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		<description>Futurist Bronwyn Williams cuts through the hype to help South African tech leaders make smart data and AI choices before competitors leave them behind. Each episode delivers strategic insights on building secure, AI-driven transformation that actually moves the needle for your business. This season dives deep into financial services with guests like Dr. Bongani Andy Mabaso sharing real-world strategies that deliver exceptional customer value.</description>
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				<itunes:subtitle>Futurist Bronwyn Williams cuts through the hype to help South African tech leaders make smart data and AI choices before competitors leave them behind.</itunes:subtitle>
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		<itunes:summary><![CDATA[Futurist Bronwyn Williams cuts through the hype to help South African tech leaders make smart data and AI choices before competitors leave them behind. Each episode delivers strategic insights on building secure, AI-driven transformation that actually moves the needle for your business. This season dives deep into financial services with guests like Dr. Bongani Andy Mabaso sharing real-world strategies that deliver exceptional customer value.]]></itunes:summary>
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		<title>Dr Vivienne Ming: The human side of AI adoption (full episode)</title>
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		<description><![CDATA[Research shows only 5% of people truly co-create with AI — the rest just outsource their thinking. Dr. Vivienne Ming and Andy Mabaso reveal why companies using true co-creation win product awards and drive revenue while outsourcing produces forgettable marketing slop. Plus: the neuroscience behind cognitive decline, why machines handle certainty while humans must own uncertainty.<br />
<br />
Under pressure, good executives do things they know are wrong — then call it "good business." Dr. Vivienne Ming reveals 11% of purpose-driven employees drive 80% of productivity, whilst Andy Mabaso shares Altron's practical roadmap: audit your tools, write policies, choose wisely. Courage isn't genetic — it's practiced. In optimal organisations, most people should be "productively wrong." <a href="https://www.altron.com/financial-services-industry">Altron FSI website</a>]]></description>
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				<pubDate>Fri, 05 Dec 2025 09:00:00 +0200</pubDate>
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				<itunes:title>Dr Vivienne Ming: The human side of AI adoption (full episode)</itunes:title>
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		<itunes:summary><![CDATA[Research shows only 5% of people truly co-create with AI — the rest just outsource their thinking. Dr. Vivienne Ming and Andy Mabaso reveal why companies using true co-creation win product awards and drive revenue while outsourcing produces forgettable marketing slop. Plus: the neuroscience behind cognitive decline, why machines handle certainty while humans must own uncertainty.

Under pressure, good executives do things they know are wrong — then call it "good business." Dr. Vivienne Ming reveals 11% of purpose-driven employees drive 80% of productivity, whilst Andy Mabaso shares Altron's practical roadmap: audit your tools, write policies, choose wisely. Courage isn't genetic — it's practiced. In optimal organisations, most people should be "productively wrong."]]></itunes:summary>
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		<title>Dr Vivienne Ming: Practice courage before you need it</title>
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		<description><![CDATA[The human side of AI adoption - Part 2: practicing courage when it's easy, so you're ready when it's hard. <br />
<br />
Under pressure, good executives do things they know are wrong — then call it "good business." Dr. Vivienne Ming reveals 11% of purpose-driven employees drive 80% of productivity, whilst Andy Mabaso shares Altron's practical roadmap: audit your tools, write policies, choose wisely. Courage isn't genetic — it's practiced. In optimal organisations, most people should be "productively wrong." <a href="https://www.altron.com/financial-services-industry">Altron FSI website</a>]]></description>
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				<pubDate>Fri, 05 Dec 2025 08:05:00 +0200</pubDate>
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				<itunes:title>Dr Vivienne Ming: Practice courage before you need it</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Bronwynne Williams and Dr. Bongani Andy Mabaso</itunes:author>
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		<itunes:summary><![CDATA[The human side of AI adoption - Part 2: practicing courage when it's easy, so you're ready when it's hard. 

