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		<title>Consumer Hacks with Wendy Knowler</title>
		<link>http://www.ecr.co.za</link>
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		<description>Know your rights as a consumer. ECR’s Consumer Watchdog, Wendy Knowler, is giving us daily consumer tips to help empower you as a consumer. Here are the latest Consumer Hacks with Wendy Knowler.</description>
					<category>Education</category>
				<language>en</language>
		<pubDate>Fri, 04 Aug 2023 07:50:35 +0200</pubDate>
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		<copyright>East Coast Radio - Catch Up</copyright>
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						<podcast:person></podcast:person>
										<podcast:updateFrequency rrule="FREQ=WEEKLY">Weekly</podcast:updateFrequency>
													<webMaster>feeds@iono.fm (Feed Manager)</webMaster>
		<image>
			<url>https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg</url>
			<title>Consumer Hacks with Wendy Knowler</title>
			<link>http://www.ecr.co.za</link>
		</image>
				<itunes:subtitle>Know your rights as a consumer.</itunes:subtitle>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
		<itunes:type>episodic</itunes:type>
		<itunes:owner>
			<itunes:name>East Coast Radio - Catch Up</itunes:name>
			<itunes:email>diane@ecr.co.za</itunes:email>
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		<itunes:summary><![CDATA[Know your rights as a consumer. ECR’s Consumer Watchdog, Wendy Knowler, is giving us daily consumer tips to help empower you as a consumer. Here are the latest Consumer Hacks with Wendy Knowler.]]></itunes:summary>
					<itunes:category text="Education">
									<itunes:category text="Self-Improvement" />
							</itunes:category>
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		<spotify:countryOfOrigin>ZA</spotify:countryOfOrigin>
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	<item>
		<title>Never stop paying the whole bill</title>
		<link>https://iono.fm/e/1716855</link>
		<guid isPermaLink="true">https://iono.fm/e/1716855</guid>
		<description><![CDATA[If your municipal bill is wrong, dispute it. But keep paying the part you don't dispute.<br />
<br />
That one move takes away the municipality's lawful grounds to cut off your water or electricity while the dispute drags on, and these disputes drag on for months.<br />
<br />
Do it properly. Put your dispute in writing, keep every reference number, and check that your account has been formally flagged as disputed.<br />
<br />
And when you hit a wall, copy in your ward councillor. They are drowning in billing complaints, but in the cases I've dealt with they are often the only ones who actually pick up the phone to an official. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 11 Sep 2026 10:16:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Never stop paying the whole bill</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:44</itunes:duration>
		<itunes:summary><![CDATA[If your municipal bill is wrong, dispute it. But keep paying the part you don't dispute.

That one move takes away the municipality's lawful grounds to cut off your water or electricity while the dispute drags on, and these disputes drag on for months.

Do it properly. Put your dispute in writing, keep every reference number, and check that your account has been formally flagged as disputed.

And when you hit a wall, copy in your ward councillor. They are drowning in billing complaints, but in the cases I've dealt with they are often the only ones who actually pick up the phone to an official.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1716855_high.mp3?p=rss" length="714038" type="audio/mpeg" />
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	</item>
	<item>
		<title>Shake the sand out</title>
		<link>https://iono.fm/e/1716854</link>
		<guid isPermaLink="true">https://iono.fm/e/1716854</guid>
		<description><![CDATA[Back from the beach in a hired car? Get the sand out of it before you return it.<br />
<br />
Nur returned his rental car with sand in the footwells after a family trip to the Drakensberg and was charged R600 extra for a specialist valet. Rental agreements generally allow the company to charge a cleaning fee when a car comes back needing more than a standard wash, and sand is almost a guaranteed trigger.<br />
<br />
And here's the thing. Nur's rental car had no mats in it, so there was no easy way for the family to shake the sand out of the footwells.<br />
<br />
Check for mats before you drive off. If the car doesn't have them, refuse to accept it that way. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 10 Sep 2026 09:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Shake the sand out</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:47</itunes:duration>
		<itunes:summary><![CDATA[Back from the beach in a hired car? Get the sand out of it before you return it.

Nur returned his rental car with sand in the footwells after a family trip to the Drakensberg and was charged R600 extra for a specialist valet. Rental agreements generally allow the company to charge a cleaning fee when a car comes back needing more than a standard wash, and sand is almost a guaranteed trigger.

And here's the thing. Nur's rental car had no mats in it, so there was no easy way for the family to shake the sand out of the footwells.

Check for mats before you drive off. If the car doesn't have them, refuse to accept it that way.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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	<item>
		<title>Your usual Uber is going away</title>
		<link>https://iono.fm/e/1716845</link>
		<guid isPermaLink="true">https://iono.fm/e/1716845</guid>
		<description><![CDATA[Uber has retired its UberX option – the go-to for many South Africans, and from this month you have four options.<br />
<br />
Uber Go is a smaller car at a smaller price, for quick trips around town.<br />
<br />
Uber Comfort gets you a newer car with extra space, and you can request a quiet drive.<br />
<br />
Uber Black is premium vehicles and "top-tier" drivers, but a longer wait.<br />
<br />
Uber Reserve lets you book up to 90 days ahead at a locked-in price.<br />
<br />
So don't tap "confirm" on autopilot. Check which option you've landed on, and what it's going to cost you, before you accept the ride. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 09 Sep 2026 09:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Your usual Uber is going away</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:45</itunes:duration>
		<itunes:summary><![CDATA[Uber has retired its UberX option – the go-to for many South Africans, and from this month you have four options.

Uber Go is a smaller car at a smaller price, for quick trips around town.

Uber Comfort gets you a newer car with extra space, and you can request a quiet drive.

Uber Black is premium vehicles and "top-tier" drivers, but a longer wait.

Uber Reserve lets you book up to 90 days ahead at a locked-in price.

So don't tap "confirm" on autopilot. Check which option you've landed on, and what it's going to cost you, before you accept the ride.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1716845?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Paying for the privilege</title>
		<link>https://iono.fm/e/1716842</link>
		<guid isPermaLink="true">https://iono.fm/e/1716842</guid>
		<description><![CDATA[Roderick asked me: "When you have an account with a retailer and it is fully paid up, why do they still debit you with account fees when you have a zero balance? I buy maybe twice a year from this retailer and always pay my account up as quick as possible. Is this normal practice? Is it ethical?"<br />
<br />
It's normal, and it's perfectly legal. The National Credit Act allows stores which offer their customers accounts to charge a monthly service fee, capped at R60, whether you owe them a cent or not. Woolworths charges about R52 a month, the highest in the market, whether you have a zero balance or not. That's more than R600 a year for an account Roderick uses twice.<br />
<br />
If you hardly ever use a store account, work out what it's costing you a year, and if it isn't worth it, close it. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 08 Sep 2026 09:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Paying for the privilege</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:52</itunes:duration>
		<itunes:summary><![CDATA[Roderick asked me: "When you have an account with a retailer and it is fully paid up, why do they still debit you with account fees when you have a zero balance? I buy maybe twice a year from this retailer and always pay my account up as quick as possible. Is this normal practice? Is it ethical?"

It's normal, and it's perfectly legal. The National Credit Act allows stores which offer their customers accounts to charge a monthly service fee, capped at R60, whether you owe them a cent or not. Woolworths charges about R52 a month, the highest in the market, whether you have a zero balance or not. That's more than R600 a year for an account Roderick uses twice.

If you hardly ever use a store account, work out what it's costing you a year, and if it isn't worth it, close it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1716842?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Pay down the card that's nearest its limit first</title>
		<link>https://iono.fm/e/1716840</link>
		<guid isPermaLink="true">https://iono.fm/e/1716840</guid>
		<description><![CDATA[Your credit score is not a judgment of you. It's a forecast built from behaviour, and behaviour can change.<br />
<br />
The thing lenders consider most, after whether you pay on time, is how much of your available credit you're using. TransUnion tells South Africans to worry they’ve used up more than about 35% of their credit limit. A card sitting permanently near its limit signals financial strain, even when every payment is made.<br />
<br />
So if you're paying off debt and you have a choice, put any extra money into the account closest to its limit.<br />
<br />
That's usually your credit card, which is also where the interest is highest. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 07 Sep 2026 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Pay down the card that's nearest its limit first</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:46</itunes:duration>
		<itunes:summary><![CDATA[Your credit score is not a judgment of you. It's a forecast built from behaviour, and behaviour can change.

The thing lenders consider most, after whether you pay on time, is how much of your available credit you're using. TransUnion tells South Africans to worry they’ve used up more than about 35% of their credit limit. A card sitting permanently near its limit signals financial strain, even when every payment is made.

So if you're paying off debt and you have a choice, put any extra money into the account closest to its limit.

That's usually your credit card, which is also where the interest is highest.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1716840_high.mp3?p=rss" length="747893" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1716840?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Check the stars before you sign</title>
		<link>https://iono.fm/e/1712504</link>
		<guid isPermaLink="true">https://iono.fm/e/1712504</guid>
		<description><![CDATA[Before you buy a car, look up how it performed in a crash test. Global NCAP has been crash testing cars sold in South Africa for years and the results are free on its website. The gap between models is enormous. Two cars that look alike and cost almost the same can stars apart when it comes to passenger protection. The dealership won't raise it. The advertising certainly won't. Search the model and year before you commit, and check what's standard rather than optional: how many airbags, whether it has electronic stability control, and whether the back seats have three-point belts. Be aware though that the same car sold in different markets as different spec. An NCAP rating in another region does not apply to the car as sold in SA. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 28 Aug 2026 09:16:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Check the stars before you sign</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:52</itunes:duration>
		<itunes:summary><![CDATA[Before you buy a car, look up how it performed in a crash test. Global NCAP has been crash testing cars sold in South Africa for years and the results are free on its website. The gap between models is enormous. Two cars that look alike and cost almost the same can stars apart when it comes to passenger protection. The dealership won't raise it. The advertising certainly won't. Search the model and year before you commit, and check what's standard rather than optional: how many airbags, whether it has electronic stability control, and whether the back seats have three-point belts. Be aware though that the same car sold in different markets as different spec. An NCAP rating in another region does not apply to the car as sold in SA.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1712504_high.mp3?p=rss" length="841515" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1712504?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>&quot;No refunds&quot; is not the last word</title>
		<link>https://iono.fm/e/1712503</link>
		<guid isPermaLink="true">https://iono.fm/e/1712503</guid>
		<description><![CDATA[Have you ever booked a photographer, a venue, or an event planner, and then had to cancel? You may well have been told the deposit was non-refundable - end of discussion. The Consumer Protection Act says otherwise. You may cancel an advance booking, and the supplier may keep a reasonable cancellation penalty. Not automatically the whole deposit. What counts as reasonable depends on how much notice you gave, whether they can resell the date, and what they've already spent. Before you sign the contract, ask about their cancellation policy – it should include a sliding scale of refunds – from close to 100% for quick cancellations to nothing for last minute ones. If you don’t see that, move on. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 27 Aug 2026 09:14:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>&quot;No refunds&quot; is not the last word</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:53</itunes:duration>
		<itunes:summary><![CDATA[Have you ever booked a photographer, a venue, or an event planner, and then had to cancel? You may well have been told the deposit was non-refundable - end of discussion. The Consumer Protection Act says otherwise. You may cancel an advance booking, and the supplier may keep a reasonable cancellation penalty. Not automatically the whole deposit. What counts as reasonable depends on how much notice you gave, whether they can resell the date, and what they've already spent. Before you sign the contract, ask about their cancellation policy – it should include a sliding scale of refunds – from close to 100% for quick cancellations to nothing for last minute ones. If you don’t see that, move on.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1712503_high.mp3?p=rss" length="851546" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1712503?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Ask what they'll buy it back for</title>
		<link>https://iono.fm/e/1712501</link>
		<guid isPermaLink="true">https://iono.fm/e/1712501</guid>
		<description><![CDATA[A woman came to me wanting to sell gold coins she'd bought years earlier as an investment. Here's the thing about anything sold to you as an investment that you can hold in your hand: coins, collectibles, memorabilia. There are two prices: what a dealer will sell it to you for, and what a dealer will pay you for it. The gap between them can be enormous, and nobody volunteers it at the point of sale. Before you buy, ask the salesperson one question: what would you pay me for this if I walked in with it tomorrow?<br />
If they won't give you a number, that's your answer. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 26 Aug 2026 09:13:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Ask what they'll buy it back for</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:41</itunes:duration>
		<itunes:summary><![CDATA[A woman came to me wanting to sell gold coins she'd bought years earlier as an investment. Here's the thing about anything sold to you as an investment that you can hold in your hand: coins, collectibles, memorabilia. There are two prices: what a dealer will sell it to you for, and what a dealer will pay you for it. The gap between them can be enormous, and nobody volunteers it at the point of sale. Before you buy, ask the salesperson one question: what would you pay me for this if I walked in with it tomorrow?
If they won't give you a number, that's your answer.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1712501?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>A discount you can't use isn't compensation</title>
		<link>https://iono.fm/e/1712500</link>
		<guid isPermaLink="true">https://iono.fm/e/1712500</guid>
		<description><![CDATA[When something goes wrong, companies love to offer a voucher or a percentage-off-your-next-purchase as compensation, rather than money.<br />
One family was given 25% off future flights by SAA. Generous, until they tried to book and found there was simply no way to apply the discount at the payment stage because their foreign credit card wasn’t accepted. Before you accept a voucher as compensation, ask: how exactly do I redeem this, does it work on the fares I actually book, when does it expire, and can I use it online or must I call to make the booking?<br />
And make sure you get the answers in writing. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 25 Aug 2026 09:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A discount you can't use isn't compensation</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:47</itunes:duration>
		<itunes:summary><![CDATA[When something goes wrong, companies love to offer a voucher or a percentage-off-your-next-purchase as compensation, rather than money.
One family was given 25% off future flights by SAA. Generous, until they tried to book and found there was simply no way to apply the discount at the payment stage because their foreign credit card wasn’t accepted. Before you accept a voucher as compensation, ask: how exactly do I redeem this, does it work on the fares I actually book, when does it expire, and can I use it online or must I call to make the booking?
And make sure you get the answers in writing.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1712500_high.mp3?p=rss" length="765029" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1712500?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Cancelled isn't cancelled until they say so in writing</title>
		<link>https://iono.fm/e/1712499</link>
		<guid isPermaLink="true">https://iono.fm/e/1712499</guid>
		<description><![CDATA[A woman's husband had a stroke seven years ago and hasn't been able to use his phone since. She says the account was closed. The billing carried on anyway. This is the among the most common complaint I get. You phone, someone says they'll cancel it, and nobody does. Months or years later you're still paying, and getting the money back is very hard, because the company says it has no record of your request. So, cancel in writing, by email, keep the sent copy, and insist on written confirmation with a date on it.<br />
Then watch your bank statement for the next month or two to check whether the debit order has actually stopped. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 24 Aug 2026 09:09:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Cancelled isn't cancelled until they say so in writing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:45</itunes:duration>
		<itunes:summary><![CDATA[A woman's husband had a stroke seven years ago and hasn't been able to use his phone since. She says the account was closed. The billing carried on anyway. This is the among the most common complaint I get. You phone, someone says they'll cancel it, and nobody does. Months or years later you're still paying, and getting the money back is very hard, because the company says it has no record of your request. So, cancel in writing, by email, keep the sent copy, and insist on written confirmation with a date on it.
Then watch your bank statement for the next month or two to check whether the debit order has actually stopped.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1712499_high.mp3?p=rss" length="729084" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1712499?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Are you overpaying for your pet’s meds?</title>
		<link>https://iono.fm/e/1709559</link>
		<guid isPermaLink="true">https://iono.fm/e/1709559</guid>
		<description><![CDATA[Vet bills are brutal, and medication is a big slice of them.<br />
But you may never be told that a cheaper equivalent of what you're being dispensed exists, because nobody at the counter is obliged to raise it with you.<br />
So ask. Ask whether there's a generic or a cheaper alternative. <br />
Or whether the much-cheaper human version of the drug can be given to your pet. Some can! ]]></description>
					<category>Education</category>
				<pubDate>Fri, 21 Aug 2026 08:36:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are you overpaying for your pet’s meds?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:36</itunes:duration>
		<itunes:summary><![CDATA[Vet bills are brutal, and medication is a big slice of them.
But you may never be told that a cheaper equivalent of what you're being dispensed exists, because nobody at the counter is obliged to raise it with you.
So ask. Ask whether there's a generic or a cheaper alternative. 
Or whether the much-cheaper human version of the drug can be given to your pet. Some can!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1709559_high.mp3?p=rss" length="591576" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1709559?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Check your credit record before it costs you</title>
		<link>https://iono.fm/e/1709557</link>
		<guid isPermaLink="true">https://iono.fm/e/1709557</guid>
		<description><![CDATA[A listener wrote to me about a phone account written off years ago. He doesn't dispute the money. What he disputes is what the listing has since done to him.<br />
Most people only find out they're listed when a loan or a rental application is turned down, and by then it's too late to fix quickly.<br />
You're entitled to one free credit report a year from each of the registered credit bureaux. TransUnion, Experian, Compuscan and XDS.<br />
So get yours. Check for accounts you've settled but that still show as outstanding, and for anything you don't recognise at all.<br />
If something's wrong, dispute it with the bureau in writing. They have to investigate it, and it costs you nothing. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 20 Aug 2026 08:35:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Check your credit record before it costs you</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:46</itunes:duration>
		<itunes:summary><![CDATA[A listener wrote to me about a phone account written off years ago. He doesn't dispute the money. What he disputes is what the listing has since done to him.
Most people only find out they're listed when a loan or a rental application is turned down, and by then it's too late to fix quickly.
You're entitled to one free credit report a year from each of the registered credit bureaux. TransUnion, Experian, Compuscan and XDS.
So get yours. Check for accounts you've settled but that still show as outstanding, and for anything you don't recognise at all.
If something's wrong, dispute it with the bureau in writing. They have to investigate it, and it costs you nothing.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1709557_high.mp3?p=rss" length="740787" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1709557?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Scammers still getting away with the fake POP tactic</title>
		<link>https://iono.fm/e/1709556</link>
		<guid isPermaLink="true">https://iono.fm/e/1709556</guid>
		<description><![CDATA[Selling something on Gumtree or Facebook Marketplace? The oldest trick in the book is still working beautifully for scammers.<br />
The "buyer" sends you a proof of payment, often a very convincing one, and arranges a courier to collect that same day. The money never arrives, the goods are gone, and your bank can't help you.<br />
Anyone can produce a fake proof of purchase. <br />
Firstly, if the “buyer” tries to take you off the app and on to Whatsapp, disengage immediately.<br />
And release nothing to anyone until you have logged into your own banking app yourself and seen the money reflected as cleared in your balance. Not a screenshot, not an SMS, not an email from the bank. Your own balance. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 19 Aug 2026 08:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Scammers still getting away with the fake POP tactic</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:51</itunes:duration>
		<itunes:summary><![CDATA[Selling something on Gumtree or Facebook Marketplace? The oldest trick in the book is still working beautifully for scammers.
The "buyer" sends you a proof of payment, often a very convincing one, and arranges a courier to collect that same day. The money never arrives, the goods are gone, and your bank can't help you.
Anyone can produce a fake proof of purchase. 
Firstly, if the “buyer” tries to take you off the app and on to Whatsapp, disengage immediately.
And release nothing to anyone until you have logged into your own banking app yourself and seen the money reflected as cleared in your balance. Not a screenshot, not an SMS, not an email from the bank. Your own balance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1709556_high.mp3?p=rss" length="825633" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1709556?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>It pays to know your CPA</title>
		<link>https://iono.fm/e/1709551</link>
		<guid isPermaLink="true">https://iono.fm/e/1709551</guid>
		<description><![CDATA[Mitch of Durban bought a second-hand phone from well-known national retailer.<br />
<br />
Six weeks later it failed. The shop refused a refund, refused a credit, refused a swap, and offered him a repair.<br />
That is not how the law works.<br />
<br />
Under the Consumer Protection Act, if something you buy fails within six months, you choose the remedy: repair, replacement or refund. Not the shop.<br />
And if they do repair it and the same fault comes back within three months, you can then demand a replacement or your money back.<br />
So don't accept "we'll send it in" as if it's your only option. Say in writing which of the three you want, and quote section 56. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 18 Aug 2026 08:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>It pays to know your CPA</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:48</itunes:duration>
		<itunes:summary><![CDATA[Mitch of Durban bought a second-hand phone from well-known national retailer.

