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		<description><![CDATA[A poorly structured investment portfolio can cost you in taxes and asset growth. Elke Brink of PSG Wealth details how to use trusts and companies effectively to help you protect and grow your wealth. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
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						<itunes:title>Where should you house your investments?</itunes:title>
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						<itunes:title>Is the JSE still a good place to grow your wealth?</itunes:title>
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		<description><![CDATA[Your relationship status has major financial consequences. Eric Jordaan of Crue Invest details each option's benefits, risks, and legal protections. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
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						<itunes:title>Marriage vs life partnership – Is love enough without legal protection?</itunes:title>
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		<description><![CDATA[From rent and bills to property ownership and pets, a cohabitation agreement can help safeguard your rights and assets. Eric Jordaan of Crue Invest breaks down how they work, what they should cover, and how to draft one. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
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						<itunes:title>Tax year-end: Here’s how to lower your bill</itunes:title>
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						<itunes:title>Is now the time to refinance your home loan?</itunes:title>
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		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>10:01</itunes:duration>
		<itunes:summary><![CDATA[Maboko Seabi of Brokstock covers everything from the basics to the benefits, risks, and strategies to get you started.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1512250_high.mp3?p=rss" length="9622003" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1512250?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>End the year right: Festive season tips to start 2025 strong</title>
		<link>https://iono.fm/e/1509205</link>
		<guid isPermaLink="true">https://iono.fm/e/1509205</guid>
		<description><![CDATA[Brenthurst Wealth’s Suzean Haumann offers advice on creating a holiday budget, reviewing year-end financial tasks, and staying on track while celebrating the season. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 06 Dec 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>End the year right: Festive season tips to start 2025 strong</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>15:34</itunes:duration>
		<itunes:summary><![CDATA[Brenthurst Wealth’s Suzean Haumann offers advice on creating a holiday budget, reviewing year-end financial tasks, and staying on track while celebrating the season.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1509205_high.mp3?p=rss" length="14953098" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1509205?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The Guardian’s Fund explained: What, why, and how to avoid it</title>
		<link>https://iono.fm/e/1504530</link>
		<guid isPermaLink="true">https://iono.fm/e/1504530</guid>
		<description><![CDATA[Erin White of Crue Invest details how the fund works, why it may not be the best option for your child’s inheritance and offers an alternative to it. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 22 Nov 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Guardian’s Fund explained: What, why, and how to avoid it</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:05</itunes:duration>
		<itunes:summary><![CDATA[Erin White of Crue Invest details how the fund works, why it may not be the best option for your child’s inheritance and offers an alternative to it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1504530_high.mp3?p=rss" length="8722595" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1504530?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Is your retirement plan sustainable? Here’s how to test it</title>
		<link>https://iono.fm/e/1500009</link>
		<guid isPermaLink="true">https://iono.fm/e/1500009</guid>
		<description><![CDATA[Erin White of Crue Invest breaks down the process of test-driving your retirement income and budget and offers actionable strategies to fix any financial gaps before it’s too late. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 08 Nov 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is your retirement plan sustainable? Here’s how to test it</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>15:09</itunes:duration>
		<itunes:summary><![CDATA[Erin White of Crue Invest breaks down the process of test-driving your retirement income and budget and offers actionable strategies to fix any financial gaps before it’s too late.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1500009_high.mp3?p=rss" length="14549359" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1500009?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Is it time to consider structured products in your investment strategy?</title>
		<link>https://iono.fm/e/1495475</link>
		<guid isPermaLink="true">https://iono.fm/e/1495475</guid>
		<description><![CDATA[Sean Kelly of Parity Wealth Managers details how these investment tools offer exposure to local and offshore markets while managing downside risk and maximising returns. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 25 Oct 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is it time to consider structured products in your investment strategy?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>11:54</itunes:duration>
		<itunes:summary><![CDATA[Sean Kelly of Parity Wealth Managers details how these investment tools offer exposure to local and offshore markets while managing downside risk and maximising returns.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1495475_high.mp3?p=rss" length="11433856" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1495475?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Should you sink your funds into a sinking fund?</title>
		<link>https://iono.fm/e/1490735</link>
		<guid isPermaLink="true">https://iono.fm/e/1490735</guid>
		<description><![CDATA[Sean Kelly of Parity Wealth Managers breaks down how these funds work, why they’re a great investment and how you can invest in them. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 11 Oct 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should you sink your funds into a sinking fund?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>10:01</itunes:duration>
		<itunes:summary><![CDATA[Sean Kelly of Parity Wealth Managers breaks down how these funds work, why they’re a great investment and how you can invest in them.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1490735_high.mp3?p=rss" length="9627901" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1490735?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Are hedge funds right for your portfolio?</title>
		<link>https://iono.fm/e/1486471</link>
		<guid isPermaLink="true">https://iono.fm/e/1486471</guid>
		<description><![CDATA[Keagan Marcia of Parity Investment Partners unpacks the growth of hedge funds in South Africa, how they work, and what makes them an attractive option for savvy investors. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 27 Sep 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are hedge funds right for your portfolio?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>11:09</itunes:duration>
		<itunes:summary><![CDATA[Keagan Marcia of Parity Investment Partners unpacks the growth of hedge funds in South Africa, how they work, and what makes them an attractive option for savvy investors.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1486471_high.mp3?p=rss" length="10707072" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1486471?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Living annuity balance: How to draw an income without draining your capital</title>
		<link>https://iono.fm/e/1480536</link>
		<guid isPermaLink="true">https://iono.fm/e/1480536</guid>
		<description><![CDATA[Marius Fenwick of WealthUp discusses the risk factors contributing to capital depletion and how investors can mitigate these. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 13 Sep 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Living annuity balance: How to draw an income without draining your capital</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>20:04</itunes:duration>
		<itunes:summary><![CDATA[Marius Fenwick of WealthUp discusses the risk factors contributing to capital depletion and how investors can mitigate these.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1480536_high.mp3?p=rss" length="19266877" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1480536?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Big money problems: Top concerns for high-net-worth individuals</title>
		<link>https://iono.fm/e/1475388</link>
		<guid isPermaLink="true">https://iono.fm/e/1475388</guid>
		<description><![CDATA[Elke Brink of PSG Wealth details the intricate world of wealth management for these families, how they can navigate their challenges, and the lessons we can learn from them. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 30 Aug 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Big money problems: Top concerns for high-net-worth individuals</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>20:25</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth details the intricate world of wealth management for these families, how they can navigate their challenges, and the lessons we can learn from them.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1475388_high.mp3?p=rss" length="19617545" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1475388?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Why market corrections shouldn’t send shivers down your spine</title>
		<link>https://iono.fm/e/1470662</link>
		<guid isPermaLink="true">https://iono.fm/e/1470662</guid>
		<description><![CDATA[Elke Brink of PSG Wealth sheds light on the frequency, causes, and strategies to navigate these events successfully. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 16 Aug 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why market corrections shouldn’t send shivers down your spine</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>16:20</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth sheds light on the frequency, causes, and strategies to navigate these events successfully.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1470662_high.mp3?p=rss" length="15696253" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1470662?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Should you invest in long- or short-term rental property?</title>
		<link>https://iono.fm/e/1466341</link>
		<guid isPermaLink="true">https://iono.fm/e/1466341</guid>
		<description><![CDATA[Craig Torr of Crue Invest discusses the pros and cons of each option and how to minimise risks and maximise returns. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 02 Aug 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should you invest in long- or short-term rental property?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>11:07</itunes:duration>
