-free savings account with?
07:00 How do tax-free savings accounts work?
09:00 Tax-free savings account rules South Africa
11:00 Should you upload a lump sum to your tax-free savings account?
12:00 Can you transfer your tax-free savings to another provider?
14:30 Are tax-free savings accounts good for your child’s future
17:20 Can you use tax-free savings as emergency funds?
19:00 How much can you put into a tax-free savings account?
20:00 Conclusion Investec Focus Radio SA]]> Business Tue, 24 Feb 2026 06:00:00 +0200 0 0 Everything Counts | Episode 42: How do tax-free savings accounts (TFSAs) work in South Africa? 0 0 Investec full 20:56 Investec Focus Radio SA https://iono.fm/e/1648819 https://iono.fm/e/1648819 Investec Focus Radio SA]]> Business Mon, 23 Feb 2026 10:27:00 +0200 0 0 Macro Monday Ep105: Trump’s tariff setback 0 0 Investec full 13:49 Investec Focus Radio SA https://iono.fm/e/1648473 https://iono.fm/e/1648473
This episode looks at the power shifts created by AI and digital systems - asks where real agency still lies.

Hosts Lindsay Hooper and Marc Kahn sit down with Thomas Lingard, who previously founded Unilever’s Global Advocacy team to influence international public policy on sustainable development and who now heads the Centre for Future Generations, to explore where the real opportunity and agency exist to ensure that emerging technologies are used in the best interest of humanity.

The discussion probes how digital power is concentrating, why regulatory systems are struggling to keep pace, and what it would take to steer emerging technologies toward societal benefit rather than narrow commercial gain. Thomas highlights the leadership capacities that now matter most: ethical judgement, systems intelligence, and the confidence to question deterministic narratives about technology.

The episode asks a central question: how do we build an economy where technology strengthens society - and who has the responsibility and agency to shape that path?

In partnership with the University of Cambridge Institute for Sustainability Leadership (CISL) and Investec. Investec Focus Radio SA]]> Business Fri, 20 Feb 2026 18:00:00 +0200 0 0 What Next | The Tech Reckoning: Who Shapes the Next Economy? 0 0 Investec full 32:28 Investec Focus Radio SA https://iono.fm/e/1647685 https://iono.fm/e/1647685 KEY MOMENTS:
00:00: Introduction
01:28: Growing up in art: Legacy, exposure and finding your path
06:54: From artist to advisor: Roles in the ecosystem
10:04: Curating and collaboration: Serving the artist and shaping the narrative
18:38: Challenging the canon: Cross-regional dialogue and disruption
22:12: Access and engagement: Social media and audience power
27:03: No budget: A hypothetical collection
29:35: Conclusion Investec Focus Radio SA]]> Business Wed, 18 Feb 2026 19:55:00 +0200 0 0 Art in Focus Series 2 | Ep 5: Framing African art for the world 0 0 Investec full 31:10 Investec Focus Radio SA https://iono.fm/e/1646537 https://iono.fm/e/1646537 Investec Focus Radio SA]]> Business Mon, 16 Feb 2026 10:05:00 +0200 0 0 Macro Monday Ep104: When AI becomes a risk 0 0 Investec full 12:36 Investec Focus Radio SA https://iono.fm/e/1645944 https://iono.fm/e/1645944
Is this genuine fiscal stabilisation or simply a window of opportunity?
In the latest episode of No Ordinary Wednesday, Jeremy Maggs sits down with Investec’s Chief Economist Annabel Bishop and Treasury Economist Tertia Jacobs to unpack:
• Whether debt has truly peaked
• How meaningful the commodity revenue windfall is
• The risk of further “stealth” tax pressure on households
• Municipal reform and infrastructure momentum
• What it would take to secure a credit-rating upgrade

Read more on www.investec.com/now Investec Focus Radio SA]]> Business Sat, 14 Feb 2026 19:07:00 +0200 0 0 NOW Ep121: Budget Speech 2026 | What’s at stake? 0 0 Investec full 23:59 Investec Focus Radio SA https://iono.fm/e/1645077 https://iono.fm/e/1645077 KEY MOMENTS:
00:00 Introduction
00:49 Meet the guests: Mary, Leila and Sahlah
01:51 Making meaning from heritage and identity
06:08 The creative process, materials and making
08:08 Colour, symbolism and meaning
13:55 Growth, influence and change
19:43 Support, belief and opportunity
21:54 Responsibility, reach and return
28:54 Aspirational acquisitions
30:05 Conclusion Series page for Art in Focus on Investec website · Investec Focus Radio SA]]> Business Thu, 12 Feb 2026 05:04:00 +0200 0 0 Art in Focus series 2 | Ep 4: Art in nurturing identity and heritage 0 0 Investec full 31:38 Investec Focus Radio SA https://iono.fm/e/1643746 https://iono.fm/e/1643746
In this episode of Everything Counts, Motheo Khoaripe explores what it really means to live a global financial life. He’s joined by Dan Buntman, Product Lead for International Banking at Investec, and Bonnie Dalglish, Private Banking Forex Lead, to unpack how South Africans are spending, earning and investing in an increasingly borderless world.

The conversation dives into the explosive growth of online and global shopping, the rise of multicurrency lifestyles, and why so many people feel their money is harder to track than ever before. From foreign income and international subscriptions to offshore investing, travel, and digital nomad life, the episode highlights the hidden costs and blind spots that can quietly erode your finances.

You’ll learn how exchange rates, fees, and payment timing impact your money, why separating currency conversion from spending can be a game changer, and how new banking technology is simplifying global payments behind the scenes. The experts also explain how multicurrency accounts and intelligent routing can help reduce friction, avoid unnecessary conversions, and give you more control when your life stretches across borders.

If your lifestyle, income, or investments are international (or heading that way) this episode will help you understand how to make your global money work harder for you, with less stress and more control.

00:00 Introduction
02:00 How popular is online shopping?
04:00 How are South Africans online shopping overseas?
05:10 Banking allows global shopping
06:10 How are South Africans living and spending across borders?
09:00 What to consider when it comes to multi currency spending
09:30 Buying foreign currency vs global spending
11:00 How banking innovations make international spending easier
12:00 What is a multi currency account?
13:00 The technology behind multi currency accounts
15:15 Benefits of a multi currency account
17:05 How many people are using multi currency accounts?
19:30 Key takeaways for international spending
21:00 Conclusion Investec Focus Radio SA]]> Business Tue, 10 Feb 2026 06:00:00 +0200 0 0 Everything Counts | Episode 41: Global Shopping for South Africans 0 0 Investec full 20:57 Investec Focus Radio SA https://iono.fm/e/1643848 https://iono.fm/e/1643848 Investec Focus Radio SA]]> Business Mon, 09 Feb 2026 10:43:00 +0200 0 0 Macro Monday Ep103: PMI numbers point to solid global growth this year 0 0 Investec full 13:15 Investec Focus Radio SA https://iono.fm/e/1642830 https://iono.fm/e/1642830 • Clover Hogan — climate activist and founder of Force of Nature, helping young people turn climate anxiety into action.
• Ravi Naidoo — CEO of the Youth Employment Service (YES) in South Africa, the world’s largest private-sector-funded youth internship programme.

Together, they explore what leadership looks like for a new generation, the myths and realities of youth activism, and how today’s leaders can support young people not just to inherit the future, but to shape it. Investec Focus Radio SA]]> Business Thu, 05 Feb 2026 10:49:00 +0200 0 0 What next? | Young divided and under pressure 0 0 Investec full 1:00:20 Investec Focus Radio SA https://iono.fm/e/1642569 https://iono.fm/e/1642569 KEY MOMENTS:
00:00 Introduction
00:52 Meet the Guests: Antonia, Aaron, and Brett
01:27 Personal journeys into the art world
06:37 Artistic voice, collectors and emerging practice
09:58 Challenges and opportunities for young artists
11:40 The Role of AI and technology in contemporary art
13:11 What makes an artwork an original?
16:25 The Ship of Theseus and art restoration
18:05 Conceptual art and temporal nature
19:24 The Lost Leonardo and authorship
21:30 Found objects and personal narratives
23:47 The future of digital and AI art
25:20 Protecting artists' intellectual property
26:08 Trends and movements in the art market
28:15 Encouraging young collectors
30:28 Dream art collections
32:30 Conclusion Investec Focus Radio SA]]> Business Wed, 04 Feb 2026 16:40:00 +0200 0 0 Art in Focus Series 2 | Ep 3: Whose art is it anyway? 0 0 Investec full 34:02 Investec Focus Radio SA https://iono.fm/e/1642167 https://iono.fm/e/1642167
With water demand in Gauteng at record levels and ageing infrastructure under strain, water has become a material constraint on business continuity, supply chains and long-term competitiveness. For many companies, water security is now as critical as energy security.

In this episode of No Ordinary Wednesday, recorded after an Investec and Proparco water-resilience event, Jeremy Maggs is joined by Dr Sean Phillips, Director-General of the Department of Water and Sanitation; Helen Hulett, water-security advisor; and Melanie Humphries, Head of Sustainable Solutions at Investec.

Together, they discuss how water risk is moving from the margins of ESG into core business strategy, and what practical resilience looks like for South African companies navigating a water-stressed economy.

Key podcast moments:
01:55 - Why Gauteng’s water demand is reaching critical levels
02:57 – Why government is calling for a 40% reduction in water use
04:20 – How municipalities can fund infrastructure amid high non-revenue water
07:44 – How business understanding of water risk has evolved
09:07 – How South African businesses are responding to water risk
10:50 – What Gauteng’s realistic interim water plan looks like
14:21 – What data companies need to invest smartly in water resilience
15:44 – How companies can understand where their water comes from
16:38 – How businesses should think about the return on resilience investment
17:20 – What water solutions businesses are pursuing and where gaps remain
19:16 – How Investec supports technical partnerships on water resilience
19:59 – Where private sector involvement adds the most value
22:38 – What CEOs should stop and start doing about water risk
23:42 – What government needs most from business in the next five years
24:31 – Closing reflections on partnership and opportunity

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Wed, 04 Feb 2026 06:00:00 +0200 0 0 NOW Ep 120 | Water risk is business risk 0 0 Investec full 26:09 Investec Focus Radio SA https://iono.fm/e/1641647 https://iono.fm/e/1641647 Investec Focus Radio SA]]> Business Mon, 02 Feb 2026 15:07:00 +0200 0 0 What next? | Changing minds, changing markets 0 0 Investec full 45:27 Investec Focus Radio SA https://iono.fm/e/1641458 https://iono.fm/e/1641458 Investec Focus Radio SA]]> Business Mon, 02 Feb 2026 09:51:00 +0200 0 0 Macro Monday Ep103: Precious metals’ dramatic fall 0 0 Investec full 8:48 Investec Focus Radio SA https://iono.fm/e/1640276 https://iono.fm/e/1640276 KEY MOMENTS:
00:00 Introduction and guest intro
01:36 Personal journeys into the art world
07:19 Strategies for establishing authority
08:21 Discovering and elevating new artists
12:03 Women-led galleries and curatorial perspectives
17:59 Collaboration and support within the art ecosystem
19:10 Building relationships with collectors
21:48 Mentorship and cultivating a community
27:02 Defining an artist
30:51 Curatorial voice and career highlights
31:29 Daily drivers and inspiration
33:41 Art collections and personal favourites
36:49 Dream art acquisitions
38:52 Conclusion and closing remarks Investec Focus Radio SA]]> Business Thu, 29 Jan 2026 05:31:00 +0200 0 0 Art in Focus Series 2 | Ep 2: Women leading the way in art 0 0 Investec full 40:40 Investec Focus Radio SA https://iono.fm/e/1639024 https://iono.fm/e/1639024
In this episode of Everything Counts, Motheo Khoaripe sits down with Investec’s Keshnie July, Lending Product Owner and Lehlogonolo Ramushu, Credit Risk Consultant, to talk about how young professionals can recover from financial missteps and start building a stronger, more intentional money future.

The conversation tackles what it really takes to bounce back after defaulting, overextending yourself or ignoring those dreaded payment reminders. From understanding your credit report, to budgeting realistically, facing debt head on and asking for help when you need it, this episode breaks down the practical steps that make recovery possible.

The episode also touches on separating needs from wants, avoiding impulse-driven debt, navigating “easy credit” offers and making smarter decisions before taking on new financial commitments. As the discussion shifts toward building wealth, the experts share simple, realistic strategies for saving, creating an emergency fund, paying off debt faster and laying the groundwork for long-term financial security.

If you’re a young professional trying to reset your money mindset, get out of debt or turn your first proper salary into something meaningful, this episode will help you move from survival mode to stability and eventually, to growth.