Six weeks later it failed. The shop refused a refund, refused a credit, refused a swap, and offered him a repair.
That is not how the law works.

Under the Consumer Protection Act, if something you buy fails within six months, you choose the remedy: repair, replacement or refund. Not the shop.
And if they do repair it and the same fault comes back within three months, you can then demand a replacement or your money back.
So don't accept "we'll send it in" as if it's your only option. Say in writing which of the three you want, and quote section 56.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1709551_high.mp3?p=rss" length="783001" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1709551?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Free for three months. Then not.</title>
		<link>https://iono.fm/e/1709550</link>
		<guid isPermaLink="true">https://iono.fm/e/1709550</guid>
		<description><![CDATA[A Discovery member took advantage of a free health check and then got a sales call offering her a three-month free Vitality trial. She agreed, on condition that she be contacted before the free period ended.<br />
Nobody contacted her. The membership rolled over into a paid one, and the fees came off every month, something she only discovered many months later.<br />
<br />
She got nowhere complaining, so she came to me. Discovery then agreed that they hadn’t honoured the deal and cancelled the membership from inception and refunded every cent she'd paid.<br />
<br />
Free trials convert to paid unless you cancel. And a salesperson's promise that "we'll call you first" is not something you can rely on.<br />
So, the day you accept a free trial, diarise the end date and cancel in writing before you get there. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 17 Aug 2026 08:27:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Free for three months. Then not.</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:55</itunes:duration>
		<itunes:summary><![CDATA[A Discovery member took advantage of a free health check and then got a sales call offering her a three-month free Vitality trial. She agreed, on condition that she be contacted before the free period ended.
Nobody contacted her. The membership rolled over into a paid one, and the fees came off every month, something she only discovered many months later.

She got nowhere complaining, so she came to me. Discovery then agreed that they hadn’t honoured the deal and cancelled the membership from inception and refunded every cent she'd paid.

Free trials convert to paid unless you cancel. And a salesperson's promise that "we'll call you first" is not something you can rely on.
So, the day you accept a free trial, diarise the end date and cancel in writing before you get there.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1709550_high.mp3?p=rss" length="884565" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1709550?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Do you know what your store cards are costing you?</title>
		<link>https://iono.fm/e/1707132</link>
		<guid isPermaLink="true">https://iono.fm/e/1707132</guid>
		<description><![CDATA[Store cards can quietly drain your wallet through monthly service fees, even if you have what you assume is a zero balance. Last month Woolworths raised its store card fee to R52.49 a month, applying it even to those customers who have a zero balance. That works out to R630 annually just to hold an idle account. While legal under the National Credit Act, this service fee is nearly ten times higher than that of competitors such as Truworths.<br />
<br />
So, if your store card is sitting unused, settle the balance and close it via email to avoid paying for absolutely nothing. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 14 Aug 2026 11:34:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Do you know what your store cards are costing you?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:48</itunes:duration>
		<itunes:summary><![CDATA[Store cards can quietly drain your wallet through monthly service fees, even if you have what you assume is a zero balance. Last month Woolworths raised its store card fee to R52.49 a month, applying it even to those customers who have a zero balance. That works out to R630 annually just to hold an idle account. While legal under the National Credit Act, this service fee is nearly ten times higher than that of competitors such as Truworths.

So, if your store card is sitting unused, settle the balance and close it via email to avoid paying for absolutely nothing.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1707132_high.mp3?p=rss" length="780075" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1707132?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How much do you value after sales service?</title>
		<link>https://iono.fm/e/1707130</link>
		<guid isPermaLink="true">https://iono.fm/e/1707130</guid>
		<description><![CDATA[Nico Grobler and his wife bought two Grafton Everest leather recliners from Tafelberg Furnishers. A few years in, the leather on the armrests and leg rests began to wear and scuff – prematurely, in their view. But because the chairs were well out of their two-year warranty, the couple’s first thought was to pay for custom covers to hide the damage. But Nico still felt they should have lasted longer so he emailed the manufacturer and copied Tafelberg. The retailer had his back and ensured that the chairs were reupholstered by Grafton Everest at no cost. Tafelberg also provided the couple with loan chairs while that was happening.<br />
Now that’s five-star after-sales service! ]]></description>
					<category>Education</category>
				<pubDate>Thu, 13 Aug 2026 11:31:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How much do you value after sales service?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:48</itunes:duration>
		<itunes:summary><![CDATA[Nico Grobler and his wife bought two Grafton Everest leather recliners from Tafelberg Furnishers. A few years in, the leather on the armrests and leg rests began to wear and scuff – prematurely, in their view. But because the chairs were well out of their two-year warranty, the couple’s first thought was to pay for custom covers to hide the damage. But Nico still felt they should have lasted longer so he emailed the manufacturer and copied Tafelberg. The retailer had his back and ensured that the chairs were reupholstered by Grafton Everest at no cost. Tafelberg also provided the couple with loan chairs while that was happening.
Now that’s five-star after-sales service!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1707130_high.mp3?p=rss" length="771298" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1707130?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Still using the green ID book? Let your bank help you out, pronto</title>
		<link>https://iono.fm/e/1707128</link>
		<guid isPermaLink="true">https://iono.fm/e/1707128</guid>
		<description><![CDATA[Home Affairs has launched a site that shows you the closest bank branch where you can apply for a Smart ID Card. It's at myhomeaffairsonline.dha.gov.za.<br />
<br />
There are 372 participating branches so far, and new ones appear on the site as they sign up. Since March, more than half a million people have applied for a Smart ID through a bank rather than a Home Affairs office.<br />
<br />
The reason to bother: the green barcoded ID book is the fraud-prone one. It's far easier to abuse than the card so if you're still carrying the book, look up your branch and go and swap it. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 12 Aug 2026 11:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Still using the green ID book? Let your bank help you out, pronto</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:50</itunes:duration>
		<itunes:summary><![CDATA[Home Affairs has launched a site that shows you the closest bank branch where you can apply for a Smart ID Card. It's at myhomeaffairsonline.dha.gov.za.

There are 372 participating branches so far, and new ones appear on the site as they sign up. Since March, more than half a million people have applied for a Smart ID through a bank rather than a Home Affairs office.

The reason to bother: the green barcoded ID book is the fraud-prone one. It's far easier to abuse than the card so if you're still carrying the book, look up your branch and go and swap it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1707128_high.mp3?p=rss" length="806407" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1707128?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Even with saved beneficiaries, check the account details before paying</title>
		<link>https://iono.fm/e/1707126</link>
		<guid isPermaLink="true">https://iono.fm/e/1707126</guid>
		<description><![CDATA[When you pay a company by EFT, where do you get the banking details? If they’re saved in your banking app, that’s worth a second thought.<br />
<br />
A Truworths account holder made debt repayments using saved beneficiary details, but the debt collectors had switched banks. Her money landed in a dormant trust account, and she spent months being chased despite having proof of every payment.<br />
<br />
Before making any payment, phone the company on its published number to check their bank details. This also protects you from business email compromise fraud, where fraudsters replace a company’s banking details with their own. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 11 Aug 2026 11:19:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Even with saved beneficiaries, check the account details before paying</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:41</itunes:duration>
		<itunes:summary><![CDATA[When you pay a company by EFT, where do you get the banking details? If they’re saved in your banking app, that’s worth a second thought.

A Truworths account holder made debt repayments using saved beneficiary details, but the debt collectors had switched banks. Her money landed in a dormant trust account, and she spent months being chased despite having proof of every payment.

Before making any payment, phone the company on its published number to check their bank details. This also protects you from business email compromise fraud, where fraudsters replace a company’s banking details with their own.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1707126_high.mp3?p=rss" length="661375" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1707126?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Missing a visa rule could cost you - a lot</title>
		<link>https://iono.fm/e/1707123</link>
		<guid isPermaLink="true">https://iono.fm/e/1707123</guid>
		<description><![CDATA[A couple flew from Joburg to Auckland, with the return journey via Perth, but were refused boarding because their Perth layover was longer than eight hours, meaning they needed an Australian transit visa. Being Sunday afternoon, it was too late to apply.<br />
<br />
They had to buy two Cathay Pacific tickets home via Hong Kong, costing R22 862.<br />
<br />
Neither the airline nor the booking site warned them, but visas are the passenger’s responsibility.<br />
<br />
So do your own visa homework for every country you land in, even those you’re only passing through. If you’re unsure, pay a visa consultant. Far cheaper than a last-minute ticket home. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 10 Aug 2026 11:14:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Missing a visa rule could cost you - a lot</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:59</itunes:duration>
		<itunes:summary><![CDATA[A couple flew from Joburg to Auckland, with the return journey via Perth, but were refused boarding because their Perth layover was longer than eight hours, meaning they needed an Australian transit visa. Being Sunday afternoon, it was too late to apply.

They had to buy two Cathay Pacific tickets home via Hong Kong, costing R22 862.

Neither the airline nor the booking site warned them, but visas are the passenger’s responsibility.