		<itunes:summary><![CDATA[Craig Torr of Crue Invest discusses the pros and cons of each option and how to minimise risks and maximise returns.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1466341_high.mp3?p=rss" length="10686588" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1466341?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Divorce done, now what? Ensure you've ticked these steps off</title>
		<link>https://iono.fm/e/1461402</link>
		<guid isPermaLink="true">https://iono.fm/e/1461402</guid>
		<description><![CDATA[Eric Jordaan of Crue Invest provides a comprehensive guide on separating your financial affairs, covering everything from personal financial planning to succession planning, ensuring you're well-prepared for your new journey. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 19 Jul 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Divorce done, now what? Ensure you've ticked these steps off</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>10:23</itunes:duration>
		<itunes:summary><![CDATA[Eric Jordaan of Crue Invest provides a comprehensive guide on separating your financial affairs, covering everything from personal financial planning to succession planning, ensuring you're well-prepared for your new journey.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1461402_high.mp3?p=rss" length="9978144" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1461402?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Is Section 10C the key to a tax-free retirement?</title>
		<link>https://iono.fm/e/1457095</link>
		<guid isPermaLink="true">https://iono.fm/e/1457095</guid>
		<description><![CDATA[Elke Brink of PSG Wealth details the ins and outs of disallowed contributions and how investors can harness these to reduce tax liabilities in retirement. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 05 Jul 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is Section 10C the key to a tax-free retirement?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>14:27</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth details the ins and outs of disallowed contributions and how investors can harness these to reduce tax liabilities in retirement.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1457095_high.mp3?p=rss" length="13885231" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1457095?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Why retirees should keep their money in the market</title>
		<link>https://iono.fm/e/1452783</link>
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		<description><![CDATA[Marius Fenwick of WealthUp shares why adopting a long-term investment mindset can safeguard your financial future and maximise your retirement savings. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 21 Jun 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Why retirees should keep their money in the market</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>11:25</itunes:duration>
		<itunes:summary><![CDATA[Marius Fenwick of WealthUp shares why adopting a long-term investment mindset can safeguard your financial future and maximise your retirement savings.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1452783_high.mp3?p=rss" length="10970805" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1452783?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How investment fees impact your bottom line</title>
		<link>https://iono.fm/e/1448180</link>
		<guid isPermaLink="true">https://iono.fm/e/1448180</guid>
		<description><![CDATA[Munaf Mukadam of Gradidge-Mahura Investments details the various costs, their impact on your returns and strategies to mitigate them. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 07 Jun 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How investment fees impact your bottom line</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>24:01</itunes:duration>
		<itunes:summary><![CDATA[Munaf Mukadam of Gradidge-Mahura Investments details the various costs, their impact on your returns and strategies to mitigate them.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1448180_high.mp3?p=rss" length="23059857" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1448180?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Bond basics: Global bonds and how they fit in your portfolio</title>
		<link>https://iono.fm/e/1444485</link>
		<guid isPermaLink="true">https://iono.fm/e/1444485</guid>
		<description><![CDATA[Sean Kelly of Parity Wealth Managers breaks down how bonds work and why they are crucial to modern investment strategies. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 24 May 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bond basics: Global bonds and how they fit in your portfolio</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>16:37</itunes:duration>
		<itunes:summary><![CDATA[Sean Kelly of Parity Wealth Managers breaks down how bonds work and why they are crucial to modern investment strategies.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1444485_high.mp3?p=rss" length="15964162" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1444485?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What happens to your investments when you die?</title>
		<link>https://iono.fm/e/1439433</link>
		<guid isPermaLink="true">https://iono.fm/e/1439433</guid>
		<description><![CDATA[Eric Jordaan of Crue Invest explains why your will may not dictate the fate of all your assets and unravels the intricacies of investment distribution after death. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 10 May 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What happens to your investments when you die?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>8:35</itunes:duration>
		<itunes:summary><![CDATA[Eric Jordaan of Crue Invest explains why your will may not dictate the fate of all your assets and unravels the intricacies of investment distribution after death.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1439433_high.mp3?p=rss" length="8248205" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1439433?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to turn investment losses into tax savings</title>
		<link>https://iono.fm/e/1435203</link>
		<guid isPermaLink="true">https://iono.fm/e/1435203</guid>
		<description><![CDATA[Elke Brink of PSG Wealth discusses tax-loss harvesting and what investors need to watch out for so that they don’t run afoul of Sars. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 26 Apr 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to turn investment losses into tax savings</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>18:14</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth discusses tax-loss harvesting and what investors need to watch out for so that they don’t run afoul of Sars.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1435203_high.mp3?p=rss" length="17510147" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1435203?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to calculate estate duty and ensure estate liquidity</title>
		<link>https://iono.fm/e/1431108</link>
		<guid isPermaLink="true">https://iono.fm/e/1431108</guid>
		<description><![CDATA[Eric Jordaan of Crue Invest shares practical strategies to avoid liquidity shortfalls and mitigate financial risks for your heirs. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 12 Apr 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to calculate estate duty and ensure estate liquidity</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>7:53</itunes:duration>
		<itunes:summary><![CDATA[Eric Jordaan of Crue Invest shares practical strategies to avoid liquidity shortfalls and mitigate financial risks for your heirs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1431108_high.mp3?p=rss" length="7576975" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1431108?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What is a special trust, and how can you use it effectively?</title>
		<link>https://iono.fm/e/1419657</link>
		<guid isPermaLink="true">https://iono.fm/e/1419657</guid>
		<description><![CDATA[Eric Jordaan of Crue Invest discusses the qualifying criteria, tax implications, and benefits of these essential estate planning tools. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Thu, 28 Mar 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What is a special trust, and how can you use it effectively?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>8:31</itunes:duration>
		<itunes:summary><![CDATA[Eric Jordaan of Crue Invest discusses the qualifying criteria, tax implications, and benefits of these essential estate planning tools.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1419657_high.mp3?p=rss" length="8177582" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1419657?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Unit trusts vs property: Which leads to better returns?</title>
		<link>https://iono.fm/e/1415899</link>
		<guid isPermaLink="true">https://iono.fm/e/1415899</guid>
		<description><![CDATA[Devon Card of Crue Invest delves into the nuances of each investment option, exploring the factors influencing the choice between two. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 15 Mar 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Unit trusts vs property: Which leads to better returns?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>19:49</itunes:duration>
		<itunes:summary><![CDATA[Devon Card of Crue Invest delves into the nuances of each investment option, exploring the factors influencing the choice between two.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1415899_high.mp3?p=rss" length="19029895" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1415899?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How do living annuities work?</title>
		<link>https://iono.fm/e/1411009</link>
		<guid isPermaLink="true">https://iono.fm/e/1411009</guid>
		<description><![CDATA[Devon Card of Crue Invest explores the various options available for income withdrawals and asset allocation within these vehicles and offers tips on how to navigate market volatility, longevity risks, and tax implications effectively. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 01 Mar 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How do living annuities work?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>10:35</itunes:duration>
		<itunes:summary><![CDATA[Devon Card of Crue Invest explores the various options available for income withdrawals and asset allocation within these vehicles and offers tips on how to navigate market volatility, longevity risks, and tax implications effectively.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1411009_high.mp3?p=rss" length="10172922" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1411009?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Overinsured? Here’s how it impacts your retirement planning</title>
		<link>https://iono.fm/e/1406199</link>
		<guid isPermaLink="true">https://iono.fm/e/1406199</guid>
		<description><![CDATA[Craig Torr of Crue Invest shares strategies to reduce overinsurance and redirect contributions to retirement savings. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 16 Feb 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Overinsured? Here’s how it impacts your retirement planning</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:58</itunes:duration>