00:00 Introduction
01:00 Debt management: How to bounce back from money mistakes
02:00 How to build better money habits
03:47 Biggest financial mistakes that young adults make
04:50 Affordability assessment: What young professionals should ask before taking on more debt
06:19 What do you do when you run into financial problems?
08:47 Recovering from debt
10:25 Strategies for building wealth in the long term
10:50 The importance of building an emergency fund
11:20 The importance of having savings
12:10 Practical steps for young professionals starting their wealth journey
15:05 Compare savings accounts with good interest rates
15:20 Conclusion Investec Focus Radio SA]]> Business Tue, 27 Jan 2026 06:00:00 +0200 0 0 Everything Counts | Episode 40: Debt management for young professionals 0 0 Investec full 16:05 Investec Focus Radio SA https://iono.fm/e/1638751 https://iono.fm/e/1638751 Investec Focus Radio SA]]> Business Mon, 26 Jan 2026 10:17:00 +0200 0 0 Macro Monday ep102 | Are US consumers living beyond their means? 0 0 Investec full 7:22 Investec Focus Radio SA https://iono.fm/e/1637912 https://iono.fm/e/1637912 In the final episode of our Davos Debrief podcast series, Investec Group Chief Executive Fani Titi argues that the defining advantage in today’s global economy is adaptability - the ability of countries and companies to operate amid volatility without waiting for certainty.
Read more on www.investec.com/now Investec Focus Radio SA]]> Business Thu, 22 Jan 2026 20:40:00 +0200 0 0 NOW Ep119: Davos 2026 | Navigating the new disorder 0 0 Investec full 17:01 Investec Focus Radio SA https://iono.fm/e/1636942 https://iono.fm/e/1636942
In episode 2 of our Davos Debrief series, Jeremy Maggs speaks to Lyndon Subroyen, Investec’s Global Head of Digital & Technology, on why AI is a platform shift, not a passing trend, and what that means for strategy, talent and long-term competitiveness.

Key podcast moments:
00:00: Introduction
01:30: Inside Davos: the spirit of dialogue
02:10: AI’s economic promise and the platform shift
03:05: Balancing AI opportunity and disruption
04:22: Innovating fast without crashing: managing AI risk
05:12: From builders to users: how AI diffuses into society
06:06: Investing in people for an AI-augmented economy
07:16: The skills that matter most in an AI world
08:17: Keeping humans in step with rapid technological change
09:23: Rethinking operating models for the future of work
11:44: Cybersecurity, geopolitics and the dark side of innovation
12:58: Governance, ethics and guardrails for AI at scale
14:01: AI as a growth engine for the global economy
15:11: Sector winners and the universal impact of AI
15:36: Emerging markets and the opportunity to leapfrog
17:04: The one question leaders must ask after Davos

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Wed, 21 Jan 2026 06:00:00 +0200 0 0 NOW Ep118: AI | From hype cycle to hard choices 0 0 Investec full 18:55 Investec Focus Radio SA https://iono.fm/e/1636252 https://iono.fm/e/1636252 Investec Focus Radio SA]]> Business Mon, 19 Jan 2026 09:44:00 +0200 0 0 Macro Monday Ep101: Big in Japan – not so big in the US 0 0 Investec full 7:45 Investec Focus Radio SA https://iono.fm/e/1636129 https://iono.fm/e/1636129 In episode one of our special Davos Debrief podcast series, host Jeremy Maggs is joined by Chris Holdsworth, Chief Investment Strategist at Investec, to cut through the noise and focus on what really matters for investors.

Podcast key moments:
00:00 - Introduction
01:49 - How should investors interpret the 2026 Global Risks Report findings
02:28 - Does a shift in risk weighting change the thinking around capital allocation and diversification?
03:03 - Are investors underestimating the economic side of global risk?
04:47 - Are investment opportunities and risks in a more multipolar or contested economic order?
05:24 - Where do you see growth potential right now, both in developed economies and in emerging markets?
07:03 - How should investors balance their innovation upside with systemic risk exposure?
08:02 - How do investors think about resilience, whether for portfolios, for businesses or economies?
08:47 - What are the three signals or outcomes that you'll be watching closely at WEF2026?
10:03 - From an investment perspective, how material are positive economic signals from South Africa?
11:55 - What’s the one thing investors should be watching this week when it comes to South Africa's positioning in global portfolios?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Sun, 18 Jan 2026 20:57:00 +0200 0 0 NOW Ep117: WEF2026 | What markets will be watching in Davos 0 0 Investec full 13:45 Investec Focus Radio SA https://iono.fm/e/1634251 https://iono.fm/e/1634251
In this episode of Everything Counts, host Motheo Khoaripe sits down with Investec’s Keshnie July, Lending Product Owner and Lehlogonolo Ramushu, Credit Risk Consultant, to unpack why so many young people find themselves overwhelmed by debt so early in their careers and what you can do to avoid falling into the debt trap.

From building a healthy credit record without sabotaging your future, to spotting bad deals, understanding unsecured loans and recognising the emotional and social pressures that drive overspending, this conversation takes you inside the real-world decisions that shape your financial life.

You’ll hear why “easy credit” isn’t always your friend, how small habits snowball into big consequences and the practical steps every young professional can take to stay in control, protect their credit score and build a foundation for long-term wealth.

If you’re earning your first salary, navigating credit for the first time or trying to break free from financial stress, this episode will equip you with the clarity and confidence you need to make smarter money decisions.

00:00 Introduction
01:14 Why are so many young people in debt?
02:13 Building a credit record
02:35 The impact of credit decisions
03:48 The marketing of debt
04:27 Unsecured loans and how easy it is to fall into the debt trap
05:03 Importance of reading the fine print
06:14 How much debt is too much?
07:15 Controlling your money habits
07:55 Understanding your finances
09:00 The importance of financial literacy
11:22 Financial mistakes young professionals make
14:36 Financial advice for young professionals: How to spot a bad deal
16:45 The long-term consequences of too much debt
17:20 How debt and credit usage affect your credit score
18:50 What is good debt?
19:50 Debt consolidation and debt review
21:50 Conclusion Investec Focus Radio SA]]> Business Tue, 13 Jan 2026 06:00:00 +0200 0 0 Everything Counts | Episode 39: Young professionals and the debt trap 0 0 Investec full 22:50 Investec Focus Radio SA https://iono.fm/e/1634015 https://iono.fm/e/1634015 Investec Focus Radio SA]]> Business Mon, 12 Jan 2026 09:46:00 +0200 0 0 Macro Monday Ep 100: A year when valuations mattered 0 0 Investec full 10:14 Investec Focus Radio SA https://iono.fm/e/1631832 https://iono.fm/e/1631832 Key moments:
00:00 Introduction
01:19 Guests' personal journeys into the art world
05:48 Understanding the Primary and Secondary art markets
08:09 Market dynamics and pricing strategies
17:44 Building and sustaining an artist’s career
23:26 Current market trends and shifts
30:49 Dream art acquisitions Landing page to explore all of Art in Focus podcast series · Investec Focus Radio SA]]> Business Sun, 04 Jan 2026 23:53:00 +0200 0 0 Art in Focus Series 2 | Ep 1: The business of art 0 0 Investec full 34:09 Investec Focus Radio SA https://iono.fm/e/1624089 https://iono.fm/e/1624089
In this special Year in Review episode of Everything Counts, we revisit the ideas that pushed us to grow, question assumptions, and plan with greater intention. From the habits that unlock financial confidence to the rising trends changing how we work, save, protect ourselves, and power our homes, this roundup captures the big shifts shaping a more empowered financial future.

Whether you’ve taken small steps, bold leaps, or simply absorbed new insights along the way, this episode is your invitation to carry that momentum forward. Here’s to entering the new year with clarity, courage, and a mindset built for possibility.

00:00 Introduction
01:00 What is a wealth mindset?
03:50 The importance of mentorship and learning about money
05:00 How do you start again when things go wrong?
07:30 Estate planning and drafting a will in South Africa
08:00 What happens if you don’t have a will?
09:00 What makes a will valid in South Africa?
10:00 Impact of poor savings habits and why early retirement planning is key
13:30 How a financial advisor can help with retirement planning
15:00 What happens if you outlive your retirement savings?
16:00 Business cybersecurity and common scams
17:10 Business email compromise
18:00 Understanding social engineering
19:00 The use of AI in cybercrime
20:00 Cybercrime to look out for
22:00 Home solar systems in South Africa
23:00 Solar installation regulations in South Africa
24:30 Solar compliance and safety considerations
28:00 Conclusion Investec Focus Radio SA]]> Business Tue, 30 Dec 2025 06:00:00 +0200 0 0 Everything Counts | Episode 38: Financial Lessons from 2025 0 0 Investec full 29:13 Investec Focus Radio SA https://iono.fm/e/1629930 https://iono.fm/e/1629930 Investec Focus Radio SA]]> Business Thu, 18 Dec 2025 14:27:00 +0200 0 0 What next? | Rewiring finance for a better future 0 0 Investec full 48:47 Investec Focus Radio SA https://iono.fm/e/1626459 https://iono.fm/e/1626459 You’re not alone; even the most disciplined savers lose control when the festive season hits.

In this episode of Everything Counts, Motheo Khoaripe sits down with Investec financial advisor Nirvashni Rajkumar to unpack why we overspend in December, how festive marketing and emotions cloud our judgment, and the practical steps you can take right now to avoid a financial hangover in January.

From understanding the psychology behind “DeZemba,” to making your 13th cheque last, and setting a realistic December budget the whole family can get behind. This conversation is packed with real-world strategies to help you celebrate without regret.

If you want to end the year with clarity, avoid holiday overspending, and start the next one strong, you’re in the right place.

00:00 Introduction
01:30 Why are we prone to overspending during the holiday season?
03:00 How festive marketing drives holiday season spending
04:00 The psychology of holiday spending
06:00 When should we start budgeting for December?
07:00 Planning for holiday season spending isn’t a one-person job
08:15 How your financial advisor can help with your December budget
10:00 How to make your 13th cheque last: Confronting financial vulnerabilities
14:00 Top tips to avoid blowing your December budget
15:00 Setting a realistic December budget
18:00 Teaching children about delayed gratification
19:00 Hacks to getting the most out of your holiday season spending
23:00 How to plan and budget for the year ahead
26:30 How to end the year with financial clarity
27:30 Conclusion Investec Focus Radio SA]]> Business Tue, 16 Dec 2025 06:00:00 +0200 0 0 Everything Counts | Episode 37: How to avoid overspending during the festive season 0 0 Investec full 28:31 Investec Focus Radio SA https://iono.fm/e/1628102 https://iono.fm/e/1628102
00:00 - 12:30 Understanding the Pendulum: How We Arrived at Today’s Polarised Landscape
12:30 - 23:30 The Political Realignment: ESG Backlash, Cultural Fractures & the New “Stakeholders”
23:30 - 37:00 What’s Happening on the Ground: The Reality of Corporate Adaptation
37:00 - end Pathways Forward: Language, Consensus-Building & the Leadership Mandate Investec Focus Radio SA]]> Business Fri, 12 Dec 2025 05:54:00 +0200 0 0 What next? | Bridging political fault-lines 0 0 Investec full 39:59 Investec Focus Radio SA https://iono.fm/e/1626482 https://iono.fm/e/1626482 Investec Focus Radio SA]]> Business Mon, 08 Dec 2025 10:36:00 +0200 0 0 Macro Monday Ep 99: Global growth remains strong 0 0 Investec full 8:55 Investec Focus Radio SA https://iono.fm/e/1625159 https://iono.fm/e/1625159
00:38 – 04:09 Rethinking Africa’s Energy Future
04:09 – 10:45 From Dependency to Agency
10:45 – 24:24 Mobilising Capital & Redefining Risk
24:24 – 46:49 Leadership for a Just and Ambitious Transition Investec Focus Radio SA]]> Business Wed, 03 Dec 2025 11:26:00 +0200 0 0 What next? | Powering Africa's future 0 0 Investec full 48:24 Investec Focus Radio SA https://iono.fm/e/1624678 https://iono.fm/e/1624678
Podcast key moments:

00:00 - Introduction
01:51 - What is the Global Investment Strategy Group (GISG)?
02:59 - What are the core principles that anchor the GISG investment philosophy?
04:20 - What defined global markets in 2025?
06:04 - Why hold back at a time when markets appear optimistic
07:04 - What does the GISG expect for the global economy in 2026?
08:03 - What are the big risks ahead?
08:52 - Outlook for the dollar
09:49 - How should investors be thinking about constructing portfolios
10:14 - What is South Africa’s risk score?
11:10 - How does the GISG investment philosophy guard against behavioural errors?
11:58 - What has 2025 taught you about investing in uncertain times?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Wed, 03 Dec 2025 06:00:00 +0200 0 0 NOW Ep116: Markets in dissonance | What 2025 taught us 0 0 Investec full 13:39 Investec Focus Radio SA https://iono.fm/e/1621923 https://iono.fm/e/1621923
In this episode of Everything Counts, Motheo Khoaripe sits down with fraud expert Kevin Hogan and cybersecurity specialist Nomalizo Hlazo to unpack the most common holiday scams and how to stay protected when excitement meets urgency.