So do your own visa homework for every country you land in, even those you’re only passing through. If you’re unsure, pay a visa consultant. Far cheaper than a last-minute ticket home.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1707123_high.mp3?p=rss" length="951439" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1707123?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Mind that balloon</title>
		<link>https://iono.fm/e/1702721</link>
		<guid isPermaLink="true">https://iono.fm/e/1702721</guid>
		<description><![CDATA[Balloon payments are appealing in that you get the car for a smaller “affordable” monthly payment, BUT a big lump sum awaits you after six or seven years. On a R350 000 car over five years, a 20% balloon knocks around R870 off your instalment.<br />
But here's the catch. You pay more in the end, roughly R18 000 more, and you're left with a R70 000 lump sum to find. And that lump sum feels abstract, until it isn't. So if you take a balloon, treat it like a savings target from day one.<br />
Put money aside every month towards it. And if you're worried you won't be able to pay it, phone your bank early, don't go quiet. Silence is the one thing that limits what they can do to help. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 31 Jul 2026 13:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Mind that balloon</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:54</itunes:duration>
		<itunes:summary><![CDATA[Balloon payments are appealing in that you get the car for a smaller “affordable” monthly payment, BUT a big lump sum awaits you after six or seven years. On a R350 000 car over five years, a 20% balloon knocks around R870 off your instalment.
But here's the catch. You pay more in the end, roughly R18 000 more, and you're left with a R70 000 lump sum to find. And that lump sum feels abstract, until it isn't. So if you take a balloon, treat it like a savings target from day one.
Put money aside every month towards it. And if you're worried you won't be able to pay it, phone your bank early, don't go quiet. Silence is the one thing that limits what they can do to help.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1702721_high.mp3?p=rss" length="874157" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1702721?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>That “local” shop is shipping from China</title>
		<link>https://iono.fm/e/1702720</link>
		<guid isPermaLink="true">https://iono.fm/e/1702720</guid>
		<description><![CDATA[Spotted a slick online shop with a South African-sounding name and great prices? Look twice. A lot of them aren’t local at all. They are fronts for sellers shipping from China. And those appealing pics are all AI.<br />
 So, your “three-day delivery” becomes three weeks, the quality often disappoints, and you can return them – to China, at a massive cost.<br />
So, before you order from an unfamiliar site, check for a real local address and phone number, read independent reviews and not just the glowing ones on the site itself, and be wary of prices that look too good to be true. If there is no proper South African contact, assume your parcel has a very long way to travel, and that the quality of the products won’t be what you’re expecting. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 30 Jul 2026 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>That “local” shop is shipping from China</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:55</itunes:duration>
		<itunes:summary><![CDATA[Spotted a slick online shop with a South African-sounding name and great prices? Look twice. A lot of them aren’t local at all. They are fronts for sellers shipping from China. And those appealing pics are all AI.
 So, your “three-day delivery” becomes three weeks, the quality often disappoints, and you can return them – to China, at a massive cost.
So, before you order from an unfamiliar site, check for a real local address and phone number, read independent reviews and not just the glowing ones on the site itself, and be wary of prices that look too good to be true. If there is no proper South African contact, assume your parcel has a very long way to travel, and that the quality of the products won’t be what you’re expecting.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1702720_high.mp3?p=rss" length="895055" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1702720?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Insurers win 90% of car and home insurance complaints lodged with the National Financial Ombud</title>
		<link>https://iono.fm/e/1702719</link>
		<guid isPermaLink="true">https://iono.fm/e/1702719</guid>
		<description><![CDATA[Why? Not because the Ombud is in bed with the insurers as many assume. Because many consumers didn’t fully grasp what they were and weren’t covered for, or hadn’t met their side of the policy in terms of the security or maintenance conditions.<br />
So don’t wait for a claim to find out that you were never going to win with an insurance claim. Dig out your policy and actually read the exclusions and the conditions. And if your claim is rejected, or you’re offered a too-low payout, don’t just accept it. Take it to the ombud. It’s a free service. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 29 Jul 2026 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Insurers win 90% of car and home insurance complaints lodged with the National Financial Ombud</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:55</itunes:duration>
		<itunes:summary><![CDATA[Why? Not because the Ombud is in bed with the insurers as many assume. Because many consumers didn’t fully grasp what they were and weren’t covered for, or hadn’t met their side of the policy in terms of the security or maintenance conditions.
So don’t wait for a claim to find out that you were never going to win with an insurance claim. Dig out your policy and actually read the exclusions and the conditions. And if your claim is rejected, or you’re offered a too-low payout, don’t just accept it. Take it to the ombud. It’s a free service.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1702719_high.mp3?p=rss" length="893383" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1702719?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Pay the invoice without checking, lose the money</title>
		<link>https://iono.fm/e/1702718</link>
		<guid isPermaLink="true">https://iono.fm/e/1702718</guid>
		<description><![CDATA[An awful form of bank fraud is on the rise – it’s called Business Email Compromise. Here how it works - a fraudster hacks into an email exchange, waits for an invoice, then swaps in their own banking details before it reaches you. You pay, in good faith, and your money is gone. And in this country the law often holds YOU liable, for not checking. AI has wiped out the old giveaways too, no more spelling mistakes or clumsy grammar. So, make this a hard rule, at home and at work: before you pay a new account sent to you via email, especially if there are new account details - phone the supplier on a number you already have and confirm. They will be delighted you did. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 28 Jul 2026 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Pay the invoice without checking, lose the money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:59</itunes:duration>
		<itunes:summary><![CDATA[An awful form of bank fraud is on the rise – it’s called Business Email Compromise. Here how it works - a fraudster hacks into an email exchange, waits for an invoice, then swaps in their own banking details before it reaches you. You pay, in good faith, and your money is gone. And in this country the law often holds YOU liable, for not checking. AI has wiped out the old giveaways too, no more spelling mistakes or clumsy grammar. So, make this a hard rule, at home and at work: before you pay a new account sent to you via email, especially if there are new account details - phone the supplier on a number you already have and confirm. They will be delighted you did.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1702718_high.mp3?p=rss" length="946464" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1702718?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>That’s not me, that’s a clone</title>
		<link>https://iono.fm/e/1702715</link>
		<guid isPermaLink="true">https://iono.fm/e/1702715</guid>
		<description><![CDATA[Here is a fast-growing scam - fraudsters copy your social media account, your name, your photo, even your videos, and set up a near-identical fake. Then they slide into your followers’ comments and messages, posing as you, to sell them something dodgy or fish for their money. It happened to me. So, every now and then, check whether a cloned version of you is out there. Tell your followers what your real handle is. Report the fake to the platform. And if you do find an impersonator, a cyber security firm can sometimes get it taken down faster than you can. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 27 Jul 2026 12:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>That’s not me, that’s a clone</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:42</itunes:duration>
		<itunes:summary><![CDATA[Here is a fast-growing scam - fraudsters copy your social media account, your name, your photo, even your videos, and set up a near-identical fake. Then they slide into your followers’ comments and messages, posing as you, to sell them something dodgy or fish for their money. It happened to me. So, every now and then, check whether a cloned version of you is out there. Tell your followers what your real handle is. Report the fake to the platform. And if you do find an impersonator, a cyber security firm can sometimes get it taken down faster than you can.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1702715_high.mp3?p=rss" length="681896" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1702715?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Sold a dud car on finance? Chase the bank</title>
		<link>https://iono.fm/e/1699827</link>
		<guid isPermaLink="true">https://iono.fm/e/1699827</guid>
		<description><![CDATA[If you buy a used car on finance and it turns out to be a lemon, don’t spend all your energy on the dealer. The bank that financed it is on the hook too. Our Supreme Court of Appeal confirmed it recently: when a bank finances a defective car, it wears two hats, lender and supplier, so it is liable under the Consumer Protection Act. That means you can cancel the agreement and get your money back, not just chase a refund from the dealer. So, when a dealer and a bank point fingers at each other, remind the bank of that ruling and compel them to cancel the deal. If they refuse, lodge a complaint with the National Financial Ombudsman. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 24 Jul 2026 08:36:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Sold a dud car on finance? Chase the bank</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:55</itunes:duration>
		<itunes:summary><![CDATA[If you buy a used car on finance and it turns out to be a lemon, don’t spend all your energy on the dealer. The bank that financed it is on the hook too. Our Supreme Court of Appeal confirmed it recently: when a bank finances a defective car, it wears two hats, lender and supplier, so it is liable under the Consumer Protection Act. That means you can cancel the agreement and get your money back, not just chase a refund from the dealer. So, when a dealer and a bank point fingers at each other, remind the bank of that ruling and compel them to cancel the deal. If they refuse, lodge a complaint with the National Financial Ombudsman.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1699827_high.mp3?p=rss" length="883770" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1699827?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>“Show Me the Podium&quot;: the phrase that could save you thousands on car finance</title>
		<link>https://iono.fm/e/1699823</link>
		<guid isPermaLink="true">https://iono.fm/e/1699823</guid>
		<description><![CDATA[When you apply for vehicle finance through a dealership, the finance manager submits your application to multiple banks - and gets back a "podium" showing every offer, with different rates and terms. They're not obliged to show you all of them, and have every incentive to push the one earning them the highest commission - not the cheapest deal for you.<br />
The hack: say “Please show me the podium." This simple request signals you know your rights, and that you expect every offer on the table, not just the most profitable one for them. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 23 Jul 2026 08:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>“Show Me the Podium&quot;: the phrase that could save you thousands on car finance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:44</itunes:duration>
		<itunes:summary><![CDATA[When you apply for vehicle finance through a dealership, the finance manager submits your application to multiple banks - and gets back a "podium" showing every offer, with different rates and terms. They're not obliged to show you all of them, and have every incentive to push the one earning them the highest commission - not the cheapest deal for you.
The hack: say “Please show me the podium." This simple request signals you know your rights, and that you expect every offer on the table, not just the most profitable one for them.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1699823_high.mp3?p=rss" length="717839" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1699823?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Know when your cellphone contract ends — or face a bill up to three times more</title>
		<link>https://iono.fm/e/1699821</link>
		<guid isPermaLink="true">https://iono.fm/e/1699821</guid>
		<description><![CDATA[When your cellphone contract expires and you haven't given 30 days' notice to cancel or signed a new deal, your network can move you onto a month-to-month rate — at a dramatically higher price. Nadene's MTN contract was R189 a month. When it expired at the end of May, she got an SMS telling her it was converting to R580 a month. She asked for immediate cancellation and was told she'd have to give that 30-day notice first, meaning she has to pay that R580 for at least one month.<br />
So, check your contract end date now. Set a phone reminder three months out so you have time to negotiate, switch, or cancel on your terms, not theirs. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 22 Jul 2026 08:31:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Know when your cellphone contract ends — or face a bill up to three times more</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:58</itunes:duration>
		<itunes:summary><![CDATA[When your cellphone contract expires and you haven't given 30 days' notice to cancel or signed a new deal, your network can move you onto a month-to-month rate — at a dramatically higher price. Nadene's MTN contract was R189 a month. When it expired at the end of May, she got an SMS telling her it was converting to R580 a month. She asked for immediate cancellation and was told she'd have to give that 30-day notice first, meaning she has to pay that R580 for at least one month.
So, check your contract end date now. Set a phone reminder three months out so you have time to negotiate, switch, or cancel on your terms, not theirs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1699821_high.mp3?p=rss" length="930581" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1699821?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>That grocery app search result isn't showing you the best deal — it's showing you who paid the most</title>
		<link>https://iono.fm/e/1699820</link>
		<guid isPermaLink="true">https://iono.fm/e/1699820</guid>
		<description><![CDATA[When you search for a product category on a grocery app like Checkers Sixty60, the results aren't random — they're influenced by which brands have paid for keyword placement. Search "tea" and Five Roses appears first; the far cheaper Checkers own-brand equivalent – Forage & Feast - doesn't show up at all unless you search for it by name – and it’s currently R20 cheaper per 102-bag pack.<br />
Same product, same shelf, very different visibility. Big brands pay for that prime digital real estate, but it could mean that you pay more as a result. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 21 Jul 2026 08:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>That grocery app search result isn't showing you the best deal — it's showing you who paid the most</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>1:11</itunes:duration>
		<itunes:summary><![CDATA[When you search for a product category on a grocery app like Checkers Sixty60, the results aren't random — they're influenced by which brands have paid for keyword placement. Search "tea" and Five Roses appears first; the far cheaper Checkers own-brand equivalent – Forage & Feast - doesn't show up at all unless you search for it by name – and it’s currently R20 cheaper per 102-bag pack.
Same product, same shelf, very different visibility. Big brands pay for that prime digital real estate, but it could mean that you pay more as a result.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1699820_high.mp3?p=rss" length="1139142" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1699820?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Wait 72 hours before committing to anything you didn't plan to buy</title>
		<link>https://iono.fm/e/1699818</link>
		<guid isPermaLink="true">https://iono.fm/e/1699818</guid>
		<description><![CDATA[Retailers - online and in-store - are experts at manufacturing urgency such as flash sales, "only 2 left," countdown timers. The antidote is simple: wait three days before purchasing any unplanned, non-essential item. Write it down if you need to, then revisit after 72 hours. Research consistently shows the urge to buy evaporates in most cases. If you still want it after three days, it's a considered purchase, not an impulse. This one habit can save thousands a year, and it costs nothing but a little patience. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 20 Jul 2026 08:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Wait 72 hours before committing to anything you didn't plan to buy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:45</itunes:duration>
		<itunes:summary><![CDATA[Retailers - online and in-store - are experts at manufacturing urgency such as flash sales, "only 2 left," countdown timers. The antidote is simple: wait three days before purchasing any unplanned, non-essential item. Write it down if you need to, then revisit after 72 hours. Research consistently shows the urge to buy evaporates in most cases. If you still want it after three days, it's a considered purchase, not an impulse. This one habit can save thousands a year, and it costs nothing but a little patience.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1699818_high.mp3?p=rss" length="729542" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1699818?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Do a subscription audit — you're probably paying for things you've forgotten</title>
		<link>https://iono.fm/e/1697395</link>
		<guid isPermaLink="true">https://iono.fm/e/1697395</guid>
		<description><![CDATA[Streaming services, fitness apps, cloud storage, that online magazine you signed up for during lockdown - subscriptions are designed to be easy to start and easy to forget. Go through your bank or credit card statement and highlight every recurring debit. Cancel anything you haven't used in the past month. One audit typically uncovers R500–R1,500 in annual waste. Also watch for free trials that auto-convert to paid plans - set a phone reminder the day before any trial ends so you're the one deciding, not the algorithm. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 17 Jul 2026 08:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Do a subscription audit — you're probably paying for things you've forgotten</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:47</itunes:duration>
		<itunes:summary><![CDATA[Streaming services, fitness apps, cloud storage, that online magazine you signed up for during lockdown - subscriptions are designed to be easy to start and easy to forget. Go through your bank or credit card statement and highlight every recurring debit. Cancel anything you haven't used in the past month. One audit typically uncovers R500–R1,500 in annual waste. Also watch for free trials that auto-convert to paid plans - set a phone reminder the day before any trial ends so you're the one deciding, not the algorithm.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1697395_high.mp3?p=rss" length="760053" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1697395?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Your appliances will last years longer with one monthly habit</title>
		<link>https://iono.fm/e/1697394</link>
		<guid isPermaLink="true">https://iono.fm/e/1697394</guid>
		<description><![CDATA[Most appliance breakdowns are preventable. Run white vinegar through your dishwasher on a hot cycle once a month - it clears limescale and grease and can add years to the machine's life.<br />
Also, pull your fridge away from the wall twice a year and vacuum the coils at the back: dust buildup makes it work harder, uses more electricity, and shortens its lifespan. Clean your dryer's lint trap after every load and check the external vent annually -a blocked vent is also a fire hazard. Ten minutes of maintenance beats an R8,000 replacement. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 16 Jul 2026 08:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Your appliances will last years longer with one monthly habit</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:42</itunes:duration>
		<itunes:summary><![CDATA[Most appliance breakdowns are preventable. Run white vinegar through your dishwasher on a hot cycle once a month - it clears limescale and grease and can add years to the machine's life.
Also, pull your fridge away from the wall twice a year and vacuum the coils at the back: dust buildup makes it work harder, uses more electricity, and shortens its lifespan. Clean your dryer's lint trap after every load and check the external vent annually -a blocked vent is also a fire hazard. Ten minutes of maintenance beats an R8,000 replacement.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1697394_high.mp3?p=rss" length="682313" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1697394?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Wearing a luxury watch at the airport? Put it in your bag before you reach security</title>
		<link>https://iono.fm/e/1697391</link>
		<guid isPermaLink="true">https://iono.fm/e/1697391</guid>
		<description><![CDATA[Organised syndicates are targeting travellers with expensive watches at South African airports - and security checkpoints are a favourite hunting ground. The tactic: spot the watch, wait for it to land in a screening tray, then distract the owner with a bag search or a request to turn around. In one recent incident, a Rolex was snatched this way; in another, the attempt narrowly failed.<br />
The fix is simple: before you join the security queue, slip your watch into your handbag or carry-on. Also stay alert after landing - some criminals follow targets all the way home. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 15 Jul 2026 08:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Wearing a luxury watch at the airport? Put it in your bag before you reach security</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:43</itunes:duration>
		<itunes:summary><![CDATA[Organised syndicates are targeting travellers with expensive watches at South African airports - and security checkpoints are a favourite hunting ground. The tactic: spot the watch, wait for it to land in a screening tray, then distract the owner with a bag search or a request to turn around. In one recent incident, a Rolex was snatched this way; in another, the attempt narrowly failed.
The fix is simple: before you join the security queue, slip your watch into your handbag or carry-on. Also stay alert after landing - some criminals follow targets all the way home.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1697391_high.mp3?p=rss" length="697359" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1697391?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Reach to the back — the freshest products are hiding there</title>
		<link>https://iono.fm/e/1697389</link>
		<guid isPermaLink="true">https://iono.fm/e/1697389</guid>
		<description><![CDATA[Supermarket shelf-stackers always load new stock behind old, nudging you to grab what's in front - the stuff closest to its sell-by date. Make a habit of reaching to the back of the shelf for dairy, bread, meat, and any perishable with a short shelf life.<br />
You'll routinely get products days or even weeks fresher. And while you're checking dates, know this: "best before" is about quality, not safety. Food past that date is often perfectly fine. "Use by" is the one to respect - that's the safety date. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 14 Jul 2026 08:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Reach to the back — the freshest products are hiding there</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:42</itunes:duration>
		<itunes:summary><![CDATA[Supermarket shelf-stackers always load new stock behind old, nudging you to grab what's in front - the stuff closest to its sell-by date. Make a habit of reaching to the back of the shelf for dairy, bread, meat, and any perishable with a short shelf life.
You'll routinely get products days or even weeks fresher. And while you're checking dates, know this: "best before" is about quality, not safety. Food past that date is often perfectly fine. "Use by" is the one to respect - that's the safety date.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1697389_high.mp3?p=rss" length="681477" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1697389?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Bought a used car? Take it on a long trip within six months</title>
		<link>https://iono.fm/e/1697388</link>
		<guid isPermaLink="true">https://iono.fm/e/1697388</guid>
		<description><![CDATA[The Consumer Protection Act gives you six months from taking delivery of a used car to return it to the dealer at their cost if it has a major defect. But you need to discover that defect first. A long road trip is the best stress-test — it exposes problems that short local drives never will.<br />
A case in point: a woman bought a 2020 SUV for R270,000, and it broke down catastrophically on a highway drive -in month eight. Two months past her CPA protection. The repair bill was R155,000 ]]></description>
					<category>Education</category>
				<pubDate>Mon, 13 Jul 2026 08:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bought a used car? Take it on a long trip within six months</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:51</itunes:duration>
		<itunes:summary><![CDATA[The Consumer Protection Act gives you six months from taking delivery of a used car to return it to the dealer at their cost if it has a major defect. But you need to discover that defect first. A long road trip is the best stress-test — it exposes problems that short local drives never will.
A case in point: a woman bought a 2020 SUV for R270,000, and it broke down catastrophically on a highway drive -in month eight. Two months past her CPA protection. The repair bill was R155,000]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1697388_high.mp3?p=rss" length="821493" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1697388?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How well do you know your rights as an online shopper?</title>
		<link>https://iono.fm/e/1689915</link>
		<guid isPermaLink="true">https://iono.fm/e/1689915</guid>
		<description><![CDATA[Here’s Janet’s question to me: “I bought a pair of trainers on an online sale about 5 days ago.<br />
<br />
On delivery day I tried on and them to be too tight across my foot.<br />
<br />
I have been told I can’t return them because they were a sale item.<br />
<br />
I'm very unhappy about this and would like a full refund from the company. I don't think that this is the way to treat a return customer.”<br />
<br />
Is she entitled to one? Gold star if you said yes. <br />
<br />
Thanks to the Electronic Communications and Transactions Act you are legally entitled to return something you bought online with a week of delivery for a refund – regardless of whether they were bought online or not.<br />
<br />
The only catch is that you have to bear the cost of sending the goods back - unless the retailer chooses to absorb that cost. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 26 Jun 2026 09:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How well do you know your rights as an online shopper?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:48</itunes:duration>
		<itunes:summary><![CDATA[Here’s Janet’s question to me: “I bought a pair of trainers on an online sale about 5 days ago.