		<itunes:summary><![CDATA[Craig Torr of Crue Invest shares strategies to reduce overinsurance and redirect contributions to retirement savings.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1406199_high.mp3?p=rss" length="9571050" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1406199?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The cost of delaying retirement savings</title>
		<link>https://iono.fm/e/1401341</link>
		<guid isPermaLink="true">https://iono.fm/e/1401341</guid>
		<description><![CDATA[Craig Torr of Crue Invest discusses the advantages of early retirement planning, provides a case study that illustrates the impact of delayed savings and shares tips on how to bridge the shortfall gap. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 02 Feb 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The cost of delaying retirement savings</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:25</itunes:duration>
		<itunes:summary><![CDATA[Craig Torr of Crue Invest discusses the advantages of early retirement planning, provides a case study that illustrates the impact of delayed savings and shares tips on how to bridge the shortfall gap.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1401341_high.mp3?p=rss" length="9044420" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1401341?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Should minimising income tax during retirement be the top priority?</title>
		<link>https://iono.fm/e/1396850</link>
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		<description><![CDATA[Craig Torr of Crue Invest discusses the risks of tax-centric approaches and why overlooking liquidity needs can pose significant challenges. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 19 Jan 2024 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should minimising income tax during retirement be the top priority?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:29</itunes:duration>
		<itunes:summary><![CDATA[Craig Torr of Crue Invest discusses the risks of tax-centric approaches and why overlooking liquidity needs can pose significant challenges.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1396850_high.mp3?p=rss" length="9115473" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1396850?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Don't get duped: How to spot and avoid travel scams</title>
		<link>https://iono.fm/e/1391363</link>
		<guid isPermaLink="true">https://iono.fm/e/1391363</guid>
		<description><![CDATA[Dawn Ridler of Rexsolom Invest details how fraudsters exploit the excitement of summer travel and shares expert tips to safeguard your wallet. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 22 Dec 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Don't get duped: How to spot and avoid travel scams</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:14</itunes:duration>
		<itunes:summary><![CDATA[Dawn Ridler of Rexsolom Invest details how fraudsters exploit the excitement of summer travel and shares expert tips to safeguard your wallet.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1391363_high.mp3?p=rss" length="8880992" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1391363?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Festive finances: How to enjoy celebrations without breaking the bank</title>
		<link>https://iono.fm/e/1388063</link>
		<guid isPermaLink="true">https://iono.fm/e/1388063</guid>
		<description><![CDATA[The holiday season doesn't have to wreak havoc on your wallet. Maria Smit of Brenthurst Wealth shares practical steps to budget for gifts and events and offers advice on how to manage your loved ones' expectations and avoid the pressure to overspend. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 08 Dec 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Festive finances: How to enjoy celebrations without breaking the bank</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:16</itunes:duration>
		<itunes:summary><![CDATA[The holiday season doesn't have to wreak havoc on your wallet. Maria Smit of Brenthurst Wealth shares practical steps to budget for gifts and events and offers advice on how to manage your loved ones' expectations and avoid the pressure to overspend.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1388063_high.mp3?p=rss" length="8899390" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1388063?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Which comes first: Mortgage freedom or retirement security?</title>
		<link>https://iono.fm/e/1383581</link>
		<guid isPermaLink="true">https://iono.fm/e/1383581</guid>
		<description><![CDATA[Gareth Collier of Crue Invest details the factors to consider when deciding which financial goals to prioritise and whether there’s a compromise position that can help you achieve both. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 24 Nov 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Which comes first: Mortgage freedom or retirement security?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>13:15</itunes:duration>
		<itunes:summary><![CDATA[Gareth Collier of Crue Invest details the factors to consider when deciding which financial goals to prioritise and whether there’s a compromise position that can help you achieve both.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1383581_high.mp3?p=rss" length="12728782" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1383581?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Should you include a living trust in your estate plan?</title>
		<link>https://iono.fm/e/1378711</link>
		<guid isPermaLink="true">https://iono.fm/e/1378711</guid>
		<description><![CDATA[Gareth Collier of Crue Invest details the attraction of these trusts and how to determine if it is the right fit for you. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 10 Nov 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should you include a living trust in your estate plan?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>10:43</itunes:duration>
		<itunes:summary><![CDATA[Gareth Collier of Crue Invest details the attraction of these trusts and how to determine if it is the right fit for you.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1378711_high.mp3?p=rss" length="10301278" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1378711?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Where is the value in a tax-free savings account?</title>
		<link>https://iono.fm/e/1374089</link>
		<guid isPermaLink="true">https://iono.fm/e/1374089</guid>
		<description><![CDATA[Gareth Collier of Crue Invest discusses the difference between tax-free savings accounts and tax-free investments, the unique tax advantages these products offer, how they impact your estate planning, as well as the associated expenses. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 27 Oct 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Where is the value in a tax-free savings account?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>17:37</itunes:duration>
		<itunes:summary><![CDATA[Gareth Collier of Crue Invest discusses the difference between tax-free savings accounts and tax-free investments, the unique tax advantages these products offer, how they impact your estate planning, as well as the associated expenses.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1374089_high.mp3?p=rss" length="16928021" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1374089?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Is an offshore retirement plan for you?</title>
		<link>https://iono.fm/e/1369272</link>
		<guid isPermaLink="true">https://iono.fm/e/1369272</guid>
		<description><![CDATA[Sean Kelly of Paragon Wealth Managers on how SA investors can externalise their retirement planning, looking at the various investment options available to them, the tax implications and costs and how these plans fare compared to local products. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 13 Oct 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is an offshore retirement plan for you?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>17:37</itunes:duration>
		<itunes:summary><![CDATA[Sean Kelly of Paragon Wealth Managers on how SA investors can externalise their retirement planning, looking at the various investment options available to them, the tax implications and costs and how these plans fare compared to local products.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1369272_high.mp3?p=rss" length="16919570" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1369272?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Going to the chapel… but are you financially compatible with your partner?</title>
		<link>https://iono.fm/e/1364477</link>
		<guid isPermaLink="true">https://iono.fm/e/1364477</guid>
		<description><![CDATA[Chrisley Botha of PSG Wealth discusses the questions couples need to ask before getting married. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 29 Sep 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Going to the chapel… but are you financially compatible with your partner?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>12:16</itunes:duration>
		<itunes:summary><![CDATA[Chrisley Botha of PSG Wealth discusses the questions couples need to ask before getting married.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1364477_high.mp3?p=rss" length="11792139" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1364477?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Investing: Are you your own worst enemy?</title>
		<link>https://iono.fm/e/1360025</link>
		<guid isPermaLink="true">https://iono.fm/e/1360025</guid>
		<description><![CDATA[Elke Brink of PSG Wealth looks at how our biases and emotions can erode our returns, the mistakes we make when it comes to offshore investing, reveals a surprisingly good time to buy, and offers an alternative to trying to time the market. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 15 Sep 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Investing: Are you your own worst enemy?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>20:54</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth looks at how our biases and emotions can erode our returns, the mistakes we make when it comes to offshore investing, reveals a surprisingly good time to buy, and offers an alternative to trying to time the market.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1360025_high.mp3?p=rss" length="20069755" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1360025?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Two years to varsity …there is still time to save. Here’s how</title>
		<link>https://iono.fm/e/1355229</link>
		<guid isPermaLink="true">https://iono.fm/e/1355229</guid>
		<description><![CDATA[Devon Card of Crue Invest discusses practical tips and offers a step-by-step roadmap for planning your child's higher education costs. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 01 Sep 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Two years to varsity …there is still time to save. Here’s how</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>15:55</itunes:duration>
		<itunes:summary><![CDATA[Devon Card of Crue Invest discusses practical tips and offers a step-by-step roadmap for planning your child's higher education costs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1355229_high.mp3?p=rss" length="15296305" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1355229?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Minimalist investing: Can you trim your portfolio and still make money?</title>
		<link>https://iono.fm/e/1350308</link>
		<guid isPermaLink="true">https://iono.fm/e/1350308</guid>
