<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="/rss/transform" media="screen"?>
<rss
	version="2.0"
	xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:ionofm="http://iono.fm/rss-namespace-1.0"
	xmlns:spotify="https://www.spotify.com/ns/rss"
	xmlns:podcast="https://podcastindex.org/namespace/1.0"
	xml:lang="en"
>
	<channel>
		<title>The Future of Pay with SmartWage</title>
		<link>https://thereal-network.com/</link>
		<atom:link href="https://rss.iono.fm/rss/chan/6111?quality=high" rel="self" type="application/rss+xml" />
		<description>Have you ever wondered why you can’t work today, and get paid tomorrow? Technology continues to shape the way we live, travel, and entertain ourselves - but the way we get paid has stubbornly remained the same for literally hundreds of years.

The Future of Pay podcast is hosted by the Co-Founder and CEO of SmartWage, and dives into what the future holds when it comes to being paid, how technology is shaping that future, and what the impact will be on the lives of millions across the African continent. 

We talk to industry experts, chief economists and employers who’ve
adopted this innovative solution, as well as the employees whose lives it is changing.

SmartWage is an innovative social impact startup challenging the way we get paid, with ambitious goals of improving the lives of millions of Africans through access to earned wages and financial education.</description>
					<category>Business</category>
				<language>en</language>
		<pubDate>Wed, 17 Feb 2021 15:09:53 +0200</pubDate>
		<lastBuildDate>Thu, 08 Apr 2021 10:26:31 +0200</lastBuildDate>
		<ttl>30</ttl>
		<docs>http://blogs.law.harvard.edu/tech/rss</docs>
		<generator>iono.fm 2.5.2.0</generator>
		<copyright>The Gareth Cliff Show</copyright>
						<podcast:locked>no</podcast:locked>
						<podcast:person>Simon Ellis</podcast:person>
										<podcast:updateFrequency rrule="FREQ=WEEKLY">Weekly</podcast:updateFrequency>
													<webMaster>feeds@iono.fm (Feed Manager)</webMaster>
		<image>
			<url>https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_1400.jpeg</url>
			<title>The Future of Pay with SmartWage</title>
			<link>https://thereal-network.com/</link>
		</image>
				<itunes:subtitle>Have you ever wondered why you can’t work today, and get paid tomorrow? Technology continues to shape the way we live, travel, and entertain ourselves - but the way we get paid has stubbornly remained the same for literally hundreds of years.</itunes:subtitle>
		<itunes:author>The Gareth Cliff Show</itunes:author>
		<itunes:type>serial</itunes:type>
		<itunes:owner>
			<itunes:name>The Gareth Cliff Show</itunes:name>
			<itunes:email>contact@thereal-network.com</itunes:email>
		</itunes:owner>
		<itunes:explicit>false</itunes:explicit>
		<itunes:image href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_1400.jpeg" />
		<itunes:summary><![CDATA[Have you ever wondered why you can’t work today, and get paid tomorrow? Technology continues to shape the way we live, travel, and entertain ourselves - but the way we get paid has stubbornly remained the same for literally hundreds of years.

The Future of Pay podcast is hosted by the Co-Founder and CEO of SmartWage, and dives into what the future holds when it comes to being paid, how technology is shaping that future, and what the impact will be on the lives of millions across the African continent. 

We talk to industry experts, chief economists and employers who’ve
adopted this innovative solution, as well as the employees whose lives it is changing.

SmartWage is an innovative social impact startup challenging the way we get paid, with ambitious goals of improving the lives of millions of Africans through access to earned wages and financial education.]]></itunes:summary>
					<itunes:category text="Business">
							</itunes:category>
					<itunes:category text="Society &amp; Culture">
							</itunes:category>
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_750.jpeg" />
		<ionofm:coverart href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_1400.jpeg" />
        <ionofm:player_url><![CDATA[https://iframe.iono.fm/c/6111?download=0]]></ionofm:player_url>
		<spotify:countryOfOrigin>ZA</spotify:countryOfOrigin>
		<spotify:limit recentCount="150"/>
		