On delivery day I tried on and them to be too tight across my foot.

I have been told I can’t return them because they were a sale item.

I'm very unhappy about this and would like a full refund from the company. I don't think that this is the way to treat a return customer.”

Is she entitled to one? Gold star if you said yes. 

Thanks to the Electronic Communications and Transactions Act you are legally entitled to return something you bought online with a week of delivery for a refund – regardless of whether they were bought online or not.

The only catch is that you have to bear the cost of sending the goods back - unless the retailer chooses to absorb that cost.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1689915_high.mp3?p=rss" length="785132" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689915?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Aquafresh changed Its formula — and hoped you wouldn't notice</title>
		<link>https://iono.fm/e/1689911</link>
		<guid isPermaLink="true">https://iono.fm/e/1689911</guid>
		<description><![CDATA[When companies want you to know they've improved a product, they shout it on the front of the pack. When they'd rather you didn't notice, they quietly adjust the ingredients list. Haleon chose the stealthy route with Aquafresh, reformulating it from October last year with no front-of-pack disclosure whatsoever. The result: a runnier, less frothy toothpaste that doesn't hold its shape on the brush. Titanium dioxide - which gives the paste its bright white density - has been replaced with alumina. When I pressed Haleon for the real reason, they never gave one. Loyal customers deserve better than that. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 25 Jun 2026 09:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Aquafresh changed Its formula — and hoped you wouldn't notice</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:46</itunes:duration>
		<itunes:summary><![CDATA[When companies want you to know they've improved a product, they shout it on the front of the pack. When they'd rather you didn't notice, they quietly adjust the ingredients list. Haleon chose the stealthy route with Aquafresh, reformulating it from October last year with no front-of-pack disclosure whatsoever. The result: a runnier, less frothy toothpaste that doesn't hold its shape on the brush. Titanium dioxide - which gives the paste its bright white density - has been replaced with alumina. When I pressed Haleon for the real reason, they never gave one. Loyal customers deserve better than that.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1689911_high.mp3?p=rss" length="741664" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689911?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Read the fine print on bank fuel rewards — they're not automatic</title>
		<link>https://iono.fm/e/1689908</link>
		<guid isPermaLink="true">https://iono.fm/e/1689908</guid>
		<description><![CDATA[Not all bank rewards programmes deliver what their advertising implies. Banking customers have to read the fine print if they want to get higher rewards on fuel spend. Many programmes require you to opt in, meet minimum spend thresholds, or pay with a specific card at specific fuel stations.<br />
<br />
Simply having the card is not enough. Log into your banking app, find the rewards section, and check exactly what's required to earn maximum fuel cashback. A few minutes reading the terms could be worth hundreds of rands a year in genuine savings — or save you the frustration of expecting a benefit that never arrives. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 24 Jun 2026 09:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Read the fine print on bank fuel rewards — they're not automatic</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:45</itunes:duration>
		<itunes:summary><![CDATA[Not all bank rewards programmes deliver what their advertising implies. Banking customers have to read the fine print if they want to get higher rewards on fuel spend. Many programmes require you to opt in, meet minimum spend thresholds, or pay with a specific card at specific fuel stations.

Simply having the card is not enough. Log into your banking app, find the rewards section, and check exactly what's required to earn maximum fuel cashback. A few minutes reading the terms could be worth hundreds of rands a year in genuine savings — or save you the frustration of expecting a benefit that never arrives.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1689908_high.mp3?p=rss" length="722020" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689908?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Bought something online and the retailer has vanished? Here's what to do</title>
		<link>https://iono.fm/e/1689907</link>
		<guid isPermaLink="true">https://iono.fm/e/1689907</guid>
		<description><![CDATA[An online retailer called Online Car Parts allegedly ignored the Consumer Goods and Services Ombud, moved premises, and left consumers with incorrect parts or no refunds. <br />
<br />
This case is a textbook warning about buying from unfamiliar online retailers. Before purchasing from any online store you don't recognise, Google the business name alongside the word "complaint" or "scam." Check whether they're registered with the Consumer Goods and Services Ombud at cgso.org.za. <br />
<br />
If a retailer disappears after taking your money, report them to KZN’s Office of the Consumer Protector or CGSO - both have powers to pursue non-compliant sellers, even if they've moved. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 23 Jun 2026 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Bought something online and the retailer has vanished? Here's what to do</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:49</itunes:duration>
		<itunes:summary><![CDATA[An online retailer called Online Car Parts allegedly ignored the Consumer Goods and Services Ombud, moved premises, and left consumers with incorrect parts or no refunds. 

This case is a textbook warning about buying from unfamiliar online retailers. Before purchasing from any online store you don't recognise, Google the business name alongside the word "complaint" or "scam." Check whether they're registered with the Consumer Goods and Services Ombud at cgso.org.za. 

If a retailer disappears after taking your money, report them to KZN’s Office of the Consumer Protector or CGSO - both have powers to pursue non-compliant sellers, even if they've moved.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1689907_high.mp3?p=rss" length="796835" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689907?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Airline damaged your bag? Invoke the Consumer Protection Act</title>
		<link>https://iono.fm/e/1689904</link>
		<guid isPermaLink="true">https://iono.fm/e/1689904</guid>
		<description><![CDATA[Don't let airlines and their baggage handling partners fob you off with a pittance when their baggage handling partners damage your luggage.<br />
<br />
South African airlines often limit compensation using outdated international conventions, ignoring the Consumer Protection Act's protections.<br />
<br />
But the CPA entitles you to fair compensation for damaged goods - and that includes your baggage. <br />
<br />
Document the damage at the airport immediately, photograph everything, and file a written complaint referencing the Consumer Protection Act. Don't accept their first offer; escalate to the airline's complaints department or the Consumer Goods and Services Ombud - and me! - if necessary. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 22 Jun 2026 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Airline damaged your bag? Invoke the Consumer Protection Act</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:44</itunes:duration>
		<itunes:summary><![CDATA[Don't let airlines and their baggage handling partners fob you off with a pittance when their baggage handling partners damage your luggage.

South African airlines often limit compensation using outdated international conventions, ignoring the Consumer Protection Act's protections.

But the CPA entitles you to fair compensation for damaged goods - and that includes your baggage. 

Document the damage at the airport immediately, photograph everything, and file a written complaint referencing the Consumer Protection Act. Don't accept their first offer; escalate to the airline's complaints department or the Consumer Goods and Services Ombud - and me! - if necessary.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1689904_high.mp3?p=rss" length="716169" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1689904?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Are your valuables actually insured?</title>
		<link>https://iono.fm/e/1687506</link>
		<guid isPermaLink="true">https://iono.fm/e/1687506</guid>
		<description><![CDATA[Wendy Knowler unpacks the insurance blind spots many South Africans overlook. From smartphones and laptops to prescription glasses and solar installations, she explains why standard home contents cover may not protect your valuables outside the home — and what consumers should review before discovering costly gaps during a claim. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 19 Jun 2026 09:30:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are your valuables actually insured?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:53</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler unpacks the insurance blind spots many South Africans overlook. From smartphones and laptops to prescription glasses and solar installations, she explains why standard home contents cover may not protect your valuables outside the home — and what consumers should review before discovering costly gaps during a claim.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1687506_high.mp3?p=rss" length="862036" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1687506?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Think twice before filling up with cheap diesel</title>
		<link>https://iono.fm/e/1687505</link>
		<guid isPermaLink="true">https://iono.fm/e/1687505</guid>
		<description><![CDATA[Wendy Knowler warns motorists about contaminated diesel reportedly reaching fuel stations in KZN. With concerns over diesel being mixed with paraffin and the risk of costly engine damage, Wendy shares practical consumer advice — avoid suspiciously cheap fuel, choose trusted branded stations and always keep your fuel receipt as proof if something goes wrong. Learn how to protect your car from dirty diesel and fuel fraud. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 18 Jun 2026 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Think twice before filling up with cheap diesel</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:48</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler warns motorists about contaminated diesel reportedly reaching fuel stations in KZN. With concerns over diesel being mixed with paraffin and the risk of costly engine damage, Wendy shares practical consumer advice — avoid suspiciously cheap fuel, choose trusted branded stations and always keep your fuel receipt as proof if something goes wrong. Learn how to protect your car from dirty diesel and fuel fraud.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1687505_high.mp3?p=rss" length="776772" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1687505?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>That “affordable&quot; 48-month phone contract could cost you dearly</title>
		<link>https://iono.fm/e/1687501</link>
		<guid isPermaLink="true">https://iono.fm/e/1687501</guid>
		<description><![CDATA[Wendy Knowler examines the rise of 48-month cellphone contracts in South Africa and the hidden costs behind lower monthly payments. With phone warranties often ending long before the contract does, consumers could face years of repayments on faulty devices. Wendy explores the risks of long-term cellphone contracts, early cancellation fees and consumer rights before signing. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 17 Jun 2026 09:15:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>That “affordable&quot; 48-month phone contract could cost you dearly</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:53</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler examines the rise of 48-month cellphone contracts in South Africa and the hidden costs behind lower monthly payments. With phone warranties often ending long before the contract does, consumers could face years of repayments on faulty devices. Wendy explores the risks of long-term cellphone contracts, early cancellation fees and consumer rights before signing.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1687501_high.mp3?p=rss" length="863707" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1687501?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Did You Know? South Africans are shopping differently — here's the data</title>
		<link>https://iono.fm/e/1687498</link>
		<guid isPermaLink="true">https://iono.fm/e/1687498</guid>
		<description><![CDATA[Wendy Knowler shares new South African shopping trends revealed by payment gateway STITCH. From payday spending habits and the rise of Buy Now Pay Later (BNPL) to the growing popularity of platforms like Temu and Shein, these insights reveal how consumers are shopping online and in-store in 2026. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 16 Jun 2026 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Did You Know? South Africans are shopping differently — here's the data</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>1:00</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler shares new South African shopping trends revealed by payment gateway STITCH. From payday spending habits and the rise of Buy Now Pay Later (BNPL) to the growing popularity of platforms like Temu and Shein, these insights reveal how consumers are shopping online and in-store in 2026.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1687498_high.mp3?p=rss" length="971959" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1687498?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Verify bank details before you pay - every single time</title>
		<link>https://iono.fm/e/1687497</link>
		<guid isPermaLink="true">https://iono.fm/e/1687497</guid>
		<description><![CDATA[Wendy Knowler unpacks the growing threat of Business Email Compromise (BEC) fraud after a South African man lost nearly R80,000 to scammers posing as a trusted supplier. With courts placing responsibility on the payer, Wendy shares essential fraud prevention tips — including verifying banking details before making payments. Learn how to protect yourself from invoice scams, payment fraud and online banking fraud. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 15 Jun 2026 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Verify bank details before you pay - every single time</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:56</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler unpacks the growing threat of Business Email Compromise (BEC) fraud after a South African man lost nearly R80,000 to scammers posing as a trusted supplier. With courts placing responsibility on the payer, Wendy shares essential fraud prevention tips — including verifying banking details before making payments. Learn how to protect yourself from invoice scams, payment fraud and online banking fraud.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1687497_high.mp3?p=rss" length="913026" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1687497?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Before signing that car deal, ask these questions</title>
		<link>https://iono.fm/e/1684895</link>
		<guid isPermaLink="true">https://iono.fm/e/1684895</guid>
		<description><![CDATA[Buying a car is one of the biggest financial commitments you'll make, so go in with your eyes open. Loan terms typically run 60 to 72 months — a longer term lowers your monthly instalment but significantly increases what you repay overall.<br />
<br />
Always ask for the total repayment figure, not just the monthly number. <br />
<br />
Missing payments damages your credit record, and early settlement may carry costs. Crucially, the instalment is just one line item — insurance, fuel, maintenance, and tyres are non-negotiable running costs. <br />
<br />
Before signing, ask:<br />
Is the rate fixed or variable? <br />
Is there a balloon payment? <br />
What's the total repayment? <br />
What are the early settlement terms?<br />
Can I genuinely afford this vehicle? ]]></description>
					<category>Education</category>
				<pubDate>Fri, 12 Jun 2026 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Before signing that car deal, ask these questions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:58</itunes:duration>
		<itunes:summary><![CDATA[Buying a car is one of the biggest financial commitments you'll make, so go in with your eyes open. Loan terms typically run 60 to 72 months — a longer term lowers your monthly instalment but significantly increases what you repay overall.

Always ask for the total repayment figure, not just the monthly number. 

Missing payments damages your credit record, and early settlement may carry costs. Crucially, the instalment is just one line item — insurance, fuel, maintenance, and tyres are non-negotiable running costs. 

Before signing, ask:
Is the rate fixed or variable? 
Is there a balloon payment? 
What's the total repayment? 
What are the early settlement terms?
Can I genuinely afford this vehicle?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1684895_high.mp3?p=rss" length="943955" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1684895?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Before buying a used car, get proof of its service history</title>
		<link>https://iono.fm/e/1683171</link>
		<guid isPermaLink="true">https://iono.fm/e/1683171</guid>
		<description><![CDATA[When buying a used car, service history isn't just a nice-to-have - it can make or break a warranty claim. Durk bought a Nissan Qashqai with an extended warranty and over time paid R21,000 in premiums, only to have his claim rejected because the previous owner had missed the very first scheduled service, invalidating the warranty from day one.<br />
<br />
When taking out the policy, he'd answered "yes" to the service history question without being certain — and he ended up paying dearly for that. Before committing to buying a car, demand the physical service book and verify it. <br />
<br />
Whatever you declare when taking out any insurance policy – be it car, homeowners or life insurance - it must be accurate. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 11 Jun 2026 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Before buying a used car, get proof of its service history</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:52</itunes:duration>
		<itunes:summary><![CDATA[When buying a used car, service history isn't just a nice-to-have - it can make or break a warranty claim. Durk bought a Nissan Qashqai with an extended warranty and over time paid R21,000 in premiums, only to have his claim rejected because the previous owner had missed the very first scheduled service, invalidating the warranty from day one.

When taking out the policy, he'd answered "yes" to the service history question without being certain — and he ended up paying dearly for that. Before committing to buying a car, demand the physical service book and verify it. 

Whatever you declare when taking out any insurance policy – be it car, homeowners or life insurance - it must be accurate.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1683171_high.mp3?p=rss" length="844899" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1683171?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Your “available&quot; balance is the one that counts</title>
		<link>https://iono.fm/e/1683101</link>
		<guid isPermaLink="true">https://iono.fm/e/1683101</guid>
		<description><![CDATA[Fezile had money in his Capitec account - or so he thought. On three occasions since last August, his Telkom debit order went unmet, costing him bank fees, Telkom penalty fees, and a dent in his credit record.<br />
<br />
When I took up his case with Capitec, the bank explained the crucial distinction: your balance doesn't account for pending transactions, but your available balance does — and that's what debit orders are processed against. The two figures can differ significantly. Lesson learned the expensive way: always check your available balance before your debit order run, not just your balance. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 10 Jun 2026 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Your “available&quot; balance is the one that counts</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:45</itunes:duration>
		<itunes:summary><![CDATA[Fezile had money in his Capitec account - or so he thought. On three occasions since last August, his Telkom debit order went unmet, costing him bank fees, Telkom penalty fees, and a dent in his credit record.

When I took up his case with Capitec, the bank explained the crucial distinction: your balance doesn't account for pending transactions, but your available balance does — and that's what debit orders are processed against. The two figures can differ significantly. Lesson learned the expensive way: always check your available balance before your debit order run, not just your balance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1683101_high.mp3?p=rss" length="732050" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1683101?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Beware &quot;Quishing&quot; — the QR code scam you don't see coming</title>
		<link>https://iono.fm/e/1683095</link>
		<guid isPermaLink="true">https://iono.fm/e/1683095</guid>
		<description><![CDATA[Scammers are banking on the fact that while you've been trained to distrust links, you're far less suspicious of QR codes – we are used to scanning them without a second thought. The latest form of bank scam is "quishing" — fake QR codes sent via email or messaging apps that, when scanned, direct you to a fraudulent website engineered to steal your login credentials.<br />
<br />
The rule is simple: never scan a QR code you weren't expecting. If a bill, parking notice, or email prompts you to scan one, verify the source independently first. SARS and several banks have already issued warnings about this scam. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 09 Jun 2026 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Beware &quot;Quishing&quot; — the QR code scam you don't see coming</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:48</itunes:duration>
		<itunes:summary><![CDATA[Scammers are banking on the fact that while you've been trained to distrust links, you're far less suspicious of QR codes – we are used to scanning them without a second thought. The latest form of bank scam is "quishing" — fake QR codes sent via email or messaging apps that, when scanned, direct you to a fraudulent website engineered to steal your login credentials.

