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		<title>STBB | Legally Speaking</title>
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		<description>With the right attorney and legal guidance, you make informed decisions. Practising from 13 offices throughout South Africa, STBB offers clients access to a powerful team of more than 110 business-minded attorneys who are dedicated to client service. Through this channel, we'll share helpful information on property law, wills &amp; estates, family law, commercial transactions, and labour law.</description>
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		<title>Property FAQs: Understanding the transfer process</title>
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		<description><![CDATA[With 2026 in full swing and the property market showing few signs of slowing down, it is imperative for sellers, prospective purchasers, and estate agents to have a workable understanding of the legal requirements underpinning property sales. In our latest podcast, STBB Cape Town Director, Liezl Solomon, capably tackles common questions conveyancing attorneys receive from clients during property transactions. For sound explanations, tune in now! ]]></description>
					<category>Business</category>
				<pubDate>Tue, 24 Mar 2026 13:27:00 +0200</pubDate>
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						<itunes:title>Property FAQs: Understanding the transfer process</itunes:title>
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		<itunes:summary><![CDATA[With 2026 in full swing and the property market showing few signs of slowing down, it is imperative for sellers, prospective purchasers, and estate agents to have a workable understanding of the legal requirements underpinning property sales. In our latest podcast, STBB Cape Town Director, Liezl Solomon, capably tackles common questions conveyancing attorneys receive from clients during property transactions. For sound explanations, tune in now!]]></itunes:summary>
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		<title>Tackling commission disputes: Expert guidance</title>
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		<description><![CDATA[In our latest episode, STBB Director and experienced litigator, David Martin Ogilvie Thompson, unpacks the legal framework regulating estate agents’ commission in South Africa. Emphasising the critical importance of implementing best practices, David explains the requirements to successfully enforce a claim for commission, identifies common pitfalls, and explores what it means to be the ‘effective cause’ of a sale. For expert guidance on avoiding commission disputes in your next sale, tune in! ]]></description>
					<category>Business</category>
				<pubDate>Thu, 26 Feb 2026 10:32:00 +0200</pubDate>
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						<itunes:title>Tackling commission disputes: Expert guidance</itunes:title>
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		<itunes:summary><![CDATA[In our latest episode, STBB Director and experienced litigator, David Martin Ogilvie Thompson, unpacks the legal framework regulating estate agents’ commission in South Africa. Emphasising the critical importance of implementing best practices, David explains the requirements to successfully enforce a claim for commission, identifies common pitfalls, and explores what it means to be the ‘effective cause’ of a sale. For expert guidance on avoiding commission disputes in your next sale, tune in!]]></itunes:summary>
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		<description><![CDATA[In our first episode of 2026, Director and experienced conveyancer, Zane du Randt, adeptly discusses the legal and practical implications of discovering property defects post-signature. Why does the distinction between patent and latent defects matter? Will an estate agent be penalised for failing to obtain an immovable property condition report? Does the voetstoots clause safeguard sellers for not disclosing hidden defects? For the answers to these important queries and more, tune in now! ]]></description>
					<category>Business</category>
				<pubDate>Sun, 25 Jan 2026 16:00:00 +0200</pubDate>
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						<itunes:title>Expert insights: Navigating property defects</itunes:title>
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		<itunes:summary><![CDATA[In our first episode of 2026, Director and experienced conveyancer, Zane du Randt, adeptly discusses the legal and practical implications of discovering property defects post-signature. Why does the distinction between patent and latent defects matter? Will an estate agent be penalised for failing to obtain an immovable property condition report? Does the voetstoots clause safeguard sellers for not disclosing hidden defects? For the answers to these important queries and more, tune in now!]]></itunes:summary>
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		<title>Transfer duty unpacked: What every property purchaser should know</title>
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		<description><![CDATA[In our final and highly informative podcast of 2025, Dr Samantha Smith explores key transfer duty-related questions. With the aim of keeping prospective purchasers and property professionals informed, Samantha carefully explains the conceptual basis of transfer duty, outlines applicable exemptions, and notes the importance of this year’s threshold adjustment for first-time homeowners. With property investment set to increase in 2026, understanding the mechanics of transfer duty is critical. For clear and comprehensive guidance, tune in now! ]]></description>
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				<pubDate>Mon, 08 Dec 2025 16:23:00 +0200</pubDate>
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						<itunes:title>Transfer duty unpacked: What every property purchaser should know</itunes:title>
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		<itunes:duration>6:18</itunes:duration>
		<itunes:summary><![CDATA[In our final and highly informative podcast of 2025, Dr Samantha Smith explores key transfer duty-related questions. With the aim of keeping prospective purchasers and property professionals informed, Samantha carefully explains the conceptual basis of transfer duty, outlines applicable exemptions, and notes the importance of this year’s threshold adjustment for first-time homeowners. With property investment set to increase in 2026, understanding the mechanics of transfer duty is critical. For clear and comprehensive guidance, tune in now!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>The certificate check: Understanding compliance in property transfers</title>
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		<description><![CDATA[In this month’s practical and engaging podcast, STBB Director and conveyancing attorney, Liezl Solomon, answers key questions concerning compliance certificates in property transactions. Who bears the responsibility to obtain these certificates? What is the statutory – or contractual – purpose underpinning compliance certificates? Do validity periods differ? And are there any exclusions? Tune in to our latest episode for the answers to these common queries and more! ]]></description>
					<category>Business</category>
				<pubDate>Sun, 16 Nov 2025 12:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
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						<itunes:title>The certificate check: Understanding compliance in property transfers</itunes:title>
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		<itunes:duration>8:17</itunes:duration>
		<itunes:summary><![CDATA[In this month’s practical and engaging podcast, STBB Director and conveyancing attorney, Liezl Solomon, answers key questions concerning compliance certificates in property transactions. Who bears the responsibility to obtain these certificates? What is the statutory – or contractual – purpose underpinning compliance certificates? Do validity periods differ? And are there any exclusions? Tune in to our latest episode for the answers to these common queries and more!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>The facts behind the myths: Understanding antenuptial contracts</title>
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		<description><![CDATA[Contemplating marriage or preparing for your wedding? In this month’s informative podcast, STBB Director and family law expert, Shirne Grobler, demystifies common misconceptions surrounding antenuptial contracts. Carefully clarifying couples’ concerns about ANCs, Shirne briefly explains the purpose of concluding an ANC, outlines the legal framework regulating matrimonial property systems, and highlights the critical importance of properly drafting an ANC. For clear and practical legal guidance this wedding season, tune in now! ]]></description>
					<category>Business</category>
				<pubDate>Mon, 20 Oct 2025 08:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The facts behind the myths: Understanding antenuptial contracts</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
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		<itunes:summary><![CDATA[Contemplating marriage or preparing for your wedding? In this month’s informative podcast, STBB Director and family law expert, Shirne Grobler, demystifies common misconceptions surrounding antenuptial contracts. Carefully clarifying couples’ concerns about ANCs, Shirne briefly explains the purpose of concluding an ANC, outlines the legal framework regulating matrimonial property systems, and highlights the critical importance of properly drafting an ANC. For clear and practical legal guidance this wedding season, tune in now!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Celebrating Women’s Month: Navigating practice as a woman in law</title>
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		<description><![CDATA[In this month’s inspiring and reflective episode, five STBB attorneys share their personal journeys navigating the unique challenges and benefits of being women in the legal profession. In a candid discussion about gender biases, demanding workloads, the importance of mentorship, and more, our special panel of guests offer honest insights and key tips for the next generation of young women entering the profession.Tune in now for an open and thoughtful discussion with Shereen Volks, Ghislaine Barends, Kelly Leach, Jessica Walters, and Katie Fisher! ]]></description>
					<category>Business</category>
				<pubDate>Tue, 19 Aug 2025 12:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Celebrating Women’s Month: Navigating practice as a woman in law</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
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		<itunes:summary><![CDATA[In this month’s inspiring and reflective episode, five STBB attorneys share their personal journeys navigating the unique challenges and benefits of being women in the legal profession. In a candid discussion about gender biases, demanding workloads, the importance of mentorship, and more, our special panel of guests offer honest insights and key tips for the next generation of young women entering the profession.Tune in now for an open and thoughtful discussion with Shereen Volks, Ghislaine Barends, Kelly Leach, Jessica Walters, and Katie Fisher!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Invasive vegetation and property transfers: What you should know</title>
		<link>https://iono.fm/e/1580275</link>
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		<description><![CDATA[In the second of this month’s property-focused episodes, experienced conveyancer and STBB Claremont Associate, Inge Johnson, explores the impact of listed invasive plant species on property transfers. Briefly outlining the legal framework governing invasive species, Inge explains the importance of identifying and expressly declaring the presence of such vegetation, the consequences of non-compliance with permit requirements, and the impact on the property transaction. For an informative breakdown of these aspects, listen now! ]]></description>
					<category>Business</category>
				<pubDate>Sun, 27 Jul 2025 18:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Invasive vegetation and property transfers: What you should know</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>6:36</itunes:duration>
		<itunes:summary><![CDATA[In the second of this month’s property-focused episodes, experienced conveyancer and STBB Claremont Associate, Inge Johnson, explores the impact of listed invasive plant species on property transfers. Briefly outlining the legal framework governing invasive species, Inge explains the importance of identifying and expressly declaring the presence of such vegetation, the consequences of non-compliance with permit requirements, and the impact on the property transaction. For an informative breakdown of these aspects, listen now!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Mortgage bonds 101: Key insights for prospective homeowners</title>
		<link>https://iono.fm/e/1573629</link>
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		<description><![CDATA[In the first of this month’s property-themed episodes, Senior Associates and experienced conveyancers, Olwethu Ndungane-Gonya and Amaal Levy, provide a clear and informative overview of mortgage bonds. Which documentation does a prospective purchaser require to apply for a bond? Is there a benefit to using a mortgage originator? What function does a bond attorney fulfill in facilitating the bond registration process? Can a bond be reassessed? For the answers to these key legal questions and more, tune in now! ]]></description>
					<category>Business</category>
				<pubDate>Mon, 07 Jul 2025 12:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mortgage bonds 101: Key insights for prospective homeowners</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
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		<itunes:summary><![CDATA[In the first of this month’s property-themed episodes, Senior Associates and experienced conveyancers, Olwethu Ndungane-Gonya and Amaal Levy, provide a clear and informative overview of mortgage bonds. Which documentation does a prospective purchaser require to apply for a bond? Is there a benefit to using a mortgage originator? What function does a bond attorney fulfill in facilitating the bond registration process? Can a bond be reassessed? For the answers to these key legal questions and more, tune in now!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Understanding contracts: Demystifying boilerplate clauses</title>