The episode covers why holiday scams are so effective, tools to identify scams and the red flags you should be on the lookout for. Remember that holiday scams aren’t always about getting you to make a purchase; they can often be phishing scams to get your details.

Stay safe this festive season!

00:00 Introduction
01:50 Why is the holiday season a big one for scamsters?
02:50 Why are people less wary around the festive season?
03:50 Common holiday scams in South Africa
05:00 Red flags that may signal a holiday scam
08:00 Can consumers avoid holiday scams by using proper channels?
09:00 Tools to identify scams
11:00 Debunking myths about holiday scams
12:00 Payment-related red flags to look out for
15:20 Holiday scams can be phishing scams
17:00 How to protect yourself from scams: Virtual Cards vs Instant EFT
20:00 Digital hygiene to avoid holiday scams
23:30 Advice for avoiding holiday scams
25:30 Conclusion Investec Focus Radio SA]]> Business Tue, 02 Dec 2025 06:00:00 +0200 0 0 Everything Counts | Episode 36: Holiday Scams 0 0 Investec full 25:34 Investec Focus Radio SA https://iono.fm/e/1624072 https://iono.fm/e/1624072 Investec Focus Radio SA]]> Business Mon, 01 Dec 2025 10:21:00 +0200 0 0 Macro Monday Ep 98: South African markets outperform 0 0 Investec full 10:03 Investec Focus Radio SA https://iono.fm/e/1623022 https://iono.fm/e/1623022
00:00 – 01:41 | Setting the scene – AI and leadership in a changing world
01:41 – 18:25 | Targeted applications and real-world impact of AI
18:25 – 31:57 | AI, society, and the economy – risks, regulation, and opportunity
31:57 – 41:31 | The future of AI – sustainability, education, and leadership Investec Focus Radio SA]]> Business Thu, 27 Nov 2025 17:48:00 +0200 0 0 What Next? | Shaping the future with Dominic Vergine 0 0 Investec full 42:19 Investec Focus Radio SA https://iono.fm/e/1621414 https://iono.fm/e/1621414 Investec Focus Radio SA]]> Business Mon, 24 Nov 2025 09:48:00 +0200 0 0 Macro Monday Ep 97: No rush for the Fed 0 0 Investec full 11:53 Investec Focus Radio SA https://iono.fm/e/1620654 https://iono.fm/e/1620654
00:00 Introduction
01:50 Clean Growth & Industrial Revolution
03:23 Guests background in sustainability
04:40 Are We Moving Fast Enough?
06:36 Technology, Policy, and Market Forces
08:00 Scenarios for Industrial Acceleration
09:03 Mining’s Role in the Transition
10:01 Innovation in Mining- examples of new technologies
13:14 Scaling Innovation: Lessons Learned
19:46 More mining less extraction
21: 06 Value Chains, Policy, and Market Signals
24:52 Partnerships and Vertical Integration
27:07 Social Impact and Just Transition
31:57 Policy Shifts for Decarbonization
34:06 Leadership Insights
37:11 Closing Reflections Investec Focus Radio SA]]> Business Thu, 20 Nov 2025 21:24:00 +0200 0 0 What next? | From heavy industry to clean growth 0 0 Investec full 39:17 Investec Focus Radio SA https://iono.fm/e/1619453 https://iono.fm/e/1619453
In this episode of No Ordinary Wednesday, Jeremy Maggs speaks with Dr Jimmy Muchechetere from Investec Investment Management UK to unravel the forces rewiring global healthcare, from the boom-and-bust frenzy around weight-loss drugs to AI promising to predict illness long before it strikes.

Podcast key moments:

00:00 Introduction
01:34 Are we reaching the limits of human longevity?
02:13 Are weight-loss drugs a bubble or a structural shift?
04:13 How the White House–pharma deal changes drug pricing
06:58 Who wins and loses in a world with fewer illnesses?
08:10 Why longevity is becoming a macroeconomic risk
10:28 Who holds power in an AI-driven pharmaceutical world?
12:27 How to maintain trust when AI outperforms humans in diagnostics
13:51 How AI is transforming preventative medicine
16:27 Will data expertise surpass clinical expertise?
17:35 Who is accountable when AI influences medical decisions?
18:57 Why regulation must catch up with rapid AI innovation
20:47 Will AI-driven healthcare widen inequality?
22:39 How demographics and geopolitics shape healthcare tailwinds
23:56 How leaders build conviction in a VUCA healthcare landscape
25:22 The next frontier in personalised and preventative medicine

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Wed, 19 Nov 2025 06:00:00 +0200 0 0 NOW Ep115: The great rewiring of global healthcare 0 0 Investec full 28:29 Investec Focus Radio SA https://iono.fm/e/1618400 https://iono.fm/e/1618400
In this episode of Everything Counts, host Motheo Khoaripe sits down once again with Emma Sadleir Berkovitz, founder of the Digital Law Company and Africa’s leading expert on social media law and digital risk. Together, they tackle one of the most difficult topics in parenting today: what to do when your child becomes a cyberbully and how to guide them towards responsible, empathetic online behaviour.

From the legal consequences of cyberbullying to the real-world impact of digital actions, this episode explores the cyberspace fallacy and the lasting effects of online harm. You’ll learn how peer-to-peer digital abuse manifests, the dangers of oversharing online and how online anonymity fuels online cruelty, all while discovering tools to help your children develop resilience, empathy and accountability.

Emma also shares insights on digital literacy, the growing movement for a ‘smartphone-free childhood’ and practical strategies for parents to keep children safe online.

If you’re a parent, teacher or caregiver navigating the challenges of raising kids in a connected world, this episode is your roadmap to understanding, prevention and empowerment.

Stay informed, stay intentional and help your children build a healthier relationship with technology, one click at a time.

00:00 Introduction
01:00 How to parent a child that is a cyberbully
02:50 Legal consequences of cyberbullying
04:50 The cyberspace fallacy
07:00 How prevalent is peer-to-peer harm?
11:00 The digital world as an extension of the real world
14:00 The dangers of oversharing online
17:00 Empowering kids with social scripts
17:50 Online anonymity makes cyberbullying worse
19:10 Increase in mental health issues for children
21:00 Smartphone Free Childhood
22:30 Digital literacy starts at a young age
24:30 Parents need to educate children on their online responsibilities
26:30 Tips for parents to keep children safe online
30:00 Conclusion Investec Focus Radio SA]]> Business Tue, 18 Nov 2025 06:00:00 +0200 0 0 Everything Counts | Episode 35: Online safety for children 0 0 Investec full 30:47 Investec Focus Radio SA https://iono.fm/e/1618870 https://iono.fm/e/1618870 Investec Focus Radio SA]]> Business Mon, 17 Nov 2025 09:53:00 +0200 0 0 Macro Monday Ep 96: Global inflation surprises to the downside 0 0 Investec full 10:52 Investec Focus Radio SA https://iono.fm/e/1616439 https://iono.fm/e/1616439 Investec Focus Radio SA]]> Business Mon, 10 Nov 2025 09:41:00 +0200 0 0 Macro Monday Ep 95: Global growth continues to be strong 0 0 Investec full 9:14 Investec Focus Radio SA https://iono.fm/e/1614721 https://iono.fm/e/1614721 Listen here or watch the discussion on Investec’s YouTube channel.
We explore:
• Why fiscal consolidation remains the cornerstone of market confidence
• How a commodity windfall and better tax receipts are buying Treasury time
• The debate over lowering the inflation target and what it means for growth
• And whether South Africa’s improving structural reforms can finally lift potential GDP
Podcast key moments:
00:00 – Introduction
02:51 – What’s behind the debt-to-GDP ratio divergence?
05:03 – How closely are markets watching South Africa’s debt challenges?
06:40 – How does the debt trajectory intersect with SA’s long-term growth prospects?
08:28 – Inflation targeting expectations
09:35 – Would a lower inflation target risk dampening nominal GDP?
11:36 – Revenue vs spending
13:36 – Searching for a new fiscal anchor
15:21 – Is SA on the path to fiscal consolidation?
17:12 – What’s driving the government bond rally?
18:16 – Progress on structural reforms
20:44 – To what extent is the fiscal story intertwined with commodity cycles?
22:13 – What rating agencies are looking for
24:30 – How the mini budget could influence the MPC’s tone on interest rates
25:57 – What would success look like for the 2025 MTBPS?
Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 04 Nov 2025 19:34:00 +0200 0 0 NOW Ep114: MTBPS 2025 | Gold’s fiscal glow 0 0 Investec full 29:02 Investec Focus Radio SA https://iono.fm/e/1613532 https://iono.fm/e/1613532
In this episode of Everything Counts, host Motheo Khoaripe sits down with Emma Sadleir Berkovitz, founder of the Digital Law Company and Africa's leading authority on social media law and digital risk, and Ndivhuwo Mulaudzi, a cybersecurity awareness training specialist at Investec. Together, they unpack the realities of cyberbullying, online predators and managing children’s online behaviour in today’s digital world.

From understanding the risks of social media, implementing parental control tools, teaching online safety and digital hygiene, to identifying the warning signs of online grooming, this conversation is a complete guide for parents, educators and guardians looking to keep children safe online.

Learn practical strategies to balance screen time, encourage open communication, use parental control apps and educate children about internet dangers. Whether your child is just starting to go online or is already active on social media, this episode equips you with the knowledge, tools and confidence to navigate the digital world safely.

Stay informed, stay prepared and make sure your children enjoy the internet while staying protected from online risks.

00:00 Introduction
01:30 Children are online from an early age: Should parents be worried?
02:30 Parental control and monitoring for kids online
04:00 Basic digital hygiene for kids: Online safety practices for families
05:45 Digital literacy and open communication is key to keeping children safe online
07:00 Parental advisory on online games
08:30 Understanding the online risks for children: Cyberbullying and online predators
10:00 Teaching online privacy: How to prepare your child for internet safety
11:50 The legal risks of sharing photos online
13:30 Emotional impact of cyberbullying and online extortion
15:30 How can parents reduce internet risks for their children?
16:20 How parental control tools can help to keep kids safe on the internet
18:15 Best parental control apps explained
21:30 Top online safety tips for parents
24:10 Warning signs for parents to look out for
27:14 Conclusion Investec Focus Radio SA]]> Business Tue, 04 Nov 2025 06:00:00 +0200 0 0 Everything Counts | Episode 34: The dangers of the internet for children 0 0 Investec full 27:58 Investec Focus Radio SA https://iono.fm/e/1613977 https://iono.fm/e/1613977 Investec Focus Radio SA]]> Business Mon, 03 Nov 2025 10:42:00 +0200 0 0 Macro Monday Ep 94: Japan and emerging markets lead the way 0 0 Investec full 10:59 Investec Focus Radio SA https://iono.fm/e/1612198 https://iono.fm/e/1612198
In this episode of No Ordinary Wednesday, Jeremy Maggs speaks with Investec cybersecurity experts Nomalizo Hlazo and Tash van den Heever about the new era of digital resilience where trust, adaptability and awareness are your strongest defences.

Podcast key moments

00:00 - Introduction
01:27 - AI on both sides – Attackers and defenders in the digital arms race
02:52 - 2025: The year cyber risk went mainstream
03:46 - Why digital risk is compounding
05:05 - Building resilience through third-party and supply chain visibility
07:15 - Regulation tightens – Balancing compliance and agility
08:57 - Critical infrastructure under threat
10:32 - Building digital trust in a diverse and connected market
11:48 - The future of cybersecurity: Integrity, speed, and adaptability
13:16 - Quantum computing, AI agents, and hyperconnectivity
13:58 - Cybersecurity as a life skill
14:56 - Closing remarks

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists, and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Wed, 29 Oct 2025 06:00:00 +0200 0 0 NOW Ep 113: The new era of cyber risk 0 0 Investec full 15:42 Investec Focus Radio SA https://iono.fm/e/1611483 https://iono.fm/e/1611483 Investec Focus Radio SA]]> Business Mon, 27 Oct 2025 09:44:00 +0200 0 0 Macro Monday Ep 93: Interest rate convergence on the cards for developed markets 0 0 Investec full 9:10 Investec Focus Radio SA https://iono.fm/e/1609297 https://iono.fm/e/1609297
In this episode of Everything Counts, host Motheo Khoaripe sits down once again with Kate Robson, Co-Head of Investec My Investments, and Johan Loubser, Head of Adviser Enablement at Investec, to unpack the realities of managing your money post-retirement.

From understanding Regulation 28 of the Pension Funds Act and choosing the right financial advisor, to navigating investment and savings strategies, insurance needs, and avoiding impulsive financial decisions, this conversation is your complete guide to maintaining financial stability in retirement.

Learn how to balance spending and investing wisely, when to seek a second opinion on your financial plan, and what to consider if you’re supporting loved ones as a breadwinner in your later years.