The rule is simple: never scan a QR code you weren't expecting. If a bill, parking notice, or email prompts you to scan one, verify the source independently first. SARS and several banks have already issued warnings about this scam.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1683095_high.mp3?p=rss" length="769666" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1683095?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Five questions to ask before you sign any insurance policy</title>
		<link>https://iono.fm/e/1683089</link>
		<guid isPermaLink="true">https://iono.fm/e/1683089</guid>
		<description><![CDATA[In South Africa, fully understanding your insurance policy isn't just good sense — it's your legal right. So, to avoid heartbreak at claim stage, ask these five questions before signing:<br />
<br />
1.What exactly am I covered for?<br />
<br />
2. What is excluded? Read carefully, because exclusions are often buried in technical language after pages of benefits.<br />
<br />
3. What excess will I pay? An affordable-looking premium means nothing if the excess makes claiming impossible.<br />
<br />
4. How does the claims process work?<br />
<br />
5. And critically: what conditions could invalidate my cover? Something as seemingly minor as an inadequate tracking device, or attending one work meeting in your personal vehicle, could see your claim flatly rejected. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 08 Jun 2026 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Five questions to ask before you sign any insurance policy</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:52</itunes:duration>
		<itunes:summary><![CDATA[In South Africa, fully understanding your insurance policy isn't just good sense — it's your legal right. So, to avoid heartbreak at claim stage, ask these five questions before signing:

1.What exactly am I covered for?

2. What is excluded? Read carefully, because exclusions are often buried in technical language after pages of benefits.

3. What excess will I pay? An affordable-looking premium means nothing if the excess makes claiming impossible.

4. How does the claims process work?

5. And critically: what conditions could invalidate my cover? Something as seemingly minor as an inadequate tracking device, or attending one work meeting in your personal vehicle, could see your claim flatly rejected.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1683089_high.mp3?p=rss" length="841555" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1683089?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Stop getting ripped off: The Consumer Hacks every South African needs to know</title>
		<link>https://iono.fm/e/1680800</link>
		<guid isPermaLink="true">https://iono.fm/e/1680800</guid>
		<description><![CDATA[Wendy Knowler is back with the kind of advice your wallet has been waiting for. Keep your receipts, check what your cellphone insurance actually covers, know what to say when telemarketers call and yes, you can get that bottle deposit back in cash. Small things. Big difference. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 29 May 2026 09:33:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Stop getting ripped off: The Consumer Hacks every South African needs to know</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:19</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler is back with the kind of advice your wallet has been waiting for. Keep your receipts, check what your cellphone insurance actually covers, know what to say when telemarketers call and yes, you can get that bottle deposit back in cash. Small things. Big difference.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1680800_high.mp3?p=rss" length="3196303" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1680800?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What brands, banks &amp; scammers hope you never find out</title>
		<link>https://iono.fm/e/1678541</link>
		<guid isPermaLink="true">https://iono.fm/e/1678541</guid>
		<description><![CDATA[Wendy Knowler breaks down the things brands, banks, and scammers are counting on you not knowing — from new labeling rules that expose what's really in your food, to the cancellation clause that could cost you your entire wedding deposit, to the sophisticated scams now targeting everyday South Africans.<br />
<br />
Knowledge is your only protection. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 22 May 2026 08:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What brands, banks &amp; scammers hope you never find out</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>2:50</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler breaks down the things brands, banks, and scammers are counting on you not knowing — from new labeling rules that expose what's really in your food, to the cancellation clause that could cost you your entire wedding deposit, to the sophisticated scams now targeting everyday South Africans.