		<link>https://iono.fm/e/1568305</link>
		<guid isPermaLink="true">https://iono.fm/e/1568305</guid>
		<description><![CDATA[In this month’s informative and commercially-focused episode, STBB’s chief Content Writer and Legal Editor, Dr Samantha Smith, explains the meaning, purpose, and value of boilerplate clauses. Incorporated in a wide range of commercial, property, and finance-related contracts, boilerplate clauses are central to interpreting and defining the scope of agreements. If you’re a budding entrepreneur, businessperson, or property practitioner interested in deciphering legal jargon, tune in now for clear and practical explanations! ]]></description>
					<category>Business</category>
				<pubDate>Fri, 20 Jun 2025 16:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Understanding contracts: Demystifying boilerplate clauses</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>7:22</itunes:duration>
		<itunes:summary><![CDATA[In this month’s informative and commercially-focused episode, STBB’s chief Content Writer and Legal Editor, Dr Samantha Smith, explains the meaning, purpose, and value of boilerplate clauses. Incorporated in a wide range of commercial, property, and finance-related contracts, boilerplate clauses are central to interpreting and defining the scope of agreements. If you’re a budding entrepreneur, businessperson, or property practitioner interested in deciphering legal jargon, tune in now for clear and practical explanations!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Estate duty: Will your estate have sufficient liquidity?</title>
		<link>https://iono.fm/e/1555672</link>
		<guid isPermaLink="true">https://iono.fm/e/1555672</guid>
		<description><![CDATA[While estate-related costs are something few of us may want to think about, understanding estate duty is essential to ensuring your affairs are in order and your loved ones are protected from unnecessary financial strain. Join Director and estate law specialist, Refqah Ho-Yee, in this month's illuminating episode as she explains the significance of estate duty, how it is calculated, when it is payable, and why it matters for effective estate planning. Tune in now for practical guidance you can trust! ]]></description>
					<category>Business</category>
				<pubDate>Wed, 14 May 2025 08:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate duty: Will your estate have sufficient liquidity?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>7:38</itunes:duration>
		<itunes:summary><![CDATA[While estate-related costs are something few of us may want to think about, understanding estate duty is essential to ensuring your affairs are in order and your loved ones are protected from unnecessary financial strain. Join Director and estate law specialist, Refqah Ho-Yee, in this month's illuminating episode as she explains the significance of estate duty, how it is calculated, when it is payable, and why it matters for effective estate planning. Tune in now for practical guidance you can trust!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1555672?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Hiding assets: Trusts, divorce, and deemed property</title>
		<link>https://iono.fm/e/1545505</link>
		<guid isPermaLink="true">https://iono.fm/e/1545505</guid>
		<description><![CDATA[In this month’s concise but highly informative episode, Director, family law specialist, and litigator, Shirné Grobler, explores pertinent trust-related enquiries in the context of divorce. In a bid to preserve one’s wealth, can a spouse transfer funds into a family trust prior to instituting divorce proceedings? In which instances will a trust be deemed to be operating as a spouse’s ‘alter ego’? Crucially, can the other spouse approach a court for interdictory relief? Tune in now for expert legal insights! ]]></description>
					<category>Business</category>
				<pubDate>Thu, 10 Apr 2025 10:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Hiding assets: Trusts, divorce, and deemed property</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>5:31</itunes:duration>
		<itunes:summary><![CDATA[In this month’s concise but highly informative episode, Director, family law specialist, and litigator, Shirné Grobler, explores pertinent trust-related enquiries in the context of divorce. In a bid to preserve one’s wealth, can a spouse transfer funds into a family trust prior to instituting divorce proceedings? In which instances will a trust be deemed to be operating as a spouse’s ‘alter ego’? Crucially, can the other spouse approach a court for interdictory relief? Tune in now for expert legal insights!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1545505_high.mp3?p=rss" length="5303209" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1545505?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Matrimonial property regimes: What you should know</title>
		<link>https://iono.fm/e/1534994</link>
		<guid isPermaLink="true">https://iono.fm/e/1534994</guid>
		<description><![CDATA[In this month’s special episode, Director and family law specialist, Shirné Grobler, and Senior Associate and estate law professional, Caryn Avenant, explore how different matrimonial property regimes shape the proprietary consequences of divorce and death. Outlining South Africa’s distinct matrimonial property systems, Caryn and Shirné explain the various legal requirements to conclude an antenuptial contract, identify the instances in which one’s marital regime can override the provisions of a will, and discuss how a surviving spouse can claim maintenance and accrual post-death. Tune in now for practical legal insights! ]]></description>
					<category>Business</category>
				<pubDate>Mon, 10 Mar 2025 11:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Matrimonial property regimes: What you should know</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>7:10</itunes:duration>
		<itunes:summary><![CDATA[In this month’s special episode, Director and family law specialist, Shirné Grobler, and Senior Associate and estate law professional, Caryn Avenant, explore how different matrimonial property regimes shape the proprietary consequences of divorce and death. Outlining South Africa’s distinct matrimonial property systems, Caryn and Shirné explain the various legal requirements to conclude an antenuptial contract, identify the instances in which one’s marital regime can override the provisions of a will, and discuss how a surviving spouse can claim maintenance and accrual post-death. Tune in now for practical legal insights!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1534994_high.mp3?p=rss" length="6893125" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1534994?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Managing estates across jurisdictions (part two)</title>
		<link>https://iono.fm/e/1530084</link>
		<guid isPermaLink="true">https://iono.fm/e/1530084</guid>
		<description><![CDATA[In the final instalment of our estate-focused two-part series, Senior Associate and estate law expert, Caryn Avenant, explores the vital necessity of having separate wills in each territory in which one holds assets. Noting the cumbersome nature of administering an estate across multiple jurisdictions, Caryn discusses the potential delays and unwanted costs of holding a single ‘worldwide will’. In addition, she explains the pitfalls of automatic succession, the legal implications of being married in accordance with the laws of another country, and the documentary challenges associated with nominating a foreign executor. ]]></description>
					<category>Business</category>
				<pubDate>Sat, 22 Feb 2025 08:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Managing estates across jurisdictions (part two)</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>8:17</itunes:duration>
		<itunes:summary><![CDATA[In the final instalment of our estate-focused two-part series, Senior Associate and estate law expert, Caryn Avenant, explores the vital necessity of having separate wills in each territory in which one holds assets. Noting the cumbersome nature of administering an estate across multiple jurisdictions, Caryn discusses the potential delays and unwanted costs of holding a single ‘worldwide will’. In addition, she explains the pitfalls of automatic succession, the legal implications of being married in accordance with the laws of another country, and the documentary challenges associated with nominating a foreign executor.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1530084_high.mp3?p=rss" length="7953070" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1530084?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Managing estates across jurisdictions (part one)</title>
		<link>https://iono.fm/e/1526309</link>
		<guid isPermaLink="true">https://iono.fm/e/1526309</guid>
		<description><![CDATA[In part one of this month’s engaging two-part series, estate law specialist and Senior Associate, Caryn Avenant, discusses the challenges and practicalities of administering an estate in instances where an individual resides in another country and retains assets in South Africa or where an heir lives abroad. Additionally, she provides practical guidance in scenarios where a South African resident passes away while overseas and the foreign jurisdiction issues a death certificate in a language other than English. Tune in now for expert legal advice! ]]></description>
					<category>Business</category>
				<pubDate>Tue, 11 Feb 2025 09:41:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Managing estates across jurisdictions (part one)</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>9:06</itunes:duration>
		<itunes:summary><![CDATA[In part one of this month’s engaging two-part series, estate law specialist and Senior Associate, Caryn Avenant, discusses the challenges and practicalities of administering an estate in instances where an individual resides in another country and retains assets in South Africa or where an heir lives abroad. Additionally, she provides practical guidance in scenarios where a South African resident passes away while overseas and the foreign jurisdiction issues a death certificate in a language other than English. Tune in now for expert legal advice!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1526309_high.mp3?p=rss" length="8742177" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1526309?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Replacing lost or misplaced title deeds: Essential information</title>
		<link>https://iono.fm/e/1519278</link>
		<guid isPermaLink="true">https://iono.fm/e/1519278</guid>
		<description><![CDATA[In our first episode of 2025, Senior Associate and experienced conveyancer, Anusha Pitamber, joins us to discuss the legal and financial consequences of losing or misplacing your property’s title deed and the process of applying for a ‘VA copy’, which serves as a replacement copy. She further explains the application for replacing a damaged title deed. Whether you’re a homeowner with a non-bonded property, estate agent negotiating a deal, or curious potential purchaser, tune in now for practical legal advice on this conveyancing hurdle. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 20 Jan 2025 09:38:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Replacing lost or misplaced title deeds: Essential information</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>12:47</itunes:duration>
		<itunes:summary><![CDATA[In our first episode of 2025, Senior Associate and experienced conveyancer, Anusha Pitamber, joins us to discuss the legal and financial consequences of losing or misplacing your property’s title deed and the process of applying for a ‘VA copy’, which serves as a replacement copy. She further explains the application for replacing a damaged title deed. Whether you’re a homeowner with a non-bonded property, estate agent negotiating a deal, or curious potential purchaser, tune in now for practical legal advice on this conveyancing hurdle.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1519278_high.mp3?p=rss" length="12285217" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1519278?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>In the news: FICA compliance and the consequences of non-compliance</title>
		<link>https://iono.fm/e/1509402</link>
		<guid isPermaLink="true">https://iono.fm/e/1509402</guid>
		<description><![CDATA[In this month’s enlightening episode, Maryna Botha considers the implications of non-compliance with the requirements of the Financial Intelligence Centre Act (‘FICA’). Against the backdrop of the recent levying of hefty penalties on non-compliant accountable institutions, Maryna emphasises that the Financial Intelligence Centre’s intention is not to punish banks, law firms, estate agencies, and other accountable institutions. Instead, its focus is on ensuring these entities verify the details of the persons they interact with and comply with their own internal Risk Management and Compliance Programmes. Cautioning against fearmongering, Maryna offers helpful tips to accountable institutions seeking to be FICA-compliant.<br />
<br />
For skilled and sensible legal assistance with your FICA compliance requirements, contact compliance@stbb.co.za today. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 05 Dec 2024 10:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>In the news: FICA compliance and the consequences of non-compliance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>9:48</itunes:duration>
		<itunes:summary><![CDATA[In this month’s enlightening episode, Maryna Botha considers the implications of non-compliance with the requirements of the Financial Intelligence Centre Act (‘FICA’). Against the backdrop of the recent levying of hefty penalties on non-compliant accountable institutions, Maryna emphasises that the Financial Intelligence Centre’s intention is not to punish banks, law firms, estate agencies, and other accountable institutions. Instead, its focus is on ensuring these entities verify the details of the persons they interact with and comply with their own internal Risk Management and Compliance Programmes. Cautioning against fearmongering, Maryna offers helpful tips to accountable institutions seeking to be FICA-compliant.

