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		<title>Wealthy-Her</title>
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		<description>Managing money during life's pivotal moments and giving you the pen to write your own story. 

These podcasts are aimed at showing women that they are the Wealth they have been waiting for. 

Yes... let's talk about finance, but make it personal.
Yes... let's talk about finance, but make it powerful

Managing money during life's major shifts may not seem intuitive so we are stepping in to reframe, and make your financial empowerment a source of pride, not pressure.</description>
					<category>Investing</category>
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		<pubDate>Sun, 06 Jul 2025 11:59:24 +0200</pubDate>
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		<copyright>Solid Gold Podcasts #BeHeard</copyright>
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						<podcast:person>Seanagh Fannin</podcast:person>
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			<title>Wealthy-Her</title>
			<link>https://solidgold.co.za</link>
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				<itunes:subtitle>Managing money during life's pivotal moments and giving you the pen to write your own story.</itunes:subtitle>
		<itunes:author>Solid Gold Podcasts #BeHeard</itunes:author>
		<itunes:type>serial</itunes:type>
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			<itunes:name>Solid Gold Podcasts #BeHeard</itunes:name>
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		<itunes:summary><![CDATA[Managing money during life's pivotal moments and giving you the pen to write your own story. 

These podcasts are aimed at showing women that they are the Wealth they have been waiting for. 

Yes... let's talk about finance, but make it personal.
Yes... let's talk about finance, but make it powerful

Managing money during life's major shifts may not seem intuitive so we are stepping in to reframe, and make your financial empowerment a source of pride, not pressure.]]></itunes:summary>
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		<title>Pivotal Life moments and their financial repercussions</title>
		<link>https://iono.fm/e/1573354?v=1</link>
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		<description><![CDATA[Divorce proof your marriage. <br />
This episode explains how we have split up this huge subject and how to navigate your way through the various podcasts. We have seen how Divorce can completely blindside our clients. And how women looking to get married don't understand the full impact of the marital regime that they marry into. So we decided to create these podcasts, to better prepare all parties in terms of marriage and possibly divorce should this occur. It is a huge topic and so we have decided to break this down into small snippets so you can access the information you want. <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sun, 06 Jul 2025 11:59:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Pivotal Life moments and their financial repercussions</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>trailer</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>2:53</itunes:duration>
		<itunes:summary><![CDATA[Divorce proof your marriage. 
This episode explains how we have split up this huge subject and how to navigate your way through the various podcasts. We have seen how Divorce can completely blindside our clients. And how women looking to get married don't understand the full impact of the marital regime that they marry into. So we decided to create these podcasts, to better prepare all parties in terms of marriage and possibly divorce should this occur. It is a huge topic and so we have decided to break this down into small snippets so you can access the information you want.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
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	<item>
		<title>Why we created Carrick Athena</title>
		<link>https://iono.fm/e/1574833</link>
		<guid isPermaLink="true">https://iono.fm/e/1574833</guid>
		<description><![CDATA[Pivotal Life moments and their financial repercussions. <br />
Managing money during life’s pivotal moments and giving you the pen to write your own story. <br />
These podcasts are aimed at showing women that they are the Wealth they have been waiting for. <br />
Yes… let’s talk about finance, but make it personal. <br />
Yes… let’s talk about finance, but make it powerful. <br />
<br />
Managing money during life’s major shifts may not seem intuitive so we are stepping in to reframe, and make your financial empowerment a source of pride, not pressure. <br />
<br />
Seanagh Fannin <br />
Founder and Managing Director of Carrick Athena. <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Thu, 10 Jul 2025 10:28:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>1</podcast:episode>
						<itunes:title>Why we created Carrick Athena</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>1</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>1:06</itunes:duration>
		<itunes:summary><![CDATA[Pivotal Life moments and their financial repercussions. 
Managing money during life’s pivotal moments and giving you the pen to write your own story. 
These podcasts are aimed at showing women that they are the Wealth they have been waiting for. 
Yes… let’s talk about finance, but make it personal. 
Yes… let’s talk about finance, but make it powerful. 