	<item>
		<title>The Start of the Solution</title>
		<link>https://iono.fm/e/997892</link>
		<guid isPermaLink="true">https://iono.fm/e/997892</guid>
		<description><![CDATA[Simon Ellis talks to Caroline van der Merwe, Head of Product for SmartWage, about why she decided to solve one of Africa’s most pressing problems, what it means to start a company during a pandemic, and why understanding the consumer you serve is the most important part of solving the root of the problem. <a href="https://smartwage.co.za/">SmartWage</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 18 Feb 2021 10:00:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>1</podcast:episode>
						<itunes:title>The Start of the Solution</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>1</itunes:episode>
		<itunes:author>Simon Ellis</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_1400.jpeg"/>
		<itunes:duration>12:33</itunes:duration>
		<itunes:summary><![CDATA[Simon Ellis talks to Caroline van der Merwe, Head of Product for SmartWage, about why she decided to solve one of Africa’s most pressing problems, what it means to start a company during a pandemic, and why understanding the consumer you serve is the most important part of solving the root of the problem.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6111">The Future of Pay with SmartWage</source>
		<enclosure url="https://dl.iono.fm/epi/prov_179/epi_997892_high.mp3?p=rss" length="10542780" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="2653583" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_179/epi_997892_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="4781063" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_179/epi_997892_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/997892?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Making an Impact</title>
		<link>https://iono.fm/e/1005064</link>
		<guid isPermaLink="true">https://iono.fm/e/1005064</guid>
		<description><![CDATA[Rozelle Bosch, a PhD from Cambridge and the Head of Education for SmartWage, joins host Simon Ellis to chat about what it means to make an impact, and why financial inclusion and financial education are more important than ever. <a href="https://smartwage.co.za/">SmartWage</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 04 Mar 2021 10:00:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>2</podcast:episode>
						<itunes:title>Making an Impact</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>2</itunes:episode>
		<itunes:author>Simon Ellis</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_1400.jpeg"/>
		<itunes:duration>17:47</itunes:duration>
		<itunes:summary><![CDATA[Rozelle Bosch, a PhD from Cambridge and the Head of Education for SmartWage, joins host Simon Ellis to chat about what it means to make an impact, and why financial inclusion and financial education are more important than ever.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6111">The Future of Pay with SmartWage</source>
		<enclosure url="https://dl.iono.fm/epi/prov_179/epi_1005064_high.mp3?p=rss" length="14942707" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="3796122" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_179/epi_1005064_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="6799494" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_179/epi_1005064_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1005064?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Financial Inclusion &amp; Earned Wage Access</title>
		<link>https://iono.fm/e/1012193</link>
		<guid isPermaLink="true">https://iono.fm/e/1012193</guid>
		<description><![CDATA[In this episode, we chat to Professor Adrienne Harris about tackling financial inclusion through the rapid growth in Earned Wage Access. Technology solutions are allowing people to get paid as they earn, with increasing success stories worldwide. It's no wonder the focus has now shifted to its potential in Africa. <a href="https://smartwage.co.za/">SmartWage</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 18 Mar 2021 10:00:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>3</podcast:episode>
						<itunes:title>Financial Inclusion &amp; Earned Wage Access</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>3</itunes:episode>
		<itunes:author>Simon Ellis</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_1400.jpeg"/>
		<itunes:duration>15:58</itunes:duration>
		<itunes:summary><![CDATA[In this episode, we chat to Professor Adrienne Harris about tackling financial inclusion through the rapid growth in Earned Wage Access. Technology solutions are allowing people to get paid as they earn, with increasing success stories worldwide. It's no wonder the focus has now shifted to its potential in Africa.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6111">The Future of Pay with SmartWage</source>
		<enclosure url="https://dl.iono.fm/epi/prov_179/epi_1012193_high.mp3?p=rss" length="13421726" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="3487410" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_179/epi_1012193_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="6136326" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_179/epi_1012193_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1012193?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Corporates' Power to effect Change</title>
		<link>https://iono.fm/e/1021256</link>
		<guid isPermaLink="true">https://iono.fm/e/1021256</guid>
		<description><![CDATA[In this episode, we chat to Fradreck Shoko, Global Head of Corporate Finance at Standard Bank, about what it takes to work with some of Africa’s largest organisations, how to build trust, and how earned wage access has the potential to unlock billions of Rands into the South African economy. <a href="https://smartwage.co.za/">SmartWage</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 08 Apr 2021 10:00:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>4</podcast:episode>
						<itunes:title>Corporates' Power to effect Change</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>4</itunes:episode>
		<itunes:author>Simon Ellis</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_1400.jpeg"/>
		<itunes:duration>15:46</itunes:duration>
		<itunes:summary><![CDATA[In this episode, we chat to Fradreck Shoko, Global Head of Corporate Finance at Standard Bank, about what it takes to work with some of Africa’s largest organisations, how to build trust, and how earned wage access has the potential to unlock billions of Rands into the South African economy.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6111">The Future of Pay with SmartWage</source>
		<enclosure url="https://dl.iono.fm/epi/prov_179/epi_1021256_high.mp3?p=rss" length="13249834" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="3258012" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_179/epi_1021256_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="5838168" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_179/epi_1021256_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p179/logo_6111_20250910_161829_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1021256?download=0]]></ionofm:player_url>
	</item>

	</channel>
</rss>