For skilled and sensible legal assistance with your FICA compliance requirements, contact compliance@stbb.co.za today.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Solar-powered systems: What you should know</title>
		<link>https://iono.fm/e/1504678</link>
		<guid isPermaLink="true">https://iono.fm/e/1504678</guid>
		<description><![CDATA[In this month’s informative episode, Senior Associate and property law specialist, Joshua Schumacher sheds light on the impact of the installation of solar-powered systems on the sale of immovable property. As more homeowners turn to solar-powered energy, understanding the legal aspects of these systems is increasingly important for sellers, prospective purchasers, and estate agents alike. Tune in now for a rundown of these legal considerations. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 21 Nov 2024 09:55:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Solar-powered systems: What you should know</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>13:01</itunes:duration>
		<itunes:summary><![CDATA[In this month’s informative episode, Senior Associate and property law specialist, Joshua Schumacher sheds light on the impact of the installation of solar-powered systems on the sale of immovable property. As more homeowners turn to solar-powered energy, understanding the legal aspects of these systems is increasingly important for sellers, prospective purchasers, and estate agents alike. Tune in now for a rundown of these legal considerations.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1504678_high.mp3?p=rss" length="12500884" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1504678?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Going green with STBB</title>
		<link>https://iono.fm/e/1490717</link>
		<guid isPermaLink="true">https://iono.fm/e/1490717</guid>
		<description><![CDATA[In this month’s engaging episode, Director and family law expert, Shereen Volks, explores STBB’s burgeoning sustainability initiatives. Cognisant of the growing significance of corporate accountability, Shereen discusses the firm’s recycling programmes, its shift to electronic documentation, and commitment to sustainable solutions in light of the climate crisis. To that end, she provides helpful guidance to other corporate entities seeking to enhance their environmental stewardship. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 10 Oct 2024 08:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Going green with STBB</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>9:07</itunes:duration>
		<itunes:summary><![CDATA[In this month’s engaging episode, Director and family law expert, Shereen Volks, explores STBB’s burgeoning sustainability initiatives. Cognisant of the growing significance of corporate accountability, Shereen discusses the firm’s recycling programmes, its shift to electronic documentation, and commitment to sustainable solutions in light of the climate crisis. To that end, she provides helpful guidance to other corporate entities seeking to enhance their environmental stewardship.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1490717_high.mp3?p=rss" length="8768508" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1490717?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Estate planning for millennials: Part 5</title>
		<link>https://iono.fm/e/1488944</link>
		<guid isPermaLink="true">https://iono.fm/e/1488944</guid>
		<description><![CDATA[In the final instalment of our engaging five-part series, Refqah Ho-Yee considers ownership of certain business interests, including shares in a company, and the importance of concluding formal agreements that explicitly record shareholding, capital investment, insurance policies in place, and the procedures to be followed in the event of a business partner's death. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 04 Oct 2024 09:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate planning for millennials: Part 5</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>8:13</itunes:duration>
		<itunes:summary><![CDATA[In the final instalment of our engaging five-part series, Refqah Ho-Yee considers ownership of certain business interests, including shares in a company, and the importance of concluding formal agreements that explicitly record shareholding, capital investment, insurance policies in place, and the procedures to be followed in the event of a business partner's death.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1488944_high.mp3?p=rss" length="7898735" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1488944?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Estate planning for millennials: Part 4</title>
		<link>https://iono.fm/e/1486825</link>
		<guid isPermaLink="true">https://iono.fm/e/1486825</guid>
		<description><![CDATA[In the fourth instalment of our five-part series, Refqah Ho-Yee discusses the implications of new technology on estate planning. Are downloadable templates for wills reliable? Can generative AI tools truly replace the skill and expertise of an experienced attorney in drafting a will? Further, have you made provision for the secure storage of your essential documents? Refqah thoughtfully explores these questions and more. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 27 Sep 2024 15:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate planning for millennials: Part 4</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>10:17</itunes:duration>
		<itunes:summary><![CDATA[In the fourth instalment of our five-part series, Refqah Ho-Yee discusses the implications of new technology on estate planning. Are downloadable templates for wills reliable? Can generative AI tools truly replace the skill and expertise of an experienced attorney in drafting a will? Further, have you made provision for the secure storage of your essential documents? Refqah thoughtfully explores these questions and more.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1486825_high.mp3?p=rss" length="9885713" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1486825?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Estate planning for millennials: Part 3</title>
		<link>https://iono.fm/e/1484370</link>
		<guid isPermaLink="true">https://iono.fm/e/1484370</guid>
		<description><![CDATA[In the travel-focused third episode of our five-part series, Refqah Ho-Yee considers the impact of settling abroad, marrying a foreigner abroad, or persuading your foreign spouse to relocate to South Africa on estate planning requirements. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 20 Sep 2024 09:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate planning for millennials: Part 3</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>10:13</itunes:duration>
		<itunes:summary><![CDATA[In the travel-focused third episode of our five-part series, Refqah Ho-Yee considers the impact of settling abroad, marrying a foreigner abroad, or persuading your foreign spouse to relocate to South Africa on estate planning requirements.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1484370_high.mp3?p=rss" length="9824691" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1484370?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Estate planning for millennials: Part 2</title>
		<link>https://iono.fm/e/1480680</link>
		<guid isPermaLink="true">https://iono.fm/e/1480680</guid>
		<description><![CDATA[In the second instalment of our five-part series, Refqah Ho-Yee thoughtfully explores the implications of the co-ownership of immovable property for estate and succession planning. To avoid needless conflict and provide clarity to those you leave behind, contact estates@stbb.co.za to schedule an appointment to draft a comprehensive will or to update your existing will. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 13 Sep 2024 10:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate planning for millennials: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>9:20</itunes:duration>
		<itunes:summary><![CDATA[In the second instalment of our five-part series, Refqah Ho-Yee thoughtfully explores the implications of the co-ownership of immovable property for estate and succession planning. To avoid needless conflict and provide clarity to those you leave behind, contact estates@stbb.co.za to schedule an appointment to draft a comprehensive will or to update your existing will.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1480680_high.mp3?p=rss" length="8967457" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1480680?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Estate planning for millennials: Part 1</title>
		<link>https://iono.fm/e/1478776</link>
		<guid isPermaLink="true">https://iono.fm/e/1478776</guid>
		<description><![CDATA[In this month’s special five-part podcast series, Refqah Ho-Yee explores estate planning for millennials. In our first instalment, she addresses essential considerations for those with minor children, including how to provide for their ongoing needs – such as accommodation, medical care, and education – in the event of one’s untimely passing. Cognisant of the importance of having a valid will, Refqah emphasises the value of effective estate planning to accommodate your children’s future needs. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 09 Sep 2024 10:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate planning for millennials: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>4:30</itunes:duration>
		<itunes:summary><![CDATA[In this month’s special five-part podcast series, Refqah Ho-Yee explores estate planning for millennials. In our first instalment, she addresses essential considerations for those with minor children, including how to provide for their ongoing needs – such as accommodation, medical care, and education – in the event of one’s untimely passing. Cognisant of the importance of having a valid will, Refqah emphasises the value of effective estate planning to accommodate your children’s future needs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1478776_high.mp3?p=rss" length="4331036" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1478776?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Women who define greatness!</title>
		<link>https://iono.fm/e/1469028</link>
		<guid isPermaLink="true">https://iono.fm/e/1469028</guid>
		<description><![CDATA[In honour of Women’s Month, Ghislaine Barends, Director at STBB Cape Town, joins us in our latest episode to discuss balancing a thriving career and personal life. Ghislaine touches on the challenges she faces in and out of the workplace, how she tackles them, and the value of having a strong support system around you. Be sure to listen to her advice for women encountering similar challenges. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 08 Aug 2024 14:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Women who define greatness!</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>4:32</itunes:duration>