Whether you’ve just retired, are planning to soon, or want to future-proof your finances, this episode gives you the tools, insights, and confidence to make every Rand count long after you’ve stopped working.

00:00 Introduction
01:50 Post-retirement financial management
05:00 How careful do you need to be with your money after retirement?
06:00 How to manage retirement funds before you retire
07:30 How a financial adviser can help with financial planning post-retirement
09:21 Understanding Regulation 28 of the Pension Funds Act
10:10 What should you look for in a financial adviser?
12:15 Should you get a second opinion on financial advice?
13:49 Investment and savings strategies post-retirement
17:00 Do you need insurance for retirement?
19:33 Managing retirement funds as a breadwinner
21:35 How to avoid being impulsive with the money you get after retirement
25:00 Key points to consider post-retirement
28:00 Conclusion Investec Focus Radio SA]]> Business Tue, 21 Oct 2025 06:00:00 +0200 0 0 Everything Counts | Episode 33: Saving strategies post-retirement 0 0 Investec full 29:03 Investec Focus Radio SA https://iono.fm/e/1609182 https://iono.fm/e/1609182 Investec Focus Radio SA]]> Business Mon, 20 Oct 2025 10:06:00 +0200 0 0 Macro Monday Ep 92: Good news on the global growth and inflation front 0 0 Investec full 9:13 Investec Focus Radio SA https://iono.fm/e/1609019 https://iono.fm/e/1609019
Podcast key moments:
00:00 – Introduction
01:20 – What themes dominated conversations at the 2025 Investec IMF Breakfast?
02:57 - What’s top of mind for global investors and banking leaders
06:31 - The IMF has raised its global growth projection to 3.2% for 2025, how does this shape the mood among international investors?
07:17 - Is there more confidence among investors in the UK or is caution still the prevailing mood?
08:17 – How seriously are investors taking IMF global debt warnings?
10:37 - What message did SARB Governor Lesetja Kganyago deliver to the global financial community and how was it received?
13:10 - What was Investec’s message about South Africa to international financiers?
13:58 – Is investor sentiment on the UK is improving?
15:12 - What signals are you picking up about investment appetite in the UK and Europe?
15:57 - Is there evidence that SA’s reform narrative is gaining traction?
17:59 – Is the global economy on a more stable footing?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists, and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Sun, 19 Oct 2025 17:08:00 +0200 0 0 NOW Ep 112: IMF Special | Signals from Washington 0 0 Investec full 19:40 Investec Focus Radio SA https://iono.fm/e/1607423 https://iono.fm/e/1607423
Podcast key highlights 

00:00 - Tech’s global dominance and its impact on markets 
01:51 - Why technology remains too important for investors to ignore 
02:47 - What makes tech companies fundamentally different from others 
03:38 - The rise and power of hyper-scalers in the global economy 
05:08 - The AI revolution and how it’s reshaping computing 
07:34 - Tariffs, export controls, and geopolitical pressures on tech 
08:44 - Robotics as a long-term investment theme 
09:46 - Investec’s Promaths initiative and its national impact 
11:44 - Semiconductor supply recovery after global disruptions 
13:05 - Building an effective tech investment strategy 
14:19 - Areas of the tech market showing signs of overheating 
15:16 - Key tech stocks and companies to watch 
16:58 - Global opportunities across Asia, Europe, and the US 
18:24 - Common misconceptions about the tech sector 
19:32 - Closing remarks and where to watch or listen further 

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists, and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 14 Oct 2025 14:08:00 +0200 0 0 NOW Ep 111: In tech we trust? 0 0 Investec full 20:17 Investec Focus Radio SA https://iono.fm/e/1606738 https://iono.fm/e/1606738 Investec Focus Radio SA]]> Business Mon, 13 Oct 2025 10:08:00 +0200 0 0 Macro Monday Ep 91: US-China trade dispute escalates 0 0 Investec full 8:07 Investec Focus Radio SA https://iono.fm/e/1604328 https://iono.fm/e/1604328
This episode of Everything Counts dives deep into the realities of moving your retirement savings offshore and what it means for South Africans planning for the future.

Join host Motheo Khoaripe as he chats with Investec’s Kate Robson, co-head of My Investments, and Johan Loubser, head of adviser enablement, to explore the myths, benefits and risks of offshore retirement investing. From currency risk and diversification to tax rules, estate planning and offshore investment returns, they unpack everything you need to know to make informed decisions.

Learn how offshore retirement plans can protect your savings, why spreading your investments across countries and currencies matters, and the steps to ensure your portfolio is aligned with your long-term goals. Discover why careful planning, expert advice and understanding the rules are key to making offshore investing work for you.

Whether you’re just starting to save, considering retiring overseas, or looking for smarter ways to grow and protect your retirement savings, this episode empowers you to take control of your financial future.

00:00 Introduction
01:58 Offshore investing vs offshore retirement investing
02:45 Offshore investing for people retiring locally vs retiring abroad
05:15 Regulation 28
06:37 Is offshore investing only for the wealthy?
08:33 Benefits of offshore investing
09:48 Timing an offshore investment right
12:18 Matching your retirement savings to where you’ll spend
15:35 Tax implications of investing abroad
17:16 Estate planning with offshore investments
20:32 Risk vs reward of offshore investing
21:46 The role of a financial adviser in offshore investments
23:20 Where offshore retirement investing fits into a portfolio
24:52 Conclusion Investec Focus Radio SA]]> Business Tue, 07 Oct 2025 06:00:00 +0200 0 0 Everything Counts | Episode 32: Should you move your retirement savings offshore? 0 0 Investec full 25:43 Investec Focus Radio SA https://iono.fm/e/1604347 https://iono.fm/e/1604347 Investec Focus Radio SA]]> Business Mon, 06 Oct 2025 10:52:00 +0200 0 0 Macro Monday Ep 90: US shutdown clouds outlook 0 0 Investec full 9:39 Investec Focus Radio SA https://iono.fm/e/1602292 https://iono.fm/e/1602292
Podcast key moments:

00:00 – Introduction
01:17 - The global investment strategy group keeps its global risk score unchanged
02:48 - What’s keeping valuations elevated in the US?
04:04 - AI driven investment providing a new growth engine
05:14 – Inflation risks in the US
05:41 - Why Europe and China look relatively attractive
07:18 – Why do SA risk assets remain cheap?
08:15 – Eskom, Transnet and the SA economy
09:44 - Local bonds have rerated
10:47 – What should investors be watching in the next 12 to 18 months

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 30 Sep 2025 14:12:00 +0200 0 0 NOW Ep110: US priced for perfection 0 0 Investec full 13:10 Investec Focus Radio SA https://iono.fm/e/1601754 https://iono.fm/e/1601754 Investec Focus Radio SA]]> Business Mon, 29 Sep 2025 10:08:00 +0200 0 0 Macro Monday Ep 89: Data send mixed messages 0 0 Investec full 10:34 Investec Focus Radio SA https://iono.fm/e/1599754 https://iono.fm/e/1599754
This episode of Everything Counts dives deep into the realities of phone theft and the ripple effects it can have on your banking, social media, passwords and more.

Join host Motheo Khoaripe as he chats with Kevin Hogan, Head of Fraud Risk at Investec and cybersecurity expert Anna Collard to uncover how fraudsters gain access, the myths about phone security and the vital steps you must take immediately to secure your money and digital life.

Learn about the importance of long passwords, biometric security, virtual cards for safer online shopping, spotting phishing scams, managing your digital footprint and using tools like remote wipe and password managers. Discover why acting fast, staying vigilant and adopting good digital habits can keep you one step ahead of fraudsters.

Whether you’ve experienced phone theft or want to safeguard your digital world before it happens, this episode empowers you to protect what matters most.

00:00 Introduction
01:20 What do you do if your phone is stolen?
02:00 Phone security isn’t bulletproof: weak passwords are common
03:00 How to keep your phone secure: Strong passwords and facial recognition
04:00 Delink stolen device from your banking accounts
05:00 How fraudsters use your WhatsApp, iTunes and social media accounts
06:00 What do fraudsters look for once they have your phone?
07:30 Security tips for online shopping
10:00 The risks of using a credit card
10:40 What are virtual cards and how do virtual cards work?
12:00 How can you check if a website is legit?
13:00 Why you shouldn’t use instant EFT payments
15:00 Everyday habits that can lead to digital security risks
16:10 Don’t conduct financial transactions in public
16:35 Risk of not updating software
18:00 What is NFC and how does it work?
18:30 Paying using Apple Pay or Google Wallet
20:15 How secure are biometrics features on your phone?
21:00 Remote wipe function: What it is and how does it work?
22:00 What is a faraday pouch?
22:40 How to keep your email account safe
23:45 ISPs in South Africa don’t have 2FA for email
24:30 The value of a password manager
26:15 Digital mindfulness: How to stay safe online
27:00 The threat of social engineering
29:15 Update your passwords and change your passwords regularly
30:30 Conclusion Investec Focus Radio SA]]> Business Tue, 23 Sep 2025 06:00:00 +0200 0 0 Everything Counts | Ep 31: Cybersecurity South Africa: How to stay safe online 0 0 Investec full 31:32 Investec Focus Radio SA https://iono.fm/e/1599543 https://iono.fm/e/1599543 Investec Focus Radio SA]]> Business Mon, 22 Sep 2025 09:23:00 +0200 0 0 Macro Monday Ep 88: A tale of three central banks 0 0 Investec full 7:58 Investec Focus Radio SA https://iono.fm/e/1597901 https://iono.fm/e/1597901 Investec Focus Radio SA]]> Business Tue, 16 Sep 2025 16:06:00 +0200 0 0 NOW Ep 109: SA’s logistics logjam | Bottlenecks, costs and cautious optimism 0 0 Investec full 11:23 Investec Focus Radio SA https://iono.fm/e/1597303 https://iono.fm/e/1597303 Investec Focus Radio SA]]> Business Mon, 15 Sep 2025 10:04:00 +0200 0 0 Macro Monday Ep 87: US labour market cools even as inflation rises 0 0 Investec full 9:03 Investec Focus Radio SA https://iono.fm/e/1595085 https://iono.fm/e/1595085
This episode of Everything Counts is your essential guide to understanding and combating modern business cybersecurity risks. Join host Motheo Khoaripe as he speaks with Professor Danny Myburgh, digital forensics expert, and Kevin Hogan, Head of Fraud Risk at Investec, to uncover the latest scams like business email compromise, ransomware, fake payment notifications and more.

Learn how cybercriminals exploit trust, hijack email systems, use AI-driven tools to impersonate you and manipulate communication channels to steal from your business. Discover practical tips on securing your passwords, spotting fake payment instructions, protecting your email, adopting two-factor authentication and why independent verification is critical.

Whether you’re a small business owner or part of a larger organisation, this conversation will empower you to strengthen your ‘human firewall’ and stay one step ahead of evolving fraud tactics.

Tune in to make your business cybersecurity smarter, more resilient and ensure that when it comes to protecting your money and reputation, Everything Counts.

00:00 Introduction
01:25 Common cybersecurity threats businesses are facing
02:40 Increase in scams: Deposit scams, investment scams, crypto scams
03:10 Common types of banking fraud
04:00 How phishing works
05:00 The link between ChatGPT and fraud
05:50 What to look out for: Ransomware and data exfiltration
06:30 Cyberattack statistics in South Africa
07:50 What are fake payment notifications and instructions?
09:50 Social engineering: How fraud targets trust
10:30 Email hacking: Filters targeted by scamsters
15:00 What to do if your email has been hacked
16:20 What is email spoofing?
19:30 How often should you change your passwords?
21:20 Business banking tools to prevent hacks
23:00 Using a password manager
24:20 How cybersecurity training keeps your ‘human firewall’ strong
24:57 What does banking security look like?
27:00 Investec Global Client Support Centre
27:15 Conclusion Investec Focus Radio SA]]> Business Tue, 09 Sep 2025 06:00:00 +0200 0 0 Everything Counts | Ep 30: Business Cybersecurity: Staying Ahead of Cyber Fraud 0 0 Investec full 28:08 Investec Focus Radio SA https://iono.fm/e/1594926 https://iono.fm/e/1594926 Investec Focus Radio SA]]> Business Mon, 08 Sep 2025 09:47:00 +0200 0 0 Macro Monday Ep 86: Data readings increasingly point to a US slowdown 0 0 Investec full 9:46 Investec Focus Radio SA https://iono.fm/e/1593053 https://iono.fm/e/1593053
Podcast key moments
 
00:00 - Introduction
02:03 - South Africa’s fiscal position & Transnet challenges
04:16 - Performance of South African resource stocks
06:38 - US inflation & global spillovers
08:40 - Metals outlook: gold, copper & thermal coal
10:14 - Rate cuts & ripple effects on metals
11:31 - South Africa’s “magnificent 10”
13:18 - Treasury breathing space from precious metals
15:22 - Global investor perceptions of South Africa
16:48 - Global demand dynamics & tariff pressures
19:05 - Building fiscal resilience beyond commodities
20:46 - Commodities investment outlook

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 02 Sep 2025 13:34:00 +0200 0 0 NOW Ep108: The magnificent 10 | Striking gold in global markets 0 0 Investec full 22:32 Investec Focus Radio SA https://iono.fm/e/1590071 https://iono.fm/e/1590071 Investec Focus Radio SA]]> Business Mon, 25 Aug 2025 09:51:00 +0200 0 0 Macro Monday Ep 85: Volatility remains low 0 0 Investec full 9:56 Investec Focus Radio SA https://iono.fm/e/1589916 https://iono.fm/e/1589916
This episode of Everything Counts is your essential guide to smart travel planning. It covers how to get the best value, avoid common pitfalls, and create authentic experiences without breaking the bank.