		<description><![CDATA[Investing can seem like a maze of jargon and choices, but this approach is simple. Elke Brink of PSG Wealth discusses the workings of this approach and how to implement it successfully. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 18 Aug 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Minimalist investing: Can you trim your portfolio and still make money?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>17:27</itunes:duration>
		<itunes:summary><![CDATA[Investing can seem like a maze of jargon and choices, but this approach is simple. Elke Brink of PSG Wealth discusses the workings of this approach and how to implement it successfully.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1350308_high.mp3?p=rss" length="16769193" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1350308?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fortify your financial future: Essential tips for gig workers</title>
		<link>https://iono.fm/e/1333856</link>
		<guid isPermaLink="true">https://iono.fm/e/1333856</guid>
		<description><![CDATA[Gareth Collier of Crue Invest shares practical tips on choosing the right business entity, separating personal and business finances, building emergency funds, and planning for retirement. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 21 Jul 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fortify your financial future: Essential tips for gig workers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>16:11</itunes:duration>
		<itunes:summary><![CDATA[Gareth Collier of Crue Invest shares practical tips on choosing the right business entity, separating personal and business finances, building emergency funds, and planning for retirement.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1333856_low.mp3?p=rss" />
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1333856_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1333856?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Managing finances while abroad: Expert advice for expats</title>
		<link>https://iono.fm/e/1328730</link>
		<guid isPermaLink="true">https://iono.fm/e/1328730</guid>
		<description><![CDATA[Rozanne Heystek-Potgieter of Brenthurst Wealth shares practical strategies for managing finances, overcoming tax challenges, navigating currency fluctuations, and securing your financial future while living abroad. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 07 Jul 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Managing finances while abroad: Expert advice for expats</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>23:10</itunes:duration>
		<itunes:summary><![CDATA[Rozanne Heystek-Potgieter of Brenthurst Wealth shares practical strategies for managing finances, overcoming tax challenges, navigating currency fluctuations, and securing your financial future while living abroad.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1328730_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="8557462" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1328730_medium.mp3?p=rss" />
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1328730?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Smashing retirement's glass ceiling: Expert tips for women</title>
		<link>https://iono.fm/e/1323628</link>
		<guid isPermaLink="true">https://iono.fm/e/1323628</guid>
		<description><![CDATA[Mareli Binedell of PSG Wealth discusses the unique challenges women face when it comes to retirement planning, and explores strategies to overcome these obstacles and maximise savings so that we achieve financial security in retirement. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 23 Jun 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Smashing retirement's glass ceiling: Expert tips for women</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>15:27</itunes:duration>
		<itunes:summary><![CDATA[Mareli Binedell of PSG Wealth discusses the unique challenges women face when it comes to retirement planning, and explores strategies to overcome these obstacles and maximise savings so that we achieve financial security in retirement.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Everything you need to know when setting up a trust</title>
		<link>https://iono.fm/e/1318944</link>
		<guid isPermaLink="true">https://iono.fm/e/1318944</guid>
		<description><![CDATA[Eric Jordaan of Crue Invest discusses establishing a trust that aligns with your unique objectives, looking at the types of trusts available, the intricacies of trustee selection, beneficiary nomination, and how to draft a solid trust deed. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 09 Jun 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Everything you need to know when setting up a trust</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>16:23</itunes:duration>
		<itunes:summary><![CDATA[Eric Jordaan of Crue Invest discusses establishing a trust that aligns with your unique objectives, looking at the types of trusts available, the intricacies of trustee selection, beneficiary nomination, and how to draft a solid trust deed.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>The perils of taking financial advice from ‘finfluencers’</title>
		<link>https://iono.fm/e/1313744</link>
		<guid isPermaLink="true">https://iono.fm/e/1313744</guid>
		<description><![CDATA[Social media influencers may make financial advice seem easy, but the reality is more complicated. Thulisile Nkomo of NFB Private Wealth Management discusses the dangers of accessing financial information online and offers tips for separating fact from fiction. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 26 May 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The perils of taking financial advice from ‘finfluencers’</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>8:35</itunes:duration>
		<itunes:summary><![CDATA[Social media influencers may make financial advice seem easy, but the reality is more complicated. Thulisile Nkomo of NFB Private Wealth Management discusses the dangers of accessing financial information online and offers tips for separating fact from fiction.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Funds of funds: How they can work for you</title>
		<link>https://iono.fm/e/1309046</link>
		<guid isPermaLink="true">https://iono.fm/e/1309046</guid>
		<description><![CDATA[Richus Nel of PSG Wealth breaks down these funds, and discusses how they differ from standalone funds, the risks associated with them and what factors you should consider before buying into these investment vehicles. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 12 May 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Funds of funds: How they can work for you</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>19:27</itunes:duration>
		<itunes:summary><![CDATA[Richus Nel of PSG Wealth breaks down these funds, and discusses how they differ from standalone funds, the risks associated with them and what factors you should consider before buying into these investment vehicles.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>How to make money while keeping a clear conscience</title>
		<link>https://iono.fm/e/1304194</link>
		<guid isPermaLink="true">https://iono.fm/e/1304194</guid>
		<description><![CDATA[Elke Brink of PSG Wealth discusses socially conscious investments, and looks at whether these perform as well as traditional investments, if investors pay higher fees on them and how to structure this part of your portfolio. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 28 Apr 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to make money while keeping a clear conscience</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>15:23</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth discusses socially conscious investments, and looks at whether these perform as well as traditional investments, if investors pay higher fees on them and how to structure this part of your portfolio.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1304194_low.mp3?p=rss" />
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	</item>
	<item>
		<title>Annuities to dividend stocks: Guaranteeing a comfortable retirement</title>
		<link>https://iono.fm/e/1298631</link>
		<guid isPermaLink="true">https://iono.fm/e/1298631</guid>
		<description><![CDATA[Suzean Hauman of Brenthurst Wealth discusses strategies for generating income and offers tips on how to ensure your money lasts throughout your retirement years. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 14 Apr 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Annuities to dividend stocks: Guaranteeing a comfortable retirement</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>13:33</itunes:duration>
		<itunes:summary><![CDATA[Suzean Hauman of Brenthurst Wealth discusses strategies for generating income and offers tips on how to ensure your money lasts throughout your retirement years.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>How to manage and, eventually, say goodbye to debt</title>
		<link>https://iono.fm/e/1295841</link>
		<guid isPermaLink="true">https://iono.fm/e/1295841</guid>
		<description><![CDATA[Nastasha van Rensburg of attooh! Financial Wellness discusses some of the debt warning signs and looks at the various strategies that can be used to manage debt, including consolidation and review. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 31 Mar 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to manage and, eventually, say goodbye to debt</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:42</itunes:duration>
		<itunes:summary><![CDATA[Nastasha van Rensburg of attooh! Financial Wellness discusses some of the debt warning signs and looks at the various strategies that can be used to manage debt, including consolidation and review.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Investing tips: Ladies this one is for you</title>
		<link>https://iono.fm/e/1291205</link>
		<guid isPermaLink="true">https://iono.fm/e/1291205</guid>
		<description><![CDATA[Elke Brink of PSG Wealth discusses the investment challenges women face, common mistakes to avoid, how they can play to their strengths and shares advice on how to improve returns. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 17 Mar 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Investing tips: Ladies this one is for you</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>18:57</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth discusses the investment challenges women face, common mistakes to avoid, how they can play to their strengths and shares advice on how to improve returns.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Chat GPT vs financial advisor: How AI does with money advice</title>
		<link>https://iono.fm/e/1286038</link>
		<guid isPermaLink="true">https://iono.fm/e/1286038</guid>
		<description><![CDATA[We asked Open AI’s chatbot some questions from Moneyweb readers and asked Crue Invest’s Eric Jordaan to weigh in on its responses. Did it hit or miss the mark? <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 03 Mar 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Chat GPT vs financial advisor: How AI does with money advice</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>19:12</itunes:duration>
		<itunes:summary><![CDATA[We asked Open AI’s chatbot some questions from Moneyweb readers and asked Crue Invest’s Eric Jordaan to weigh in on its responses. Did it hit or miss the mark?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>How to start an investing stokvel</title>