Under pressure, good executives do things they know are wrong — then call it "good business." Dr. Vivienne Ming reveals 11% of purpose-driven employees drive 80% of productivity, whilst Andy Mabaso shares Altron's practical roadmap: audit your tools, write policies, choose wisely. Courage isn't genetic — it's practiced. In optimal organisations, most people should be "productively wrong."]]></itunes:summary>
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		<title>Dr Vivienne Ming: When machines have all the answers</title>
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		<description><![CDATA[The human side of AI adoption - Part 1: why 95% of people use AI wrong and what it costs us. <br />
<br />
Research shows only 5% of people truly co-create with AI — the rest just outsource their thinking. Dr. Vivienne Ming and Andy Mabaso reveal why companies using true co-creation win product awards and drive revenue while outsourcing produces forgettable marketing slop. Plus: the neuroscience behind cognitive decline, why machines handle certainty while humans must own uncertainty. <a href="https://www.altron.com/financial-services-industry">Digital transformation solutions for South African FSIs</a>]]></description>
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				<pubDate>Fri, 05 Dec 2025 08:00:00 +0200</pubDate>
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				<psc:chapter start="00:06:54.000" title="Misconceptions about ethics and technology" />
			 
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				<psc:chapter start="00:17:01.000" title="Research on AI co-creation vs outsourcing" />
			 
				<psc:chapter start="00:22:55.000" title="Ethics in AI implementation" />
			 
				<psc:chapter start="00:26:27.000" title="Frameworks for organisational AI implementation" />
			 
				<psc:chapter start="00:30:04.000" title="The fundamental challenge: well-posed vs ill-posed problems" />
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				<itunes:title>Dr Vivienne Ming: When machines have all the answers</itunes:title>
		<itunes:season>0</itunes:season>
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		<itunes:summary><![CDATA[The human side of AI adoption - Part 1: why 95% of people use AI wrong and what it costs us. 

Research shows only 5% of people truly co-create with AI — the rest just outsource their thinking. Dr. Vivienne Ming and Andy Mabaso reveal why companies using true co-creation win product awards and drive revenue while outsourcing produces forgettable marketing slop. Plus: the neuroscience behind cognitive decline, why machines handle certainty while humans must own uncertainty.]]></itunes:summary>
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		<title>Steven Sidley: The data localisation paradox</title>
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		<description><![CDATA[What AI changes about data control and compliance.<br />
<br />
“Data residency laws are utterly absurd," says Steven Sidley - then explains why businesses can't ignore them anyway. He and Andy Mabaso map out the real trade-offs South African businesses face with AI and cloud: speed vs. control, global scale vs. local sovereignty, innovation vs. regulation. <br />
No perfect answers, just better questions. <a href="https://www.altron.com/financial-services-industry">Altron Digital Business for FSIs</a>]]></description>
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				<pubDate>Wed, 26 Nov 2025 10:45:00 +0200</pubDate>
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				<itunes:title>Steven Sidley: The data localisation paradox</itunes:title>
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		<itunes:author>Bronwynne Williams and Dr. Bongani Andy Mabaso</itunes:author>
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		<itunes:summary><![CDATA[What AI changes about data control and compliance.

“Data residency laws are utterly absurd," says Steven Sidley - then explains why businesses can't ignore them anyway. He and Andy Mabaso map out the real trade-offs South African businesses face with AI and cloud: speed vs. control, global scale vs. local sovereignty, innovation vs. regulation. 
No perfect answers, just better questions.]]></itunes:summary>
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		<title>Rich Mulholland: from AI hype to real ROI</title>
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		<description><![CDATA[Why 80% of AI projects fail and how to join the 20% that succeed.<br />
<br />
Rich Mulholland (Too Many Robots) and Dr. Bongani Andy Mabaso reveal why 80% of AI projects fail — and how to join the 20% that generate real ROI. Learn tactical strategies for AI readiness, data preparation, and cultural adoption in South African businesses, with case studies from financial services leaders unlocking hundreds of millions in value. <a href="https://digitalbusiness.altron.com/altron-digital-business-podcast">Local Logic podcast listing page. Browse episodes you might have missed.</a> &middot; <a href="https://www.altron.com/financial-services-industry">Digital transformation solutions for the SA financial services industry</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 17 Nov 2025 15:30:00 +0200</pubDate>
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		<itunes:summary><![CDATA[Why 80% of AI projects fail and how to join the 20% that succeed.