Knowledge is your only protection.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1678541_high.mp3?p=rss" length="2723592" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1678541?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The hidden risks in your home, car and wallet</title>
		<link>https://iono.fm/e/1676224</link>
		<guid isPermaLink="true">https://iono.fm/e/1676224</guid>
		<description><![CDATA[From toxic cookware to exploding airbags, Wendy Knowler breaks down the everyday risks most people never see coming. This one's worth your time. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 15 May 2026 07:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The hidden risks in your home, car and wallet</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:35</itunes:duration>
		<itunes:summary><![CDATA[From toxic cookware to exploding airbags, Wendy Knowler breaks down the everyday risks most people never see coming. This one's worth your time.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1676224_high.mp3?p=rss" length="3446243" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1676224?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>This mistake could void your warranty instantly</title>
		<link>https://iono.fm/e/1669484</link>
		<guid isPermaLink="true">https://iono.fm/e/1669484</guid>
		<description><![CDATA[Wendy Knowler unpacks five costly consumer mistakes to avoid. From how buying through third-party sellers can jeopardise your warranty to why purchasing a car entirely online is risky. She also explains the truth about voucher validity, your rights when a lay-by goes wrong, and an important vehicle recall affecting Land Rover Defenders. Smart advice to help you protect your money and your rights. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 24 Apr 2026 08:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>This mistake could void your warranty instantly</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>2:35</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler unpacks five costly consumer mistakes to avoid. From how buying through third-party sellers can jeopardise your warranty to why purchasing a car entirely online is risky. She also explains the truth about voucher validity, your rights when a lay-by goes wrong, and an important vehicle recall affecting Land Rover Defenders. Smart advice to help you protect your money and your rights.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1669484_high.mp3?p=rss" length="2483683" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1669484?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Before you buy that property listen to this</title>
		<link>https://iono.fm/e/1666981</link>
		<guid isPermaLink="true">https://iono.fm/e/1666981</guid>
		<description><![CDATA[Wendy Knowler unpacks five critical consumer lessons that could save you money and stress. From why skipping a home inspection can cost you dearly to the importance of cancelling accounts in writing. She also explores the truth behind diamond pricing, your legal right to return online purchases, even on sale, and why companies can’t silence you for telling the truth. Practical advice to help you protect your rights and your wallet. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 17 Apr 2026 08:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Before you buy that property listen to this</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:22</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler unpacks five critical consumer lessons that could save you money and stress. From why skipping a home inspection can cost you dearly to the importance of cancelling accounts in writing. She also explores the truth behind diamond pricing, your legal right to return online purchases, even on sale, and why companies can’t silence you for telling the truth. Practical advice to help you protect your rights and your wallet.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1666981_high.mp3?p=rss" length="3243951" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1666981?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>You’re probably overpaying without knowing it</title>
		<link>https://iono.fm/e/1664748</link>
		<guid isPermaLink="true">https://iono.fm/e/1664748</guid>
		<description><![CDATA[Wendy Knowler shares five lesser-known consumer insights that could save you money. From why short trips use more fuel to how a “Dunning Lock” can protect your utilities during disputes. She also exposes a common repossessed car scam, reveals how to decode misleading food labels, and shares a butcher’s tip about marinated meats. Practical advice to help you avoid overpaying and make smarter choices. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 10 Apr 2026 11:34:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You’re probably overpaying without knowing it</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>2:56</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler shares five lesser-known consumer insights that could save you money. From why short trips use more fuel to how a “Dunning Lock” can protect your utilities during disputes. She also exposes a common repossessed car scam, reveals how to decode misleading food labels, and shares a butcher’s tip about marinated meats. Practical advice to help you avoid overpaying and make smarter choices.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1664748_high.mp3?p=rss" length="2823066" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1664748?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Fraudsters are lurking but Wendy Knowler has your back</title>
		<link>https://iono.fm/e/1660617</link>
		<guid isPermaLink="true">https://iono.fm/e/1660617</guid>
		<description><![CDATA[Wendy Knowler breaks down five simple but costly mistakes many consumers make without realising it. From a phone setting that could expose your bank OTPs to silent contract renewals, risky online pharmacy sites, and your rights when returning goods. Plus, a smart travel tip that could save you money if your luggage is damaged. Practical advice to help you protect your money and stay one step ahead. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 27 Mar 2026 08:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Fraudsters are lurking but Wendy Knowler has your back</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>2:55</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler breaks down five simple but costly mistakes many consumers make without realising it. From a phone setting that could expose your bank OTPs to silent contract renewals, risky online pharmacy sites, and your rights when returning goods. Plus, a smart travel tip that could save you money if your luggage is damaged. Practical advice to help you protect your money and stay one step ahead.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1660617?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>5 money mistakes costing you more than you think</title>
		<link>https://iono.fm/e/1658266</link>
		<guid isPermaLink="true">https://iono.fm/e/1658266</guid>
		<description><![CDATA[Wendy Knowler unpacks five common ways consumers lose money without realising it, from forgotten subscriptions and hidden bank charges to misleading car safety ratings. She also shares a simple credit score hack and explains your rights if you lose a gift voucher. Practical advice to help you stop the leaks and take back control of your finances. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 20 Mar 2026 10:14:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>5 money mistakes costing you more than you think</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>2:47</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler unpacks five common ways consumers lose money without realising it, from forgotten subscriptions and hidden bank charges to misleading car safety ratings. She also shares a simple credit score hack and explains your rights if you lose a gift voucher. Practical advice to help you stop the leaks and take back control of your finances.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1658266_high.mp3?p=rss" length="2687229" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1658266?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Consumer scams and traps you need to know about right now</title>
		<link>https://iono.fm/e/1654901</link>
		<guid isPermaLink="true">https://iono.fm/e/1654901</guid>
		<description><![CDATA[Wendy Knowler unpacks the latest consumer traps to watch out for. From a fake Woolworths meat box scam spreading on Facebook to hidden rental admin fees and insurance claims rejected over small details. She also explains how search engine ads can send you to the wrong business online and why romance scammers often play the long game. Practical tips to help you protect your money and avoid costly mistakes. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 13 Mar 2026 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Consumer scams and traps you need to know about right now</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>2:12</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler unpacks the latest consumer traps to watch out for. From a fake Woolworths meat box scam spreading on Facebook to hidden rental admin fees and insurance claims rejected over small details. She also explains how search engine ads can send you to the wrong business online and why romance scammers often play the long game. Practical tips to help you protect your money and avoid costly mistakes.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1654901_high.mp3?p=rss" length="2128418" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1654901?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Credit, lay-bys &amp; avoiding insurance pitfalls</title>
		<link>https://iono.fm/e/1650540</link>
		<guid isPermaLink="true">https://iono.fm/e/1650540</guid>
		<description><![CDATA[Find out how to improve your credit score simply by managing your card limit wisely, why lay-by might be your smartest shopping tool right now, and what to look for before buying an air fryer. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 27 Feb 2026 08:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Credit, lay-bys &amp; avoiding insurance pitfalls</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:32</itunes:duration>
		<itunes:summary><![CDATA[Find out how to improve your credit score simply by managing your card limit wisely, why lay-by might be your smartest shopping tool right now, and what to look for before buying an air fryer.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1650540?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The consumer survival guide</title>
		<link>https://iono.fm/e/1648268</link>
		<guid isPermaLink="true">https://iono.fm/e/1648268</guid>
		<description><![CDATA[Everyday consumer realities you only learn after something goes wrong. Cash, vouchers, homes, cars, and official records - what you need to know to avoid costly mistakes. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 20 Feb 2026 10:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The consumer survival guide</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:27</itunes:duration>
		<itunes:summary><![CDATA[Everyday consumer realities you only learn after something goes wrong. Cash, vouchers, homes, cars, and official records - what you need to know to avoid costly mistakes.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1648268_high.mp3?p=rss" length="3322939" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1648268?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Before you click, renew or reply</title>
		<link>https://iono.fm/e/1645665</link>
		<guid isPermaLink="true">https://iono.fm/e/1645665</guid>
		<description><![CDATA[Before you renew insurance, reply to a “bank” call, or click that email, listen to this. These Consumer Hacks expose the fine print, the scams, and the small mistakes that can cost you big money. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 13 Feb 2026 10:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Before you click, renew or reply</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:43</itunes:duration>
		<itunes:summary><![CDATA[Before you renew insurance, reply to a “bank” call, or click that email, listen to this. These Consumer Hacks expose the fine print, the scams, and the small mistakes that can cost you big money.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1645665_high.mp3?p=rss" length="3577064" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1645665?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Consumer warnings you really need to pay attention to</title>
		<link>https://iono.fm/e/1640821</link>
		<guid isPermaLink="true">https://iono.fm/e/1640821</guid>
		<description><![CDATA[One small oversight can spiral into a massive financial headache. From phone security and insurance traps to legal admin gaps, these Consumer Hacks show you what to watch out for and how to shut down the risks before they hit your wallet. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 30 Jan 2026 08:12:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Consumer warnings you really need to pay attention to</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:11</itunes:duration>
		<itunes:summary><![CDATA[One small oversight can spiral into a massive financial headache. From phone security and insurance traps to legal admin gaps, these Consumer Hacks show you what to watch out for and how to shut down the risks before they hit your wallet.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1640821_high.mp3?p=rss" length="3068408" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1640821?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Before you lose the money</title>
		<link>https://iono.fm/e/1637801</link>
		<guid isPermaLink="true">https://iono.fm/e/1637801</guid>
		<description><![CDATA[Spam that won’t stop, contracts that quietly roll over, scam calls targeting older relatives, costly buying mistakes and credit habits that follow you for years. This episode flags the warning signs early so you can act before small oversights turn into expensive regrets. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 23 Jan 2026 15:56:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Before you lose the money</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:05</itunes:duration>
		<itunes:summary><![CDATA[Spam that won’t stop, contracts that quietly roll over, scam calls targeting older relatives, costly buying mistakes and credit habits that follow you for years. This episode flags the warning signs early so you can act before small oversights turn into expensive regrets.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1637801_high.mp3?p=rss" length="2967680" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1637801?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Consumer traps you should know</title>
		<link>https://iono.fm/e/1635691</link>
		<guid isPermaLink="true">https://iono.fm/e/1635691</guid>
		<description><![CDATA[From pressured warranties to illegal card fees and quiet product withdrawals, these Consumer Hacks show what’s fair, what’s not and how to push back ]]></description>
					<category>Education</category>
				<pubDate>Fri, 16 Jan 2026 08:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Consumer traps you should know</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:22</itunes:duration>
		<itunes:summary><![CDATA[From pressured warranties to illegal card fees and quiet product withdrawals, these Consumer Hacks show what’s fair, what’s not and how to push back]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1635691_high.mp3?p=rss" length="3238935" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1635691?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Costly lessons they don’t warn you about</title>
		<link>https://iono.fm/e/1630023</link>
		<guid isPermaLink="true">https://iono.fm/e/1630023</guid>
		<description><![CDATA[From gym contracts you can’t escape to furniture that fails too late, expiry dates that don’t mean what you think, and hidden costs of car ownership. These Consumer Hacks unpack the expensive lessons many only learn after it’s too late, and how to avoid them. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 19 Dec 2025 08:37:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Costly lessons they don’t warn you about</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:34</itunes:duration>
		<itunes:summary><![CDATA[From gym contracts you can’t escape to furniture that fails too late, expiry dates that don’t mean what you think, and hidden costs of car ownership. These Consumer Hacks unpack the expensive lessons many only learn after it’s too late, and how to avoid them.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1630023_high.mp3?p=rss" length="3427435" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1630023?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Before you answer that call… Listen to this first</title>
		<link>https://iono.fm/e/1628206</link>
		<guid isPermaLink="true">https://iono.fm/e/1628206</guid>
		<description><![CDATA[From banking fraud to contract loopholes and online shopping rights, this episode unpacks the week’s biggest consumer risks and how to stay one step ahead ]]></description>
					<category>Education</category>
				<pubDate>Fri, 12 Dec 2025 10:41:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Before you answer that call… Listen to this first</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:35</itunes:duration>
		<itunes:summary><![CDATA[From banking fraud to contract loopholes and online shopping rights, this episode unpacks the week’s biggest consumer risks and how to stay one step ahead]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1628206_high.mp3?p=rss" length="3447915" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1628206?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Smart summer hacks every South African should know</title>
		<link>https://iono.fm/e/1625973</link>
		<guid isPermaLink="true">https://iono.fm/e/1625973</guid>
		<description><![CDATA[Stay ahead this season with Wendy Knowler’s latest consumer hacks - from safer holiday travel to smarter online shopping and easy home fixes. Quick tips, practical insights, and real stories to help you save money, avoid scams, and make smarter choices every day. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 05 Dec 2025 10:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Smart summer hacks every South African should know</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>3:48</itunes:duration>
		<itunes:summary><![CDATA[Stay ahead this season with Wendy Knowler’s latest consumer hacks - from safer holiday travel to smarter online shopping and easy home fixes. Quick tips, practical insights, and real stories to help you save money, avoid scams, and make smarter choices every day.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1625973_high.mp3?p=rss" length="3651043" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1625973?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Buying a bakkie? if you get a special price, check that it’s a 4x4 and not a 4x2</title>
		<link>https://iono.fm/e/1620781</link>
		<guid isPermaLink="true">https://iono.fm/e/1620781</guid>
		<description><![CDATA[Buying a bakkie? if you get a special price, check that it’s a 4x4 and not a 4x2 ]]></description>
					<category>Education</category>
				<pubDate>Fri, 21 Nov 2025 09:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Buying a bakkie? if you get a special price, check that it’s a 4x4 and not a 4x2</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:57</itunes:duration>
		<itunes:summary><![CDATA[Buying a bakkie? if you get a special price, check that it’s a 4x4 and not a 4x2]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1620781_high.mp3?p=rss" length="913856" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1620781?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Brazen bank employee impersonators target the elderly face-to-face in their homes</title>
		<link>https://iono.fm/e/1620780</link>
		<guid isPermaLink="true">https://iono.fm/e/1620780</guid>
		<description><![CDATA[Brazen bank employee impersonators target the elderly face-to-face in their homes. Fraudsters are targeting elderly people in their homes and retirement complexes by posing as bank employees. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 13 Nov 2025 09:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Brazen bank employee impersonators target the elderly face-to-face in their homes</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:51</itunes:duration>
		<itunes:summary><![CDATA[Brazen bank employee impersonators target the elderly face-to-face in their homes. Fraudsters are targeting elderly people in their homes and retirement complexes by posing as bank employees.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1620780_high.mp3?p=rss" length="826085" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1620780?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Brokers are obliged to do more than forward emails from insurers</title>
		<link>https://iono.fm/e/1620779</link>
		<guid isPermaLink="true">https://iono.fm/e/1620779</guid>
		<description><![CDATA[Brokers are obliged to do more than forward emails from insurers ]]></description>
					<category>Education</category>
				<pubDate>Mon, 10 Nov 2025 09:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Brokers are obliged to do more than forward emails from insurers</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:53</itunes:duration>
		<itunes:summary><![CDATA[Brokers are obliged to do more than forward emails from insurers]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1620779_high.mp3?p=rss" length="856178" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1620779?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Don’t put off getting medical aid until you’re older than 35</title>
		<link>https://iono.fm/e/1620777</link>
		<guid isPermaLink="true">https://iono.fm/e/1620777</guid>
		<description><![CDATA[Don’t put off getting medical aid until you’re older than 35 ]]></description>
					<category>Education</category>
				<pubDate>Mon, 03 Nov 2025 09:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Don’t put off getting medical aid until you’re older than 35</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:51</itunes:duration>
		<itunes:summary><![CDATA[Don’t put off getting medical aid until you’re older than 35]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1620777_high.mp3?p=rss" length="831100" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1620777?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Educate your teens about signing contracts before they get caught</title>
		<link>https://iono.fm/e/1597357</link>
		<guid isPermaLink="true">https://iono.fm/e/1597357</guid>
		<description><![CDATA[Educate your teens about signing contracts before they get caught ]]></description>
					<category>Education</category>
				<pubDate>Mon, 01 Sep 2025 11:29:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Educate your teens about signing contracts before they get caught</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>1:00</itunes:duration>
		<itunes:summary><![CDATA[Educate your teens about signing contracts before they get caught]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1597357_high.mp3?p=rss" length="973207" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1597357?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Disable SMS-es appearing on the screen of your locked phone</title>
		<link>https://iono.fm/e/1597356</link>
		<guid isPermaLink="true">https://iono.fm/e/1597356</guid>
		<description><![CDATA[Disable SMS-es appearing on the screen of your locked phone ]]></description>
					<category>Education</category>
				<pubDate>Tue, 26 Aug 2025 11:26:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Disable SMS-es appearing on the screen of your locked phone</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:43</itunes:duration>
		<itunes:summary><![CDATA[Disable SMS-es appearing on the screen of your locked phone]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1597356_high.mp3?p=rss" length="696100" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1597356?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Small businesses listen up</title>
		<link>https://iono.fm/e/1597355</link>
		<guid isPermaLink="true">https://iono.fm/e/1597355</guid>
		<description><![CDATA[Small businesses listen up: if somebody calls you wanting to sell you discounted cleaning materials, just say no! ]]></description>
					<category>Education</category>
				<pubDate>Mon, 25 Aug 2025 11:25:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Small businesses listen up</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:44</itunes:duration>
		<itunes:summary><![CDATA[Small businesses listen up: if somebody calls you wanting to sell you discounted cleaning materials, just say no!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1597355_high.mp3?p=rss" length="706549" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1597355?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Online shopping: check out the returns policy before committing</title>
		<link>https://iono.fm/e/1597353</link>
		<guid isPermaLink="true">https://iono.fm/e/1597353</guid>
		<description><![CDATA[Kim wrote: “I am about to place an online order with Duck Apparel. A promotional discount has been automatically applied to my purchase. And the Ts and Cs state that items bought on sale or part of a promotion cannot be refunded. So if the item doesn’t fit me, I can’t return it?” ]]></description>
					<category>Education</category>
				<pubDate>Fri, 22 Aug 2025 11:24:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Online shopping: check out the returns policy before committing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:56</itunes:duration>
		<itunes:summary><![CDATA[Kim wrote: “I am about to place an online order with Duck Apparel. A promotional discount has been automatically applied to my purchase. And the Ts and Cs state that items bought on sale or part of a promotion cannot be refunded. So if the item doesn’t fit me, I can’t return it?”]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1597353_high.mp3?p=rss" length="912602" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1597353?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Hey Big (Fast Food) Spender!</title>
		<link>https://iono.fm/e/1597352</link>
		<guid isPermaLink="true">https://iono.fm/e/1597352</guid>
		<description><![CDATA[Food delivery apps such as Mr D and UberEats make fast food convenient, but Standard Bank warns that South Africans are overspending on takeaways, averaging R775 monthly, that’s excluding groceries. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 21 Aug 2025 11:23:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Hey Big (Fast Food) Spender!</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:54</itunes:duration>
		<itunes:summary><![CDATA[Food delivery apps such as Mr D and UberEats make fast food convenient, but Standard Bank warns that South Africans are overspending on takeaways, averaging R775 monthly, that’s excluding groceries.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1597352_high.mp3?p=rss" length="869971" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1597352?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Setting the record straight on cooling-off periods</title>
		<link>https://iono.fm/e/1597351</link>
		<guid isPermaLink="true">https://iono.fm/e/1597351</guid>
		<description><![CDATA[Wendy Knowler sets the record straight on cooling-off periods ]]></description>
					<category>Education</category>
				<pubDate>Tue, 19 Aug 2025 11:22:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Setting the record straight on cooling-off periods</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:59</itunes:duration>
		<itunes:summary><![CDATA[Wendy Knowler sets the record straight on cooling-off periods]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1597351_high.mp3?p=rss" length="953562" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1597351?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to deflate that balloon payment</title>
		<link>https://iono.fm/e/1597350</link>
		<guid isPermaLink="true">https://iono.fm/e/1597350</guid>
		<description><![CDATA[If you financed your car with one final, very large balloon payment due after, say, six years of “normal repayments” - as a means of reducing your monthly repayment amount, there is a way to make that balloon smaller as you go along. ]]></description>
					<category>Education</category>
				<pubDate>Mon, 11 Aug 2025 11:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to deflate that balloon payment</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:36</itunes:duration>