		<link>https://iono.fm/e/1280904</link>
		<guid isPermaLink="true">https://iono.fm/e/1280904</guid>
		<description><![CDATA[Francois le Clus of Attooh Financial Wellness discusses what goes into forming this type of stokvel, the investment vehicles available to these clubs, as well as tax and estate planning considerations. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 17 Feb 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to start an investing stokvel</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>14:16</itunes:duration>
		<itunes:summary><![CDATA[Francois le Clus of Attooh Financial Wellness discusses what goes into forming this type of stokvel, the investment vehicles available to these clubs, as well as tax and estate planning considerations.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1280904?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to optimise your employee benefits in 2023</title>
		<link>https://iono.fm/e/1261964</link>
		<guid isPermaLink="true">https://iono.fm/e/1261964</guid>
		<description><![CDATA[Elke Brink of PSG Wealth discusses some of the benefits that may be part of your package, whether you can change the funds you are invested in, how to avoid duplications in your personal capacity and how to optimise your annual tax benefit on company retirement funds. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 03 Feb 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to optimise your employee benefits in 2023</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>16:07</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth discusses some of the benefits that may be part of your package, whether you can change the funds you are invested in, how to avoid duplications in your personal capacity and how to optimise your annual tax benefit on company retirement funds.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>How to improve your relationship with money</title>
		<link>https://iono.fm/e/1261963</link>
		<guid isPermaLink="true">https://iono.fm/e/1261963</guid>
		<description><![CDATA[Thulisile Nkomo of Private Wealth Management discusses the signs of an unhealthy relationship with money, the common financial mistakes people make and how to ensure that our finances can help rather than hinder us. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 20 Jan 2023 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to improve your relationship with money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>8:06</itunes:duration>
		<itunes:summary><![CDATA[Thulisile Nkomo of Private Wealth Management discusses the signs of an unhealthy relationship with money, the common financial mistakes people make and how to ensure that our finances can help rather than hinder us.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>Last-minute financial gift ideas for the festive season</title>
		<link>https://iono.fm/e/1261962</link>
		<guid isPermaLink="true">https://iono.fm/e/1261962</guid>
		<description><![CDATA[Tanya Joubert of PSG Wealth Pretoria East shares some ideas on presents that may prove to be the gifts that keep on giving for your family and friends. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 23 Dec 2022 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Last-minute financial gift ideas for the festive season</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:58</itunes:duration>
		<itunes:summary><![CDATA[Tanya Joubert of PSG Wealth Pretoria East shares some ideas on presents that may prove to be the gifts that keep on giving for your family and friends.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>How to avoid the dreaded ‘Januworry’</title>
		<link>https://iono.fm/e/1260619</link>
		<guid isPermaLink="true">https://iono.fm/e/1260619</guid>
		<description><![CDATA[Devon Card of Crue Invest shares some personal finance tips so that you don’t start 2023 skint. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 09 Dec 2022 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to avoid the dreaded ‘Januworry’</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>8:14</itunes:duration>
		<itunes:summary><![CDATA[Devon Card of Crue Invest shares some personal finance tips so that you don’t start 2023 skint.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1260619?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Housing in retirement: What to consider?</title>
		<link>https://iono.fm/e/1255337</link>
		<guid isPermaLink="true">https://iono.fm/e/1255337</guid>
		<description><![CDATA[Gareth Collier of Crue Invest discusses the various contracts and benefits of retirement villages, the upfront and ongoing costs as well as the red flags to look out for to avoid being scammed. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 25 Nov 2022 06:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Housing in retirement: What to consider?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>18:13</itunes:duration>
		<itunes:summary><![CDATA[Gareth Collier of Crue Invest discusses the various contracts and benefits of retirement villages, the upfront and ongoing costs as well as the red flags to look out for to avoid being scammed.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>Investor vs saver: How each mindset can affect financial outcomes</title>
		<link>https://iono.fm/e/1250455?v=1</link>
		<guid isPermaLink="true">https://iono.fm/e/1250455?v=1</guid>
		<description><![CDATA[Richus Nel of PSG Wealth discusses the mindset and behavioural biases of investors and savers, looks at how their differing risk profiles affect the management of their portfolios and who is likely to experience more growth in their portfolio. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 11 Nov 2022 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Investor vs saver: How each mindset can affect financial outcomes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>13:58</itunes:duration>
		<itunes:summary><![CDATA[Richus Nel of PSG Wealth discusses the mindset and behavioural biases of investors and savers, looks at how their differing risk profiles affect the management of their portfolios and who is likely to experience more growth in their portfolio.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>How to recession-proof your finances</title>
		<link>https://iono.fm/e/1242070</link>
		<guid isPermaLink="true">https://iono.fm/e/1242070</guid>
		<description><![CDATA[Chrisley Botha of PSG Wealth discusses the steps to take to prepare your finances, the best investment strategy during this period and offers tips on how to protect your career. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Thu, 20 Oct 2022 19:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to recession-proof your finances</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>11:08</itunes:duration>
		<itunes:summary><![CDATA[Chrisley Botha of PSG Wealth discusses the steps to take to prepare your finances, the best investment strategy during this period and offers tips on how to protect your career.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Buying vs renting your first property: What’s best?</title>
		<link>https://iono.fm/e/1236204?v=1</link>
		<guid isPermaLink="true">https://iono.fm/e/1236204?v=1</guid>
		<description><![CDATA[Franske Neiteler of PSG Wealth Pretoria-East discusses the pros and cons of each option, and whether it would be better to delay purchasing property to build up your investments instead. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Thu, 06 Oct 2022 18:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Buying vs renting your first property: What’s best?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>12:33</itunes:duration>
		<itunes:summary><![CDATA[Franske Neiteler of PSG Wealth Pretoria-East discusses the pros and cons of each option, and whether it would be better to delay purchasing property to build up your investments instead.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Estate planning for every life stage</title>
		<link>https://iono.fm/e/1230623</link>
		<guid isPermaLink="true">https://iono.fm/e/1230623</guid>
		<description><![CDATA[Eric Jordaan of Crue Invest discusses the importance of an estate plan, the key elements that make it solid and how it needs to change as you age.Estate planning for every life stage <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 23 Sep 2022 01:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Estate planning for every life stage</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>10:02</itunes:duration>
		<itunes:summary><![CDATA[Eric Jordaan of Crue Invest discusses the importance of an estate plan, the key elements that make it solid and how it needs to change as you age.Estate planning for every life stage]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>Expats: Should you keep your retirement savings in SA or move them offshore?</title>
		<link>https://iono.fm/e/1223290</link>
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		<description><![CDATA[Elke Brink of PSG Wealth looks at what you need to consider when weighing up the two options, the best way to move funds offshore and the tax implications of doing so, as well as how to access the income earned in SA abroad. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 09 Sep 2022 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Expats: Should you keep your retirement savings in SA or move them offshore?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>16:46</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth looks at what you need to consider when weighing up the two options, the best way to move funds offshore and the tax implications of doing so, as well as how to access the income earned in SA abroad.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Is investing in whisky casks as smooth as the tipple itself?</title>
		<link>https://iono.fm/e/1218923</link>
		<guid isPermaLink="true">https://iono.fm/e/1218923</guid>
		<description><![CDATA[Michael Haldane of Global & Local The Investment Experts discusses investing in whisky casks vs rare whisky bottles, how to choose the right cask, how to ensure you don’t overpay, the returns you can expect and the risks to be aware of. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 26 Aug 2022 01:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is investing in whisky casks as smooth as the tipple itself?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>14:25</itunes:duration>
		<itunes:summary><![CDATA[Michael Haldane of Global & Local The Investment Experts discusses investing in whisky casks vs rare whisky bottles, how to choose the right cask, how to ensure you don’t overpay, the returns you can expect and the risks to be aware of.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Paying off your bond vs investing: What to consider</title>
		<link>https://iono.fm/e/1214486</link>
		<guid isPermaLink="true">https://iono.fm/e/1214486</guid>
		<description><![CDATA[Elke Brink of PSG Wealth discusses the pros and cons of piling more money into your home loan, how the scenario changes when you have an access bond or rental property and investments to consider when choosing to go this route. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Thu, 11 Aug 2022 18:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Paying off your bond vs investing: What to consider</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>12:51</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink of PSG Wealth discusses the pros and cons of piling more money into your home loan, how the scenario changes when you have an access bond or rental property and investments to consider when choosing to go this route.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Savings month: Here’s where to put your money to work</title>