Managing money during life’s major shifts may not seem intuitive so we are stepping in to reframe, and make your financial empowerment a source of pride, not pressure. 

Seanagh Fannin 
Founder and Managing Director of Carrick Athena.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
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	<item>
		<title>Introducing our divorce expert – Hannah Wilson</title>
		<link>https://iono.fm/e/1575569</link>
		<guid isPermaLink="true">https://iono.fm/e/1575569</guid>
		<description><![CDATA[Why did we ask Hannah Wilson to join us as our Divorce Expert? <br />
This episode introduces Hannah Wilson. Hannah explains the way she breaks down this huge subject of Divorce into "bite- sized chunks". So that instead of feeling blindsided, you understand how to consider a divorce settlement which will form the foundation for the future. If you are getting married and want to understand more about the contract of marriage this is also a great place to start. <a href="https://www.linkedin.com/in/hannah-wilson-ba106a305/">Connect with Hannah on LinkedIn</a> &middot; <a href="https://simplifilaw.co.za/">Simplifi Law's website</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:30:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>2</podcast:episode>
						<itunes:title>Introducing our divorce expert – Hannah Wilson</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>2</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>4:54</itunes:duration>
		<itunes:summary><![CDATA[Why did we ask Hannah Wilson to join us as our Divorce Expert? 
This episode introduces Hannah Wilson. Hannah explains the way she breaks down this huge subject of Divorce into "bite- sized chunks". So that instead of feeling blindsided, you understand how to consider a divorce settlement which will form the foundation for the future. If you are getting married and want to understand more about the contract of marriage this is also a great place to start.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
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	</item>
	<item>
		<title>I'm getting divorced! How much do I get?</title>
		<link>https://iono.fm/e/1575570</link>
		<guid isPermaLink="true">https://iono.fm/e/1575570</guid>
		<description><![CDATA[I am getting divorced! Where do I start? <br />
This episode looks at unwinding the partnership of marriage. It focuses specifically on the unwinding of the financial partnership and understanding that this applies to 3 areas: Division of assets; Possible Child maintenance; Possible Spousal Maintenance. <a href="https://www.linkedin.com/in/hannah-wilson-ba106a305/">Connect with Hannah on LinkedIn</a> &middot; <a href="https://simplifilaw.co.za/">Simplifi Law's website</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:35:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>3</podcast:episode>
						<itunes:title>I'm getting divorced! How much do I get?</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>3</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>5:01</itunes:duration>
		<itunes:summary><![CDATA[I am getting divorced! Where do I start? 
This episode looks at unwinding the partnership of marriage. It focuses specifically on the unwinding of the financial partnership and understanding that this applies to 3 areas: Division of assets; Possible Child maintenance; Possible Spousal Maintenance.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
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	<item>
		<title>Who gets what in divorce</title>
		<link>https://iono.fm/e/1575571</link>
		<guid isPermaLink="true">https://iono.fm/e/1575571</guid>
		<description><![CDATA[How assets in a marriage are divided on death or divorce. <br />
An extremely important episode: How are the assets in a marriage split up, or "Who gets what" starts with which country's law applied at the day of marriage. Do not just assume this is South Africa. This episode unpacks why and subsequently which marital regime will apply for your marriage. This is an important episode in understanding the division of assets be it through divorce or on the passing of your significant other. <a href="https://www.carrick-athena.com/resources/">Download our </a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:37:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>4</podcast:episode>
						<itunes:title>Who gets what in divorce</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>4</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>7:02</itunes:duration>
		<itunes:summary><![CDATA[How assets in a marriage are divided on death or divorce. 
An extremely important episode: How are the assets in a marriage split up, or "Who gets what" starts with which country's law applied at the day of marriage. Do not just assume this is South Africa. This episode unpacks why and subsequently which marital regime will apply for your marriage. This is an important episode in understanding the division of assets be it through divorce or on the passing of your significant other.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575571?download=0]]></ionofm:player_url>
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	<item>
		<title>How am I married: In Community of Property</title>
		<link>https://iono.fm/e/1575572</link>
		<guid isPermaLink="true">https://iono.fm/e/1575572</guid>
		<description><![CDATA[The default marital regime in SA and its implications on divorce and inheritance. <br />
Married in Community of Property: What does this mean, what are the implications of being married under this regime for death or divorce and how do you specifically opt out of this regime. We also discuss how to handle the receiving inheritance whilst married under this regime and why the necessary ringfencing of this is so important. <a href="https://www.linkedin.com/in/hannah-wilson-ba106a305/">Connect with Hannah on LinkedIn</a> &middot; <a href="https://simplifilaw.co.za/">Simplifi Law's website</a> &middot; <a href="https://open.spotify.com/episode/5JWgFqTUxZ09wlsaKd1oGh?si=MHX_tx7NT0Ki9QtUg3sUng">Also listen to Mpho's story</a> &middot; <a href="https://open.spotify.com/episode/2nSOO3YPfVaUxGCz5LDiGl?si=65_cGBp7RhOZs-cEIIt9dg">Also listen to how trusts work</a> &middot; <a href="https://open.spotify.com/episode/2ZoDJBaMQkhG9Ro2mtR5f6?si=53NZdZlxQyGZE_1HKYgKag">Also listen to Michelle's story</a> &middot; <a href="https://www.carrick-athena.com/resources/">Download our </a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:38:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>5</podcast:episode>
						<itunes:title>How am I married: In Community of Property</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>5</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>12:21</itunes:duration>
		<itunes:summary><![CDATA[The default marital regime in SA and its implications on divorce and inheritance. 
Married in Community of Property: What does this mean, what are the implications of being married under this regime for death or divorce and how do you specifically opt out of this regime. We also discuss how to handle the receiving inheritance whilst married under this regime and why the necessary ringfencing of this is so important.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575572?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How am I married: Out of Community of Propery (part 1) with Accrual</title>
		<link>https://iono.fm/e/1575573</link>
		<guid isPermaLink="true">https://iono.fm/e/1575573</guid>
		<description><![CDATA[One of the most common marital regimes: "The I owe you".<br />
<br />
What does this mean, what the implications of this are. How do you specifically select this when getting married. Why would you chose this. And of course, how does this affect you when you get divorced. Part 2 is a separate podcast which looks specifically at how to calculate the accrual claim. <a href="https://www.linkedin.com/in/hannah-wilson-ba106a305/">Connect with Hannah on LinkedIn</a> &middot; <a href="https://simplifilaw.co.za/">Simplifi Law's website</a> &middot; <a href="https://open.spotify.com/episode/267jPmCepYQtGzXBEVK9zu?si=U1bEPikoQ82s6ec20R4zQw">Listen to the accrual claim</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:41:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>6</podcast:episode>
						<itunes:title>How am I married: Out of Community of Propery (part 1) with Accrual</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>6</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>15:55</itunes:duration>
		<itunes:summary><![CDATA[One of the most common marital regimes: "The I owe you".