702’s Motheo Khoaripe is joined by Paolo Giuricich (Head of Investec Travel) and Liezl Gericke (Head of International - Africa, Middle East, and Asia Pacific) at Virgin Atlantic to share how industry insiders get more value when they travel: from when to book flights, how loyalty programmes can boost your journey, to using technology and trusted advisors to maximise every rand spent.

Whether you’re a first-time traveller or a seasoned explorer, this conversation will help you plan smarter, travel better and make every trip truly count.

00:00 Introduction
02:00 Investment in travel: How expectations have changed
03:00 How a travel advisor can help you get the most out of your holiday budget
04:30 Out-of-season holidays and affordable family vacations
06:00 When to best book flights
07:45 Don’t bank on last-minute holiday deals
08:50 Avoid peak season travel if possible
10:00 Travel is part of the holiday
12:45 Are airline loyalty programmes worth it?
13:15 Virgin Atlantic loyalty programme
14:50 How bank and airline rewards work together
15:30 Investec Travel benefits
19:45 How to avoid going over your holiday budget
20:00 Best travel apps
20:30 Using AI for travel planning
21:30 Conclusion Investec Focus Radio SA]]> Business Sun, 24 Aug 2025 13:16:00 +0200 0 0 Everything Counts | Ep 29: Smart travel planning: how to get the most out of your holiday budget 0 0 Investec full 26:16 Investec Focus Radio SA https://iono.fm/e/1588231 https://iono.fm/e/1588231 • Growth is stuck below 1%
• US tariffs threaten trade and jobs
• The rand’s strength rests on fragile global sentiment
• Consumers are squeezed and government finances remain stretched

In this episode of No Ordinary Wednesday, Jeremy Maggs speaks to Investec Chief Economist Annabel Bishop about the shifting sands of macroeconomic policy, and what it means for business, households and markets.

Podcast key moments:
00:00 – Introduction
01:16 - What’s behind the SARB’s shift in inflation targeting? And will it or not result in significant rates cut?
04:44 - What would be the key triggers for either accelerating or pausing rate cuts?
07:43 – What sectors are potential bright spots and which structural drags are most likely to keep the annual growth rate anchored near one percent?
11:12 - What scale of impact do you anticipate tariffs will have our growth, trade balance, and broader economic outlook?
13:59 – How resilient is the South African consumer, and where are we seeing the greatest pressure on household spending?
16:22 - The rand has found support from recent dollar weakness, but how much of this strength is simply global sentiment, and how much reflects genuine improvements in South Africa’s economic fundamentals?
18:44 - How would you characterise current financial-market sentiment towards South Africa?
23:29 - Which key economic indicators will you be tracking most closely in the coming months, and why do they matter for South Africa’s outlook?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 19 Aug 2025 13:38:00 +0200 0 0 NOW Ep107: A pivot to lower interest rates in SA? 0 0 Investec full 29:03 Investec Focus Radio SA https://iono.fm/e/1587583 https://iono.fm/e/1587583 Investec Focus Radio SA]]> Business Mon, 18 Aug 2025 09:37:00 +0200 0 0 Macro Monday Ep 84: Global inflation picks up 0 0 Investec full 9:09 Investec Focus Radio SA https://iono.fm/e/1585183 https://iono.fm/e/1585183
Together, they break down why travel insurance isn’t just a “nice-to-have”, the difference between complimentary and comprehensive travel insurance, as well as what’s actually included in your policy.

So, when you’re planning an international adventure, don’t leave your peace of mind behind. This conversation will empower you to make informed, confident travel decisions.

00:00 Introduction
01:30 Why is travel insurance important?
02:30 What is comprehensive travel insurance?
04:45 Does travel insurance cover medical expenses?
06:00 Is travel insurance mandatory?
07:30 What should travel insurance cover?
10:30 Common travel insurance claims
14:00 What does travel insurance not cover?
15:00 Travel insurance exclusions
16:15 How pre-existing conditions affect your travel insurance
17:30 Travel insurance for seniors
18:30 What does travel insurance cost?
19:15 Complimentary vs comprehensive travel insurance
20:30 What does complimentary Investec travel insurance cover?
21:45 Medical travel insurance vs medical aid
25:10 When should you buy travel insurance?
26:00 Travel insurance for South Africans travelling locally
27:00 Conclusion Investec Focus Radio SA]]> Business Tue, 12 Aug 2025 06:00:00 +0200 0 0 Everything Counts | Ep 28: Travel insurance explained: Why complimentary cover might not be enough 0 0 Investec full 27:25 Investec Focus Radio SA https://iono.fm/e/1585199 https://iono.fm/e/1585199 Investec Focus Radio SA]]> Business Mon, 11 Aug 2025 10:10:00 +0200 0 0 Macro Monday Ep 83: Mixed signals in the US 0 0 Investec full 6:24 Investec Focus Radio SA https://iono.fm/e/1583587 https://iono.fm/e/1583587
Podcast key moments:
00:00 – Introduction
01:16 – Is there a fundamental shift in how ultra-high net worth individuals perceive wealth?
02:36 – A deeper framework to capture the full complexity of a client's financial life
05:37 – What does a humanised framework to wealth management mean?
09:56 – Security and peace of mind through a humanised framework
10:50 - What are your values and purpose of your wealth?
14:00 – In the age of AI and robo advice, the human role has never been more important
16:47 - How are older wealth creators managing the emotional complexities of relinquishing control?
20:22 - How do you balance the commercial imperatives of active portfolio management with a more reflective human led advisory approach?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 05 Aug 2025 20:21:00 +0200 0 0 NOW Ep106: Beyond the balance sheet | Humanising wealth 0 0 Investec full 22:52 Investec Focus Radio SA https://iono.fm/e/1582856 https://iono.fm/e/1582856 Investec Focus Radio SA]]> Business Mon, 04 Aug 2025 10:05:00 +0200 0 0 Macro Monday Ep 82: A bad jobs report in the US 0 0 Investec full 8:42 Investec Focus Radio SA https://iono.fm/e/1579893 https://iono.fm/e/1579893
In this episode, Motheo explores the trend of unretirement, where people return to work after retiring or delay retirement past the age of 65. Join experts Kate Robson (co-head of Investec, My Investments) and Nicolette Mashile (award-winning financial literacy author also known as the ‘Financial Bunny’) as they discuss what’s driving the shift, the impact of poor savings habits, and why early retirement planning is essential.

Learn how financial advisers and tax professionals can help you navigate retirement income, tax implications, and the risks of outliving your retirement savings. Whether you’re planning ahead or already retired, discover practical tips to secure your financial future and make the most of your golden years.

00:00 Introduction
02:00 What is unretirement?
03:00 Why is unretirement becoming the norm?
05:40 Why you shouldn’t withdraw from your retirement savings
07:00 The value of compounding investments
08:00 How to match your current lifestyle in retirement
10:00 Why you need to start planning for retirement early
11:30 What does unretirement look like?
13:00 Unretirement opportunities
14:00 Unretirement and taxation
16:00 The value of a financial advisor in unretirement
17:45 Tax and unretirement
20:00 What happens when retirement funds run out?
21:15 Why you might not have enough saved for retirement
23:30 Make retirement savings a habit
24:30 Conclusion Investec Focus Radio SA]]> Business Tue, 29 Jul 2025 06:00:00 +0200 0 0 Everything Counts | Ep 27: Unretirement | Rethinking life after 65 0 0 Investec full 24:03 Investec Focus Radio SA https://iono.fm/e/1580428 https://iono.fm/e/1580428 Investec Focus Radio SA]]> Business Mon, 28 Jul 2025 09:07:00 +0200 0 0 Macro Monday Ep 81: Equity markets shrug off tariff uncertainty 0 0 Investec full 8:39 Investec Focus Radio SA https://iono.fm/e/1578756 https://iono.fm/e/1578756
Podcast key moments:
00:00 – Introduction
01:21 – Developed vs. emerging market consumers
02:32 – Inflation, discounts and luxury sales decline
05:05 – How tariffs affect pricing, brand perception and supply chains
07:28 – AI transforming retail
12:36 – Digital media, influencers and personalisation shift
13:07 – Personalisation data at scale
16:07 – Innovation vs. convenience
20:05 – Sustainability ethics under pressure
23:16 – What’s driving the demand for tailored products globally?
25:18 – Beverages and energy drinks markets growing
27:28 – Weight loss drugs reshaping food, apparel, and wellness sectors
31:54 – Temporary trends or structural shifts?
33:40 – Rise of Chinese brands

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 22 Jul 2025 16:40:00 +0200 0 0 NOW Ep105: Global consumer trends 2025 | How inflation, AI and tariffs are reshaping retail 0 0 Investec full 35:39 Investec Focus Radio SA https://iono.fm/e/1578123 https://iono.fm/e/1578123 Investec Focus Radio SA]]> Business Mon, 21 Jul 2025 09:44:00 +0200 0 0 Macro Monday Ep 80: US inflation heading towards 3% 0 0 Investec full 8:38 Investec Focus Radio SA https://iono.fm/e/1576449 https://iono.fm/e/1576449
00:00: Introduction – Old Vines, innovation and alternatives
02:05: Wild and free – Rosa’s path to purpose
04:41: Art and agriculture – Johnathan’s alternative evolution
06:20: Beyond a buzzword – What does organic really mean?
07:52: More than the soil – A people first approach to sustainability
11:49: The Old Vine Project – Unearthing legacy, celebrating soul
15:58: Listen and learn - Let nature lead the way
22:10: Farming for the future – Longevity and resilience
24:40: Old world, new wisdom – Where does South Africa sit?
27:42: The sustainability dream – Exploring value and vision
29:54: A toast – Growing and glowing together Wine in Focus series page · Investec Focus Radio SA]]> Business Tue, 15 Jul 2025 16:03:00 +0200 0 0 Wine in Focus Ep 5 | Vinnovation: The future of sustainable wines 0 0 Investec full 30:04 Investec Focus Radio SA https://iono.fm/e/1575219 https://iono.fm/e/1575219
In this episode of Everything Counts, we explore how deep-seated psychology and early life experiences shape our financial habits.

Host Motheo Khoaripe is joined by Professor Charlene Lew and Investec financial adviser Kgomotso Motloung to unpack why we sometimes sabotage our savings and how to break the cycle.

Learn practical strategies to rebuild a healthier relationship with money − from budgeting and goal-setting to mastering your emotional triggers.

00:00 Introduction
01:50 Psychology behind our money behaviours
02:50 How mindset and personality affects your money behaviour
04:00 How early experiences shape our relationship with money
05:00 Emotional spending and how to stay in control
05:45 Why your relationship with money matters to your financial adviser
07:00 How societal norms affect our relationship with money
08:15 Financial comfort vs discomfort
11:00 The sunk cost fallacy
13:30 How to be rational about financial wellness
14:30 Psychological effects of debt
16:15 How to build positive money habits
18:30 Practical strategies to getting onto a good financial path
20:15 Choosing a financial partner for good financial advice
22:15 How a financial adviser can help you to get your money under control
23:15 The importance of having a vision for the future and setting financial goals
25:15 Conclusion Investec Focus Radio SA]]> Business Tue, 15 Jul 2025 06:00:00 +0200 0 0 Everything Counts | Ep 26: Build a better relationship with money 0 0 Investec full 26:12 Investec Focus Radio SA https://iono.fm/e/1575818 https://iono.fm/e/1575818 Investec Focus Radio SA]]> Business Mon, 14 Jul 2025 09:17:00 +0200 0 0 Macro Monday Ep 79: Markets remain calm about tariffs 0 0 Investec full 9:50 Investec Focus Radio SA https://iono.fm/e/1574221 https://iono.fm/e/1574221
Podcast key moments:
00:00 – Introduction
02:09 – How will the latest tariffs announced by US President Donald Trump affect the South African economy?
04:36 - How do you interpret the opportunity cost of the lost decade of growth in SA?
07:27 - What should the number one priority be for government?
09:30 – Why is boosting confidence is one of the most powerful levers for growth?
10:27 - What specific reforms do you think will signal that SA is open for business?
12:28 – Has SA we missed the golden opportunity with the commodity boom?
13:59 - How vulnerable is SA to these pressures, and could they complicate our domestic growth strategy?
17:38 - Can current composition of the GNU accelerate reforms quickly enough to match the urgency economic growth?
20:10 - How does South Africa avoid getting left behind in the fight for capital, trade and competitiveness?
21:19 – Is South Africa an attractive investment destination?
22:52 - What could South Africa look like in 2035?
Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 08 Jul 2025 18:49:00 +0200 0 0 NOW Ep104: How South Africa can shift gears for growth 0 0 Investec full 24:23 Investec Focus Radio SA https://iono.fm/e/1573501 https://iono.fm/e/1573501 Investec Focus Radio SA]]> Business Mon, 07 Jul 2025 09:35:00 +0200 0 0 Macro Monday Ep 78: The return of Liberation Day? 0 0 Investec full 7:27 Investec Focus Radio SA https://iono.fm/e/1571286 https://iono.fm/e/1571286
Each episode unpacks practical aspects of personal finance-how to save, spend, invest, and make smart decisions to boost your financial well-being.