		<itunes:summary><![CDATA[In honour of Women’s Month, Ghislaine Barends, Director at STBB Cape Town, joins us in our latest episode to discuss balancing a thriving career and personal life. Ghislaine touches on the challenges she faces in and out of the workplace, how she tackles them, and the value of having a strong support system around you. Be sure to listen to her advice for women encountering similar challenges.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1469028_high.mp3?p=rss" length="4366980" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1469028?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Household vs homeowners' insurance</title>
		<link>https://iono.fm/e/1461235</link>
		<guid isPermaLink="true">https://iono.fm/e/1461235</guid>
		<description><![CDATA[In this month's informative episode, Senior Associate and Head of STBB Claremont’s Bond Department, Junel Hickman, joins us to discuss various aspects of homeowners’ insurance, an essential component of property ownership. In a concise but insightful discussion, she canvasses the important distinction between homeowners’ insurance and household insurance, explains why homeowners’ insurance is a condition for securing bond approval, and provides insight on whether a seller or purchaser is responsible for paying insurance premiums when the purchaser takes occupation of the property prior to the registration of transfer. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 17 Jul 2024 10:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Household vs homeowners' insurance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>9:03</itunes:duration>
		<itunes:summary><![CDATA[In this month's informative episode, Senior Associate and Head of STBB Claremont’s Bond Department, Junel Hickman, joins us to discuss various aspects of homeowners’ insurance, an essential component of property ownership. In a concise but insightful discussion, she canvasses the important distinction between homeowners’ insurance and household insurance, explains why homeowners’ insurance is a condition for securing bond approval, and provides insight on whether a seller or purchaser is responsible for paying insurance premiums when the purchaser takes occupation of the property prior to the registration of transfer.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1461235_high.mp3?p=rss" length="8689096" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1461235?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Selling your property during the winter season</title>
		<link>https://iono.fm/e/1450879</link>
		<guid isPermaLink="true">https://iono.fm/e/1450879</guid>
		<description><![CDATA[Does listing your property during the winter months negatively impact its re-sale value? Tune into this month's brief, but insightful, episode with Dillon Lebotschy as he explains why there may be untapped advantages to selling your property during winter and shares invaluable tips for crafting a snug atmosphere to entice prospective purchasers. Don't miss out on this helpful advice and transform your winter sale into a warm success! ]]></description>
					<category>Business</category>
				<pubDate>Thu, 13 Jun 2024 15:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Selling your property during the winter season</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>5:25</itunes:duration>
		<itunes:summary><![CDATA[Does listing your property during the winter months negatively impact its re-sale value? Tune into this month's brief, but insightful, episode with Dillon Lebotschy as he explains why there may be untapped advantages to selling your property during winter and shares invaluable tips for crafting a snug atmosphere to entice prospective purchasers. Don't miss out on this helpful advice and transform your winter sale into a warm success!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1450879_high.mp3?p=rss" length="5207122" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1450879?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Staying safe on social media</title>
		<link>https://iono.fm/e/1441296</link>
		<guid isPermaLink="true">https://iono.fm/e/1441296</guid>
		<description><![CDATA[Have you ever wondered if it is best to avoid social media? Do you click on links without a second thought? In this month's engaging episode, STBB Operations Manager and IT specialist, Brent Mackay, joins us on the podcast to explain how individuals and businesses can safeguard themselves on social media and what to watch out for to avoid being compromised. Tune in to learn more and stay cyber-safe! ]]></description>
					<category>Business</category>
				<pubDate>Wed, 15 May 2024 12:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Staying safe on social media</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>20:35</itunes:duration>
		<itunes:summary><![CDATA[Have you ever wondered if it is best to avoid social media? Do you click on links without a second thought? In this month's engaging episode, STBB Operations Manager and IT specialist, Brent Mackay, joins us on the podcast to explain how individuals and businesses can safeguard themselves on social media and what to watch out for to avoid being compromised. Tune in to learn more and stay cyber-safe!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1441296_high.mp3?p=rss" length="19775507" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1441296?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The conveyancing process: Tips for sellers and first-time buyers</title>
		<link>https://iono.fm/e/1435469</link>
		<guid isPermaLink="true">https://iono.fm/e/1435469</guid>
		<description><![CDATA[In our latest episode, Associate and conveyancer, Natasha Singh, joins us on the podcast to discuss the ins and outs of the conveyancing process. She provides helpful advice for sellers and buyers, outlines the costs involved for both parties, and provides a synopsis of the entire process from receipt of instruction to the registration of the transfer in the Deeds Office. If you're considering selling or purchasing property, tune in now for valuable tips and insights! ]]></description>
					<category>Business</category>
				<pubDate>Thu, 25 Apr 2024 18:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The conveyancing process: Tips for sellers and first-time buyers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>11:05</itunes:duration>
		<itunes:summary><![CDATA[In our latest episode, Associate and conveyancer, Natasha Singh, joins us on the podcast to discuss the ins and outs of the conveyancing process. She provides helpful advice for sellers and buyers, outlines the costs involved for both parties, and provides a synopsis of the entire process from receipt of instruction to the registration of the transfer in the Deeds Office. If you're considering selling or purchasing property, tune in now for valuable tips and insights!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1435469_high.mp3?p=rss" length="10648951" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1435469?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The Consumer Protection Act and its effect on lease agreements</title>
		<link>https://iono.fm/e/1432018</link>
		<guid isPermaLink="true">https://iono.fm/e/1432018</guid>
		<description><![CDATA[Director, Stefan Hougaard, joins us on the podcast to briefly discuss the impact of the Consumer Protection Act on lease agreements. Whether you're a tenant or landlord, or are planning to rent property, tune in now to learn more and stay informed! ]]></description>
					<category>Business</category>
				<pubDate>Mon, 15 Apr 2024 15:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Consumer Protection Act and its effect on lease agreements</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>5:07</itunes:duration>
		<itunes:summary><![CDATA[Director, Stefan Hougaard, joins us on the podcast to briefly discuss the impact of the Consumer Protection Act on lease agreements. Whether you're a tenant or landlord, or are planning to rent property, tune in now to learn more and stay informed!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1432018?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Antenuptial contracts</title>
		<link>https://iono.fm/e/1417629</link>
		<guid isPermaLink="true">https://iono.fm/e/1417629</guid>
		<description><![CDATA[On today's podcast, Ewin Michael gives us the run-down on antenuptial contracts under South African law. He outlines the conditions that must be met in order to conclude a valid antenuptial contract, and the legal ramifications of being married in or out of community of property. Tune in now for more insights on this topic! ]]></description>
					<category>Business</category>
				<pubDate>Tue, 19 Mar 2024 12:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Antenuptial contracts</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>5:08</itunes:duration>
		<itunes:summary><![CDATA[On today's podcast, Ewin Michael gives us the run-down on antenuptial contracts under South African law. He outlines the conditions that must be met in order to conclude a valid antenuptial contract, and the legal ramifications of being married in or out of community of property. Tune in now for more insights on this topic!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1417629?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Family law FAQs</title>
		<link>https://iono.fm/e/1415211</link>
		<guid isPermaLink="true">https://iono.fm/e/1415211</guid>
		<description><![CDATA[In this informative podcast, Ewin Michael joins us to address a range of frequently asked questions relevant to family law. What is a parenting plan? How does one enforce a maintenance order? What alternatives are there to marriage? And does South African law recognise 'common law marriage'? Tune in now to receive the answers to these questions and more! ]]></description>
					<category>Business</category>
				<pubDate>Tue, 12 Mar 2024 15:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Family law FAQs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>5:32</itunes:duration>
		<itunes:summary><![CDATA[In this informative podcast, Ewin Michael joins us to address a range of frequently asked questions relevant to family law. What is a parenting plan? How does one enforce a maintenance order? What alternatives are there to marriage? And does South African law recognise 'common law marriage'? Tune in now to receive the answers to these questions and more!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1415211_high.mp3?p=rss" length="5325003" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1415211?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Labour law FAQs: Part 2</title>
		<link>https://iono.fm/e/1409465</link>
		<guid isPermaLink="true">https://iono.fm/e/1409465</guid>
		<description><![CDATA[In the final instalment of this two-part podcast, our labour law expert, James Foxcroft, joins us to discuss the intricate details of employment contracts, and the importance of re-examining HR policies on an annual basis to ensure that they conform with existing law. Don’t miss out on this informative discussion – tune in now! ]]></description>
					<category>Business</category>
				<pubDate>Fri, 23 Feb 2024 15:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Labour law FAQs: Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>16:22</itunes:duration>