What does this mean, what the implications of this are. How do you specifically select this when getting married. Why would you chose this. And of course, how does this affect you when you get divorced. Part 2 is a separate podcast which looks specifically at how to calculate the accrual claim.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575573_high.mp3?p=rss" length="15292432" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575573?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How am I married: Out of Community of Property without Accrual</title>
		<link>https://iono.fm/e/1575574?v=1</link>
		<guid isPermaLink="true">https://iono.fm/e/1575574?v=1</guid>
		<description><![CDATA[Out and Out. Probably the cleanest and clearest regime. <br />
<br />
The simplest of the marital regimes. This episode explores what the parameters are around this regime and possible elements that one should consider that might be relevant in divorce, like what happens in the case of purchasing a joint property. We also touch on Loans to Discretionary Trusts and how this affects your personal estate in a divorce. <a href="https://www.linkedin.com/in/hannah-wilson-ba106a305/">Connect with Hannah on LinkedIn</a> &middot; <a href="https://simplifilaw.co.za/">Simplifi Law's website</a> &middot; <a href="https://open.spotify.com/episode/2nSOO3YPfVaUxGCz5LDiGl?si=3IKVv0UEQVWhE48pg_vP5g">Also listen to how trusts work</a> &middot; <a href="https://open.spotify.com/episode/4WK1btdI3s1K9ceaz1lR8x?si=7t3X_PjMRHmWohQFUWDHHQ">Also listen to Rebecca's story</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:43:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>7</podcast:episode>
						<itunes:title>How am I married: Out of Community of Property without Accrual</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>7</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>10:11</itunes:duration>
		<itunes:summary><![CDATA[Out and Out. Probably the cleanest and clearest regime. 