Rich Mulholland (Too Many Robots) and Dr. Bongani Andy Mabaso reveal why 80% of AI projects fail — and how to join the 20% that generate real ROI. Learn tactical strategies for AI readiness, data preparation, and cultural adoption in South African businesses, with case studies from financial services leaders unlocking hundreds of millions in value.]]></itunes:summary>
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		<title>Leading through technological change</title>
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		<description><![CDATA[AI Transformation for FSI Leaders.<br />
<br />
Why do 90% of digital transformations fail? Dr. Bongani Andy Mabaso (Altron CTO) and Sharon Pearce (Chief Solutionist at Fresh Vision Consulting) reveal how FSI leaders can avoid "regretty spaghetti" - wasteful tech investments that never deliver ROI. <br />
<br />
Essential listening for financial services executives leading technology transformation, change management, and organisational design.<br />
<br />
Learn the "beer taste better" test for evaluating AI projects, why automating bad processes costs millions, and how South African banks are building AI-native organisations. <a href="https://www.altron.com/financial-services-industry">Altron FSI website</a>]]></description>
					<category>Business</category>
				<pubDate>Mon, 10 Nov 2025 11:15:00 +0200</pubDate>
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		<itunes:duration>31:39</itunes:duration>
		<itunes:summary><![CDATA[AI Transformation for FSI Leaders.

Why do 90% of digital transformations fail? Dr. Bongani Andy Mabaso (Altron CTO) and Sharon Pearce (Chief Solutionist at Fresh Vision Consulting) reveal how FSI leaders can avoid "regretty spaghetti" - wasteful tech investments that never deliver ROI. 

Essential listening for financial services executives leading technology transformation, change management, and organisational design.

Learn the "beer taste better" test for evaluating AI projects, why automating bad processes costs millions, and how South African banks are building AI-native organisations.]]></itunes:summary>
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		<title>Breaking down the data silos: when data becomes gold</title>
		<link>https://iono.fm/e/1612853</link>
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		<description><![CDATA[Alternative data, financial inclusion & co-creation.<br />
<br />
Data without outcomes is worthless. TransUnion CEO Lee Naik and Altron CTO Dr Bongani Andy Mabaso reveal the framework that turns raw data into 100X value for FSI organisations.<br />
<br />
Discover why you can't do everything alone, how to co-create with customers, and Andy's simple test: does it make your beer taste better? <br />
<br />
Learn how alternative data can unlock financial inclusion why chasing shiny objects kills innovation. <a href="https://www.altron.com/financial-services-industry">Altron Financial Services Industry overview</a>]]></description>
					<category>Business</category>
				<pubDate>Thu, 30 Oct 2025 09:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
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				<psc:chapter start="00:00:00.000" title="Introduction" />
			 
				<psc:chapter start="00:01:14.000" title="The value of data lies in meaningful insights, not the data itself" />
			 
				<psc:chapter start="00:03:56.000" title="Turning data into business value" />
			 
				<psc:chapter start="00:07:49.000" title="Using AI to transform and clean data" />
			 
				<psc:chapter start="00:11:11.000" title="The value of data partnerships" />
			 
				<psc:chapter start="00:16:44.000" title="Co-creating with customers to monetise data" />
			 
				<psc:chapter start="00:20:30.000" title="Solving problems that matter" />
			 
				<psc:chapter start="00:29:09.000" title="Leadership focus in data-driven organisations" />
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				<itunes:title>Breaking down the data silos: when data becomes gold</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Bronwynne Williams and Dr. Bongani Andy Mabaso</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_1612853_20251030_090856_1400.jpeg"/>
		<itunes:duration>33:54</itunes:duration>
		<itunes:summary><![CDATA[Alternative data, financial inclusion & co-creation.

Data without outcomes is worthless. TransUnion CEO Lee Naik and Altron CTO Dr Bongani Andy Mabaso reveal the framework that turns raw data into 100X value for FSI organisations.

Discover why you can't do everything alone, how to co-create with customers, and Andy's simple test: does it make your beer taste better? 

Learn how alternative data can unlock financial inclusion why chasing shiny objects kills innovation.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9494">Local Logic by Altron</source>
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		<title>Future-proof your institution with AI and data</title>
		<link>https://iono.fm/e/1609639</link>
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		<description><![CDATA[Digital transformation strategies for South African FSI business leaders.<br />
<br />
Turn AI innovation into competitive advantage. <br />
<br />
Dr Bongani Andy Mabaso (Altron Group CTO) and Musa Kalenga (Brave Group CEO) share what works: using AI to transform data, achieving single view of customers with pattern recognition, pricing POCs strategically, and innovating at the customer. <br />
<br />
Discover why 90% of innovation fails, how to escape pilot purgatory, and practical frameworks for digital transformation in South Africa's financial services sector.<br />
<br />
Andy reveals Altron's AI Factory initiative. Musa shares real examples from FSI on using data to challenge bias and design for shifting customer behaviours. <a href="https://www.altron.com/financial-services-industry">Altron: local logic you can bank on</a>]]></description>
					<category>Business</category>
				<pubDate>Tue, 21 Oct 2025 10:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
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				<psc:chapter start="00:00:02.000" title="Introduction to Local Logic and guests" />
			 