		<itunes:summary><![CDATA[In the final instalment of this two-part podcast, our labour law expert, James Foxcroft, joins us to discuss the intricate details of employment contracts, and the importance of re-examining HR policies on an annual basis to ensure that they conform with existing law. Don’t miss out on this informative discussion – tune in now!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1409465_high.mp3?p=rss" length="15716706" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1409465?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Solar tax incentives</title>
		<link>https://iono.fm/e/1405999</link>
		<guid isPermaLink="true">https://iono.fm/e/1405999</guid>
		<description><![CDATA[As the solar tax incentive reaches its twilight and filing season looms, dive into the nitty-gritty details with Associate, Abduraghmaan Farao, on today's episode. Learn how to navigate this novel incentive and arm yourself against those dreaded letters from SARS. Tune in now! ]]></description>
					<category>Business</category>
				<pubDate>Wed, 14 Feb 2024 09:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Solar tax incentives</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>12:43</itunes:duration>
		<itunes:summary><![CDATA[As the solar tax incentive reaches its twilight and filing season looms, dive into the nitty-gritty details with Associate, Abduraghmaan Farao, on today's episode. Learn how to navigate this novel incentive and arm yourself against those dreaded letters from SARS. Tune in now!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1405999_high.mp3?p=rss" length="12210060" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1405999?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Labour law FAQs: Part 1</title>
		<link>https://iono.fm/e/1404115</link>
		<guid isPermaLink="true">https://iono.fm/e/1404115</guid>
		<description><![CDATA[In part one of this two-part podcast, our labour law expert, James Foxcroft, joins us to discuss a range of frequently asked questions about the regulatory framework governing retirement and retrenchment, the procedures applicable to misconduct and dismissal, and the law relevant to instances where an employer transfers a business as a going concern. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 08 Feb 2024 08:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Labour law FAQs: Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>16:17</itunes:duration>
		<itunes:summary><![CDATA[In part one of this two-part podcast, our labour law expert, James Foxcroft, joins us to discuss a range of frequently asked questions about the regulatory framework governing retirement and retrenchment, the procedures applicable to misconduct and dismissal, and the law relevant to instances where an employer transfers a business as a going concern.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1404115_high.mp3?p=rss" length="15644844" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1404115?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Work Smarter in 2024</title>
		<link>https://iono.fm/e/1397200</link>
		<guid isPermaLink="true">https://iono.fm/e/1397200</guid>
		<description><![CDATA[Join our Marketing Manager, Leani Steenkamp, and STBB Associate, Dillon Lebotschy, as they discuss how to work more efficiently in 2024. This work-smarter session will focus on the fundamentals of time management and offer advice on how to foster positive relationships at work. Check out our podcast on this topic that was released today! ]]></description>
					<category>Business</category>
				<pubDate>Thu, 18 Jan 2024 06:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Work Smarter in 2024</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1397200_20250911_194005_1400.jpeg"/>
		<itunes:duration>23:47</itunes:duration>
		<itunes:summary><![CDATA[Join our Marketing Manager, Leani Steenkamp, and STBB Associate, Dillon Lebotschy, as they discuss how to work more efficiently in 2024. This work-smarter session will focus on the fundamentals of time management and offer advice on how to foster positive relationships at work. Check out our podcast on this topic that was released today!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1397200_high.mp3?p=rss" length="22847121" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_1397200_20250911_194005_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1397200?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>BBBEE</title>
		<link>https://iono.fm/e/1390939</link>
		<guid isPermaLink="true">https://iono.fm/e/1390939</guid>
		<description><![CDATA[We have Adam Ismail on the podcast to talk about BBBEE. He goes into great detail about BBBEE, the South African government's approach, and the requirements for international or multinational corporations looking to expand their business in South Africa. For more information on this topic, don't forget to listen to this podcast. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 18 Dec 2023 14:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>BBBEE</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>9:30</itunes:duration>
		<itunes:summary><![CDATA[We have Adam Ismail on the podcast to talk about BBBEE. He goes into great detail about BBBEE, the South African government's approach, and the requirements for international or multinational corporations looking to expand their business in South Africa. For more information on this topic, don't forget to listen to this podcast.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1390939_high.mp3?p=rss" length="9136373" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1390939?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Enforcement of Bonds</title>
		<link>https://iono.fm/e/1378698</link>
		<guid isPermaLink="true">https://iono.fm/e/1378698</guid>
		<description><![CDATA[Stefan Hougaard joins us on the podcast today. He provides us with a better understanding of loan agreements, mortgage bonds and how non-payment is enforced. He touches on scenarios that arise and how they are best resolved. Be sure to check out today’s podcast for more information on this topic! ]]></description>
					<category>Business</category>
				<pubDate>Thu, 09 Nov 2023 09:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Enforcement of Bonds</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>23:29</itunes:duration>
		<itunes:summary><![CDATA[Stefan Hougaard joins us on the podcast today. He provides us with a better understanding of loan agreements, mortgage bonds and how non-payment is enforced. He touches on scenarios that arise and how they are best resolved. Be sure to check out today’s podcast for more information on this topic!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1378698_high.mp3?p=rss" length="22554115" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1378698?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What tenants should know about renting</title>
		<link>https://iono.fm/e/1369077</link>
		<guid isPermaLink="true">https://iono.fm/e/1369077</guid>
		<description><![CDATA[Catch David Thompson’s interview on SAFM where he covers the basic rights and obligations of tenants in lease agreements. He will also touch on the perspective of landlords having challenges in as far as tenants are concerned. Be sure to check out today’s podcast for more information on this topic! ]]></description>
					<category>Business</category>
				<pubDate>Wed, 11 Oct 2023 17:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What tenants should know about renting</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>28:06</itunes:duration>
		<itunes:summary><![CDATA[Catch David Thompson’s interview on SAFM where he covers the basic rights and obligations of tenants in lease agreements. He will also touch on the perspective of landlords having challenges in as far as tenants are concerned. Be sure to check out today’s podcast for more information on this topic!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1369077_high.mp3?p=rss" length="26992492" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p2078/banner_6016_20250908_213850_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1369077?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Know you are not alone</title>
		<link>https://iono.fm/e/1359801</link>
		<guid isPermaLink="true">https://iono.fm/e/1359801</guid>
		<description><![CDATA[Coming up on our next podcast we chat Wills and Estates. <br />
<br />
Refqah Ho-Yee joins us on the podcast to talk about the essentials of this topic. She explains how each estate has its own requirements and takes us through the process from how to prepare important documentation to the average period for the finalisation of a deceased estate. Tune in for more information on this topic! ]]></description>
					<category>Business</category>
				<pubDate>Wed, 13 Sep 2023 15:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Know you are not alone</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>12:55</itunes:duration>
		<itunes:summary><![CDATA[Coming up on our next podcast we chat Wills and Estates. 

Refqah Ho-Yee joins us on the podcast to talk about the essentials of this topic. She explains how each estate has its own requirements and takes us through the process from how to prepare important documentation to the average period for the finalisation of a deceased estate. Tune in for more information on this topic!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
		<enclosure url="https://dl.iono.fm/epi/prov_2078/epi_1359801_high.mp3?p=rss" length="12404022" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1359801?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>THE NITTY GRITTY OF A GOING CONCERN</title>
		<link>https://iono.fm/e/1343947</link>
		<guid isPermaLink="true">https://iono.fm/e/1343947</guid>
		<description><![CDATA[Abduraghmaan Farao joins us on the podcast to talk about the nitty gritty of this topic. He covers a wide range of aspects, including the essential requirements for qualifying as a going concern. Be sure to check out today's podcast for more information on the topic! <br />
<br />
Leani Steenkamp is joined by Abduraghmaan Farao as they explore the ins and outs of a going concern. Abduraghmaan will explain what constitutes a going concern and the implications for businesses. Tune in to learn how a going concern can help your business succeed. We all know that a going concern is essential when it comes to efficiently running a company but what exactly is a going concern, and more importantly, how do you qualify for one? ]]></description>
					<category>Business</category>
				<pubDate>Fri, 11 Aug 2023 09:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>THE NITTY GRITTY OF A GOING CONCERN</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>10:01</itunes:duration>
		<itunes:summary><![CDATA[Abduraghmaan Farao joins us on the podcast to talk about the nitty gritty of this topic. He covers a wide range of aspects, including the essential requirements for qualifying as a going concern. Be sure to check out today's podcast for more information on the topic! 