The simplest of the marital regimes. This episode explores what the parameters are around this regime and possible elements that one should consider that might be relevant in divorce, like what happens in the case of purchasing a joint property. We also touch on Loans to Discretionary Trusts and how this affects your personal estate in a divorce.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575574_high.mp3?p=rss" length="9777074" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575574?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>I'm not married but have a long term partner. What rights do I have?</title>
		<link>https://iono.fm/e/1575575</link>
		<guid isPermaLink="true">https://iono.fm/e/1575575</guid>
		<description><![CDATA[What are the consequences of a long term relationship ending? <br />
Are there any rights?<br />
<br />
You always anticipated being together but neither of you wanted to get married. Unfortunately the relationship has ended but you bought a house together - surely you have rights here? This episode explores all of these parameters. What agreements should you have in place. <a href="https://www.linkedin.com/in/hannah-wilson-ba106a305/">Connect with Hannah on LinkedIn</a> &middot; <a href="https://simplifilaw.co.za/">Simplifi Law's website</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:44:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>8</podcast:episode>
						<itunes:title>I'm not married but have a long term partner. What rights do I have?</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>8</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>4:50</itunes:duration>
		<itunes:summary><![CDATA[What are the consequences of a long term relationship ending? 
Are there any rights?

You always anticipated being together but neither of you wanted to get married. Unfortunately the relationship has ended but you bought a house together - surely you have rights here? This episode explores all of these parameters. What agreements should you have in place.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575575_high.mp3?p=rss" length="4640742" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575575?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>I'm getting divorced! Who is going to pay for the kids?</title>
		<link>https://iono.fm/e/1575576</link>
		<guid isPermaLink="true">https://iono.fm/e/1575576</guid>
		<description><![CDATA[How much do our kids cost and who contributes to this? <br />
<br />
How do you calculate how much each parent is going to be contributing to these costs in the post divorce world. We talk about reasonable maintenance requirements and how to consider calculating these actual costs. And finally how each parent is going to contribute proportionaitly in terms of each parents financial means. <a href="https://www.linkedin.com/in/hannah-wilson-ba106a305/">Connect with Hannah on LinkedIn</a> &middot; <a href="https://simplifilaw.co.za/">Simplifi Law's website</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:45:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>9</podcast:episode>
						<itunes:title>I'm getting divorced! Who is going to pay for the kids?</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>9</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>17:58</itunes:duration>
		<itunes:summary><![CDATA[How much do our kids cost and who contributes to this? 