In this episode, Motheo sits down with Itumeleng Merafe, head of Investec Private Banking, to explore how a wealth mindset can set you up for financial success.

They discuss the habits that set successful people apart – from setting financial goals, to building resilience, staying flexible and investing in yourself. You’ll hear powerful insights into the minds of high achievers, how to master the wealth mindset in a world of social comparison, and the difference between savings and investing.

Whether you’re just starting to learn about money and investing or looking to level up your financial thinking, this episode delivers practical steps and mindset shifts that can help you take control of your future.

00:00 Introduction
01:00 What is a wealth mindset?
03:00 How do you support a wealth mindset on a daily basis?
05:00 How important is flexibility in building long-term wealth?
06:50 How is wealth created through savings?
08:00 Distinctive habits that contribute to financial success
09:30 Delayed gratification and setting financial goals
12:00 The value of mentorship and learning about money
12:30 Balance is key to the wealth building mindset
13:15 How do you start again when things go wrong?
15.40 Mental shifts for cultivating a growth-oriented mindset
18:30 The importance of adaptation
20:45 Leadership and the wealth mindset
22:30 Setting financial goals with a wealth mindset
24:30 Risk taking and understanding your own risk appetite
27:00 Myth busting: what sets successful people apart?
29:30 The role of your financial advisor in wealth building Investec Focus Radio SA]]> Business Tue, 01 Jul 2025 06:00:00 +0200 0 0 Everything Counts | Ep 25: Building a wealth mindset 0 0 Investec full 31:43 Investec Focus Radio SA https://iono.fm/e/1571311 https://iono.fm/e/1571311
00:00: Introduction – What women bring to the wine making process
05:03: From sugarcane to cellar doors – Praisy’s path
07:09: How to navigate success and accolades at such a young age
08:51: First, but not the last – Pioneering protégés
10:56: Praisy’s leadership style
12:19: Inclusion starts with action
14:08: Promo Trophy Wine Show and where to purchase award winning wines
15:04: Real diversity means representation at the top
18:03: Wine by women - Adding the feminine flair
19:50: Mentorship and multiplication - Growing the next generation
23:21: Resilience in real time - What keeps you going?
25:52: Looking ahead - The dream for SA Wine
28:00: A toast to leadership and legacy
28:30 Closing thanks and where to subscribe to Investec Focus Radio Investec Focus Radio SA]]> Business Mon, 30 Jun 2025 14:27:00 +0200 0 0 Wine in Focus Ep 4 | The changing face of the wine industry 0 0 Investec full 29:36 Investec Focus Radio SA https://iono.fm/e/1571131 https://iono.fm/e/1571131 Investec Focus Radio SA]]> Business Mon, 30 Jun 2025 09:44:00 +0200 0 0 Macro Monday Ep 77: What a weaker dollar means 0 0 Investec full 8:55 Investec Focus Radio SA https://iono.fm/e/1569442 https://iono.fm/e/1569442
Podcast key moments:
00:00 – Introduction
01:20 - How are markets reacting to Middle East risk premium?
02:37 - How significant is the risk that supply disruptions there could derail the fragile global recovery?
04:00 - What's South Africa’s inflationary forecast and will prices rise at the pump?
05:58 - Can the South African Reserve Bank afford to be hawkish?
08:02 – Do major central banks have room to cut interest rates?
09:58 - How exposed is South Africa's sovereign risk profile to another bout of foreign investor retreat?
13:18 - How has the global economy reacted to the tariff threat?
15:05 - South Africa also bracing itself for what's next on the tariff front
17:16 – Dollar outlook
18:23 - What impact will the dollar weakness have on emerging markets?
20:17 – Will Europe’s growth strengthen in coming months?
21:38 – South Africa’s growth outlook
24:16 – Should South Africa get off the grey list, how would rating agencies react?
26:35 - Critical risks and opportunities in the global economy in the next six months

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 24 Jun 2025 18:57:00 +0200 0 0 NOW Ep103: Tensions, tariffs and the fragile global economy 0 0 Investec full 30:32 Investec Focus Radio SA https://iono.fm/e/1568735 https://iono.fm/e/1568735 Investec Focus Radio SA]]> Business Mon, 23 Jun 2025 10:25:00 +0200 0 0 Macro Monday Ep 76: Markets keep an eye on Iran 0 0 Investec full 7:45 Investec Focus Radio SA https://iono.fm/e/1567911?v=1 https://iono.fm/e/1567911?v=1
00:00: Introduction – Industry insights and global opportunities
01:10: SA Wine’s economic footprint – Beyond the glass
04:10: The multiplier effect – Careers across the wine economy
07:10: Wine tourism – Driving local growth
09:05: Expanding the experience – Attracting more tourists
10:43: The tariff threat – Challenges in the US market
14:40: Diversifying markets – Where to next?
15:43: Infrastructure matters and collaboration counts
19:27: Foreign investment – A global vote of confidence
21:40: What drives global investment in SA Wine?
23:32: Regional growth and new opportunities
24:58: Looking ahead – A 10-year vision for SA wine
26:58: A toast to progress and looking ahead Buy trophy winning wines · Investec Focus Radio SA]]> Business Thu, 19 Jun 2025 16:43:00 +0200 0 0 Wine in Focus Episode 3 | The wine industry's contribution to SA 0 0 Investec full 30:51 Investec Focus Radio SA https://iono.fm/e/1566134 https://iono.fm/e/1566134
In this episode, Motheo is joined by Winstone Jordaan (Grid Cars), Ndia Magadagela (Everlectric), Gresham Pillay (Volvo Cars South Africa), and Jenni Verschoor (Investec Sustainable Solutions) to chat about new energy vehicles in South Africa.

They cover the different types of new energy vehicles available, the costs involved, the range of an electric vehicle and whether South Africa has enough EV charging points.
They also go into the savings gained through a new energy vehicle, how to insure it and how to manage an electric vehicle amidst loadshedding and South Africa’s energy crisis.
If you’re thinking about getting a hybrid or electric car in South Africa and you want to know if it’s worth it, then this episode is full of expert advice and critical guidance.

00:00 Introduction
01:20 What are new energy vehicles?
03:00 What are the different types of new energy vehicles?
04:30 Tips to maximise electric car savings
05:15 Electric vehicles vs fuel vehicles
06:50 Consider your needs before buying an electric vehicle
07:30 Are there enough EV charging stations in South Africa?
10:00 Tips to get the most savings from your new energy vehicle
11:00 Range of an electric vehicle
14:45 Maintenance, insurance and long-term electric vehicle costs
18:00 Electric vehicle market: How much is an electric car in South Africa?
21:30 Financing a new energy vehicle and a charger
24:00 Dealing with loadshedding: Plan your EV charging times
25:50 Insuring a new energy vehicle
28:30 Tips to avoid electric vehicle theft
29:00 New energy vehicle trends
31:30 Conclusion Investec Focus Radio SA]]> Business Tue, 17 Jun 2025 06:00:00 +0200 0 0 Everything Counts | Ep 24: What are New Energy Vehicles? | EVs in South Africa 0 0 Investec full 33:09 Investec Focus Radio SA https://iono.fm/e/1565078 https://iono.fm/e/1565078
Podcast key moments:
00:00 – Introduction
01:43 - What makes gateway subjects, maths and science, foundational for young people?
05:11 - What kinds of skills – beyond content knowledge – does success in maths and science cultivate in learners?
08:37 – What is the Promaths programme? And what is driving this investment for Investec?
11:07 – Does matric pass rate reflect performance and participation in maths and science?
12:48 – How have Promaths students performed over the past 20-years?
15:07 – What is the connection between school-level success in maths and science and employability in high-growth industries?
19:31 - What are the key improvements we need to make in how we teach maths and science in our schools?
23:36 - What has Promaths taught you about equity and access?
27:08 - What message would you give to South Africa’s youth this Youth Month?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Wed, 11 Jun 2025 08:33:00 +0200 0 0 NOW Ep102: Education for employability 0 0 Investec full 31:48 Investec Focus Radio SA https://iono.fm/e/1564290 https://iono.fm/e/1564290 Investec Focus Radio SA]]> Business Mon, 09 Jun 2025 09:57:00 +0200 0 0 Macro Monday Ep 75: Trade policy uncertainty weighs on the US dollar 0 0 Investec full 8:25 Investec Focus Radio SA https://iono.fm/e/1563534 https://iono.fm/e/1563534
00:00: Introduction – Wine, legacy and leadership
02:18: Origins and impact of the Trophy Wine Show
04:24: International perspectives – Tom Carson’s insights
05:35: Remembering Len Evans – Training the next generation
08:03: Judging standards and the selection process
09:51: Why the academies matter – Beyond the echo chamber
11:32: Bruce Jack – endorsements and the power of awards
12:58: Where are South African wines gaining ground?
14:10: South Africa’s wine evolution – changing palates and practices
16:32: How can South Africa grow its global footprint?
18:48: The future of SA wine – A 10-year vision Investec Focus Radio SA]]> Business Fri, 06 Jun 2025 04:48:00 +0200 0 0 Wine in Focus Ep 2 | Elevating SA wine on the world stage 0 0 Investec full 22:26 Investec Focus Radio SA https://iono.fm/e/1562375 https://iono.fm/e/1562375
The panel unpacks the realities of South Africa’s water crisis, including infrastructure issues, climate change impact, and rising demand. They discuss the different types of water backup systems available, what homeowners should consider before installing one, and the importance of compliance with local regulations.

They also cover the process and cost of installing a borehole, the legal requirements for borehole registration and the benefits of investing in alternative water solutions for peace of mind and cost savings. Plus, the team highlights tech innovations that help monitor water usage and prevent leaks, ensuring your system is efficient and future-proof.

If you’re considering a backup water system or want peace of mind during outages, this episode is packed with expert advice and practical tips you can’t afford to miss.

00:00 Introduction
01:45 South Africa’s water crisis
03:25 What to consider before getting a water backup system
04:50 Backup water system compliance
06:16 Water purification vs filtration: Which is best?
07:20 Water filtration maintenance tips
08:38 What is backwashing?
08:56 Mistakes to avoid during backup water system installation
09:47 Tech-powered water innovations
10:56 Concerns around boreholes
13:24 Cost of a borehole in South Africa
14:15 Benefits of using a backup water system
15:00 What to look for in a backup water system
15:40 Backup water system success story
17:15 Local council vs homeowners’ responsibility around water wastage
19:10 Water efficient fittings at home
20:30 Conclusion Investec Focus Radio SA]]> Business Thu, 05 Jun 2025 06:00:00 +0200 0 0 Everything Counts | Ep 23: Water outages? Time to consider a backup water system 0 0 Investec full 18:26 Investec Focus Radio SA https://iono.fm/e/1561891 https://iono.fm/e/1561891 Investec Focus Radio SA]]> Business Mon, 02 Jun 2025 10:07:00 +0200 0 0 Macro Monday Ep 74: Trade policy uncertainty spikes 0 0 Investec full 7:08 Investec Focus Radio SA https://iono.fm/e/1560324 https://iono.fm/e/1560324
Podcast key moments:

00:00 – Introduction
01:28 - What is the Investec World Axis Range Fund of funds and where does it sit in an investor’s portfolio?
03:04 - What makes the Investec World Axis Range Fund of funds different?
05:28 – As a fund manager, how do you maintain a disciplined, long-term allocation framework amid extreme volatility and policy uncertainty?
09:08 – What’s the biggest misconception that investors have about global investing today?
10:11 - Where are investors looking in fixed income?
12:18 - The dollar has been fluctuating for months, what is happening? And are there other currencies we should be thinking about?
17:10 - How does South Africa look relative to the rest of the world?
18:43 - Private markets at all rage at the moment
21:24 - What has anchored your investment philosophy across such divergent cycles?
22:45 - What’s the one lesson you take from managing this fund across two turbulent decades and what’s next?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 27 May 2025 20:26:00 +0200 0 0 NOW Ep101: A 20-year perspective on global investing 0 0 Investec full 27:16 Investec Focus Radio SA https://iono.fm/e/1559640 https://iono.fm/e/1559640 Investec Focus Radio SA]]> Business Mon, 26 May 2025 09:50:00 +0200 0 0 Macro Monday Ep 73: Tariff uncertainty and bond yields cloud the outlook 0 0 Investec full 7:59 Investec Focus Radio SA https://iono.fm/e/1559527?v=1 https://iono.fm/e/1559527?v=1
00:00: Intro
01:54: Wine as an alternative asset class
03:29: Basic investment case for wine
05:12: Tips on what separates a fine wine from an average one
09:00: Are stickers a sign of pedigree?
10:24: How to store wine
11:38: Should you ensure your fine wine?
13:44: How do you apply patience and allow fine wine to improve?
17:35: What returns to expect from fine wine investment
21:53: First of its kind: Wind bond
23:53: The SA wine industry in the next 10 years Investec Focus Radio SA]]> Business Sun, 25 May 2025 19:30:00 +0200 0 0 Wine in Focus Ep 1 | Investing in wine: Pairing enjoyment with returns 0 0 Investec full 29:08 Investec Focus Radio SA https://iono.fm/e/1557500 https://iono.fm/e/1557500
In this episode, Motheo is joined by De Wet Taljaard (Technical Advisor at Investec Sustainable Solutions), Kirk Palmer (Director at Solafi), and Andrew Winstone (CEO at Energy LED) to tackle one of South Africa’s hottest topics: solar power and energy efficiency for households.