		<link>https://iono.fm/e/1209932</link>
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		<description><![CDATA[Chrisley Botha of PSG Wealth shares which savings tools are best suited for short-, medium- and long-term goals, as well as tips on how you can squeeze a little extra out of your budget. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 29 Jul 2022 01:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Savings month: Here’s where to put your money to work</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>12:20</itunes:duration>
		<itunes:summary><![CDATA[Chrisley Botha of PSG Wealth shares which savings tools are best suited for short-, medium- and long-term goals, as well as tips on how you can squeeze a little extra out of your budget.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>Tax season: Do you know how your investments will be taxed?</title>
		<link>https://iono.fm/e/1204999</link>
		<guid isPermaLink="true">https://iono.fm/e/1204999</guid>
		<description><![CDATA[Craig Torr of Crue Invest discusses the taxes that apply to various investments, how you can strategically minimise your liabilities, and offers tips on the best way to put your return from SARS to work. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 15 Jul 2022 01:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tax season: Do you know how your investments will be taxed?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>8:58</itunes:duration>
		<itunes:summary><![CDATA[Craig Torr of Crue Invest discusses the taxes that apply to various investments, how you can strategically minimise your liabilities, and offers tips on the best way to put your return from SARS to work.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>Business succession planning: Why buy-and-sell cover could be a lifesaver</title>
		<link>https://iono.fm/e/1201076</link>
		<guid isPermaLink="true">https://iono.fm/e/1201076</guid>
		<description><![CDATA[Devon Card of Crue Invest, discusses how this insurance works, what should be included in the agreements, the tax implications, and the benefits for shareholders and the co-owner’s dependants. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 01 Jul 2022 01:08:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Business succession planning: Why buy-and-sell cover could be a lifesaver</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>11:10</itunes:duration>
		<itunes:summary><![CDATA[Devon Card of Crue Invest, discusses how this insurance works, what should be included in the agreements, the tax implications, and the benefits for shareholders and the co-owner’s dependants.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Generational wealth: How to give your business a better chance at survival</title>
		<link>https://iono.fm/e/1194387</link>
		<guid isPermaLink="true">https://iono.fm/e/1194387</guid>
		<description><![CDATA[Richus Nel of PSG Wealth discusses the importance of succession planning and key points to consider when preparing for the future. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 17 Jun 2022 00:34:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Generational wealth: How to give your business a better chance at survival</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>15:39</itunes:duration>
		<itunes:summary><![CDATA[Richus Nel of PSG Wealth discusses the importance of succession planning and key points to consider when preparing for the future.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>What’s the deal with NFTS?</title>
		<link>https://iono.fm/e/1189868</link>
		<guid isPermaLink="true">https://iono.fm/e/1189868</guid>
		<description><![CDATA[Francois le Clus of Attooh! Financial Wellness, gives us the low-down on non-fungible tokens, how to access them, what role they can play in your investment portfolio as well as the risks investors should be aware of before investing in them. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 03 Jun 2022 01:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What’s the deal with NFTS?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>6:29</itunes:duration>
		<itunes:summary><![CDATA[Francois le Clus of Attooh! Financial Wellness, gives us the low-down on non-fungible tokens, how to access them, what role they can play in your investment portfolio as well as the risks investors should be aware of before investing in them.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Parts of Divorce Act declared unconstitutional: Here’s what it means</title>
		<link>https://iono.fm/e/1185231</link>
		<guid isPermaLink="true">https://iono.fm/e/1185231</guid>
		<description><![CDATA[Eric Jordaan of Crue Invest unpacks this landmark ruling, its possible impact on marital contracts and divorces going forward and offers advice on how a stay-at-home spouse can avoid finding themselves in tough spot after divorce. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 20 May 2022 00:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Parts of Divorce Act declared unconstitutional: Here’s what it means</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>11:53</itunes:duration>
		<itunes:summary><![CDATA[Eric Jordaan of Crue Invest unpacks this landmark ruling, its possible impact on marital contracts and divorces going forward and offers advice on how a stay-at-home spouse can avoid finding themselves in tough spot after divorce.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>Should you invest a lumpsum all at once or gradually?</title>
		<link>https://iono.fm/e/1178613</link>
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		<description><![CDATA[Elke Brink, CFP at PSG Wealth, discusses the merits of both strategies, and whether a combination of both will yield better returns. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 06 May 2022 00:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should you invest a lumpsum all at once or gradually?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>12:25</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink, CFP at PSG Wealth, discusses the merits of both strategies, and whether a combination of both will yield better returns.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1178613?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Trying to tighten your belt? Here are some extra loops</title>
		<link>https://iono.fm/e/1176106</link>
		<guid isPermaLink="true">https://iono.fm/e/1176106</guid>
		<description><![CDATA[From groceries, insurance and debt to utilities and petrol, Tanya Joubert, CFP at PSG Wealth Pretoria-East, shares tips on how to save on your monthly expenses. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 22 Apr 2022 00:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Trying to tighten your belt? Here are some extra loops</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>15:12</itunes:duration>
		<itunes:summary><![CDATA[From groceries, insurance and debt to utilities and petrol, Tanya Joubert, CFP at PSG Wealth Pretoria-East, shares tips on how to save on your monthly expenses.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1176106?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The 411 on starting your investment property business</title>
		<link>https://iono.fm/e/1170374</link>
		<guid isPermaLink="true">https://iono.fm/e/1170374</guid>
		<description><![CDATA[Richus Nel, CFP at PSG Wealth, answers two readers’ questions on their ambitious rental property plans. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 01 Apr 2022 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The 411 on starting your investment property business</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>25:10</itunes:duration>
		<itunes:summary><![CDATA[Richus Nel, CFP at PSG Wealth, answers two readers’ questions on their ambitious rental property plans.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1170374?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Rental property vs listed equities: Which will make you rich?</title>
		<link>https://iono.fm/e/1166169</link>
		<guid isPermaLink="true">https://iono.fm/e/1166169</guid>
		<description><![CDATA[Richus Nel, CFP at PSG Wealth, talks all things buy-to-let and whether you would be better off creating wealth the traditional way. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 18 Mar 2022 00:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Rental property vs listed equities: Which will make you rich?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>19:14</itunes:duration>
		<itunes:summary><![CDATA[Richus Nel, CFP at PSG Wealth, talks all things buy-to-let and whether you would be better off creating wealth the traditional way.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1166169_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="7200151" bitrate="56000" title="Medium quality">
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							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1166169?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Financial infidelity: Why it happens, and how to recover</title>
		<link>https://iono.fm/e/1161402</link>
		<guid isPermaLink="true">https://iono.fm/e/1161402</guid>
		<description><![CDATA[Craig Torr, CFP at Crue Invest, says communication is key to avoiding and recovering from financial cheating. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 04 Mar 2022 00:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Financial infidelity: Why it happens, and how to recover</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>6:04</itunes:duration>
		<itunes:summary><![CDATA[Craig Torr, CFP at Crue Invest, says communication is key to avoiding and recovering from financial cheating.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1161402_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="2283445" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1161402_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1161402?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Retirement planning: How to offset the effects of inflation</title>
		<link>https://iono.fm/e/1156588</link>
		<guid isPermaLink="true">https://iono.fm/e/1156588</guid>
		<description><![CDATA[Gareth Collier, CFP at Crue Invest, discusses whether retirees and soon-to-be retirees should scale back their spending assumptions, when a bucket system to investing is worth considering, if offshore investing can help inflation-proof your portfolio and the impact of rising interest rates. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 18 Feb 2022 00:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Retirement planning: How to offset the effects of inflation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>12:50</itunes:duration>
		<itunes:summary><![CDATA[Gareth Collier, CFP at Crue Invest, discusses whether retirees and soon-to-be retirees should scale back their spending assumptions, when a bucket system to investing is worth considering, if offshore investing can help inflation-proof your portfolio and the impact of rising interest rates.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1156588_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="4739009" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1156588_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1156588?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Finance checklist: Don't finish 2021 without ticking these boxes</title>