How do you calculate how much each parent is going to be contributing to these costs in the post divorce world. We talk about reasonable maintenance requirements and how to consider calculating these actual costs. And finally how each parent is going to contribute proportionaitly in terms of each parents financial means.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575576_high.mp3?p=rss" length="17260184" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575576?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How much am I entitled to request for spousal maintenance?</title>
		<link>https://iono.fm/e/1575577</link>
		<guid isPermaLink="true">https://iono.fm/e/1575577</guid>
		<description><![CDATA[It is a balance between an established need vs the ability to finance that need. <br />
<br />
So often clients advise that they are entitled to maintenace. This episode looks to unpack what is spousal maintenance and under which circumstances this will be granted by the court. It touches on the fact that spousal maintenance can be revisited. From a finance perspective its where you start to look at lump sum payouts and should consider the advice of a Wealth specialist to help you calculate this as this may very well be a better choice in the long run <a href="https://www.linkedin.com/in/hannah-wilson-ba106a305/">C</a> &middot; <a href="https://simplifilaw.co.za/">Simplifi Law's website</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:46:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>10</podcast:episode>
						<itunes:title>How much am I entitled to request for spousal maintenance?</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>10</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>12:04</itunes:duration>
		<itunes:summary><![CDATA[It is a balance between an established need vs the ability to finance that need. 

So often clients advise that they are entitled to maintenace. This episode looks to unpack what is spousal maintenance and under which circumstances this will be granted by the court. It touches on the fact that spousal maintenance can be revisited. From a finance perspective its where you start to look at lump sum payouts and should consider the advice of a Wealth specialist to help you calculate this as this may very well be a better choice in the long run]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575577_high.mp3?p=rss" length="11600181" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575577?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Trusts - how do they work?</title>
		<link>https://iono.fm/e/1575586</link>
		<guid isPermaLink="true">https://iono.fm/e/1575586</guid>
		<description><![CDATA[You're getting divorced. What about the Family Trust? <br />
<br />
How do Trusts work. And how is the loan considered when going through a divorce. (A side note here, there are many aspects to Trusts which can get quite involved and we have decided to rather invite you to engage with us if you have particular questions regarding your Trust rather than deal with this in a podcast) <a href="https://www.linkedin.com/in/hannah-wilson-ba106a305/">Connect with Hannah on LinkedIn</a> &middot; <a href="https://simplifilaw.co.za/">Simplifi Law's website</a> &middot; <a href="https://open.spotify.com/episode/4WK1btdI3s1K9ceaz1lR8x?si=7t3X_PjMRHmWohQFUWDHHQ">Also listen to Rebecca's story</a> &middot; <a href="https://open.spotify.com/episode/77ftdFERXo9sMSRVMc7Ah4?si=xPV1Tfm_Tcq7GqSL1l_1BA">Also listen to Rebecca's children's story</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:57:00 +0200</pubDate>
				<podcast:season>1</podcast:season>
		<podcast:episode>11</podcast:episode>
						<itunes:title>Trusts - how do they work?</itunes:title>
		<itunes:season>1</itunes:season>
		<itunes:episode>11</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>4:56</itunes:duration>
		<itunes:summary><![CDATA[You're getting divorced. What about the Family Trust? 

How do Trusts work. And how is the loan considered when going through a divorce. (A side note here, there are many aspects to Trusts which can get quite involved and we have decided to rather invite you to engage with us if you have particular questions regarding your Trust rather than deal with this in a podcast)]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575586_high.mp3?p=rss" length="4743560" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575586?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to get divorced before you get married</title>
		<link>https://iono.fm/e/1575578</link>
		<guid isPermaLink="true">https://iono.fm/e/1575578</guid>
		<description><![CDATA[I am getting married. What do I need to know? <br />
<br />
I am about to get married. What do I need to know? 7 things you should know before you get married. This podcast looks to unpack how to live with in the parameters of your marriage and have a seat at the financial decision making table. 74% of women die single so understanding how getting married is going to influence this is so important. <a href="https://open.spotify.com/episode/4wUl2QVB96DO6kftwrHqVp?si=Pl3PVHl6SguXKkzEr5gA8g">Also listen to married in community of property</a> &middot; <a href="https://open.spotify.com/episode/1cXaCXa1maB9M4HvnqIYgJ?si=pPFPxAh-T4ijImceZOdoUA">Also listen to married out of community of property with accrual</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:48:00 +0200</pubDate>
				<podcast:season>2</podcast:season>
		<podcast:episode>1</podcast:episode>
						<itunes:title>How to get divorced before you get married</itunes:title>
		<itunes:season>2</itunes:season>
		<itunes:episode>1</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>9:37</itunes:duration>
		<itunes:summary><![CDATA[I am getting married. What do I need to know? 