Leani Steenkamp is joined by Abduraghmaan Farao as they explore the ins and outs of a going concern. Abduraghmaan will explain what constitutes a going concern and the implications for businesses. Tune in to learn how a going concern can help your business succeed. We all know that a going concern is essential when it comes to efficiently running a company but what exactly is a going concern, and more importantly, how do you qualify for one?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1343947?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Pre-emptive rights and deemed offers</title>
		<link>https://iono.fm/e/1324072</link>
		<guid isPermaLink="true">https://iono.fm/e/1324072</guid>
		<description><![CDATA[Andreas Tsangarakis, Director in the STBB Commercial Department, is joined by his colleague, Adam Ismail, Executive Consultant. <br />
<br />
Today they will be discussing the processes involved in the sale of shares and highlight various legislation that applies. They will delve into understanding the value of shares and associated rights as well as pre-emptive rights in shareholders’ agreements.<br />
<br />
Andreas and Adam will provide insight into the importance of understanding the legal implications when selling shares. This is an important topic to understand especially for those investing in companies or joining their board of directors. <br />
<br />
It is also vital to understand pre-emptive rights in shareholders’ agreements, which provide an individual shareholder with a right or priority when it comes to acquiring additional shares in the company. Our two experts will provide an example of such rights and the impact on the shareholder’s ability to participate in, or influence, decisions made within the company. <br />
<br />
Stay tuned for more information about today’s podcast as Andreas and Adam impart their knowledge on this important topic! ]]></description>
					<category>Business</category>
				<pubDate>Fri, 23 Jun 2023 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Pre-emptive rights and deemed offers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_6016_20250910_162307_1400.jpeg"/>
		<itunes:duration>31:14</itunes:duration>
		<itunes:summary><![CDATA[Andreas Tsangarakis, Director in the STBB Commercial Department, is joined by his colleague, Adam Ismail, Executive Consultant. 

Today they will be discussing the processes involved in the sale of shares and highlight various legislation that applies. They will delve into understanding the value of shares and associated rights as well as pre-emptive rights in shareholders’ agreements.

Andreas and Adam will provide insight into the importance of understanding the legal implications when selling shares. This is an important topic to understand especially for those investing in companies or joining their board of directors. 

It is also vital to understand pre-emptive rights in shareholders’ agreements, which provide an individual shareholder with a right or priority when it comes to acquiring additional shares in the company. Our two experts will provide an example of such rights and the impact on the shareholder’s ability to participate in, or influence, decisions made within the company. 

Stay tuned for more information about today’s podcast as Andreas and Adam impart their knowledge on this important topic!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Tax implications of property transactions</title>
		<link>https://iono.fm/e/1310976</link>
		<guid isPermaLink="true">https://iono.fm/e/1310976</guid>
		<description><![CDATA[Knowing the tax implications of your property transaction is crucial, not only as seller or purchaser, but also for agents assisting in the sale process. <br />
Listen to Zama Madungadaba as she breaks down the various taxes applicable in property transactions. Zama leads with great questions and identifies the three factors to consider when determining the taxes for which you will be liable. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 18 May 2023 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tax implications of property transactions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1310976_20250911_222947_1400.jpeg"/>
		<itunes:duration>12:08</itunes:duration>
		<itunes:summary><![CDATA[Knowing the tax implications of your property transaction is crucial, not only as seller or purchaser, but also for agents assisting in the sale process. 
Listen to Zama Madungadaba as she breaks down the various taxes applicable in property transactions. Zama leads with great questions and identifies the three factors to consider when determining the taxes for which you will be liable.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Suretyship and Marriage in Community of Property</title>
		<link>https://iono.fm/e/1301816</link>
		<guid isPermaLink="true">https://iono.fm/e/1301816</guid>
		<description><![CDATA[In this month’s podcast, Olivia Harvey explains what a suretyship is and the implications of signing surety. Olivia then dives into the effect it will have if you are married in community of property and the consequences of your spouse signing surety on behalf a business - do you need to consent? Will you be held liable? <br />
She also gives options for spouses married in community of property who want to avoid the risks of suretyship. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 20 Apr 2023 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Suretyship and Marriage in Community of Property</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1301816_20250911_224817_1400.jpeg"/>
		<itunes:duration>9:20</itunes:duration>
		<itunes:summary><![CDATA[In this month’s podcast, Olivia Harvey explains what a suretyship is and the implications of signing surety. Olivia then dives into the effect it will have if you are married in community of property and the consequences of your spouse signing surety on behalf a business - do you need to consent? Will you be held liable? 
She also gives options for spouses married in community of property who want to avoid the risks of suretyship.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>The Passing of Risk in a Property Transaction</title>
		<link>https://iono.fm/e/1290887</link>
		<guid isPermaLink="true">https://iono.fm/e/1290887</guid>
		<description><![CDATA[Who carries the risk relating to the property during a transfer process?<br />
What about defects caused by natural disasters?<br />
Join Madelein Williams as she expertly covers these questions and explains how to distinguish between the defects covered under Voetstoots law and the importance of the Property Condition Report. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 16 Mar 2023 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Passing of Risk in a Property Transaction</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1290887_20250911_231244_1400.jpeg"/>
		<itunes:duration>10:47</itunes:duration>
		<itunes:summary><![CDATA[Who carries the risk relating to the property during a transfer process?
What about defects caused by natural disasters?
Join Madelein Williams as she expertly covers these questions and explains how to distinguish between the defects covered under Voetstoots law and the importance of the Property Condition Report.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Money Lending between Family Members</title>
		<link>https://iono.fm/e/1280748</link>
		<guid isPermaLink="true">https://iono.fm/e/1280748</guid>
		<description><![CDATA[Family helps family in times of need. Kamogelo Twala discusses the risks of lending money to family members and how to avoid a sticky situation. No matter how strong the family bond is, you need a valid agreement stipulating the terms of repayment. What are these terms? Should you be registered in terms of the National Credit Act? Tune in for some expert advice! ]]></description>
					<category>Business</category>
				<pubDate>Thu, 16 Feb 2023 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Lending between Family Members</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1280748_20250911_233107_1400.jpeg"/>
		<itunes:duration>5:15</itunes:duration>
		<itunes:summary><![CDATA[Family helps family in times of need. Kamogelo Twala discusses the risks of lending money to family members and how to avoid a sticky situation. No matter how strong the family bond is, you need a valid agreement stipulating the terms of repayment. What are these terms? Should you be registered in terms of the National Credit Act? Tune in for some expert advice!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Insolvency: A creditor's means to recover?</title>
		<link>https://iono.fm/e/1270365</link>
		<guid isPermaLink="true">https://iono.fm/e/1270365</guid>
		<description><![CDATA[Subject expert, Stefan Hougaard, covers the topic from both an individual and an entity perspective. He deals with the difference between factual and commercial insolvency as well as what insolvency actually means. <br />
<br />
Stefan explains the process of having someone declared insolvent and the benefits and risks for the creditor.<br />
Lastly, he highlights two main risks, one of which includes the risk of the creditor having to pay into the estate being wound up for insolvency purposes. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 19 Jan 2023 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Insolvency: A creditor's means to recover?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1270365_20250911_234810_1400.jpeg"/>
		<itunes:duration>15:15</itunes:duration>
		<itunes:summary><![CDATA[Subject expert, Stefan Hougaard, covers the topic from both an individual and an entity perspective. He deals with the difference between factual and commercial insolvency as well as what insolvency actually means. 

Stefan explains the process of having someone declared insolvent and the benefits and risks for the creditor.
Lastly, he highlights two main risks, one of which includes the risk of the creditor having to pay into the estate being wound up for insolvency purposes.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Commercial Valuation of a Business - Part 2</title>
		<link>https://iono.fm/e/1259591</link>
		<guid isPermaLink="true">https://iono.fm/e/1259591</guid>
		<description><![CDATA[Join the STBB Commercial Department second discussion on the Commercial Valuation of a Business.<br />
A discussion facilitated by Mike Bromley, with experts Jacques Blignaut and Adam Ismail weighing in. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 05 Dec 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Commercial Valuation of a Business - Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1259591_20250912_000431_1400.jpeg"/>
		<itunes:duration>34:53</itunes:duration>
		<itunes:summary><![CDATA[Join the STBB Commercial Department second discussion on the Commercial Valuation of a Business.
A discussion facilitated by Mike Bromley, with experts Jacques Blignaut and Adam Ismail weighing in.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Transfer Process (Afrikaans Episode)</title>
		<link>https://iono.fm/e/1242193</link>
		<guid isPermaLink="true">https://iono.fm/e/1242193</guid>
		<description><![CDATA[For all our Afrikaans listeners! <br />
Daniel Els discusses the challenges in the transferring process. ]]></description>
					<category>Business</category>
				<pubDate>Sun, 27 Nov 2022 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Transfer Process (Afrikaans Episode)</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1242193_20250912_003213_1400.jpeg"/>
		<itunes:duration>12:30</itunes:duration>
		<itunes:summary><![CDATA[For all our Afrikaans listeners! 