		<itunes:summary><![CDATA[If you financed your car with one final, very large balloon payment due after, say, six years of “normal repayments” - as a means of reducing your monthly repayment amount, there is a way to make that balloon smaller as you go along.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1597350_high.mp3?p=rss" length="578653" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1597350?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>You don’t have to buy cars “blind”</title>
		<link>https://iono.fm/e/1583201</link>
		<guid isPermaLink="true">https://iono.fm/e/1583201</guid>
		<description><![CDATA[If you buy a car from a dealership, big or small, you have the benefit of the Consumer Protection Act’s warranty if it malfunctions in some way within six months of purchase. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 03 Jul 2025 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You don’t have to buy cars “blind”</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:44</itunes:duration>
		<itunes:summary><![CDATA[If you buy a car from a dealership, big or small, you have the benefit of the Consumer Protection Act’s warranty if it malfunctions in some way within six months of purchase.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583201_high.mp3?p=rss" length="706097" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583201?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Looking for a service provider to come to your home? Google is not your friend</title>
		<link>https://iono.fm/e/1583197</link>
		<guid isPermaLink="true">https://iono.fm/e/1583197</guid>
		<description><![CDATA[Looking for a service provider to come to your home? Google is not your friend ]]></description>
					<category>Education</category>
				<pubDate>Thu, 03 Jul 2025 07:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Looking for a service provider to come to your home? Google is not your friend</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:56</itunes:duration>
		<itunes:summary><![CDATA[Looking for a service provider to come to your home? Google is not your friend]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583197_high.mp3?p=rss" length="905881" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583197?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Steer clear of cellphone roaming bill shocks</title>
		<link>https://iono.fm/e/1583196</link>
		<guid isPermaLink="true">https://iono.fm/e/1583196</guid>
		<description><![CDATA[Steer clear of cellphone roaming bill shocks ]]></description>
					<category>Education</category>
				<pubDate>Thu, 03 Jul 2025 07:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Steer clear of cellphone roaming bill shocks</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:53</itunes:duration>
		<itunes:summary><![CDATA[Steer clear of cellphone roaming bill shocks]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583196_high.mp3?p=rss" length="859070" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583196?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Your new cellphone number could well have had a dodgy past</title>
		<link>https://iono.fm/e/1583195</link>
		<guid isPermaLink="true">https://iono.fm/e/1583195</guid>
		<description><![CDATA[Your new cellphone number could well have had a dodgy past. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 27 Jun 2025 07:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Your new cellphone number could well have had a dodgy past</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:53</itunes:duration>
		<itunes:summary><![CDATA[Your new cellphone number could well have had a dodgy past.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583195_high.mp3?p=rss" length="850293" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583195?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Investment schemes - so much fakery to navigate</title>
		<link>https://iono.fm/e/1583192</link>
		<guid isPermaLink="true">https://iono.fm/e/1583192</guid>
		<description><![CDATA[Deepfake videos and fake WhatsApp groups are increasingly targeting consumers, with scammers impersonating figures such as retired businessman Laurie Dippenaar, Elon Musk, and Patrice Motsepe to lure investors. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 27 Jun 2025 07:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Investment schemes - so much fakery to navigate</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:50</itunes:duration>
		<itunes:summary><![CDATA[Deepfake videos and fake WhatsApp groups are increasingly targeting consumers, with scammers impersonating figures such as retired businessman Laurie Dippenaar, Elon Musk, and Patrice Motsepe to lure investors.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583192_high.mp3?p=rss" length="803899" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583192?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Do you have to take that after-market warranty when buying a car?</title>
		<link>https://iono.fm/e/1583190</link>
		<guid isPermaLink="true">https://iono.fm/e/1583190</guid>
		<description><![CDATA[Don’t be fooled by a car salesman into thinking that you have to pay for a so-called after-market warranty when buying a car that no longer has the manufacturer’s warranty. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 19 Jun 2025 07:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Do you have to take that after-market warranty when buying a car?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:53</itunes:duration>
		<itunes:summary><![CDATA[Don’t be fooled by a car salesman into thinking that you have to pay for a so-called after-market warranty when buying a car that no longer has the manufacturer’s warranty.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583190_high.mp3?p=rss" length="861159" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583190?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Cellphone contracts</title>
		<link>https://iono.fm/e/1583189</link>
		<guid isPermaLink="true">https://iono.fm/e/1583189</guid>
		<description><![CDATA[No, there’s nothing stopping cellphone networks from increasing subscription fees on existing contracts. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 13 Jun 2025 07:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Cellphone contracts</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:43</itunes:duration>
		<itunes:summary><![CDATA[No, there’s nothing stopping cellphone networks from increasing subscription fees on existing contracts.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583189_high.mp3?p=rss" length="693140" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583189?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Beware the balloon payment trap in car financing</title>
		<link>https://iono.fm/e/1583188</link>
		<guid isPermaLink="true">https://iono.fm/e/1583188</guid>
		<description><![CDATA[Balloon payments may seem appealing when financing a car, but the choice often backfires on the car buyer years later. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 06 Jun 2025 07:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Beware the balloon payment trap in car financing</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:49</itunes:duration>
		<itunes:summary><![CDATA[Balloon payments may seem appealing when financing a car, but the choice often backfires on the car buyer years later.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583188_high.mp3?p=rss" length="793032" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583188?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Steer clear of travel scams with these 10 questions</title>
		<link>https://iono.fm/e/1583211</link>
		<guid isPermaLink="true">https://iono.fm/e/1583211</guid>
		<description><![CDATA[Steer clear of travel scams with these 10 questions ]]></description>
					<category>Education</category>
				<pubDate>Fri, 30 May 2025 08:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Steer clear of travel scams with these 10 questions</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:51</itunes:duration>
		<itunes:summary><![CDATA[Steer clear of travel scams with these 10 questions]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583211_high.mp3?p=rss" length="832353" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583211?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Beware debt counselling call centre scams</title>
		<link>https://iono.fm/e/1583210</link>
		<guid isPermaLink="true">https://iono.fm/e/1583210</guid>
		<description><![CDATA[Debt counselling scams are rampant in South Africa. Call centres, often linked to registered debt counsellors, cold-call consumers, falsely promising reduced interest rates or debt write-offs. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 29 May 2025 08:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Beware debt counselling call centre scams</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:54</itunes:duration>
		<itunes:summary><![CDATA[Debt counselling scams are rampant in South Africa. Call centres, often linked to registered debt counsellors, cold-call consumers, falsely promising reduced interest rates or debt write-offs.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583210_high.mp3?p=rss" length="878329" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583210?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Only pre-paid vouchers must legally be valid for at least three years</title>
		<link>https://iono.fm/e/1583209</link>
		<guid isPermaLink="true">https://iono.fm/e/1583209</guid>
		<description><![CDATA[Only pre-paid vouchers must legally be valid for at least three years ]]></description>
					<category>Education</category>
				<pubDate>Thu, 29 May 2025 08:05:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Only pre-paid vouchers must legally be valid for at least three years</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>1:03</itunes:duration>
		<itunes:summary><![CDATA[Only pre-paid vouchers must legally be valid for at least three years]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583209_high.mp3?p=rss" length="1010404" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583209?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Dodge visa drama: double-check your travel agent’s advice</title>
		<link>https://iono.fm/e/1583205</link>
		<guid isPermaLink="true">https://iono.fm/e/1583205</guid>
		<description><![CDATA[Dodge visa drama: double-check your travel agent’s advice ]]></description>
					<category>Education</category>
				<pubDate>Thu, 22 May 2025 08:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Dodge visa drama: double-check your travel agent’s advice</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:43</itunes:duration>
		<itunes:summary><![CDATA[Dodge visa drama: double-check your travel agent’s advice]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583205_high.mp3?p=rss" length="697769" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583205?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to protect yourself against rogue tenants</title>
		<link>https://iono.fm/e/1583207</link>
		<guid isPermaLink="true">https://iono.fm/e/1583207</guid>
		<description><![CDATA[Landlords, don’t let your tenant’s failure to pay your rent derail your finances; insure yourself against the potentially high cost of loss of rental and tenant eviction. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 22 May 2025 08:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to protect yourself against rogue tenants</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:58</itunes:duration>
		<itunes:summary><![CDATA[Landlords, don’t let your tenant’s failure to pay your rent derail your finances; insure yourself against the potentially high cost of loss of rental and tenant eviction.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583207_high.mp3?p=rss" length="935170" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583207?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Beware of sneaky formula marketing on social media</title>
		<link>https://iono.fm/e/1583202</link>
		<guid isPermaLink="true">https://iono.fm/e/1583202</guid>
		<description><![CDATA[The WHO and UNICEF are urging local regulators to update South Africa’s Regulations Relating to Foodstuffs for Infants and Young Children to tackle the marketing of formula on social media. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 15 May 2025 08:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Beware of sneaky formula marketing on social media</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>1:01</itunes:duration>
		<itunes:summary><![CDATA[The WHO and UNICEF are urging local regulators to update South Africa’s Regulations Relating to Foodstuffs for Infants and Young Children to tackle the marketing of formula on social media.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583202_high.mp3?p=rss" length="980728" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583202?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Avoid holiday car hassles: match your courtesy car to your motoring needs</title>
		<link>https://iono.fm/e/1583203</link>
		<guid isPermaLink="true">https://iono.fm/e/1583203</guid>
		<description><![CDATA[Planning a holiday road trip? Your motor policy’s courtesy or hire car might not match your usual ride. ]]></description>
					<category>Education</category>
				<pubDate>Thu, 08 May 2025 08:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Avoid holiday car hassles: match your courtesy car to your motoring needs</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:43</itunes:duration>
		<itunes:summary><![CDATA[Planning a holiday road trip? Your motor policy’s courtesy or hire car might not match your usual ride.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1583203_high.mp3?p=rss" length="692336" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1583203?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The “White Pages” directory scammers find a way to blacklist their victims</title>
		<link>https://iono.fm/e/1524124</link>
		<guid isPermaLink="true">https://iono.fm/e/1524124</guid>
		<description><![CDATA[The “White Pages” directory scammers find a way to blacklist their victims ]]></description>
					<category>Education</category>
				<pubDate>Wed, 18 Dec 2024 10:48:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The “White Pages” directory scammers find a way to blacklist their victims</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:56</itunes:duration>
		<itunes:summary><![CDATA[The “White Pages” directory scammers find a way to blacklist their victims]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1524124_high.mp3?p=rss" length="911734" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1524124?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>An important warning for those booking overseas accommodation via booking.com</title>
		<link>https://iono.fm/e/1524123</link>
		<guid isPermaLink="true">https://iono.fm/e/1524123</guid>
		<description><![CDATA[An important warning for those booking overseas accommodation via booking.com ]]></description>
					<category>Education</category>
				<pubDate>Wed, 18 Dec 2024 10:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>An important warning for those booking overseas accommodation via booking.com</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:57</itunes:duration>
		<itunes:summary><![CDATA[An important warning for those booking overseas accommodation via booking.com]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1524123_high.mp3?p=rss" length="923854" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1524123?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Don’t go looking for weight loss products in all the wrong places</title>
		<link>https://iono.fm/e/1524125</link>
		<guid isPermaLink="true">https://iono.fm/e/1524125</guid>
		<description><![CDATA[Don’t go looking for weight loss products in all the wrong places ]]></description>
					<category>Education</category>
				<pubDate>Mon, 09 Dec 2024 10:49:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Don’t go looking for weight loss products in all the wrong places</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:56</itunes:duration>
		<itunes:summary><![CDATA[Don’t go looking for weight loss products in all the wrong places]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1524125_high.mp3?p=rss" length="899613" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1524125?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Never stop paying an account in protest</title>
		<link>https://iono.fm/e/1524126</link>
		<guid isPermaLink="true">https://iono.fm/e/1524126</guid>
		<description><![CDATA[Never stop paying an account in protest: you don’t punish them, you punish yourself ]]></description>
					<category>Education</category>
				<pubDate>Mon, 02 Dec 2024 10:50:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Never stop paying an account in protest</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:45</itunes:duration>
		<itunes:summary><![CDATA[Never stop paying an account in protest: you don’t punish them, you punish yourself]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1524126_high.mp3?p=rss" length="733683" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1524126?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Don’t wreck your chances of a successful homeowners’ insurance claim</title>
		<link>https://iono.fm/e/1524127</link>
		<guid isPermaLink="true">https://iono.fm/e/1524127</guid>
		<description><![CDATA[Don’t wreck your chances of a successful homeowners’ insurance claim ]]></description>
					<category>Education</category>
				<pubDate>Tue, 19 Nov 2024 10:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Don’t wreck your chances of a successful homeowners’ insurance claim</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:32</itunes:duration>
		<itunes:summary><![CDATA[Don’t wreck your chances of a successful homeowners’ insurance claim]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1524127_high.mp3?p=rss" length="516344" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1524127?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What to ask before you buy in an estate, duplex or block of flats</title>
		<link>https://iono.fm/e/1524130</link>
		<guid isPermaLink="true">https://iono.fm/e/1524130</guid>
		<description><![CDATA[What to ask before you buy in an estate, duplex or block of flats ]]></description>
					<category>Education</category>
				<pubDate>Wed, 13 Nov 2024 10:53:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What to ask before you buy in an estate, duplex or block of flats</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:47</itunes:duration>
		<itunes:summary><![CDATA[What to ask before you buy in an estate, duplex or block of flats]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1524130_high.mp3?p=rss" length="766702" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1524130?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Not all “bubbly” is created equal</title>
		<link>https://iono.fm/e/1524129</link>
		<guid isPermaLink="true">https://iono.fm/e/1524129</guid>
		<description><![CDATA[If the bubbly on the shelf or in an ad seems like a bargain it could be a wine’s estate’s sparkling wine, rather than MCC - Méthode Cap Classique, which is South Africa’s version of champagne. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 06 Nov 2024 10:52:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Not all “bubbly” is created equal</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:52</itunes:duration>
		<itunes:summary><![CDATA[If the bubbly on the shelf or in an ad seems like a bargain it could be a wine’s estate’s sparkling wine, rather than MCC - Méthode Cap Classique, which is South Africa’s version of champagne.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1524129_high.mp3?p=rss" length="847786" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1524129?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Beware the great pretenders</title>
		<link>https://iono.fm/e/1524128</link>
		<guid isPermaLink="true">https://iono.fm/e/1524128</guid>
		<description><![CDATA[I get a lot of heartbreaking emails from people who have fallen victim to vishing - bank fraud carried out over the phone. ]]></description>
					<category>Education</category>
				<pubDate>Tue, 05 Nov 2024 10:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Beware the great pretenders</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:58</itunes:duration>
		<itunes:summary><![CDATA[I get a lot of heartbreaking emails from people who have fallen victim to vishing - bank fraud carried out over the phone.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1524128_high.mp3?p=rss" length="935139" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1524128?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Don’t swipe your card at the toll plazas</title>
		<link>https://iono.fm/e/1486829</link>
		<guid isPermaLink="true">https://iono.fm/e/1486829</guid>
		<description><![CDATA[Don’t swipe your card at the toll plazas ]]></description>
					<category>Education</category>
				<pubDate>Fri, 27 Sep 2024 15:21:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Don’t swipe your card at the toll plazas</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:46</itunes:duration>
		<itunes:summary><![CDATA[Don’t swipe your card at the toll plazas]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1486829_high.mp3?p=rss" length="739116" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1486829?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Is your i20 peeling?</title>
		<link>https://iono.fm/e/1486830</link>
		<guid isPermaLink="true">https://iono.fm/e/1486830</guid>
		<description><![CDATA[Is your i20 peeling? ]]></description>
					<category>Education</category>
				<pubDate>Wed, 25 Sep 2024 10:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is your i20 peeling?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:53</itunes:duration>
		<itunes:summary><![CDATA[Is your i20 peeling?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1486830_high.mp3?p=rss" length="863668" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1486830?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>No, it’s not your lucky day; it’s a procurement scam</title>
		<link>https://iono.fm/e/1486828</link>
		<guid isPermaLink="true">https://iono.fm/e/1486828</guid>
		<description><![CDATA[No, it’s not your lucky day; it’s a procurement scam ]]></description>
					<category>Education</category>
				<pubDate>Fri, 20 Sep 2024 15:20:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>No, it’s not your lucky day; it’s a procurement scam</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:48</itunes:duration>
		<itunes:summary><![CDATA[No, it’s not your lucky day; it’s a procurement scam]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1486828_high.mp3?p=rss" length="780494" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1486828?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Don’t opt for a third party claim if you have your own insurance</title>
		<link>https://iono.fm/e/1486827</link>
		<guid isPermaLink="true">https://iono.fm/e/1486827</guid>
		<description><![CDATA[Don’t opt for a third party claim if you have your own insurance? ]]></description>
					<category>Education</category>
				<pubDate>Fri, 20 Sep 2024 15:17:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Don’t opt for a third party claim if you have your own insurance</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:46</itunes:duration>
		<itunes:summary><![CDATA[Don’t opt for a third party claim if you have your own insurance?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1486827_high.mp3?p=rss" length="739116" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1486827?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Can a retailer impose a minimum card spend?</title>
		<link>https://iono.fm/e/1466242</link>
		<guid isPermaLink="true">https://iono.fm/e/1466242</guid>
		<description><![CDATA[Can a retailer impose a minimum card spend? ]]></description>
					<category>Education</category>
				<pubDate>Wed, 31 Jul 2024 09:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Can a retailer impose a minimum card spend?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:31</itunes:duration>
		<itunes:summary><![CDATA[Can a retailer impose a minimum card spend?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1466242_high.mp3?p=rss" length="498629" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1466242?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Buying a car? Check the paperwork</title>
		<link>https://iono.fm/e/1466244</link>
		<guid isPermaLink="true">https://iono.fm/e/1466244</guid>
		<description><![CDATA[Buying a car? Check the paperwork, urges Wendy Knowler. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 31 Jul 2024 09:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Buying a car? Check the paperwork</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:35</itunes:duration>
		<itunes:summary><![CDATA[Buying a car? Check the paperwork, urges Wendy Knowler.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1466244_high.mp3?p=rss" length="577205" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1466244?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Use your gift voucher asap</title>
		<link>https://iono.fm/e/1466241</link>
		<guid isPermaLink="true">https://iono.fm/e/1466241</guid>
		<description><![CDATA[Use your gift voucher asap, urges Wendy Knowler ]]></description>
					<category>Education</category>
				<pubDate>Wed, 31 Jul 2024 09:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Use your gift voucher asap</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:39</itunes:duration>
		<itunes:summary><![CDATA[Use your gift voucher asap, urges Wendy Knowler]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1466241?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Don’t assume all online retailers play by the rules</title>
		<link>https://iono.fm/e/1466238</link>
		<guid isPermaLink="true">https://iono.fm/e/1466238</guid>
		<description><![CDATA[Don’t assume all online retailers play by the rules, warns Wendy Knowler. ]]></description>
					<category>Education</category>
				<pubDate>Wed, 31 Jul 2024 09:41:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Don’t assume all online retailers play by the rules</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:37</itunes:duration>
		<itunes:summary><![CDATA[Don’t assume all online retailers play by the rules, warns Wendy Knowler.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1466238_high.mp3?p=rss" length="609388" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1466238?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Can you force a retailer to sell you something at a price they claim was a mistake?</title>
		<link>https://iono.fm/e/1466237</link>
		<guid isPermaLink="true">https://iono.fm/e/1466237</guid>
		<description><![CDATA[Can you force a retailer to sell you something at a price they claim was a mistake? ]]></description>
					<category>Education</category>
				<pubDate>Wed, 31 Jul 2024 09:40:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Can you force a retailer to sell you something at a price they claim was a mistake?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:28</itunes:duration>
		<itunes:summary><![CDATA[Can you force a retailer to sell you something at a price they claim was a mistake?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1466237_high.mp3?p=rss" length="459341" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1466237?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Are you still paying fees on ancient, dormant fuel cards?</title>
		<link>https://iono.fm/e/1466235</link>
		<guid isPermaLink="true">https://iono.fm/e/1466235</guid>
		<description><![CDATA[Are you still paying fees on ancient, dormant fuel cards? ]]></description>
					<category>Education</category>
				<pubDate>Wed, 31 Jul 2024 09:39:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Are you still paying fees on ancient, dormant fuel cards?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:33</itunes:duration>
		<itunes:summary><![CDATA[Are you still paying fees on ancient, dormant fuel cards?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1466235_high.mp3?p=rss" length="532902" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1466235?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>What makes a pack of mince “extra lean”?</title>
		<link>https://iono.fm/e/1466232</link>
		<guid isPermaLink="true">https://iono.fm/e/1466232</guid>
		<description><![CDATA[What makes a pack of mince “extra lean”? Wendy Knowler has the details ]]></description>
					<category>Education</category>
				<pubDate>Wed, 31 Jul 2024 09:36:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>What makes a pack of mince “extra lean”?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:30</itunes:duration>