		<link>https://iono.fm/e/1135723?v=1</link>
		<guid isPermaLink="true">https://iono.fm/e/1135723?v=1</guid>
		<description><![CDATA[Devon Card, CFP at Crue Invest, shares a trick on how to review your financial performance for the year, gives five ways to best use your bonus, the tax, estate and insurance planning you should be undertaking, and how to prepare now to take the worry out of Januworry. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 10 Dec 2021 00:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Finance checklist: Don't finish 2021 without ticking these boxes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:41</itunes:duration>
		<itunes:summary><![CDATA[Devon Card, CFP at Crue Invest, shares a trick on how to review your financial performance for the year, gives five ways to best use your bonus, the tax, estate and insurance planning you should be undertaking, and how to prepare now to take the worry out of Januworry.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1135723_high.mp3?p=rss" length="8147020" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="2057794" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1135723_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="3618694" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1135723_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1135723?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How not to end up on ‘I Blew It’</title>
		<link>https://iono.fm/e/1130121</link>
		<guid isPermaLink="true">https://iono.fm/e/1130121</guid>
		<description><![CDATA[Thulisile Nkomo, CFP at NFB Private Wealth Management, discusses how to maximise your financial windfall smartly, including how to handle debt, whether to upgrade your lifestyle, if leaving your job is a good idea, income-generating investments to consider, and how to create a financial legacy for your children. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 26 Nov 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How not to end up on ‘I Blew It’</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>18:25</itunes:duration>
		<itunes:summary><![CDATA[Thulisile Nkomo, CFP at NFB Private Wealth Management, discusses how to maximise your financial windfall smartly, including how to handle debt, whether to upgrade your lifestyle, if leaving your job is a good idea, income-generating investments to consider, and how to create a financial legacy for your children.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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								<podcast:alternateEnclosure type="audio/mp3" length="3918962" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1130121_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="6905822" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1130121_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1130121?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Should you give your children an early inheritance?</title>
		<link>https://iono.fm/e/1125315</link>
		<guid isPermaLink="true">https://iono.fm/e/1125315</guid>
		<description><![CDATA[Marius Fenwick, CFP at WealthUp, discusses the financial considerations parents need to think about before giving their children an early inheritance, the best way to distribute their assets, the different taxes to take into account, and advises parents on how to think about sharing this inheritance among their children. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 12 Nov 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should you give your children an early inheritance?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>14:37</itunes:duration>
		<itunes:summary><![CDATA[Marius Fenwick, CFP at WealthUp, discusses the financial considerations parents need to think about before giving their children an early inheritance, the best way to distribute their assets, the different taxes to take into account, and advises parents on how to think about sharing this inheritance among their children.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1125315_high.mp3?p=rss" length="12282505" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="3100245" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1125315_low.mp3?p=rss" />
			</podcast:alternateEnclosure>
						<podcast:alternateEnclosure type="audio/mp3" length="5497017" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1125315_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1125315?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Want to retire early? Here’s what you need to know</title>
		<link>https://iono.fm/e/1120389</link>
		<guid isPermaLink="true">https://iono.fm/e/1120389</guid>
		<description><![CDATA[Rick Briers-Danks, CFP at Veritas Wealth, discusses how to calculate the amount of capital you need to retire early, what your investment strategy should be, the tax-saving tools you can use and the lifestyle changes you need to make to achieve your goal. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 29 Oct 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Want to retire early? Here’s what you need to know</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>15:06</itunes:duration>
		<itunes:summary><![CDATA[Rick Briers-Danks, CFP at Veritas Wealth, discusses how to calculate the amount of capital you need to retire early, what your investment strategy should be, the tax-saving tools you can use and the lifestyle changes you need to make to achieve your goal.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
		<enclosure url="https://dl.iono.fm/epi/prov_216/epi_1120389_high.mp3?p=rss" length="12686252" type="audio/mpeg" />
								<podcast:alternateEnclosure type="audio/mp3" length="3228860" bitrate="28000" title="Low quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1120389_low.mp3?p=rss" />
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						<podcast:alternateEnclosure type="audio/mp3" length="5717732" bitrate="56000" title="Medium quality">
			  <podcast:source uri="https://dl.iono.fm/epi/prov_216/epi_1120389_medium.mp3?p=rss" />
			</podcast:alternateEnclosure>
							<ionofm:thumbnail href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_750.jpeg"/>
		<ionofm:coverart href=""/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1120389?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How do you save for retirement as a stay-at-home parent?</title>
		<link>https://iono.fm/e/1115804</link>
		<guid isPermaLink="true">https://iono.fm/e/1115804</guid>
		<description><![CDATA[Craig Torr, CFP at Crue Invest, discusses how soon-to-be stay-at-home parents must handle their existing retirement savings when resigning, whether the family budget should factor in the parent’s retirement funding, the cover they need to secure their retirement, and how unmarried stay-at-home parents can protect themselves in this situation. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 22 Oct 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How do you save for retirement as a stay-at-home parent?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>8:27</itunes:duration>
		<itunes:summary><![CDATA[Craig Torr, CFP at Crue Invest, discusses how soon-to-be stay-at-home parents must handle their existing retirement savings when resigning, whether the family budget should factor in the parent’s retirement funding, the cover they need to secure their retirement, and how unmarried stay-at-home parents can protect themselves in this situation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<title>-DELETED- Should alternative investments form part of your retirement plan?</title>
		<link>https://iono.fm/e/1112554</link>
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		<description><![CDATA[Gareth Collier, CFP at Crue Invest, discusses whether a retirement portfolio containing alternative assets can outperform one without, which alternative assets to consider, risks to be aware of and what percentage of your portfolio should be dedicated to these assets. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 15 Oct 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>-DELETED- Should alternative investments form part of your retirement plan?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>10:00</itunes:duration>
		<itunes:summary><![CDATA[Gareth Collier, CFP at Crue Invest, discusses whether a retirement portfolio containing alternative assets can outperform one without, which alternative assets to consider, risks to be aware of and what percentage of your portfolio should be dedicated to these assets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Should alternative investments form part of your retirement plan?</title>
		<link>https://iono.fm/e/1112547</link>
		<guid isPermaLink="true">https://iono.fm/e/1112547</guid>
		<description><![CDATA[Gareth Collier, CFP at Crue Invest, discusses whether a retirement portfolio containing alternative assets can outperform one without, which alternative assets to consider, risks to be aware of and what percentage of your portfolio should be dedicated to these assets. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 15 Oct 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Should alternative investments form part of your retirement plan?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>10:00</itunes:duration>
		<itunes:summary><![CDATA[Gareth Collier, CFP at Crue Invest, discusses whether a retirement portfolio containing alternative assets can outperform one without, which alternative assets to consider, risks to be aware of and what percentage of your portfolio should be dedicated to these assets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Retirement shortfall: How to recover</title>
		<link>https://iono.fm/e/1109340</link>
		<guid isPermaLink="true">https://iono.fm/e/1109340</guid>
		<description><![CDATA[Richus Nel, CFP at PSG Wealth, discusses steps to take when you realise you may not make your retirement savings target, whether you should consider a longer career span, if downscaling your home can help, and whether you can supplement your income with the government pension. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 08 Oct 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Retirement shortfall: How to recover</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>16:04</itunes:duration>
		<itunes:summary><![CDATA[Richus Nel, CFP at PSG Wealth, discusses steps to take when you realise you may not make your retirement savings target, whether you should consider a longer career span, if downscaling your home can help, and whether you can supplement your income with the government pension.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>How to invest for your child’s education and start-up funds</title>
		<link>https://iono.fm/e/1100951</link>
		<guid isPermaLink="true">https://iono.fm/e/1100951</guid>
		<description><![CDATA[Craig Torr, CFP at Crue Invest, discusses how much you need to save for your child’s secondary and tertiary education, the best product to achieve this, how to save for a nest egg to set them up and the options available for parents to kickstart their child’s investment journey. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 17 Sep 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to invest for your child’s education and start-up funds</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>11:54</itunes:duration>