Daniel Els discusses the challenges in the transferring process.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Community Schemes Ombuds Service</title>
		<link>https://iono.fm/e/1242189</link>
		<guid isPermaLink="true">https://iono.fm/e/1242189</guid>
		<description><![CDATA[Janke Geldenhuys discusses the Community Schemes Ombuds Service. What it is the CSOS and when can you benefit from their services? What concerns can be raised with CSOS? ]]></description>
					<category>Business</category>
				<pubDate>Wed, 09 Nov 2022 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Community Schemes Ombuds Service</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1242189_20250912_003215_1400.jpeg"/>
		<itunes:duration>8:12</itunes:duration>
		<itunes:summary><![CDATA[Janke Geldenhuys discusses the Community Schemes Ombuds Service. What it is the CSOS and when can you benefit from their services? What concerns can be raised with CSOS?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>The Conveyancing Process</title>
		<link>https://iono.fm/e/1242197</link>
		<guid isPermaLink="true">https://iono.fm/e/1242197</guid>
		<description><![CDATA[Buying a property is often the biggest business transaction you will do. Things often become tricky. Belinda Lewis explains what a conveyancer is. Surprisingly, it is not just an administrative function. She further explains active and passive roles in the conveyancing process. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 21 Oct 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Conveyancing Process</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1242197_20250912_003212_1400.jpeg"/>
		<itunes:duration>7:39</itunes:duration>
		<itunes:summary><![CDATA[Buying a property is often the biggest business transaction you will do. Things often become tricky. Belinda Lewis explains what a conveyancer is. Surprisingly, it is not just an administrative function. She further explains active and passive roles in the conveyancing process.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Acquisition of shares in property-owning companies</title>
		<link>https://iono.fm/e/1242200</link>
		<guid isPermaLink="true">https://iono.fm/e/1242200</guid>
		<description><![CDATA[In this episode of Coffee with Commercial, Andreas Tsangarakis covers the topic of acquisition of shares in property-owning companies. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 21 Oct 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Acquisition of shares in property-owning companies</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1242200_20250912_003210_1400.jpeg"/>
		<itunes:duration>33:57</itunes:duration>
		<itunes:summary><![CDATA[In this episode of Coffee with Commercial, Andreas Tsangarakis covers the topic of acquisition of shares in property-owning companies.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>&quot;Schemes of arrangement” in terms of the Companies Act.</title>
		<link>https://iono.fm/e/1242213</link>
		<guid isPermaLink="true">https://iono.fm/e/1242213</guid>
		<description><![CDATA[In this episode of Coffee with Commercial, Candice Robberts discusses "Schemes of arrangement” in terms of the Companies Act. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 21 Oct 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>&quot;Schemes of arrangement” in terms of the Companies Act.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1242213_20250912_003205_1400.jpeg"/>
		<itunes:duration>22:00</itunes:duration>
		<itunes:summary><![CDATA[In this episode of Coffee with Commercial, Candice Robberts discusses "Schemes of arrangement” in terms of the Companies Act.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Developing your Property</title>
		<link>https://iono.fm/e/1203781?v=1</link>
		<guid isPermaLink="true">https://iono.fm/e/1203781?v=1</guid>
		<description><![CDATA[Belinda Lewis talks about how you can develop your residential property further and how you can potentially unlock income from your property. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 14 Oct 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Developing your Property</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1203781_20250912_014505_1400.jpeg"/>
		<itunes:duration>11:21</itunes:duration>
		<itunes:summary><![CDATA[Belinda Lewis talks about how you can develop your residential property further and how you can potentially unlock income from your property.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Broad-based Economic Empowerment</title>
		<link>https://iono.fm/e/1225019</link>
		<guid isPermaLink="true">https://iono.fm/e/1225019</guid>
		<description><![CDATA[Adam Ismail takes the subject of Broad-based Economic Empowerment (BEE) head on. Many thought that the BEE policy had a limited lifespan, but it is clear that BEE is here to stay. Are there legal requirements for BEE? Are there any gains? ]]></description>
					<category>Business</category>
				<pubDate>Thu, 06 Oct 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Broad-based Economic Empowerment</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1225019_20250912_010008_1400.jpeg"/>
		<itunes:duration>6:59</itunes:duration>
		<itunes:summary><![CDATA[Adam Ismail takes the subject of Broad-based Economic Empowerment (BEE) head on. Many thought that the BEE policy had a limited lifespan, but it is clear that BEE is here to stay. Are there legal requirements for BEE? Are there any gains?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>All about wills and estates</title>
		<link>https://iono.fm/e/1225013</link>
		<guid isPermaLink="true">https://iono.fm/e/1225013</guid>
		<description><![CDATA[Lindsey Biccari sets the record straight on Wills. What is required for a Will to be valid? Are Video Wills legal in South Africa? What can invalidate a Will? What if your heir is a minor?<br />
What happens if you pass away without a Will? How long does it take to administer an estate? ]]></description>
					<category>Business</category>
				<pubDate>Thu, 29 Sep 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>All about wills and estates</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1225013_20250912_010008_1400.jpeg"/>
		<itunes:duration>7:20</itunes:duration>
		<itunes:summary><![CDATA[Lindsey Biccari sets the record straight on Wills. What is required for a Will to be valid? Are Video Wills legal in South Africa? What can invalidate a Will? What if your heir is a minor?
What happens if you pass away without a Will? How long does it take to administer an estate?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Residential and Commercial Evictions</title>
		<link>https://iono.fm/e/1225000</link>
		<guid isPermaLink="true">https://iono.fm/e/1225000</guid>
		<description><![CDATA[Martin Bey covers the topic of evictions, starting off with the difference between residential and commercial evictions. What is an unlawful eviction? When can a landlord evict a tenant? What is the process to get a tenant evicted? ]]></description>
					<category>Business</category>
				<pubDate>Thu, 15 Sep 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Residential and Commercial Evictions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1225000_20250912_010009_1400.jpeg"/>
		<itunes:duration>5:54</itunes:duration>
		<itunes:summary><![CDATA[Martin Bey covers the topic of evictions, starting off with the difference between residential and commercial evictions. What is an unlawful eviction? When can a landlord evict a tenant? What is the process to get a tenant evicted?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Commercial Valuation of a Business : Part 1</title>
		<link>https://iono.fm/e/1225625</link>
		<guid isPermaLink="true">https://iono.fm/e/1225625</guid>
		<description><![CDATA[Join the STBB Commercial Department for a two part discussion on the Commercial Valuation of a Business.<br />
A discussion facilitated by Mike Bromley, with experts Jacques Blignaut and Adam Ismail weighing in. ]]></description>
					<category>Business</category>
				<pubDate>Sat, 10 Sep 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Commercial Valuation of a Business : Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1225625_20250912_005843_1400.jpeg"/>
		<itunes:duration>36:53</itunes:duration>
		<itunes:summary><![CDATA[Join the STBB Commercial Department for a two part discussion on the Commercial Valuation of a Business.
A discussion facilitated by Mike Bromley, with experts Jacques Blignaut and Adam Ismail weighing in.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Shared Property and Divorce</title>
		<link>https://iono.fm/e/1224994</link>
		<guid isPermaLink="true">https://iono.fm/e/1224994</guid>
		<description><![CDATA[What happens when a couple divorces but they have a shared home?<br />
When can a spouse be evicted from a shared home? What happens if you are married with an ANC with accrual? What procedures and costs involved when buying your partner’s share of the property?<br />
Listen to Shereen Volks addressing this tricky subject. ]]></description>
					<category>Business</category>
				<pubDate>Fri, 09 Sep 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Shared Property and Divorce</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1224994_20250912_010010_1400.jpeg"/>
		<itunes:duration>6:31</itunes:duration>
		<itunes:summary><![CDATA[What happens when a couple divorces but they have a shared home?
When can a spouse be evicted from a shared home? What happens if you are married with an ANC with accrual? What procedures and costs involved when buying your partner’s share of the property?
Listen to Shereen Volks addressing this tricky subject.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1224994?download=0]]></ionofm:player_url>
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	<item>
		<title>Servitude Rights</title>
		<link>https://iono.fm/e/1203774</link>
		<guid isPermaLink="true">https://iono.fm/e/1203774</guid>
		<description><![CDATA[Belinda Lewis discusses Servitude rights. What are the different servitutes out there and how are they established. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 01 Sep 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Servitude Rights</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1203774_20250912_014505_1400.jpeg"/>
		<itunes:duration>8:31</itunes:duration>
		<itunes:summary><![CDATA[Belinda Lewis discusses Servitude rights. What are the different servitutes out there and how are they established.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Capital Gains Tax : Deceased Estates</title>
		<link>https://iono.fm/e/1202421</link>
		<guid isPermaLink="true">https://iono.fm/e/1202421</guid>
		<description><![CDATA[As part of our series on Capital Gains Tax, Kent Karro breaks down Capital Gains Tax relating to deceased estates. He takes a bit more time to discuss tax in detail than the previous two podcasts, so definitely one if you have a bit more time and want to go into further detail. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 15 Aug 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Capital Gains Tax : Deceased Estates</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1202421_20250912_014733_1400.jpeg"/>
		<itunes:duration>30:10</itunes:duration>
		<itunes:summary><![CDATA[As part of our series on Capital Gains Tax, Kent Karro breaks down Capital Gains Tax relating to deceased estates. He takes a bit more time to discuss tax in detail than the previous two podcasts, so definitely one if you have a bit more time and want to go into further detail.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Capital Gains Tax : Part 2</title>
		<link>https://iono.fm/e/1202401</link>
		<guid isPermaLink="true">https://iono.fm/e/1202401</guid>
		<description><![CDATA[In the second part of the Capital Gains Tax series, Belinda Lewis dives into the more complex transactions, such as estates, and breaks it down into understandable terms. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 01 Aug 2022 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Capital Gains Tax : Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1202401_20250912_014736_1400.jpeg"/>
		<itunes:duration>9:35</itunes:duration>
		<itunes:summary><![CDATA[In the second part of the Capital Gains Tax series, Belinda Lewis dives into the more complex transactions, such as estates, and breaks it down into understandable terms.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Capital Gains Tax : Part 1</title>
		<link>https://iono.fm/e/1202400</link>
		<guid isPermaLink="true">https://iono.fm/e/1202400</guid>
		<description><![CDATA[Capital Gains Tax is a tricky, and oftentimes a scary subject, that a lot of us prefer to ignore. The most important fact about Capital Gains Tax is that it applies to ALL property transactions. The only difference is how it is calculated.<br />
Listen to the first part on Capital Gains Tax while Belinda Lewis simplifies and explains the various calculations. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 06 Jul 2022 18:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Capital Gains Tax : Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1202400_20250912_014736_1400.jpeg"/>
		<itunes:duration>10:32</itunes:duration>
		<itunes:summary><![CDATA[Capital Gains Tax is a tricky, and oftentimes a scary subject, that a lot of us prefer to ignore. The most important fact about Capital Gains Tax is that it applies to ALL property transactions. The only difference is how it is calculated.