		<itunes:summary><![CDATA[What makes a pack of mince “extra lean”? Wendy Knowler has the details]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1466232_high.mp3?p=rss" length="483164" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1466232?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>A tale of two beds</title>
		<link>https://iono.fm/e/1466239</link>
		<guid isPermaLink="true">https://iono.fm/e/1466239</guid>
		<description><![CDATA[A tale of two beds ]]></description>
					<category>Education</category>
				<pubDate>Wed, 10 Jul 2024 09:42:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A tale of two beds</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:37</itunes:duration>
		<itunes:summary><![CDATA[A tale of two beds]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1466239_high.mp3?p=rss" length="596431" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1466239?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>That “leather” lounge suite is not a bargain, it’s an eyesore waiting to happen</title>
		<link>https://iono.fm/e/1416893</link>
		<guid isPermaLink="true">https://iono.fm/e/1416893</guid>
		<description><![CDATA[That “leather” lounge suite is not a bargain, it’s an eyesore waiting to happen ]]></description>
					<category>Education</category>
				<pubDate>Mon, 11 Mar 2024 07:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>That “leather” lounge suite is not a bargain, it’s an eyesore waiting to happen</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:34</itunes:duration>
		<itunes:summary><![CDATA[That “leather” lounge suite is not a bargain, it’s an eyesore waiting to happen]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1416893_high.mp3?p=rss" length="557561" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1416893?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Is your car really for “private” use only?</title>
		<link>https://iono.fm/e/1416895</link>
		<guid isPermaLink="true">https://iono.fm/e/1416895</guid>
		<description><![CDATA[Is your car really for “private” use only? ]]></description>
					<category>Education</category>
				<pubDate>Wed, 06 Mar 2024 08:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Is your car really for “private” use only?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:37</itunes:duration>
		<itunes:summary><![CDATA[Is your car really for “private” use only?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1416895_high.mp3?p=rss" length="605209" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1416895?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Tow trucks - make sure you’re in control of who hooks up your car</title>
		<link>https://iono.fm/e/1416894</link>
		<guid isPermaLink="true">https://iono.fm/e/1416894</guid>
		<description><![CDATA[Tow trucks - make sure you’re in control of who hooks up your car ]]></description>
					<category>Education</category>
				<pubDate>Tue, 05 Mar 2024 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Tow trucks - make sure you’re in control of who hooks up your car</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:41</itunes:duration>
		<itunes:summary><![CDATA[Tow trucks - make sure you’re in control of who hooks up your car]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1416894_high.mp3?p=rss" length="670828" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1416894?download=0]]></ionofm:player_url>
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	<item>
		<title>Buying tinned tuna - do yourself a “solid”</title>
		<link>https://iono.fm/e/1416892</link>
		<guid isPermaLink="true">https://iono.fm/e/1416892</guid>
		<description><![CDATA[Buying tinned tuna - do yourself a “solid” ]]></description>
					<category>Education</category>
				<pubDate>Mon, 04 Mar 2024 07:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Buying tinned tuna - do yourself a “solid”</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:45</itunes:duration>
		<itunes:summary><![CDATA[Buying tinned tuna - do yourself a “solid”]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1416892_high.mp3?p=rss" length="731014" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1416892?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Your order is broken when delivered. Who is liable?</title>
		<link>https://iono.fm/e/1400344</link>
		<guid isPermaLink="true">https://iono.fm/e/1400344</guid>
		<description><![CDATA[Your order is broken when delivered. Who is liable? ]]></description>
					<category>Education</category>
				<pubDate>Mon, 29 Jan 2024 09:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Your order is broken when delivered. Who is liable?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:43</itunes:duration>
		<itunes:summary><![CDATA[Your order is broken when delivered. Who is liable?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1400344_high.mp3?p=rss" length="692562" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1400344?download=0]]></ionofm:player_url>
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	<item>
		<title>How prepared is your 18-year-old to sign a contract?</title>
		<link>https://iono.fm/e/1400343</link>
		<guid isPermaLink="true">https://iono.fm/e/1400343</guid>
		<description><![CDATA[How prepared is your 18-year-old to sign a contract? ]]></description>
					<category>Education</category>
				<pubDate>Mon, 29 Jan 2024 09:45:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How prepared is your 18-year-old to sign a contract?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:46</itunes:duration>
		<itunes:summary><![CDATA[How prepared is your 18-year-old to sign a contract?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1400343_high.mp3?p=rss" length="752748" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1400343?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Can you demand a refund if what you’ve bought later goes on sale?</title>
		<link>https://iono.fm/e/1400342</link>
		<guid isPermaLink="true">https://iono.fm/e/1400342</guid>
		<description><![CDATA[Can you demand a refund if what you’ve bought later goes on sale? ]]></description>
					<category>Education</category>
				<pubDate>Mon, 29 Jan 2024 09:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Can you demand a refund if what you’ve bought later goes on sale?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:40</itunes:duration>
		<itunes:summary><![CDATA[Can you demand a refund if what you’ve bought later goes on sale?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1400342?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>That car balloon payment deal could explode in your face</title>
		<link>https://iono.fm/e/1400340</link>
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		<description><![CDATA[That car balloon payment deal could explode in your face ]]></description>
					<category>Education</category>
				<pubDate>Mon, 29 Jan 2024 09:43:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>That car balloon payment deal could explode in your face</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:37</itunes:duration>
		<itunes:summary><![CDATA[That car balloon payment deal could explode in your face]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1400340?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>So you got food poisoning from that meal - can you prove it?</title>
		<link>https://iono.fm/e/1400338</link>
		<guid isPermaLink="true">https://iono.fm/e/1400338</guid>
		<description><![CDATA[So you got food poisoning from that meal - can you prove it? ]]></description>
					<category>Education</category>
				<pubDate>Mon, 29 Jan 2024 09:41:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>So you got food poisoning from that meal - can you prove it?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:45</itunes:duration>
		<itunes:summary><![CDATA[So you got food poisoning from that meal - can you prove it?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1400338_high.mp3?p=rss" length="725163" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1400338?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Paying for groceries on your credit card “budget”? Bad idea</title>
		<link>https://iono.fm/e/1384016</link>
		<guid isPermaLink="true">https://iono.fm/e/1384016</guid>
		<description><![CDATA[Paying for groceries on your credit card “budget”? Bad idea ]]></description>
					<category>Education</category>
				<pubDate>Fri, 24 Nov 2023 11:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Paying for groceries on your credit card “budget”? Bad idea</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:27</itunes:duration>
		<itunes:summary><![CDATA[Paying for groceries on your credit card “budget”? Bad idea]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1384016_high.mp3?p=rss" length="438861" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1384016?download=0]]></ionofm:player_url>
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	<item>
		<title>It’s not romance, it’s fraud</title>
		<link>https://iono.fm/e/1384012</link>
		<guid isPermaLink="true">https://iono.fm/e/1384012</guid>
		<description><![CDATA[It’s not romance, it’s fraud ]]></description>
					<category>Education</category>
				<pubDate>Fri, 24 Nov 2023 11:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>It’s not romance, it’s fraud</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:34</itunes:duration>
		<itunes:summary><![CDATA[It’s not romance, it’s fraud]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1384012_high.mp3?p=rss" length="557979" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1384012?download=0]]></ionofm:player_url>
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	<item>
		<title>How to dodge car repossession</title>
		<link>https://iono.fm/e/1384011</link>
		<guid isPermaLink="true">https://iono.fm/e/1384011</guid>
		<description><![CDATA[How to dodge car repossession ]]></description>
					<category>Education</category>
				<pubDate>Fri, 24 Nov 2023 11:01:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>How to dodge car repossession</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:36</itunes:duration>
		<itunes:summary><![CDATA[How to dodge car repossession]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1384011_high.mp3?p=rss" length="588072" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1384011?download=0]]></ionofm:player_url>
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	<item>
		<title>No spare car key? Walk away</title>
		<link>https://iono.fm/e/1372659</link>
		<guid isPermaLink="true">https://iono.fm/e/1372659</guid>
		<description><![CDATA[No spare car key? Walk away ]]></description>
					<category>Education</category>
				<pubDate>Mon, 23 Oct 2023 10:59:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>No spare car key? Walk away</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:30</itunes:duration>
		<itunes:summary><![CDATA[No spare car key? Walk away]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1372659_high.mp3?p=rss" length="496902" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1372659?download=0]]></ionofm:player_url>
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	<item>
		<title>Buying a new car? Check on the warranty start date</title>
		<link>https://iono.fm/e/1372656</link>
		<guid isPermaLink="true">https://iono.fm/e/1372656</guid>
		<description><![CDATA[Buying a new car? Check on the warranty start date ]]></description>
					<category>Education</category>
				<pubDate>Mon, 23 Oct 2023 10:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Buying a new car? Check on the warranty start date</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:32</itunes:duration>
		<itunes:summary><![CDATA[Buying a new car? Check on the warranty start date]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1372656_high.mp3?p=rss" length="519890" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1372656?download=0]]></ionofm:player_url>
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	<item>
		<title>Unit prices - why you need them &amp; where to find them</title>
		<link>https://iono.fm/e/1372658</link>
		<guid isPermaLink="true">https://iono.fm/e/1372658</guid>
		<description><![CDATA[Unit prices - why you need them & where to find them ]]></description>
					<category>Education</category>
				<pubDate>Mon, 23 Oct 2023 10:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Unit prices - why you need them &amp; where to find them</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:35</itunes:duration>
		<itunes:summary><![CDATA[Unit prices - why you need them & where to find them]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1372658_high.mp3?p=rss" length="570463" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1372658?download=0]]></ionofm:player_url>
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	<item>
		<title>Before you sign that gym contract</title>
		<link>https://iono.fm/e/1372655</link>
		<guid isPermaLink="true">https://iono.fm/e/1372655</guid>
		<description><![CDATA[Before you sign that gym contract ]]></description>
					<category>Education</category>
				<pubDate>Mon, 23 Oct 2023 10:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Before you sign that gym contract</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:33</itunes:duration>
		<itunes:summary><![CDATA[Before you sign that gym contract]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1372655_high.mp3?p=rss" length="533682" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1372655?download=0]]></ionofm:player_url>
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	<item>
		<title>Online shopping? Check the dimensions!</title>
		<link>https://iono.fm/e/1369678</link>
		<guid isPermaLink="true">https://iono.fm/e/1369678</guid>
		<description><![CDATA[Online shopping? Check the dimensions! ]]></description>
					<category>Education</category>
				<pubDate>Fri, 13 Oct 2023 09:04:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Online shopping? Check the dimensions!</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:30</itunes:duration>
		<itunes:summary><![CDATA[Online shopping? Check the dimensions!]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1369678_high.mp3?p=rss" length="495230" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1369678?download=0]]></ionofm:player_url>
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	<item>
		<title>You could be wasting your cellphone insurance premiums</title>
		<link>https://iono.fm/e/1369677</link>
		<guid isPermaLink="true">https://iono.fm/e/1369677</guid>
		<description><![CDATA[You could be wasting your cellphone insurance premiums ]]></description>
					<category>Education</category>
				<pubDate>Fri, 13 Oct 2023 09:03:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You could be wasting your cellphone insurance premiums</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:29</itunes:duration>
		<itunes:summary><![CDATA[You could be wasting your cellphone insurance premiums]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1369677_high.mp3?p=rss" length="469317" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1369677?download=0]]></ionofm:player_url>
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	<item>
		<title>A stain on your mattress doesn’t cancel your CPA warranty</title>
		<link>https://iono.fm/e/1369676</link>
		<guid isPermaLink="true">https://iono.fm/e/1369676</guid>
		<description><![CDATA[A stain on your mattress doesn’t cancel your CPA warranty ]]></description>
					<category>Education</category>
				<pubDate>Fri, 13 Oct 2023 09:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>A stain on your mattress doesn’t cancel your CPA warranty</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:35</itunes:duration>
		<itunes:summary><![CDATA[A stain on your mattress doesn’t cancel your CPA warranty]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1369676_high.mp3?p=rss" length="573389" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1369676?download=0]]></ionofm:player_url>
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	<item>
		<title>Vouchers aren’t forever…</title>
		<link>https://iono.fm/e/1360778</link>
		<guid isPermaLink="true">https://iono.fm/e/1360778</guid>
		<description><![CDATA[Vouchers aren’t forever…warns Wendy Knowler. ]]></description>
					<category>Education</category>
				<pubDate>Sat, 16 Sep 2023 08:02:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Vouchers aren’t forever…</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:35</itunes:duration>
		<itunes:summary><![CDATA[Vouchers aren’t forever…warns Wendy Knowler.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1360778_high.mp3?p=rss" length="565810" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1360778?download=0]]></ionofm:player_url>
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	<item>
		<title>No, you aren’t entitled to a refund</title>
		<link>https://iono.fm/e/1360777</link>
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		<description><![CDATA[No, you aren’t always entitled to a refund, says Wendy Knowler. ]]></description>
					<category>Education</category>
				<pubDate>Sat, 16 Sep 2023 08:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>No, you aren’t entitled to a refund</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:42</itunes:duration>
		<itunes:summary><![CDATA[No, you aren’t always entitled to a refund, says Wendy Knowler.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1360777?download=0]]></ionofm:player_url>
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	<item>
		<title>It’s not a bargain; it’s a mistake</title>
		<link>https://iono.fm/e/1360775</link>
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		<description><![CDATA[It’s not a bargain; it’s a mistake, cautions Wendy Knowler. ]]></description>
					<category>Education</category>
				<pubDate>Sat, 16 Sep 2023 07:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>It’s not a bargain; it’s a mistake</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:41</itunes:duration>
		<itunes:summary><![CDATA[It’s not a bargain; it’s a mistake, cautions Wendy Knowler.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1360775?download=0]]></ionofm:player_url>
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	<item>
		<title>Boxing clever</title>
		<link>https://iono.fm/e/1360776</link>
		<guid isPermaLink="true">https://iono.fm/e/1360776</guid>
		<description><![CDATA[Boxing clever with Wendy Knowler ]]></description>
					<category>Education</category>
				<pubDate>Sat, 16 Sep 2023 07:58:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Boxing clever</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:40</itunes:duration>
		<itunes:summary><![CDATA[Boxing clever with Wendy Knowler]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1360776_high.mp3?p=rss" length="644805" type="audio/mpeg" />
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1360776?download=0]]></ionofm:player_url>
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	<item>
		<title>Read all the small print before you join that gym</title>
		<link>https://iono.fm/e/1360774</link>
		<guid isPermaLink="true">https://iono.fm/e/1360774</guid>
		<description><![CDATA[Read all the small print before you join that gym, advises Wendy Knowler. ]]></description>
					<category>Education</category>
				<pubDate>Sat, 16 Sep 2023 07:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Read all the small print before you join that gym</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:35</itunes:duration>
		<itunes:summary><![CDATA[Read all the small print before you join that gym, advises Wendy Knowler.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1360774_high.mp3?p=rss" length="572080" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1360774?download=0]]></ionofm:player_url>
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	<item>
		<title>You could be missing a recall on your car</title>
		<link>https://iono.fm/e/1358328</link>
		<guid isPermaLink="true">https://iono.fm/e/1358328</guid>
		<description><![CDATA[You could be missing a recall on your car ]]></description>
					<category>Education</category>
				<pubDate>Fri, 08 Sep 2023 12:51:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>You could be missing a recall on your car</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:36</itunes:duration>
		<itunes:summary><![CDATA[You could be missing a recall on your car]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1358328_high.mp3?p=rss" length="592978" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1358328?download=0]]></ionofm:player_url>
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	<item>
		<title>For the love of lay-by</title>
		<link>https://iono.fm/e/1353342</link>
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		<description><![CDATA[For the love of lay-by ]]></description>
					<category>Education</category>
				<pubDate>Fri, 25 Aug 2023 07:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>For the love of lay-by</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:38</itunes:duration>
		<itunes:summary><![CDATA[For the love of lay-by]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1353342_high.mp3?p=rss" length="614712" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1353342?download=0]]></ionofm:player_url>
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	<item>
		<title>Put car polish where?</title>
		<link>https://iono.fm/e/1353340</link>
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		<description><![CDATA[Put car polish where? ]]></description>
					<category>Education</category>
				<pubDate>Fri, 25 Aug 2023 07:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Put car polish where?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:35</itunes:duration>
		<itunes:summary><![CDATA[Put car polish where?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1353340_high.mp3?p=rss" length="564409" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1353340?download=0]]></ionofm:player_url>
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	<item>
		<title>Never pack this in your check-in luggage</title>
		<link>https://iono.fm/e/1350876</link>
		<guid isPermaLink="true">https://iono.fm/e/1350876</guid>
		<description><![CDATA[Never pack this in your check-in luggage ]]></description>
					<category>Education</category>
				<pubDate>Fri, 18 Aug 2023 11:34:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Never pack this in your check-in luggage</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:36</itunes:duration>
		<itunes:summary><![CDATA[Never pack this in your check-in luggage]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1350876_high.mp3?p=rss" length="583728" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1350876?download=0]]></ionofm:player_url>
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	<item>
		<title>Want to know a car’s history?</title>
		<link>https://iono.fm/e/1350874</link>
		<guid isPermaLink="true">https://iono.fm/e/1350874</guid>
		<description><![CDATA[Want to know a car’s history? ]]></description>
					<category>Education</category>
				<pubDate>Fri, 18 Aug 2023 11:32:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Want to know a car’s history?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:32</itunes:duration>
		<itunes:summary><![CDATA[Want to know a car’s history?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1350874_high.mp3?p=rss" length="519780" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1350874?download=0]]></ionofm:player_url>
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	<item>
		<title>Can I return this?</title>
		<link>https://iono.fm/e/1343923</link>
		<guid isPermaLink="true">https://iono.fm/e/1343923</guid>
		<description><![CDATA[Can I return this? ]]></description>
					<category>Education</category>
				<pubDate>Fri, 11 Aug 2023 08:47:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Can I return this?</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:35</itunes:duration>
		<itunes:summary><![CDATA[Can I return this?]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1343923_high.mp3?p=rss" length="569517" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1343923?download=0]]></ionofm:player_url>
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	<item>
		<title>Save this number</title>
		<link>https://iono.fm/e/1343920</link>
		<guid isPermaLink="true">https://iono.fm/e/1343920</guid>
		<description><![CDATA[Save this number ]]></description>
					<category>Education</category>
				<pubDate>Fri, 11 Aug 2023 08:46:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Save this number</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:37</itunes:duration>
		<itunes:summary><![CDATA[Save this number]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1343920_high.mp3?p=rss" length="604208" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1343920?download=0]]></ionofm:player_url>
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	<item>
		<title>Car theft by Tech</title>
		<link>https://iono.fm/e/1343918</link>
		<guid isPermaLink="true">https://iono.fm/e/1343918</guid>
		<description><![CDATA[Car theft by Tech ]]></description>
					<category>Education</category>
				<pubDate>Fri, 11 Aug 2023 08:34:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Car theft by Tech</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:51</itunes:duration>
		<itunes:summary><![CDATA[Car theft by Tech]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1343918_high.mp3?p=rss" length="831159" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1343918?download=0]]></ionofm:player_url>
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	<item>
		<title>Car tracking - there’s a good chance you’re overpaying</title>
		<link>https://iono.fm/e/1341958</link>
		<guid isPermaLink="true">https://iono.fm/e/1341958</guid>
		<description><![CDATA[Car tracking - there’s a good chance you’re overpaying. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 04 Aug 2023 08:07:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Car tracking - there’s a good chance you’re overpaying</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:44</itunes:duration>
		<itunes:summary><![CDATA[Car tracking - there’s a good chance you’re overpaying.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1341958_high.mp3?p=rss" length="715803" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p151/banner_8278_20250908_194144_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1341958?download=0]]></ionofm:player_url>
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	<item>
		<title>Before you cut that plug off, listen up…</title>
		<link>https://iono.fm/e/1341957</link>
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		<description><![CDATA[Before you cut that plug off, listen up… ]]></description>
					<category>Education</category>
				<pubDate>Fri, 04 Aug 2023 08:06:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Before you cut that plug off, listen up…</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>East Coast Radio - Catch Up</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_1400.jpeg"/>
		<itunes:duration>0:33</itunes:duration>
		<itunes:summary><![CDATA[Before you cut that plug off, listen up…]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
		<enclosure url="https://dl.iono.fm/epi/prov_151/epi_1341957_high.mp3?p=rss" length="538588" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p151/logo_8278_20250908_210401_750.jpeg"/>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1341957?download=0]]></ionofm:player_url>
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	<item>
		<title>Don’t be fooled by a great looking ad</title>
		<link>https://iono.fm/e/1341948</link>
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		<description><![CDATA[Don’t be fooled by a great looking ad. ]]></description>
					<category>Education</category>
				<pubDate>Fri, 04 Aug 2023 07:57:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
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						<itunes:title>Don’t be fooled by a great looking ad</itunes:title>
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		<itunes:author>East Coast Radio - Catch Up</itunes:author>
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		<itunes:summary><![CDATA[Don’t be fooled by a great looking ad.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/8278">Consumer Hacks with Wendy Knowler</source>
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		<description><![CDATA[Going online to buy tickets to a concert or sporting event? ]]></description>
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				<pubDate>Fri, 04 Aug 2023 07:51:00 +0200</pubDate>
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						<itunes:title>Wake up before you Viagogo</itunes:title>
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		<itunes:summary><![CDATA[Going online to buy tickets to a concert or sporting event?]]></itunes:summary>
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