They break down the current state of the energy crisis in South Africa, the realities of Eskom, and the future of electricity. The panel shares actionable tips on how to reduce your energy bill; from switching to LED lighting to using your geyser smartly and choosing energy efficient appliances.

The panel explains the different types of solar systems, the cost of solar panels for home and how to choose a solar system for your home.

Whether you’re ready to invest in solar or just want to make your home more energy efficient, this episode is packed with expert advice to help you make informed decisions and take control of your energy future.

00:00 Introduction
01:36 The current energy crisis in South Africa
03:05 The Energy Availability Factor (EAF)
04:28 The impact of power failures in municipalities
05:10 How to curb the cost of power failures in your home
05:50 How to use lights to reduce energy consumption and save costs
07:39 Energy efficient options to cut costs in the home
8:36 How to use the energy efficiency metric
09:14 Insulation in the home
10:24 Home solar system costs and the return on investment
12:49 Types of solar systems on the market and the costs involved
14:50 Maintenance and lifespan of solar systems
15:30 Choosing the right solar system
17:32 Sectional titles and body corporates
18:45 Compliance and safety considerations
20:10 Eskom direct connected customer requirements
21:20 Why registration is the responsibility of the business or homeowner
21:52 Meeting the requirements to get your system registered
22:17 Financing opportunities for solar systems
22:45 Funding solutions for Investec clients
23:18 Cape Town versus Johannesburg: feeding back into the grid
25:32 Energy saving tips
26:08 Increasing energy independence and savings for the future
27:20 How can you prepare for South Africa’s growing water crisis? Listen to the whole Everything Counts series on Investec Focus Radio SA Investec Focus Radio SA]]> Business Tue, 20 May 2025 06:00:00 +0200 0 0 Everything Counts | Ep 22: Guide to Going Solar in South Africa 0 0 Investec full 28:13 Investec Focus Radio SA https://iono.fm/e/1557297 https://iono.fm/e/1557297 Investec Focus Radio SA]]> Business Mon, 19 May 2025 09:46:00 +0200 0 0 Macro Monday Ep 72: Global inflation ticks down 0 0 Investec full 8:38 Investec Focus Radio SA https://iono.fm/e/1555555?v=1 https://iono.fm/e/1555555?v=1
Podcast key moments
00:00 - Introduction
01:37 – How have macro trends influenced the UK
05:14 – What are the most significant factors impacting South Africa’s economy?
08:09 – What macro trends have impacted India?
10:33 – UAE’s story of reinvention
14:09 – What key forces are you watching closely that could shape strategy and opportunity in UK, South Africa, UAE and India?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 13 May 2025 19:27:00 +0200 0 0 NOW Ep100: A world in flux, 100 Wednesdays on 0 0 Investec full 24:59 Investec Focus Radio SA https://iono.fm/e/1554759 https://iono.fm/e/1554759 Investec Focus Radio SA]]> Business Mon, 12 May 2025 09:33:00 +0200 0 0 Macro Monday Ep 71: Global PMIs decelerate 0 0 Investec full 6:35 Investec Focus Radio SA https://iono.fm/e/1552446 https://iono.fm/e/1552446
Jump to topics of interest:

00:00 Introduction
01:00 Marriage and wills in South Africa
02:50 Life partnerships and wills
03:30 Divorce and wills
04:30 Estate planning after having children
05:30 Testamentary trusts and risk
09:00 Laws of intestate succession
10:30 Adding failing provisions to your will
12:30 The value of trusts and wills
15:00 Do you need an offshore will for offshore assets?
16:00 Example: UK-based investment
17:00 Example: Property ownership in France (forced heirship laws)
20:00 What happens if your beneficiaries move abroad? Listen to the whole Everything Counts series · Investec Focus Radio SA]]> Business Mon, 05 May 2025 12:07:00 +0200 0 0 Everything Counts | Ep 21: Understanding wills - Part 2 0 0 Investec full 17:51 Investec Focus Radio SA https://iono.fm/e/1552353 https://iono.fm/e/1552353 Investec Focus Radio SA]]> Business Mon, 05 May 2025 09:53:00 +0200 0 0 Macro Monday Ep 70: Assessing the aftermath of April’s tariffs 0 0 Investec full 8:23 Investec Focus Radio SA https://iono.fm/e/1550891 https://iono.fm/e/1550891 Investec Focus Radio SA]]> Business Tue, 29 Apr 2025 17:48:00 +0200 0 0 NOW Ep99: USA Inc | A superpower stumbles 0 0 Investec full 25:37 Investec Focus Radio SA https://iono.fm/e/1549038 https://iono.fm/e/1549038
Jump to topics of interest

00:00 Introduction

01:30 Why wills are important

02:45 The cost of a will

03:35 What happens if you don’t have a will

04:15 The laws of interstate succession

05:00 What makes a will valid in South Africa?

08:00 Where to start with drafting a will in South Africa

08:45 How often do you need to update your will

12:30 Consider your marriage regime when drafting your will

14:30 Religious provisions in your will

15:10 Joint wills

17:00 Will vs letter of wishes

19:00 Offshore assets and jurisdiction

21:30 Where should wills be kept?

23:00 The importance of talking to your loved ones about deceased estate administration Everything Counts podcast series · Investec Focus Radio SA]]> Business Wed, 23 Apr 2025 11:30:00 +0200 0 0 Everything Counts | Ep 20: Understanding Wills - Part 1 0 0 Investec full 23:58 Investec Focus Radio SA https://iono.fm/e/1547057 https://iono.fm/e/1547057
Podcast key moments:

00:00 – Introduction
01:09 – What’s been the market reaction since Trump’s tariff about turn?
01:46 – Why was there a huge bond sell-off?
03:05 – What does the US bond market turbulence mean for SA?
04:21 – Is the US still a go-to safe haven?
05:26 – What other safe havens are investors looking to?
06:58 – Can China rely on domestic demand to drive growth?
08:39 – How does the tariff pause on SA impact investor sentiment?
10:11 – What are markets watching regarding the GNU?
12:05 – Currency expectations?
13:09 – Recession in the US?
14:37 – How are tariffs disrupting global supply chains?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 15 Apr 2025 15:33:00 +0200 0 0 NOW Ep98: Tariffs | Pause and effect 0 0 Investec full 17:11 Investec Focus Radio SA https://iono.fm/e/1546437 https://iono.fm/e/1546437 Investec Focus Radio SA]]> Business Mon, 14 Apr 2025 10:49:00 +0200 0 0 Macro Monday Ep 69: US fails to act as a safe haven 0 0 Investec full 9:32 Investec Focus Radio SA https://iono.fm/e/1544874 https://iono.fm/e/1544874
Podcast key moments:

00:00 – introduction
01:01 - What’s the Global Investment Strategy Group’s view on Trump’s strategy and how does it impact its risk score?
03:00 - Is this all bark and no bite on Trump’s behalf? Could Trump roll back any of the tariffs?
03:54 - Is there method in Trump’s madness? Could these tariffs play to his ambitions of boosting local manufacturing, reducing debt and improving the life of the majority of Americans?
05:55 - US recession fears are mounting, are these valid? What would the knock-on consequences be for global growth and earnings?
06:39 – Where are the opportunities for investors amidst the chaos?
07:50 - South Africa’s exposure to tariffs?
09:24 - What options does the South African government have when it comes to responding to the tariffs?
10:30 – The uncertainty with the government of national unity is weighing heavily on local markets. How will this play out?
12:17 - With all this uncertainty, how is Investec’s Global Investment Strategy Group positioned on South Africa?
13:30 - South Africa has strong trade ties with both the US and China. How could these tariffs affect the country’s trade balance?
14:22 - Should we be concerned about further rand weakness?
15:20 - With no end in sight to geopolitical tensions and global trade shifts, what is the outlook for the global economy over the next 12 months?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 08 Apr 2025 19:46:00 +0200 0 0 NOW Special Edition: Positioning for tariff turmoil 0 0 Investec full 17:19 Investec Focus Radio SA https://iono.fm/e/1544000 https://iono.fm/e/1544000
Joining the discussion are:
• Nikki Bush: Renowned speaker and author, who shares her personal journey of loss and resilience.
• Lieze-Marie Brink: Legal and financial expert at Investec, providing crucial estate planning insights.
• Navashni Rajkumar: Financial advisor dedicated to financial literacy and planning. Managing Taxes in a Deceased Estate · Investec Focus Radio SA]]> Business Tue, 08 Apr 2025 06:00:00 +0200 0 0 Everything Counts | Ep 19: Managing Taxes in a Deceased Estate 0 0 Investec full 20:38 Investec Focus Radio SA https://iono.fm/e/1544068 https://iono.fm/e/1544068 Investec Focus Radio SA]]> Business Mon, 07 Apr 2025 11:14:00 +0200 0 0 Macro Monday Ep 68: Assessing the fallout from ‘Liberation Day’ 0 0 Investec full 10:51 Investec Focus Radio SA https://iono.fm/e/1542376 https://iono.fm/e/1542376
Podcast key moments:

00:00 - Introduction
01:29 - Is there a fundamental shift in the relationship between the public and private sectors?
04:25 – What factors have contributed to the Renewable Energy Independent Power Producer Procurement Programme (REIPPPP) success?
06:31 - Eskom has added a new 800-megawatt unit at the Kusile Power Station, are we out of the woods regarding electricity generation?
09:30 – What can improve the bankability of infrastructure projects?
13:11 - What strategies are crucial for revitalising our manufacturing sector, and how can public-private partnerships play a role in this effort?
15:40 - How do you ensure that infrastructure development prioritises not only economic growth but also sustainability and the needs of local communities?
18:30 - What key infrastructure development lessons can South Africa draw from India?
20:18 - What is the one thing that needs to happen to get the flywheel of private sector investment turning?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Tue, 01 Apr 2025 20:15:00 +0200 0 0 NOW Ep 96: How to fix SA's broken infrastructure 0 0 Investec full 23:08 Investec Focus Radio SA https://iono.fm/e/1541665 https://iono.fm/e/1541665 Investec Focus Radio SA]]> Business Mon, 31 Mar 2025 09:45:00 +0200 0 0 Macro Monday Ep 67: US equities struggle in Trump’s second term 0 0 Investec full 9:11 Investec Focus Radio SA https://iono.fm/e/1539700 https://iono.fm/e/1539700
Their discussion also stresses the importance of having a well-prepared will, including letters of wishes, to help guide your loved ones and prevent conflicts. Keeping your records organised can make things much easier for your family when the time comes.

Everything Counts is a bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help listeners improve their financial well-being.