Listen to the first part on Capital Gains Tax while Belinda Lewis simplifies and explains the various calculations.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Choosing a Purchasing Vehicle</title>
		<link>https://iono.fm/e/1188172</link>
		<guid isPermaLink="true">https://iono.fm/e/1188172</guid>
		<description><![CDATA[Choosing the correct purchasing vehicle for your property purchase is a complex issue and it will hinge on various factors.<br />
Belinda Lewis breaks it down for us in layman's terms. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 30 May 2022 09:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Choosing a Purchasing Vehicle</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1188172_20250912_021048_1400.jpeg"/>
		<itunes:duration>7:29</itunes:duration>
		<itunes:summary><![CDATA[Choosing the correct purchasing vehicle for your property purchase is a complex issue and it will hinge on various factors.
Belinda Lewis breaks it down for us in layman's terms.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1188172?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Offer to Purchase : Part 2</title>
		<link>https://iono.fm/e/1169686</link>
		<guid isPermaLink="true">https://iono.fm/e/1169686</guid>
		<description><![CDATA[Whether you are a buyer or seller, today's episode will help you to understand VAT, taxes and costs, and also cover the dreaded breach clause. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 30 Mar 2022 07:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Offer to Purchase : Part 2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1169686_20250912_025234_1400.jpeg"/>
		<itunes:duration>6:46</itunes:duration>
		<itunes:summary><![CDATA[Whether you are a buyer or seller, today's episode will help you to understand VAT, taxes and costs, and also cover the dreaded breach clause.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Offer to Purchase : Part 1</title>
		<link>https://iono.fm/e/1169685</link>
		<guid isPermaLink="true">https://iono.fm/e/1169685</guid>
		<description><![CDATA[Before you put pen to paper, it is important to understand what you are signing. We will help you to identify what to look out for when signing an Offer to Purchase. In particular the Voetstoots, Compliances and Additional clauses. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 30 Mar 2022 07:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Offer to Purchase : Part 1</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1169685_20250912_025235_1400.jpeg"/>
		<itunes:duration>9:39</itunes:duration>
		<itunes:summary><![CDATA[Before you put pen to paper, it is important to understand what you are signing. We will help you to identify what to look out for when signing an Offer to Purchase. In particular the Voetstoots, Compliances and Additional clauses.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Understanding Sectional Title</title>
		<link>https://iono.fm/e/1150061</link>
		<guid isPermaLink="true">https://iono.fm/e/1150061</guid>
		<description><![CDATA[Looking for a property? Knowing which "type" of property is the right fit for you is important. There can be many ins and outs to know and understand when it comes to the different property types. Not to mention the added costs and responsibility.<br />
<br />
This audio brochure walks you through exactly what you need to know about sectional title. ]]></description>
					<category>Business</category>
				<pubDate>Sat, 29 Jan 2022 05:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Understanding Sectional Title</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1150061_20250912_033649_1400.jpeg"/>
		<itunes:duration>13:12</itunes:duration>
		<itunes:summary><![CDATA[Looking for a property? Knowing which "type" of property is the right fit for you is important. There can be many ins and outs to know and understand when it comes to the different property types. Not to mention the added costs and responsibility.

This audio brochure walks you through exactly what you need to know about sectional title.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	</item>
	<item>
		<title>Selling Property Subject to an Existing Lease Agreement</title>
		<link>https://iono.fm/e/1139048?v=1</link>
		<guid isPermaLink="true">https://iono.fm/e/1139048?v=1</guid>
		<description><![CDATA[Having a tenant in a property wanting to sell your property raises quite a few questions like how does this work? How will the lease be transferred?<br />
<br />
What about payment of the occupational rental, levies, taxes? <br />
<br />
Join us in this podcast where we discuss the ins and outs of selling a property subject to a lease agreement. ]]></description>
					<category>Business</category>
				<pubDate>Tue, 21 Dec 2021 09:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Selling Property Subject to an Existing Lease Agreement</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1139048_20250912_035617_1400.jpeg"/>
		<itunes:duration>6:00</itunes:duration>
		<itunes:summary><![CDATA[Having a tenant in a property wanting to sell your property raises quite a few questions like how does this work? How will the lease be transferred?

What about payment of the occupational rental, levies, taxes? 

Join us in this podcast where we discuss the ins and outs of selling a property subject to a lease agreement.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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	<item>
		<title>Managing Risk</title>
		<link>https://iono.fm/e/1123755</link>
		<guid isPermaLink="true">https://iono.fm/e/1123755</guid>
		<description><![CDATA[Viewing your home for the first time? Ever wondered what the risks involved are and how to make informed decisions. Property is the most valuable asset you will ever buy in your lifetime, we are here to help educate you on recognising the underlying risks involved. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 08 Nov 2021 14:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Managing Risk</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_1123755_20250912_092208_1400.jpeg"/>
		<itunes:duration>6:22</itunes:duration>
		<itunes:summary><![CDATA[Viewing your home for the first time? Ever wondered what the risks involved are and how to make informed decisions. Property is the most valuable asset you will ever buy in your lifetime, we are here to help educate you on recognising the underlying risks involved.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Bond and Home Loan</title>
		<link>https://iono.fm/e/1123753</link>
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		<description><![CDATA[Shopping around for a home loan? Investing in one of the most expensive assets in your life requires consulting with a specialist. Before getting a home loan it is very important to get the package that is best suited for you. Listen to our STBB professionals giving you the best advice when it comes to shopping for your home loan. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 08 Nov 2021 14:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bond and Home Loan</itunes:title>
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		<itunes:episode>0</itunes:episode>
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		<itunes:summary><![CDATA[Shopping around for a home loan? Investing in one of the most expensive assets in your life requires consulting with a specialist. Before getting a home loan it is very important to get the package that is best suited for you. Listen to our STBB professionals giving you the best advice when it comes to shopping for your home loan.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Financial Intelligence Centre Act</title>
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		<description><![CDATA[The FIC Act has been introduced to overcome financial crime which includes money laundering, tax evasion and terrorist financing activities. In this podcast we will be discussing how the legislature requires of us to combat these financial crimes. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 08 Nov 2021 14:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Financial Intelligence Centre Act</itunes:title>
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		<itunes:episode>0</itunes:episode>
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		<itunes:duration>15:46</itunes:duration>
		<itunes:summary><![CDATA[The FIC Act has been introduced to overcome financial crime which includes money laundering, tax evasion and terrorist financing activities. In this podcast we will be discussing how the legislature requires of us to combat these financial crimes.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Powers of Attorney</title>
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		<description><![CDATA[Did you know that Powers of Attorney can be used to simplify your life when it comes to property transactions? Before we dive into all there is to know regarding these documents, there are various types to take note of: Power of Attorney to transfer, Special Powers of Attorney and General Powers of Attorney. ]]></description>
					<category>Business</category>
				<pubDate>Mon, 08 Nov 2021 13:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Powers of Attorney</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
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		<itunes:duration>9:08</itunes:duration>
		<itunes:summary><![CDATA[Did you know that Powers of Attorney can be used to simplify your life when it comes to property transactions? Before we dive into all there is to know regarding these documents, there are various types to take note of: Power of Attorney to transfer, Special Powers of Attorney and General Powers of Attorney.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Foreign Investment</title>
		<link>https://iono.fm/e/1122185</link>
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		<description><![CDATA[Ever thought of investing your assets or taking ownership of a foreign company? Look no further, as we discuss all there is to know about foreign investments. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 03 Nov 2021 14:37:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Foreign Investment</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>15:28</itunes:duration>
		<itunes:summary><![CDATA[Ever thought of investing your assets or taking ownership of a foreign company? Look no further, as we discuss all there is to know about foreign investments.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Estate Planning Costs</title>
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		<description><![CDATA[Discussing the various costs associated with administering an estate, costs and debts that survive after your death - by Refqah Ho-Yee and the settlement of outstanding debts of a deceased estate. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 10 Sep 2020 12:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate Planning Costs</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
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		<itunes:duration>10:34</itunes:duration>
		<itunes:summary><![CDATA[Discussing the various costs associated with administering an estate, costs and debts that survive after your death - by Refqah Ho-Yee and the settlement of outstanding debts of a deceased estate.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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		<title>Estate Duty</title>
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		<description><![CDATA[Understanding how to calculate Estate Duty is an important aspect of estate planning. This affects the financial liquidity of your estate and in turn the funds available to your dependents. Listen to Refqah Ho-Yee on how to calculate your estate duty. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 18 Sep 2019 12:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate Duty</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>thebigsmallfirm</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p2078/logo_980516_20250912_125906_1400.jpeg"/>
		<itunes:duration>7:51</itunes:duration>
		<itunes:summary><![CDATA[Understanding how to calculate Estate Duty is an important aspect of estate planning. This affects the financial liquidity of your estate and in turn the funds available to your dependents. Listen to Refqah Ho-Yee on how to calculate your estate duty.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6016">STBB | Legally Speaking</source>
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