		<itunes:summary><![CDATA[Craig Torr, CFP at Crue Invest, discusses how much you need to save for your child’s secondary and tertiary education, the best product to achieve this, how to save for a nest egg to set them up and the options available for parents to kickstart their child’s investment journey.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>Getting married? Here’s all you need to know about antenuptial contracts</title>
		<link>https://iono.fm/e/1094586</link>
		<guid isPermaLink="true">https://iono.fm/e/1094586</guid>
		<description><![CDATA[Eric Jordaan, CFP at Crue Invest, discusses marital contracts available in SA, the costs of having an antenuptial contract drafted, how the contracts affect your financial planning and whether you can change your contract after getting married. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Thu, 02 Sep 2021 18:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Getting married? Here’s all you need to know about antenuptial contracts</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>14:14</itunes:duration>
		<itunes:summary><![CDATA[Eric Jordaan, CFP at Crue Invest, discusses marital contracts available in SA, the costs of having an antenuptial contract drafted, how the contracts affect your financial planning and whether you can change your contract after getting married.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	<item>
		<title>Money Savvy Ep 10 | Exploring whisky, music rights and cannabis as alternative investments</title>
		<link>https://iono.fm/e/1088686</link>
		<guid isPermaLink="true">https://iono.fm/e/1088686</guid>
		<description><![CDATA[Elke Brink, wealth advisor at PSG Wealth, looks at unconventional asset classes that could possibly form part of your portfolio, if you’re already well invested. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Thu, 19 Aug 2021 19:10:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Savvy Ep 10 | Exploring whisky, music rights and cannabis as alternative investments</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:57</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink, wealth advisor at PSG Wealth, looks at unconventional asset classes that could possibly form part of your portfolio, if you’re already well invested.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>Money Savvy Ep 09 | Financial planning for side hustlers</title>
		<link>https://iono.fm/e/1081638</link>
		<guid isPermaLink="true">https://iono.fm/e/1081638</guid>
		<description><![CDATA[Gareth Collier, CFP at Crue Invest, discusses business opportunities you can explore, the best way to fund your side hustle, along with tax and estate planning considerations. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 06 Aug 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Savvy Ep 09 | Financial planning for side hustlers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>12:40</itunes:duration>
		<itunes:summary><![CDATA[Gareth Collier, CFP at Crue Invest, discusses business opportunities you can explore, the best way to fund your side hustle, along with tax and estate planning considerations.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<title>Money Savvy Ep 8: Offshore investing: The how, why, and what</title>
		<link>https://iono.fm/e/1073456</link>
		<guid isPermaLink="true">https://iono.fm/e/1073456</guid>
		<description><![CDATA[Elke Brink, wealth advisor at PSG Wealth, on why offshore investing is recommended, the sectors seeing great interest, and the avenues you can use to gain access to overseas markets. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 16 Jul 2021 01:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Money Savvy Ep 8: Offshore investing: The how, why, and what</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>12:12</itunes:duration>
		<itunes:summary><![CDATA[Elke Brink, wealth advisor at PSG Wealth, on why offshore investing is recommended, the sectors seeing great interest, and the avenues you can use to gain access to overseas markets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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	</item>
	<item>
		<title>From R100 to R10m: Investment options you can explore</title>
		<link>https://iono.fm/e/1067100</link>
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		<description><![CDATA[Trent Hodges, CFP at Gray Capital, shares some ideas on where you can invest your money, with options for different budgets. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 02 Jul 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>From R100 to R10m: Investment options you can explore</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>18:52</itunes:duration>
		<itunes:summary><![CDATA[Trent Hodges, CFP at Gray Capital, shares some ideas on where you can invest your money, with options for different budgets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<title>Retrenched? Finance tips to help you survive</title>
		<link>https://iono.fm/e/1057147</link>
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		<description><![CDATA[Eric Jordaan, CFP at Crue Invest, discusses the options available to you when faced with retrenchment, including how to handle your retirement funds, reprioritising your budget, and when credit protection plans come into play. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 18 Jun 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Retrenched? Finance tips to help you survive</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:summary><![CDATA[Eric Jordaan, CFP at Crue Invest, discusses the options available to you when faced with retrenchment, including how to handle your retirement funds, reprioritising your budget, and when credit protection plans come into play.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<title>Deal assists and balloon payments: What you need to know</title>
		<link>https://iono.fm/e/1050342</link>
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		<description><![CDATA[Gareth Collier, CFP at Crue Invest, sheds light on car financing, deal assists and deferred payments for those in the market for a new set of wheels. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 04 Jun 2021 01:00:00 +0200</pubDate>
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		<podcast:episode>0</podcast:episode>
						<itunes:title>Deal assists and balloon payments: What you need to know</itunes:title>
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		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
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		<itunes:summary><![CDATA[Gareth Collier, CFP at Crue Invest, sheds light on car financing, deal assists and deferred payments for those in the market for a new set of wheels.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<title>Demystifying investment jargon: The terms you need to know</title>
		<link>https://iono.fm/e/1039096</link>
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		<description><![CDATA[The financial planning and investment field is filled with technical jargon that can often be a barrier entry for first-time investors. Craig Turton, who is a certified financial planner at Easy Equities, explains some of these terms. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 21 May 2021 01:00:00 +0200</pubDate>
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		<podcast:episode>0</podcast:episode>
						<itunes:title>Demystifying investment jargon: The terms you need to know</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>12:43</itunes:duration>
		<itunes:summary><![CDATA[The financial planning and investment field is filled with technical jargon that can often be a barrier entry for first-time investors. Craig Turton, who is a certified financial planner at Easy Equities, explains some of these terms.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<title>Borrowing from your retirement fund: What you need to know</title>
		<link>https://iono.fm/e/1033192</link>
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		<description><![CDATA[The current economic climate has led some people to consider dipping into their retirement funds to access capital. But what exactly can you use these funds for, and what percentage of your savings can you access? Devon Card, certified financial planner at Crue Invest, provides clarity on this. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 07 May 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Borrowing from your retirement fund: What you need to know</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>9:50</itunes:duration>
		<itunes:summary><![CDATA[The current economic climate has led some people to consider dipping into their retirement funds to access capital. But what exactly can you use these funds for, and what percentage of your savings can you access? Devon Card, certified financial planner at Crue Invest, provides clarity on this.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<title>Hiring a financial advisor? Here are the questions you need to ask</title>
		<link>https://iono.fm/e/1025979</link>
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		<description><![CDATA[We’ve all heard that having a financial advisor by your side to help manage your financial path is highly recommended. Thulisile Nkomo of NFB Private Wealth Management discusses the value advisors add and the questions you need to ask a financial planner before engaging their services. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 23 Apr 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Hiring a financial advisor? Here are the questions you need to ask</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>10:54</itunes:duration>
		<itunes:summary><![CDATA[We’ve all heard that having a financial advisor by your side to help manage your financial path is highly recommended. Thulisile Nkomo of NFB Private Wealth Management discusses the value advisors add and the questions you need to ask a financial planner before engaging their services.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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		<title>Want to start investing? Here’s what to consider</title>
		<link>https://iono.fm/e/1021455</link>
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		<description><![CDATA[For most people, venturing into investments can be intimidating. Elke Brink of PSG Wealth discusses what to consider before embarking on this journey, the investment vehicles you should be looking at and offers advice on how to invest in shares. <a href="https://www.moneyweb.co.za/category/moneyweb-podcasts/money-rules/">Podcast series on Moneyweb</a>]]></description>
					<category>Investing</category>
				<pubDate>Fri, 09 Apr 2021 01:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Want to start investing? Here’s what to consider</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Boitumelo Ntsoko</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p216/logo_6202_20250910_161614_1400.jpeg"/>
		<itunes:duration>7:06</itunes:duration>
		<itunes:summary><![CDATA[For most people, venturing into investments can be intimidating. Elke Brink of PSG Wealth discusses what to consider before embarking on this journey, the investment vehicles you should be looking at and offers advice on how to invest in shares.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/6202">The Money Rules Podcast</source>
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