Key moments:
00:00 Introduction
01:56 Obtaining a death certificate
03:14 Timelines for wrapping up a deceased estate
05:06 Nikki Bush’s experience with estate planning
07:53 Liquidity planning for your estate
08:50 How your marriage regime impacts your deceased estate plan
10:04 The value of a life insurance policy after death
11:06 Why estate planning is essential for everyone
11:47 The importance of having a financial advisor
12:14 The importance of sharing information with family in case of death
14:10 The quickest ways to wind up an estate efficiently
16:51 How to appoint an executor
17:45 The role of an executor in deceased estate administration
18:01 The complexities of nominating a family member as your executor
21:16 What should be in your will?
21:32 A will vs a letter of wishes
22:57 Organising your most important documents
25:22 Investec’s Life File checklist
26:01 Critical documents to have on hand Investec Focus Radio · Listen to the full series · Investec Private Vault]]> Business Tue, 25 Mar 2025 06:00:00 +0200 0 0 Everything Counts | Episode 18: Understanding the deceased estate administration 0 0 Investec full 28:33 Investec Focus Radio SA https://iono.fm/e/1539438 https://iono.fm/e/1539438 Investec Focus Radio SA]]> Business Mon, 24 Mar 2025 10:15:00 +0200 0 0 Macro Monday Ep 66: Why are central banks keeping rates unchanged? 0 0 Investec full 7:44 Investec Focus Radio SA https://iono.fm/e/1537484 https://iono.fm/e/1537484
Podcast key moments:

00:00 – Introduction
01:02 - How will the evolution of US trade, defence, and foreign aid policies influencing the global macroeconomic outlook in the coming months?
02:21 - What are the key factors influencing your global economic growth projections?
03:53 - GDP growth in South Africa for 2025 is likely to fall below 1.5%, what’s contributing to this downward revision?
05:41 - What will be the implications of slower growth on business confidence in South Africa?
06:33 – Was there anything in South Africa's Budget Speech 2025 that could turn the economic tide?
07:56 - What factors are you watching that would determine the growth path of the US in the coming months? Is a recession looming?
09:47 - What are some of the main headwinds currently affecting economic growth in Europe?
11:17 - What changes might we see due to new leadership changes in the EU?
12:49 - Do you see any challenges for European nations given their current fiscal positions?
14:28 – What stimulatory measures should the South African government be looking at to accelerate growth?
16:36 - What are those emerging economies contending with when it comes to economic growth? And how does that impact the global economy?
19:36 - What factors are you watching that could derail global growth?
20:49 - How has the fragmentation of the global economy influenced South Africa's trade relationships and economic strategy?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Mon, 17 Mar 2025 13:57:00 +0200 0 0 NOW ep95: Global economy: Recession or recovery? 0 0 Investec full 22:08 Investec Focus Radio SA https://iono.fm/e/1537397 https://iono.fm/e/1537397 Investec Focus Radio SA]]> Business Mon, 17 Mar 2025 10:22:00 +0200 0 0 Macro Monday Ep65: US consumer confidence worsens as equities fall 0 0 Investec full 9:53 Investec Focus Radio SA https://iono.fm/e/1534959 https://iono.fm/e/1534959 Investec Focus Radio SA]]> Business Mon, 10 Mar 2025 09:58:00 +0200 0 0 Macro Monday Ep64: Stimulus on the cards for Europe and China 0 0 Investec full 7:58 Investec Focus Radio SA https://iono.fm/e/1534224 https://iono.fm/e/1534224
00:00: Intro
01:25: Introduction of guests
02:13: Art careers often start with DIY initiatives
03:56: Community fosters connections and relationships among artists
05:08: Artists' careers often begin with gallery support
06:46: International markets require patience and persistence
08:42: Local art community fosters stronger connections
09:33: African art significantly influences global art concepts
11:08: Overseas shows significantly enhance artists' careers
11:39: Emerging artist awards significantly support artistic careers
14:19: Artists that Sanell and Brett have in their collection?
16:03: Which of their works are their favourites?
17:32: Shows that explore themes of loss and community
18:40: Blue tones evoke memory and emotion
20:33: Supporting print studios nurtures young art collectors
22:16: Sanell donates art proceeds to Mosaic
24:15: Closing and where to subscribe to listen to the series Investec Focus Radio SA]]> Business Thu, 06 Mar 2025 17:27:00 +0200 0 0 Art in Focus Ep 5 | African art's international impact 0 0 Investec full 25:06 Investec Focus Radio SA https://iono.fm/e/1533326 https://iono.fm/e/1533326
00:00: Intro
01:12: China growth priorities at annual parliamentary gathering
02:25: Chinese trade retaliation
04:32: Impact of continued Chinese slowdown on global economy and South Africa
06:18: What semiconductor shortage?
09:25: The investment case for China
11:06: Are trade tensions driving investors away from China?
13:07: Getting Chineses consumers spending and mobilising the property sector
14:42: Which Chinese industries are more resilient when it comes to trade tariffs?
15:35: China's self-sufficiency
16:26: China's energy transition
17:33: Conclusion Investec Focus Radio SA]]> Business Tue, 04 Mar 2025 20:38:00 +0200 0 0 NOW ep94: Is China Trump-proof? 0 0 Investec full 18:22 Investec Focus Radio SA https://iono.fm/e/1532600 https://iono.fm/e/1532600 Investec Focus Radio SA]]> Business Mon, 03 Mar 2025 10:33:00 +0200 0 0 Macro Monday Ep63: US equities lag as worries grow about economic growth 0 0 Investec full 9:32 Investec Focus Radio SA https://iono.fm/e/1530614 https://iono.fm/e/1530614
In this episode of Everything Counts, host Marius Roberts is joined by automotive insiders, Sean Nurse, Motoring Editor at AutoTrader and Editorial Director, Ian McLaren, from Car Magazine to unpack the biggest car trends for 2025. From how Chinese car brands are shaking up the market, and the evolution of SUVs to the growing appeal of used cars. This discussion covers everything you need to know before buying your next vehicle, including an insightful Q&A on the do’s and don’ts of vehicle finance with Keshnie July, Investec Lending Product Owner.

Timestamps:
00:00 Introduction: The biggest car trends for 2025
01:00 The most exciting new car models coming in 2025
03:00 Why SUVs and double cabs dominate South Africa’s market
06:00 The impact of Chinese car brands on traditional manufacturers
10:00 Used vs new cars: Where’s the best value for money?
14:00 Car financing trends: How interest rates impact affordability
18:00 Should you buy a car with a residual (balloon) payment?
22:00 The importance of considering total cost of ownership
25:00 The future of the auto industry and predictions for 2025
30:00 Wrap-up: What to consider before buying your next car Listen to the full series · Investec Focus Radio · Investec Vehicle finance]]> Business Tue, 25 Feb 2025 06:00:00 +0200 0 0 Everything Counts | Episode 17: Tips to find the right car in South Africa 0 0 Investec full 34:14 Investec Focus Radio SA https://iono.fm/e/1530322 https://iono.fm/e/1530322 Investec Focus Radio SA]]> Business Mon, 24 Feb 2025 09:36:00 +0200 0 0 Macro Monday Ep 62: Fiscal pressure in the US 0 0 Investec full 7:12 Investec Focus Radio SA https://iono.fm/e/1528753 https://iono.fm/e/1528753 Investec Focus Radio SA]]> Business Tue, 18 Feb 2025 20:07:00 +0200 0 0 NOW Ep93: Can tech titans keep up the pace? 0 0 Investec full 20:28 Investec Focus Radio SA https://iono.fm/e/1528251 https://iono.fm/e/1528251
00:00: Intro
01:09: Introduction of guests
01:42: Berni Searle and her significance
03:21: Prof Muholi's work powerfully archives black LGBTQIA stories
05:32: Muholi's mentorship programme empowers aspiring photographers
06:53: Photography collecting requires understanding edition sizes and quality
09:35: How artists sign and authenticate their photographs
13:29: Which up-and-coming photographers should we watch?
17:01: How do international photographers influence African markets?
18:19: The evolution of photography and the use of AI
21:42: Significance of Paris Photo Fair
23:12: Themes that are emerging in contemporary photographic art
25:43: Mixed media - painting on photos
27:42: Closing and where to subscribe to listen to the series Artist, Vanessa Cowling's website · Investec Focus Radio SA]]> Business Mon, 17 Feb 2025 15:19:00 +0200 0 0 Art in Focus Ep4 | A lens on photography as art 0 0 Investec full 28:41 Investec Focus Radio SA https://iono.fm/e/1528075?v=1 https://iono.fm/e/1528075?v=1 Investec Focus Radio SA]]> Business Mon, 17 Feb 2025 10:14:00 +0200 0 0 Macro Monday Ep 61 | Inflation headache for the Fed 0 0 Investec full 9:59 Investec Focus Radio SA https://iono.fm/e/1525908 https://iono.fm/e/1525908 Investec Focus Radio SA]]> Business Mon, 10 Feb 2025 10:17:00 +0200 0 0 Macro Monday Ep60: Tariff wars escalate 0 0 Investec full 8:19 Investec Focus Radio SA https://iono.fm/e/1525763 https://iono.fm/e/1525763
Podcast key moments:

00:00 – Introduction
01:16 - Overview of the current macroeconomic landscape
03:08 - What has changed since the Minister of Finance tabled the Medium-Term Budget Policy Statement (MTBPS) in October 2024?
04:10 – What will investors be watching in Budget 2025
04:45 - How do you expect the minister to navigate fiscal deficit?
06:35 - Can government lower its debt trajectory?
07:43 – How do we drive growth in South Africa?
08:52 - Expectations for revenue in the upcoming budget? any tax increases?
13:11 - From an investment perspective, what are the implications for various key sectors and the equity market?
14:18 - Outlook for government bond yields?
15:47 - When will South Africa get to investment grade?
16:44 - How can the budget address issues related to retrenchment and unemployment?
18:12 - Are there strategies to ensure the development of a sustainable infrastructure in South Africa?
19:55 - What's the one big thing that you're looking out for in budget 2025?

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Sun, 09 Feb 2025 17:38:00 +0200 0 0 NOW Ep92: Budget 2025 | What to expect 0 0 Investec full 21:10 Investec Focus Radio SA https://iono.fm/e/1525132 https://iono.fm/e/1525132
00:00: Intro
01:22: Introduction of guests
03:31: The evolution of art fairs
07:46: Boemo on what challenges she faced when starting out
08:36: Thoughts on artists giving back
13:20: Challenges commonly faced by young artists
18:14: The digital age offers both opportunities and challenges for artists
20:07: Galleries provide essential support and representation for artists
20:55: Advice for young collectors
22:59: Artists to keep an eye on
28:00: Closing and where to subscribe to listen to the series

Find out more about the Investec Cape Town Art Fair and buy tickets here:
https://link.investec.com/h8aczf Art in Focus series · Investec Focus Radio SA]]> Business Thu, 06 Feb 2025 16:22:00 +0200 0 0 Art in Focus Ep 3 | NextGen art: Cultivating talent and accessibility 0 0 Investec full 28:53 Investec Focus Radio SA https://iono.fm/e/1523688 https://iono.fm/e/1523688 Investec Focus Radio SA]]> Business Mon, 03 Feb 2025 10:27:00 +0200 0 0 Macro Monday Ep59: Trump upsets the apple cart 0 0 Investec full 7:42 Investec Focus Radio SA https://iono.fm/e/1521394 https://iono.fm/e/1521394 Investec Focus Radio SA]]> Business Mon, 27 Jan 2025 09:50:00 +0200 0 0 Macro Monday Ep58: China shakes up competition in AI 0 0 Investec full 8:24 Investec Focus Radio SA https://iono.fm/e/1520825 https://iono.fm/e/1520825 00:00: Intro
01:20: Introduction of guests
01:56 How did Cumesh and Itu's art journey begin?
03:56: Top 10 artist ‘wish list’ and how do you approach collecting?
06:41: Contributing factors to the art market's resilience amid economic challenges
09:07: Understanding the role of primary and secondary art markets
13:38: Exploring art purchases through social media
15:16: Gen-X leads in expenditure
17:58: Growing interest in textured works and sculpture
20:05: What might be causing the shift in luxury goods like watches?
24:41: Diversifying Portfolios: Balancing equities and alternatives
29:04: The significance of the Investec Cape Town Art Fair
31:01: Closing and where to subscribe to listen to the series
Find out more about the Investec Cape Town Art Fair and buy tickets here:
https://link.investec.com/h8aczf Investec Focus Radio SA]]> Business Fri, 24 Jan 2025 04:49:00 +0200 0 0 Art in Focus Ep 2 | Art as an investment: A collector's take 0 0 Investec full 31:47 Investec Focus Radio SA https://iono.fm/e/1520795 https://iono.fm/e/1520795
Podcast key moments:

00:00 - Introduction
01:12 – What is the one thing that stood out at Davos 2025?
03:12 – Thoughts on Donald Trump’s first week back?
04:28 – How was South Africa’s investment message at the World Economic Forum meetings received?
05:06 - How was UK Chancellor Rachel Reeves’ address received by the business community in Davos?
06:44 – What stood out for you in European Commission President Ursula von der Leyen speech?
09:13 - The theme WEF this year was "Collaboration for the Intelligent Age". From what you’re hearing in the Davos, are the robots coming for our jobs?
10:08 – Insights from the WEF panel “Energy Transition: Where Public Policy Meets Private Goals”
11:47 – Key takeaways from the 2025 Davos annual meeting

Read more on www.investec.com/now

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA]]> Business Thu, 23 Jan 2025 21:09:00 +0200 0 0 NOW Ep91: Davos Debrief part 3 | WEF 2025: What next? 0 0 Investec full 14:30 Investec Focus Radio SA