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		<title>Inside Your Pocket</title>
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		<description>The cost of living keeps rising even if your bank balance doesn’t. Gugu tackles various personal finance matters with suitable experts to help you navigate your day-to-day finances.</description>
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		<pubDate>Fri, 23 Jan 2026 16:05:14 +0200</pubDate>
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				<itunes:subtitle>The cost of living keeps rising even if your bank balance doesn’t.</itunes:subtitle>
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		<title>Middle East Conflict and Its Local Economic Impact</title>
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		<description><![CDATA[Debt expert Dehan Scherman from National Debt Advisors warned that rising global oil prices could quickly translate into higher fuel, transport and food costs for South African households. ]]></description>
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				<pubDate>Thu, 05 Mar 2026 22:45:00 +0200</pubDate>
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		<title>National Debt Awareness Month | Q4 2025 Debt Index : Confidence up, but costs outpace income growth</title>
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		<description><![CDATA[Guest: Benay Sager, Executive Head of Debtbusters ]]></description>
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				<pubDate>Fri, 06 Feb 2026 11:58:00 +0200</pubDate>
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						<itunes:title>National Debt Awareness Month | Q4 2025 Debt Index : Confidence up, but costs outpace income growth</itunes:title>
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		<title>Transformation fund: opportunity or threat for SMEs?</title>
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		<description><![CDATA[The government is preparing to launch a revamped Transformation Fund as early as next week, rewriting incentives that have shaped corporate behaviour for more than two decades. Joining Gugulethu today is Jamell Khan from Unconventional CA (UCA), who has been vocal about the risks of centralising corporate transformation funds. ]]></description>
					<category>Business</category>
				<pubDate>Wed, 28 Jan 2026 21:31:00 +0200</pubDate>
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						<itunes:title>Transformation fund: opportunity or threat for SMEs?</itunes:title>
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		<title>Is Hard Cash On Its Way Out?</title>
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		<description><![CDATA[Guest - Kokkie Kooyman, banking analyst and director at Denker Capital<br />
<br />
As the world shifts towards cashless payment methods, South Africa is gradually moving away from cash against a social and economic backdrop of inequality and slow economic growth. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 21 Aug 2025 19:00:00 +0200</pubDate>
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						<itunes:title>Is Hard Cash On Its Way Out?</itunes:title>
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		<itunes:summary><![CDATA[Guest - Kokkie Kooyman, banking analyst and director at Denker Capital

As the world shifts towards cashless payment methods, South Africa is gradually moving away from cash against a social and economic backdrop of inequality and slow economic growth.]]></itunes:summary>
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		<title>The Shocking Rise of Gambling &amp; Pension Withdrawals in SA</title>
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		<description><![CDATA[GUEST – John Manyike - Old Mutual Group Head of Financial Education.<br />
 <br />
Old Mutual Group Head of Financial Education, John Manyike to join us to discuss a growing crisis affecting working South Africans – the increasing reliance on gambling and early two-pot withdrawals to survive financially.<br />
 <br />
The recently released 2025 Old Mutual Savings & Investment Monitor (OMSIM) paints a concerning picture of financial desperation:<br />
52% of working South Africans are gambling – often to pay off debt or cover monthly expenses.<br />
31% are already dipping into their pension funds through the two-pot system, risking long-term financial security for short-term relief.<br />
Even though 96% say saving for retirement is important, the current economic pressure is forcing many to make difficult, sometimes risky, financial decisions. ]]></description>
					<category>Business</category>
				<pubDate>Thu, 14 Aug 2025 19:00:00 +0200</pubDate>
				<podcast:season>0</podcast:season>
		<podcast:episode>0</podcast:episode>
						<itunes:title>The Shocking Rise of Gambling &amp; Pension Withdrawals in SA</itunes:title>
		<itunes:season>0</itunes:season>
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		<itunes:author>Kaya 959</itunes:author>
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		<itunes:summary><![CDATA[GUEST – John Manyike - Old Mutual Group Head of Financial Education.
 
Old Mutual Group Head of Financial Education, John Manyike to join us to discuss a growing crisis affecting working South Africans – the increasing reliance on gambling and early two-pot withdrawals to survive financially.
 
The recently released 2025 Old Mutual Savings & Investment Monitor (OMSIM) paints a concerning picture of financial desperation:
52% of working South Africans are gambling – often to pay off debt or cover monthly expenses.
31% are already dipping into their pension funds through the two-pot system, risking long-term financial security for short-term relief.
Even though 96% say saving for retirement is important, the current economic pressure is forcing many to make difficult, sometimes risky, financial decisions.]]></itunes:summary>
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