I am about to get married. What do I need to know? 7 things you should know before you get married. This podcast looks to unpack how to live with in the parameters of your marriage and have a seat at the financial decision making table. 74% of women die single so understanding how getting married is going to influence this is so important.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575578_high.mp3?p=rss" length="9234950" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575578?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>How to ask my hubby about money and why I should care</title>
		<link>https://iono.fm/e/1575579</link>
		<guid isPermaLink="true">https://iono.fm/e/1575579</guid>
		<description><![CDATA[74% of women die single. <br />
Have a seat at the family financial decision-making table. <br />
<br />
How do I find out what is happening with the family finances so that I know where I stand. How do I make sure that we as a couple, (or just me on my own,) have sufficient savings. In this episode we talk about the rule of 50% / 30%/ 20% and an emergency fund. <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:50:00 +0200</pubDate>
				<podcast:season>2</podcast:season>
		<podcast:episode>2</podcast:episode>
						<itunes:title>How to ask my hubby about money and why I should care</itunes:title>
		<itunes:season>2</itunes:season>
		<itunes:episode>2</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>14:08</itunes:duration>
		<itunes:summary><![CDATA[74% of women die single. 
Have a seat at the family financial decision-making table. 

How do I find out what is happening with the family finances so that I know where I stand. How do I make sure that we as a couple, (or just me on my own,) have sufficient savings. In this episode we talk about the rule of 50% / 30%/ 20% and an emergency fund.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575579_high.mp3?p=rss" length="13575874" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575579?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Michelle was married to a multi-billionaire and lost everything</title>
		<link>https://iono.fm/e/1575580</link>
		<guid isPermaLink="true">https://iono.fm/e/1575580</guid>
		<description><![CDATA[How not knowing about the family finances can cost you everything. <br />
<br />
This is a very powerful, but sad story about the devastating impacts of not knowing how you are married and how it will affect you on death. Its the reason building financial structures and understanding how they work, are so very important. Its the reason why having a seat at the family financial decision making table is so important. Its the reason why perhaps not assuming your husband has it all under control is better. <br />
<br />
At the end of the day it is your life and you are the only one responsible for it. <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:52:00 +0200</pubDate>
				<podcast:season>2</podcast:season>
		<podcast:episode>3</podcast:episode>
						<itunes:title>Michelle was married to a multi-billionaire and lost everything</itunes:title>
		<itunes:season>2</itunes:season>
		<itunes:episode>3</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>6:23</itunes:duration>
		<itunes:summary><![CDATA[How not knowing about the family finances can cost you everything. 

This is a very powerful, but sad story about the devastating impacts of not knowing how you are married and how it will affect you on death. Its the reason building financial structures and understanding how they work, are so very important. Its the reason why having a seat at the family financial decision making table is so important. Its the reason why perhaps not assuming your husband has it all under control is better. 

At the end of the day it is your life and you are the only one responsible for it.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575580_high.mp3?p=rss" length="6131185" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575580?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Trust and how they work - A Story about Rebecca</title>
		<link>https://iono.fm/e/1575581</link>
		<guid isPermaLink="true">https://iono.fm/e/1575581</guid>
		<description><![CDATA[Why are Trusts so expensive to run? <br />
<br />
I meet so many clients who hold Trusts and they are not aware of how they work and why they are SO expensive. There are so many better structures to use. <br />
<br />
This podcast looks at how Trusts work and see if you are actually protecting and achieving what you set out to do. <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:53:00 +0200</pubDate>
				<podcast:season>2</podcast:season>
		<podcast:episode>4</podcast:episode>
						<itunes:title>Trust and how they work - A Story about Rebecca</itunes:title>
		<itunes:season>2</itunes:season>
		<itunes:episode>4</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>4:09</itunes:duration>
		<itunes:summary><![CDATA[Why are Trusts so expensive to run? 