				<psc:chapter start="00:00:59.000" title="Using AI to transform data" />
			 
				<psc:chapter start="00:02:41.000" title="Quick wins with AI adoption" />
			 
				<psc:chapter start="00:05:33.000" title="Turning AI innovation into competitive advantage" />
			 
				<psc:chapter start="00:07:06.000" title="Moving from data collection to actionable insights" />
			 
				<psc:chapter start="00:08:51.000" title="Foundations for enterprise-scale innovations" />
			 
				<psc:chapter start="00:10:58.000" title="Pricing POC&#039;s to encourage experimentation" />
			 
				<psc:chapter start="00:12:06.000" title="People-centred innovation approach" />
			 
				<psc:chapter start="00:12:57.000" title="Building sustainable and scalable innovation" />
			 
				<psc:chapter start="00:15:54.000" title="Leveraging data to identify problems and solutions" />
			 
				<psc:chapter start="00:18:09.000" title="Avoiding innovation distractions" />
			 
				<psc:chapter start="00:20:52.000" title="Long-term transformations for competitive advantage" />
			 
				<psc:chapter start="00:23:15.000" title="Using innovation to deepen customer relationships" />
			 
				<psc:chapter start="00:25:56.000" title="Most innovative enterprise AI solutions" />
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				<itunes:title>Future-proof your institution with AI and data</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Bronwynne Williams and Dr. Bongani Andy Mabaso</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_1609639_20251021_101422_1400.jpeg"/>
		<itunes:duration>27:29</itunes:duration>
		<itunes:summary><![CDATA[Digital transformation strategies for South African FSI business leaders.

Turn AI innovation into competitive advantage. 

Dr Bongani Andy Mabaso (Altron Group CTO) and Musa Kalenga (Brave Group CEO) share what works: using AI to transform data, achieving single view of customers with pattern recognition, pricing POCs strategically, and innovating at the customer. 

Discover why 90% of innovation fails, how to escape pilot purgatory, and practical frameworks for digital transformation in South Africa's financial services sector.

Andy reveals Altron's AI Factory initiative. Musa shares real examples from FSI on using data to challenge bias and design for shifting customer behaviours.]]></itunes:summary>
				<source url="https://rss.iono.fm/rss/chan/9494">Local Logic by Altron</source>
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		<title>Welcome to Local Logic by Altron</title>
		<link>https://iono.fm/e/1591160</link>
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		<description><![CDATA[Futurist Bronwyn Williams cuts through the hype to help South African tech leaders make smart data and AI choices before competitors leave them behind. Each episode delivers strategic insights on building secure, AI-driven transformation that actually moves the needle for your business. This season dives deep into financial services with guests like Dr. Bongani Andy Mabaso sharing real-world strategies that deliver exceptional customer value. <a href="https://www.altron.com/financial-services-industry">Altron FSI website</a>]]></description>
					<category>Business</category>
				<pubDate>Wed, 27 Aug 2025 17:44:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>Welcome to Local Logic by Altron</itunes:title>
		<itunes:season>0</itunes:season>
		<itunes:episode>0</itunes:episode>
		<itunes:author>Bronwynne Williams and Dr. Bongani Andy Mabaso</itunes:author>
					<itunes:episodeType>full</itunes:episodeType>
				<itunes:image href="https://cdn.iono.fm/files/p1036/logo_9494_20250827_174500_1400.jpeg"/>
		<itunes:duration>1:19</itunes:duration>
		<itunes:summary><![CDATA[Futurist Bronwyn Williams cuts through the hype to help South African tech leaders make smart data and AI choices before competitors leave them behind. Each episode delivers strategic insights on building secure, AI-driven transformation that actually moves the needle for your business. This season dives deep into financial services with guests like Dr. Bongani Andy Mabaso sharing real-world strategies that deliver exceptional customer value.]]></itunes:summary>
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