I meet so many clients who hold Trusts and they are not aware of how they work and why they are SO expensive. There are so many better structures to use. 

This podcast looks at how Trusts work and see if you are actually protecting and achieving what you set out to do.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575581_high.mp3?p=rss" length="3986636" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575581?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Trusts and leaving wealth to children who live abroad</title>
		<link>https://iono.fm/e/1575582</link>
		<guid isPermaLink="true">https://iono.fm/e/1575582</guid>
		<description><![CDATA[Why this doesn't work anymore. <br />
<br />
This law was changed in 2024. This podcast speaks to how children who no longer live in SA will be taxed in the Hands of the Trust. Many of my clients in this situation don't seem to be aware of this change and how extremely expensive this has become. <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:54:00 +0200</pubDate>
				<podcast:season>2</podcast:season>
		<podcast:episode>5</podcast:episode>
						<itunes:title>Trusts and leaving wealth to children who live abroad</itunes:title>
		<itunes:season>2</itunes:season>
		<itunes:episode>5</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>2:57</itunes:duration>
		<itunes:summary><![CDATA[Why this doesn't work anymore. 

This law was changed in 2024. This podcast speaks to how children who no longer live in SA will be taxed in the Hands of the Trust. Many of my clients in this situation don't seem to be aware of this change and how extremely expensive this has become.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575582_high.mp3?p=rss" length="2842682" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575582?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Peggy and her husband who didn't save enough</title>
		<link>https://iono.fm/e/1575583</link>
		<guid isPermaLink="true">https://iono.fm/e/1575583</guid>
		<description><![CDATA[Peggy thought he had, but never checked until it was too late. <br />
<br />
A story about Peggy whose husband (A lawyer) had promised her throughout their marriage that there would be enough on retirement for both of them. She discovered far too late that her husband simply didn't understand anything about finance and clearly had not save enough. <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:55:00 +0200</pubDate>
				<podcast:season>2</podcast:season>
		<podcast:episode>6</podcast:episode>
						<itunes:title>Peggy and her husband who didn't save enough</itunes:title>
		<itunes:season>2</itunes:season>
		<itunes:episode>6</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>1:52</itunes:duration>
		<itunes:summary><![CDATA[Peggy thought he had, but never checked until it was too late. 

A story about Peggy whose husband (A lawyer) had promised her throughout their marriage that there would be enough on retirement for both of them. She discovered far too late that her husband simply didn't understand anything about finance and clearly had not save enough.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575583_high.mp3?p=rss" length="1804471" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575583?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Until Death do us part</title>
		<link>https://iono.fm/e/1575584</link>
		<guid isPermaLink="true">https://iono.fm/e/1575584</guid>
		<description><![CDATA[A story about why you MUST update your Will. <br />
<br />
A story about what happens when you don't update your Will and when you don't know the implications of how you are married. And the devastating effect this can have on your life. <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:56:00 +0200</pubDate>
				<podcast:season>2</podcast:season>
		<podcast:episode>7</podcast:episode>
						<itunes:title>Until Death do us part</itunes:title>
		<itunes:season>2</itunes:season>
		<itunes:episode>7</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>2:11</itunes:duration>
		<itunes:summary><![CDATA[A story about why you MUST update your Will. 

A story about what happens when you don't update your Will and when you don't know the implications of how you are married. And the devastating effect this can have on your life.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575584_high.mp3?p=rss" length="2102476" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575584?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>The Accrual Claim and how to calculate it</title>
		<link>https://iono.fm/e/1575585</link>
		<guid isPermaLink="true">https://iono.fm/e/1575585</guid>
		<description><![CDATA[Married out of Community of property, and the accrual claim. <br />
<br />
This is part two to our podcast "Married out of Community of Property with accrual". We break down the very simple application of the accrual claim. But then also look at what might be excluded from this claim like inheritance and donations between spouses. <a href="https://open.spotify.com/episode/0oG8NyHSLYyUVfh6dUGQ0O?si=GMk6rAlhQLuxNdsl7hvHNQ">Also listen to married out of community if property with accrual</a> &middot; <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 13:57:00 +0200</pubDate>
				<podcast:season>2</podcast:season>
		<podcast:episode>8</podcast:episode>
						<itunes:title>The Accrual Claim and how to calculate it</itunes:title>
		<itunes:season>2</itunes:season>
		<itunes:episode>8</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>10:58</itunes:duration>
		<itunes:summary><![CDATA[Married out of Community of property, and the accrual claim. 

This is part two to our podcast "Married out of Community of Property with accrual". We break down the very simple application of the accrual claim. But then also look at what might be excluded from this claim like inheritance and donations between spouses.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
		<enclosure url="https://dl.iono.fm/epi/prov_1036/epi_1575585_high.mp3?p=rss" length="10543580" type="audio/mpeg" />
				<ionofm:thumbnail href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_750.jpeg"/>
		<ionofm:coverart href="https://cdn.iono.fm/files/p1036/banner_9405_20250905_161456_750.jpeg"/>
		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575585?download=0]]></ionofm:player_url>
	</item>
	<item>
		<title>Financial Freedom? Are your investments really generating growth... are you sure?</title>
		<link>https://iono.fm/e/1575587</link>
		<guid isPermaLink="true">https://iono.fm/e/1575587</guid>
		<description><![CDATA[If you aren't invested offshore it is unlikely your investments are breaking even. <br />
<br />
This podcast looks to explore financial freedom and how to get there. It unpacks investments their power, how to use them and how to consider them. It explains more importantly why having funds offshore is no longer just a choice it is imperative. <br />
<br />
It talks about the 3 things that will always chip away at your wealth if you have not taken it into account: Rand Depreciation, Taxation and the effects of inflation. <br />
<br />
And it explains why your wealth advisor needs to be somoene who is carefully and meticulously putting this plan together for you and your very specific circumstances <a href="https://www.facebook.com/carrickathena">Carrick Athena on Facebook</a> &middot; <a href="https://www.instagram.com/carrickathena/">Carrick Athena on Instagram</a> &middot; <a href="https://www.linkedin.com/showcase/carrick-athena/">Carrick Athena on LinkedIn</a> &middot; <a href="https://solidgold.co.za/email.php?email=info@carrick-athena.com&subject=Query%20from%20Wealthy-Her%20podcast">Email Carrick Athena</a>]]></description>
					<category>Investing</category>
				<pubDate>Sat, 12 Jul 2025 14:00:00 +0200</pubDate>
				<podcast:season>2</podcast:season>
		<podcast:episode>9</podcast:episode>
						<itunes:title>Financial Freedom? Are your investments really generating growth... are you sure?</itunes:title>
		<itunes:season>2</itunes:season>
		<itunes:episode>9</itunes:episode>
		<itunes:author>Seanagh Fannin</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9405_20250905_170620_1400.jpeg"/>
		<itunes:duration>23:35</itunes:duration>
		<itunes:summary><![CDATA[If you aren't invested offshore it is unlikely your investments are breaking even. 

This podcast looks to explore financial freedom and how to get there. It unpacks investments their power, how to use them and how to consider them. It explains more importantly why having funds offshore is no longer just a choice it is imperative. 

It talks about the 3 things that will always chip away at your wealth if you have not taken it into account: Rand Depreciation, Taxation and the effects of inflation. 

And it explains why your wealth advisor needs to be somoene who is carefully and meticulously putting this plan together for you and your very specific circumstances]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9405">Wealthy-Her</source>
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		<ionofm:player_url><![CDATA[https://iframe.iono.fm/e/1575587?download=0]]></ionofm:player_url>
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